WO2012118238A1

WO2012118238A1 - Method and apparatus for providing a social guarantee service

Info

Publication number: WO2012118238A1
Application number: PCT/KR2011/001474
Authority: WO
Inventors: 장원귀
Original assignee: 주식회사 퀵켓
Priority date: 2011-03-02
Filing date: 2011-03-03
Publication date: 2012-09-07
Also published as: KR101150771B1

Abstract

The present invention relates to a social guarantee service based on trust among online users of an e-commerce service. More specifically, the present invention relates to a method for providing a social guarantee service based on trust among users in wired/wireless network communication environments, the method comprising the steps of: (a) receiving a social guarantee request signal intended for a second user terminal from a first user terminal accessing a social guarantee server; (b) the social guarantee server transmitting a social guarantee request message of the first user to the second user terminal; (c) the social guarantee server receiving a social guarantee approval message including personal information from the second user terminal; and (d) the social guarantee server saving the personal information of the second user approving a social guarantee and recording in user information of the first user terminal by adding the number of users approving the guarantee to the first user terminal.

Description

Method and apparatus for providing social guarantee service

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to online e-commerce services, and to social endorsement services based on trust between users online.

This application claims priority based on Korean Patent Application No. 10-2011-0018475, filed March 2, 2011, and all the contents disclosed in the specification and drawings of the application are incorporated in this application.

With the recent rapid development of electronic engineering and communication engineering, mobile communication terminals have various functions. That is, with the rapid development of wireless communication and data processing technology, people can use not only voice calls but also Internet access, video communication and video message transmission using mobile communication terminals. In addition, due to the rapid dissemination of mobile communication terminals, mobile communication terminals have become an essential means of communication in modern life, such as a considerable amount of communication occurring in human relationships through mobile communication terminals.

On the other hand, the Internet is an open network configured to freely connect to a counterpart computer that wants to connect anywhere in the world using a common protocol called TCP / IP (Transmission Control Protocol / internet Protocol). In addition, the Internet is used not only for transmitting basic text information but also for delivering multimedia information with the development of compression technology. As the use of the Internet is rapidly increasing in Korea and around the world, the importance of the Internet is rapidly increasing as a strategic tool for efficiency and productivity reconsideration in all parts of the existing business. In addition, new business opportunities are continuously created through the Internet, and the scope of the business is expanding. As a result, operators using the Internet are gradually increasing. As part of the business through the Internet, sites that provide various contents such as internet advertisements, internet broadcasting, internet newspapers / magazines, search services, portal services, e-commerce, and online games are rapidly increasing.

Among them, e-commerce services, unlike traditional retail structure, bypasses the concept of phased distribution structure such as wholesale and retail, and distributes goods, goods and services based on one-to-one or one-to-many simultaneous transactions. The city provides services by trading, auctioning, joint purchasing, etc. between city sellers and buyers.

In such an e-commerce service, the seller and the buyer mostly proceed without knowing each other. Therefore, transactions through a secure payment system that is reliable in online anonymity rather than credit transactions as in offline commerce are becoming common. As such, the introduction of a secured payment system can create a reliable trading system anytime, anywhere, but in an environment that transcends the time and space online, the regulatory issues of each country, as described above, the rapidly developing mobile environment, etc. With the advent of new platforms, there are many problems that prevent the proper use of the safety payment system.

As such, there is a need for a method for enabling electronic commerce based on trust between users even when a security payment system cannot be introduced when providing an electronic commerce service online due to various restrictions and mobile environments.

Accordingly, the present invention has been made to solve the above problems, and when it is difficult to introduce a security payment system due to various restrictions or mobile environment, it is possible to guarantee each other and receive a guarantee based on the trust between users. It is an object of the present invention to provide a social assurance method and apparatus for constructing an online solidarity assurance system so that the warranty status between users can be reflected as a measure of reliability in providing an e-commerce service.

Other objects and advantages of the invention will be described below and will be appreciated by the embodiments of the invention. Furthermore, the objects and advantages of the present invention can be realized by means and combinations indicated in the appended claims.

In order to achieve the above object, the method of providing a social guarantee service according to the present invention is a method of providing a social guarantee service based on trust between users in a wired / wireless network communication environment. Receiving a social assurance request signal from a first user terminal to a second user terminal; (b) the social endorsement server, sending a social endorsement request message for the first user to the second user terminal; (c) receiving, by the social assurance server, a social guarantee permission message including personal information from the second user terminal; And (d) the social guarantee server stores the personal information of the second user who has granted the social guarantee, and adds the number of users who have granted the guarantee to the first user terminal to the user information of the first user terminal. It includes; recording.

According to another aspect of the present invention, a method for providing a social assurance service based on trust between users in a wired / wireless network communication environment, comprising: (a) from the fourth user terminal connected to the social assurance server together with the fourth user personal information; Receiving a social guarantee period request signal for a fifth user terminal registered in a friend list of the fourth user; And (b) the social guarantee server stores the personal information of the fourth user who requested the social guarantee cycle, adds the number of users who have given the guarantee to the fifth user terminal, and records the user information of the fifth user terminal. It provides a social assurance service providing method comprising a.

According to still another aspect of the present invention, a server apparatus for providing a social assurance service based on trust between users in a wired / wireless network communication environment, the server apparatus comprising: a signal receiving module for receiving a social warranty request signal for another user terminal from a user terminal; A warranty request processing module for transmitting a social warranty request message for the user who requested the warranty to the target user terminal in response to receiving the social warranty request signal; A warranty response processing module for receiving a guarantee permission message or a guarantee rejection message including personal information from the user terminal transmitting the request message as a response; And storing the personal information of the user who granted the warranty, adding the number of users who granted the warranty to the user terminal requesting the warranty, and writing the user information of the user terminal requesting the warranty. It provides a social assurance service providing apparatus comprising a; warranty confirmation processing module.

According to the present invention, it is possible to establish a system that can guarantee and guarantee each other based on trust between users online, and provide the warranty status of users as a measure of reliability, thereby providing a transaction for the user at the time of providing an e-commerce service. It can give you the confidence that you can make a safer transaction.

In addition, although it is not as strong as the existing safety payment system, since solidarity guarantee is based on trust between users, it can lead to reduction of transaction accidents due to fear of solidarity of guarantor, which results in relatively low constraints and easy introduction. It is convenient to apply to e-commerce services.

The following drawings attached to this specification are illustrative of preferred embodiments of the present invention, and together with the detailed description of the invention to be described later serve to further understand the technical spirit of the present invention, the present invention is a matter described in such drawings It should not be construed as limited to.

1 is a diagram illustrating a configuration of a wired / wireless network communication environment in which a method for providing a social guarantee service according to an embodiment of the present invention is implemented.

2 is a diagram showing the configuration of an apparatus for providing a social guarantee service according to an embodiment of the present invention.

3 and 4 are diagrams illustrating examples in which personal information and warranty information are recorded in a database provided in the apparatus for providing social guarantee service according to an embodiment of the present invention.

5 is a diagram illustrating a procedure of a method for providing a social guarantee service according to an embodiment of the present invention.

6 is a diagram illustrating a signal flow performed at each node according to a method for providing a social guarantee service according to an embodiment of the present invention.

7 is a diagram illustrating an example of a screen of a mobile communication terminal provided with a social guarantee service according to the method of providing a social guarantee service according to an embodiment of the present invention.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. Prior to this, terms or words used in the specification and claims should not be construed as having a conventional or dictionary meaning, and the inventors should properly explain the concept of terms in order to best explain their own invention. Based on the principle that can be defined, it should be interpreted as meaning and concept corresponding to the technical idea of the present invention. Therefore, the embodiments described in the specification and the drawings shown in the drawings are only the most preferred embodiment of the present invention and do not represent all of the technical idea of the present invention, various modifications that can be replaced at the time of the present application It should be understood that there may be equivalents and variations.

Referring to FIG. 1, in the communication environment, a social guarantee server 100 providing a social guarantee service according to the present invention is connected to a plurality of e-commerce servers 301 and 302 and a plurality of user terminals 200 through a network. .

The social guarantee server 100 is a server device for providing a social guarantee service according to an embodiment of the present invention. The social guarantee server 100 connects a plurality of user terminals 200 connected through a network to establish warranty status information of users through a process of requesting a guarantee between terminal users and granting a guarantee. In addition, the social guarantee server 100 can derive trust between users through the warranty status information thus constructed, and when the e-commerce service is provided to the e-commerce servers 301 and 302 connected through the network, Warranty status information can be provided to enhance the trust of the e-commerce.

In addition, the social guarantee server 100 includes a social guarantee DB 160 for storing and managing the constructed warranty status information, information of users, and a program for providing a service.

The user terminal 200 is a

user terminal device

201, 202, 203 that receives or uses various services by accessing the social assurance server 100, the e-commerce server 301, 302, or the like through a network. The user terminal 200 includes both a mobile communication terminal device using a wireless communication network and a wired terminal device using a wired communication network. For example, the mobile communication terminal may be a mobile phone, a smart phone, a PDA phone, a tablet PC, or the like capable of wireless Internet access. Examples of the wired terminal device may include a desktop PC and a notebook computer capable of accessing the Internet.

In addition, the user terminal 200 includes a function for accessing the social assurance server 100 through the network. In addition, the user terminal 200 may include a browser function for allowing a user to use a service and a web page provided by accessing the social assurance server 100. In addition, the user terminal 200 includes a message (SMS, MMS) transmission function for performing a social assurance service provided by the social assurance server 100 in the form of a message. Furthermore, the user terminal 200 may include a function of downloading a client program provided from the social assurance server 100, installing and executing the application as an application.

The e-commerce servers 301 and 302 are server devices that provide an e-commerce service between users who access a network through a user terminal 200. The electronic commerce server (301, 302) is an example of a transaction brokerage service server that allows you to trade a variety of goods, goods or services online.

In addition, the electronic commerce server (301, 302) may be included in the social assurance server 100 according to the present invention. In other words, it may be configured to provide a social endorsement service while providing an electronic commerce service.

Hereinafter, a more detailed description of the social assurance server 100 according to the present invention will be described through additional drawings.

2, the social assurance service providing apparatus 100 according to the present invention is a signal receiving module 110, warranty request processing module 120, warranty response processing module 130, warranty confirmation processing module 140, It comprises an accident confirmation processing module 150 and the social guarantee DB (160).

The signal reception module 110 receives a social guarantee request signal for another user terminal from a user terminal connected to the service providing apparatus 100 according to the present invention. At this time, the connected user terminal may be equipped with a client program for providing a social guarantee service according to the present invention. In addition, a desired user is selected from a friend list stored in the connected user terminal, a social guarantee request signal is transmitted to the selected user, and the signal receiving module 110 receives the signal. As another example, the social guarantee request signal is transmitted together with incoming identification information (for example, an incoming phone number in the case of a mobile terminal, an incoming mail address or an incoming messenger ID in the case of a wired terminal) in the connected user terminal. The signal receiving module 110 receives the identification information and the request signal.

The warranty request processing module 120 generates and transmits a social warranty request message to a user terminal of a desired target by a user requesting a warranty according to a social warranty request signal received through the signal receiving module 110. . The warranty request processing module 120 may be provided with a guide message creation unit 122 and the client providing unit 124.

The guide message generator 122 creates a guide message to be included in the social guarantee request message. The guide message may include information of the user who requested the social guarantee, and may include a basic guide message for the social guarantee service. In addition, the guide message may be generated in an SMS format, an MMS format, or a Push Notification format in a mobile environment according to an environment of a message receiver, and may be generated in an email format or a messenger message format in a wired environment.

The client providing unit 124 performs a role of providing a client program for using or receiving a social guarantee service together with the transmission of the social guarantee request message to the called user terminal. The client providing unit 124 may extract and directly provide a client program stored in the social guarantee DB 160 to be described later to the called user terminal. Alternatively, the client providing unit 124 transmits access address information (URL information) of a download server capable of receiving a client program to the called user terminal, and the user terminal downloads and connects according to the transmitted information. You can have a program sent to you.

Here, in the present embodiment, as shown in the drawing, a client program for using the social guarantee service is provided through the client providing unit 124 and installed in the terminal to implement the service as an example. It is not limited to the same method and various services such as accessing the web page (website) of the social guarantee server to use the service provided or using the message transmission function (SMS, MMS) without installing a separate application. You can provide services in a way.

The warranty response processing module 130 in response to the request from the called user terminal that has transmitted the social warranty request message through the warranty request processing module 120, a warranty permission message or warranty rejection message containing the user's personal information Serves to receive. The warranty response processing module 130 is a role of receiving a result of whether or not to grant the warranty for the user who requested the warranty from the receiving user terminal, when the warranty permits the personal information of the user who granted the warranty in accordance with the presence of the guarantor later Be aware that can be made public so that you can decide whether to allow it. In addition, the warranty response processing module 130 may receive a guarantee permission message from the called user terminal through the social guarantee service client program. When the client program is installed in the called user terminal, the called user can use other services such as requesting social guarantee or allowing social guarantee to other user terminals.

When the warranty confirmation processing module 140 receives the warranty permission message through the warranty response processing module 130, the warranty confirmation processing module 140 performs the warranty confirmation processing according to the warranty permission. The warranty confirmation processing module 140 may include a personal information processing unit 142, a warranty information processing unit 144, a user information processing unit 146, and the like.

When the personal information processing unit 142 receives the warranty permission message from the called party's user terminal through the warranty response processing module 130, the personal information of the called party's user is received to the social guarantee DB 160 which will be described later. It performs the role of storing. This is to increase the credibility of the guarantee, so that in the event of a credit accident (e-commerce accident, financial transaction accident, etc.) against the user who granted the guarantee, the provided personal information may be disclosed or sanctions may be imposed on the guarantee. to be. Therefore, the personal information of the user who grants the guarantee is stored in association with the guarantee user, and is kept in an undisclosed state.

When the warranty information processing unit 144 receives the warranty permission message from the called party's terminal for the user terminal requesting the social guarantee, the warranty information processing unit 144 adds the number of users granting the social guarantee to the warranty information of the user requesting the social guarantee. It performs the role of processing. Here, the warranty information processing unit 144 updates and stores the number of the warranty permission of the warranty request user upon receiving the warranty permission message, and further stores the information of the user who granted the warranty, so that a certain user grants the warranty. Record information about whether you have done so.

The user information processing unit 146 manages user information that can be checked by users who use the service when providing the social guarantee service. User information that can be checked when using the social guarantee service may include information on the number of guarantees granted and information on whether an incident is received. In other words, the users using the social assurance service plays a role of inducing the user to determine the trust status according to the social guarantee of the user by confirming the user's warranty status and accident status by checking the user information. Therefore, the user information processing unit 146 adds the number of guarantee allowances from the warranty information processing unit 144 or if the fact of a credit accident is recorded in the warranty information due to the accident acceptance process in the accident confirmation processing module 150 which will be described later. This processing is applied to reflect the information to be displayed on the user information.

Through this, the user information of the users who are provided with the social guarantee service is displayed on the total information of the number of users who are granted the warranty and the information on the fact of the accident. Through such user information, other users can infer the reliability of the corresponding user, which affects the evaluation of the reliability between users in electronic commerce.

When the accident confirmation processing module 150 receives an accident for a specific user when providing an e-commerce service, or receives a credit accident for a user who uses a social guarantee service through an e-commerce server interworking the service, Play a role. The accident confirmation processing module 150 basically receives a credit accident for a specific user, and if the accident is found to be true, personal information of the associated users who granted the warranty to the user who reported or received the accident To provide follow-up.

The accident confirmation processing module 150 includes an accident reception unit 152, an accident confirmation unit 154, an accident processing unit 156, and the like. The accident receiving unit 152 serves to receive credit accident facts about the user terminal of the accident target from the connected user terminal. The accident reception unit 152 proceeds with the accident reception process including the accident target user information causing the credit accident, the user information reporting the accident, and the information on the fact of the accident. In addition, the incident reception process may be performed through a user terminal directly connected to the social guarantee server 100, or the incident reception process may be performed through an associated electronic commerce server 301, 302.

The accident confirming unit 154 checks the credit accident details received through the accident receiving unit 152, and performs a role of confirming the authenticity of the accident. The authenticity of the accident may be confirmed through a commerce history at the time of providing an e-commerce service, or may be confirmed through the other transaction server linked with the other.

The accident processing unit 156 performs a role of applying the formulation to the corresponding accident user when it is confirmed as a credit accident as a result of the credit accident authenticity check in the accident confirmation unit 154. The accident processing unit 156 inquires the warranty information of the user identified as a credit accident in the social guarantee DB 160 to be described later, extracts the information of the users who granted the warranty to the user, and further extract their personal information To perform the processing provided to the user terminal that received the accident. In this case, the provided personal information may include a user name, a phone number, address information, an electronic signature, and the like. This allows the incident reporter to contact the joint guarantors of the incident user to handle the incident.

In addition, the accident processing unit 156 may perform a process of recording an accident fact in the warranty information for the user who has confirmed the credit accident in the social assurance DB 160 to be described later and the user who granted the warranty to the accident user. This allows other users of social endorsement services to check user information to recognize their mishaps, which prevents recurrence of credit incidents and further allows users to more carefully grant social endorsement. To provide.

The social guarantee DB 160 is a database that stores various information and a social guarantee client program used when providing a social guarantee service. The social guarantee DB 160 includes personal information of the users received by the warranty response processing module 130 and the warranty information of the users confirmed by the warranty confirmation processing module 140 and the social warranty service client program to be provided when using the social warranty service. Is stored.

First, referring to FIG. 3, the apparatus for providing a social guarantee service according to the present invention receives personal information of a user who has granted a social guarantee and stores the database as a database as shown in the figure. That is, various personal information of the user is stored for each user based on user identification information. Referring to the example in the figure, various types of personal information is recorded in the record of the user ID # # 01, terminal information, name, telephone number, address, electronic signature information may be recorded. Similarly, the personal information of the above items is stored in the record of the user of identification information user # 02.

Referring to FIG. 4, in the apparatus for providing social guarantee service according to the present invention, the warranty information storing the record of the social guarantee status is stored in the database as shown in the figure. That is, based on the identification information of the user terminal, the social guarantee basic information and the user information allowing the guarantee are stored in each user terminal. Referring to the example of the figure, first, the social warranty basic information item of the corresponding user terminal is recorded in the record of the user terminal # 01, the information on the number of guarantees granted the social guarantee and the number of accidents according to the incident received. In the example of the figure, the number of guarantees is '16' and the number of accidents is recorded as '0' in user terminal # 01.

In the record of the user terminal # 01, a user list for which additional guarantee is granted is recorded as information. In the example of the figure, it can be seen that the user # 02, the user # 017, and the like are included in the user list allowing the warranty to the user terminal # 01. This saves the information of warranty grant users to impose joint liability for those who grant warranty in the event of an accident. In the event of an accident, the information of the authorized users is extracted and the user information is retrieved from the personal information table of FIG. 3 to extract and provide personal information.

Referring to the drawings, a method of providing a social guarantee service according to the present invention will be described. First, a procedure of receiving a social guarantee request signal from a user terminal connected to a social guarantee server is performed. At this time, the information of the target user terminal to request the social guarantee is included. In addition, the information of the requesting user terminal may be selected and provided through a friend list, or may be provided by directly inputting the information of the target user terminal (S101).

When the social guarantee server receives the social guarantee request signal as described above, the social guarantee server generates a social guarantee request message and transmits it to the user terminal of the social guarantee request target. In addition, in this case, after confirming whether or not the social warranty service client is installed in the warranty request target terminal, the client program may be provided together if it is not installed. In addition, the social warranty request message includes the user information of the user requesting the social guarantee, so that the target user can check the user requesting the guarantee to determine whether to grant the warranty (S102).

Next, the social assurance server is a procedure for receiving a warranty permission message including the user's personal information (name, phone number, address, electronic signature, etc.) from the user terminal that sent the social assurance request message as described above. At this time, the user who has allowed the social guarantee provides personal information at willingness to take the responsibility of solidarity according to the guarantee.

The social guarantee server performs the social guarantee confirmation process upon receiving the guarantee permission message. As a social guarantee confirmation process, first, a process of storing personal information received from a user who grants a guarantee in a social guarantee DB is performed. At this time, the stored personal information is used for the purpose of being disclosed in case of accident of the user terminal which allowed the guarantee. (S104)

Next, a procedure of adding the number of warranty allowances to the warranty request user terminal which is granted a guarantee by the social guarantee confirmation process is performed. At this time, the number of guarantee allowances is added to the guarantee information of the user terminal of the social guarantee DB and updated. That is, for example, when the number of guarantees is '16' in the warranty information of the user terminal # 01, since the grantee of the guarantee is added as described above, the number of guarantees is added to the guarantee information as '17' and updated (S105).

The social guarantee server performs a procedure of updating and displaying the guarantee information in the user information at the end of the social guarantee confirmation process. Warranty information including warranty number information is displayed to users using the social warranty service. If the warranty number is added and updated as described above, the updated warranty number information is applied to the user information of the corresponding user and displayed. Additional results will be reflected. In this way, the users using the social assurance service evaluates the reliability of the user through the warranty information displayed in the user information (S106).

The procedure of accepting a credit incident on a user terminal is made to a social guarantee server during service provision. At this time, the incident reception process includes credit reporter information, accident user information and accident history information. In addition, the incident reception may be reported by the user terminal directly connected to the social assurance server, or may be received through the e-commerce server linked to the social assurance service (S107).

Thereafter, the authenticity of the incident received through the social assurance server or the e-commerce server is checked. If the accident is not true, the process is treated as if no incident was received and the procedure is terminated. You will proceed with the incident handling procedure of the service. As an accident handling procedure, first, a process of extracting personal information of users (who granted the warranty) associated with an accident user terminal received from an accident from a social guarantee DB is performed (S108).

Next, the social guarantee server proceeds with the procedure of providing the personal information of the associated users extracted to the user terminal reporting the credit accident. Through this, the incident receiving user terminal is induced to solve the accident using the personal information of the provided guarantor users (S109).

In another embodiment of the present invention, in place of the procedure of receiving the social guarantee request and the social guarantee permission message according to the social guarantee request, which is the procedure of steps S101 to S103 in FIG. The warranty cycle procedure for granting the warranty to the user terminal may be immediately performed. In this case, it is to allow one user terminal to grant a warranty to another user terminal without a warranty request signal from a specific user terminal.

Through this, the user terminal accesses the social assurance server and selects another user terminal to be given a guarantee from a friend list, or directly inputs incoming information of the user terminal, and transmits the user's personal information with responsibility for the guarantee. . As a result, the social assurance server proceeds to receive the user's personal information and the warranty period request message for the selected or input user terminal from the user terminal.

That is, through such a procedure, a user terminal may give a guarantee to another user terminal without requiring a guarantee.

In another embodiment of the present invention, the subsequent procedure is the same from the procedure of step S104 in FIG. 5.

As described above, according to the social guarantee service providing procedure according to the present invention, by providing a social guarantee service based on the trust between users, so as to check the social warranty status information of users and measure the reliability of credit transactions In the event of a credit transaction, the user's personal information may be disclosed and sanctioned as a guarantee of solidarity guarantee.

Referring to Figure 6, it will be described the flow of signal processing between each node performed in the social guarantee service providing method according to the present invention.

First, in this embodiment, it is assumed that user terminal # 1 requests social guarantee from user terminal # 2, and user terminal # 2 allows this guarantee request. In addition, a description will be given on the assumption that the user terminal # 3 reports a credit incident to the user terminal # 1 and receives an accident.

Referring to the drawing, a user terminal # 1 initially accesses a social guarantee server and performs a procedure for transmitting a signal for requesting a social guarantee to user terminal # 2.

The social guarantee server proceeds with generating a social guarantee request message to the user terminal # 2 according to the warranty request signal from the user terminal # 1. At this time, the social assurance request message for the user terminal # 1 is written to the user terminal # 2, and a guide message for the social guarantee service is also written.

The social guarantee server performs a procedure of transmitting the generated social guarantee request message to the user terminal # 2. In addition, the social guarantee server may perform a procedure for checking whether the social guarantee service client program is installed in the user terminal # 2. As a result of confirming the installation, if the client program is installed, only the request message is transmitted and processed. If not, the client program is provided together. As a client program providing procedure, a program may be directly transmitted to the user terminal # 2, and address information for downloading a program may be transmitted to induce the user terminal # 2 to access the corresponding address to download and install the program. (13)

In the user terminal # 2, when a social guarantee request message for the user terminal # 1 is received from the social guarantee server, a procedure for determining whether to grant a warranty is performed. In this case, the user terminal # 2 carefully determines whether to allow the warranty by referring to the social guarantee service guide message included in the request message.

If it is determined whether the warranty is granted in the user terminal # 2, and it is determined that the social guarantee for the user terminal # 1 is allowed, the personal information of the terminal user is extracted from the user terminal # 2, or the user's personal information is directly obtained from the user. The process of receiving input is performed. At this time, the personal information may include a user's name, phone number, address, electronic signature information, etc. (21)

Next, the user terminal # 2 performs a procedure of transmitting a guarantee permission response message for the user terminal # 1 together with the personal information to the social assurance server.

When the social guarantee server receives the warranty permission response message including the user personal information from the user terminal # 2, the social guarantee server proceeds to store the user personal information of the received user terminal # 2 in the social guarantee DB.

In addition, the social assurance server adds and records the number of guarantees according to the warranty permission of the user terminal # 2 to the user information of the user terminal # 1, and records the user terminal # 2 in the warranty permission user list of the warranty information of the user terminal # 1. Proceed with the addition process. In this case, the user information including the warranty number information of the user terminal # 1 is displayed to be confirmed by other users, but the warranty information and the personal information are not displayed.

After the warranty confirmation process for the user terminal # 1, the social guarantee server transmits a message indicating that the warranty is granted to the user terminal # 1 as a result of the warranty request for the user terminal # 2 and that the warranty confirmation process is completed accordingly. (25)

On the other hand, in the step (14), if the guarantee of the user terminal # 2 in the user terminal # 2, the warranty for the user terminal # 1 is rejected, a process for transmitting a warranty rejection response message to the social assurance server is performed. At this time, user personal information of the user terminal # 2 is not included.

When the social guarantee server receives the warranty rejection response message from the user terminal # 2, the social assurance server proceeds to a procedure of transmitting the warranty rejection notification message to the user terminal # 1. In the case of the warranty rejection processing, no additional processing such as adding the number of guarantees to the social guarantee server or reducing the number of guarantees is required. That is, only the fact that user terminal # 2 rejects the warranty in response to the warranty request to user terminal # 1 is transmitted as a notification message, and the procedure ends.

In addition, the social assurance server performs a procedure of receiving a credit accident report for the user terminal # 1 from the user terminal # 3 as in the above-described home. In this case, the credit incident report information may include the user terminal information to be reported, the reporter user terminal information, and the accident content information.

When the social assurance server receives the credit incident report, a procedure for receiving the accident and confirming the authenticity of the credit accident is performed.

When the accident is confirmed to be true, the social guarantee server searches for a list of users granting the social guarantee to the user terminal # 1 that received the report, and proceeds to extract the personal information of the users who granted the guarantee. (43)

The social guarantee server performs a procedure of transmitting and providing the personal information of the users (including user terminal # 2) who granted the guarantee to the user terminal # 1 to the user terminal # 3 that received the accident report. Through this, the user terminal # 3 is to proceed with the incident settlement process using the personal information of the guarantee granters provided. (44)

In addition, the social assurance server performs a process of recording a credit accident fact in user information of the user terminal # 1 and the user terminal # 2 that has granted the warranty to the user terminal # 1 as a credit incident processing procedure, thereby causing accidents to other users. You can proceed further to inform the facts. As such, the incident recording notification procedure may be added or omitted depending on the setting of the social assurance service operator as an additional procedure.

First, as illustrated in FIG. 7, a social assurance service providing method according to the present invention will be described by way of example through a mobile communication terminal. The figure is an example of a screen that appears when the social assurance service client program installed in the mobile communication terminal is executed.

Referring to (a) of FIG. 7, the social warranty service application of the mobile communication terminal is executed, and a screen for checking the social warranty status information and the user's own social warranty status information for the users of the friend list registered friends is output. It is in a state. On this screen, buttons are provided on the user interface for executing a warranty cycle or a warranty command for friends registered users.

Here, it can be confirmed that the guarantee number of Jang Dong Gun user in the friend list is '5' and the report number is '0', and Hong Gil Dong user can also confirm that the number of guarantees is '0' in the guarantee number '1'. Furthermore, the user can check the warranty status of the warranty number '16' and the report number '0' together with the user's profile information.

In FIG. 7B, a service screen for requesting a guarantee request to Jang Dong Gun from the friend list of the mobile communication terminal is output. The user requests a social guarantee by pressing the warranty button 1 on the user of the friend list, as shown on the screen. When the button for receiving the guarantee is pressed, the social guarantee server generates and transmits a social guarantee request message to the user terminal of Jang, Dong-Gun, and the user terminal outputs a guidance message such as 'Requesting social guarantee to Jang Dong-Gun'.

Referring to (c) of FIG. 7, as a result of requesting the social guarantee from the user, the service screen in which the social guarantee is granted is output. As such, when the user receives a social endorsement from Jang Dong Gun, a message such as 'Jang Dong Gun has been granted social endorsement' is output, and the number of guarantees is added to the user's profile from '16' to '17' (3 )can confirm. In addition, since the warranty button for the Jang Dong Gun user of the friend list screen is already guaranteed, it is deactivated (2). This prevents the number of warrants from being added by providing a duplicate guarantee.

As such, the warranty status of each user using the social guarantee service can be easily confirmed as shown in the drawing, so that users who want to use the e-commerce service can estimate the degree of trust of the target user of the transaction, and thus, can perform a stable transaction. In addition, the operation of giving and receiving social guarantees between users is also made through a simple procedure as shown in the drawings to provide user convenience.

Although the present invention has been described above by means of limited embodiments and drawings, the present invention is not limited thereto and will be described below by the person skilled in the art to which the present invention pertains. Of course, various modifications and variations are possible within the scope of the claims.

Claims

As a method of providing social assurance service based on trust between users in wired and wireless network communication environment,

(a) receiving a social guarantee request signal for a second user terminal from a first user terminal connected to the social guarantee server;

(b) the social endorsement server, sending a social endorsement request message for the first user to the second user terminal;

(c) receiving, by the social assurance server, a social guarantee permission message including personal information from the second user terminal; And

(d) The social guarantee server stores the personal information of the second user who has granted the social guarantee, adds the number of users who have granted the guarantee to the first user terminal, and records it in the user information of the first user terminal. Social warranty service providing method comprising the ;.
The method of claim 1,

After step (d) above,

(e) receiving, by the social assurance server, a credit incident acceptance process for the first user terminal from a third user terminal; And

(f) the social guarantee server, extracting and providing the personal information of the users who granted the warranty to the first user terminal to the third user terminal; social security service providing method further comprising.
The method of claim 2,

After step (e),

(g) the social guarantee server, recording the fact of the incident received in the user information of the user terminal of the first user terminal and the user terminal that grants the warranty to the first user terminal; providing a social guarantee service further comprising: Way.
The method of claim 1,

After step (a) above,

(1) transmitting and installing a social assurance service client program to the second user terminal.
The method of claim 1,

After step (a) above,

(1) transmitting the address information for downloading the social assurance service client program to the second user terminal to install after downloading; social security service providing method further comprising.
The method according to claim 4 or 5,

Before step (1) above,

And confirming whether or not the social guarantee service client program is installed in the second user terminal.
The method of claim 1,

The social guarantee server provides a social guarantee service for user terminals in association with an e-commerce service server.
As a method of providing social assurance service based on trust between users in wired and wireless network communication environment,

(a) receiving a social guarantee period request signal for a fifth user terminal registered in a friend list of the fourth user together with the fourth user personal information from a fourth user terminal connected to a social guarantee server; And

(b) The social guarantee server stores the personal information of the fourth user who requested the social guarantee period, adds the number of users who have given the guarantee to the fifth user terminal, and records the user information of the fifth user terminal. Social warranty service providing method comprising the ;.
A server device that provides a social guarantee service based on trust between users in a wired and wireless network communication environment.

A signal receiving module for receiving a social guarantee request signal for another user terminal from the user terminal;

A warranty request processing module for transmitting a social warranty request message for the user who requested the warranty to the target user terminal in response to receiving the social warranty request signal;

A warranty response processing module for receiving a guarantee permission message or a guarantee rejection message including personal information from the user terminal transmitting the request message as a response; And

When receiving the warranty grant message, the personal information of the user who granted the warranty is stored, and the number of users who granted the warranty is added to the user terminal requesting the warranty and recorded in the user information of the user terminal requesting the warranty. Social assurance service providing apparatus comprising a; warranty confirmation processing module.
The method of claim 9,

Upon receiving a credit incident reception process for a specific user terminal from a user terminal using a social guarantee service, an accident confirmation processing module for extracting personal information of users who have granted the warranty to the user terminal and providing the incident to the user terminal that received the accident Social warranty service providing apparatus further comprises.
The method of claim 10,

The accident confirmation processing module,

Social accident service providing apparatus characterized in that the fact of the incident is recorded in the user information of the user terminal of the user who received the accident and the user terminal that has granted the warranty.
The method of claim 9,

And a client providing module for transmitting and installing a social guarantee service client program to a connected user terminal.
The method of claim 9,

And a database storing personal information received from the warranty response processing module, warranty information for user terminals, and a social guarantee service client program.