SG10201510799PA - Method and system for processing payment using a generic gift card - Google Patents

Method and system for processing payment using a generic gift card

Info

Publication number
SG10201510799PA
SG10201510799PA SG10201510799PA SG10201510799PA SG10201510799PA SG 10201510799P A SG10201510799P A SG 10201510799PA SG 10201510799P A SG10201510799P A SG 10201510799PA SG 10201510799P A SG10201510799P A SG 10201510799PA SG 10201510799P A SG10201510799P A SG 10201510799PA
Authority
SG
Singapore
Prior art keywords
gift card
processing payment
generic gift
generic
payment
Prior art date
Application number
SG10201510799PA
Inventor
Arora Ankur
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201510799PA priority Critical patent/SG10201510799PA/en
Priority to US15/385,165 priority patent/US10706394B2/en
Publication of SG10201510799PA publication Critical patent/SG10201510799PA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
SG10201510799PA 2015-12-31 2015-12-31 Method and system for processing payment using a generic gift card SG10201510799PA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201510799PA SG10201510799PA (en) 2015-12-31 2015-12-31 Method and system for processing payment using a generic gift card
US15/385,165 US10706394B2 (en) 2015-12-31 2016-12-20 Method and system for processing payment using a generic gift card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201510799PA SG10201510799PA (en) 2015-12-31 2015-12-31 Method and system for processing payment using a generic gift card

Publications (1)

Publication Number Publication Date
SG10201510799PA true SG10201510799PA (en) 2017-07-28

Family

ID=59226492

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201510799PA SG10201510799PA (en) 2015-12-31 2015-12-31 Method and system for processing payment using a generic gift card

Country Status (2)

Country Link
US (1) US10706394B2 (en)
SG (1) SG10201510799PA (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109472651A (en) * 2018-11-21 2019-03-15 深圳前海微众银行股份有限公司 Method of payment, equipment and computer readable storage medium based on Gift Card
US20210264389A1 (en) * 2020-02-21 2021-08-26 Mastercard International Incorporated Systems and methods for prepaid payment cards and digital wallet

Family Cites Families (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7494048B2 (en) * 2004-04-08 2009-02-24 International Business Machines Corporation System and method for brand name gift card exchange
US20070272736A1 (en) * 2006-05-24 2007-11-29 Jason Brooks Systems and methods for transferring value between stored value systems
US20130290172A1 (en) * 2007-04-02 2013-10-31 Alex Mashinsky System and method for crowdsourcing, selecting, transacting gifts and financial discounts in physical stores and e-commerce environments
US20140214666A1 (en) * 2008-03-13 2014-07-31 Giftya Llc System and method for managing gifts
US20090265269A1 (en) * 2008-04-18 2009-10-22 Stoecker Mark A System and Method for Providing a Swap System in a Network Environment
US20100036524A1 (en) * 2008-08-08 2010-02-11 Chirco Paul T Method and Apparatus for Converting a Gift Card into a Generic Prepaid Credit Card
US8887998B2 (en) * 2009-02-09 2014-11-18 Giftcodes.Com, Llc System and method for converting closed loop cards into gift codes
US20100318415A1 (en) * 2009-06-10 2010-12-16 Mel David Gottlieb System and method facilitating purchase of goods and services by pre-payment via a universal gift or other pre-paid card with incentives
US8438073B2 (en) * 2009-06-23 2013-05-07 At&T Mobility Ii Llc Flexible mobile gift cards
US8429047B2 (en) * 2009-12-02 2013-04-23 Mocapay, Inc. System and method for merging mobile gift cards
US20110137740A1 (en) * 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US20110295744A1 (en) * 2010-05-28 2011-12-01 Mark Lloyd Wisniewski Gift card processing
US8527417B2 (en) * 2010-07-12 2013-09-03 Mastercard International Incorporated Methods and systems for authenticating an identity of a payer in a financial transaction
US20120191513A1 (en) * 2011-01-20 2012-07-26 Alexander Ocher Systems and Methods for Multi-Merchant Discount Payments
US9123040B2 (en) * 2011-01-21 2015-09-01 Iii Holdings 1, Llc Systems and methods for encoded alias based transactions
US8768834B2 (en) * 2011-09-20 2014-07-01 E2Interactive, Inc. Digital exchange and mobile wallet for digital currency
US20140372319A1 (en) * 2011-09-28 2014-12-18 Lionel Wolovitz Methods and apparatus for brokering a transaction
US9639894B1 (en) * 2013-11-12 2017-05-02 Jpmorgan Chase Bank, N.A. Systems and methods for gift card linking
US20160239827A1 (en) * 2015-02-13 2016-08-18 Mypoints.Com Inc. Systems and methods for gift card exchange
US10664923B2 (en) * 2015-03-13 2020-05-26 Gyft, Inc. System and method for establishing a public ledger for gift card transactions
US10535063B2 (en) * 2015-03-13 2020-01-14 First Data Corporation Systems and methods for securing digital gift cards with a public ledger

Also Published As

Publication number Publication date
US20170193473A1 (en) 2017-07-06
US10706394B2 (en) 2020-07-07

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