AU5893598A - Microprocessor card payment system - Google Patents

Microprocessor card payment system

Info

Publication number
AU5893598A
AU5893598A AU58935/98A AU5893598A AU5893598A AU 5893598 A AU5893598 A AU 5893598A AU 58935/98 A AU58935/98 A AU 58935/98A AU 5893598 A AU5893598 A AU 5893598A AU 5893598 A AU5893598 A AU 5893598A
Authority
AU
Australia
Prior art keywords
payment system
card payment
microprocessor card
microprocessor
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU58935/98A
Inventor
Huijie Deng
Teow-Hin Ngair
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Institute of Systems Science
Original Assignee
Institute of Systems Science
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Institute of Systems Science filed Critical Institute of Systems Science
Publication of AU5893598A publication Critical patent/AU5893598A/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU58935/98A 1996-12-04 1997-12-03 Microprocessor card payment system Abandoned AU5893598A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
SG1996011524A SG64957A1 (en) 1996-12-04 1996-12-04 Microprocessor card payment system
SG9611524-1 1996-12-04
PCT/SG1997/000065 WO1998025220A1 (en) 1996-12-04 1997-12-03 Microprocessor card payment system

Publications (1)

Publication Number Publication Date
AU5893598A true AU5893598A (en) 1998-06-29

Family

ID=20429528

Family Applications (1)

Application Number Title Priority Date Filing Date
AU58935/98A Abandoned AU5893598A (en) 1996-12-04 1997-12-03 Microprocessor card payment system

Country Status (4)

Country Link
EP (1) EP1012762A4 (en)
AU (1) AU5893598A (en)
SG (1) SG64957A1 (en)
WO (1) WO1998025220A1 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6308886B1 (en) * 1996-01-31 2001-10-30 Magtek, Inc. Terminal for issuing and processing data-bearing documents
SE512748C2 (en) * 1997-05-15 2000-05-08 Access Security Sweden Ab Procedure, active card, system and use of active card to carry out an electronic transaction
JP5116920B2 (en) 1999-04-30 2013-01-09 ペイパル， インコーポレイテッド System and method for electronically exchanging value between distributed users
US7251730B2 (en) * 2001-12-21 2007-07-31 Qualcomm Incorporated Method and apparatus for simplified audio authentication
US7966497B2 (en) 2002-02-15 2011-06-21 Qualcomm Incorporated System and method for acoustic two factor authentication
DE10219731A1 (en) 2002-05-02 2003-11-20 Giesecke & Devrient Gmbh Secure data transaction implementation with a chip card, whereby a partial data transaction is carried out by the chip card using a secure secondary data element prior to linking with transaction data in the main processing unit
US7401224B2 (en) 2002-05-15 2008-07-15 Qualcomm Incorporated System and method for managing sonic token verifiers
CN1831865B (en) * 2006-04-24 2010-09-29 北京易恒信认证科技有限公司 Electronic bank safety authorization system and method based on CPK
EP2341658A1 (en) * 2009-12-31 2011-07-06 Gemalto SA Asymmetric cryptography error counter
US8690054B1 (en) 2013-05-29 2014-04-08 The Toronto-Dominion Bank System and method for chip-enabled card transaction processing and alert communication
EP2991262A1 (en) * 2014-08-29 2016-03-02 Gemalto SA A method for signing data, corresponding first and second device and system

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0281059B1 (en) * 1987-03-04 1993-12-01 Siemens Nixdorf Informationssysteme Aktiengesellschaft Data exchange system with a plurality of user terminals, each including an IC card reader
EP0383985A1 (en) * 1989-02-24 1990-08-29 Claus Peter Prof. Dr. Schnorr Method for subscriber identification and for generation and verification of electronic signatures in a data exchange system
JP3080382B2 (en) * 1990-02-21 2000-08-28 株式会社日立製作所 Cryptographic communication system
GB9121995D0 (en) * 1991-10-16 1991-11-27 Jonhig Ltd Value transfer system
US5265164A (en) * 1991-10-31 1993-11-23 International Business Machines Corporation Cryptographic facility environment backup/restore and replication in a public key cryptosystem
US5396558A (en) * 1992-09-18 1995-03-07 Nippon Telegraph And Telephone Corporation Method and apparatus for settlement of accounts by IC cards
US5511121A (en) * 1994-02-23 1996-04-23 Bell Communications Research, Inc. Efficient electronic money
US5557678A (en) * 1994-07-18 1996-09-17 Bell Atlantic Network Services, Inc. System and method for centralized session key distribution, privacy enhanced messaging and information distribution using a split private key public cryptosystem
US5588061A (en) * 1994-07-20 1996-12-24 Bell Atlantic Network Services, Inc. System and method for identity verification, forming joint signatures and session key agreement in an RSA public cryptosystem
EP0891663A1 (en) * 1996-04-01 1999-01-20 Hewlett-Packard Company Transmitting messages over a network

Also Published As

Publication number Publication date
EP1012762A1 (en) 2000-06-28
WO1998025220A1 (en) 1998-06-11
EP1012762A4 (en) 2001-01-24
SG64957A1 (en) 1999-05-25

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