AU2003208869A1 - Data processing system and method for electronic payment transfer - Google Patents

Data processing system and method for electronic payment transfer

Info

Publication number
AU2003208869A1
AU2003208869A1 AU2003208869A AU2003208869A AU2003208869A1 AU 2003208869 A1 AU2003208869 A1 AU 2003208869A1 AU 2003208869 A AU2003208869 A AU 2003208869A AU 2003208869 A AU2003208869 A AU 2003208869A AU 2003208869 A1 AU2003208869 A1 AU 2003208869A1
Authority
AU
Australia
Prior art keywords
data processing
processing system
electronic payment
payment transfer
transfer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2003208869A
Other versions
AU2003208869A8 (en
Inventor
Hans-Peter Kraus
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BANK-VERLAG GmbH
Original Assignee
BANK VERLAG GmbH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by BANK VERLAG GmbH filed Critical BANK VERLAG GmbH
Publication of AU2003208869A1 publication Critical patent/AU2003208869A1/en
Publication of AU2003208869A8 publication Critical patent/AU2003208869A8/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2003208869A 2002-02-23 2003-02-18 Data processing system and method for electronic payment transfer Abandoned AU2003208869A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE10207932.3 2002-02-23
DE2002107932 DE10207932A1 (en) 2002-02-23 2002-02-23 Data processing system and method for electronic payment mediation
PCT/EP2003/001599 WO2003070493A2 (en) 2002-02-23 2003-02-18 Data processing system and method for electronic payment transfer

Publications (2)

Publication Number Publication Date
AU2003208869A1 true AU2003208869A1 (en) 2003-09-09
AU2003208869A8 AU2003208869A8 (en) 2003-09-09

Family

ID=27740386

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2003208869A Abandoned AU2003208869A1 (en) 2002-02-23 2003-02-18 Data processing system and method for electronic payment transfer

Country Status (3)

Country Link
AU (1) AU2003208869A1 (en)
DE (1) DE10207932A1 (en)
WO (1) WO2003070493A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8180705B2 (en) * 2008-04-30 2012-05-15 Intuit Inc. Method and apparatus for initiating a funds transfer using a mobile device
DE102011052751A1 (en) * 2011-08-16 2013-02-21 Wincor Nixdorf International Gmbh Authorization of check submissions

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0691526B2 (en) * 1985-03-08 1994-11-14 株式会社東芝 Communications system
JP3343771B2 (en) * 1995-03-13 2002-11-11 株式会社東芝 Electronic payment device and electronic payment determination method
US5677955A (en) * 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
US5848400A (en) * 1996-07-01 1998-12-08 Sun Microsystems, Inc. Electronic check exchange, clearing and settlement system
US5884288A (en) * 1996-07-01 1999-03-16 Sun Microsystems, Inc. Method and system for electronic bill payment
KR19990041740A (en) * 1997-11-24 1999-06-15 구자홍 Personal information input device and method of home banking system
JP4176180B2 (en) * 1998-03-13 2008-11-05 富士通株式会社 Electronic check system, financial information management system, electronic check management device, computer-readable recording medium recording a financial information management program, and computer-readable recording medium recording an electronic check management program
DE19903363C2 (en) * 1999-01-28 2002-05-29 Mueller Judex Donald Method and system for carrying out cashless financial transactions
CA2267042A1 (en) * 1999-03-26 2000-09-26 Rdm Corporation Method and system for local electronic bill presentment and payment ebpp
DE10022973A1 (en) * 1999-06-15 2001-02-08 Pan Amp Gmbh Method of conducting financial transactions via an electronic transmission medium, requires a subscriber to be initially accessed into a main server for identification via a specific identification code
EP1077436A3 (en) * 1999-08-19 2005-06-22 Citicorp Development Center, Inc. System and method for performing an on-line transaction using a single-use payment instrument
DE10110813A1 (en) * 2001-03-06 2002-09-19 Friendlyway Ag Fuer Anwenderfr Method for carrying out payments over the Internet using a terminal with a payment device including a card reader so that normal payment cards can by used to make a payment with authorization carried out by the terminal itself

Also Published As

Publication number Publication date
WO2003070493A2 (en) 2003-08-28
DE10207932A1 (en) 2003-09-25
WO2003070493A3 (en) 2004-02-05
AU2003208869A8 (en) 2003-09-09

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase