AU2020372489B2 - Code generation and tracking for automatic data synchronization in a data management system - Google Patents

Code generation and tracking for automatic data synchronization in a data management system Download PDF

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Publication number
AU2020372489B2
AU2020372489B2 AU2020372489A AU2020372489A AU2020372489B2 AU 2020372489 B2 AU2020372489 B2 AU 2020372489B2 AU 2020372489 A AU2020372489 A AU 2020372489A AU 2020372489 A AU2020372489 A AU 2020372489A AU 2020372489 B2 AU2020372489 B2 AU 2020372489B2
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AU
Australia
Prior art keywords
transaction
data
receipt
expense
merchant
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AU2020372489A
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English (en)
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AU2020372489A1 (en
Inventor
Ignacio CORDERI
Pedro Franceschi
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Brex Inc
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Brex Inc
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Filing date
Publication date
Priority claimed from US16/664,694 external-priority patent/US11593765B2/en
Priority claimed from US16/664,592 external-priority patent/US11423368B2/en
Application filed by Brex Inc filed Critical Brex Inc
Publication of AU2020372489A1 publication Critical patent/AU2020372489A1/en
Assigned to BREX INC. reassignment BREX INC. Amend patent request/document other than specification (104) Assignors: BREX, INC.
Application granted granted Critical
Publication of AU2020372489B2 publication Critical patent/AU2020372489B2/en
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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/045Payment circuits using payment protocols involving tickets
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4015Transaction verification using location information
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • G06Q40/125Finance or payroll
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V30/00Character recognition; Recognising digital ink; Document-oriented image-based pattern recognition
    • G06V30/40Document-oriented image-based pattern recognition

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Artificial Intelligence (AREA)
  • Multimedia (AREA)
  • Technology Law (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Character Discrimination (AREA)
AU2020372489A 2019-10-25 2020-10-23 Code generation and tracking for automatic data synchronization in a data management system Active AU2020372489B2 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US16/664,592 2019-10-25
US16/664,694 2019-10-25
US16/664,694 US11593765B2 (en) 2019-10-25 2019-10-25 Application data integration for automatic data categorizations
US16/664,592 US11423368B2 (en) 2019-10-25 2019-10-25 Code generation and tracking for automatic data synchronization in a data management system
PCT/US2020/057168 WO2021081408A1 (en) 2019-10-25 2020-10-23 Code generation and tracking for automatic data synchronization in a data management system

Publications (2)

Publication Number Publication Date
AU2020372489A1 AU2020372489A1 (en) 2022-06-16
AU2020372489B2 true AU2020372489B2 (en) 2023-06-08

Family

ID=75620286

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2020372489A Active AU2020372489B2 (en) 2019-10-25 2020-10-23 Code generation and tracking for automatic data synchronization in a data management system

Country Status (10)

Country Link
EP (1) EP4049177A4 (zh)
JP (1) JP7466638B2 (zh)
CN (1) CN114902298A (zh)
AU (1) AU2020372489B2 (zh)
BR (1) BR112022007726A2 (zh)
CA (1) CA3158558A1 (zh)
IL (1) IL292476A (zh)
MX (1) MX2022004922A (zh)
WO (1) WO2021081408A1 (zh)
ZA (1) ZA202205666B (zh)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20230230067A1 (en) * 2022-01-20 2023-07-20 VocaLink Limited Tokenized control of personal data

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130230205A1 (en) * 2012-03-01 2013-09-05 Ricoh Company, Ltd. Expense report system with receipt image processing
US20140074690A1 (en) * 2012-09-07 2014-03-13 Bank Of America Corporation Digital receipt router
US20150003734A1 (en) * 2011-05-10 2015-01-01 Expensify, Inc. System and method for processing receipts and other records of users

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6754640B2 (en) * 2000-10-30 2004-06-22 William O. Bozeman Universal positive pay match, authentication, authorization, settlement and clearing system
JP2002245391A (ja) 2001-02-16 2002-08-30 Takeda Chem Ind Ltd 経費精算システム
US20120084135A1 (en) * 2010-10-01 2012-04-05 Smartslips Inc. System and method for tracking transaction records in a network
JP5440652B2 (ja) 2012-05-11 2014-03-12 カシオ計算機株式会社 売上データ処理装置、及びプログラム
US9208528B2 (en) 2012-10-16 2015-12-08 American Express Travel Related Services Company, Inc. Systems and methods for expense management
US10410191B2 (en) * 2013-03-14 2019-09-10 Bill.Com, Llc System and method for scanning and processing of payment documentation in an integrated partner platform
US20150032602A1 (en) * 2013-07-29 2015-01-29 Bank Of America Corporation Understanding past purchase transactions based on purchase transaction history
US9275418B2 (en) * 2014-05-16 2016-03-01 Bank Of America Corporation Providing e-receipts to customers
EP3164838A4 (en) 2014-07-02 2018-01-10 Michael H. Freeman Receiving, sending and managing electronic approvals and receipts invention
JP6443057B2 (ja) 2015-01-09 2018-12-26 セイコーエプソン株式会社 制御装置、及び、制御装置の制御方法
JP6719063B2 (ja) 2015-03-31 2020-07-08 株式会社日本デジタル研究所 会計入力システム、端末装置、サーバー装置、方法およびプログラム
US20180053259A1 (en) * 2016-08-19 2018-02-22 Kabushiki Kaisha Toshiba System and method for personalized, policy based expense processing
US10115083B1 (en) 2017-10-24 2018-10-30 Capital One Services, Llc Camera activation and image processing for transaction verification

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20150003734A1 (en) * 2011-05-10 2015-01-01 Expensify, Inc. System and method for processing receipts and other records of users
US20130230205A1 (en) * 2012-03-01 2013-09-05 Ricoh Company, Ltd. Expense report system with receipt image processing
US20140074690A1 (en) * 2012-09-07 2014-03-13 Bank Of America Corporation Digital receipt router

Also Published As

Publication number Publication date
MX2022004922A (es) 2022-08-08
ZA202205666B (en) 2023-11-29
AU2020372489A1 (en) 2022-06-16
BR112022007726A2 (pt) 2022-07-12
EP4049177A4 (en) 2023-10-11
EP4049177A1 (en) 2022-08-31
WO2021081408A1 (en) 2021-04-29
CA3158558A1 (en) 2021-04-29
CN114902298A (zh) 2022-08-12
JP2023505007A (ja) 2023-02-08
IL292476A (en) 2022-06-01
JP7466638B2 (ja) 2024-04-12

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Owner name: BREX INC.

Free format text: FORMER NAME(S): BREX, INC.

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