BR0318304A - portal to transmit credit card operation via sms - Google Patents

portal to transmit credit card operation via sms

Info

Publication number
BR0318304A
BR0318304A BRPI0318304-1A BR0318304A BR0318304A BR 0318304 A BR0318304 A BR 0318304A BR 0318304 A BR0318304 A BR 0318304A BR 0318304 A BR0318304 A BR 0318304A
Authority
BR
Brazil
Prior art keywords
portal
authentication
credit card
sale
card operation
Prior art date
Application number
BRPI0318304-1A
Other languages
Portuguese (pt)
Inventor
Silva Ivan Da
Original Assignee
Silva Ivan Da
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US10/281,819 external-priority patent/US20030212601A1/en
Application filed by Silva Ivan Da filed Critical Silva Ivan Da
Publication of BR0318304A publication Critical patent/BR0318304A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

"PORTAL PARA TRANSMITIR OPERAçãO DE CARTãO DE CRéDITO VIA SMS". Sistema de pagamento para facilitar o pagamento remoto de bens e serviços do ponto-de-venda é descrito. Um terminal de ponto-de-venda (PDV) comunica a informação financeira do ponto-de-venda seguro ao portal de autenticação através de uma rede wireless. O portal de autenticação instrui o portal de e-comércio a colocar uma ordem para ao menos um artigo e para transferir os fundos associados com ao menos um artigo para uma respectiva conta. O portal de e-comércio valida o pedido do portal de autenticação e notifica o portal de autenticação se a transação foi bem sucedida. O portal de autenticação envia o status ao terminal PDV."PORTAL TO TRANSMIT SMS CREDIT CARD OPERATION". Payment system to facilitate remote payment of goods and services from the point of sale is described. A point-of-sale (POS) terminal communicates secure point-of-sale financial information to the authentication portal via a wireless network. The authentication portal instructs the e-commerce portal to place an order for at least one article and to transfer funds associated with at least one article to a respective account. The e-commerce portal validates the authentication portal request and notifies the authentication portal if the transaction was successful. The authentication portal sends the status to the POS terminal.

BRPI0318304-1A 2002-10-28 2003-05-12 portal to transmit credit card operation via sms BR0318304A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/281,819 US20030212601A1 (en) 2002-05-09 2002-10-28 Credit card SMS portal transmission system and process
PCT/US2003/014685 WO2004107285A1 (en) 2003-05-12 2003-05-12 Credit card sms portal transmission system and process

Publications (1)

Publication Number Publication Date
BR0318304A true BR0318304A (en) 2006-07-11

Family

ID=33488746

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0318304-1A BR0318304A (en) 2002-10-28 2003-05-12 portal to transmit credit card operation via sms

Country Status (6)

Country Link
EP (1) EP1627364A1 (en)
AU (1) AU2003304167A1 (en)
BR (1) BR0318304A (en)
CA (1) CA2525666A1 (en)
MX (1) MXPA05012304A (en)
WO (1) WO2004107285A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100654039B1 (en) 2005-11-14 2006-12-05 에스케이 텔레콤주식회사 Authentication for service server in wireless internet and settlement using the same
WO2011135412A1 (en) * 2010-01-13 2011-11-03 Hendrik Geert Pieter Van Arkel Commercial credit circuit
US20130185124A1 (en) * 2012-01-18 2013-07-18 Square Inc. Mobile Card Processing Using Multiple Wireless Devices
US9785920B2 (en) 2012-01-18 2017-10-10 Square, Inc. Acquisition of card information to enhance user experience

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AUPP220998A0 (en) * 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
FR2780800B1 (en) * 1998-07-03 2000-09-08 Sagem ELECTRONIC PAYMENT PROCESS
FR2787273B1 (en) * 1998-12-14 2001-02-16 Sagem SECURE PAYMENT PROCESS
NO313949B1 (en) * 1999-04-29 2002-12-30 Ericsson Telefon Ab L M Authentication in mobile networks
US20020046185A1 (en) * 2000-08-30 2002-04-18 Jean-Marc Villart System and method conducting POS transactions
US7292996B2 (en) * 2000-10-06 2007-11-06 Openwave Systems Inc. Method and apparatus for performing a credit based transaction between a user of a wireless communications device and a provider of a product or service
SI1327230T1 (en) * 2000-10-18 2005-08-31 Ultra Proizv Elektronskih Napr
JP2002269350A (en) * 2001-03-14 2002-09-20 Hitachi Ltd Transaction settlement method, transaction settlement system and portable communication terminal used therefor and settlement terminal for member store
US20020143634A1 (en) * 2001-03-30 2002-10-03 Kumar K. Anand Wireless payment system

Also Published As

Publication number Publication date
CA2525666A1 (en) 2004-12-09
AU2003304167A1 (en) 2005-01-21
MXPA05012304A (en) 2006-07-03
EP1627364A1 (en) 2006-02-22
WO2004107285A1 (en) 2004-12-09

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A E 8A ANUIDADE(S).

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2144 DE 07/02/2012.