AP2015008832A0 - Methods and systems for provisioning payment credentials - Google Patents

Methods and systems for provisioning payment credentials

Info

Publication number
AP2015008832A0
AP2015008832A0 AP2015008832A AP2015008832A AP2015008832A0 AP 2015008832 A0 AP2015008832 A0 AP 2015008832A0 AP 2015008832 A AP2015008832 A AP 2015008832A AP 2015008832 A AP2015008832 A AP 2015008832A AP 2015008832 A0 AP2015008832 A0 AP 2015008832A0
Authority
AP
ARIPO
Prior art keywords
systems
methods
payment credentials
provisioning payment
provisioning
Prior art date
Application number
AP2015008832A
Other languages
English (en)
Inventor
John Foxe Sheets
Hough Arie Van Wyk
Tara Anne Moss
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of AP2015008832A0 publication Critical patent/AP2015008832A0/xx

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/204—Loading of a stored value token using an ATM

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AP2015008832A 2013-05-15 2014-05-15 Methods and systems for provisioning payment credentials AP2015008832A0 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201361823840P 2013-05-15 2013-05-15
ZA201303719 2013-05-22
ZA201306249 2013-08-20
PCT/IB2014/061471 WO2014184771A1 (en) 2013-05-15 2014-05-15 Methods and systems for provisioning payment credentials

Publications (1)

Publication Number Publication Date
AP2015008832A0 true AP2015008832A0 (en) 2015-10-31

Family

ID=51897836

Family Applications (1)

Application Number Title Priority Date Filing Date
AP2015008832A AP2015008832A0 (en) 2013-05-15 2014-05-15 Methods and systems for provisioning payment credentials

Country Status (8)

Country Link
US (2) US10198728B2 (xx)
EP (1) EP2997531B1 (xx)
KR (1) KR20160008614A (xx)
CN (1) CN105493116A (xx)
AP (1) AP2015008832A0 (xx)
AU (1) AU2014266860B2 (xx)
HK (1) HK1217557A1 (xx)
WO (1) WO2014184771A1 (xx)

Families Citing this family (89)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7469381B2 (en) 2007-01-07 2008-12-23 Apple Inc. List scrolling and document translation, scaling, and rotation on a touch-screen display
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
US10719829B2 (en) * 2013-09-09 2020-07-21 Touchtunes Music Corporation Techniques for processing pin-inclusive transactions in connection with an electronic device
WO2015070070A1 (en) 2013-11-07 2015-05-14 Touchtunes Music Corporation Techniques for generating electronic menu graphical user interface layouts for use in connection with electronic devices
CN106031207B (zh) * 2013-12-02 2019-12-13 万事达卡国际股份有限公司 用于向不带有安全元件的移动设备安全传送远程通知服务消息的方法及系统
US9582825B2 (en) 2014-03-24 2017-02-28 Touchtunes Music Corporation Systems, apparatuses, and methods for ordering items from an electronic menu, and servicing thereof
FR3020167B1 (fr) * 2014-04-18 2020-11-20 Compagnie Ind Et Financiere Dingenierie Ingenico Dispositif de traitement de donnees en provenance de carte a memoire sans contact, methode et programme d'ordinateur correspondant
US11461567B2 (en) 2014-05-28 2022-10-04 Mitek Systems, Inc. Systems and methods of identification verification using hybrid near-field communication and optical authentication
US9665754B2 (en) * 2014-05-28 2017-05-30 IDChecker, Inc. Identification verification using a device with embedded radio-frequency identification functionality
US11640582B2 (en) 2014-05-28 2023-05-02 Mitek Systems, Inc. Alignment of antennas on near field communication devices for communication
US10043185B2 (en) 2014-05-29 2018-08-07 Apple Inc. User interface for payments
US20150348044A1 (en) * 2014-05-30 2015-12-03 Verizon Patent And Licensing Inc. Secure credit card transactions based on a mobile device
EP3013087B1 (en) * 2014-06-03 2017-09-06 Huawei Technologies Co., Ltd. Route setting method and terminal device
EP3201846B1 (en) 2014-10-02 2024-07-03 ecoATM, LLC Wireless-enabled kiosk for recycling consumer devices
US10445708B2 (en) 2014-10-03 2019-10-15 Ecoatm, Llc System for electrically testing mobile devices at a consumer-operated kiosk, and associated devices and methods
US11080672B2 (en) 2014-12-12 2021-08-03 Ecoatm, Llc Systems and methods for recycling consumer electronic devices
US20180268403A1 (en) * 2015-01-27 2018-09-20 Abhishek Guglani Multiple protocol transaction encryption
US9971723B2 (en) * 2015-02-26 2018-05-15 Taisys Technologies Co. Ltd. Device and system for bridging electrical signals between SIM card and mobile device and providing service to mobile device
US10147087B2 (en) * 2015-03-06 2018-12-04 Mastercard International Incorporated Primary account number (PAN) length issuer identifier in payment account number data field of a transaction authorization request message
US11037139B1 (en) 2015-03-19 2021-06-15 Wells Fargo Bank, N.A. Systems and methods for smart card mobile device authentication
US11188919B1 (en) 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
EP3278248B1 (en) 2015-04-03 2024-02-14 United Services Automobile Association (USAA) Digital identification system
US10540648B2 (en) * 2015-04-15 2020-01-21 Mastercard International Incorporated Use of mobile network operator data and/or scores in decision-making on requests for payment credential provisioning for mobile devices
CN107466409B (zh) * 2015-04-16 2021-11-30 维萨国际服务协会 使用电子电信装置的绑定过程
US20160307186A1 (en) * 2015-04-20 2016-10-20 Mastercard International Incorporated Verification of contactless payment card for provisioning of payment credentials to mobile device
FR3036522B1 (fr) * 2015-05-19 2018-06-15 Parkeon Procede de realisation d'une transaction entre un appareil et un telephone mobile
GB201508870D0 (en) * 2015-05-22 2015-07-01 Digiseq Ltd Securing host card emulation (HSE) solutions
GB2541414A (en) 2015-08-18 2017-02-22 Worldpay (Uk) Ltd Identity validation
US11004071B2 (en) 2015-09-09 2021-05-11 Pay with Privacy, Inc. Systems and methods for automatically securing and validating multi-server electronic communications over a plurality of networks
US11734678B2 (en) * 2016-01-25 2023-08-22 Apple Inc. Document importation into secure element
US20170293924A1 (en) * 2016-04-11 2017-10-12 Frank A. Muzio System and method for the exchange of consumer data
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
CN107330685B (zh) * 2016-04-29 2021-03-05 中国电信股份有限公司 基于nfc的通信方法以及tsm系统
CN107358419B (zh) * 2016-05-09 2020-12-11 阿里巴巴集团控股有限公司 机载终端支付鉴权方法、装置以及系统
DK179186B1 (en) 2016-05-19 2018-01-15 Apple Inc REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION
CN109313759B (zh) 2016-06-11 2022-04-26 苹果公司 用于交易的用户界面
US10621581B2 (en) 2016-06-11 2020-04-14 Apple Inc. User interface for transactions
DK201670622A1 (en) 2016-06-12 2018-02-12 Apple Inc User interfaces for transactions
CN106875186B (zh) * 2016-06-20 2020-07-24 阿里巴巴集团控股有限公司 一种离线支付方法和装置
US10169695B2 (en) * 2016-06-24 2019-01-01 Visa International Service Association Removable marking element with access credentials
US10269110B2 (en) 2016-06-28 2019-04-23 Ecoatm, Llc Methods and systems for detecting cracks in illuminated electronic device screens
US10970715B1 (en) 2016-08-23 2021-04-06 Wells Fargo Bank. N.A. Systems and methods for multi-channel onboarding of a mobile wallet
US10743162B2 (en) * 2016-08-23 2020-08-11 Paypal, Inc. Aggregation system for item retrieval
US10496808B2 (en) * 2016-10-25 2019-12-03 Apple Inc. User interface for managing access to credentials for use in an operation
AU2017354083A1 (en) * 2016-11-01 2019-06-06 Entersekt International Limited Verifying an association between a communication device and a user
US20180150816A1 (en) * 2016-11-30 2018-05-31 American Express Travel Related Services Company, Inc. Mobile Payment System
US11095449B2 (en) * 2016-12-16 2021-08-17 Visa International Service Association System and method for securely processing an electronic identity
US10630648B1 (en) 2017-02-08 2020-04-21 United Services Automobile Association (Usaa) Systems and methods for facilitating digital document communication
US20180285875A1 (en) * 2017-03-31 2018-10-04 Simon Law Static token systems and methods for representing dynamic real credentials
WO2019050503A1 (en) * 2017-09-05 2019-03-14 Visa International Service Association SYSTEM AND METHOD FOR ADDING ADDITIONAL SECURITY IN A VEHICLE-BASED TRANSACTION
KR102185854B1 (ko) 2017-09-09 2020-12-02 애플 인크. 생체측정 인증의 구현
EP4155988A1 (en) 2017-09-09 2023-03-29 Apple Inc. Implementation of biometric authentication for performing a respective function
US20190122214A1 (en) * 2017-10-19 2019-04-25 Synchrony Bank Control plane implemented by a mobile device and providing improved security
US11062299B2 (en) * 2017-10-24 2021-07-13 BBPOS Limited System and method for indicating entry of personal identification number
GB201720497D0 (en) * 2017-12-08 2018-01-24 Ibm Process
CN110062016B (zh) * 2018-01-18 2023-05-09 阿里巴巴集团控股有限公司 用于可信服务管理的方法及装置
US11954677B2 (en) 2018-03-27 2024-04-09 Visa International Service Association System and method for authorizing and provisioning a token to an appliance
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
US20190385164A1 (en) 2018-06-18 2019-12-19 First Data Corporation Instant digital issuance
US11887080B2 (en) 2018-06-18 2024-01-30 First Data Corporation Instant digital issuance
CN108537536A (zh) * 2018-06-21 2018-09-14 咪付（广西）网络技术有限公司 一种基于策略标识的安全交易方法和系统
US11989710B2 (en) * 2018-12-19 2024-05-21 Ecoatm, Llc Systems and methods for vending and/or purchasing mobile phones and other electronic devices
CN109495258B (zh) * 2018-12-19 2022-05-13 天翼数字生活科技有限公司 监控数据解密的方法、装置、计算机设备及存储介质
CA3129917A1 (en) 2019-02-12 2020-08-20 Ecoatm, Llc Connector carrier for electronic device kiosk
KR20210127199A (ko) 2019-02-18 2021-10-21 에코에이티엠, 엘엘씨 전자 디바이스의 신경망 기반의 물리적 상태 평가, 및 관련된 시스템 및 방법
US11748744B2 (en) 2019-04-03 2023-09-05 First Data Corporation Source independent consistent tokenization
US10698701B1 (en) 2019-06-01 2020-06-30 Apple Inc. User interface for accessing an account
US11496299B2 (en) * 2019-06-18 2022-11-08 Thales Dis Cpl Usa, Inc. Method and chip for authenticating to a device and corresponding authentication device and system
US11810105B2 (en) 2019-06-20 2023-11-07 Visa International Service Association System and method for authorizing and provisioning a token to an appliance
CA3148556A1 (en) * 2019-07-30 2021-02-04 Michael MORBA Retail photo kiosk access system
US11552798B2 (en) * 2019-07-30 2023-01-10 Waymo Llc Method and system for authenticating a secure credential transfer to a device
US11551200B1 (en) 2019-09-18 2023-01-10 Wells Fargo Bank, N.A. Systems and methods for activating a transaction card
WO2021055664A1 (en) * 2019-09-19 2021-03-25 Mastercard International Incorporated Simulated contactless payment cards providing multiple temporary profiles and corresponding credentials
US11244312B2 (en) * 2019-11-13 2022-02-08 Bank Of America Corporation One-time abstraction coding for resource deployment
CN111415143B (zh) * 2020-03-26 2022-10-04 支付宝(杭州)信息技术有限公司 支付设备及其支付方法和装置
US11601419B2 (en) 2020-06-21 2023-03-07 Apple Inc. User interfaces for accessing an account
US11816194B2 (en) 2020-06-21 2023-11-14 Apple Inc. User interfaces for managing secure operations
CN111985919B (zh) * 2020-08-05 2023-12-15 支付宝（中国）网络技术有限公司 支付数据处理方法、装置及电子设备
US11922467B2 (en) 2020-08-17 2024-03-05 ecoATM, Inc. Evaluating an electronic device using optical character recognition
US11423392B1 (en) 2020-12-01 2022-08-23 Wells Fargo Bank, N.A. Systems and methods for information verification using a contactless card
DE102021002193A1 (de) * 2021-04-26 2022-10-27 Giesecke+Devrient Mobile Security Gmbh Zahlungslösung, insbesondere digitale Zahlungslösung
US20220382853A1 (en) * 2021-05-28 2022-12-01 Microsoft Technology Licensing, Llc Visualization-assisted upgrade of verifiable credential
US11606360B1 (en) 2022-05-10 2023-03-14 Capital One Services, Llc System and method for multi-account provisioning
US11587053B1 (en) 2022-05-10 2023-02-21 Capital One Services, Llc System and method for facilitating account provisioning
US11887103B2 (en) 2022-05-10 2024-01-30 Capital One Services, Llc System and method for facilitating transaction account provisioning
US11995643B2 (en) 2022-05-10 2024-05-28 Capital One Services, Llc System and method for providing a temporary virtual payment card
US11810123B1 (en) * 2022-05-10 2023-11-07 Capital One Services, Llc System and method for card present account provisioning
US11775977B1 (en) 2022-07-07 2023-10-03 Lithic, Inc. Systems and methods for dynamic authorization of virtual bank account transactions
US11971862B1 (en) 2022-09-20 2024-04-30 Lithic, Inc. Processing transactions with idempotency in real-time ledgers

Family Cites Families (42)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020016765A1 (en) 2000-07-11 2002-02-07 David Sacks System and method for third-party payment processing
US7784684B2 (en) 2002-08-08 2010-08-31 Fujitsu Limited Wireless computer wallet for physical point of sale (POS) transactions
US7761374B2 (en) 2003-08-18 2010-07-20 Visa International Service Association Method and system for generating a dynamic verification value
EP1530177B1 (en) 2003-11-07 2006-09-13 Alcatel Method for supporting cashless payment
US20130054470A1 (en) 2010-01-08 2013-02-28 Blackhawk Network, Inc. System for Payment via Electronic Wallet
US8700729B2 (en) 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
US8019365B2 (en) 2005-12-31 2011-09-13 Michelle Fisher Conducting a payment using a secure element and SMS
US8290433B2 (en) * 2007-11-14 2012-10-16 Blaze Mobile, Inc. Method and system for securing transactions made through a mobile communication device
JP2009529744A (ja) * 2006-03-10 2009-08-20 ワイズグラム インコーポレイテッド 仮想識別情報提供システムおよび仮想識別情報提供方法
US7822209B2 (en) 2006-06-06 2010-10-26 Red Hat, Inc. Methods and systems for key recovery for a token
US8489067B2 (en) 2006-07-06 2013-07-16 Qualcomm Incorporated Methods and systems for distribution of a mobile wallet for a mobile device
US11195163B2 (en) 2006-09-01 2021-12-07 Mastercard International Incorporated Methods, systems and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US20080208681A1 (en) 2006-09-28 2008-08-28 Ayman Hammad Payment using a mobile device
KR100869157B1 (ko) * 2007-01-17 2008-11-19 김춘길 전자지갑 서비스를 제공하는 장치, 방법 및 기록매체
WO2008104995A2 (en) * 2007-02-28 2008-09-04 Raja Raman A method and system for close range communication using audio tones
US8229458B2 (en) 2007-04-08 2012-07-24 Enhanced Geographic Llc Systems and methods to determine the name of a location visited by a user of a wireless device
US7752292B1 (en) 2007-11-30 2010-07-06 Sprint Communications Company L.P. System and method for provisioning personalized data into mobile device
US20090307140A1 (en) 2008-06-06 2009-12-10 Upendra Mardikar Mobile device over-the-air (ota) registration and point-of-sale (pos) payment
US8620299B2 (en) 2008-08-12 2013-12-31 Mastercard International Incorporated Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device
US9195981B2 (en) * 2008-10-23 2015-11-24 Ims Health Incorporated System and method for authorizing transactions via mobile devices
BRPI0923595A2 (pt) * 2008-12-23 2016-01-26 Mtn Mobile Money Sa Pty Ltd método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis
CA2678831A1 (en) * 2009-09-15 2011-03-15 Daniel Mccann Anonymized payment in e-commerce transactions
US8983438B2 (en) 2009-10-27 2015-03-17 Visa U.S.A. Inc. System and method for enabling a mobile communication device to operate as a financial presentation device
WO2011074500A1 (ja) * 2009-12-15 2011-06-23 ＢｉｚＭｏｂｉｌｅ株式会社 モバイル認証代行システム及びモバイル認証代行方法
US8365868B2 (en) 2010-02-08 2013-02-05 Ncr Corporation Kiosk
US9558481B2 (en) 2010-09-28 2017-01-31 Barclays Bank Plc Secure account provisioning
KR101230452B1 (ko) 2010-10-07 2013-02-07 주식회사 비엔에스웍스 실물카드의 실시간 모바일 카드 발급 방법 및 시스템과 이를 위한 모바일 폰과 프로그램 기록매체
CN102456194A (zh) * 2010-10-27 2012-05-16 中国移动通信集团公司 一种远程支付的方法、系统、终端和服务器
US20120124394A1 (en) 2010-11-17 2012-05-17 David Brudnicki System and Method for Providing a Virtual Secure Element on a Portable Communication Device
KR101210501B1 (ko) * 2010-11-17 2012-12-10 (주)다우기술 전자결제 승인 시스템 및 그 방법
KR101307035B1 (ko) * 2011-04-19 2013-09-11 고효남 대표 카드를 이용한 카드 결제 방법
US9154477B2 (en) * 2011-05-26 2015-10-06 First Data Corporation Systems and methods for encrypting mobile device communications
KR101275116B1 (ko) 2011-07-13 2013-06-17 비씨카드(주) 전자 유가 증권 발급 방법 및 이를 위한 가맹점 단말기
EP2557532A1 (en) * 2011-08-09 2013-02-13 Research In Motion Limited Methods and apparatus to provision payment services
US8762704B2 (en) 2011-09-29 2014-06-24 Apple Inc. Customized content for electronic devices
WO2013048538A1 (en) 2011-10-01 2013-04-04 Intel Corporation Cloud based credit card emulation
US20130097034A1 (en) * 2011-10-12 2013-04-18 First Data Corporation Systems and Methods for Facilitating Point of Sale Transactions
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US8924711B2 (en) * 2012-04-04 2014-12-30 Zooz Mobile Ltd. Hack-deterring system for storing sensitive data records
AU2013266099A1 (en) 2012-05-24 2015-01-22 Paypal, Inc. Method and systems for wallet enrollment
WO2014059079A1 (en) * 2012-10-10 2014-04-17 Mastercard International Incorporated System and methods for issuance of a mobile payment account
KR20130007498A (ko) 2012-11-22 2013-01-18 한국정보통신주식회사 모바일 카드 발급 방법 및 스마트폰

Also Published As

Publication number Publication date
HK1217557A1 (zh) 2017-01-13
AU2014266860A1 (en) 2015-11-12
CN105493116A (zh) 2016-04-13
EP2997531B1 (en) 2019-08-28
US20160078434A1 (en) 2016-03-17
KR20160008614A (ko) 2016-01-22
US10198728B2 (en) 2019-02-05
EP2997531A1 (en) 2016-03-23
AU2014266860B2 (en) 2017-07-13
EP2997531A4 (en) 2016-05-25
US20190122212A1 (en) 2019-04-25
WO2014184771A1 (en) 2014-11-20

Similar Documents

Publication Publication Date Title
HK1217557A1 (zh) 用於提供支付憑證的方法和系統
SG11201600909QA (en) Methods and systems for provisioning mobile devices with payment credentials
HK1221990A1 (zh) 用於多元分析的系統和方法
PT2995039T (pt) Sistemas e métodos para comunicação segura
EP2973285A4 (en) SECURE TRANSACTION SYSTEMS AND METHODS
GB201309074D0 (en) Communications system
HK1211726A1 (en) Systems, methods and devices for transacting
EP2946634A4 (en) COMMUNICATION SYSTEM
ZA201508718B (en) Low-skew communication system
GB201306836D0 (en) Method and System for Activating Credentials
SG11201602323UA (en) Transaction system
EP2878149A4 (en) COMMUNICATION SYSTEM
HRP20180608T1 (hr) Sustav za provjeru lozinki
EP2953051A4 (en) NETWORK SYSTEM
GB201315417D0 (en) Order and payment system
SG11201505962RA (en) Methods and systems for inter-application communication
GB2514688B (en) Central Heating system
GB201306148D0 (en) Communications system
EP2961105A4 (en) NETWORK SYSTEM
IL241427A0 (en) A network system is sensitive to hostile instances
PT2851629T (pt) Sistema de aquecimento
ZA201508290B (en) Methods and systems for provisioning payment credentials
GB201306016D0 (en) Secure communications system
ZA201600609B (en) Payment system
GB201312975D0 (en) Payment system