SG10201606326VA - A Method of Swapping Card Accounts Used in a Financial Transaction - Google Patents

A Method of Swapping Card Accounts Used in a Financial Transaction

Info

Publication number
SG10201606326VA
SG10201606326VA SG10201606326VA SG10201606326VA SG10201606326VA SG 10201606326V A SG10201606326V A SG 10201606326VA SG 10201606326V A SG10201606326V A SG 10201606326VA SG 10201606326V A SG10201606326V A SG 10201606326VA SG 10201606326V A SG10201606326V A SG 10201606326VA
Authority
SG
Singapore
Prior art keywords
swapping
financial transaction
card accounts
accounts used
card
Prior art date
Application number
SG10201606326VA
Inventor
Rodrigues Elson
Sharma Piyush
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201606326VA priority Critical patent/SG10201606326VA/en
Priority to US15/655,026 priority patent/US20180032973A1/en
Publication of SG10201606326VA publication Critical patent/SG10201606326VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
SG10201606326VA 2016-08-01 2016-08-01 A Method of Swapping Card Accounts Used in a Financial Transaction SG10201606326VA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201606326VA SG10201606326VA (en) 2016-08-01 2016-08-01 A Method of Swapping Card Accounts Used in a Financial Transaction
US15/655,026 US20180032973A1 (en) 2016-08-01 2017-07-20 Method of swapping card accounts used in a financial transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201606326VA SG10201606326VA (en) 2016-08-01 2016-08-01 A Method of Swapping Card Accounts Used in a Financial Transaction

Publications (1)

Publication Number Publication Date
SG10201606326VA true SG10201606326VA (en) 2018-03-28

Family

ID=61010159

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201606326VA SG10201606326VA (en) 2016-08-01 2016-08-01 A Method of Swapping Card Accounts Used in a Financial Transaction

Country Status (2)

Country Link
US (1) US20180032973A1 (en)
SG (1) SG10201606326VA (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10460298B1 (en) * 2016-07-22 2019-10-29 Intuit Inc. Detecting and correcting account swap in bank feed aggregation system
US10726501B1 (en) * 2017-04-25 2020-07-28 Intuit Inc. Method to use transaction, account, and company similarity clusters derived from the historic transaction data to match new transactions to accounts
US10956986B1 (en) 2017-09-27 2021-03-23 Intuit Inc. System and method for automatic assistance of transaction sorting for use with a transaction management service
GB2610592A (en) * 2021-09-09 2023-03-15 Ipco 2012 Ltd Information processing apparatus, method and system

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030135470A1 (en) * 2002-01-16 2003-07-17 Beard Robert E. Method and system for credit card purchases
US20110060684A1 (en) * 2009-03-25 2011-03-10 Jucht Scott J Machine, program product, and computer-implemented methods for confirming a mobile banking request
AU2012223415B2 (en) * 2011-02-28 2017-05-18 Visa International Service Association Secure anonymous transaction apparatuses, methods and systems
US20130246272A1 (en) * 2012-03-12 2013-09-19 OneID Inc. Secure mobile transactions
EP2779066A1 (en) * 2013-03-14 2014-09-17 Payfriendz Ltd. Closed-loop mobile money transaction system
US10592900B2 (en) * 2014-06-13 2020-03-17 Sungard Avantgard Llc Systems and methods for authenticating and providing payment to a supplier
US10956971B2 (en) * 2014-07-07 2021-03-23 Capital One Services, Llc Systems and methods for switching electronic accounts using a self-service device

Also Published As

Publication number Publication date
US20180032973A1 (en) 2018-02-01

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