AU2013345083A1 - Systems and methods for processing of person-to-person electronic payments - Google Patents

Systems and methods for processing of person-to-person electronic payments Download PDF

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Publication number
AU2013345083A1
AU2013345083A1 AU2013345083A AU2013345083A AU2013345083A1 AU 2013345083 A1 AU2013345083 A1 AU 2013345083A1 AU 2013345083 A AU2013345083 A AU 2013345083A AU 2013345083 A AU2013345083 A AU 2013345083A AU 2013345083 A1 AU2013345083 A1 AU 2013345083A1
Authority
AU
Australia
Prior art keywords
payee
account
identifier
payor
computer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2013345083A
Other languages
English (en)
Inventor
Brian J. Ducharme
Shawn Hagmeier
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of AU2013345083A1 publication Critical patent/AU2013345083A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2013345083A 2012-11-15 2013-11-08 Systems and methods for processing of person-to-person electronic payments Abandoned AU2013345083A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/678,344 2012-11-15
US13/678,344 US20140136405A1 (en) 2012-11-15 2012-11-15 Systems and methods for processing of person-to-person electronic payments
PCT/US2013/069132 WO2014078187A1 (en) 2012-11-15 2013-11-08 Systems and methods for processing of person-to-person electronic payments

Publications (1)

Publication Number Publication Date
AU2013345083A1 true AU2013345083A1 (en) 2015-06-04

Family

ID=50682672

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2013345083A Abandoned AU2013345083A1 (en) 2012-11-15 2013-11-08 Systems and methods for processing of person-to-person electronic payments

Country Status (7)

Country Link
US (1) US20140136405A1 (https=)
EP (1) EP2920750A4 (https=)
AU (1) AU2013345083A1 (https=)
BR (1) BR112015011185A2 (https=)
IN (1) IN2015DN04181A (https=)
MX (1) MX2015006118A (https=)
WO (1) WO2014078187A1 (https=)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9721248B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
US20150363778A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency electronic payment system
US20150363764A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Person-to-person (p2p) payments via a short-range wireless payment beacon
US11507931B1 (en) 2014-07-31 2022-11-22 Block, Inc. Payout payment platform
US20160092853A1 (en) * 2014-09-26 2016-03-31 Greg Bloh Payment account
US9990613B1 (en) 2014-12-12 2018-06-05 Square, Inc. Bill payment using direct funds transfer
US10600039B2 (en) * 2015-05-20 2020-03-24 Mastercard International Incorporated Systems and methods for managing financial payments between parties
US10339517B2 (en) * 2015-06-26 2019-07-02 Mastercard International Incorporated System and methods for providing gratuity based on location
US10460367B2 (en) 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
GB2551790A (en) * 2016-06-30 2018-01-03 Ipco 2012 Ltd A method, apparatus and system for electronic payments
US20180075444A1 (en) 2016-09-12 2018-03-15 Square, Inc. Processing a mobile payload
USD837227S1 (en) 2016-09-12 2019-01-01 Square, Inc. Display screen with graphical user interface for a mobile device
US11234235B2 (en) 2019-04-30 2022-01-25 Bank Of America Corporation Resource distribution hub generation on a mobile device
US10998937B2 (en) 2019-04-30 2021-05-04 Bank Of America Corporation Embedded tag for resource distribution
US11196737B2 (en) 2019-04-30 2021-12-07 Bank Of America Corporation System for secondary authentication via contactless distribution of dynamic resources
US11887079B2 (en) * 2020-03-09 2024-01-30 Visa International Service Association Central hub reconciliation system and method
US12205087B2 (en) * 2020-03-25 2025-01-21 Bottomline Technologies, Inc. System for communicating with a financial institution to manage disbursements over a communication network
CN113393228A (zh) * 2021-06-21 2021-09-14 中国工商银行股份有限公司 电子转账方法、系统、电子设备、存储介质及程序产品

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7031939B1 (en) * 2000-08-15 2006-04-18 Yahoo! Inc. Systems and methods for implementing person-to-person money exchange
EP1180755A1 (de) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Verfahren und Anordnung zur Übertragung eines elektronischen Geldbetrages aus einem Guthabenspeicher
WO2002019225A1 (en) * 2000-09-01 2002-03-07 Infospace, Inc. Method and system for facilitating the transfer of funds utilizing a telephonic identifier
US20050080685A1 (en) * 2003-10-09 2005-04-14 Scott Blum Internet commerce access security system and method
US8160959B2 (en) * 2006-07-06 2012-04-17 Firethorn Mobile, Inc. Methods and systems for payment transactions in a mobile environment
US8027890B2 (en) * 2007-08-03 2011-09-27 Mastercard International Incorporated Methods and systems for processing a financial transaction
US20090281904A1 (en) * 2008-04-02 2009-11-12 Pharris Dennis J Mobile telephone transaction systems and methods
AU2009250337A1 (en) * 2008-05-23 2009-11-26 Sandstone Technology Pty Ltd A system and method for facilitating a payment transaction

Also Published As

Publication number Publication date
IN2015DN04181A (https=) 2015-10-16
BR112015011185A2 (pt) 2017-07-11
EP2920750A1 (en) 2015-09-23
EP2920750A4 (en) 2016-07-06
US20140136405A1 (en) 2014-05-15
MX2015006118A (es) 2016-03-31
WO2014078187A1 (en) 2014-05-22

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Legal Events

Date Code Title Description
MK4 Application lapsed section 142(2)(d) - no continuation fee paid for the application