KR20170004741A - Apparatus to automate payment and the operation method thereof - Google Patents
Apparatus to automate payment and the operation method thereof Download PDFInfo
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- KR20170004741A KR20170004741A KR1020150095503A KR20150095503A KR20170004741A KR 20170004741 A KR20170004741 A KR 20170004741A KR 1020150095503 A KR1020150095503 A KR 1020150095503A KR 20150095503 A KR20150095503 A KR 20150095503A KR 20170004741 A KR20170004741 A KR 20170004741A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- Finance (AREA)
- Engineering & Computer Science (AREA)
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- Economics (AREA)
- Marketing (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
According to an embodiment of the present invention, a payment automation apparatus is provided. The apparatus comprises: a communication unit for receiving a user's payment request for an online shopping mall; A login manager for logging into the user's account on the web site of the online shopping mall based on the login information of the user; A merchandise management unit for accessing a purchase waiting article page of the web site storing the purchase waiting article of the user and requesting the user to proceed with payment for the purchase waiting article; And at least one payment progress page for accessing at least one payment progress page in order to proceed with a series of payment processes in response to the payment progress request and transmitting at least one of the shipping information and the payment information, And a processing unit.
Description
The present invention relates to a payment automation apparatus and an operation method thereof, and more particularly, to a payment automation apparatus and an operation method thereof capable of performing automatic payment for a plurality of online shopping malls.
An online shopping mall (or an internet shopping mall) refers to a virtual shop configured to perform a sale (i.e., electronic commerce) of a product on the internet using the Internet or the like, Auction that sells goods through an auction, a mall that is like a department store where a number of online stores gather to sell a lot of kinds of products, goods from individuals and small sellers, A shopping mall such as an open market which is a transit type Internet shopping mall for selling sales, and a social commerce which provides a certain discount when a predetermined number of people are over.
Meanwhile, due to the rapid diffusion of the Internet and the development of e-commerce-related technologies, the online trading market has been steadily growing until recently. As a result, the number of online shopping malls opened online also increased exponentially. Such an increase in the number of online shopping malls has the advantage of increasing the chance of consumer's choice of products by making comparative purchasing of lower-priced commodities possible. However, in order to compare and select commodities such as quality and price suitable for the consumers, The user is forced to repeatedly access the online shopping mall, thereby causing inconvenience in the user's time and effort.
In order to solve such a problem, recently, a price comparison site, which compares prices of online shopping malls by collecting goods and price information provided by a plurality of online shopping malls, has been developed and used by many consumers. However, such a price comparison site also has a problem that, in order to proceed with actual purchase or settlement, the consumer must eventually access the online shopping mall and repeatedly input various information.
It is an object of the present invention to provide a payment automation apparatus and an operation method thereof that can automatically settle a plurality of online shopping malls by minimizing user intervention based on user information .
The technical problems of the present invention are not limited to the above-mentioned technical problems, and other technical problems which are not mentioned can be understood by those skilled in the art from the following description.
A method of operating a billing automation device is provided in accordance with one embodiment of the present invention. The method includes receiving a payment request of a user for an online shopping mall; Logging in to the user's account on a web site of the online shopping mall based on the login information of the user; Accessing a purchase waiting article page of the web site storing the purchase waiting article of the user and requesting the user to proceed with the payment for the purchase waiting article; And performing automatic settlement of the wait-for-purchase article by transmitting at least one of the delivery information and payment information by accessing at least one payment progress page in order to proceed with a series of payment processes in response to the request of the payment progress . ≪ / RTI >
According to an embodiment of the present invention, there is provided a computer-readable recording medium having recorded thereon a program for performing a method of operating the payment automation apparatus.
According to an embodiment of the present invention, a payment automation apparatus is provided. The apparatus comprises: a communication unit for receiving a user's payment request for an online shopping mall; A login manager for logging into the user's account on the web site of the online shopping mall based on the login information of the user; A merchandise management unit for accessing a purchase waiting article page of the web site storing the purchase waiting article of the user and requesting the user to proceed with payment for the purchase waiting article; And at least one payment progress page for accessing at least one payment progress page in order to proceed with a series of payment processes in response to the payment progress request and transmitting at least one of the shipping information and the payment information, And a processing unit.
According to the present invention, the billing automation device collectively executes the automatic log-in, the payment product selection, and the payment process progress for one or more online shopping malls based on the pre-stored user information, By providing a payment service, user convenience can be further increased.
BRIEF DESCRIPTION OF THE DRAWINGS A brief description of each drawing is provided to more fully understand the drawings recited in the description of the invention.
1 shows a billing automation system according to an embodiment of the present invention.
2 illustrates a billing automation apparatus according to an embodiment of the present invention.
FIG. 3 illustrates an operation method of a billing automation apparatus according to an embodiment of the present invention.
FIG. 4 illustrates an operation method of the billing automation apparatus according to an exemplary embodiment of the present invention, in operation S350 of FIG.
FIG. 5 illustrates an operation method of the billing automation apparatus according to another embodiment of the present invention, in step S350 of FIG.
6A through 6E illustrate an exemplary operation based on Web scraping of a billing automation device according to an embodiment of the present invention.
Hereinafter, embodiments according to the present invention will be described with reference to the accompanying drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive. In addition, embodiments of the present invention will be described below, but the technical idea of the present invention is not limited thereto and can be variously modified by those skilled in the art.
Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "indirectly connected" . Throughout the specification, when an element is referred to as "comprising ", it means that it can include other elements as well, without excluding other elements unless specifically stated otherwise. In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements.
1 shows a billing automation system according to an embodiment of the present invention.
1, a
The
In addition, the
The
The online
The PG
2 illustrates a billing automation apparatus according to an embodiment of the present invention.
2, the
The
The
The
The
The
The operations of the log-in
The
FIG. 3 illustrates an operation method of a billing automation apparatus according to an embodiment of the present invention.
In step S310, the
In step S320, the
In step S330, the log-in
In step S340, the
In step S350, the
In the above description, it has been described that the predetermined information and the input field are extracted from the login page, the purchase waiting article page, and the payment progress page, and the transmission of the response value is performed based on web scraping. However, May be modified and applied in various ways, depending on the embodiment to which it is applied.
FIG. 4 illustrates an operation method of the billing automation apparatus according to an exemplary embodiment of the present invention, in operation S350 of FIG.
Referring to FIGS. 3 and 4, in operation S350, an input field is extracted (S410), a response value is detected (S420), and a response value is transmitted (S430) .
In step S410, the
In step S420, the
Although not shown in FIG. 4, if a response value for at least one input field is not detected from the user information through step S420, the
In step S430, the
Meanwhile, according to the embodiment, in step S430, there is a basic response value assigned to at least one of the input fields by the online
Further, according to the embodiment, in step S430, transmission of at least a part of the response values may be implemented to be performed through recognition of the virtual keyboard. That is, when the virtual keyboard is activated for inputting a response value for at least a part of the extracted input fields, the
FIG. 5 illustrates an operation method of the billing automation apparatus according to another embodiment of the present invention, in step S350 of FIG.
The steps S510 through S520 of FIG. 5 are the same as the steps S410 through S420 described above with reference to FIG. 4, and thus a duplicated description will be omitted.
In step S530, the
In step S540, the
If the user is disallowed with respect to the response value, the process proceeds to step S550, and the
6A through 6E illustrate an exemplary operation based on Web scraping of a billing automation device according to an embodiment of the present invention.
6A to 6E, a process of performing a payment for a purchase waiting item in an online shopping mall is summarized as follows.
6A, when the payment request for the online shopping mall is received from the user, the
After automatic login to the website, the
In response to the payment proceeding request, the
6E, in order to proceed with the next payment process, the
The various embodiments described herein may be implemented by hardware, middleware, microcode, software, and / or a combination thereof. For example, various embodiments may include one or more application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays ), Processors, controllers, microcontrollers, microprocessors, other electronic units designed to perform the functions described herein, or a combination thereof.
Also, for example, various embodiments may be stored or encoded in a computer-readable medium including instructions. The instructions stored or encoded in the computer-readable medium may cause a programmable processor or other processor to perform the method, for example, when the instructions are executed. The computer-readable medium includes both computer storage media and communication media including any medium that facilitates transfer of a computer program from one place to another. The storage medium may be any available media that can be accessed by a computer. By way of example, and not limitation, such computer-readable media can comprise RAM, ROM, EEPROM, CD-ROM or other optical disk storage media, magnetic disk storage media or other magnetic storage devices, Or any other medium that can be used to carry or store data in the form of data structures.
Such hardware, software, firmware, etc. may be implemented within the same device or within separate devices to support the various operations and functions described herein. Additionally, components, units, modules, components, etc. described in the present invention as "parts" may be implemented separately or together as separate but interoperable logic devices. The description of different features for modules, units, etc. is intended to emphasize different functional embodiments and does not necessarily imply that they must be implemented by individual hardware or software components. Rather, the functionality associated with one or more modules or units may be performed by separate hardware or software components, or may be incorporated within common or separate hardware or software components.
Although acts in a particular order are shown in the figures, it should be understood that these acts are performed in the specific order shown, or in a sequential order, or that all illustrated acts need to be performed to achieve the desired result . In any environment, multitasking and parallel processing may be advantageous. Moreover, the division of various components in the above-described embodiments should not be understood as requiring such a distinction in all embodiments, and the components described may generally be integrated together into a single software product or packaged into multiple software products It should be understood.
As described above, an optimal embodiment has been disclosed in the drawings and specification. Although specific terms have been employed herein, they are used for purposes of illustration only and are not intended to limit the scope of the invention as defined in the claims or the claims. Therefore, those skilled in the art will appreciate that various modifications and equivalent embodiments are possible without departing from the scope of the present invention. Accordingly, the true scope of the present invention should be determined by the technical idea of the appended claims.
Claims (17)
Receiving a user's payment request for an online shopping mall;
Logging in to the user's account on a web site of the online shopping mall based on the login information of the user;
Accessing a purchase waiting article page of the web site storing the purchase waiting article of the user and requesting the user to proceed with the payment for the purchase waiting article; And
Performing at least one of the payment information and payment information by accessing at least one payment progress page in order to proceed with the payment process according to the payment progression request, ≪ / RTI >
Wherein at least one of the step of logging in, the step of transmitting a payment progress request, and the step of performing automatic payment is performed based on web scraping.
And storing the user information of the user in a database unit,
Wherein the user information includes at least one of personal information of the user, login information of at least one online shopping mall website, delivery information, payment card information, and payment condition information.
The step of performing the automatic settlement includes:
Extracting at least one input field for inputting the delivery information and the payment information from the payment progress page;
Detecting a response value for each of the input fields with reference to the user information; And
And transmitting the detected response value via a corresponding input field.
The step of performing the automatic settlement includes:
Requesting the user for the response value if a response value for at least one of the input fields is not detected from the user information;
Receiving the response value from the user in response to the request for the response value; And
And transmitting the received response value via a corresponding input field.
Wherein the step of transmitting the response value comprises: if the basic response value assigned by the online shopping mall to at least one of the input fields is different from the detected response value, replacing the basic response value with the detected response value The method of operation to be performed.
The step of transmitting the response value comprises:
Recognizing an image of a virtual keyboard activated to perform the input of the response value, and extracting a position of each key included in the image; And
And generating an input event for the virtual keyboard by mapping the response value to a location of the key.
The step of performing the automatic settlement includes:
Requesting the user for approval of the at least one input field and the response value; And
Further comprising receiving an acknowledgment from the user in response to the request for acknowledgment,
Wherein the step of transmitting the response value is performed upon receipt of the acknowledgment.
A communication unit for receiving a user's payment request for an online shopping mall;
A login manager for logging into the user's account on the web site of the online shopping mall based on the login information of the user;
A merchandise management unit for accessing a purchase waiting article page of the web site storing the purchase waiting article of the user and requesting the user to proceed with payment for the purchase waiting article; And
A settlement processing unit for performing automatic settlement of the wait-for-purchase goods by transmitting at least one of the delivery information and the settlement information by accessing at least one settlement progress page in order to carry out a series of settlement processes, Wherein the payment automation device comprises:
Wherein at least one of login to the user account, request for payment progress, and automatic payment is performed based on web scraping.
And a database unit for storing user information of the user,
Wherein the user information includes at least one of personal information of the user, login information of at least one online shopping mall website, delivery information, payment card information, and payment condition information.
Wherein the payment processing unit extracts at least one input field for inputting the delivery information and the payment information from the payment progress page, detects a response value for each of the input fields with reference to the user information, And transmits the detected response value through an input field to which the user is informed.
If the response value to at least one of the input fields is not detected from the user information, the communication unit requests the response value to the user,
Wherein the payment processing unit transmits a response value received from a user according to a request for the response value through a corresponding input field.
Wherein the settlement processing unit replaces the basic response value with the detected response value when the basic response value assigned by the on-line shopping mall to at least one of the input fields is different from the detected response value, And transmits the payment information to the payment apparatus.
Wherein the settlement processing unit recognizes an image of a virtual keyboard activated to perform the input of the response value, extracts a position of each key included in the image, maps the response value to the position of the key, And generates an input event for the virtual keyboard, thereby performing transmission of the response value.
The communication unit requests the user to approve the at least one input field and the response value, and upon receiving approval from the user,
And the settlement processing unit performs transmission of the response value.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150095503A KR20170004741A (en) | 2015-07-03 | 2015-07-03 | Apparatus to automate payment and the operation method thereof |
| PCT/KR2016/006640 WO2017007149A1 (en) | 2015-07-03 | 2016-06-22 | Automated payment device and operation method therefor |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150095503A KR20170004741A (en) | 2015-07-03 | 2015-07-03 | Apparatus to automate payment and the operation method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| KR20170004741A true KR20170004741A (en) | 2017-01-11 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020150095503A KR20170004741A (en) | 2015-07-03 | 2015-07-03 | Apparatus to automate payment and the operation method thereof |
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| Country | Link |
|---|---|
| KR (1) | KR20170004741A (en) |
| WO (1) | WO2017007149A1 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20200113722A (en) * | 2019-03-26 | 2020-10-07 | 주식회사 다날 | Payment gateway apparatus capable of automatic payment about items waiting for payment and operating method thereof |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115510338B (en) * | 2022-09-27 | 2024-03-12 | 北京三快在线科技有限公司 | Information recommendation method and device, storage medium and electronic equipment |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20020035209A (en) * | 2000-11-04 | 2002-05-11 | 조국현 | Method for autofill by oneclick of online site |
| KR100617657B1 (en) * | 2005-12-24 | 2006-08-28 | 주식회사 케이티 | Method and system for payment gateway service using id federation |
| KR20080083372A (en) * | 2007-02-16 | 2008-09-18 | 배재광 | Method and system for totally managing account means |
| KR101057016B1 (en) * | 2009-04-10 | 2011-08-17 | 엔에이치엔비즈니스플랫폼 주식회사 | Method and system for providing internet shopping service using internet brokerage site |
| KR20110092896A (en) * | 2010-02-10 | 2011-08-18 | 오의진 | Method and system of providing auto-login service in web-site |
-
2015
- 2015-07-03 KR KR1020150095503A patent/KR20170004741A/en not_active Application Discontinuation
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2016
- 2016-06-22 WO PCT/KR2016/006640 patent/WO2017007149A1/en active Application Filing
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20200113722A (en) * | 2019-03-26 | 2020-10-07 | 주식회사 다날 | Payment gateway apparatus capable of automatic payment about items waiting for payment and operating method thereof |
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| Publication number | Publication date |
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| WO2017007149A1 (en) | 2017-01-12 |
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