IN2015DN04181A - - Google Patents

Info

Publication number
IN2015DN04181A
IN2015DN04181A IN4181DEN2015A IN2015DN04181A IN 2015DN04181 A IN2015DN04181 A IN 2015DN04181A IN 4181DEN2015 A IN4181DEN2015 A IN 4181DEN2015A IN 2015DN04181 A IN2015DN04181 A IN 2015DN04181A
Authority
IN
India
Prior art keywords
payee
account
identifier
payor
funds
Prior art date
Application number
Inventor
Brian J Ducharme
Shawn Hagmeier
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of IN2015DN04181A publication Critical patent/IN2015DN04181A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Abstract

A computer system for use with a memory device for facilitating person to person electronic payments from a payor to an account associated with a payee is provided. A payee account identifier and a payee identifier are stored in the memory device. The payor submits a request for a transfer of funds from a payor account to the payee account. The request includes the amount of funds to be transferred a payor account identifier to indicate the source of funds and the payee identifier. The payee identifier includes a telephone number and in particular a mobile telephone number associated with the payee.
IN4181DEN2015 2012-11-15 2013-11-08 IN2015DN04181A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/678,344 US20140136405A1 (en) 2012-11-15 2012-11-15 Systems and methods for processing of person-to-person electronic payments
PCT/US2013/069132 WO2014078187A1 (en) 2012-11-15 2013-11-08 Systems and methods for processing of person-to-person electronic payments

Publications (1)

Publication Number Publication Date
IN2015DN04181A true IN2015DN04181A (en) 2015-10-16

Family

ID=50682672

Family Applications (1)

Application Number Title Priority Date Filing Date
IN4181DEN2015 IN2015DN04181A (en) 2012-11-15 2013-11-08

Country Status (7)

Country Link
US (1) US20140136405A1 (en)
EP (1) EP2920750A4 (en)
AU (1) AU2013345083A1 (en)
BR (1) BR112015011185A2 (en)
IN (1) IN2015DN04181A (en)
MX (1) MX2015006118A (en)
WO (1) WO2014078187A1 (en)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9721248B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
US20150363764A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Person-to-person (p2p) payments via a short-range wireless payment beacon
US20150363778A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency electronic payment system
US11507931B1 (en) 2014-07-31 2022-11-22 Block, Inc. Payout payment platform
US20160092853A1 (en) * 2014-09-26 2016-03-31 Greg Bloh Payment account
US9990613B1 (en) 2014-12-12 2018-06-05 Square, Inc. Bill payment using direct funds transfer
US10600039B2 (en) * 2015-05-20 2020-03-24 Mastercard International Incorporated Systems and methods for managing financial payments between parties
US10339517B2 (en) * 2015-06-26 2019-07-02 Mastercard International Incorporated System and methods for providing gratuity based on location
US10460367B2 (en) 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
GB2551790A (en) * 2016-06-30 2018-01-03 Ipco 2012 Ltd A method, apparatus and system for electronic payments
US20180075444A1 (en) 2016-09-12 2018-03-15 Square, Inc. Processing a mobile payload
USD837227S1 (en) 2016-09-12 2019-01-01 Square, Inc. Display screen with graphical user interface for a mobile device
US10998937B2 (en) 2019-04-30 2021-05-04 Bank Of America Corporation Embedded tag for resource distribution
US11234235B2 (en) 2019-04-30 2022-01-25 Bank Of America Corporation Resource distribution hub generation on a mobile device
US11196737B2 (en) 2019-04-30 2021-12-07 Bank Of America Corporation System for secondary authentication via contactless distribution of dynamic resources
US11887079B2 (en) * 2020-03-09 2024-01-30 Visa International Service Association Central hub reconciliation system and method

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7031939B1 (en) * 2000-08-15 2006-04-18 Yahoo! Inc. Systems and methods for implementing person-to-person money exchange
EP1180755A1 (en) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Method and arrangement for the transaction of electronic money from a prepaid account
AU2001286985A1 (en) * 2000-09-01 2002-03-13 Infospace, Inc. Method and system for facilitating the transfer of funds utilizing a telephonic identifier
US20050080685A1 (en) * 2003-10-09 2005-04-14 Scott Blum Internet commerce access security system and method
US8160959B2 (en) * 2006-07-06 2012-04-17 Firethorn Mobile, Inc. Methods and systems for payment transactions in a mobile environment
US8027890B2 (en) * 2007-08-03 2011-09-27 Mastercard International Incorporated Methods and systems for processing a financial transaction
US8301500B2 (en) * 2008-04-02 2012-10-30 Global 1 Enterprises Ghosting payment account data in a mobile telephone payment transaction system
AU2009250337A1 (en) * 2008-05-23 2009-11-26 Sandstone Technology Pty Ltd A system and method for facilitating a payment transaction

Also Published As

Publication number Publication date
WO2014078187A1 (en) 2014-05-22
EP2920750A1 (en) 2015-09-23
US20140136405A1 (en) 2014-05-15
MX2015006118A (en) 2016-03-31
EP2920750A4 (en) 2016-07-06
BR112015011185A2 (en) 2017-07-11
AU2013345083A1 (en) 2015-06-04

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