AU2014391256B2 - Method and system for generating an advanced storage key in a mobile device without secure elements - Google Patents
Method and system for generating an advanced storage key in a mobile device without secure elements Download PDFInfo
- Publication number
- AU2014391256B2 AU2014391256B2 AU2014391256A AU2014391256A AU2014391256B2 AU 2014391256 B2 AU2014391256 B2 AU 2014391256B2 AU 2014391256 A AU2014391256 A AU 2014391256A AU 2014391256 A AU2014391256 A AU 2014391256A AU 2014391256 B2 AU2014391256 B2 AU 2014391256B2
- Authority
- AU
- Australia
- Prior art keywords
- mobile device
- application program
- key
- payment
- program
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000000034 method Methods 0.000 title claims abstract description 103
- 230000015654 memory Effects 0.000 claims abstract description 74
- 238000012545 processing Methods 0.000 claims description 144
- 230000006870 function Effects 0.000 claims description 38
- 238000010295 mobile communication Methods 0.000 claims description 34
- 238000007726 management method Methods 0.000 description 106
- 238000010200 validation analysis Methods 0.000 description 57
- 230000008569 process Effects 0.000 description 28
- 238000004891 communication Methods 0.000 description 23
- 238000010586 diagram Methods 0.000 description 13
- 230000009471 action Effects 0.000 description 10
- 238000004590 computer program Methods 0.000 description 10
- 230000005540 biological transmission Effects 0.000 description 9
- 238000012790 confirmation Methods 0.000 description 9
- 238000012795 verification Methods 0.000 description 5
- 238000013475 authorization Methods 0.000 description 4
- 230000008901 benefit Effects 0.000 description 4
- 230000009977 dual effect Effects 0.000 description 4
- 238000012546 transfer Methods 0.000 description 4
- 230000010267 cellular communication Effects 0.000 description 3
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- 230000003287 optical effect Effects 0.000 description 3
- 230000004044 response Effects 0.000 description 3
- 238000013500 data storage Methods 0.000 description 2
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- 239000004973 liquid crystal related substance Substances 0.000 description 2
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/45—Structures or tools for the administration of authentication
- G06F21/46—Structures or tools for the administration of authentication by designing passwords or checking the strength of passwords
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
- Telephone Function (AREA)
- Mobile Radio Communication Systems (AREA)
- Cash Registers Or Receiving Machines (AREA)
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| AU2017245412A AU2017245412A1 (en) | 2013-12-02 | 2017-10-12 | Method and system for generating an advanced storage key in a mobile device without secure elements |
| AU2019250276A AU2019250276B2 (en) | 2013-12-02 | 2019-10-18 | Method and system for generating an advanced storage key in a mobile device without secure elements |
Applications Claiming Priority (10)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US61/910,819 | 2013-12-02 | ||
| US61/951,842 | 2014-03-12 | ||
| US61/955,716 | 2014-03-19 | ||
| US201461979113P | 2014-04-14 | 2014-04-14 | |
| US61/979,132 | 2014-04-14 | ||
| US61/979,122 | 2014-04-14 | ||
| US61/979,113 | 2014-04-14 | ||
| US61/980,784 | 2014-04-17 | ||
| US61/996,665 | 2014-05-14 | ||
| PCT/US2014/068000 WO2015160385A1 (en) | 2014-04-14 | 2014-12-02 | Method and system for generating an advanced storage key in a mobile device without secure elements |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| AU2017245412A Division AU2017245412A1 (en) | 2013-12-02 | 2017-10-12 | Method and system for generating an advanced storage key in a mobile device without secure elements |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| AU2014391256A1 AU2014391256A1 (en) | 2016-07-07 |
| AU2014391256B2 true AU2014391256B2 (en) | 2017-07-13 |
Family
ID=54324415
Family Applications (3)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| AU2014391256A Active AU2014391256B2 (en) | 2013-12-02 | 2014-12-02 | Method and system for generating an advanced storage key in a mobile device without secure elements |
| AU2017245412A Abandoned AU2017245412A1 (en) | 2013-12-02 | 2017-10-12 | Method and system for generating an advanced storage key in a mobile device without secure elements |
| AU2019250276A Active AU2019250276B2 (en) | 2013-12-02 | 2019-10-18 | Method and system for generating an advanced storage key in a mobile device without secure elements |
Family Applications After (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| AU2017245412A Abandoned AU2017245412A1 (en) | 2013-12-02 | 2017-10-12 | Method and system for generating an advanced storage key in a mobile device without secure elements |
| AU2019250276A Active AU2019250276B2 (en) | 2013-12-02 | 2019-10-18 | Method and system for generating an advanced storage key in a mobile device without secure elements |
Country Status (14)
| Country | Link |
|---|---|
| EP (1) | EP3132406A4 (he) |
| JP (3) | JP6224254B2 (he) |
| KR (3) | KR102151579B1 (he) |
| CN (2) | CN111523884B (he) |
| AU (3) | AU2014391256B2 (he) |
| CA (1) | CA2933336C (he) |
| IL (1) | IL246109B (he) |
| MX (1) | MX356939B (he) |
| NZ (1) | NZ721223A (he) |
| RU (2) | RU2682840C2 (he) |
| SG (2) | SG11201604876YA (he) |
| UA (1) | UA117951C2 (he) |
| WO (1) | WO2015160385A1 (he) |
| ZA (1) | ZA201603938B (he) |
Families Citing this family (19)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10270748B2 (en) | 2013-03-22 | 2019-04-23 | Nok Nok Labs, Inc. | Advanced authentication techniques and applications |
| US11521203B2 (en) * | 2015-07-09 | 2022-12-06 | Cryptography Research, Inc. | Generating a cryptographic key based on transaction data of mobile payments |
| JP2017175226A (ja) * | 2016-03-18 | 2017-09-28 | 株式会社インテック | 公開鍵証明書を発行するためのプログラム、方法およびシステム |
| US10769635B2 (en) | 2016-08-05 | 2020-09-08 | Nok Nok Labs, Inc. | Authentication techniques including speech and/or lip movement analysis |
| EP3340094B1 (en) * | 2016-12-22 | 2021-04-28 | Mastercard International Incorporated | Method for renewal of cryptographic whiteboxes under binding of new public key and old identifier |
| EP3364329B1 (en) * | 2017-02-21 | 2023-07-26 | Mastercard International Incorporated | Security architecture for device applications |
| CN108804908B (zh) * | 2017-05-04 | 2023-05-09 | 腾讯科技（深圳）有限公司 | 一种设备指纹生成方法、装置及计算设备 |
| CN107908948B (zh) * | 2017-11-01 | 2019-11-19 | 中国移动通信集团江苏有限公司 | 一种应用于安全风险控制的安卓app设备指纹生成方法 |
| US11868995B2 (en) | 2017-11-27 | 2024-01-09 | Nok Nok Labs, Inc. | Extending a secure key storage for transaction confirmation and cryptocurrency |
| US11831409B2 (en) | 2018-01-12 | 2023-11-28 | Nok Nok Labs, Inc. | System and method for binding verifiable claims |
| CN109068304A (zh) * | 2018-08-07 | 2018-12-21 | 佛山市苔藓云链科技有限公司 | 一种使用近场通信验证物联网设备真实的方法 |
| US11258604B2 (en) * | 2018-10-19 | 2022-02-22 | Oracle International Corporation | Rewiring cryptographic key management system service instances |
| US12041039B2 (en) * | 2019-02-28 | 2024-07-16 | Nok Nok Labs, Inc. | System and method for endorsing a new authenticator |
| JP7127585B2 (ja) * | 2019-03-12 | 2022-08-30 | オムロン株式会社 | セーフティシステムおよびメンテナンス方法 |
| US11792024B2 (en) | 2019-03-29 | 2023-10-17 | Nok Nok Labs, Inc. | System and method for efficient challenge-response authentication |
| US11783332B2 (en) | 2020-02-14 | 2023-10-10 | Mastercard International Incorporated | Method and system for facilitating secure card-based transactions |
| EP3933731A1 (en) * | 2020-06-30 | 2022-01-05 | Mastercard International Incorporated | Authorization data processing for multiple issuers |
| US11784798B2 (en) | 2021-03-30 | 2023-10-10 | Visa International Service Association | System, method, and computer program product for data security |
| CN115396103B (zh) * | 2022-10-26 | 2023-03-24 | 杭州海康威视数字技术股份有限公司 | 基于白盒密钥的ai数据共享方法、系统和装置 |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20130262317A1 (en) * | 2012-04-02 | 2013-10-03 | Mastercard International Incorporated | Systems and methods for processing mobile payments by provisoning credentials to mobile devices without secure elements |
Family Cites Families (21)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7606771B2 (en) * | 2001-01-11 | 2009-10-20 | Cardinalcommerce Corporation | Dynamic number authentication for credit/debit cards |
| JP4808733B2 (ja) * | 2005-01-07 | 2011-11-02 | リモ パテントフェルヴァルトゥング ゲーエムベーハー ウント コー．カーゲー | 光均質化装置 |
| KR100842267B1 (ko) * | 2006-12-01 | 2008-06-30 | 한국전자통신연구원 | 다중 인증 수단을 가지는 시스템의 통합 사용자 인증 서버,클라이언트 및 방법 |
| JP2009284231A (ja) * | 2008-05-22 | 2009-12-03 | Panasonic Corp | 鍵生成装置、鍵生成方法及び鍵生成プログラム、並びに、電子機器 |
| US8555089B2 (en) * | 2009-01-08 | 2013-10-08 | Panasonic Corporation | Program execution apparatus, control method, control program, and integrated circuit |
| US8893967B2 (en) * | 2009-05-15 | 2014-11-25 | Visa International Service Association | Secure Communication of payment information to merchants using a verification token |
| CA2792555C (en) * | 2010-04-09 | 2019-06-18 | Visa International Service Association | System and method for securely validating transactions |
| US8380177B2 (en) * | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
| SG187832A1 (en) * | 2010-08-12 | 2013-03-28 | Mastercard International Inc | Multi-commerce channel wallet for authenticated transactions |
| US20120151223A1 (en) * | 2010-09-20 | 2012-06-14 | Conde Marques Ricardo Nuno De Pinho Coelho | Method for securing a computing device with a trusted platform module-tpm |
| US8746553B2 (en) * | 2010-09-27 | 2014-06-10 | Mastercard International Incorporated Purchase | Payment device updates using an authentication process |
| CN103201758A (zh) * | 2010-11-10 | 2013-07-10 | 斯玛特哈伯私人有限公司 | 经由未受保全公共电信基础设施执行金融交易的方法及装置 |
| GB201105765D0 (en) * | 2011-04-05 | 2011-05-18 | Visa Europe Ltd | Payment system |
| US20120317628A1 (en) * | 2011-06-09 | 2012-12-13 | Yeager C Douglas | Systems and methods for authorizing a transaction |
| US9473295B2 (en) * | 2011-09-26 | 2016-10-18 | Cubic Corporation | Virtual transportation point of sale |
| JP5795453B2 (ja) * | 2012-04-18 | 2015-10-14 | グーグル・インコーポレーテッド | セキュア要素を用いない支払取引処理 |
| US20130282589A1 (en) * | 2012-04-20 | 2013-10-24 | Conductiv Software, Inc. | Multi-factor mobile transaction authentication |
| KR20130140948A (ko) * | 2012-05-17 | 2013-12-26 | 삼성전자주식회사 | 저장 장치의 식별자에 기반한 컨텐츠의 암복호화 장치 및 방법 |
| US8738454B2 (en) * | 2012-07-23 | 2014-05-27 | Wal-Mart Stores, Inc. | Transferring digital receipt data to mobile devices |
| KR102552606B1 (ko) * | 2013-08-15 | 2023-07-06 | 비자 인터네셔널 서비스 어소시에이션 | 보안 요소를 이용한 보안 원격 지불 거래 처리 |
| NZ720688A (en) * | 2013-12-02 | 2017-09-29 | Mastercard International Inc | Method and system for secure authentication of user and mobile device without secure elements |
-
2014
- 2014-12-02 SG SG11201604876YA patent/SG11201604876YA/en unknown
- 2014-12-02 SG SG10201801008SA patent/SG10201801008SA/en unknown
- 2014-12-02 WO PCT/US2014/068000 patent/WO2015160385A1/en active Application Filing
- 2014-12-02 CA CA2933336A patent/CA2933336C/en active Active
- 2014-12-02 MX MX2016010086A patent/MX356939B/es active IP Right Grant
- 2014-12-02 KR KR1020207004059A patent/KR102151579B1/ko active IP Right Grant
- 2014-12-02 RU RU2018113732A patent/RU2682840C2/ru not_active IP Right Cessation
- 2014-12-02 UA UAA201609401A patent/UA117951C2/uk unknown
- 2014-12-02 KR KR1020187027712A patent/KR102150722B1/ko active IP Right Grant
- 2014-12-02 NZ NZ721223A patent/NZ721223A/en not_active IP Right Cessation
- 2014-12-02 EP EP14889340.7A patent/EP3132406A4/en not_active Ceased
- 2014-12-02 RU RU2016136503A patent/RU2653290C1/ru not_active IP Right Cessation
- 2014-12-02 CN CN202010102477.6A patent/CN111523884B/zh active Active
- 2014-12-02 KR KR1020167028484A patent/KR101903709B1/ko active IP Right Grant
- 2014-12-02 AU AU2014391256A patent/AU2014391256B2/en active Active
- 2014-12-02 JP JP2016541581A patent/JP6224254B2/ja active Active
- 2014-12-02 CN CN201480074686.7A patent/CN106104605B/zh active Active
-
2016
- 2016-06-08 IL IL246109A patent/IL246109B/he active IP Right Grant
- 2016-06-09 ZA ZA2016/03938A patent/ZA201603938B/en unknown
-
2017
- 2017-10-04 JP JP2017194490A patent/JP6703510B2/ja active Active
- 2017-10-12 AU AU2017245412A patent/AU2017245412A1/en not_active Abandoned
-
2019
- 2019-10-18 AU AU2019250276A patent/AU2019250276B2/en active Active
-
2020
- 2020-01-15 JP JP2020004636A patent/JP6889967B2/ja active Active
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20130262317A1 (en) * | 2012-04-02 | 2013-10-03 | Mastercard International Incorporated | Systems and methods for processing mobile payments by provisoning credentials to mobile devices without secure elements |
Also Published As
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| Publication | Publication Date | Title |
|---|---|---|
| US12100003B2 (en) | Method and system for generating an advanced storage key in a mobile device without secure elements | |
| AU2019250276B2 (en) | Method and system for generating an advanced storage key in a mobile device without secure elements | |
| AU2014357381B2 (en) | Method and system for secure authentication of user and mobile device without secure elements |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| FGA | Letters patent sealed or granted (standard patent) | ||
| DA2 | Applications for amendment section 104 |
Free format text: THE NATURE OF THE AMENDMENT IS: AMEND THE PRIORITY DETAILS TO READ 61/979,113 14 APR 2014 US; 61/910,819 02 DEC 2013 US; 61/951,842 12 MAR 2014 US; 61/955,716 19 MAR 2014 US; 61/979,132 14 APR 2014 US; 61/980,784 17 APR 2014 US; 61/979,122 14 APR 2014 US AND 61/996,665 14 MAY 2014 US |
|
| DA3 | Amendments made section 104 |
Free format text: THE NATURE OF THE AMENDMENT IS: AMEND THE PRIORITY DETAILS TO READ 61/979,113 14 APR 2014 US; 61/910,819 02 DEC 2013 US; 61/951,842 12 MAR 2014 US; 61/955,716 19 MAR 2014 US; 61/979,132 14 APR 2014 US; 61/980,784 17 APR 2014 US; 61/979,122 14 APR 2014 US AND 61/996,665 14 MAY 2014 US |
|
| MK14 | Patent ceased section 143(a) (annual fees not paid) or expired | ||
| TH | Corrigenda |
Free format text: IN VOL 34 , NO 19 , PAGE(S) 2639 UNDER THE HEADING APPLICATIONS LAPSED, REFUSED OR WITHDRAWN, PATENTS CEASED OR EXPIRED - 2014 DELETE ALL REFERENCE TO 2014391256. |