KR20000024424A - A method for foreign exchange - Google Patents

A method for foreign exchange Download PDF

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KR20000024424A
KR20000024424A KR1020000006822A KR20000006822A KR20000024424A KR 20000024424 A KR20000024424 A KR 20000024424A KR 1020000006822 A KR1020000006822 A KR 1020000006822A KR 20000006822 A KR20000006822 A KR 20000006822A KR 20000024424 A KR20000024424 A KR 20000024424A
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foreign currency
selling
customer
financial institution
purchase
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KR1020000006822A
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Korean (ko)
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오철승
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오철승
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Abstract

PURPOSE: An exchange of a foreign currency is provided to connect a site for exchanging foreign currency and make a sales contract on the internet, and exchange a currency in a financial institution later. CONSTITUTION: A buyer and a seller for exchanging money connect a site for exchanging foreign currency. The buyer inputs amount of buying, sort of a foreign currency and the price of buying and a seller inputs amount of selling, sort of foreign currency and the price of selling. The web server compares the two, and find unified proceedings. The conclusion of exchange gives a notice directly or mails later to the seller and the buyer.

Description

인터넷을 통한 외화매매방법{A method for foreign exchange}Foreign currency trading through the internet {A method for foreign exchange}

본 발명은 외환 수요자와 공급자간의 외화매매를 인터넷을 통해 체결할 수 있는 인터넷을 통한 외화매매방법에 관한 것으로, 보다 상세하게는 외화매매를 중개하는 인터넷 외환거래웹서버에 복수의 구매고객과 매도고객이 접속하여 양자간의 의사가 합치되는 범위에서 매매계약을 체결한 뒤에 실제 외화와 원화의 실물 교환은 해당 금융기관의 지점에 편리하게 할 수 있도록 한 인터넷을 통한 외화매매방법에 관한 것이다.The present invention relates to a foreign currency trading method through the Internet that enables foreign currency trading between the foreign exchange demander and the supplier through the Internet. More specifically, a plurality of buying customers and selling customers are provided to the Internet foreign exchange trading web server for brokering foreign currency trading. After the contract of sale is made within the scope of agreement between the two parties, the actual exchange of the foreign currency and the won is related to the foreign currency trading method through the Internet, which makes it convenient to the branch of the financial institution concerned.

지금까지의 외화매매는 도 3에서 보는 바와같이, 구매고객(120)이나 매도고객(130) 모두 원칙적으로 은행 창구(140)(150)를 방문하여 매매가격을 결정하는 것이 일반적이었으며, 구매고개(120) 및 매도고객(130)은 외화의 중간매매기관인 은행의 본점이나 지점(140)(150)에서 외화를 구매 또는 매도하고 금융기관인 은행은 외환지금중개소(110)에 잔여 포지션(Position)을 처리하였다.Until now, as shown in FIG. 3, it was common for both the purchasing customer 120 and the selling customer 130 to visit the bank window 140 and 150 to determine the selling price. 120) and the selling customer 130 buys or sells foreign currency at the headquarters or branch 140 or 150 of the bank, which is an intermediate trading institution of foreign currency, and the bank, which is a financial institution, processes the remaining position at the foreign exchange brokerage 110. It was.

따라서, 구매고객(120) 및 매도고객(130) 모두 외화매매에 간접적으로 참여할 수 밖에 없어 매매가격에 대한 비신뢰성이 높았으며, 특히 은행 창구(140)(150)를 방문하여 매매가격을 결정해야 되므로 고객 입장에서 그 이용에 불편이 많을 뿐만 아니라 은행쪽에서도 포지션 부담에 따른 리스크(Risk) 노출이 부담스러웠으며, 결과적으로 ±20원 내외의 현찰 매매율 및 ±11원 내외의 전신화 매매율과 같이 필요 이상의 중개 수수료가 과다하게 발생된다는 문제점이 있었다.Therefore, both the purchasing customer 120 and the selling customer 130 had to participate indirectly in foreign currency trading, so the unreliability of the selling price was high. As a result, it was not only inconvenient for the customer to use, but also exposed to risks due to the position burden on the bank side. There was a problem of excessive brokerage fees.

이에 본 발명은 기존의 은행창구를 방문하여 외화매매하는 데 따른 제반 문제점을 해결하고자 발명된 것으로, 은행창구를 방문하지 않고도 외화매매를 중개하는 인터넷 외환거래웹서버에 복수의 구매고객과 매도고객이 접속해서 양자간의 의사가 합치되는 범위에서 매매계약을 체결한 뒤에 실제 외화와 원화의 실물 교환은 해당 금융기관에서 편리하게 할 수 있는 인터넷을 통한 외화매매방법을 제공하는 데 그 목적이 있다.Accordingly, the present invention was invented to solve various problems associated with the sale of foreign currency by visiting a conventional bank window, and a plurality of purchase customers and sellers are connected to an internet forex trading web server that brokers foreign currency sales without visiting a bank window. The purpose is to provide a foreign currency trading method through the Internet that can be conveniently exchanged by the financial institution after the contract of sale is made within the scope of agreement between the two parties.

도 1은 본 발명의 인터넷을 통한 금융기관 지점간의 외화매매시스템 구성도.1 is a configuration diagram of a foreign currency trading system between financial institution branches through the Internet of the present invention.

도 2는 본 발명의 인터넷을 통한 금융기관 은행간의 외화매매시스템 구성도.2 is a block diagram of a foreign currency trading system between banks and financial institutions through the Internet of the present invention.

도 3은 기존의 금융기관 은행간의 또는 지점간의 외화매매시스템 구성도.3 is a block diagram of a foreign currency trading system between banks or branches of existing financial institutions.

* 도면의 주요부분에 대한 부호의 설명 *Explanation of symbols on the main parts of the drawings

10 : 외환거래웹서버 20 : 구매고객10: Forex trading web server 20: Buying customer

30 : 매도고객 40 : 금융기관 전산시스템(A은행본점)30: Seller 40: Financial Institution Computer System (A Bank Head Office)

42,44 : 금융기관(A은행지점) 50 : 금융기관 전산시스템(B은행본점)42,44: Financial Institution (B Bank Branch) 50: Financial Institution Computer System (B Bank Headquarter)

54 : 금융기관(B은행지점)54: Financial Institution (B Bank Branch)

상기의 목적을 달성하기 위한 본 발명의 인터넷을 통한 외화매매방법은, 외환거래웹서버에 접속한 구매고객 및 매도고객으로 하여금 각각 구매하려는 외화종류, 구매량, 구매단가 등의 구매정보 및 매도하려는 외화종류, 매도량, 매도단가 등의 매도정보를 입력하게 하는 매매의사 확인단계와; 입력된 구매정보 및 매도정보를 비교하여 구매고객과 매도고객의 의사가 일치하면 매매를 체결하고 매매체결결과를 각각 구매고객 및 매도고객에게 통지하는 매매체결단계와; 매매가 체결된 상기 구매고객이 소정의 금융기관에 외화구매액과 수수료를 납부하면 해당 금융기관은 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 구매고객에게 매매체결내용상의 외화를 지급하며, 매매가 체결된 상기 매도고객이 소정의 금융기관에 외화를 납부하면 해당 금융기관은 상기 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 매도고객에게 매매체결내용상의 외화매도액을 지급하는 외화교환단계를 포함하여 이루어진 것을 특징으로 한다.In order to achieve the above object, the foreign currency trading method through the Internet of the present invention allows purchasers and sellers connected to the foreign exchange trading web server to purchase information such as foreign currency type, purchase amount, purchase price, etc. A trading intention confirmation step for inputting the selling information such as the type, the selling amount, and the selling price; A buying and selling step of comparing the purchased purchase information and the selling information and informing the purchase customer and the selling customer of the conclusion of the sale if the intention of the buying customer and the selling customer is identical; When the purchaser who has concluded the sale pays the foreign currency purchase amount and fee to a predetermined financial institution, the financial institution inquires the decision of the sale, confirms the details of the sale and pays the foreign currency in the content of the sale. If the selling customer pays a foreign currency to a predetermined financial institution, the financial institution checks the trading decision report, checks the contents of the trade, and includes the foreign currency exchange step of paying the selling price of the foreign currency in the trading content. Characterized in that made.

또한, 상기 매매체결단계에서 구매고객 및 매도고객이 구매단위, 구매시점 및 매도단위, 매도시점을 추가로 입력하게 하는 것을 특징으로 한다.In addition, the buying and selling customers in the buying and selling phase is characterized in that additionally input the purchase unit, purchase point and selling unit, selling point.

또한, 상기 매매체결을 위해서 구매고객 및 매도고객이 해당 금융기관에 소정의 원화 및 외화 증거금을 예치하는 것을 특징으로 한다.In addition, in order to conclude the sale, the buying customer and the selling customer may deposit a predetermined amount of won and foreign currency margin at the financial institution.

아울러, 외환거래웹서버에 접속한 구매고객 및 매도고객으로 하여금 각각 구매하려는 외화종류, 구매량, 구매단가 등의 구매정보 및 매도하려는 외화종류, 매도량, 매도단가 등의 매도정보를 입력하게 하는 매매의사확인단계와; 입력된 구매정보 및 매도정보를 비교하여 구매고객과 매도고객의 의사가 일치하면 매매를 체결하고 매매체결결과를 각각 구매고객 및 매도고객에게 통지하는 매매체결단계와; 매매체결정보를 해당 금융기관 전산시스템에 통보하는 매매통보단계와; 매매가 체결된 상기 구매고객이 소정의 금융기관에 외화구매액과 수수료를 납부하면 해당 금융기관은 상기 금융기관 전산시스템으로부터 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 구매고객에게 매매체결내용상의 외화를 지급하며, 매매가 체결된 상기 매도고객이 소정의 금융기관에 외화를 납부하면 해당 금융기관은 상기 금융기관 전산시스템으로부터 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 매도고객에게 매매체결내용상의 외화매도액을 지급하는 외화교환단계를 포함하여 이루어진 것을 특징으로 한다.In addition, a purchase intention that requires the purchaser and the seller to access the foreign exchange transaction web server to enter purchase information such as foreign currency type, purchase amount, and purchase price, and foreign currency type, sale quantity, and sale price, etc. Confirmation step; A buying and selling step of comparing the purchased purchase information and the selling information and informing the purchase customer and the selling customer of the conclusion of the sale if the intention of the buying customer and the selling customer is identical; A trading notification step of notifying the trading system computer system of the trading decision decision report; When the purchaser who has concluded the transaction pays the foreign currency purchase amount and fee to a predetermined financial institution, the financial institution checks the trading decision information from the financial institution's computer system and confirms the trading conclusion and exchanges the foreign currency in the purchase transaction with the purchaser. If the selling customer who has concluded the sale pays a foreign currency to a predetermined financial institution, the financial institution checks the trading decision information from the financial institution's computer system and confirms the trading conclusion and sells to the selling customer. It is characterized by including the foreign currency exchange step of paying the foreign currency selling amount.

또한, 상기 매매체결단계에서 구매고객 및 매도고객이 구매단위, 구매시점 및 매도단위, 매도시점을 추가로 입력하게 하거나, 고객의 선택에 따라 구매·매도시점을 추가로 입력할 경우, 은행의 스왑(swap)시스템을 통해 자동선도거래(Forward)로 전환되도록 하여 현물거래와 선도거래를 동시에 처리하는 것을 특징으로 한다.In addition, when the purchase customer and the sell customer enter additional purchase units, purchase points, sell units, and sell points at the conclusion of the trading, or additionally purchase or sell points according to the customer's selection, the swap of banks is performed. Through the (swap) system it is converted to automatic forward trading (Forward), characterized in that the processing of spot and forward transactions at the same time.

또한, 상기 매매체결을 위해서 구매고객 및 매도고객이 해당 금융기관에 소정의 원화 및 외화 증거금을 예치하는 것을 특징으로 한다.In addition, in order to conclude the sale, the buying customer and the selling customer may deposit a predetermined amount of won and foreign currency margin at the financial institution.

이하, 본 발명의 인터넷을 통한 외화매매방법에 대한 바람직한 실시예들을 첨부된 예시도면을 참조하여 상세히 설명하고자 한다.Hereinafter, preferred embodiments of the foreign currency trading method through the Internet of the present invention will be described in detail with reference to the accompanying drawings.

도 1은 본 발명의 인터넷을 통한 금융기관 지점간의 외화매매시스템 작동구성을 도시한 것이고, 도 2는 본 발명의 인터넷을 통한 금융기관 은행간의 외화매매시스템 작동구성을 도시한 것이다.1 is a view illustrating a configuration of an operation of a foreign exchange trading system between financial institution branches through the Internet of the present invention, and FIG. 2 is a view of a configuration of an operation of a foreign exchange trading system between a financial institution banking through the Internet of the present invention.

도면에서 보는 바와같이, 구매고객(20) 또는 매도고객(30)이 금융기관(42)(44)의 은행창구를 방문하여 고비용의 중개 수수료를 내지 않고도 해당 금유기관(42)(44)의 금융기관 전산시스템(40)이 연결된 인터넷상의 해당 외환거래웹서버(10)에 접속하여 직접 매매체결할 수 있다.As shown in the figure, the purchasing customer 20 or the selling customer 30 visits the bank window of the financial institution 42 or 44 and pays the financial institutions 42 and 44 without paying an expensive brokerage fee. The institutional computer system 40 may connect to the corresponding foreign exchange trading web server 10 on the Internet and directly make a trade.

우선적으로 구매고객(20)과 매도고객(30)은 금융기관 전산시스템(10)이 연결된 인터넷 외환거래웹서버(10)에 접속하고, 다수의 구매고객(20)과 매도고객(30)은 구매하려는 외화종류, 구매량, 구매단가 등의 구매정보와 매도하려는 외화종류, 매도량, 매도단가 등의 매도정보를 외환거래웹서버(10)의 해당 웹사이트에 각각 입력한다.First of all, the purchaser 20 and the customer 30 are connected to the Internet forex trading web server 10 to which the financial institution computer system 10 is connected, and the purchaser 20 and the customer 30 are purchased. Purchase information such as foreign currency type, purchase amount, purchase price, etc. to be sold, and selling information such as foreign currency type, sale amount, selling price, etc., to be sold are input to respective websites of the foreign exchange transaction web server 10.

아울러, 외환거래웹서버(10)에서는 상기의 매매의사확인단계를 통해 입력된 구매고객(20)의 구매정보 및 매도고객의 매도정보를 서로 비교하고, 구매고객(20)과 매도고객(30)의 의사가 일치하면 매매를 체결해서 그 매매체결결과가 각각 접속 사용중인 구매고객(20) 및 매도고객(30)에게 직접적으로 통지되거나 또는 전자메일을 통해 전달하게 된다.In addition, the foreign exchange trading web server 10 compares the purchase information of the purchase customer 20 and the selling information of the selling customer, which are input through the above trading intention confirmation step, and compares the purchasing customer 20 and the selling customer 30 with each other. If the intention is agreed, the sale is concluded and the result of the sale is directly notified to the purchasing customer 20 and the selling customer 30 being used for connection, respectively, or transmitted through an e-mail.

그리고, 상기 매매체결단계를 통해 통지되는 매매체결정보는 곧바로 소정의 금융기관(42)(44)에 연결된 해당 금융기관 전산시스템(40)에 통보되는데, 이때 상기 매매체결단계에서 구매고객(20) 및 매도고객(30)은 구매단위, 구매시점 및 대모단위, 매도시점을 추가로 입력할 수 있으며, 아울러 상기 매매체결을 위해서 구매고객(20) 및 매도고객(30)이 해당 금융기관(42)(44)에 소정의 원화 및 외화 증거금을 미리 예치함이 바람직하다.In addition, the trading decision report that is notified through the trading execution step is immediately notified to the corresponding financial institution computer system 40 connected to a predetermined financial institution 42, 44, wherein the purchase customer 20 in the trading execution step. And the selling customer 30 may further input a purchase unit, a purchase point and a mother unit, and a selling point, and the purchaser 20 and the selling customer 30 may use the financial institution 42 to conclude the sale. It is preferable to deposit a predetermined amount of won and foreign currency margin at (44) in advance.

그리고, 매매가 체결된 구매고객(20)이 해당 금융기관(42)에 외화구매액과 수수료를 납부하면, 해당 금융기관(40)은 외환거래웹서버(10)를 통해 전달된 상기 금융기관 전산시스템(42)으로부터 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 구매고객(20)에게 매매체결내용상의 외화를 지급한다.In addition, when the purchaser 20 who has signed a sale pays the foreign currency purchase amount and fee to the financial institution 42, the financial institution 40 transmits the financial institution computerized system (transmitted through the foreign exchange transaction web server 10). 42, the transaction decision report is inquired to confirm the transaction conclusion, and the foreign currency in the transaction decision is paid to the purchaser 20.

아울러, 상기의 구매고객(20)과 마찬가지로 매매가 체결된 상기 매도고객(30)이 소정의 금융기관(44)에 외화를 납부하면, 해당 금융기관(44)은 외환거래웹서버(10)를 통해 전달된 상기 금융기관 전산시스템(40)으로부터 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 매도고객(20)에게 매매체결내용상의 외화매도액을 지급하게 된다.In addition, when the selling customer 30, which has been concluded in the same manner as the purchase customer 20, pays a foreign currency to a predetermined financial institution 44, the financial institution 44 through the foreign exchange transaction web server 10. By checking the transaction decision report from the financial institution computer system 40, the transaction decision is confirmed, and the foreign currency seller is sold to the seller 20.

또한, 구매고객(20)과 매도고객(30)간의 매매체결정보를 해당 금융기관 전산시스템(40)에 통보하는 매매통보단계 없이, 매매체결결과를 각각 구매고객(20) 및 매도고객(30)에게 통지하는 매매체결단계에서 구매고객 및 매도고객에게 매매체결내용상의 외화 및 외화매도액(원화)를 지급하는 외화교환단계로 곧바로 실시될 수도 있다.In addition, without the sales notification step of notifying the financial institution computer system 40 of the trading decision decision between the purchasing customer 20 and the selling customer 30, the buying and selling result of the trading customer 20 and the selling customer 30, respectively. It may be carried out immediately in the foreign exchange stage, in which the foreign exchange and the foreign currency sale amount (in won) are paid to the purchaser and the selling customer at the conclusion of the transaction.

한편, 도 3에서 보는 바와같이 구매고객(20)과 매도고객(30)이 금융기관을 지정함에 있어, 서로 다른 은행의 지점(42)(54)을 이용할 경우에도 각 금융기관의 지점(42)(54)에 연결된 해당 금융기관의 전산시스템(40)(50)이 구매고객(20)과 매도고객(30) 양자가 접속하는 인터넷 외환거래웹서버(10)에 공통 연결되므로 거래정보의 상호제공이 가능하다.Meanwhile, as shown in FIG. 3, when the purchaser 20 and the seller 30 designate a financial institution, even when branches 42 and 54 of different banks are used, branches 42 of each financial institution are used. Computation system (40) and (50) of the financial institution connected to (54) are mutually connected to the Internet forex trading web server (10) to which both the purchasing customer (20) and the selling customer (30) are connected. This is possible.

즉, 서로 다른 은행인 금융기관의 전산시스템(40)(50)이 연결되는 외환거래웹서버(10)는 거래 증거금의 입금상태 조회가 허용될 수 있고, 거래 후의 실물 인수결과는 물론 지급 결제내용 및 이익 정산결과도 편리하게 통보되며, 결과적으로 인터넷상의 외환거래웹서버(10)에 여러 은행들의 연계처리가 가능하여 구매고객(20)과 매도고객(30) 모두 인터넷 접속이 가능한 어떤 장소에서도 은행창구를 통하지 않은 직접 외화매매가 가능할 수 있다.That is, the foreign exchange transaction web server 10 to which the computer systems 40 and 50 of the financial institutions, which are different banks, are connected may be allowed to inquire the deposit status of the transaction margin, and the actual payment result after the transaction as well as the payment details And profit settlement results are also conveniently informed, and as a result, it is possible to link and process various banks to the foreign exchange transaction web server 10 on the Internet, so that both the purchaser 20 and the seller 30 can access the bank at any place where the Internet is accessible. Direct foreign exchange may be possible without going through a teller.

이상 설명한 바와 같이 본 발명의 인터넷을 통한 외화매매방법에 의하면, 외화매매를 중개하는 인터넷 외환거래웹서버에 복수의 구매고객과 매도고객이 접속하여 양자간의 의사가 합치되는 범위에서 매매계약을 체결한 뒤에 실제 외화와 원화의 실물 교환은 해당 금융기관의 지점에 편리하게 할 수 있다.As described above, according to the foreign currency trading method through the Internet of the present invention, a plurality of buying customers and selling customers are connected to an Internet forex trading web server for brokering foreign currency trading, and a sales contract is concluded within a range in which both parties agree. Later, the actual exchange of real and foreign currency can be convenient at the branch of the financial institution.

따라서, 인터넷을 통한 단순 중개로 거래 은행은 포지션 보유가 불필요하고, 시장 상황에 따라 최소단위인 10전까지 수수료가 극소화가능하여 저비용 외화매매가 가능하고, 고객의 최우선 관심사인 가격 우선 결정 후에 추후 실물 인수도 가능한 적시성이 있으며, 고객이 인터넷 접속이 가능한 편리한 정소에서 거래 가능한 편리성이 있고, 고객이 가격 결정에 직접 참여할 수 있어 가격 신뢰성이 있으며, 아울러 무수한 종목 보유한 주식시장과 달리 종목 단순(US$, ¥ 등 주요 통화) 및 종목 자체의 내배 분석 및 공시 제도 등이 불필요하여 결과적으로 외화매매시스템이 단순화될 수 있는 효과도 기대된다.Therefore, by simply brokering via the Internet, the bank does not need to hold a position, and according to the market situation, the transaction fee can be minimized up to the minimum unit of 10, which makes it possible to sell low-cost foreign currency. It is timely, has the convenience of allowing customers to trade at convenient internet access, and has the reliability of price because customers can directly participate in the pricing decision. Moreover, unlike the stock market that has a myriad of stocks, the stock is simple (US $, ¥ It is also expected that the foreign currency trading system will be simplified as a result of the need for analysis and disclosure of stocks of major currencies) and stocks themselves.

Claims (6)

외환거래웹서버(10)에 접속한 구매고객(20) 및 매도고객(30)으로 하여금 각각 구매하려는 외화종류, 구매량, 구매단가 등의 구매정보 및 매도하려는 외화종류, 매도량, 매도단가 등의 매도정보를 입력하게 하는 매매의사확인단계와;Selling information such as foreign currency type, purchase amount, purchase price, etc. and foreign currency type, sale amount, selling price, etc. to be purchased by the purchasing customer 20 and the selling customer 30 connected to the foreign exchange transaction web server 10 respectively. A purchase intention confirmation step of inputting information; 입력된 구매정보 및 매도정보를 비교하여 구매고객(20)과 매도고객(30)의 의사가 일치하면 매매를 체결하고 매매체결결과를 각각 구매고객(20) 및 매도고객(30)에게 통지하는 매매체결단계와;When the purchaser 20 and the seller 30 agree with each other by comparing the purchased purchase information and the seller information, the trade is concluded and the buying and selling result is notified to the buying customer 20 and the selling customer 30, respectively. Fastening step; 매매체결정보를 소정의 금융기관 전산시스템(40)에 통보하는 매매통보단계와;A trading notification step of notifying the predetermined financial institution computing system 40 of the trading decision decision report; 매매가 체결된 상기 구매고객(20)이 소정의 금융기관(42)에 외화구매액과 수수료를 납부하면 해당 금융기관(40)은 상기 금융기관 전산시스템(42)으로부터 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 구매고객(20)에게 매매체결내용상의 외화를 지급하며, 아울러 매매가 체결된 상기 매도고객(30)이 소정의 금융기관(44)에 외화를 납부하면 해당 금융기관(44)은 상기 금융기관 전산시스템(40)으로부터 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 매도고객(20)에게 매매체결내용상의 외화매도액을 지급하는 외화교환단계를 포함하여 이루어지는 것을 특징으로 하는 인터넷을 통한 외화매매방법.When the purchaser 20 who has concluded a transaction pays a foreign currency purchase amount and a fee to a predetermined financial institution 42, the financial institution 40 inquires a trading decision report from the financial institution computer system 42 and confirms the trade decision. Confirm and pay the foreign currency in the contents of the trading agreement to the purchaser 20, and when the selling customer 30 with whom the sale is concluded pays a foreign currency to a predetermined financial institution 44, the financial institution 44 receives the foreign currency. A foreign currency exchange step of retrieving trading decision information from a financial institution computerized system 40 and confirming the trade settlement contents and paying the selling customer 20 with the foreign currency selling amount on the trade settlement contents. Foreign currency trading method. 제 1항에 있어서, 상기 매매체결단계에서 구매고객(20) 및 매도고객(30)이 구매단위, 구매시점 및 매도단위, 매도시점을 추가로 입력하게 하는 것을 특징으로 하는 인터넷을 통한 외화매매방법.The method of claim 1, wherein the buying customer 20 and the selling customer 30 further input the buying unit, the purchase point and the selling unit, and the selling point at the conclusion of the sale. . 제 1항 또는 제 2항에 있어서, 상기 매매체결을 위해서 구매고객(20) 및 매도고객(30)이 해당 금융기관(42)에 소정의 원화 및 외화 증거금을 예치하는 것을 특징으로 하는 인터넷을 통한 외화매매 방법.According to claim 1 or 2, characterized in that the purchase customer 20 and the selling customer 30 deposits a predetermined amount of foreign currency and foreign currency margin to the financial institution 42 for the conclusion of the transaction. Foreign currency trading method. 외환거래웹서버(10)에 접속한 구매고객(20) 및 매도고객(30)으로 하여금 각각 구매하려는 외화종류, 구매량, 구매단가 등의 구매정보 및 매도하려는 외화종류, 매도량, 매도단가 등의 매도정보를 입력하게 하는 매매의사 확인단계와;Purchase information such as foreign currency type, purchase amount, purchase price, etc. and foreign currency type, sale amount, selling price, etc. A buying intention confirmation step of inputting information; 입력된 구매정보 및 매도정보를 비교하여 구매고객(20)과 매도고객(30)의 의사가 일치하면 매매를 체결하고 매매체결결과를 각각 구매고객(20) 및 매도고객(30)에게 통지하는 매매체결단계와;When the purchaser 20 and the seller 30 agree with each other by comparing the purchased purchase information and the seller information, the trade is concluded and the buying and selling result is notified to the buying customer 20 and the selling customer 30, respectively. Fastening step; 매매가 체결된 상기 구매고객(20)이 소정의 금융기관(42)에 외화구매액과 수수료를 납부하면 해당 금융기관(42)은 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 구매고객(20)에게 매매체결내용상의 외화를 지급하며, 아울러 매매가 체결된 상기 매도고객(30)이 소정의 금융기관(44)에 외화를 납부하면 해당 금융기관(44)은 상기 매매체결정보를 조회하여 매매체결내용을 확인하고 상기 매도고객(30)에게 매매체결내용상의 외화매도액을 지급하는 외화교환단계를 포함하여 이루어진 것을 특징으로 하는 인터넷을 통한 외화매매방법.When the purchaser 20 who has concluded the transaction pays a foreign currency purchase amount and a fee to a predetermined financial institution 42, the financial institution 42 checks the trading decision report by checking the trading decision report and the purchase customer 20 If the foreign currency is paid to foreigners in the contents of the trade, the seller 30 pays the foreign currency to a predetermined financial institution 44, and the financial institution 44 inquires the transaction decision report by searching the trading decision. Confirming and selling the foreign currency through the Internet comprising the step of exchanging foreign currency to the selling customer 30 paying the foreign currency in the content of the sale. 제 4항에 있어서, 상기 매매체결단계에서 구매고객(20) 및 매도고객(30)이 구매단위, 구매시점 및 매도단위, 매도시점을 추가로 입력하게 하는 것을 특징으로 하는 인터넷을 통한 외화매매방법.The method of claim 4, wherein the buying customer 20 and the selling customer 30 further input the buying unit, the purchase point and the selling unit, and the selling point at the conclusion of the trading. . 제 4항 또는 제 5항에 있어서, 상기 매매체결을 위해서 구매고객(20) 및 매도고객(30)이 해당 금융기관(42)에 소정의 원화 및 외화 증거금을 예치하는 것을 특징으로 하는 인터넷을 통한 외화매매방법.According to claim 4 or 5, characterized in that the purchase customer 20 and the selling customer 30 deposits a predetermined amount of foreign currency and foreign currency margin to the financial institution 42 for the conclusion of the sale. Foreign currency trading method.
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Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010008285A (en) * 2000-11-21 2001-02-05 김명철 Exchange method of currency using inter-net
KR20010112665A (en) * 2000-06-09 2001-12-21 박상훈 A foreign-exchange trading system and method based on a network
KR20020011603A (en) * 2000-08-03 2002-02-09 조상기 System for intermediating trade of foreign exchange
KR20020015911A (en) * 2000-08-23 2002-03-02 민대용 A reverse-auction method on internet
KR100346646B1 (en) * 2000-02-19 2002-07-27 최일주 a method for selling at auction the foreign currency through the internet
KR20030006039A (en) * 2001-07-11 2003-01-23 포렉스뱅크 주식회사 System and method for network-based providing exchange money service of foreign money and traveller's check
KR100373862B1 (en) * 2001-02-06 2003-02-26 에스엔뱅크 주식회사 Method to provide trading service of non-delivery forign exchange by Internet
KR100426403B1 (en) * 2000-06-03 2004-04-08 에스엔뱅크 주식회사 Method to provide mediation service of dealing forign exchange by Internet
KR100524648B1 (en) * 2002-07-29 2005-10-28 최일주 Method for selling at real time auction the foreign exchange through the internet

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100346646B1 (en) * 2000-02-19 2002-07-27 최일주 a method for selling at auction the foreign currency through the internet
KR100426403B1 (en) * 2000-06-03 2004-04-08 에스엔뱅크 주식회사 Method to provide mediation service of dealing forign exchange by Internet
KR20010112665A (en) * 2000-06-09 2001-12-21 박상훈 A foreign-exchange trading system and method based on a network
KR20020011603A (en) * 2000-08-03 2002-02-09 조상기 System for intermediating trade of foreign exchange
KR20020015911A (en) * 2000-08-23 2002-03-02 민대용 A reverse-auction method on internet
KR20010008285A (en) * 2000-11-21 2001-02-05 김명철 Exchange method of currency using inter-net
KR100373862B1 (en) * 2001-02-06 2003-02-26 에스엔뱅크 주식회사 Method to provide trading service of non-delivery forign exchange by Internet
KR20030006039A (en) * 2001-07-11 2003-01-23 포렉스뱅크 주식회사 System and method for network-based providing exchange money service of foreign money and traveller's check
KR100524648B1 (en) * 2002-07-29 2005-10-28 최일주 Method for selling at real time auction the foreign exchange through the internet

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