KR20090092159A - Rf a basis credit card settlement system use ip tv and method thereof - Google Patents

Rf a basis credit card settlement system use ip tv and method thereof

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Publication number
KR20090092159A
KR20090092159A KR1020080017504A KR20080017504A KR20090092159A KR 20090092159 A KR20090092159 A KR 20090092159A KR 1020080017504 A KR1020080017504 A KR 1020080017504A KR 20080017504 A KR20080017504 A KR 20080017504A KR 20090092159 A KR20090092159 A KR 20090092159A
Authority
KR
South Korea
Prior art keywords
credit
credit card
payment
information
viewer
Prior art date
Application number
KR1020080017504A
Other languages
Korean (ko)
Inventor
정석
송성수
김승기
노경렬
송명배
Original Assignee
(주)비엔디지털
(주)하나터치
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by (주)비엔디지털, (주)하나터치 filed Critical (주)비엔디지털
Priority to KR1020080017504A priority Critical patent/KR20090092159A/en
Publication of KR20090092159A publication Critical patent/KR20090092159A/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
    • H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
    • H04N21/254—Management at additional data server, e.g. shopping server, rights management server
    • H04N21/2542—Management at additional data server, e.g. shopping server, rights management server for selling goods, e.g. TV shopping
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/47—End-user applications
    • H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
    • H04N21/47815—Electronic shopping
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
    • H04N21/47—End-user applications
    • H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
    • H04N21/4782—Web browsing, e.g. WebTV
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
    • H04N21/60—Network structure or processes for video distribution between server and client or between remote clients; Control signalling between clients, server and network components; Transmission of management data between server and client, e.g. sending from server to client commands for recording incoming content stream; Communication details between server and client 
    • H04N21/61—Network physical structure; Signal processing
    • H04N21/6106—Network physical structure; Signal processing specially adapted to the downstream path of the transmission network
    • H04N21/6125—Network physical structure; Signal processing specially adapted to the downstream path of the transmission network involving transmission via Internet

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Multimedia (AREA)
  • Signal Processing (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Databases & Information Systems (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Two-Way Televisions, Distribution Of Moving Picture Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

An IPTV in which a credit card payment system based on RF is mounted, a credit card payment device using the IPTV and a method thereof are provided to simply perform purchase payment of products while watching an IPTV. An interface unit(401) receives multimedia contents transmitted from an external server through an internet network. The multimedia contents are made by combination of MPEG standard compressed image, text and voice data. A data storage unit(402) stores the multimedia contents inputted from the interface unit. A decoder unit(403) restores an IP video signal of the multimedia contents transmitted through the interface unit or stored in the data storage unit into a standard TV signal.

Description

IP TV with credit card payment system based on RF, credit card settlement system using IP TV with credit card payment system based on RF {RF a basis credit card settlement system use IP TV and method}

The present invention provides an RF-based credit card payment system that pays for a sale item sold through an IP TV using the same payment method as in the real life using an RF credit card held by an IP TV viewer. The present invention relates to a credit settlement apparatus and method using an IP TV equipped with an IP TV equipped with a credit card payment system based on the RF.

In general, television (television), a device for viewing a stationary or moving object at a distance by electric power without time delay, has its educational function, the function of knowledge information transmission, and the use of leisure life. And devices that are in the spotlight due to the function of entertainment means, and are popularized so that one is provided for each home. In particular, in the 1970s and 1990s when there was little method of utilizing leisure, it was used as the most important means of leisure utilization.

The composition of the content aired on TV is divided into contents providing specific information to viewers such as culture programs, current affairs-press programs, and variety shows programs, and advertisement contents that are advertisements for product promotion. It did not provide the purchase of the advertisements to be promoted but provided only the promotion of the advertisements.

However, TVs have evolved so that viewers who watch TV while home shopping is being serviced on TV can watch the promotion of the advertisements sold in the home shopping and then purchase the advertisements if there is a purchase intention. Here, the payment method for the purchase items of home shopping serviced on the TV is to use a telephone to display the card number and the expiration date through a landline telephone using a telephone while a homepage operator operating a home shopping service and a credit card company have signed a special contract. (Or button operation via ARS response) to take credit card payment.

Moreover, this evolution of TV has culminated in internet protocol television (hereinafter referred to as IP TV). Here, the IP TV is a device that uses a two-way digital broadcast signal transmitted through a broadband cable network and is provided with software and a set-top box capable of handling a viewer's request for a broadcast medium. Here, the set-top box is connected to the IP TV and processes the IP video signal transmitted from the outside and converts it into a standard TV signal, and searches for a broadband network channel, subscriber service, internet shopping mall, and movie according to the viewer's preference. It also provides a function to selectively access services such as listening.

As such, in the case of a TV that is evolved to allow viewers to purchase goods through the contents that are aired along with the viewing of various information, the following problems are caused when paying for items purchased through the contents that are aired.

As described above, the payment method for the purchased goods after the purchase through the home shopping service provided by the TV is not only inconvenient and cumbersome because of the credit card payment by phone, but also the possibility of the theft by a third party is high. Since the credit card information is delivered to the merchant side as it is, there is a problem that can not guarantee a secure credit card transaction.

This problem is apparent in the case of IP TV, since there is no standardized payment method when purchasing goods in the case of IP TV, it is obvious that the same problem is caused when the payment method related to the existing TV is applied. Unlike the home shopping service, which allows you to purchase only items that are set in advance at a given time, you watch a movie. Since the purchase can be performed in real time without receiving, the purchase desire of the viewer is further improved than the home shopping service, and the above-mentioned problems may become larger as the TV evolves.

Apart from this, there are many generations (10s to 30s) who can utilize the latest electronic devices smoothly, as well as generations (40 or more) who have not encountered the latest electronic devices. TVs evolved to purchase goods (or service products such as insurance) not only for viewing various contents but also for the broadcasting contents being watched as adult generations that have not been seen may have a greater difficulty in performing payment of goods. In line with this, there is a need for a TV with a payment means for purchase goods that can be easily performed by a viewer through a TV.

The present invention is to solve the problems of the prior art, an object of the present invention is to provide a service for performing a credit settlement using the RF credit card possessed by the IP TV viewer when purchasing the sale of goods provided in the IP TV An IP TV equipped with an RF-based credit card payment system that enables IP TV viewers to make payments for sales items performed while watching IP TV more easily by providing a payment method based on the IP, and a credit card payment system based on the RF The present invention provides a credit settlement apparatus using the installed IP TV and a credit settlement method using the same.

According to the technical concept for achieving the present invention, the IP TV equipped with the RF-based credit card payment system of the present invention, which is owned by a viewer watching the IP TV, includes an RF credit card on which credit card membership information is recorded; A receiver for an IP TV; A remote control for an IP TV to which request information necessary for viewing of an IP TV is input, such as an automatic reservation recording request for a broadcast program, an Internet connection, and a VOD service request; An interface unit for performing an interfacing function for receiving a multimedia content consisting of a combination of compressed video, text, audio data of MPEG standards transmitted from an external server through the Internet network, compressed video, text, input from the interface unit Data storage unit for storing multimedia content consisting of a combination of voice data, a decoder unit for processing the IP video signal of the multimedia content transmitted through the interface or stored in the data storage unit to restore a standard TV signal and a control unit for controlling the same An RF TV set-top box comprising a; RF reader connected to the set-top box for the IP TV; Includes, The data storage unit RF payment guide program for outputting a credit-based pop-up window based on the RF The control unit is the remote control for the IP TV If a credit payment request including purchase item detail information is input through the RF payment guide program, the credit card member information recorded on the RF credit card is read through the RF reader, and the credit card is read. It is characterized in that the password information is controlled to be input, and the inputted purchase item details, credit card member information and credit card password information is collected and provided as RF credit approval request information for IP TV.

The IP TV set-top box further includes a serial communication unit, wherein the RF reader is external, and is detachably connected to the serial communication unit of the IP set-top box.

The RF payment guide program stored in the data storage unit is a plug-in type program that is transmitted and stored externally through the Internet whenever a credit settlement request is made through the remote control for the IP TV.

The RF-based credit card payment pop-up window controlled by the RF payment guide program includes a content display unit displaying a message for contacting the RF credit card with the RF reader, and an egg password input guide unit for inputting a password of the RF credit card. do.

In addition, a credit settlement device using an IP TV equipped with an RF-based credit card payment system, which is owned by a viewer watching an IP TV, includes: an RF credit card on which credit card membership information is recorded; It is equipped with an RF reader, and receives and outputs broadcast content from the outside through the Internet network at the request of the viewer, and executes the pre-stored payment information program for RF when there is a request for purchase of goods through the outputted broadcast content. By controlling the viewer to touch the RF credit card of the viewer to generate the RF credit approval approval information for the IP TV including the RF credit card membership information obtained, and the generated RF for the IP TV IP credit request information is transmitted to the outside through the Internet network, and IP IP RF credit approval information corresponding to the transmitted RF TV credit approval request information for IP TV is received to indicate that the credit settlement is completed. A TV; A shopping mall server that transmits to the IP TV a link broadcasting content for sale of a product linked to a broadcast article item displayed on a broadcast content by a request of the IP TV, or its own broadcast content for sale of a product provided by a viewer's search; IP TV RF credit payment approval request information transmitted from the IP TV in conjunction with the shopping mall server, the IP TV RF credit payment approval request information transmitted from the IP TV RF IP TV for determining the purchase approval After generating credit settlement approval information, the credit settlement server for controlling the transmission to the IP TV; consists of.

The RF payment guide program transmission server interworking with the shopping mall server, the RF payment guide program is a plug-in type program, the RF payment guide program transmission server through the Internet whenever a viewer's request for credit settlement Is transmitted to the IP TV to provide RF credit settlement.

The RF credit settlement approval request information for the IP TV includes purchase item detail information, credit card member information, and credit card password information.

And a credit settlement method using an IP TV equipped with a credit card payment system based on RF, the broadcast content requested by the viewer through the driven IP TV; Inputting purchase item detail information when a purchase item for sale on a broadcast content broadcasted through the IP TV is desired to be purchased; Requesting a payment using an RF credit card after inputting the purchase item detail information; Transmitting the RF payment guide program from the RF payment guide program transmission server to the corresponding IP TV by the payment request using the RF credit card; RF credit by touching the viewer's RF credit card to the RF reader connected to the IP TV according to the contents displayed in the RF-based credit card payment pop-up window popped up by the execution of the RF payment guide program transmitted to the IP TV. Reading credit card member information recorded on the card; Inputting an RF credit card password according to the contents displayed on the RF-based credit card payment pop-up window; Generating the RF credit approval request information for IP TV by collecting the input purchase item detail information, RF credit card password information and the read RF credit card member information; Transmitting the generated RF credit approval request information for the IP TV to the outside through an internet network; Receiving the RF credit payment approval request information for the IP TV transmitted from the IP TV, to read the transmitted RF credit payment approval request information for the IP TV to generate RF credit payment approval information for IP TV to determine the purchase approval Steps; And transmitting the generated RF credit approval information for the IP TV to the corresponding IP TV to complete the credit approval.

The present invention can be used to pay for the purchase of goods sold in the IP TV through the same payment method as in the real life using the RF credit card possessed by the IP TV viewer in the real life to the latest electronic devices Even older generations who have never been exposed to this product can easily and smoothly pay for the products sold through IP TV.

1 is a block diagram showing a credit settlement device using an IP TV equipped with a credit card payment system based on RF of the present invention;

2 is a block diagram showing in detail the set-top box of FIG.

3 is a view showing a RF credit card payment pop-up window,

4 is a flowchart illustrating a credit settlement process of a credit settlement device using an IP TV equipped with a credit card payment system based on RF of the present invention;

5 is a diagram illustrating a payment related screen of a shopping mall web page searched using an IP TV equipped with an RF-based credit card payment system according to the present invention.

<Code Description of Main Parts of Drawing>

100: RF credit card 200: receiver for IP TV

300: IP TV remote control 400: IP TV set-top box

401: interface unit 402: data storage unit

403: decoder 404: controller

405: serial communication unit 411: content display unit

412: password input guide 500: RF reader

600: shopping mall server 700: credit settlement server

800: RF payment guide program transmission server

A: IP TV

Hereinafter, with reference to the accompanying drawings, the configuration and operation of the embodiment of the present invention will be described in detail.

1 is a block diagram showing a credit settlement apparatus using an IP TV equipped with a credit card payment system based on RF of the present invention, FIG. 2 is a block diagram showing the set top box of FIG. 1 in detail, and FIG. Figure 4 is a view showing a credit card payment pop-up window, Figure 4 is a flow chart showing a credit settlement process of the credit settlement device using an IP TV equipped with a credit card payment system based on RF of the present invention, Figure 5 is a view of the present invention A diagram showing a payment related screen of a shopping mall web page using an IP TV equipped with an RF-based credit card payment system.

As shown, the credit settlement apparatus using the IP TV equipped with the RF-based credit card payment system of the present invention, RF credit card 100, IP TV (A), shopping mall server 600 and credit settlement server Part 700 is made.

First, the RF credit card 100 is a type of credit card issued by the viewer watching the IP TV (A) in which credit card member information is recorded. Such a reading method of the RF credit card 100 is a radio frequency identification (RFID) method, and a radio identification system for wirelessly transmitting and transmitting specific information using a radio frequency using a small semiconductor chip is applied.

The IP TV (A) is provided with an RF reader 500 so that a viewer watching the IP TV (A) can read the RF credit card 100 possessed by the viewer.

In other words, when the viewer receives a request for the purchase of goods through the Internet through the output of the broadcast content, and outputs the broadcast content from the outside, the viewer executes and controls the pre-stored RF payment guide program. Instructing the RF reader 500 to touch the RF credit card 100 of the viewer to generate RF credit approval approval information for the IP TV including the RF credit card membership information obtained, and the generated IP TV The RF credit approval request information is transmitted to the outside through the Internet network, and the RF credit approval information for IP TV corresponding to the transmitted RF credit approval request information for IP TV is received to indicate that the credit settlement is completed. Is the main function.

Such a detailed configuration of the IP TV (A) is an IP TV receiver 200; A remote control 300 for an IP TV to which request information necessary for viewing of an IP TV is input, such as an automatic reservation recording request for a broadcast program, an Internet connection, and a VOD service request; An interface unit 401 for performing an interfacing function for receiving a multimedia content composed of a combination of compressed video, text, and audio data of an MPEG standard transmitted from an external server through an internet network, and is input from the interface unit 401. IP video signal of the multimedia content transmitted through the interface unit 401 or stored in the data storage unit 402, in which the multimedia content composed of a combination of compressed video, text and voice data is stored. An IP TV set-top box 400 including a decoder 403 for processing a signal to restore a standard TV signal, and a controller 404 for controlling the signal; RF reader 500 connected to the set-top box 400 for the IP TV; and the data storage unit 402 is stored in the RF payment guide program for outputting a credit settlement pop-up window based on the RF, the The control unit 404, if a credit payment request including purchase item detail information is input through the remote control 300 for the IP TV, executes the RF payment guide program and executes an RF credit card through the RF reader 500 ( Control the credit card member information recorded in 100) to be read and input, control the password information of the credit card to be input, and collect the purchase details, credit card member information and credit card password information for IP TV. Have a process for providing RF credit approval request information.

Here, the RF reader 500 may be provided as an integrated unit as described above, or may be provided as an external type to be connected to the existing IP TV (A). To this end, an external RF reader 500 that is external to the serial communication unit 405, which is a USB port provided in the set-top box 400 for an IP TV, may be provided to be used in series.

In addition, the purchase item details information is information that is selectively used to provide a variety of purchase-related selection information, the number of purchases, payment amount, order member information, delivery address information, etc. related to the goods to be purchased. Here, the order member information and the delivery address information, etc., if there is a request for purchase of goods by the viewer while the preset information is pre-stored in the data storage unit 402 or the shopping mall server 600 of the IP TV (A), the shopping mall server It is programmed to be displayed automatically under the control of 600. Alternatively, it may be input through the manipulation of the remote control 300 for the IP TV of the viewer.

The shopping mall server 600 may display a link broadcasting content for sale of a product linked to a broadcast article item displayed on a broadcast content at the request of the IP TV A or its own broadcast content for sale of a product provided by a viewer's search. It performs the role provided in (A).

Here, the link broadcast content for selling goods means that when the viewer selects various items displayed on the music video, movie video, etc. watching the IP TV A through the operation of the remote control 300 for the IP TV, the shopping mall server 600 The content is transmitted to the IP TV (A) and output to the receiver 200 for the IP TV as a variety of information related to the sale of the item selected by the viewer is displayed to provide the content so that the viewer can purchase the selected item, As described above, the broadcast contents for sale may be searched by the viewer through the operation of the remote control 300 for the IP TV, and when the selected list is selected, the shopping mall server 600 recognizes the searched contents to the corresponding IP TV (A). As the content to be transmitted, various information related to the sale of the goods are displayed, such as link broadcasting contents for the sale of goods, so that the viewer can purchase the selected goods. The content.

Although not shown in the drawings, the front end of the above-described shopping mall server 600, the various types provided by the various shopping mall server 600 on the IP TV (A) so that the viewer can more easily perform the operation of the remote control 300 for IP TV It is possible to construct and provide a web server dedicated to IP TV that inserts a DB (in this case, broadcast content) into a user interface (UI) designed for IP TV.

The credit settlement server 700 receives the RF credit settlement approval request information for the IP TV transmitted from the IP TV (A), and determines the purchase approval by reading the transmitted RF credit settlement approval request information for the IP TV. After generating the RF credit approval information for the IP TV to perform the function of controlling to be transmitted to the IP TV (A).

The RF payment guide program stored in the data storage unit 402 of the IP TV (A) is a payment program that provides credit payment using the RF credit card 100 through the IP TV (A). (A) It may be provided as a bundled program provided with the purchase.

As such, when provided as a bundled program, the configuration of the credit settlement server 700 may be composed of a VAN company server, which plays a role of relay transmission in performing credit settlement, and a credit card company server that determines whether the credit settlement is approved.

In addition, the RF payment guide program stored in the data storage unit 402 of the IP TV (A) is a plug-in type viewer to view the IP TV (A) using the RF credit card 100 to perform the credit settlement Credit request may be performed by sending each request. For this purpose, the RF payment guide program transmission server 800 interworking with the shopping mall server 600 is included, and the RF payment guide program is a plug-in type program. Whenever there is a credit request through the remote control for IP TV 300, the RF payment guide program transmission server 800 is transmitted to the IP TV (A) through the Internet network to provide RF credit settlement. do.

At this time, the configuration of the credit settlement server 700 may be used in a variety of applications depending on the choice, such as made of a credit card company server alone or a combination of a VAN company server and a credit card company server.

In addition, the RF-based credit payment pop-up window output by the execution of the RF payment guide program is a pop-up screen for guiding viewers to perform a wireless credit payment using an RF credit card possessed by the user. Enter the payment amount display unit, the installment period selection unit for selecting the installment period, the content display unit 411 and the password of the RF credit card 100, the message indicating that the RF credit card 100 to contact the RF reader 500 is entered An egg password input guide 412 is made. Here, the installment period selection unit is expressed as a combo box, and when the corresponding button is pressed through the operation of the remote control 300 for the IP TV, the installable months are expressed as a drop down list so that the desired installment months can be selected. .

A credit settlement method using an IP TV equipped with an RF-based credit card payment system of the present invention configured as described above will be described with reference to FIGS. 4 and 5.

First, when a viewer requests a broadcast content desired by the viewer while operating the power button installed in the IP TV A, the viewer 200 requests the broadcast content requested by the viewer. It is broadcasted (S10).

Subsequently, when the viewer finds a desired sale item while watching the broadcast content broadcasted through the IP TV receiver 200, the shopping mall server 600 controls the web related to the sale product by operating the remote control 300 for the IP TV. A page (the broadcast content of any one of the link broadcasting contents for sale of goods or the own broadcasting contents for sale of goods) is displayed on the receiver 200 for the IP TV.

Subsequently, on the web page related to the sale article displayed on the IP TV receiver 200, the purchase related information, order member information, shipping address information and payment amount information, which are the details of the purchase article desired by the viewer, are displayed. In operation S12, the control unit 404 temporarily stores the purchased purchase item detail information in the data storage unit 402.

Thereafter, the viewer requests the payment using the RF credit card by clicking the confirmation button provided at the bottom of the RF credit card payment described on the web page displaying the payment method of the purchased goods by operating the remote control 300 for the IP TV (S14). The control unit 404 transmits the RF payment guide program download request signal for requesting the download of the RF payment guide program to the shopping mall server 600 through the Internet network.

The shopping mall server 600 relays the transmitted RF payment guide program download request signal to the RF payment guide program transmission server 800, and the RF payment guide program transmission server 800 corresponds to the RF payment guide program. It transmits to IP TV A (S16). Here, the RF payment guide program download request signal may be programmed to be directly transmitted to the RF payment guide program transmission server 800 without passing through the shopping mall server 600.

If the control unit 404 of the IP TV (A) executes and controls the downloaded RF payment guide program, the RF payment guide program pops up a credit card payment popup window based on the RF to the 200 when receiving the IP TV.

The credit-based payment pop-up window based on the RF-based pop-up window 200 on the IP TV receiver 200 displays the payment amount to be paid by the IP TV (A) viewer so that the payment amount can be read again. .

After confirming the payment amount, the viewer of the IP TV A selects an installment period by operating the remote controller 300 for the IP TV. Afterwards, the IP TV (A) viewer may insert the RF credit card 100 possessed by the viewer to the RF reader 500 connected to the IP TV (A) at the bottom of the installment period selection unit in the pop-up window for credit card payment based on the RF output. After reading the content display unit 411 in which the message to be contacted is displayed, if the RF credit card 100 contacts the RF reader 500 according to the instructions, the RF reader 500 records the RF credit card 100. The read credit card member information is read (S18), and the RF payment guide program controlled by the controller 404 temporarily stores the read credit card member information in the data storage unit 402.

As such, the viewer of the IP TV (A) can input credit card member information into the IP TV (A) without any additional operation, so that the credit settlement can be easily performed.

Afterwards, when the IP TV (A) viewer inputs the two-digit password to be input through the password input guide 412 of the credit card payment pop-up window based on the pop-up RF, by operating the remote control 300 for the IP TV (S20). The RF payment guide program controlled by the control unit 404 temporarily stores the input RF credit card password information in the data storage unit 402.

Subsequently, the RF payment guide program controlled by the control unit 404 collects the purchased purchase item details information, the RF credit card member information, and the RF credit card password information to generate the RF credit approval request information for the IP TV (S22). ) And transmit the generated RF TV credit approval request information for IP TV to the RF payment guide program transmission server 800 through the Internet network, the RF payment guide program transmission server 800 performs the credit settlement related server. Relay transmission (S24) to (700).

The credit settlement related server 700 reads the relayed RF credit settlement approval request information for the IP TV and generates the RF credit settlement approval information for the IP TV to determine the purchase approval (S26).

The credit settlement related server 700 transmits the generated RF credit approval information for IP TV to the corresponding IP TV to complete the credit approval (S28).

Claims (8)

An RF credit card 100 possessed by a viewer watching IP TV, in which credit card membership information is recorded; An IP TV receiver 200; A remote control 300 for an IP TV to which request information necessary for viewing of an IP TV is input, such as an automatic reservation recording request for a broadcast program, an Internet connection, and a VOD service request; An interface unit 401 for performing an interfacing function for receiving a multimedia content composed of a combination of compressed video, text, and audio data of an MPEG standard transmitted from an external server through an internet network, and is input from the interface unit 401. IP video signal of the multimedia content transmitted through the interface unit 401 or stored in the data storage unit 402, in which the multimedia content composed of a combination of compressed video, text and voice data is stored. The set-top box for the IP TV 400 including a decoder 403 and a control unit 404 for controlling it to restore a standard TV signal by processing; And an RF reader 500 connected to the set-top box 400 for the IP TV. The data storage unit 402 stores a payment guide program for RF to output a credit-based pop-up window based on the RF, The control unit 404, if a credit payment request including purchase item detail information is input through the remote control 300 for the IP TV, the RF credit card through the RF reader 500 by executing the payment guide program for RF Control the credit card member information recorded at 100 to be read-in, control the password information of the credit card to be input, and collect the purchased purchase details, credit card member information, and credit card password information to IP TV. RF TV based credit card payment system, characterized in that provided by the RF credit approval request information. The method of claim 1, The set-top box 400 for the IP TV further includes a serial communication unit 405; The RF reader 500 is an external type, IP TV equipped with a credit card payment system based on RF, characterized in that detachably connected to the serial communication unit 406 of the set-top box for the IP TV (400). The method of claim 1, The RF payment guide program stored in the data storage unit 402 is a plug-in type program that is transmitted and stored externally through the Internet whenever a credit request is made through the remote control 300 for the IP TV. An IP TV with an RF-based credit card payment system. The method according to claim 1 or 3, In the RF-based credit card payment pop-up window that is output controlled by the RF payment guide program, a content display unit 411 in which a message for contacting the RF credit card 100 with the RF reader 500 is displayed, and an RF credit card 100. IP TV is equipped with a credit card payment system based on RF, characterized in that the password input guide 412 is an input of the password is input. An RF credit card 100 possessed by a viewer watching IP TV, in which credit card membership information is recorded; The RF reader 500 is provided, and receives and outputs broadcast content from the outside through the Internet network at the request of the viewer, and when the buyer purchases the goods through the outputted broadcast content, the pre-stored RF payment guide Execution control of the program generates an RF credit approval request information for IP TV including RF credit card member information obtained after instructing the viewer to touch the RF credit card 100 of the viewer to the RF reader 500 And transmit the generated RF credit approval request information for IP TV to the outside through the Internet network, and receive the RF credit approval information for IP TV corresponding to the transmitted RF credit approval request information for the IP TV. An IP TV (A) indicating that the credit settlement is completed; A shopping mall that transmits to the IP TV (A) a broadcast item for sale of goods linked to the broadcast item item displayed on the broadcast content at the request of the IP TV (A) or its own broadcast content for sale of goods provided by a viewer's search. Server 600; In connection with the shopping mall server 600, the RF credit approval request information for the IP TV transmitted from the IP TV (A) is received, the RF credit payment approval request information transmitted for the IP TV reads the purchase approval After generating the RF credit settlement approval information for the IP TV to determine, the credit settlement server 700 for controlling to be transmitted to the IP TV (A); RF-based credit card payment system equipped with Credit settlement device using IP TV. The method of claim 5, RF payment guide program transmission server 800 that works with the shopping mall server 600, The RF payment guide program is a plug-in type program and is transmitted to the IP TV (A) from the RF payment guide program transmission server 800 through the Internet whenever a credit request is made by the viewer. Credit settlement apparatus using an IP TV equipped with a credit card payment system based on RF, characterized in that it can be performed. The method of claim 5, The RF credit settlement approval request information for the IP TV is a credit settlement device using an IP TV equipped with a credit card payment system based on RF, characterized in that it includes purchase item details, credit card membership information and credit card password information. Broadcasting content requested by the viewer through the driven IP TV (S10); Inputting purchase item detail information when a desired purchase of a sale item provided on the broadcast content broadcasted through the IP TV (S12); Requesting a payment using an RF credit card after inputting the purchase item detail information (S14); Transmitting the RF payment guide program from the RF payment guide program transmission server to the corresponding IP TV by the payment request using the RF credit card (S16); RF credit by touching the viewer's RF credit card to the RF reader connected to the IP TV according to the contents displayed in the RF-based credit card payment pop-up window popped up by the execution of the RF payment guide program transmitted to the IP TV. Reading the credit card member information recorded on the card (S18); Inputting an RF credit card password according to the contents displayed on the credit-based credit card payment pop-up window under the pop-up output (S20); Generating the RF credit approval request information for IP TV by collecting the input purchase item detail information, RF credit card password information and the read RF credit card member information (S22); Transmitting the generated RF credit approval request information for the IP TV to the outside through an internet network (S24); Receiving the RF credit payment approval request information for the IP TV transmitted from the IP TV, to read the transmitted RF credit payment approval request information for the IP TV to generate RF credit payment approval information for IP TV to determine the purchase approval Step S26; Transmitting the generated RF credit approval information for the IP TV to the corresponding IP TV to complete the credit approval (S28); credit using an IP TV equipped with a credit card payment system based on RF Payment Method.
KR1020080017504A 2008-02-26 2008-02-26 Rf a basis credit card settlement system use ip tv and method thereof KR20090092159A (en)

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