KR20110129044A - Using rfid sign up for financial information and financial information system and method - Google Patents
Using rfid sign up for financial information and financial information system and method Download PDFInfo
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- KR20110129044A KR20110129044A KR1020100048449A KR20100048449A KR20110129044A KR 20110129044 A KR20110129044 A KR 20110129044A KR 1020100048449 A KR1020100048449 A KR 1020100048449A KR 20100048449 A KR20100048449 A KR 20100048449A KR 20110129044 A KR20110129044 A KR 20110129044A
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- financial product
- information
- financial
- rfid
- mobile communication
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
- G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
- G06K17/0025—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device the arrangement consisting of a wireless interrogation device in combination with a device for optically marking the record carrier
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Marketing (AREA)
- Economics (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Signal Processing (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- General Engineering & Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Description
The technical field of the present invention is in providing financial information and selling financial products using mobile RFID, and is based on RFID tag recognition technology, wired internet, wireless internet, and SMS (short message service) processing technology.
The present invention relates to a financial product subscription system using RFID and a method thereof, and more particularly, a financial information guide advertisement with an RFID tag installed in a specific area such as a tourist spot, a rest area, a ski resort, a playground, or a vehicle having an RFID tag. Receive RFID signals using a mobile communication terminal (mobile phone), and introduce financial products such as traveler's financial products and leisure financial products, and sign up for financial products using RFID to make a financial product subscription by signing up. A system and method thereof are provided.
In general, the financial product business is registered by a financial product planner belonging to a financial product company, visits a home or office, receives a financial product subscription request from a subscriber, and then submits the application to the financial product company. Recently, with the development of technology, the existing financial products business is rapidly applying the Internet to the general public to check the financial information and apply for financial products.
The present invention has been created to solve the above problems, the object of the present invention is to install a RFID in the region as shown in FIG. Informed financial information guided advertisements or automobiles with RFID tags to receive RFID signals using mobile communication terminals to introduce financial products such as traveler's financial products and leisure financial products, and make payments when signing up. It is an object of the present invention to provide a financial product subscription system and a method using RFID to establish a subscription.
Personal life is exposed to force majeure risks such as natural disasters and natural disasters and various unforeseen events and accidents. The financial product system provides financial information that guarantees the risks of traffic accidents and leisure activities that are likely to occur during social and economic activities.
Recently, due to the development of RFID technology, RFID is a system for recording code information in a tag having a memory function and recognizing it as a reader when contactless, and is newly emerging as a technology for providing offline and online hyperlinks. In particular, as a core technology of the ubiquitous environment, mobile communication service and convergence are expected in the future.
Various services that utilize the basic configuration of a basic RFID system that generates information by interpreting RFID tags and generated signals, such as access control devices, traffic ticket releases, hazardous waste monitoring, library management, vehicle management, supply chain management, Baggage handling, passport security and safe taxi services are currently or are being prepared.
In particular, RFID technology in the field of financial product subscription is not utilized, and subscribers do not subscribe to financial products by financial product designers or search for financial information directly on the Internet such as traveler's financial products and do not subscribe in advance. If you do not have a problem that is not easy to join because you are exposed to the risk of accidents that occur if you can not receive financial products benefits.
As described above, the present invention scans a financial information guide advertisement or an RFID tag attached to a vehicle to introduce financial information such as a traveler's financial product or a leisure financial product suitable for a specific region or situation by using RFID, and immediately retrieves the financial information. The financial product subscription system and its method provide a wired / wireless interlocking database of various financial product information so that the user can easily view the financial product information, and when the user applies for financial product subscription, the user performs payment through the payment system and the financial product By completing the financial product registration process in connection with the private company system, there is an advantage that it can cope with the risks that may be caused by providing financial product products suitable for a tourist destination or a specific region appropriately.
1 is an exemplary view showing a financial information guide advertisement with an RFID tag according to the present invention.
2 is a block diagram illustrating a financial product subscription system through a mobile communication terminal using an RFID tag according to the present invention.
3 is a view showing in detail the configuration of the financial product subscription server according to the present invention.
4 is a view showing in detail the configuration of a mobile communication terminal according to the present invention.
5 is a flowchart illustrating an embodiment of a method for providing financial product information according to the present invention.
In the present invention for realizing the above object, the tag attached to the financial information guidance advertisement or the vehicle with the RFID tag is made of a paper material or plastic material adhesive RFID label is inserted into the RFID transponder is a passive transponder The frequencies used are NFC [13.56 MHz] and UHF [900 MHz] bands.
2 is a block diagram of a financial product subscription system of the present invention.
As shown in FIG. 2, the
The financial
3 is a view showing in detail the configuration of the financial product subscription server according to the present invention.
As shown in FIG. 3, the financial
In more detail, the database 310 stores information related to the financial
When the signal transmitter /
In addition, when the financial product information operator connects to the financial
Herein, the financial product information refers to financial product terms and conditions, financial product start date, financial product end date, financial product classification, that is, accidents, illnesses, liability for damages, etc. And the like.
The financial product information register 340 assigns identification IDs according to preset financial product items and matches them with the identification IDs of the RFID tags and stores them in the database 310.
The financial product
The financial product
Agreement agreement processing unit 381 should be able to process whether the user agrees to the financial product subscription-related terms and conditions when the user views the financial product information sent to the
When the user views the financial product information, makes a financial product subscription decision, and agrees to the terms and conditions, the financial product settlement processing unit 383 processes the financial product details of the financial product and the settlement amount to be paid. You should be able to.
The financial product payment processing unit 385, when the user confirms the financial product information and the financial product amount and applies for payment, the corresponding financial product fee should be settled through the payment system 500.
Here, the payment method is the contents of the mobile phone micro payment method using a mobile carrier, credit card payment method using a credit card company.
The financial product
The customer result processing unit 391 notifies the payment and financial product company of the result and processes the registered information such as financial information and financial product securities number through a text message to the user's
It is apparent that the amount paid through the payment system 500 in the financial
4 is a view showing in detail the configuration of a mobile communication terminal according to the present invention.
As shown in FIG. 4, the
A
In more detail, the
The financial product
Herein, the financial product information refers to financial product terms and conditions, financial product start date, financial product end date, financial product classification, that is, accidents, illnesses, liability for damages, etc. And the like.
In addition, the financial product
5 is a flowchart illustrating an embodiment of a method for providing financial product information according to the present invention.
When the financial
As a result of step S103, when the verification procedure for the RFID tag identification ID or financial product information identification ID is not made, the financial
As a result of step S103, when the RFID tag identification ID and the financial product information identification ID are confirmed, the financial product
The financial product
Subsequently, the financial product
Thereafter, the
After the user checks the financial product information received by the mobile communication terminal 100 (S205), the user inputs information through the
As a result of step S207, if the user does not apply for a financial product, the financial
In addition, when the user applies for financial products as a result of S207, the financial
When the user transmits the information inputted through the
As a result of step S303, if the user does not agree to the terms and conditions, the financial
In addition, if the user agrees to the terms and conditions as a result of S303, the financial product information DB 313 searches and searches the financial product information DB 313 for the details of the financial product selected by the financial product fee settlement processing unit 383. After checking the details of the financial product to the
When the user transmits the information input through the
As a result of step S307, if the user does not agree to the financial product payment settlement request, the financial
In addition, when the user applies for the settlement of the financial product fee as a result of S307, the financial product payment processing unit 385 performs the financial product fee payment processing. Financial product payment methods include mobile phone companies 'micropayments and credit card companies' credit card payment methods.
The financial product payment processing unit 385 performs a procedure for authenticating the financial product payment settlement normal processing (S311).
As a result of step S311, when the financial product fee is not normally paid, the financial
In addition, when the settlement of the financial product fee as a result of S311 is normally completed, the processing result is stored in the
The financial product
The customer result processing unit 389 transmits the processing result (S315) to the subscriber who sends the text message through the SMS system 700, such as the financial product bill payment and the financial product subscription number is completed.
As such, those skilled in the art will appreciate that the present invention can be implemented in other specific forms without changing the technical spirit or essential features thereof. Therefore, the above-described embodiments are to be understood as illustrative in all respects and not as restrictive. The scope of the invention is indicated by the following claims rather than the above description, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included in the scope of the invention. do.
RFID reader unit 160: the function of reading and processing the RFID tag in the mobile phone
Claims (5)
When receiving an RFID signal transmitted by scanning an RFID tag including an identification ID of a financial product from a mobile communication terminal connected to the mobile communication network and having an RFID reader function, the financial device provides financial product information according to the RFID signal. As a product subscription system,
RFID information DB for storing RFID identification ID information and financial product identification ID information matched with at least one RFID tag, financial product information DB for storing one or more financial product information, and customer information DB for managing user information. Database;
A financial product information registration unit for assigning identification IDs according to the set financial product items and matching them with identification IDs of RFID tags and storing them in a database; And
When the mobile communication terminal receives an RFID signal including an identification ID and a financial product identification ID of an RFID tag that scans the RFID tag and transmits the RFID tag, the mobile communication terminal receives an RFID signal from the database based on the financial product identification ID that matches the RFID tag identification ID. A financial product information extraction unit for extracting corresponding financial product information; And
A financial product information providing unit for transmitting the financial product information extracted by the financial product information extraction unit to a corresponding mobile communication terminal so that the user can check the financial product information; And
Agreement agreement processing unit for processing whether the user agrees to the terms related to the financial product subscription; And
A financial product settlement processing unit which processes the user to reconfirm the financial product contents and the payment amount of the financial product in detail when the user decides to join the financial product and agrees to the terms and conditions; And
A financial product payment processing unit for processing a financial product fee through a payment system when a user applies for payment; And
A financial product result processing unit which provides the completed information on financial product subscription by connecting the result processed when the financial product payment is completed to the financial product company system of the financial product company;
The user can confirm the application result by notifying the settlement and financial product company of the result and sending the registered result through the SMS system to the user's mobile terminal through text message and financial information and financial product securities number. Financial product subscription system using RFID financial information guide advertising, characterized in that it comprises a customer result processing unit to provide.
When receiving an RFID signal transmitted by scanning an RFID tag including an identification ID of a financial product from a mobile communication terminal connected to a mobile communication network and having an RFID reader function in the specific region, the financial product information is received according to the RFID signal. As a way to sign up for financial products to provide,
A first step of receiving an RFID signal for an RFID tag transmitted from a mobile communication terminal;
A second step of searching for and extracting financial product information based on a financial product identification ID previously matched with the corresponding RFID tag and stored in the RFID signal received in the first step; And
A third step of transmitting the financial product information extracted in the second step to the mobile communication terminal so that the user checks the financial product information;
A fourth step of confirming whether the financial product information is confirmed and the terms and conditions are checked in the third step;
A fifth step of checking the financial product contents and the financial product subscription amount in the fourth step and requesting payment;
A sixth step of performing a financial product fee payment in the fifth step and transmitting subscription information to a financial product company system;
And a seventh step of receiving the registered contract information from the financial product company system in the sixth step and transmitting a text message to the mobile communication terminal.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020100048449A KR20110129044A (en) | 2010-05-25 | 2010-05-25 | Using rfid sign up for financial information and financial information system and method |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020100048449A KR20110129044A (en) | 2010-05-25 | 2010-05-25 | Using rfid sign up for financial information and financial information system and method |
Publications (1)
Publication Number | Publication Date |
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KR20110129044A true KR20110129044A (en) | 2011-12-01 |
Family
ID=45498336
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020100048449A KR20110129044A (en) | 2010-05-25 | 2010-05-25 | Using rfid sign up for financial information and financial information system and method |
Country Status (1)
Country | Link |
---|---|
KR (1) | KR20110129044A (en) |
-
2010
- 2010-05-25 KR KR1020100048449A patent/KR20110129044A/en not_active Application Discontinuation
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