TWI664597B - A System and Method for Performing Transactions of Securities - Google Patents

Abstract

The present invention provides a method and system for automatically processing multi-level securities trading so that securities, such as a fund's distributor, fund house, and general agent, process the securities order and reply operations, Can be completed at one stop on a trading platform.

Description

Method and system for trading valuable securities

The present invention relates to a value document and a method thereof, and more particularly to a method and system for automatically processing multi-level securities transactions.

In the past, securities such as the fund's distributors, fund houses and general agents were processing the fund's orders and replies, as well as the process of arrears of fees and reconciliations. There will be high labor cost and time delays, which will make the fund related operators (general agents, credit companies, sales organizations) willing to use, especially cross-border funds to place orders and replies. In current securities such as fund trading techniques, various securities such as the Mutual Fund distributors, securities institutions such as Fund House and general agents only deal with fund sales institutions and fund institutions. The fund transaction cannot automatically handle the trading operations of multi-level funds in a single system at the same time, thus causing high labor cost and low efficiency.

Therefore, it is necessary to propose a more efficient and low-cost platform for the industry to solve this problem.

One of the objectives of the present invention is to provide a transaction method and system for automatically processing multi-level securities to automate the trading of securities to avoid human error and delay in order to attract securities (such as fund related parties) (general agent, Willingness to use the letter company, sales organization).

One of the objects of the present invention is to provide a transaction method and system for automatically processing multi-level securities to enable securities such as fund distributors, securities institutions such as fund houses and general agents to deal with them. Fund orders and replies can be completed on a fund trading platform.

One of the objects of the present invention is to provide a transaction method and system for automatically processing multi-level securities to enable each investor, a securities such as a distributor of a Mutual Fund, a general agent, and a securities institution. For example, Fund House handles fund standardization and replies to standardize to simplify the operation of fund transactions.

In one embodiment, the present invention discloses a method of trading a value document, the method comprising the steps of: using at least one first server to connect to at least one first sales organization and at least one first securities institution; a first server receives the name and amount of the securities to be purchased by each of the plurality of investors of the first sales organization, wherein each investor has authorized a corresponding bank account to process the purchase The deduction of the securities; the sum of the names and amounts of the securities of the plurality of investors to be purchased by the at least one first server is transmitted to the first securities institution, wherein the plurality of investors The name and amount of the securities to be purchased by each investor have been aggregated and not separately listed, and each investor’s debit amount is transferred from a corresponding bank account to a specific securities account; Receiving, by the at least one first server, information about the successful purchase of the first securities institution, and importing the securities purchase amount from the specific securities account into the first a bank account designated by the securities institution; and calculating, by the at least one first server, the name of the securities and the number of units of each of the plurality of investors for successful purchase for the first sales organization to view Each investor of the multiple investors responds to the transaction results.

In one embodiment, the present invention discloses a method of trading a value document, the method comprising the steps of: using at least one first server to connect to at least one first sales organization and at least one first securities institution; a first server receives the name and amount of the securities to be purchased by each of the plurality of investors of the first sales organization, wherein each investor has authorized a corresponding bank account to process the purchase The deduction of the securities; the sum of the names and amounts of the securities of the plurality of investors to be purchased by the at least one first server is transmitted to the first securities institution, wherein the plurality of investors The name and amount of the securities to be purchased by each investor have been aggregated and not separately listed, and each investor’s debit amount is transferred from a corresponding bank account to a specific securities account; Receiving, by the at least one first server, information about the successful purchase of the first securities institution, and importing the securities purchase amount from the specific securities account into the first a bank account designated by the securities institution; and calculating, by the at least one first server, the name of the securities and the number of units of each of the plurality of investors for successful purchase for the first sales organization to view Each investor of the multiple investors responds to the transaction results.

In one embodiment, the securities institution is an offshore fund institution, and the at least one first server is connected to the offshore fund institution through a general agent.

In an embodiment, the securities institution is a domestic fund institution, and the at least one first server is connected to the domestic fund institution.

In an embodiment, the at least one server comprises at least one server of the centralized storage clearinghouse.

In an embodiment, the at least one server of the centralized storage clearing house provides a securities trading platform to a terminal device, and the sales organization passes through the securities trading platform of the terminal device and at least one server of the centralized storage clearing house. To perform the operation of securities trading.

A detailed description of the present invention is explained below. The preferred embodiments described are illustrative of the invention and are not intended to limit the scope of the invention.

Figure 1 illustrates a system 100 for trading securities of the present invention. As shown in FIG. 1, the system 100 for trading securities includes at least one first server 101, and the at least one first server 101 is connected to at least one first sales organization 102 and at least one first securities institution 103, wherein The at least one first server 101 receives the name and amount of the securities to be purchased by each of the plurality of investors 104 of the first sales organization, wherein each investor of the plurality of investors 104 has authorized one of them The bank account corresponding to the debit of the securities to be purchased; the at least one first server 101 transmits the sum of the names and amounts of the securities of the plurality of investors 104 to be purchased to the first The securities institution 103, wherein the name and amount of the securities to be purchased by each of the plurality of investors 104 have been aggregated and not separately listed, wherein each investor of the plurality of investors 104 is deducted The payment is transferred from a corresponding bank account to a specific securities account; the at least one first server 101 receives the information of the subscription success of the first securities institution 103, and the securities purchase amount is from The specific securities account is remitted to the bank account designated by the first securities institution 103; and the at least one first server 101 calculates the name of the securities of each of the plurality of investors 104 that are successfully purchased and The number of units is for the first sales organization 102 to view to report the transaction results to each of the plurality of investors 104.

In one embodiment, the first securities institution 103 is an offshore fund institution, and the at least one first server is connected to the offshore fund institution through a general agent.

In an embodiment, the first securities institution 103 is a domestic fund institution, and the at least one first server is connected to the domestic fund institution.

In one embodiment, the at least one server 101 includes at least one server that centrally stores the clearinghouse.

In one embodiment, the at least one server of the centralized deposit clearinghouse provides a securities trading platform to a terminal device, and the first sales organization 102 passes through the securities trading platform of the terminal device and at least the centralized depository clearing house. A server to perform the operation of a securities transaction.

Figure 2 illustrates a method 200 of trading a value document of the present invention. As shown in FIG. 2, the method includes the following steps: in step 211, using at least one first server to connect to at least one first sales organization and at least one first securities institution; in step 212, pass the At least one first server receives the name and amount of the securities to be purchased by each of the plurality of investors of the first sales organization, wherein each investor has authorized a corresponding bank account to handle the desire In the step 213, the sum of the names and amounts of the securities to be purchased by the plurality of investors is transmitted to the first securities institution through the at least one first server, wherein The name and amount of the securities to be purchased by each of the multiple investors have been aggregated and not separately listed, and each investor’s debit amount is transferred from its corresponding bank account to a specific a securities account; in step 214, receiving, by the at least one first server, information about the successful purchase of the first securities institution, and purchasing the securities from the specific securities The special account remits the bank account designated by the first securities institution, and calculates, by the at least one first server, the name of the securities and the number of units of the successful purchase of each of the plurality of investors for the first The sales organization examines the results of the transaction to each of the multiple investors.

In one embodiment, the first securities institution is an offshore securities institution, and the at least one first server is connected to the offshore securities institution through a general agent.

In an embodiment, the first securities institution is a domestic securities institution, and the at least one first server is connected to the domestic securities institution.

In an embodiment, the at least one server comprises at least one server of the centralized storage clearinghouse.

In an embodiment, at least one server of the centralized deposit clearinghouse provides a securities trading platform to a terminal device, and the first sales organization passes at least one of the securities trading platform of the terminal device and the centralized depository clearing house. The server performs the operation of the securities transaction.

Figure 3 illustrates a system 300 of a transaction fund of the present invention. As shown in FIG. 3, the system 300 of the transaction fund includes at least one first server 101, and the at least one first server 101 is connected to at least one first sales organization 102 and at least one first fund institution 103A, wherein the at least one A first server 101 receives the name and amount of the fund to be purchased by each of the plurality of investors 104 of the first sales organization, wherein each investor of the plurality of investors 104 has authorized a corresponding one of them. The bank account is used to process the debit of the fund to be purchased; the at least one first server 101 transmits the sum of the fund name and amount of the plurality of investors 104 to be purchased to the first fund institution 103A, wherein The name and amount of the fund to be purchased by each of the plurality of investors 104 have been aggregated and not separately listed, wherein the deduction of each investor of the plurality of investors 104 is corresponding to The bank account is transferred to a specific fund account; the at least one first server 101 receives the information of the successful subscription of the first fund institution 103A, and remits the fund purchase amount from the specific fund account to the first fund. Agency 103A a bank account; and the at least one first server 101 calculates a fund name and a unit number of each of the plurality of investors 104 for successful purchase for the first sales organization 102 to view the plurality of investments Each investor of person 104 responds to the transaction result.

In an embodiment, the first fund institution 103A is a domestic fund institution, and the at least one first server is connected to the domestic fund institution.

In one embodiment, the at least one server 101 includes at least one server that centrally stores the clearinghouse.

In an embodiment, at least one server of the centralized deposit clearinghouse provides a fund trading platform to a terminal device, and the first sales organization passes the fund trading platform of the terminal device and at least one server of the centralized storage clearing house. To perform the operation of fund trading.

Figure 4 illustrates a method 400 of a transaction fund of the present invention. As shown in FIG. 4, the method includes the following steps: in step 411, at least one first server is used to connect to at least one first sales organization and at least one first fund institution; in step 412, the at least A first server receives the name and amount of the fund to be purchased by each of the plurality of investors of the first sales organization, wherein each investor has authorized a corresponding bank account to process the purchase of the fund. The debit of the fund; in step 413, the sum of the name and amount of the fund to be purchased by the plurality of investors is transmitted to the first fund institution through the at least one first server, wherein the plurality of investments The name and amount of the fund to be purchased by each of the investors has been aggregated and not separately listed. Each investor's debit amount is transferred from its corresponding bank account to a specific fund account; 414, receiving, by the at least one first server, information about the subscription success of the first fund institution, and remitting the fund subscription amount from the specific fund account to the bank account designated by the first fund institution, And calculating, by the at least one first server, the name of the fund and the number of units of each of the plurality of investors for successful purchase for the first sales organization to view each investor of the plurality of investors Reply to the transaction result.

In an embodiment, the first fund institution is a domestic fund institution, and the at least one first server is connected to the domestic fund institution.

In an embodiment, the at least one server comprises at least one server of the centralized storage clearinghouse.

In an embodiment, at least one server of the centralized deposit clearinghouse provides a fund trading platform to a terminal device, and the first sales organization passes the fund trading platform of the terminal device and at least one server of the centralized storage clearing house. To perform the operation of fund trading.

In one embodiment, Figure 5 illustrates a system 300 of a cross-border transaction fund of the present invention. As shown in FIG. 5, the system 500 of the cross-border trading fund includes at least one first server 101, and the at least one first server 101 is connected to at least one first sales organization 102 and one general agent 105, the general agent. 105 is connected to at least one second overseas fund institution 103B, wherein the at least one first server 101 receives the name and amount of the fund to be purchased by each investor of the plurality of investors 104 of the first sales organization, wherein the plurality of investments Each investor of the person 104 has authorized a corresponding bank account to handle the debit of the fund to be purchased; the at least one first server 101 names the plurality of investors 104 to purchase the fund And the sum of the amount is transferred to the general agent 105, and then transferred by the general agent 105 to the second overseas fund institution 103B, wherein the name and amount of the fund to be purchased by each of the plurality of investors 104 Has been summed up and not separately listed, wherein the debit amount of each investor of the plurality of investors 104 is transferred from a corresponding bank account to a specific fund account; the at least one first server 101 Through the general agent 105 Receiving the information of the successful purchase of the second overseas fund institution 103B, and remitting the fund purchase amount from the specific fund account to the bank account designated by the second overseas fund institution 103B; and calculating by the at least one first server 101 The name of the fund and the number of units of each of the plurality of investors 104 for successful purchase are for the first sales organization 102 to review to report the transaction result to each of the plurality of investors 104.

In one embodiment, the at least one server 101 includes at least one server that centrally stores the clearinghouse.

In an embodiment, the at least one server of the centralized storage clearinghouse provides a fund trading platform to a terminal device, and the first sales organization 102 passes through the fund trading platform of the terminal device and at least one servo of the centralized storage clearing house. To perform fund trading operations.

Figure 6 illustrates a method 600 of a cross-border trading fund of the present invention. As shown in FIG. 6, the method includes the following steps: in step 611, using at least one first server to connect to at least one first sales organization and one general agent, wherein the general agent is connected to at least one In the step 612, the name and amount of the fund to be purchased by each investor of the plurality of investors of the first sales organization are received by the at least one first server, wherein each investor has been authorized by The corresponding bank account is used to handle the deduction of the fund to be purchased; in step 613, the name and amount of the fund to be purchased by the plurality of investors are passed through the at least one first server. The general agent transmits to the second overseas fund institution, wherein the name and amount of the fund to be purchased by each of the plurality of investors has been aggregated and not separately listed, and each investor's deduction The money is transferred from a corresponding bank account to a specific fund account; in step 614, the at least one first server is used to receive the successful purchase of the second offshore fund institution through the general agent. And the fund purchase amount is remitted from the specific fund account to the bank account designated by the second overseas fund institution, and each investor of the plurality of investors is successfully calculated through the at least one first server. The name of the fund and its number of units are for inspection by the first sales organization to reply to the transaction results to each of the multiple investors.

In an embodiment, the at least one server comprises at least one server of the centralized storage clearinghouse.

In an embodiment, at least one server of the centralized deposit clearinghouse provides a fund trading platform to a terminal device, and the first sales organization passes the fund trading platform of the terminal device and at least one server of the centralized storage clearing house. To perform the operation of fund trading.

In an embodiment, FIG. 7 illustrates a subscription fund operation process of a system of a cross-border transaction fund of the present invention. In step 1a, the investor indicates to the sales organization the name and amount of the fund to be purchased, and in step 1b, the sales organization inputs the subscription fund information into the centralized deposit and settlement fund trading platform; in step 2a, the investor deposits the purchase price. Incoming bank (the account has been authorized to centrally store the clearing house to handle fund deductions); in step 2b, the bank transfers the funds to the centralized custody clearing house fund account through the automatic transfer operation (the bank account specializing in the fund) In step 3, the centralized depository clearing office sends a debit notice message to the bank after collecting the investor's subscription fund information input by the sales organization at a fixed time point every day; in step 4a, the centralized custody clearing bank pays the bank notification to centrally store the information. The clearing house fund purchase deduction success and failure result message; in step 4b, the centralized custody clearing house fund trading platform system automatically compares the investor's subscription fund information input by the sales organization and the investor's purchase payment received by the centralized custody clearing house. , in comparison with the completion of the transaction; in step 5, centralized custody of the clearing house according to the day and The finalized exchange rate will be used to settle the fund purchases received; in step 6a, the centralized custodial clearing house will transmit the fund subscription information that has been completed on the same day to the general agent through the fund trading platform; in step 6b, the general agent After receiving the above subscription information, the person places an order with the overseas fund institution; in step 6c, the general agent replies on the fund trading platform to confirm the receipt of the information to the sales organization; in step 7a, the centralized storage and settlement office is based on The general agent replies the successful purchase information to the current bank to notify payment (transfer); in step 7b, the centralized custodial clearing house will apply for the fund from the next day to the bank fund account to the foreign bank institution designated bank account; In 8a, the overseas fund institution replies with the number of fund units successfully registered by the general agent; in step 8b, the general agent replies to the fund trading platform for the number of successful fund units to the sales organization; in step 8c, the centralized custody clearing house fund The trading platform system automatically calculates the number of fund units successfully purchased by each investor under the sales organization (because the general agent only knows each In the step 8d, the sales organization 102 can query the fund trading platform for the number of fund units whose investors have successfully purchased/held; in step 9, the sales organization 102 responds to the investor according to the above information. confirmed list.

Figure 8 illustrates the redemption fund operation process of the system of the transaction fund of the present invention: In step 1a, the investor indicates to the sales organization the name and unit number of the fund to be bought back; in step 1b, the sales organization purchases the aforementioned The return fund information is entered into the centralized clearing house fund trading platform; in step 2a, the above buy back fund information is transmitted to the general agent through the fund trading platform; in step 2b, the general agent receives the above subscription information and then goes to the overseas fund institution. In step 3a, the overseas fund institution replies to the total amount and net value (NAV) of the successful return of the general agent; in step 4a, the overseas fund institution instructs its current bank to remit the fund's purchase back to the centralized custody settlement. In the fund account, in step 4b, the centralized depository clearing bank will notify the centralized depository clearing house after receiving the fund purchase payment. In step 4c, the centralized clearing house fund trading platform system automatically compares The investor's buy back fund information entered by the sales organization and the purchase amount remitted by the overseas fund institution received by the centralized custody clearing house are compared. In step 4d, the centralized custody clearing house will process the remittance of the funds received in accordance with the exchange rate finalized by the bank on the same day; in step 5a, the centralized custody clearing house system will automatically remit the original sales organizations. The purchase payment is distributed to each investor's name; in step 5b, the sales organization can query the fund trading platform for information such as the amount of the fund that the investor bought back successfully; in step 6a, the centralized storage clearing house completes the above system allocation. After the fund purchases the return operation, it informs the current bank to pay the purchase price to the investor; in step 6b, the centralized depository clearing bank contacts the bank to remit the money from the centralized depository clearing house fund account to the investor's current bank account; In step 6c, the investor may purchase the payment back to the bank inquiry fund; in step 7, the sales organization returns the transaction confirmation to the investor based on the purchase information of the fund trading platform.

In an embodiment, FIG. 9 illustrates a flow of a subscription fund operation of a system of a domestic transaction fund of the present invention, the at least one first server connecting to the domestic fund institution. In step 1, the investor indicates to the sales organization the name and amount of the fund to be purchased; in step 2, the sales organization inputs the information of the subscription fund into the centralized deposit and settlement fund trading platform; in step 3 a & b, the inter-bank through automation The transfer operation transfers the funds to the centralized custodial clearing house fund account (the bank account specializing in the fund payment), which is divided into two in the morning and in the morning; in step 4a, the centralized custodial clearing house collects the sales organization at a fixed time point every day. After the input investor purchases the fund information, it sends a deduction notice message to the bank; in step 4b, the centralized custody clearing bank contacts the bank to centrally store the clearing bank fund purchase deduction success and failure result message; in step 5, centralized custody settlement The fund trading platform system automatically compares the investor's subscription fund information entered by the sales organization with the investor's subscription amount received by the centralized custodial settlement, and compares the completion of the purchaser's purchase; in step 6, the centralized custodial clearing house through the fund The trading platform will transfer the fund subscription information that has been completed on the same day to the domestic fund institution. After receiving the above information, the institution will place an order form for the production fund; in step 7, the domestic fund institution will reply to the fund trading platform to confirm the receipt of the information to the sales organization; in step 8, the centralized storage and clearing house is based on the domestic fund. The successful reply information of the institution reply to the bank to notify the payment (transfer), and the fund purchase amount will be remitted from the bank fund account to the designated bank account of the domestic fund institution on the next day; in step 9a&b, the domestic fund institution confirms the completion of the fund subscription After the funds have been remitted to the designated bank account, the fund trading platform will reply the number of successful fund units to the sales organization; in step 10, the centralized custody clearing house fund trading platform system automatically calculates the fund units successfully purchased by the investors under the sales organization. After the number, the sales organization can check the fund trading platform for the number of fund units whose investors have successfully purchased/held; in step 11, the sales organization replies to the investor with the transaction confirmation form based on the above information.

In an embodiment, FIG. 10 illustrates a redemption fund operation process of the system of the domestic transaction fund of the present invention: In step 1, the investor indicates to the sales organization the name of the fund to be bought back and the number of units; in step 2 The sales organization inputs the above-mentioned buy-back fund information into the centralized custodial clearing fund trading platform; in step 3, the above-mentioned buy-back fund information is transmitted to the domestic fund institution through the fund trading platform; in step 4, the domestic fund institution replies to the sales organization 102 The confirmation message of the purchase repurchase application was successful; in step 5 a&b, the domestic fund institution replied to the fund transaction platform to buy back the successful fund amount and net value (NAV), and instructed the bank to remit the fund purchase amount to the centralized custody. In the clearing house fund account; in step 6a, the domestic fund institution 103 contacts the bank to remit the fund to the centralized depository clearing house fund account; in step 6b, the centralized custody clearing bank contacts the bank to receive the fund to buy the money After that, the payment information will be sent to the centralized storage and clearing house; in step 7, the centralized clearing house fund trading platform system will automatically compare the sales organization. The input investor buys back the fund information and the purchase funds remitted by the domestic fund institution received by the centralized custody clearing house, and the purchaser pays the sales account; in step 8, the centralized custody clearing house system automatically transfers the original sales organization. The purchase and withdrawal of the remittance will be distributed to each investor, and the sales organization may inquire about the amount of the fund that the investor has successfully bought back on the fund trading platform; in step 9a, the centralized custody clearing house completes the above system allocation fund to buy back the payment. After the operation, notify the bank to pay the purchase price to the investor; in step 9b, the centralized depository clearing bank will remit the purchase amount from the centralized depository clearing fund account to the investor's current bank account; in step 10, The sales organization replies to the investor's transaction confirmation form according to the purchase information of the fund trading platform; in step 11, the investor can purchase the payment back to the bank inquiry fund.

The architecture of the transaction fund system of the present invention can have a single window with standardized and automated transmission operations to increase overall market efficiency. The sales organization shall, according to the standard specifications set by the centralized deposit and clearing house, send the single file under the domestic (T) domestic and foreign funds to the centralized custody and clearing house, and check it by the centralized custody and clearing house system, and then check the sales organization with the system. As a result, the unqualified person is sent to the domestic investment or overseas information transmission agency. The domestic investment letter or information transmission service agency (responsible for transmission to the overseas fund company), after receiving the order information according to the standard specifications set by the centralized depository and clearing house, the system will reply to the centralized collection and settlement of the clearing house, and the centralized storage and clearing house can The receipt of the order information on the day is reported to the sales organization in a system, usually within 15 minutes. After the domestic credit or overseas fund company receives the order information and generates the transaction confirmation information (T+N day), the transaction confirmation information (the overseas fund company through the information transmission service organization) sets the standard specifications according to the centralized deposit and settlement, and transmits the system to the system. After the centralized depository and clearing house is checked and diverted by the centralized depository clearinghouse system, the transaction confirmation information is immediately distributed to the affiliated sales organization.

The benefits of the system of the trading fund of the present invention include: 1. meeting the needs of the fund industry for automation and standardization of operations, thereby improving efficiency, reducing operational risks and back-office operating costs; 2. The fund trading platform also provides fund sales agency customers with a single stroke Remittance, single deduction and regular fixed debit payment, handling the Taiwan dollar and foreign currency subscription of the fund, and the purchase and payment of the purchase after the purchase; 3. The system development platform can reduce the fund development system system development cost investors through a single system operation platform Through the same institution, the same account, and the simultaneous purchase of domestic and foreign funds, the purpose of one-stop shopping can be achieved.

The software and hardware architecture of the trading fund system of the present invention can use the high-availability and dual-active load balancing technology architecture, and after importing the server load balancing device, the service type can be changed from the past single server to multiple units. Server to provide. Through this mechanism, the traffic load of the server can be evenly distributed on each server to achieve load balancing. And if there is a server stall in the group, the server load balancing device will also direct the connection to other servers, thus providing uninterrupted network services. Using the server load balancing architecture provides the following advantages: improving reliability, improving server service efficiency, server management, and hardware platform or operating system without affecting the switch backup service. Interrupt and other advantages.

The method and system for trading funds of the present invention have many advantages, can automate fund transactions, avoid human error and delay, increase the willingness of investors to purchase funds, and automatically handle multi-level fund trading methods and systems. In order to enable the various distributors (Distributors), Funds (Fund House) to process the fund to place orders and replies to the high labor costs, as well as the process of a sum of money, the deduction of fees and reconciliation costs can be A fund trading platform was completed at one stop. The method and system for fund transaction of the present invention can also enable each investor, Mutual Fund sales agency (Distributer), and fund institution (Fund House) to have a standardized and standardized format for processing fund orders and responses, Simplify the operation of fund transactions.

While the present invention has been described above in terms of the preferred embodiments thereof, it is not intended to limit the invention, and the invention may be modified and modified without departing from the spirit and scope of the invention. The patent protection scope of the invention is subject to the definition of the scope of the patent application attached to the specification.

101‧‧‧At least one first server

102‧‧‧First sales organization

103‧‧‧First Securities Institution

103A‧‧‧First Fund Institution

103B‧‧‧ Second Overseas Fund Agency

104‧‧‧Multiple investors

105‧‧‧General Agent

BRIEF DESCRIPTION OF THE DRAWINGS Figure 1 is a schematic illustration of a system for trading securities of the present invention. Figure 2 is a flow chart showing the method of trading securities of the present invention. Figure 3 is a schematic diagram showing the system of the domestic trading fund of the present invention. Figure 4 is a flow chart showing the method of the domestic trading fund of the present invention. Figure 5 is a schematic diagram showing the system of the cross-border trading fund of the present invention. Figure 6 is a flow chart showing the method of the cross-border trading fund of the present invention. Figure 7 illustrates the operation process of the subscription fund of the system of the cross-border trading fund of the present invention. Figure 8 illustrates the redemption fund operation process of the system of the cross-border trading fund of the present invention. Figure 9 is a diagram showing the operation procedure of the subscription fund of the system of the domestic transaction fund of the present invention. Figure 10 illustrates the redemption fund operation flow of the system of the domestic transaction fund of the present invention.

Claims (13)

A method of trading a value document, the method comprising: using at least a first server to connect to at least one first sales organization, at least one domestic securities institution, and at least one overseas securities institution; passing the at least one first server Receiving, by each of the plurality of investors of the first sales organization, the name and amount corresponding to the at least one domestic securities institution and one of the at least one overseas securities institution, the first securities, Each of the investors has authorized a corresponding bank account to handle the deduction of the first securities to be purchased, wherein the at least one first server is automatically input to the first sales organization. The investor purchase fund information and the purchase amount of the investor received are compared with the completion party to perform the subsequent steps; the plurality of investors are required to purchase the first through the at least one first server The sum of the amount of the securities is transferred to the first securities institution, wherein each of the plurality of investors desires to purchase the first price The amount of the voucher has been aggregated and not separately listed, wherein each investor’s debit amount is transferred from a corresponding bank account to a specific securities account; the first server receives the debit Information on the successful purchase of a securities institution, and remitting the first securities purchase amount from the specific securities account to the bank account designated by the first securities institution; and calculating by the at least one first server Each of the plurality of investors purchases a successful number of units of the first marketable securities for the first sales organization to review to report the transaction results to each of the plurality of investors. The method of claim 1, wherein the first securities institution is a first overseas securities institution, and the at least one first server is connected to the first overseas securities institution through a general agent. The method of claim 1, wherein the first securities institution is a first domestic securities institution, and the at least one first server is connected to the first domestic securities institution. A method of trading a fund, the method comprising: using at least a first server to connect to at least one first sales organization, at least one domestic fund institution, and at least one offshore fund institution; receiving the first through the at least one first server Each investor of a plurality of investors of a sales organization desires to purchase the name and amount corresponding to the at least one domestic securities institution and one of the at least one overseas securities institution, one of each investment The person has authorized a corresponding bank account to handle the deduction of the first fund to be purchased, wherein the at least one first server automatically compares the investor subscription fund input to the first sales organization The information and the purchaser's purchase amount are compared with the completion of the purchaser to perform the subsequent steps; the amount of the first fund to be subscribed to by the plurality of investors through the at least one first server The sum is transmitted to the first fund institution, wherein the amount of the first fund to be purchased by each of the plurality of investors has been aggregated and not separately listed. Each of the investors' debits is transferred from a corresponding bank account to a specific fund account; the at least one first server receives the information of the first fund institution's successful purchase, and the first Fund purchases are remitted from the specific fund account to the bank account designated by the first fund institution; Calculating, by the at least one first server, the number of units of the first fund that each of the plurality of investors successfully subscribes for for review by the first sales organization to reply to each investor of the plurality of investors Transaction results. The method of claim 4, wherein the first fund institution is a first domestic fund institution, and the at least one first server is connected to the first domestic fund institution. The method of claim 4, wherein the first fund institution is a second overseas fund institution, and the at least one first server is connected to the second overseas fund institution by a general agent. The method of claim 4, wherein the at least one server comprises at least one server that centrally stores the clearinghouse. The method of claim 7, wherein the at least one server of the centralized deposit clearinghouse provides a fund trading platform to a terminal device, and the first sales organization passes the fund trading platform of the terminal device and the centralized deposit clearing house. At least one server to perform fund transaction operations. A system for fund trading, the system comprising: at least one first server, the at least one first server connected to at least one first sales organization, at least one fund institution and at least one overseas fund institution, wherein the at least one Receiving, by a server, a name of the first fund corresponding to one of the at least one domestic securities institution and the at least one overseas securities institution that each investor of the plurality of investors of the first sales organization desires to subscribe to and The amount, wherein each investor has authorized a corresponding bank account to handle the deduction of the first fund to be purchased, wherein the at least one first server automatically compares the first sales institution to the first sales organization Entering the investor's subscription fund information and the received purchaser's purchase amount, and comparing the completion of the purchaser's account to perform the subsequent steps; the at least one first server to purchase the plurality of investors The sum of the amount of a fund is transferred to the first fund institution, wherein each investor of the plurality of investors desires The amount of the first fund purchased has been aggregated and not separately listed, and each investor's debit amount is transferred from its corresponding bank account to a specific fund account; the at least one first server Receiving information about the successful purchase of the first fund institution, and remitting the first fund purchase amount from the specific fund account to the bank account designated by the first fund institution; and calculating the at least one first server The number of units of the first fund that each investor has successfully applied for is reviewed by the first sales organization to reply the transaction result to each of the plurality of investors. The system of claim 9, wherein the first fund institution is a second offshore fund institution, and the at least one first server is connected to the second offshore fund institution by a general agent. The system of claim 9, wherein the first fund institution is a first domestic fund institution, and the at least one first server is connected to the first domestic fund institution. The system of claim 9, wherein the at least one server comprises at least one server that centrally stores the clearinghouse. The system of claim 9, wherein the at least one server of the centralized deposit clearinghouse provides a fund trading platform to a terminal device, and the first sales organization passes the fund trading platform of the terminal device and the centralized deposit clearing house At least one server to perform fund transaction operations.