AU2013356451A1 - Systems and methods for providing a customizable credit report - Google Patents

Systems and methods for providing a customizable credit report Download PDF

Info

Publication number
AU2013356451A1
AU2013356451A1 AU2013356451A AU2013356451A AU2013356451A1 AU 2013356451 A1 AU2013356451 A1 AU 2013356451A1 AU 2013356451 A AU2013356451 A AU 2013356451A AU 2013356451 A AU2013356451 A AU 2013356451A AU 2013356451 A1 AU2013356451 A1 AU 2013356451A1
Authority
AU
Australia
Prior art keywords
data
credit
report
user
additional
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2013356451A
Other languages
English (en)
Inventor
Karthikeyan Reddy Aaravabhoomi
Patricia Cheryl Lassen
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Experian Information Solutions LLC
Original Assignee
Experian Information Solutions LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Experian Information Solutions LLC filed Critical Experian Information Solutions LLC
Publication of AU2013356451A1 publication Critical patent/AU2013356451A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2013356451A 2012-12-03 2013-11-26 Systems and methods for providing a customizable credit report Abandoned AU2013356451A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/692,809 2012-12-03
US13/692,809 US20140156500A1 (en) 2012-12-03 2012-12-03 Systems and methods for providing a customizable credit report
PCT/US2013/072102 WO2014088895A1 (en) 2012-12-03 2013-11-26 Systems and methods for providing a customizable credit report

Publications (1)

Publication Number Publication Date
AU2013356451A1 true AU2013356451A1 (en) 2014-07-17

Family

ID=50826424

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2013356451A Abandoned AU2013356451A1 (en) 2012-12-03 2013-11-26 Systems and methods for providing a customizable credit report

Country Status (7)

Country Link
US (2) US20140156500A1 (https=)
EP (1) EP2786332A4 (https=)
CN (1) CN104094304A (https=)
AU (1) AU2013356451A1 (https=)
IN (1) IN2014DN06168A (https=)
RU (1) RU2014127000A (https=)
WO (1) WO2014088895A1 (https=)

Families Citing this family (55)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US9710852B1 (en) 2002-05-30 2017-07-18 Consumerinfo.Com, Inc. Credit report timeline user interface
US8127986B1 (en) 2007-12-14 2012-03-06 Consumerinfo.Com, Inc. Card registry systems and methods
US9990674B1 (en) 2007-12-14 2018-06-05 Consumerinfo.Com, Inc. Card registry systems and methods
US8312033B1 (en) 2008-06-26 2012-11-13 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US8060424B2 (en) 2008-11-05 2011-11-15 Consumerinfo.Com, Inc. On-line method and system for monitoring and reporting unused available credit
US9652802B1 (en) 2010-03-24 2017-05-16 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US8930262B1 (en) 2010-11-02 2015-01-06 Experian Technology Ltd. Systems and methods of assisted strategy design
US9147042B1 (en) 2010-11-22 2015-09-29 Experian Information Solutions, Inc. Systems and methods for data verification
US9558519B1 (en) 2011-04-29 2017-01-31 Consumerinfo.Com, Inc. Exposing reporting cycle information
US9665854B1 (en) 2011-06-16 2017-05-30 Consumerinfo.Com, Inc. Authentication alerts
US9483606B1 (en) 2011-07-08 2016-11-01 Consumerinfo.Com, Inc. Lifescore
US9106691B1 (en) 2011-09-16 2015-08-11 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US8738516B1 (en) 2011-10-13 2014-05-27 Consumerinfo.Com, Inc. Debt services candidate locator
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10255598B1 (en) 2012-12-06 2019-04-09 Consumerinfo.Com, Inc. Credit card account data extraction
US9697263B1 (en) 2013-03-04 2017-07-04 Experian Information Solutions, Inc. Consumer data request fulfillment system
US9870589B1 (en) 2013-03-14 2018-01-16 Consumerinfo.Com, Inc. Credit utilization tracking and reporting
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US10685398B1 (en) 2013-04-23 2020-06-16 Consumerinfo.Com, Inc. Presenting credit score information
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US10325314B1 (en) 2013-11-15 2019-06-18 Consumerinfo.Com, Inc. Payment reporting systems
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
US9892457B1 (en) 2014-04-16 2018-02-13 Consumerinfo.Com, Inc. Providing credit data in search results
US9383989B1 (en) 2014-06-16 2016-07-05 Symantec Corporation Systems and methods for updating applications
MX2017005349A (es) * 2014-10-24 2018-01-09 Trans Union Llc Sistemas y métodos para la identificación universal de datos relacionados con crédito en bases de datos de múltiples países específicos.
JP6106699B2 (ja) * 2015-01-20 2017-04-05 ヤフー株式会社 生成装置、生成方法及び生成プログラム
US10757154B1 (en) 2015-11-24 2020-08-25 Experian Information Solutions, Inc. Real-time event-based notification system
EP3380958A4 (en) * 2015-11-29 2019-05-01 Vatbox, Ltd. SYSTEM AND METHOD FOR AUTOMATIC VALIDATION
IL293232A (en) * 2016-11-19 2022-07-01 Costanz Mario A System and method for interaction object reconciliation in a public ledger blockchain environment
CN106789436A (zh) * 2016-12-29 2017-05-31 深圳微众税银信息服务有限公司 一种征信报告生成方法及系统
AU2018215082B2 (en) 2017-01-31 2022-06-30 Experian Information Solutions, Inc. Massive scale heterogeneous data ingestion and user resolution
US10735183B1 (en) 2017-06-30 2020-08-04 Experian Information Solutions, Inc. Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
CN107944949A (zh) * 2017-11-07 2018-04-20 阿里巴巴集团控股有限公司 处理查询请求的方法及装置
US10880313B2 (en) 2018-09-05 2020-12-29 Consumerinfo.Com, Inc. Database platform for realtime updating of user data from third party sources
US10481783B1 (en) * 2018-10-22 2019-11-19 Capital One Services, Llc Dynamic credit report obfuscation
US11315179B1 (en) 2018-11-16 2022-04-26 Consumerinfo.Com, Inc. Methods and apparatuses for customized card recommendations
US20200202425A1 (en) * 2018-12-19 2020-06-25 Fair Isaac Corporation Computer-projected risk assessment using voluntarily contributed information
US11620403B2 (en) 2019-01-11 2023-04-04 Experian Information Solutions, Inc. Systems and methods for secure data aggregation and computation
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
CN110348680A (zh) * 2019-06-04 2019-10-18 深圳前海新心金融管理有限公司 基于统一模板的征信报告智能解析方法以及装置
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data
CN111368313B (zh) * 2020-02-27 2023-09-01 上海资信有限公司 信息主体在互联网平台使用信用报告参与信用活动的方法
CN111310434B (zh) * 2020-02-28 2024-01-19 北京金堤科技有限公司 文本生成方法和装置、电子设备和存储介质
CN111934886A (zh) * 2020-07-29 2020-11-13 天元大数据信用管理有限公司 一种基于rsa的征信报告统一展现方法
CN113887971A (zh) * 2021-10-09 2022-01-04 明亚保险经纪股份有限公司 企业基于大数据的个人征信查询方法、装置及电子设备
WO2023081165A1 (en) 2021-11-03 2023-05-11 Consumerinfo.Com, Inc. Methods and apparatuses for generating a new credit file and adding tradelines
CN119363555A (zh) * 2024-12-27 2025-01-24 北京领雾科技有限公司 一种提供边缘计算服务的设备数据异常分析方法

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5274547A (en) * 1991-01-03 1993-12-28 Credco Of Washington, Inc. System for generating and transmitting credit reports
US6311169B2 (en) * 1998-06-11 2001-10-30 Consumer Credit Associates, Inc. On-line consumer credit data reporting system
US7720750B2 (en) * 1999-12-15 2010-05-18 Equifax, Inc. Systems and methods for providing consumers anonymous pre-approved offers from a consumer-selected group of merchants
US8078527B2 (en) * 1999-12-29 2011-12-13 The Western Union Company Methods and systems for actively optimizing a credit score and managing/reducing debt
US20020042763A1 (en) * 2000-06-16 2002-04-11 Ranjini Pillay Apparatus and method for providing trade credit information and/or trade credit insurance information
US20050154664A1 (en) * 2000-08-22 2005-07-14 Guy Keith A. Credit and financial information and management system
WO2002099598A2 (en) * 2001-06-07 2002-12-12 First Usa Bank, N.A. System and method for rapid updating of credit information
US7580884B2 (en) * 2001-06-25 2009-08-25 Intuit Inc. Collecting and aggregating creditworthiness data
US7610229B1 (en) * 2002-05-30 2009-10-27 Experian Information Solutions, Inc. System and method for interactively simulating a credit-worthiness score
US20050004870A1 (en) * 2002-10-01 2005-01-06 Mcgaughey Richard D. Methods and apparatus for sharing revenue associated with negative collection information
US8768826B2 (en) * 2004-10-19 2014-07-01 Apollo Enterprise Solutions, Inc. System for resolving transactions
US20070011083A1 (en) * 2005-07-08 2007-01-11 Bird Alan H System and method of processing asset financing transactions
CA2527538A1 (en) * 2005-11-12 2007-05-14 Matt Celano Method and apparatus for a consumer interactive credit report analysis and score reconciliation adaptive education and counseling system
US8086523B1 (en) * 2006-08-07 2011-12-27 Allstate Insurance Company Credit risk evaluation with responsibility factors
US7792743B2 (en) * 2007-05-02 2010-09-07 Google Inc. Flexible advertiser billing system with mixed postpayment and prepayment capabilities
US8095443B2 (en) * 2008-06-18 2012-01-10 Consumerinfo.Com, Inc. Debt trending systems and methods
CN101452555A (zh) * 2008-12-31 2009-06-10 中国建设银行股份有限公司 查询个人信用信息的方法、系统及个人信用查询系统
US10395245B2 (en) * 2010-11-12 2019-08-27 Yuh-Shen Song Global customer identification network
US20120173417A1 (en) * 2010-12-29 2012-07-05 Darlene Lohman Methods and systems for biller-initiated reporting of payment transactions
WO2013101468A1 (en) * 2011-12-30 2013-07-04 Trans Union, Llc System and method for automated dispute resolution of credit data

Also Published As

Publication number Publication date
RU2014127000A (ru) 2016-02-10
EP2786332A4 (en) 2015-06-24
EP2786332A1 (en) 2014-10-08
WO2014088895A1 (en) 2014-06-12
CN104094304A (zh) 2014-10-08
US20140156503A1 (en) 2014-06-05
US20140156500A1 (en) 2014-06-05
IN2014DN06168A (https=) 2015-08-21

Similar Documents

Publication Publication Date Title
US20140156500A1 (en) Systems and methods for providing a customizable credit report
US12014416B1 (en) Debt services candidate locator
US8775299B2 (en) Systems and methods for large-scale credit data processing
US20140258083A1 (en) Systems and methods for microfinance credit data processing and reporting
US10679271B2 (en) Vehicle purchasing tools
US8606694B2 (en) Online registration system for CROA-compliant credit advice services
US8572083B1 (en) Financial-service structured content manager
US9529851B1 (en) Server architecture for electronic data quality processing
US9530164B2 (en) Financial-service structured content manager
US20150317728A1 (en) Mortgage synthesis and automation
US9697263B1 (en) Consumer data request fulfillment system
US9811863B1 (en) Database management system
US11379906B2 (en) Document exchange conversation generator
US10671952B1 (en) Transmission of a message based on the occurrence of a workflow event and the output of an externally augmented propensity model identifying a future financial requirement
US20160180420A1 (en) Vehicle transaction systems and methods
US8407118B1 (en) Method and system for generating an economic indicator using aggregated financial data
US20240346582A1 (en) Rate and payment guide
US20100106635A1 (en) Client relationship profile
US11107027B1 (en) Externally augmented propensity model for determining a future financial requirement

Legal Events

Date Code Title Description
MK5 Application lapsed section 142(2)(e) - patent request and compl. specification not accepted