KR100588982B1 - A service system for buying and selling of abroad fund - Google Patents

Abstract

The present invention relates to an overseas fund trading support system, which includes a sales terminal for processing a fund trading transaction in won and integrated with a forward exchange transaction, and automatically receiving foreign fund trading transaction information from the sales terminal terminal through a computer. Fund purchases and futures exchanges are provided by establishing an overseas fund trading support system, including investment trust hosts, foreign exchange hosts, credit management hosts, customer information hosts, and common trading hosts that provide information and support fund trading transactions with overseas funds. It enables the integrated transaction of purchases, computerized so that transactions can be made only in won at the terminal of the branch, so that even the general manager can easily and quickly carry out the relevant work, and purchase / terminate overseas mutual funds in one transaction (one-stop). Transaction, currency exchange, futures exchange conclusion / termination transaction, bond preservation (credit) setting / solution It is characterized by the fact that it can automatically and simultaneously conclude a transaction.

Overseas Mutual Funds, Exchange Rates, Fund Purchases, Repurchases, Forward Exchanges, Credits

Description

A service system for buying and selling of abroad fund}

Figures 1a and 1b is a conventional foreign fund trading procedure and forward exchange transaction procedure diagram.

2 is a block diagram of a foreign fund trading support system according to the present invention.

3 is a block diagram of a sales terminal according to the present invention;

4A-4C are diagram of the investment trust host configuration according to the present invention.

5a and 5b is a foreign exchange host configuration according to the present invention.

Figure 6 is a credit management host configuration according to the present invention.

Figure 7 is a common transaction host configuration according to the present invention.

<Description of the symbols for the main parts of the drawings>

100: branch terminal 110: customer information management

120: fund trading processing unit 130: exchange rate information management unit

140: futures trading trading unit 150: credit management processing unit

200: Investment Trust Host 210: Fund Information Management Department

220: fund purchase trading unit 230: fund purchase trading unit

240: inquiry transaction 250: amount calculation processing unit

260: money processing unit 270: futures exchange contract processing unit

300: foreign exchange host 310: exchange rate information provider

320: Forward exchange management unit 330: Forward exchange fund settlement unit

340: currency exchange processing unit 350: foreign currency fund processing unit

360: futures exchange contract / termination 400: credit management host

410: bond registration trading unit 420: bond termination trading unit

600: common transaction host 610: Korean Won

620: non-payment of Korean won 630: foreign currency surplus

640: Tax Management Department

The present invention relates to an overseas mutual fund trading support system, and more particularly to an overseas mutual fund trading support system that allows a non-professional to purchase an overseas mutual fund using an online system only in the same process as the purchase of a domestic fund.

In general, the purchase of foreign mutual funds must handle foreign currency conversion procedures, fund purchase agreements, and futures exchange transactions in order to purchase foreign funds.

1A is a flow chart of a conventional overseas mutual fund sales.

As shown in the figure, the branch of the fund purchase / repurchase procedure, and the future exchange purchase / repurchase procedure. For the fund purchase procedure, after the exchange of foreign currency, the client (1) must fill out an application for fund purchase (bank form) and pay the foreign currency to be purchased to the bank. When applying for a purchase, the client must complete the real name procedure, and the bank will issue an investment trust account as a certificate of fund purchase.

Looking at the procedure, a customer (1) who has a willingness to buy an overseas fund and exchanges the foreign currency will apply for the purchase of the fund at the branch (2). Complete the fund purchase application form (bank form, investment trust application form) provided by the branch (2) and pay the price. The price is paid in foreign currency. The customer (2) registers or newly registers a foreign currency demand account in his / her name, which can be paid for the redemption, and goes through a real name verification process. The branch (2) conducts a computerized transaction based on the investment trust application form prepared by the customer, and confirms the fund name and amount. In the sales office (2), the fund transaction application is sent to the investment product team (3), and the fund name and amount written in the investment application transaction application are transmitted while remitting the purchase capital (foreign currency). The investment goods team 3 requests a purchase / purchase of an overseas fund 4 from abroad, and also requests the remittance business team 5 to remit foreign currency funds. 4) The foreign currency to be remitted to the purchaser will be remitted.

While proceeding with the fund purchase process as described above, the branch (2) issues a bank account (investment trust transaction account) as a certificate of purchase of the fund and delivers it to the customer (1).

On the other hand, in order to prevent foreign exchange losses of customers with the purchase of overseas funds, forward exchange transactions are performed together. As shown in FIG. 1B, the customer (1) requests a forward exchange contract to the branch (2), and the branch (2) After preservation of bonds through pledge, etc., a forward exchange contract (separate nego) is made to the foreign currency market team (6).

In the futures exchange transaction, when the customer requests a futures exchange transaction, the future exchange rate is looked up, the customer's credit information is checked to determine the credit status, the transaction period is limited, and the bond preservation measures are taken. To conclude the forward exchange transaction agreement, confirm that the bank has received the terms and conditions, prepare and forward the forward exchange transaction agreement, issue and issue a risk statement on the over-the-counter derivatives transaction, explain and prepare a transaction seal report, The company conducts futures exchange transactions through a number of documents and confirmation and inquiry procedures such as seal control, customer futures exchange limit trading, contract execution deposit storage, and exchange of exchange exchange confirmation certificates.

As described above, in the prior art, all of the customer consultations, currency exchange transactions, fund purchase transactions, futures exchange contracts, and bond preservation transactions must be carried out at the branches. It is necessary to deal with foreign currency market team (6) by wire telephone transaction, and the procedures such as foreign currency exchange or foreign exchange receipt, customer name verification, various application forms and bond preservation are too complicated, and fund purchase transaction and forward exchange transaction occur separately. Only a professional person who is fluent in work can handle, and a general person has a disadvantage of being difficult to handle.

The present invention, in order to solve the problem that the foreign fund purchase and repurchase procedure is too complicated and difficult as described above, it is possible to integrate the fund purchase and futures exchange purchase, computerized so that you can trade only in won in the terminal terminal The aim is to provide an overseas fund trading support system that enables a person in charge to perform the task easily and quickly.

The present invention is intended to automatically and simultaneously conclude overseas mutual fund purchase / termination transactions, currency exchange transactions, futures exchange conclusion / termination transactions, bond retention (credit) setting / termination transactions in one-stop (one-stop).

The present invention provides a sales terminal for processing a fund trading transaction in won and integrating with a forward exchange transaction; An investment trust host that automatically receives foreign fund trading transaction information from the branch terminal and provides fund information and supports fund trading transactions with foreign funds; A foreign exchange host that supports foreign currency exchange for fund trading, remittances to foreign funds, and futures exchange transactions for won-deposits from the branch terminals; A credit management host for supporting a bond preservation procedure for a futures exchange transaction from the branch terminal; A customer information host that manages basic information of customers and information related to foreign fund transactions; Receiving a transfer of funds in a fund purchase transaction and transferring them to a currency exchange process, performing a temporary transaction of funds and processing payments by account during a fund repurchase transaction, and performing payment processing and tax management after receiving foreign currency; It is characterized by establishing an overseas fund trading support system, including.

In the present invention, the overseas branch trades the foreign funds in the won exchange, and the investment product team of the investment trust host executes the foreign exchange transaction and the foreign funds transactions by allowing the overseas branch to easily trade the foreign funds. In addition, the fund purchase transaction and the futures exchange transaction can be processed simultaneously in the same transaction, and the customer and the branch office can perform the transaction without any additional burden on the exchange and the future exchange.

For foreign fund transactions using the same system as in the present invention, standardization of the sales fund is established and implemented. In other words, standardize the optional items and conditions for each customer in each branch. For example, it introduces automatic repurchase system, restricts deposit type to deferred type, unifies sales remuneration rate, makes forward exchange contract as a prerequisite, specifies purchase application amount and repayment payment in KRW only, and does not allow conversion between funds. Standardize sales funds, such as banks, etc. so that the system can handle them as standardized transactions.

It also standardizes the futures exchange maturity conditions and the futures exchange rate, and standardizes the trading time to secure the time required for foreign exchange market teams to register exchange rates, register futures and market hedging. It also standardizes the payment of maturity repurchase, interim repurchase and repurchase funds as a standardization of the redemption business.

Therefore, in the present invention, foreign funds can be purchased only by handling customer consultations, currency exchange transactions, fund purchase transactions, futures exchange contracts, and bond preservation transactions. It would be.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

2 is a block diagram of a one-stop overseas fund trading support system according to the present invention.

As shown in this figure, the branch terminal 100 supports the customer to directly consult and handle overseas fund purchase and repurchase transactions in one stop; As a main host for connecting the branch terminal 100 to the network and supporting one-stop processing of overseas funds, the investment trust host 200, the foreign exchange host 300, the credit management host 400, and the customer information host 500 ), A common transaction host 600 is provided to build a system.

3 is a block diagram of a sales terminal according to the present invention.

The branch terminal 100 registers a fund purchase transaction by calling the customer information management unit 110, which receives and manages customer information and overseas fund purchase information, and transmits the information to the main host, and the fund information and exchange rate information. Fund sales processing unit 120 to transfer the repurchase information to the two-signal and foreign exchange host, exchange rate information management unit 130 that provides the spot exchange rate, futures exchange rate, the display exchange rate of the fund, and futures exchange contract for each purchase customer at the futures exchange rate Credit management for overseas fund purchase accounts by providing a forward repurchase processing unit 140 for subscribing to the foreign exchange host and sending information on the futures repayment maturity of each customer and the amount of the futures contract to the foreign exchange host. It is composed of a credit management processing unit 150.

The customer information management unit 110, whether the customer information host 500 wants to buy the fund information on the basis of the real name number (resident number, business number) based on the real name number party and fund trading processing unit inputs It checks the identity of the company and sends the foreign fund purchase information processed by the fund trading processing unit to the customer information host.

The fund sales processing unit 120 calls the information of the fund that the customer wants to purchase and the exchange rate information of the foreign exchange host among the foreign fund information registered in the investment trust host, establishes the actual fund purchase transaction, and transmits the purchase information to the host and When the funds are repurchased, information is sent to the foreign exchange host.

The exchange rate information management unit 130 calls the spot exchange rate (the exchange rate for converting the won into foreign currency) and the futures exchange rate registered in the foreign exchange host when the fund trading processing unit 120 calls the fund at the time of the purchase of the fund. Present, futures), and calculates the foreign currency amount to actually buy the fund and provide it to the fund trading processing unit 120, and provides a futures exchange rate applied in the futures exchange contract.

The futures exchange transaction processing unit 140 allows the futures exchange contract to be concluded for each purchased customer at a futures exchange rate registered in the exchange rate information management unit 130, and transmits information on the futures exchange expiration date and the futures exchange contract amount for each customer to the foreign exchange host.

4a to 4c is a block diagram of the investment trust host.

A fund information management unit 210 that provides and manages information about the fund, a fund purchase trading unit 220 that receives the won and distributes the number of funds and registers the fund purchase, and a fund that trades the maturity or mid-term repurchase of the fund. The repurchase transaction unit 230, the inquiry trading unit 240 that provides fund information, yield rate, various sales and redemption results, and the amount of foreign currency amount of the won and the won amount of foreign currency according to the exchange rate of the fund. It includes a calculation processing unit 250, a fund processing unit 260 for transmitting the amount of money received to the common trading host, and a forward exchange contract processing unit 270 that concludes a forward exchange contract at a forward exchange rate and issues a confirmation.

 The fund information management unit 210 provides information such as fund name, fund code, reference price, currency indication, minimum deposit amount, subscription target, commission rate, and records and manages the same.

The fund information management unit 210 includes a basic information management unit 211, a daily information management unit 212, and an account information management unit 213. The basic information management unit 211 includes a fund name, a fund code, and a display for each fund. It manages information such as currency, minimum deposit amount, subscription target, commission rate, transaction type, investment maturity, whether to subscribe to the futures exchange rate, and the exchange rate of the futures exchange. The daily information management unit 212 records daily information, such as business days, reference price, sales results, daily redemption results, etc., according to the daily transaction, and transmits the daily information to the foreign currency fund processing unit 350 and the forward exchange management unit 320. The account information management unit 213 registers and manages information such as fund name, new date, new amount, automatic repurchase reservation date, maturity payment date, maturity payment account, futures contract amount, contract period, futures exchange rate, purchase account number, new reference price, etc. do.

The fund purchase trading unit 220 receives the won amount, receives the foreign currency amount information calculated by the amount calculation processing unit 250 with respect to the received amount and transmits the information to the fund inquiry transaction unit 240, and purchases the next business day. The left-handed number of shares corresponding to the amount of money is distributed, and the left-handed distribution information is transmitted to the inquiry transaction unit 240.

The fund purchase transaction unit 220, as shown in Figure 4b, the fund new transaction processing unit 221, the bankbook issuance transaction unit 222, the original currency storage processing unit 223, left-handed (share) The fund new transaction processing unit 221 receives the fund selection information of the customer described in the overseas fund purchase application, and mutually check with the information of the customer information host 500 and the fund basic information management unit 211. After that, if justified, a new account number is assigned and a new account is registered. The bankbook issuing transaction unit 222 issues and processes the account information generated by the new transaction processing unit 221 as an investment trust transaction account, and the won currency processing unit 223 actually converts the won amount into the new transaction processing unit 221. It receives the received, and transmits to the funds processing unit 260. The left-number (number of weeks) allocation unit 224 allocates the left-number (number of weeks) according to the reference price registered in the fund daily information management unit 212 on the next business day.

The fund redemption trading unit 230 records information such as the account number, the number of redemption accounts (weeks), and the deposit account of the redemption funds in case of maturity redemption or mid-term redemption by the intention of the customer. Send information to foreign exchange host.

As shown in FIG. 4C, the fund repurchase transaction unit 230 includes a repurchase reservation trading unit 231, a repurchase management unit 232, a repurchase price register 234, a repurchase payment unit 235, and a tax processing unit. And 236, the repurchase reservation trading unit 231 registers repurchase information of the account to be terminated when the revocation is terminated before expiration, and the repurchase history management unit 232 manages repurchase reservation information and repurchases the repurchase. The information is transmitted to the foreign exchange host 300 and the credit management host 400, and manages information such as fund name, redemption account number, display currency, redemption reservation date, redemption payment account and redemption payment date. The repurchase price register 233 registers the repurchase price (foreign currency) information of the account corresponding to the repayment payment date, and processes the repurchase money from the foreign currency fund processor 350. The automatic repurchase reservation unit 234 automatically executes the repurchase reservation 230 at the time of expiration without processing of the repurchase reservation trading unit 231. The repurchase payment unit 235 deposits the payment amount calculated by the won calculation unit 252 into the transfer account registered in the fund purchase transaction unit 220. The tax processing unit 236 subtracts the tax calculated by the tax calculation unit 253 from the repurchase payment payment unit 235, and processes the deposit to the common transaction host 600.

The inquiry trading unit 240, the transaction that can query the information registered in the fund information management unit (210). Calculate the yield based on the reference price, fund total sales leftover, sales amount, repurchase account, daily sales performance, futures exchange performance, redemption results, account information, etc. are managed by the database to provide an inquiry function.

The inquiry trading unit 240 includes a reference price inquiry unit 241, an expected termination amount inquiry unit 242, a performance information inquiry unit 243, and an account information inquiry unit 244, and the reference price inquiry unit 241. ) Manages the base price of each fund by date, and allows you to query the period yield based on the base price, and the termination estimate inquiry unit 242 is expected to repurchase on the basis of the point of purchase based on the base price and exchange rate information. You can check the price. In addition, the performance information inquiry unit 243 manages daily sales results, repurchase records, futures exchange contract results, and currency exchange termination records for each fund, and provides them as inquiry information. The account information inquiry unit 244 provides new dates and new amounts for each account. , The date of automatic repurchase, the payment date of the blocking payment, the amount of the futures contract, the expiration date of the futures exchange, etc.

The amount calculation processing unit 250 calls the exchange rate of the fund registered in the foreign exchange host, calculates the foreign currency calculated at the exchange of the won amount received by the fund purchase transaction unit 220, and converts the foreign currency into the won at the time of redemption. Calculate and provide information. The amount calculation processing unit 250 is composed of a foreign currency calculation unit 251, a won currency calculation unit 252 and a tax calculation unit 253, the foreign currency calculation unit 251 is a won amount of money received by the fund purchase trading unit 220 The foreign currency is registered in the foreign exchange host 300 to call the exchange rate to calculate the foreign currency amount. The won calculation unit 252 calculates the foreign currency amount information received by the foreign currency fund processing unit 350 in the foreign currency host 300 to call the currency exchange rate to calculate the won amount. The tax calculation unit 253 calculates the pre-transaction taxable amount of the fund repurchase payment unit 235 and calculates the payment tax.

The funds processing unit 260 receives the won amount received by the fund purchase transaction unit 220 and transfers the funds to the common transaction host 600.

The forward exchange contract processing unit 270 concludes a forward exchange contract at a forward exchange rate provided by the foreign exchange host as much as (or a partial amount of) the foreign currency amount calculated by the amount calculation processing unit 250, and issues a forward exchange contract confirmation. The forward exchange contract processing unit 270 includes a forward exchange contract unit 271 and a futures certificate issuing unit 272, and the forward exchange contract unit 271 includes a foreign currency amount information calculated by the amount calculation processing unit 250 and an exchange rate information providing unit ( Process the forward exchange contract using the exchange rate information of 310, and transmit the information to the foreign exchange host 300, the forward exchange confirmation issuing unit 272 prints the processing of the forward exchange contract unit 271 as a forward exchange confirmation issuance do.

5A and 5B are configuration diagrams of a foreign exchange host.

The exchange rate information providing unit 310 which provides the exchange rate applied at the time of exchange and the future exchange contract, the future exchange fund management unit 320 which registers and manages the information of the future exchange contract, and the future exchange funds which computerizes the funds when the future exchange contract is terminated. The settlement unit 330, a currency exchange processing unit 340 for exchanging the received won currency, a foreign currency funds processing unit 350 for storing the transfer of foreign currency exchanged and money remitted from abroad, and processing a forward exchange contract and termination It is configured to include a forward exchange contract / termination unit 360.

The exchange rate information providing unit 310 provides an exchange rate applied when exchanging foreign currency funds at the time of purchase or repurchase of an overseas fund, and provides an exchange rate applied during a future exchange contract in the forward exchange contract processing unit 270. The exchange rate information providing unit 310 includes a spot sell rate register 311, a spot buy rate register 312, and a futures exchange rate register 313, and the spot sell rate register 311 registers a spot exchange rate to be applied on the day of each foreign currency type. In addition, the spot exchange selling rate provides information to the foreign currency calculation unit 251 and the future exchange fund settlement unit 330 at the time of purchase of the overseas fund. The spot purchase rate register 312 registers the current Mule exchange purchase rate to be applied on the day of each foreign currency type, and the spot exchange purchase rate provides information to the won calculation unit 252 and the futures exchange fund settlement unit 330 at the time of foreign fund repurchase. The futures exchange rate registration unit 313 provides information to the futures exchange contract processing unit 270 when purchasing an overseas fund.

The futures exchange management unit 320 manages the exchange date, the maturity date, the contract execution amount and the contractor information, etc. of the futures exchange contracts by currency and contractor, and assigns and manages a separate futures exchange contract number.

When the forward exchange money is terminated, the forward exchange fund settlement unit 330 performs the settlement of funds according to the termination of the existing forward exchange contract, and processes the receipt or payment of the funds according to the market situation (spot exchange rate, future exchange rate) of the termination of the forward exchange. Settle the processing so that The forward exchange fund settlement unit 330 includes a forward exchange settlement calculation unit 331, a settlement amount registration unit 332, and a futures exchange rate registration unit 313. The forward exchange settlement calculation unit 331 calculates the receipt and payment amount of the funds according to the forward exchange cancellation for each account based on the registration information of the repurchase history management unit 232, and the settlement payment register 232 calculates the forward exchange settlement calculation unit 331 The settlement calculated by) is registered in the receipt or payment, and the registration information can be received or paid before the enforcement of the redemption payment unit 235. The futures exchange rate registration unit 313 provides information to the futures exchange contract processing unit 270 when purchasing an overseas fund.

The exchange processing unit 340 actually exchanges the won amount received by the fund purchase transaction unit 220 at the exchange rate provided by the spot exchange rate providing unit 310.

The foreign currency funds processing unit 350 remits the foreign currency funds exchanged by the currency exchange processing unit 340 to overseas, or receives funds transferred from overseas at the time of redemption and transmits them to the common transaction host 600. The foreign currency fund processing unit 350 is composed of a foreign currency money transfer unit 351 and a foreign currency fund storage unit 352, and transfers the foreign currency amount exchanged by the currency exchange processing unit 340 to an overseas bank, the foreign currency fund storage unit 352 ) Receives the funds repurchase funds remitted from the foreign bank, and transmits the received funds to the common transaction host (600).

The forward exchange contract / cancellation unit 360 concludes a forward exchange contract for each customer based on the information transmitted from the forward exchange transaction processing unit 140. After confirming the fund repurchase information by the fund trading processing unit 120, the future exchange contract termination processing.

6 is a configuration diagram of a credit management host.

As shown in this figure, the bond registration transaction unit 41 which performs a pledge registration transaction collectively on the account generated during the purchase transaction of the fund purchase processing unit 121 of the branch terminal 100, and the branch terminal 100 During the repurchase transaction of the fund sales processing unit 120, the bond cancellation transaction unit 420 to terminate the pledge generated by the bond registration transaction unit 410.

The customer information host 500 provides the information to the customer information management unit 110 in the case of a previously registered customer and provides information by real name number, and the first transaction customer registers the information as a new customer. As in the case of registered customers, the information is managed.

7 is a diagram illustrating a common transaction host configuration of the system according to the present invention.

After receiving the funds received through the fund processing unit 260, the amount of won received by the fund purchase trading unit 220, and then the currency conversion amount unit 610 to transfer to the exchange processing unit 340 on the next business day, and the fund repurchase transaction unit 230 At the time of redemption processing, the foreign currency unpaid portion 620 and the fund redemption transaction section 230, which repays the repurchase funds calculated by the amount calculation processing unit 250 temporarily and then processes the repurchase funds for each repurchase account, Temporarily store the foreign currency amount sent to the redemption funds, and then to the amount processing unit 250 to the foreign currency surplus fund 630, and to the tax management unit 640 that manages the taxes deposited in the tax calculation unit 236. It is composed.

Referring to the overseas fund purchase and repurchase procedures using the system of the present invention configured as described above are as follows.

When the customer applies for overseas fund purchase and redemption at the branch, a representative of the branch performs the overseas fund purchase and redemption procedure using the branch terminal 100.

First, the overseas fund purchase calls the basic information provided by the basic information management unit 211 of the fund through the fund information management unit 210 of the branch terminal 200 to consult with the customer. When the customer fills out an overseas fund purchase application while consulting with the customer, the fund purchase information unit 220 receives the customer's fund selection information described in the overseas fund purchase application, and the customer information host 500 and the fund information management unit 221. After checking with each other's information, register as a new account by just giving a new account number. By registering the new account, the bankbook issuing transaction unit 222 issues a bankbook for the fund transaction.

The original currency storing processing unit 223 stores the fund purchase fund in won, and the storing fund is processed by the fund processing unit 260. The left hand (number of weeks) allocation unit 224 allocates a left hand. The money processing unit 260 transfers the funds to the won-wage funding unit 610 of the common transaction host 600, and transfers the won to foreign currency of the fund by remitting the money from the won-changing funds 610 to the exchange processing unit 340. do. The foreign currency calculation unit 251 calculates a foreign currency and provides information to the left-handed allocation unit 224 according to the exchange rate provided by the exchange rate information providing unit 310, and allocates the left-handed number accordingly.

Meanwhile, the forward exchange contract processing unit 270 performs a forward exchange contract using the forward exchange contract unit 271 and the forward exchange confirmation issuing unit 272, and processes the forward exchange contract / cancellation unit 360. At this time, in order to set up the pledge, the bond registration unit 410 registers the pledge.

The fund repurchase transaction is processed by the repurchase reservation trading unit 231 of the fund repurchase transaction unit 230 and the automatic repurchase reservation unit 234, and the foreign exchange host 300 and the credit management are provided to the repurchase history management unit 232. Send the redemption transaction to the host 400. When the repurchase amount is registered in the repurchase price register 233, the details processed by the settlement price register 332 are registered according to the termination of the futures exchange contract of the future exchange contract / cancellation unit 360, and the repurchase payment unit 235 You will deposit your money back.

In the repurchase price processing, the foreign currency amount is collected by the foreign currency surcharge unit 630, and the amount is calculated by the won calculation unit 252 and the tax processing unit 236 of the amount calculation processing unit 250, where the exchange rate information providing unit 310 Provide exchange rate information. The repurchase price calculated in the amount calculation processing unit 2500 is registered in the repurchase price register 233 and the repurchase payment payment unit 235 directly deposits the payment.

The fund repurchase transaction unit 230 checks the repurchase transaction reservation by using the repurchase reservation trading unit 231 and the automatic repurchase reservation unit 234, and the foreign exchange host 300 and the credit management host (the repurchase history management unit 232). 400).

In the repurchase price register 233, the settlement price register 332 and the future exchange contract / cancellation 360 complete the process of repurchase payment 235 and account deposit.

In this way, if the system of the present invention is used, the branch can purchase overseas funds in won by won collection, and with the purchase of foreign funds, it is also possible to perform forward exchange transactions with the purchase of overseas funds and to carry out registration of pledges with the support of the system. There is. In addition, in the repurchase process, by automatically linking up to the termination of the futures exchange contract, the system supports and automatically exchanges the foreign currency collected by the foreign currency and deposits it into the contractor's account in won.

Claims (8)

In the system for supporting foreign fund trading, A sales terminal for processing a fund trading transaction in won and integrating with a forward exchange transaction; An investment trust host that automatically receives foreign fund trading transaction information from the branch terminal and provides fund information and supports fund trading transactions with foreign funds; A foreign exchange host that supports foreign currency exchange for fund trading, remittances to foreign funds, and futures exchange transactions for won-deposits from the branch terminals; A credit management host for supporting a bond preservation procedure for a futures exchange transaction from the branch terminal; A customer information host that manages basic information of customers and information related to foreign fund transactions; Receive transfer of funds from the terminal and each host during the fund purchase transaction, and transfer the funds to the currency exchange process. A host; Consists of including The investment trust host, Fund information management unit 210 for providing and managing information about the fund, A fund purchase transaction unit 220 that receives the won and distributes the number of funds and registers the purchase of funds; A fund redemption trading unit 230 for trading the maturity or mid-term repurchase of the fund; A search transaction unit 240 for providing inquiries about fund information and returns, various sales and repurchase results, and the like, An amount calculation processor 250 for calculating the foreign currency amount of the won and the won amount of the foreign currency according to the exchange rate of the fund; Fund processing unit 260 for transmitting the received amount of money to the common transaction host, It consists of a futures exchange contract processing unit 270 to conclude the futures exchange contract at the futures exchange rate and issue a confirmation, The foreign exchange host, Exchange rate information providing unit 310 for providing an exchange rate applied at the time of exchange and future exchange contract, and A futures fund management unit 320 for registering and managing information of the futures contract; A futures remittance fund settlement unit (330) for computing the funds upon termination of the forward exchanges; An exchange processing unit 340 for exchanging the stored original currency; Foreign currency funds processing unit 350 for storing the transfer of the foreign currency exchanged and the money transferred from abroad, Overseas fund trading support system comprising a forward exchange contract / termination unit 360 for processing the forward exchange contract and termination. The method of claim 1, wherein the branch terminal 100, A customer information management unit 110 for receiving and managing customer information and foreign fund purchase information and transmitting the same to the main host; A fund sales processing unit 120 for calling a fund's information and exchange rate information to register a fund purchase transaction and transmitting the purchase and repurchase information to a two-signalist and a foreign exchange host; Exchange rate information management unit 130 for providing a spot exchange rate, a futures exchange rate, a display exchange rate of the fund, A forward exchange trading processing unit 140 for supporting a forward exchange contract for each purchaser at a forward exchange rate and transmitting information on the forward exchange expiration of each customer and the forward exchange contract to the foreign exchange host; An overseas fund trading support system, comprising: a credit management processing unit (150) for guiding the pledge in the futures exchange contract and registering the pledge in order to manage the credit of the overseas fund purchase account. delete According to claim 1, The fund purchase trading unit 220, It includes a bankbook issuance transaction unit 222, the original currency storage processing unit 223, the left-hand (number of weeks) allocation unit 224, After receiving the fund selection information of the customer described in the overseas fund purchase application, and checking mutually with the basic information of the funds of the customer information host 500 and the fund information management unit 210, and if justified, a new account number is assigned to the new account. Fund new transaction processing unit 221 to register, A bankbook issuing transaction unit 222 for issuing and processing account information generated by the new transaction processing unit 221 as an investment trust transaction account; The original currency storing processing unit 223 which receives the actual new Korean won amount from the fund new transaction processing unit 221 and transmits it to the fund processing unit 260;  Overseas fund trading support system, characterized in that it comprises a left (share) allocation unit 224 for allocating the left (share) according to the reference price registered in the fund information management unit 210 on the next business day. The fund repurchase transaction unit 230 of claim 1, The fund repurchase transaction unit 230, repurchase reservation transaction unit 231, repurchase history management unit 232, repurchase price register 234, repurchase payment unit 235, tax processing unit 236, In the case of cancellation before the expiration, the repurchase reservation trading unit 231 for registering the repurchase information of the account to be terminated, Manages repurchase reservation information, and transfers repurchase information to foreign exchange host 300 and credit management host 400, and manages information such as fund name, repurchase account, presentation currency, repurchase reservation date, repurchase account, and redemption payment date. Breakdown management unit 232, The repurchase payment date registers the repurchase amount (foreign currency) information of the corresponding account, but the repurchase amount register 233 to process after the repurchase funds are deposited in the foreign currency fund processing unit 350; An automatic redemption reservation unit 234 which automatically executes a redemption reservation 230 without processing of the redemption reservation transaction unit 231 at the time of expiration; A repurchase payment payment unit 235 for depositing the payment amount calculated by the amount calculation unit 250 into a transfer account registered in the fund purchase transaction unit 220; Overseas fund trading support system, characterized in that the tax processing unit 236, after deducting the tax calculated in the amount calculation unit 250, the deposit processing unit 235 to process the deposit to the common transaction host (600). The method of claim 1, wherein the forward exchange contract processing unit 270, The amount of the foreign currency calculated by the amount calculation processing unit 250 (or a partial amount) is concluded with a forward exchange rate provided by a foreign exchange host at a forward exchange rate, and a forward exchange contract confirmation is issued, The futures exchange contract is processed using the foreign currency amount information calculated by the amount calculation processing unit 250 and the exchange rate information of the exchange rate information providing unit 310, and the forward exchange contract unit 271 transmits the information to the foreign exchange host 300. , Overseas fund trading support system comprising a forward exchange confirmation issuing unit (272) for printing the processing of the forward exchange contract unit (271) as a forward exchange confirmation. delete The method of claim 1, wherein the common trading host is Won won amount of funds 610 to receive the funds received by the fund purchase transaction through the money processing unit 260 to transfer to the currency exchange processing unit 340 on the next business day, and In the repurchase process of the fund repurchase transaction unit 230, the unpaid payment unit 620 for temporarily repaying the repurchase funds calculated by the amount calculation processor 250 and then processing the repurchase account for each repurchase account; At the time of the repurchase process of the fund repurchase transaction unit 230, the foreign currency prepayment unit 630 for temporarily storing the foreign currency amount sent from the overseas fund as a repurchase fund, and then processing the payment to the amount processing unit 250; Overseas fund trading support system, characterized in that consisting of a tax management unit 640 that manages the taxes deposited in the tax calculation unit (236).

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