AP2016008996A0 - Enabling payments to be processed by only one merchant - Google Patents

Enabling payments to be processed by only one merchant

Info

Publication number
AP2016008996A0
AP2016008996A0 AP2016008996A AP2016008996A AP2016008996A0 AP 2016008996 A0 AP2016008996 A0 AP 2016008996A0 AP 2016008996 A AP2016008996 A AP 2016008996A AP 2016008996 A AP2016008996 A AP 2016008996A AP 2016008996 A0 AP2016008996 A0 AP 2016008996A0
Authority
AP
ARIPO
Prior art keywords
merchant
processed
enabling payments
payments
enabling
Prior art date
Application number
AP2016008996A
Other languages
English (en)
Inventor
Cornelius Johannes Badenhorst
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of AP2016008996A0 publication Critical patent/AP2016008996A0/xx

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
AP2016008996A 2013-07-31 2014-07-25 Enabling payments to be processed by only one merchant AP2016008996A0 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA201305763 2013-07-31
PCT/IB2014/063410 WO2015015387A1 (en) 2013-07-31 2014-07-25 Enabling payments to be processed by only one merchant

Publications (1)

Publication Number Publication Date
AP2016008996A0 true AP2016008996A0 (en) 2016-01-31

Family

ID=52431083

Family Applications (1)

Application Number Title Priority Date Filing Date
AP2016008996A AP2016008996A0 (en) 2013-07-31 2014-07-25 Enabling payments to be processed by only one merchant

Country Status (8)

Country Link
US (1) US20160155117A1 (zh)
EP (1) EP3028229A4 (zh)
CN (1) CN105531733B (zh)
AP (1) AP2016008996A0 (zh)
AU (2) AU2014298026B2 (zh)
CA (1) CA2919315C (zh)
WO (1) WO2015015387A1 (zh)
ZA (1) ZA201600589B (zh)

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* Cited by examiner, † Cited by third party
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US20170345006A1 (en) * 2016-05-27 2017-11-30 Mastercard International Incorporated Systems and methods for location data verification
US10169695B2 (en) * 2016-06-24 2019-01-01 Visa International Service Association Removable marking element with access credentials
US11170365B2 (en) * 2016-10-19 2021-11-09 Visa International Service Association Digital wallet merchant-specific virtual payment accounts
US11113690B2 (en) * 2016-12-22 2021-09-07 Mastercard International Incorporated Systems and methods for processing data messages from a user vehicle
US20190362348A1 (en) * 2017-01-03 2019-11-28 Visa International Service Association Merchant enrollment for reverse payments
US20180197174A1 (en) * 2017-01-06 2018-07-12 Mastercard International Incorporated Systems and Methods for Use in Facilitating Transactions to Payment Accounts
CN110476177A (zh) * 2017-02-06 2019-11-19 维萨国际服务协会 物联网商家订单和支付实现
AU2018237207A1 (en) * 2017-03-23 2019-10-10 Mastercard International Incorporated Digital wallet for the provisioning and management of tokens
EP3410377A1 (en) * 2017-05-29 2018-12-05 Mastercard International Incorporated Method for setting up a recurring payment
CN111263941A (zh) * 2017-06-28 2020-06-09 美国高盛银行 接口特定的账户标识符
WO2019014374A1 (en) * 2017-07-11 2019-01-17 Visa International Service Association SYSTEMS AND METHODS OF USING A TRANSACTION IDENTIFIER TO PROTECT SENSITIVE IDENTITY SUPPORTERS
WO2019045672A1 (en) * 2017-08-28 2019-03-07 Visa International Service Association SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR DYNAMIC APPLICATION SELECTION
US11238433B2 (en) * 2017-12-29 2022-02-01 Paypal, Inc. Secure matrix barcode based data transfers
CN113643020A (zh) * 2018-01-05 2021-11-12 华为终端有限公司 一种电子交易的方法及终端
JP7465214B2 (ja) * 2018-03-05 2024-04-10 マップマイアイディ インコーポレイテッド アドレス交換システムおよび方法
EP3582163A1 (en) 2018-06-14 2019-12-18 Mastercard International Incorporated A transaction device, computer program and transaction method
US20190392431A1 (en) * 2018-06-22 2019-12-26 Visa International Service Association Secure remote transaction framework using dynamic secure checkout element
CN112840594A (zh) * 2018-10-15 2021-05-25 维萨国际服务协会 用于为根本不同的数据消息安全地传送敏感数据的技术
US11188927B2 (en) * 2019-10-16 2021-11-30 Capital One Services, Llc Initiating cardswap based on analytic model indicating third party card reissuance
US20220335411A1 (en) * 2021-04-14 2022-10-20 Capital One Services, Llc System for binding a virtual card number
US20240104565A1 (en) * 2022-09-22 2024-03-28 Capital One Services, Llc System and method for processing financial transaction having a bound merchant

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6473740B2 (en) * 1998-11-29 2002-10-29 Qpass, Inc. Electronic commerce using a transaction network
US7996288B1 (en) * 2000-11-15 2011-08-09 Iprivacy, Llc Method and system for processing recurrent consumer transactions
US7650314B1 (en) * 2001-05-25 2010-01-19 American Express Travel Related Services Company, Inc. System and method for securing a recurrent billing transaction
US20070051797A1 (en) * 2005-08-22 2007-03-08 Ronald Randolph-Wall Methods and systems for packaging and distributing financial instruments
US20090076925A1 (en) * 2007-09-13 2009-03-19 Dewitt Jay Allen Offeree requested offer based on point-of-service to offeree distance
US20100005024A1 (en) * 2008-07-02 2010-01-07 Brian Schmitz System and Method for Enrolling Individuals in an Automated Payment Plan
US7970705B2 (en) * 2009-05-21 2011-06-28 Visa International Service Association Recurring transaction processing
US8788429B2 (en) * 2009-12-30 2014-07-22 First Data Corporation Secure transaction management
US9342832B2 (en) * 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
US9159084B2 (en) * 2011-09-21 2015-10-13 Visa International Service Association Systems and methods to communication via a merchant aggregator
US20140025460A1 (en) * 2012-07-20 2014-01-23 First Data Corporation Enhanced transaction processing

Also Published As

Publication number Publication date
CN105531733A (zh) 2016-04-27
AU2014298026A1 (en) 2016-02-11
CA2919315C (en) 2018-07-31
CN105531733B (zh) 2021-04-23
CA2919315A1 (en) 2015-02-05
EP3028229A4 (en) 2016-08-10
EP3028229A1 (en) 2016-06-08
AU2017203812A1 (en) 2017-06-22
AU2017203812B2 (en) 2019-05-23
US20160155117A1 (en) 2016-06-02
AU2014298026B2 (en) 2017-04-13
ZA201600589B (en) 2019-06-26
WO2015015387A1 (en) 2015-02-05

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