SG10201500276VA - Method and system for making a secure payment transaction - Google Patents

Method and system for making a secure payment transaction

Info

Publication number
SG10201500276VA
SG10201500276VA SG10201500276VA SG10201500276VA SG10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA SG 10201500276V A SG10201500276V A SG 10201500276VA
Authority
SG
Singapore
Prior art keywords
making
payment transaction
secure payment
secure
transaction
Prior art date
Application number
SG10201500276VA
Inventor
Vijin Venugopalan
Sharma Prashant
Benjamin Gilbey
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201500276VA priority Critical patent/SG10201500276VA/en
Priority to US14/993,447 priority patent/US11301839B2/en
Priority to EP16737618.5A priority patent/EP3245627A4/en
Priority to AU2016207228A priority patent/AU2016207228A1/en
Priority to PCT/SG2016/050014 priority patent/WO2016114721A1/en
Priority to MYPI2017001034A priority patent/MY194939A/en
Publication of SG10201500276VA publication Critical patent/SG10201500276VA/en
Priority to AU2020201201A priority patent/AU2020201201A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10201500276VA 2015-01-14 2015-01-14 Method and system for making a secure payment transaction SG10201500276VA (en)

Priority Applications (7)

Application Number Priority Date Filing Date Title
SG10201500276VA SG10201500276VA (en) 2015-01-14 2015-01-14 Method and system for making a secure payment transaction
US14/993,447 US11301839B2 (en) 2015-01-14 2016-01-12 Method and system for making a secure payment transaction
EP16737618.5A EP3245627A4 (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction
AU2016207228A AU2016207228A1 (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction
PCT/SG2016/050014 WO2016114721A1 (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction
MYPI2017001034A MY194939A (en) 2015-01-14 2016-01-14 Method and system for making a secure payment transaction
AU2020201201A AU2020201201A1 (en) 2015-01-14 2020-02-19 Method and system for making a secure payment transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201500276VA SG10201500276VA (en) 2015-01-14 2015-01-14 Method and system for making a secure payment transaction

Publications (1)

Publication Number Publication Date
SG10201500276VA true SG10201500276VA (en) 2016-08-30

Family

ID=56367821

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201500276VA SG10201500276VA (en) 2015-01-14 2015-01-14 Method and system for making a secure payment transaction

Country Status (6)

Country Link
US (1) US11301839B2 (en)
EP (1) EP3245627A4 (en)
AU (2) AU2016207228A1 (en)
MY (1) MY194939A (en)
SG (1) SG10201500276VA (en)
WO (1) WO2016114721A1 (en)

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Also Published As

Publication number Publication date
AU2016207228A1 (en) 2017-07-27
MY194939A (en) 2022-12-27
EP3245627A4 (en) 2018-06-27
WO2016114721A1 (en) 2016-07-21
EP3245627A1 (en) 2017-11-22
AU2020201201A1 (en) 2020-03-05
US20160203475A1 (en) 2016-07-14
US11301839B2 (en) 2022-04-12

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