WO2015157100A3 - Personal identification validator and method - Google Patents

Personal identification validator and method Download PDF

Info

Publication number
WO2015157100A3
WO2015157100A3 PCT/US2015/024210 US2015024210W WO2015157100A3 WO 2015157100 A3 WO2015157100 A3 WO 2015157100A3 US 2015024210 W US2015024210 W US 2015024210W WO 2015157100 A3 WO2015157100 A3 WO 2015157100A3
Authority
WO
WIPO (PCT)
Prior art keywords
personal identification
cards
identification data
utilize
image acquisition
Prior art date
Application number
PCT/US2015/024210
Other languages
French (fr)
Other versions
WO2015157100A2 (en
Inventor
Robert Siemasko
Original Assignee
Jcm American Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jcm American Corporation filed Critical Jcm American Corporation
Publication of WO2015157100A2 publication Critical patent/WO2015157100A2/en
Publication of WO2015157100A3 publication Critical patent/WO2015157100A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs

Abstract

A banknote validator integrated into an automated machine having a personal identification data collection apparatus and method integrated therein. The system utilizes the banknote image acquisition device, a separate image acquisition device, a computer readable data storage reader and/or an external personal identification data acquisition member for obtaining information from a personal identification reference, such as a state identification card. The system can utilize the personal identification data to determine if the individual is authorized to or restriction from use of the automated machine, provide security to operation of the machine, and create and utilize a relationship between the individual associated with the personal identification and other cards (such as financial cards, facility related cards, etc.) for use in a transaction.
PCT/US2015/024210 2014-04-10 2015-04-03 Personal identification validator and method WO2015157100A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US14/249,383 2014-04-10
US14/249,383 US20150294283A1 (en) 2014-04-10 2014-04-10 Personal identification validator and method

Publications (2)

Publication Number Publication Date
WO2015157100A2 WO2015157100A2 (en) 2015-10-15
WO2015157100A3 true WO2015157100A3 (en) 2016-12-01

Family

ID=54265389

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2015/024210 WO2015157100A2 (en) 2014-04-10 2015-04-03 Personal identification validator and method

Country Status (2)

Country Link
US (1) US20150294283A1 (en)
WO (1) WO2015157100A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10956544B1 (en) 2016-04-01 2021-03-23 Massachusetts Mutual Life Insurance Company Access control through head imaging and biometric authentication
US10733275B1 (en) 2016-04-01 2020-08-04 Massachusetts Mutual Life Insurance Company Access control through head imaging and biometric authentication
US10354126B1 (en) 2016-04-26 2019-07-16 Massachusetts Mutual Life Insurance Company Access control through multi-factor image authentication
US10346675B1 (en) 2016-04-26 2019-07-09 Massachusetts Mutual Life Insurance Company Access control through multi-factor image authentication
US20220309570A1 (en) * 2021-03-26 2022-09-29 Bank Of America Corporation Multicomputer System for Dynamic Data Retrieval and Processing

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2006041887A2 (en) * 2004-10-05 2006-04-20 Giesecke & Devrient America, Inc. Casino all in one kiosk for cash, tickets, and cards, with card issuing capability
US20100306111A1 (en) * 1998-07-07 2010-12-02 Alan Slater System and Method For Image Depositing, Image Presentment and Deposit Taking in a Commercial Environment
RU2419154C2 (en) * 2008-11-06 2011-05-20 Наталья Петровна Катина Method and system to remotely identify and verify customer identity when rendering financial services
US20130037607A1 (en) * 2011-08-11 2013-02-14 Benton William Bullwinkel Secure system for creating and validating personal identification cards with operator discretion

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100306111A1 (en) * 1998-07-07 2010-12-02 Alan Slater System and Method For Image Depositing, Image Presentment and Deposit Taking in a Commercial Environment
WO2006041887A2 (en) * 2004-10-05 2006-04-20 Giesecke & Devrient America, Inc. Casino all in one kiosk for cash, tickets, and cards, with card issuing capability
RU2419154C2 (en) * 2008-11-06 2011-05-20 Наталья Петровна Катина Method and system to remotely identify and verify customer identity when rendering financial services
US20130037607A1 (en) * 2011-08-11 2013-02-14 Benton William Bullwinkel Secure system for creating and validating personal identification cards with operator discretion

Also Published As

Publication number Publication date
WO2015157100A2 (en) 2015-10-15
US20150294283A1 (en) 2015-10-15

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