WO2022100079A1 - Digital traceable intelligent supply chain financial platform for blockchain baas supply chain - Google Patents

Digital traceable intelligent supply chain financial platform for blockchain baas supply chain Download PDF

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WO2022100079A1
WO2022100079A1 PCT/CN2021/098372 CN2021098372W WO2022100079A1 WO 2022100079 A1 WO2022100079 A1 WO 2022100079A1 CN 2021098372 W CN2021098372 W CN 2021098372W WO 2022100079 A1 WO2022100079 A1 WO 2022100079A1
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platform
supply chain
enterprise
trade
data
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French (fr)
Chinese (zh)
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刘天琼
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深圳市爱云信息科技有限公司
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll

Definitions

  • the invention relates to the technical field of smart supply chain finance, in particular to a blockchain BaaS supply chain digital traceable smart supply chain financial platform.
  • Process management and efficiency management are reflected in the following aspects: participants involve underlying asset managers, securities companies, law firms, banks, exchanges and other institutions, and inter-institutional communication mainly relies on paper, which is inefficient, costly, and has a long cycle; the number of underlying assets The workload of asset screening, auditing, asset transfer contracts, etc. is large, and it is prone to errors; data is scattered among various participants, and data association and cross-checking cannot be effectively achieved.
  • a trade relationship is first formed, receivables and payables, and part of it is taken out to find a factoring company, and financial institutions do financing, which constitutes a factoring asset.
  • the factoring company is short of funds, the asset can be repackaged. Issued through asset securitization, the recovered funds form a chain from trade to financing to asset securitization.
  • the scenario of supply chain finance involves how multiple parties ensure the authenticity, accuracy and transparency of data, which is the core of digital supply chain finance risk control.
  • the data consistency and non-tampering characteristics of the blockchain can enable the participants to build a data-based trust relationship. Therefore, when building a traceable supply chain financial blockchain, set up small blocks according to different scenarios. Chains are more efficient and feasible than building large chains in which the entire supply chain participant participates.
  • the present invention establishes a solution that integrates a supply chain trade platform, a supply chain financing platform and a supply chain financial asset securitization platform based on a trusted data pool, and combines warehousing and logistics enterprises, trading enterprises, non-bank financial institutions, exchanges and Financial institutions work together to form a transparent and visible transaction process, which can greatly build trusted transaction assets.
  • the purpose of the present invention is to provide a blockchain BaaS supply chain digital traceability smart supply chain financial platform, by establishing a supply chain trade platform, a supply chain financing platform and a supply chain finance platform based on a trusted data pool
  • the asset securitization platform is an integrated solution, combined with warehousing and logistics companies, trading companies, non-bank financial institutions, exchanges and financial institutions to form a transparent and visible transaction process, which can greatly build trusted transaction assets.
  • the present invention provides a blockchain BaaS supply chain digital traceability smart supply chain financial platform, including a warehousing logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, and a supply chain Financial asset securitization platform, supply chain financing platform, exchange platform, financial institution platform and node; the node and the warehousing and logistics enterprise platform, the trade enterprise platform, the supply chain trade platform, the supply chain finance platform Data interaction between the asset securitization platform, the supply chain financing platform, the exchange platform and the financial institution platform;
  • the nodes are used to form a blockchain, and the nodes include warehousing and logistics enterprise nodes, trade enterprise nodes, non-bank financial institution nodes, exchange nodes, and financial institution nodes; the warehousing and logistics enterprise nodes are composed of warehousing and logistics enterprises, so
  • the trading enterprise node is composed of a trading enterprise
  • the non-bank financial institution node is composed of a non-bank financial institution
  • the exchange node is composed of an exchange
  • the financial institution node is composed of a financial institution
  • the warehousing and logistics enterprise platform and the trade enterprise platform are used to form a credible data source
  • the supply chain trade platform includes a full-process trade characterization module, an encrypted data storage module, an access authorization and audit module, and a trade trusted data pool, and the supply chain trade platform is used to combine the warehousing and logistics enterprise platform with the trade enterprise.
  • the data collected and transmitted by the platform is processed and analyzed by the encrypted data storage module and the access authorization and audit module to establish the trade trusted data pool;
  • the supply chain financing platform includes a financing service module, a capital account module and a financing trusted data pool, and the supply chain financing platform is used to obtain data authorization from the trade trusted data pool on demand, realize a closed loop of funds, and monitor the flow of funds. , so as to establish the said financing trusted data pool;
  • the supply chain financial asset securitization platform includes a dynamic asset management module, an asset health trend analysis module and an asset trusted data pool, and the supply chain financial asset securitization platform is used for obtaining data authorization from the financing trusted data pool. , to realize full asset verification, dynamic management and cyclic purchase to establish a trusted data pool of said assets;
  • the financial institution platform includes a factoring/anti-factoring module and a virtual account module, and the financial institution platform is used for obtaining data authorization from the financing trusted data pool for all those who need factoring/reverse factoring business.
  • the exchange platform includes a bond financing plan module and an information disclosure module, and the exchange platform is used to obtain data authorization from the financing trusted data pool and the asset trusted data pool, and provide all required bond financing plans.
  • the warehousing and logistics companies and the trading companies provide securitization services to achieve penetrating management of underlying assets.
  • the warehousing and logistics enterprise platform includes a warehousing and logistics IoT device, a warehouse transportation and distribution module, and an automation module.
  • the warehousing and logistics IoT device is used to collect data generated by the warehousing and logistics enterprise during operation.
  • the distribution module is used to realize the function of a warehousing logistics distribution center, and the automation module is used to transmit the data collected by the warehousing and logistics IoT device and the data of the warehouse transportation and distribution module to the supply chain trade platform.
  • the trade enterprise platform includes trade logistics network equipment, enterprise ERP and a production management module
  • the trade logistics network equipment is used to collect the data generated by the trade enterprise in operation
  • the production management module is used to establish all The production database of the trade enterprise
  • the enterprise ERP is used to transmit the data collected by the trade logistics network equipment and the data of the production management module to the supply chain trade platform.
  • the whole-process trade characterization module is used to record the key link data in the supply chain trade in real time, and complete the trade characterization at the data source.
  • the design of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool adopts an independent deployment method, a data isolation method, a controllable interaction method and a non-tamperable and traceable method for future reference.
  • the independent deployment mode is that the ownership of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool is owned by the warehousing and logistics enterprise and the trading enterprise, and is owned by all of them.
  • the warehousing and logistics enterprise and the trading enterprise are responsible for operations to ensure that the data of the warehousing and logistics enterprise and the trading enterprise do not leave the control boundary of the warehousing and logistics enterprise and the trading enterprise, so as to solve the risk of data leakage.
  • the data isolation method is that the data of the different warehousing and logistics enterprises and the trade enterprises are stored in different channels, so as to prevent data leakage between the different warehousing and logistics enterprises and the trade enterprises from the source. .
  • controllable interaction method provides a data push service for all initiated visits, so that the warehousing and logistics enterprise and the trading enterprise can completely control the data.
  • non-tamperable and traceable way for future reference is that any data call needs to use the operator's electronic certificate to electronically sign the data, and any read and write operations are all recorded in the corresponding audit evidence chain.
  • the audit evidence chain is a connection relationship established between the evidence and the fact to be verified, and a combination of multiple evidence loops in which related connections are sequentially transmitted to each other.
  • the beneficial effect of the present invention is that the blockchain BaaS supply chain digital traceability smart supply chain financial platform provided by the present invention includes a warehousing and logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, and a supply chain platform.
  • the supply chain financial asset securitization platform is used to establish a trusted data pool
  • the financial institution platform is used to provide factoring/reverse factoring services for warehousing logistics companies and trading companies
  • the exchange platform is used to achieve penetrating management of underlying assets.
  • the present invention integrates the solution of supply chain trade platform, supply chain financing platform and supply chain financial asset securitization platform based on trusted data pool, and combines warehousing and logistics enterprises, trading enterprises, non-bank financial institutions, exchanges Together with financial institutions, a transparent and visible transaction process can be formed, which can greatly build trusted transaction assets.
  • FIG. 1 is a system structure diagram of a blockchain BaaS supply chain digital traceability smart supply chain financial platform provided by an embodiment of the present invention.
  • the present invention provides a blockchain BaaS supply chain digital traceability smart supply chain financial platform, including a warehousing logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, a supply chain financial asset securitization platform, and a supply chain Financing platform, exchange platform, financial institution platform and node; node and warehousing logistics enterprise platform, trade enterprise platform, supply chain trade platform, supply chain financial asset securitization platform, supply chain financing platform, exchange platform and financial institution platform. data exchange;
  • Nodes are used to form the blockchain.
  • Nodes include warehousing and logistics enterprise nodes, trade enterprise nodes, non-bank financial institution nodes, exchange nodes, and financial institution nodes; warehousing and logistics enterprise nodes are composed of warehousing and logistics companies, and trade enterprise nodes are composed of trading companies.
  • non-bank financial institution nodes are composed of non-bank financial institutions, exchange nodes are composed of exchanges, and financial institution nodes are composed of financial institutions;
  • the warehousing logistics enterprise platform and the trade enterprise platform are used to form a trusted data source
  • the supply chain trade platform includes a full-process trade characterization module, an encrypted data storage module, an access authorization and audit module, and a trade trusted data pool.
  • the supply chain trade platform is used to collect and transmit data from the warehousing and logistics enterprise platform and the trade enterprise platform through encrypted data. Processing and analysis of storage modules and access authorization and audit modules to establish a trusted data pool for trade;
  • the supply chain financing platform includes the financing service module, the capital account module and the financing trusted data pool.
  • the supply chain financing platform is used to obtain data authorization from the trade trusted data pool on demand, realize the closed loop of funds, monitor the flow of funds, and establish a financing possibility. information pool;
  • the supply chain financial asset securitization platform includes a dynamic asset management module, an asset health trend analysis module and an asset trusted data pool.
  • the supply chain financial asset securitization platform is used to obtain data authorization from the financing trusted data pool to achieve full asset verification, Dynamic management and recurring purchases to build a trusted data pool of assets;
  • the financial institution platform includes a factoring/reverse factoring module and a virtual account module.
  • the financial institution platform is used to obtain data authorization from a trusted financing data pool, providing warehousing, logistics and trading companies that need factoring/reverse factoring services. factoring/reverse factoring services;
  • the exchange platform includes a bond financing plan module and an information disclosure module.
  • the exchange platform is used to obtain data authorization from the financing trusted data pool and asset trusted data pool to provide securitization for warehousing, logistics and trading companies that need bond financing plans. services to achieve penetrating management of underlying assets.
  • the blockchain BaaS supply chain digital traceability smart supply chain financial platform provided by the above technical solutions, including warehousing and logistics enterprise platform, trade enterprise platform, supply chain trade platform, supply chain financial asset securitization platform, supply chain financing platform, exchange Platforms, financial institution platforms and nodes; nodes are used to form blockchains, warehousing and logistics enterprise platforms and trade enterprise platforms are used to form trusted data sources, and supply chain trade platforms and supply chain financial asset securitization platforms are used to establish trusted data sources.
  • the data pool, the financial institution platform is used to provide factoring/reverse factoring services for warehousing and logistics enterprises and trading companies, and the exchange platform is used to realize the penetrating management of the underlying assets; by establishing a supply chain trade platform based on a trusted data pool , supply chain financing platform and supply chain financial asset securitization platform as one solution, and combined with warehousing and logistics enterprises, trading enterprises, non-bank financial institutions, exchanges and financial institutions to form a transparent and visible transaction process, which can greatly build a feasible letter trading assets.
  • the warehousing and logistics enterprise platform includes a warehousing and logistics IoT device, a warehouse transportation and distribution module, and an automation module.
  • the warehousing and logistics IoT device is used to collect data generated by the warehousing and logistics enterprise during operation.
  • the warehouse transportation and distribution module is used to realize the function of the warehousing logistics distribution center, and the automation module is used to transmit the data collected by the warehousing logistics IoT equipment and the data of the warehouse transportation and distribution module to the supply chain trade platform.
  • the trading enterprise platform includes trade logistics network equipment, enterprise ERP and production management modules.
  • the trade logistics network equipment is used to collect data generated by the trading enterprise during operation, and the production management module is used for The production database of the trade enterprise is established, and the enterprise ERP is used to transmit the data collected by the trade logistics network equipment and the data of the production management module to the supply chain trade platform.
  • the whole-process trade characterization module is used to record the key link data in the supply chain trade in real time, and complete the trade characterization at the data source.
  • the design of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool adopts an independent deployment method, a data isolation method, a controllable interaction method, and a non-tamperable and traceable method for future reference.
  • the independent deployment method is that the trade trusted data pool, the asset trusted data pool and the financing trusted data pool are owned by the warehousing and logistics enterprise and the trading enterprise, and are responsible by the warehousing and logistics enterprise and the trading enterprise. Operation to ensure that the data of warehousing logistics enterprises and trading enterprises does not leave the control boundary of warehousing logistics enterprises and trading enterprises, so as to solve the risk of data leakage.
  • the data isolation method is that the data of different warehousing and logistics enterprises and trade enterprises are stored in different channels, so as to prevent data leakage between different warehousing and logistics enterprises and trade enterprises from the source.
  • controllable interaction mode provides data push service for all initiated accesses, so that warehousing logistics enterprises and trading enterprises can completely control the data.
  • the non-tamperable and traceable way for future reference is that any data call requires the operator's electronic certificate to electronically sign the data, and any read and write operations are all recorded in the corresponding audit evidence chain.
  • an audit evidence chain is a connection relationship established between evidence and a fact to be verified, and a combination of multiple evidence loops that sequentially transmit relevant connections to each other.

Abstract

A digital traceable intelligent supply chain financial platform for a blockchain BaaS supply chain, comprising a warehouse logistics enterprise platform, a trading enterprise platform, a supply chain trading platform, a supply chain financial asset securitization platform, a supply chain financing platform, an exchange platform, a financial institution platform, and nodes. The nodes form a blockchain. The warehouse logistics enterprise platform and the trading enterprise platform form a trusted data source. The supply chain trading platform and the supply chain financial asset securitization platform establish a trusted data pool. The financial institution platform is configured to provide factoring/reverse factoring services for warehouse logistics enterprises and trading enterprises. The exchange platform is configured to realize penetration-type management of underlying assets.

Description

区块链BaaS供应链数字化可溯源智慧供应链金融平台Blockchain BaaS Supply Chain Digital Traceability Smart Supply Chain Financial Platform 技术领域technical field
本发明涉及智慧供应链金融技术领域，具体涉及一种区块链BaaS供应链数字化可溯源智慧供应链金融平台。The invention relates to the technical field of smart supply chain finance, in particular to a blockchain BaaS supply chain digital traceable smart supply chain financial platform.
背景技术Background technique
传统供应链ABS产品痛点在于风险管理方面和流程管理及效率管理，风险管理方面表现在：底层资产的真实性，有效性核查难；复杂的交易结构及资金流，导致无法有效实现穿透式监管；无法实现大量资产的动态监管，监管实效性差。The pain points of traditional supply chain ABS products lie in risk management, process management and efficiency management. Risk management is manifested in: the authenticity of the underlying assets and the difficulty in validating verification; the complex transaction structure and capital flow make it impossible to effectively achieve penetrating supervision ; The dynamic supervision of a large number of assets cannot be achieved, and the supervision effectiveness is poor.
流程管理及效率管理方面表现在：参与方涉及底层资产管理人，券商，律所，银行，交易所等多方机构，机构间沟通主要依赖纸质，效率低，成本高，周期长；底层资产数量大，资产筛选，审核，资产转让合同等的工作量大，容易出错；数据散落在各个参与方，无法有效实现数据关联和交叉核验。Process management and efficiency management are reflected in the following aspects: participants involve underlying asset managers, securities companies, law firms, banks, exchanges and other institutions, and inter-institutional communication mainly relies on paper, which is inefficient, costly, and has a long cycle; the number of underlying assets The workload of asset screening, auditing, asset transfer contracts, etc. is large, and it is prone to errors; data is scattered among various participants, and data association and cross-checking cannot be effectively achieved.
对于一个供应链来讲，先是形成了贸易关系应收应付，有一部分拿出来找保理公司，金融机构做融资，构成了保理资产，一旦保理公司资金短缺，可以把这个资产再打包，通过资产证券化发行出去，收回资金构成了从贸易到融资在到资产证券化这样的链条。For a supply chain, a trade relationship is first formed, receivables and payables, and part of it is taken out to find a factoring company, and financial institutions do financing, which constitutes a factoring asset. Once the factoring company is short of funds, the asset can be repackaged. Issued through asset securitization, the recovered funds form a chain from trade to financing to asset securitization.
从监管机构的角度来讲，要形成对ABS产品的穿透式监管的时，每一笔底层资产的来源尤为重要，因此一套有效的溯源系统在其中发挥重要作用。From the perspective of regulators, when penetrating supervision of ABS products is to be formed, the source of each underlying asset is particularly important, so an effective traceability system plays an important role in it.
供应链金融的场景涉及到多方如何保证数据的真实性、准确性、透明性，是数字化供应链金融风控的核心。区块链的数据一致性，不可篡改等特性，可 以使得参与方之间可以构建基于数据的信任关系，因此，在建设可追溯供应链金融区块链时候，根据不同的场景设立小的区块链要比建设整个供应链参与者参加的大链更加有效且可行。The scenario of supply chain finance involves how multiple parties ensure the authenticity, accuracy and transparency of data, which is the core of digital supply chain finance risk control. The data consistency and non-tampering characteristics of the blockchain can enable the participants to build a data-based trust relationship. Therefore, when building a traceable supply chain financial blockchain, set up small blocks according to different scenarios. Chains are more efficient and feasible than building large chains in which the entire supply chain participant participates.
本发明通过建立基于可信数据池的供应链贸易平台、供应链融资平台以及供应链金融资产证券化平台为一体的解决方案，并结合仓储物流企业、贸易企业、非银行金融机构、交易所和金融机构一起组成透明可见的交易流程，能够大大构建可信交易资产。The present invention establishes a solution that integrates a supply chain trade platform, a supply chain financing platform and a supply chain financial asset securitization platform based on a trusted data pool, and combines warehousing and logistics enterprises, trading enterprises, non-bank financial institutions, exchanges and Financial institutions work together to form a transparent and visible transaction process, which can greatly build trusted transaction assets.
发明内容SUMMARY OF THE INVENTION
为了克服现有技术的不足，本发明的目的是提供区块链BaaS供应链数字化可溯源智慧供应链金融平台，通过建立基于可信数据池的供应链贸易平台、供应链融资平台以及供应链金融资产证券化平台为一体的解决方案，并结合仓储物流企业、贸易企业、非银行金融机构、交易所和金融机构一起组成透明可见的交易流程，能够大大构建可信交易资产。In order to overcome the deficiencies of the prior art, the purpose of the present invention is to provide a blockchain BaaS supply chain digital traceability smart supply chain financial platform, by establishing a supply chain trade platform, a supply chain financing platform and a supply chain finance platform based on a trusted data pool The asset securitization platform is an integrated solution, combined with warehousing and logistics companies, trading companies, non-bank financial institutions, exchanges and financial institutions to form a transparent and visible transaction process, which can greatly build trusted transaction assets.
为了达到上述目的，本发明所采用的技术方案是：本发明提供了区块链BaaS供应链数字化可溯源智慧供应链金融平台，包括仓储物流企业平台、贸易企业平台、供应链贸易平台、供应链金融资产证券化平台、供应链融资平台、交易所平台、金融机构平台以及节点；所述节点与所述仓储物流企业平台、所述贸易企业平台、所述供应链贸易平台、所述供应链金融资产证券化平台、所述供应链融资平台、所述交易所平台以及所述金融机构平台之间进行数据交互；In order to achieve the above purpose, the technical solution adopted in the present invention is as follows: the present invention provides a blockchain BaaS supply chain digital traceability smart supply chain financial platform, including a warehousing logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, and a supply chain Financial asset securitization platform, supply chain financing platform, exchange platform, financial institution platform and node; the node and the warehousing and logistics enterprise platform, the trade enterprise platform, the supply chain trade platform, the supply chain finance platform Data interaction between the asset securitization platform, the supply chain financing platform, the exchange platform and the financial institution platform;
所述节点用于构成区块链，所述节点包括仓储物流企业节点、贸易企业节点、非银行金融机构节点、交易所节点以及金融机构节点；所述仓储物流企业节点由仓储物流企业构成，所述贸易企业节点由贸易企业构成，所述非银行金 融机构节点由非银行金融机构构成，所述交易所节点由交易所构成，所述金融机构节点由金融机构构成；The nodes are used to form a blockchain, and the nodes include warehousing and logistics enterprise nodes, trade enterprise nodes, non-bank financial institution nodes, exchange nodes, and financial institution nodes; the warehousing and logistics enterprise nodes are composed of warehousing and logistics enterprises, so The trading enterprise node is composed of a trading enterprise, the non-bank financial institution node is composed of a non-bank financial institution, the exchange node is composed of an exchange, and the financial institution node is composed of a financial institution;
所述仓储物流企业平台和所述贸易企业平台用于组成可信的数据源头；The warehousing and logistics enterprise platform and the trade enterprise platform are used to form a credible data source;
所述供应链贸易平台包括全流程贸易刻画模块、加密数据存储模块、访问授权与审计模块以及贸易可信数据池，所述供应链贸易平台用于将所述仓储物流企业平台和所述贸易企业平台采集传输的数据通过所述加密数据存储模块和访问授权与审计模块的处理分析，以建立起所述贸易可信数据池；The supply chain trade platform includes a full-process trade characterization module, an encrypted data storage module, an access authorization and audit module, and a trade trusted data pool, and the supply chain trade platform is used to combine the warehousing and logistics enterprise platform with the trade enterprise. The data collected and transmitted by the platform is processed and analyzed by the encrypted data storage module and the access authorization and audit module to establish the trade trusted data pool;
所述供应链融资平台包括融资服务模块、资金账户模块以及融资可信数据池，所述供应链融资平台用于按需从所述贸易可信数据池获取数据授权，实现资金闭环，监控资金流向，以建立起所述融资可信数据池；The supply chain financing platform includes a financing service module, a capital account module and a financing trusted data pool, and the supply chain financing platform is used to obtain data authorization from the trade trusted data pool on demand, realize a closed loop of funds, and monitor the flow of funds. , so as to establish the said financing trusted data pool;
所述供应链金融资产证券化平台包括动态资产管理模块、资产健康趋势分析模块以及资产可信数据池，所述供应链金融资产证券化平台用于根据从所述融资可信数据池获取数据授权，实现全量资产核查、动态管理和循环购买，以建立起所述资产可信数据池；The supply chain financial asset securitization platform includes a dynamic asset management module, an asset health trend analysis module and an asset trusted data pool, and the supply chain financial asset securitization platform is used for obtaining data authorization from the financing trusted data pool. , to realize full asset verification, dynamic management and cyclic purchase to establish a trusted data pool of said assets;
所述金融机构平台包括保理/反保理模块和虚拟账户模块，所述金融机构平台用于根据从所述融资可信数据池获取数据授权，为需要保理/反向保理业务的所述仓储物流企业和所述贸易企业提供保理/反向保理服务；The financial institution platform includes a factoring/anti-factoring module and a virtual account module, and the financial institution platform is used for obtaining data authorization from the financing trusted data pool for all those who need factoring/reverse factoring business. Provide factoring/reverse factoring services to the warehousing and logistics enterprises and the trading enterprises;
所述交易所平台包括债券融资计划模块和信息披露模块，所述交易所平台用于根据从所述融资可信数据池和所述资产可信数据池获取数据授权，为需要债券融资计划的所述仓储物流企业和所述贸易企业提供证券化服务，实现底层资产穿透式管理。The exchange platform includes a bond financing plan module and an information disclosure module, and the exchange platform is used to obtain data authorization from the financing trusted data pool and the asset trusted data pool, and provide all required bond financing plans. The warehousing and logistics companies and the trading companies provide securitization services to achieve penetrating management of underlying assets.
进一步地，所述仓储物流企业平台包括仓储物流物联网设备、仓运配模块以及自动化模块，所述仓储物流物联网设备用于采集所述仓储物流企业在运营 中生成的数据，所述仓运配模块用于实现仓储物流配送中心的功能，所述自动化模块用于将所述仓储物流物联网设备采集的数据和所述仓运配模块的数据传输至所述供应链贸易平台。Further, the warehousing and logistics enterprise platform includes a warehousing and logistics IoT device, a warehouse transportation and distribution module, and an automation module. The warehousing and logistics IoT device is used to collect data generated by the warehousing and logistics enterprise during operation. The distribution module is used to realize the function of a warehousing logistics distribution center, and the automation module is used to transmit the data collected by the warehousing and logistics IoT device and the data of the warehouse transportation and distribution module to the supply chain trade platform.
进一步地，所述贸易企业平台包括贸易物流网设备、企业ERP以及生产管理模块，所述贸易物流网设备用于采集所述贸易企业在运营中生成的数据，所述生产管理模块用于建立所述贸易企业的生产数据库，所述企业ERP用于将所述贸易物流网设备采集的数据和所述生产管理模块的数据传输至所述供应链贸易平台。Further, the trade enterprise platform includes trade logistics network equipment, enterprise ERP and a production management module, the trade logistics network equipment is used to collect the data generated by the trade enterprise in operation, and the production management module is used to establish all The production database of the trade enterprise, and the enterprise ERP is used to transmit the data collected by the trade logistics network equipment and the data of the production management module to the supply chain trade platform.
进一步地，所述全流程贸易刻画模块用于实时记录供应链贸易中的关键环节数据，在数据源头完成贸易刻画。Further, the whole-process trade characterization module is used to record the key link data in the supply chain trade in real time, and complete the trade characterization at the data source.
进一步地，所述贸易可信数据池、所述资产可信数据池以及所述融资可信数据池的设计采用独立部署方式、数据隔离方式、可控交互方式以及不可篡改可溯备查方式。Further, the design of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool adopts an independent deployment method, a data isolation method, a controllable interaction method and a non-tamperable and traceable method for future reference.
进一步地，所述独立部署方式为所述贸易可信数据池、所述资产可信数据池以及所述融资可信数据池的所有权归所述仓储物流企业和所述贸易企业所有，并由所述仓储物流企业和所述贸易企业负责运营，以保证所述仓储物流企业和所述贸易企业的数据不离开所述仓储物流企业和所述贸易企业的控制边界，以解决数据外泄的风险。Further, the independent deployment mode is that the ownership of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool is owned by the warehousing and logistics enterprise and the trading enterprise, and is owned by all of them. The warehousing and logistics enterprise and the trading enterprise are responsible for operations to ensure that the data of the warehousing and logistics enterprise and the trading enterprise do not leave the control boundary of the warehousing and logistics enterprise and the trading enterprise, so as to solve the risk of data leakage.
进一步地，所述数据隔离方式为不同的所述仓储物流企业和所述贸易企业的数据存储于不同的通道，从源头上防止不同的所述仓储物流企业和所述贸易企业之间的数据泄露。Further, the data isolation method is that the data of the different warehousing and logistics enterprises and the trade enterprises are stored in different channels, so as to prevent data leakage between the different warehousing and logistics enterprises and the trade enterprises from the source. .
进一步地，所述可控交互方式为所有发起的访问都提供数据推送服务，以使所述仓储物流企业和所述贸易企业对数据完全可控。Further, the controllable interaction method provides a data push service for all initiated visits, so that the warehousing and logistics enterprise and the trading enterprise can completely control the data.
进一步地，所述不可篡改可溯备查方式为任何数据调用均需使用操作人的电子证书为数据做电子签名，任何读写操作全部都记录于对应的审计证据链。Further, the non-tamperable and traceable way for future reference is that any data call needs to use the operator's electronic certificate to electronically sign the data, and any read and write operations are all recorded in the corresponding audit evidence chain.
进一步地，所述审计证据链是证据与被证事实之间建立的连接关系，相互间依次传递相关的联系的多个证据环的组合。Further, the audit evidence chain is a connection relationship established between the evidence and the fact to be verified, and a combination of multiple evidence loops in which related connections are sequentially transmitted to each other.
与现有技术相比，本发明的有益效果在于，本发明提供的区块链BaaS供应链数字化可溯源智慧供应链金融平台，包括仓储物流企业平台、贸易企业平台、供应链贸易平台、供应链金融资产证券化平台、供应链融资平台、交易所平台、金融机构平台以及节点；节点用于构成区块链，仓储物流企业平台和贸易企业平台用于组成可信的数据源头，供应链贸易平台和供应链金融资产证券化平台用于建立可信数据池，金融机构平台用于为仓储物流企业和贸易企业提供保理/反向保理服务，交易所平台用于实现底层资产穿透式管理；本发明通过建立基于可信数据池的供应链贸易平台、供应链融资平台以及供应链金融资产证券化平台为一体的解决方案，并结合仓储物流企业、贸易企业、非银行金融机构、交易所和金融机构一起组成透明可见的交易流程，能够大大构建可信交易资产。Compared with the prior art, the beneficial effect of the present invention is that the blockchain BaaS supply chain digital traceability smart supply chain financial platform provided by the present invention includes a warehousing and logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, and a supply chain platform. Financial asset securitization platform, supply chain financing platform, exchange platform, financial institution platform and nodes; nodes are used to form blockchain, warehousing logistics enterprise platform and trade enterprise platform are used to form trusted data sources, supply chain trade platform And the supply chain financial asset securitization platform is used to establish a trusted data pool, the financial institution platform is used to provide factoring/reverse factoring services for warehousing logistics companies and trading companies, and the exchange platform is used to achieve penetrating management of underlying assets. ; The present invention integrates the solution of supply chain trade platform, supply chain financing platform and supply chain financial asset securitization platform based on trusted data pool, and combines warehousing and logistics enterprises, trading enterprises, non-bank financial institutions, exchanges Together with financial institutions, a transparent and visible transaction process can be formed, which can greatly build trusted transaction assets.
附图说明Description of drawings
为了更清楚地说明本发明实施例中的技术方案，下面将对实施例中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本发明的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他的附图。In order to illustrate the technical solutions in the embodiments of the present invention more clearly, the following briefly introduces the drawings required in the embodiments. Obviously, the drawings in the following description are only some embodiments of the present invention. For those of ordinary skill in the art, other drawings can also be obtained from these drawings without any creative effort.
图1是本发明实施例提供的区块链BaaS供应链数字化可溯源智慧供应链金融平台的系统结构图。FIG. 1 is a system structure diagram of a blockchain BaaS supply chain digital traceability smart supply chain financial platform provided by an embodiment of the present invention.
具体实施方式Detailed ways
为了使本发明的目的、技术方案及优点更加清楚明白，以下结合附图及实施例，对本发明进行进一步详细说明。应当理解，此处所描述的具体实施例仅仅用以解释本发明，并不用于限定本发明。In order to make the objectives, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.
本实施例的附图中相同或相似的标号对应相同或相似的部件；在本发明的描述中，需要理解的是，若有术语“上”、“下”、“左”、“右”等指示的方位或位置关系为基于附图所示的方位或位置关系，仅是为了便于描述本发明和简化描述，而不是指示或暗示所指的装置或元件必须具有特定的方位、以特定的方位构造和操作，因此附图中描述位置关系的用语仅用于示例性说明，不能理解为对本专利的限制，对于本领域的普通技术人员而言，可以根据具体情况理解上述术语的具体含义。The same or similar numbers in the drawings of this embodiment correspond to the same or similar components; in the description of the present invention, it should be understood that if there are terms such as "upper", "lower", "left", "right", etc. The indicated orientation or positional relationship is based on the orientation or positional relationship shown in the accompanying drawings, which is only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the indicated device or element must have a specific orientation or a specific orientation. structure and operation, so the terms describing the positional relationship in the accompanying drawings are only used for exemplary illustration, and should not be construed as a limitation on this patent, and those of ordinary skill in the art can understand the specific meanings of the above terms according to specific situations.
以下结合附图与具体实施例，对本发明的技术方案做详细的说明。The technical solutions of the present invention will be described in detail below with reference to the accompanying drawings and specific embodiments.
参照图1，本发明提供了一种区块链BaaS供应链数字化可溯源智慧供应链金融平台，包括仓储物流企业平台、贸易企业平台、供应链贸易平台、供应链金融资产证券化平台、供应链融资平台、交易所平台、金融机构平台以及节点；节点与仓储物流企业平台、贸易企业平台、供应链贸易平台、供应链金融资产证券化平台、供应链融资平台、交易所平台以及金融机构平台之间进行数据交互；1, the present invention provides a blockchain BaaS supply chain digital traceability smart supply chain financial platform, including a warehousing logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, a supply chain financial asset securitization platform, and a supply chain Financing platform, exchange platform, financial institution platform and node; node and warehousing logistics enterprise platform, trade enterprise platform, supply chain trade platform, supply chain financial asset securitization platform, supply chain financing platform, exchange platform and financial institution platform. data exchange;
节点用于构成区块链，节点包括仓储物流企业节点、贸易企业节点、非银行金融机构节点、交易所节点以及金融机构节点；仓储物流企业节点由仓储物流企业构成，贸易企业节点由贸易企业构成，非银行金融机构节点由非银行金融机构构成，交易所节点由交易所构成，金融机构节点由金融机构构成；Nodes are used to form the blockchain. Nodes include warehousing and logistics enterprise nodes, trade enterprise nodes, non-bank financial institution nodes, exchange nodes, and financial institution nodes; warehousing and logistics enterprise nodes are composed of warehousing and logistics companies, and trade enterprise nodes are composed of trading companies. , non-bank financial institution nodes are composed of non-bank financial institutions, exchange nodes are composed of exchanges, and financial institution nodes are composed of financial institutions;
仓储物流企业平台和贸易企业平台用于组成可信的数据源头；The warehousing logistics enterprise platform and the trade enterprise platform are used to form a trusted data source;
供应链贸易平台包括全流程贸易刻画模块、加密数据存储模块、访问授权与审计模块以及贸易可信数据池，供应链贸易平台用于将仓储物流企业平台和贸易企业平台采集传输的数据通过加密数据存储模块和访问授权与审计模块的处理分析，以建立起贸易可信数据池；The supply chain trade platform includes a full-process trade characterization module, an encrypted data storage module, an access authorization and audit module, and a trade trusted data pool. The supply chain trade platform is used to collect and transmit data from the warehousing and logistics enterprise platform and the trade enterprise platform through encrypted data. Processing and analysis of storage modules and access authorization and audit modules to establish a trusted data pool for trade;
供应链融资平台包括融资服务模块、资金账户模块以及融资可信数据池，供应链融资平台用于按需从贸易可信数据池获取数据授权，实现资金闭环，监控资金流向，以建立起融资可信数据池；The supply chain financing platform includes the financing service module, the capital account module and the financing trusted data pool. The supply chain financing platform is used to obtain data authorization from the trade trusted data pool on demand, realize the closed loop of funds, monitor the flow of funds, and establish a financing possibility. information pool;
供应链金融资产证券化平台包括动态资产管理模块、资产健康趋势分析模块以及资产可信数据池，供应链金融资产证券化平台用于根据从融资可信数据池获取数据授权，实现全量资产核查、动态管理和循环购买，以建立起资产可信数据池；The supply chain financial asset securitization platform includes a dynamic asset management module, an asset health trend analysis module and an asset trusted data pool. The supply chain financial asset securitization platform is used to obtain data authorization from the financing trusted data pool to achieve full asset verification, Dynamic management and recurring purchases to build a trusted data pool of assets;
金融机构平台包括保理/反保理模块和虚拟账户模块，金融机构平台用于根据从融资可信数据池获取数据授权，为需要保理/反向保理业务的仓储物流企业和贸易企业提供保理/反向保理服务；The financial institution platform includes a factoring/reverse factoring module and a virtual account module. The financial institution platform is used to obtain data authorization from a trusted financing data pool, providing warehousing, logistics and trading companies that need factoring/reverse factoring services. factoring/reverse factoring services;
交易所平台包括债券融资计划模块和信息披露模块，交易所平台用于根据从融资可信数据池和资产可信数据池获取数据授权，为需要债券融资计划的仓储物流企业和贸易企业提供证券化服务，实现底层资产穿透式管理。The exchange platform includes a bond financing plan module and an information disclosure module. The exchange platform is used to obtain data authorization from the financing trusted data pool and asset trusted data pool to provide securitization for warehousing, logistics and trading companies that need bond financing plans. services to achieve penetrating management of underlying assets.
上述技术方案提供的区块链BaaS供应链数字化可溯源智慧供应链金融平台，包括仓储物流企业平台、贸易企业平台、供应链贸易平台、供应链金融资产证券化平台、供应链融资平台、交易所平台、金融机构平台以及节点；节点用于构成区块链，仓储物流企业平台和贸易企业平台用于组成可信的数据源头，供应链贸易平台和供应链金融资产证券化平台用于建立可信数据池，金融机构平台用于为仓储物流企业和贸易企业提供保理/反向保理服务，交易所平台用于 实现底层资产穿透式管理；通过建立基于可信数据池的供应链贸易平台、供应链融资平台以及供应链金融资产证券化平台为一体的解决方案，并结合仓储物流企业、贸易企业、非银行金融机构、交易所和金融机构一起组成透明可见的交易流程，能够大大构建可信交易资产。The blockchain BaaS supply chain digital traceability smart supply chain financial platform provided by the above technical solutions, including warehousing and logistics enterprise platform, trade enterprise platform, supply chain trade platform, supply chain financial asset securitization platform, supply chain financing platform, exchange Platforms, financial institution platforms and nodes; nodes are used to form blockchains, warehousing and logistics enterprise platforms and trade enterprise platforms are used to form trusted data sources, and supply chain trade platforms and supply chain financial asset securitization platforms are used to establish trusted data sources. The data pool, the financial institution platform is used to provide factoring/reverse factoring services for warehousing and logistics enterprises and trading companies, and the exchange platform is used to realize the penetrating management of the underlying assets; by establishing a supply chain trade platform based on a trusted data pool , supply chain financing platform and supply chain financial asset securitization platform as one solution, and combined with warehousing and logistics enterprises, trading enterprises, non-bank financial institutions, exchanges and financial institutions to form a transparent and visible transaction process, which can greatly build a feasible letter trading assets.
作为本发明的一种实施方式，参照图1，仓储物流企业平台包括仓储物流物联网设备、仓运配模块以及自动化模块，仓储物流物联网设备用于采集仓储物流企业在运营中生成的数据，仓运配模块用于实现仓储物流配送中心的功能，自动化模块用于将仓储物流物联网设备采集的数据和仓运配模块的数据传输至供应链贸易平台。As an embodiment of the present invention, referring to FIG. 1 , the warehousing and logistics enterprise platform includes a warehousing and logistics IoT device, a warehouse transportation and distribution module, and an automation module. The warehousing and logistics IoT device is used to collect data generated by the warehousing and logistics enterprise during operation. The warehouse transportation and distribution module is used to realize the function of the warehousing logistics distribution center, and the automation module is used to transmit the data collected by the warehousing logistics IoT equipment and the data of the warehouse transportation and distribution module to the supply chain trade platform.
作为本发明的一种实施方式，参照图1，贸易企业平台包括贸易物流网设备、企业ERP以及生产管理模块，贸易物流网设备用于采集贸易企业在运营中生成的数据，生产管理模块用于建立贸易企业的生产数据库，企业ERP用于将贸易物流网设备采集的数据和生产管理模块的数据传输至供应链贸易平台。As an embodiment of the present invention, referring to FIG. 1 , the trading enterprise platform includes trade logistics network equipment, enterprise ERP and production management modules. The trade logistics network equipment is used to collect data generated by the trading enterprise during operation, and the production management module is used for The production database of the trade enterprise is established, and the enterprise ERP is used to transmit the data collected by the trade logistics network equipment and the data of the production management module to the supply chain trade platform.
作为本发明的一种实施方式，全流程贸易刻画模块用于实时记录供应链贸易中的关键环节数据，在数据源头完成贸易刻画。As an embodiment of the present invention, the whole-process trade characterization module is used to record the key link data in the supply chain trade in real time, and complete the trade characterization at the data source.
作为本发明的一种实施方式，贸易可信数据池、资产可信数据池以及融资可信数据池的设计采用独立部署方式、数据隔离方式、可控交互方式以及不可篡改可溯备查方式。As an embodiment of the present invention, the design of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool adopts an independent deployment method, a data isolation method, a controllable interaction method, and a non-tamperable and traceable method for future reference.
作为本发明的一种实施方式，独立部署方式为贸易可信数据池、资产可信数据池以及融资可信数据池的所有权归仓储物流企业和贸易企业所有，并由仓储物流企业和贸易企业负责运营，以保证仓储物流企业和贸易企业的数据不离开仓储物流企业和贸易企业的控制边界，以解决数据外泄的风险。As an embodiment of the present invention, the independent deployment method is that the trade trusted data pool, the asset trusted data pool and the financing trusted data pool are owned by the warehousing and logistics enterprise and the trading enterprise, and are responsible by the warehousing and logistics enterprise and the trading enterprise. Operation to ensure that the data of warehousing logistics enterprises and trading enterprises does not leave the control boundary of warehousing logistics enterprises and trading enterprises, so as to solve the risk of data leakage.
作为本发明的一种实施方式，数据隔离方式为不同的仓储物流企业和贸易 企业的数据存储于不同的通道，从源头上防止不同的仓储物流企业和贸易企业之间的数据泄露。As an embodiment of the present invention, the data isolation method is that the data of different warehousing and logistics enterprises and trade enterprises are stored in different channels, so as to prevent data leakage between different warehousing and logistics enterprises and trade enterprises from the source.
作为本发明的一种实施方式，可控交互方式为所有发起的访问都提供数据推送服务，以使仓储物流企业和贸易企业对数据完全可控。As an embodiment of the present invention, the controllable interaction mode provides data push service for all initiated accesses, so that warehousing logistics enterprises and trading enterprises can completely control the data.
作为本发明的一种实施方式，不可篡改可溯备查方式为任何数据调用均需使用操作人的电子证书为数据做电子签名，任何读写操作全部都记录于对应的审计证据链。As an embodiment of the present invention, the non-tamperable and traceable way for future reference is that any data call requires the operator's electronic certificate to electronically sign the data, and any read and write operations are all recorded in the corresponding audit evidence chain.
作为本发明的一种实施方式，审计证据链是证据与被证事实之间建立的连接关系，相互间依次传递相关的联系的多个证据环的组合。As an embodiment of the present invention, an audit evidence chain is a connection relationship established between evidence and a fact to be verified, and a combination of multiple evidence loops that sequentially transmit relevant connections to each other.
具体地，本发明涉及的所有算法、方法、方案、规范以及规则，均采用已有的、现有的、公开的算法、方法、方案、规范以及规则，本发明涉及的所有模块的实现方式均采用已有的、现有的、公开的实现方法，本领域的技术人员采用已有的、现有的、公开的开源代码或商业软件根据本发明的技术方案可以轻易实现。Specifically, all the algorithms, methods, schemes, specifications and rules involved in the present invention use existing, existing and public algorithms, methods, schemes, specifications and rules, and all modules involved in the present invention are implemented in the same manner. Those skilled in the art can easily implement the technical solutions of the present invention by using existing, existing, and disclosed implementation methods by using existing, existing, and disclosed open source codes or commercial software.
以上对本发明的实施例进行了详细的说明，但本发明的创造并不限于本实施例，熟悉本领域的技术人员在不违背本发明精神的前提下，还可以做出许多同等变型或替换，这些同等变型或替换均包含在本申请的权利要求所限定的保护范围内。The embodiments of the present invention have been described in detail above, but the creation of the present invention is not limited to the present embodiment. Those skilled in the art can also make many equivalent modifications or substitutions without departing from the spirit of the present invention. These equivalent modifications or substitutions are all included within the protection scope defined by the claims of the present application.

Claims (10)

  1. 区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，包括仓储物流企业平台、贸易企业平台、供应链贸易平台、供应链金融资产证券化平台、供应链融资平台、交易所平台、金融机构平台以及节点；所述节点与所述仓储物流企业平台、所述贸易企业平台、所述供应链贸易平台、所述供应链金融资产证券化平台、所述供应链融资平台、所述交易所平台以及所述金融机构平台之间进行数据交互；The blockchain BaaS supply chain digital traceability smart supply chain financial platform is characterized in that it includes a warehousing and logistics enterprise platform, a trade enterprise platform, a supply chain trade platform, a supply chain financial asset securitization platform, a supply chain financing platform, and an exchange platform. , a financial institution platform, and a node; the node is connected to the warehousing and logistics enterprise platform, the trade enterprise platform, the supply chain trade platform, the supply chain financial asset securitization platform, the supply chain financing platform, the Data exchange between the exchange platform and the financial institution platform;
    所述节点用于构成区块链，所述节点包括仓储物流企业节点、贸易企业节点、非银行金融机构节点、交易所节点以及金融机构节点；所述仓储物流企业节点由仓储物流企业构成，所述贸易企业节点由贸易企业构成，所述非银行金融机构节点由非银行金融机构构成，所述交易所节点由交易所构成，所述金融机构节点由金融机构构成；The nodes are used to form a blockchain, and the nodes include warehousing and logistics enterprise nodes, trade enterprise nodes, non-bank financial institution nodes, exchange nodes, and financial institution nodes; the warehousing and logistics enterprise nodes are composed of warehousing and logistics enterprises, so The trading enterprise node is composed of a trading enterprise, the non-bank financial institution node is composed of a non-bank financial institution, the exchange node is composed of an exchange, and the financial institution node is composed of a financial institution;
    所述仓储物流企业平台和所述贸易企业平台用于组成可信的数据源头；The warehousing and logistics enterprise platform and the trade enterprise platform are used to form a credible data source;
    所述供应链贸易平台包括全流程贸易刻画模块、加密数据存储模块、访问授权与审计模块以及贸易可信数据池，所述供应链贸易平台用于将所述仓储物流企业平台和所述贸易企业平台采集传输的数据通过所述加密数据存储模块和访问授权与审计模块的处理分析，以建立起所述贸易可信数据池；The supply chain trade platform includes a full-process trade characterization module, an encrypted data storage module, an access authorization and audit module, and a trade trusted data pool, and the supply chain trade platform is used to combine the warehousing and logistics enterprise platform with the trade enterprise. The data collected and transmitted by the platform is processed and analyzed by the encrypted data storage module and the access authorization and audit module to establish the trade trusted data pool;
    所述供应链融资平台包括融资服务模块、资金账户模块以及融资可信数据池，所述供应链融资平台用于按需从所述贸易可信数据池获取数据授权，实现资金闭环，监控资金流向，以建立起所述融资可信数据池；The supply chain financing platform includes a financing service module, a capital account module and a financing trusted data pool, and the supply chain financing platform is used to obtain data authorization from the trade trusted data pool on demand, realize a closed loop of funds, and monitor the flow of funds. , so as to establish the said financing trusted data pool;
    所述供应链金融资产证券化平台包括动态资产管理模块、资产健康趋势分析模块以及资产可信数据池，所述供应链金融资产证券化平台用于根据从所述融资可信数据池获取数据授权，实现全量资产核查、动态管理和循环购买，以建立起所述资产可信数据池；The supply chain financial asset securitization platform includes a dynamic asset management module, an asset health trend analysis module and an asset trusted data pool, and the supply chain financial asset securitization platform is used for obtaining data authorization from the financing trusted data pool. , to realize full asset verification, dynamic management and cyclic purchase to establish a trusted data pool of said assets;
    所述金融机构平台包括保理/反保理模块和虚拟账户模块，所述金融机构平台用于根据从所述融资可信数据池获取数据授权，为需要保理/反向保理业务的所述仓储物流企业和所述贸易企业提供保理/反向保理服务；The financial institution platform includes a factoring/anti-factoring module and a virtual account module, and the financial institution platform is used for obtaining data authorization from the financing trusted data pool for all those who need factoring/reverse factoring business. Provide factoring/reverse factoring services to the warehousing and logistics enterprises and the trading enterprises;
    所述交易所平台包括债券融资计划模块和信息披露模块，所述交易所平台用于根据从所述融资可信数据池和所述资产可信数据池获取数据授权，为需要债券融资计划的所述仓储物流企业和所述贸易企业提供证券化服务，实现底层资产穿透式管理。The exchange platform includes a bond financing plan module and an information disclosure module, and the exchange platform is used to obtain data authorization from the financing trusted data pool and the asset trusted data pool, and provide all required bond financing plans. The warehousing and logistics companies and the trading companies provide securitization services to achieve penetrating management of underlying assets.
  2. 根据权利要求1所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述仓储物流企业平台包括仓储物流物联网设备、仓运配模块以及自动化模块，所述仓储物流物联网设备用于采集所述仓储物流企业在运营中生成的数据，所述仓运配模块用于实现仓储物流配送中心的功能，所述自动化模块用于将所述仓储物流物联网设备采集的数据和所述仓运配模块的数据传输至所述供应链贸易平台。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 1, wherein the warehousing and logistics enterprise platform comprises warehousing and logistics IoT equipment, a warehouse transportation and distribution module and an automation module, and the warehousing and logistics enterprise platform comprises The logistics IoT device is used to collect the data generated by the warehousing and logistics enterprise in operation, the warehouse transportation and distribution module is used to realize the function of a warehousing logistics distribution center, and the automation module is used to collect the warehousing logistics IoT device. The data and the data of the warehousing and distribution module are transmitted to the supply chain trade platform.
  3. 根据权利要求1所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述贸易企业平台包括贸易物流网设备、企业ERP以及生产管理模块，所述贸易物流网设备用于采集所述贸易企业在运营中生成的数据，所述生产管理模块用于建立所述贸易企业的生产数据库，所述企业ERP用于将所述贸易物流网设备采集的数据和所述生产管理模块的数据传输至所述供应链贸易平台。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 1, wherein the trade enterprise platform comprises trade logistics network equipment, enterprise ERP and production management modules, and the trade logistics network equipment Used to collect the data generated by the trade enterprise during operation, the production management module is used to establish the production database of the trade enterprise, and the enterprise ERP is used to collect the data collected by the trade logistics network equipment and the production The data of the management module is transmitted to the supply chain trade platform.
  4. 根据权利要求1所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述全流程贸易刻画模块用于实时记录供应链贸易中的关键环节数据，在数据源头完成贸易刻画。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 1, wherein the full-process trade characterization module is used for real-time recording of key link data in supply chain trade, and is completed at the data source Trade characterization.
  5. 根据权利要求1所述的区块链BaaS供应链数字化可溯源智慧供应链金融 平台，其特征在于，所述贸易可信数据池、所述资产可信数据池以及所述融资可信数据池的设计采用独立部署方式、数据隔离方式、可控交互方式以及不可篡改可溯备查方式。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 1, wherein the data pool of the trade trusted data pool, the asset trusted data pool and the financing trusted data pool The design adopts an independent deployment method, a data isolation method, a controllable interaction method, and a non-tamperable and traceable method for future reference.
  6. 根据权利要求5所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述独立部署方式为所述贸易可信数据池、所述资产可信数据池以及所述融资可信数据池的所有权归所述仓储物流企业和所述贸易企业所有，并由所述仓储物流企业和所述贸易企业负责运营，以保证所述仓储物流企业和所述贸易企业的数据不离开所述仓储物流企业和所述贸易企业的控制边界，以解决数据外泄的风险。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 5, wherein the independent deployment method is the trade trusted data pool, the asset trusted data pool and the The ownership of the financing trusted data pool is owned by the warehousing and logistics enterprise and the trading enterprise, and is operated by the warehousing and logistics enterprise and the trading enterprise, so as to ensure that the data of the warehousing and logistics enterprise and the trading enterprise are indistinguishable. Leave the control boundary of the warehousing logistics enterprise and the trading enterprise to address the risk of data leakage.
  7. 根据权利要求5所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述数据隔离方式为不同的所述仓储物流企业和所述贸易企业的数据存储于不同的通道，从源头上防止不同的所述仓储物流企业和所述贸易企业之间的数据泄露。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 5, wherein the data isolation method is that the data of the different warehousing and logistics enterprises and the trading enterprises are stored in different The channel prevents data leakage between the different warehousing and logistics enterprises and the trading enterprises from the source.
  8. 根据权利要求5所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述可控交互方式为所有发起的访问都提供数据推送服务，以使所述仓储物流企业和所述贸易企业对数据完全可控。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 5, wherein the controllable interactive mode provides data push services for all initiated visits, so that the warehousing and logistics enterprise And the trading company has full control over the data.
  9. 根据权利要求5所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述不可篡改可溯备查方式为任何数据调用均需使用操作人的电子证书为数据做电子签名，任何读写操作全部都记录于对应的审计证据链。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 5, characterized in that, the non-tamperable and traceable method for future reference is that any data call needs to use the operator's electronic certificate for the data electronically Signature, any read and write operations are all recorded in the corresponding audit evidence chain.
  10. 根据权利要求9所述的区块链BaaS供应链数字化可溯源智慧供应链金融平台，其特征在于，所述审计证据链是证据与被证事实之间建立的连接关系，相互间依次传递相关的联系的多个证据环的组合。The blockchain BaaS supply chain digital traceability smart supply chain financial platform according to claim 9, characterized in that, the audit evidence chain is a connection relationship established between the evidence and the verified fact, and the related information is transmitted in turn. A combination of multiple rings of evidence linked.
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