KR102011034B1 - Method for providing shopping mall service providing margin as sale to customer - Google Patents

Abstract

Provided is a method for providing a shopping mall service for compensating a virtual currency payment-based margin as a reward. The method comprises: a step of receiving a purchase event and a payment event for payment with a virtual currency from a consumer terminal; a step of extracting product data included in the received purchase event and extracting supply price, margin, and sale price data set in a seller terminal selling a product wherein the supply price, margin, and sale price data are pre-mapped and stored in the extracted product data; and a step of directly performing payment of the amount of deduction of a discounted margin from the selling price after applying a discount rate of a predetermined percentage of the margin in an electronic wallet of the consumer terminal.

Description

How to provide shopping mall service that rewards cryptocurrency-based margins with rewards {METHOD FOR PROVIDING SHOPPING MALL SERVICE PROVIDING MARGIN AS SALE TO CUSTOMER}

The present invention relates to a shopping mall service providing method for rewarding a virtual currency payment-based margin with a reward, and provides a method for directly making a payment without using an exchange and rewarding a margin with a discount rate.

At the same time, the financial business is facing a major turning point, with the opinion that laws and regulations on virtual currency including Bitcoin should be introduced and reviewed. Cryptocurrency is controversial around the corner of an innovative financial services business that uses IT called FinTech. Compared to other fintechs that specialize in some areas of the unbundled financial services and deploy new businesses and services utilizing IT, the scope of application is very broad, including remittances, settlements, and financial instrument currencies. It is different from the previous in that there is a possibility to fundamentally change the foundation of business in the field. Under the legal system that promotes the use of cryptocurrency, financial services using the cryptocurrency and the underlying technology are evolving. The financial industry, which has a great influence on the activities of individuals and corporations, is expected to undergo a structural shift.

At this time, a research and development was conducted in which a buyer with an electronic wallet can use the cash converted according to the virtual currency price, request the payment in the same way as the general payment, and receive the payment in the virtual currency. In this regard, Korean Patent Laid-Open Publication No. 2018-0107037 (published Oct. 1, 2018), which is a prior art, discloses that a seller terminal uses bar code or short-range communication means to sell information including a payment price and a seller's deposit account. The purchaser terminal receiving the sales information and providing the sales information transmits the purchaser information including the buyer's ID and the payment information including the sales information to the cryptocurrency payment server, and requests the payment of the virtual currency. Query the subscriber's electronic wallet that stores the buyer's cryptocurrency and the subscriber's conversion value DB that stores the subscriber's cryptocurrency purchase price, and converts the virtual currency of the subscriber's electronic wallet into the market price at the time of transaction The buyer terminal receives the converted amount information, and transmits the payment request data to the virtual currency payment server. The converted cryptocurrency is transferred to the cryptocurrency DB, stored, and then the authorization data is transmitted to the seller terminal and the buyer terminal, and a configuration for paying the seller for the sale price or the virtual currency converted into the virtual currency price of the subscriber is initiated. .

However, due to the development of electronic commerce, sellers are competing for price comparison, and the burden of sellers is doubled due to the increase of fees in large shopping malls. In this case, there is no difference from existing fintech using means such as cash, fiat money or credit card, and the bleeding competition of sellers in shopping malls continues. Accordingly, while introducing a virtual currency that is expected to be used in the mid- to long-term outlook, research and development of a method that can reduce the burden on the seller and provide a better benefit to consumers is required.

An embodiment of the present invention provides a platform that combines fintech and cryptocurrency that can directly receive virtual currency payments based on real-time quotes without going through a cryptocurrency exchange, and for the win-win of shopping malls, sellers and consumers By providing discounts to consumers up to 50% of the difference between the price and the supply price, it is possible to increase consumer loyalty while encouraging consumers to join and purchase memberships. By setting each of them, even if a margin of fee is provided to the platform, a minimum profit can be guaranteed, and a shopping mall service providing method of rewarding a virtual currency settlement based margin as a reward can be provided. However, the technical problem to be achieved by the present embodiment is not limited to the technical problem as described above, and other technical problems may exist.

As a technical means for achieving the above-described technical problem, an embodiment of the present invention, the step of receiving a purchase event and payment event for payment with a virtual currency from the consumer terminal, extracting the product data included in the received purchase event And extracting the supply price, margin, and sale price data set in the seller terminal selling the product, which are pre-mapped and stored in the extracted product data, and apply a discount rate of the predetermined percentage of the margin, and then apply the discount rate to the sale price. Deducting the amount is to be directly paid in the electronic wallet of the consumer terminal.

According to any one of the problem solving means of the present invention described above, provides a platform that combines fintech and virtual currency that can be directly paid for virtual currency based on real-time quotes without going through a virtual currency exchange, shopping malls, sellers and For win-win growth, up to 50% of the difference between the selling price and the supply price, excluding the pre-set fee, is offered to the consumer to encourage membership and purchase, increase loyalty, and ensure profits for the seller. By setting the margins of supply and selling, respectively, the margin of profit is guaranteed even if the margin of commission is provided to the platform.

1 is a diagram illustrating a shopping mall service providing system that compensates a virtual currency payment based margin with a reward according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating a shopping mall service providing server included in the system of FIG. 1.
3 is a diagram illustrating an embodiment in which a shopping mall service for rewarding a virtual currency settlement based margin according to an embodiment of the present invention is implemented.
FIG. 4 is a diagram illustrating a process in which data is transmitted and received between components included in a shopping mall service providing system that compensates a virtual currency settlement based margin of FIG. 1 with a reward according to an embodiment of the present invention.
FIG. 5 is a flowchart illustrating a shopping mall service providing method of compensating a virtual currency payment based margin as a reward according to an embodiment of the present invention.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention. In the drawings, parts irrelevant to the description are omitted in order to clearly describe the present invention, and like reference numerals designate like parts throughout the specification.

Throughout the specification, when a part is "connected" to another part, this includes not only "directly connected" but also "electrically connected" with another element in between. . In addition, when a part is said to "include" a certain component, which means that it may further include other components, except to exclude other components, unless specifically stated otherwise, one or more other features It is to be understood that the present disclosure does not exclude the possibility of the presence or the addition of numbers, steps, operations, components, parts, or combinations thereof.

As used throughout the specification, the terms "about", "substantially", and the like, are used at, or in close proximity to, numerical values when manufacturing and material tolerances inherent in the meanings indicated are intended to aid the understanding of the invention. Accurate or absolute figures are used to assist in the prevention of unfair use by unscrupulous infringers. As used throughout the specification of the present invention, the term "step of" or "step of" does not mean "step for".

In the present specification, the term 'unit' includes a unit realized by hardware, a unit realized by software, and a unit realized by both. In addition, one unit may be realized using two or more pieces of hardware, or two or more units may be realized by one piece of hardware.

Some of the operations or functions described as being performed by the terminal, the apparatus, or the device may be performed instead in the server connected to the terminal, the apparatus, or the device. Similarly, some of the operations or functions described as being performed by the server may be performed by the terminal, apparatus or device connected to the server.

In the present specification, some of the operations or functions described as mapping or matching with a terminal mean that a unique number of a terminal or identification information of an individual, which is identification data of the terminal, is mapped or matched. Can be interpreted as

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating a shopping mall service providing system that compensates a virtual currency payment based margin with a reward according to an embodiment of the present invention. Referring to FIG. 1, a shopping mall service providing system 1 that compensates a virtual currency settlement based margin with a reward includes at least one consumer terminal 100, a shopping mall service providing server 300, and at least one seller terminal 400. , And the manager terminal 500. However, the shopping mall service providing system 1 that compensates for the virtual currency settlement based margin of FIG. 1 as a reward is only an embodiment of the present invention, and thus, the present invention is not limitedly interpreted through FIG. 1.

In this case, each component of FIG. 1 is generally connected through a network 200. For example, as shown in FIG. 1, at least one consumer terminal 100 may be connected to a shopping mall service providing server 300 through a network 200. The shopping mall service providing server 300 may be connected to the at least one consumer terminal 100, the at least one seller terminal 400, and the manager terminal 500 through the network 200. In addition, the at least one seller terminal 400 may be connected to the shopping mall service providing server 300 through the network 200. Finally, the manager terminal 500 may be connected to the consumer terminal 100, the seller terminal 400, the shopping mall service providing server 300, and at least one information providing server 500 through the network 200.

Here, the network refers to a connection structure capable of exchanging information between respective nodes such as a plurality of terminals and servers. Examples of such a network include RF, 3rd Generation Partnership Project (3GPP) network, and long term (LTE). Evolution network, 5th Generation Partnership Project (5GPP) network, World Interoperability for Microwave Access (WIMAX) network, Internet, Local Area Network (LAN), Wireless Local Area Network (WLAN), Wide Area Network (WAN) , PAN (Personal Area Network), Bluetooth (Bluetooth) network, NFC network, satellite broadcasting network, analog broadcasting network, DMB (Digital Multimedia Broadcasting) network and the like, but is not limited thereto.

In the following description, the term “at least one” is defined as a singular and plural term, and each component may exist in the singular or plural, even though the term “at least one” does not exist, and may mean the singular or plural. It will be self explanatory. In addition, the singular or plural elements may be changed according to embodiments.

The at least one consumer terminal 100 may be a terminal of a consumer who purchases an item using a shopping mall service related web page, an app page, a program, or an application that rewards a virtual currency payment-based margin with a reward. In this case, the at least one consumer terminal 100 may be a terminal that performs payment using virtual currency when purchasing an item. To this end, the at least one consumer terminal 100 may be a terminal that checks its electronic wallet address when purchasing an item and transfers virtual currency to the electronic wallet address provided by the shopping mall service providing server 300. In this case, when the at least one consumer terminal 100 has a plurality of types of virtual currency, the at least one consumer terminal 100 sets one type of virtual currency among a plurality of types or has a price higher than the price purchased by the consumer terminal 100. The terminal may be controlled to be automatically set to the virtual currency. In addition, since the consumer electronic wallet is sent directly to the shopping mall electronic wallet without going through the exchange, there is no risk of hacking and it is possible to trade safely. In addition, the at least one consumer terminal 100, in the page provided by the shopping mall service providing server 300, may be a terminal that receives the points earned in proportion to the results of purchasing the goods, wherein the points earned 1 per won It may be a point. However, the at least one consumer terminal 100 is not able to obtain membership points by virtual currency payment, but is not limited thereto, and it will be apparent that the present invention may be modified according to embodiments. In addition, the at least one consumer terminal 100 may be a terminal capable of purchasing an item at a discount of about 50% of a margin, which is a difference between a selling price and a supply price set by a seller.

Here, the at least one consumer terminal 100 may be implemented as a computer that can access a server or terminal in a remote place through a network. Here, the computer may include, for example, a navigation, a laptop equipped with a web browser, a desktop, a laptop, and the like. In this case, the at least one consumer terminal 100 may be implemented as a terminal that can access a server or terminal in a remote place through a network. The at least one consumer terminal 100 is, for example, a wireless communication device that ensures portability and mobility, and may include navigation, personal communication system (PCS), global system for mobile communications (GSM), personal digital cellular (PDC), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), International Mobile Telecommunication (IMT) -2000, Code Division Multiple Access (CDMA) -2000, W-Code Division Multiple Access (W-CDMA), Wireless Broadband Internet A handheld-based wireless communication device such as a terminal, a smartphone, a smart pad, a tablet PC, etc. may be included.

The shopping mall service providing server 300 may be a server providing a shopping mall service web page, an app page, a program, or an application that compensates a virtual currency settlement based margin with a reward. When the supply price, the selling price, and the like are set in the at least one seller terminal 400, the shopping mall service providing server 300 sets the difference obtained by subtracting the supply price from the selling price as the reference margin and sets the predetermined percentage of the reference margin as the margin. It may be a server to set up. In addition, the shopping mall service providing server 300, if you want to use the virtual currency when purchasing the goods in the consumer terminal 100, in real time to check the price of the virtual currency of the type specified by the consumer terminal 100, It may be a server that calculates the payment quantity of the virtual currency of the type based on the real-time exchange rate between the nominal currency and the virtual currency. Accordingly, when the payment quantity is calculated, the shopping mall service providing server 300 provides the quantity and the virtual wallet electronic wallet address to the consumer terminal 100 and checks whether a transaction occurs. In case of occurrence, it may be a server that recalculates the quantity based on the changed exchange rate to proceed with the transfer. However, the present invention is not limited thereto, and the fixed amount of the virtual currency is not excluded based on the exchange rate at the time of the initial payment request event. In addition, the shopping mall service providing server 300 may be a server configured to compensate for a 50% or more of the margin by the means of discounting the amount paid by the consumer, and the remaining margin as a profit of the shopping mall service providing server 300.

Here, the shopping mall service providing server 300 may be implemented as a computer that can access a server or a terminal in a remote place through a network. Here, the computer may include, for example, a navigation, a laptop equipped with a web browser, a desktop, a laptop, and the like.

The at least one seller terminal 400 may be a terminal of a seller using a shopping mall service-related web page, an app page, a program, or an application that compensates for a virtual currency payment based margin as a reward. The at least one seller terminal 400 may be a terminal for setting a supply price, a selling price, setting information about goods and shipping information, and transmitting the same to a shopping mall service providing server 300. In addition, the at least one seller terminal 400 may be a terminal for selecting whether or not to directly lift and sell the goods or to perform a promotion after receiving verification from the shopping mall service providing server 300. That is, the at least one seller terminal 400 may select whether to sell directly or proceed with the verification of the shopping mall service providing server 300, which may be a reward and verification when selling directly. You can view and select rewards when you receive and progress. In addition, the at least one seller terminal 400 may be a terminal capable of checking a reward reward rate, which is mapped to the former and the latter, respectively, and the reward reward rate as the seller's grade is increased. Alternatively, this may not be provided to the seller in confidentiality, which may vary depending on the embodiment and is not limited thereto.

Here, the at least one seller terminal 400 may be implemented as a computer that can access a server or a terminal in a remote place through a network. Here, the computer may include, for example, a navigation, a laptop equipped with a web browser, a desktop, a laptop, and the like. In this case, the at least one seller terminal 400 may be implemented as a terminal that can be connected to a server or terminal in a remote place through a network. The at least one seller terminal 400 is, for example, a wireless communication device that ensures portability and mobility, and includes navigation, personal communication system (PCS), global system for mobile communications (GSM), personal digital cellular (PDC), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), International Mobile Telecommunication (IMT) -2000, Code Division Multiple Access (CDMA) -2000, W-Code Division Multiple Access (W-CDMA), Wireless Broadband Internet A handheld-based wireless communication device such as a terminal, a smartphone, a smart pad, a tablet PC, etc. may be included.

The manager terminal 500 requests a screening and verification of a seller's products from the shopping mall service providing server 300 using a shopping mall service-related web page, an app page, a program, or an application that rewards a virtual currency payment-based margin as a reward. It may be an output terminal. In addition, the manager terminal 500 may be a terminal that transmits feedback corresponding thereto to the shopping mall service providing server 300.

Here, the manager terminal 500 may be implemented as a computer that can access a server or a terminal in a remote place through a network. Here, the computer may include, for example, a navigation, a laptop equipped with a web browser, a desktop, a laptop, and the like. In this case, the manager terminal 500 may be implemented as a terminal capable of accessing a server or terminal in a remote place through a network. The manager terminal 500 is, for example, a wireless communication device that ensures portability and mobility, and includes navigation, personal communication system (PCS), global system for mobile communications (GSM), personal digital cellular (PDC), and personal PHS (PHS). Handyphone System (PDA), Personal Digital Assistant (PDA), International Mobile Telecommunication (IMT) -2000, Code Division Multiple Access (CDMA) -2000, W-Code Division Multiple Access (W-CDMA), Wireless Broadband Internet (WBRO) terminal, All types of handheld based wireless communication devices such as smartphones, smartpads, tablet PCs, and the like may be included.

2 is a block diagram illustrating a shopping mall service providing server included in the system of FIG. 1, and FIG. 3 illustrates a shopping mall service for rewarding a virtual currency payment-based margin with a reward according to an embodiment of the present invention. It is a figure for demonstrating an Example.

Referring to FIG. 2, the shopping mall service providing server 300 may include a receiving unit 310, an extracting unit 320, and a payment unit 330.

The shopping mall service providing server 300 or another server (not shown) operating in conjunction with the at least one consumer terminal 100, at least one seller terminal 400, and the manager terminal 500 according to an exemplary embodiment of the present invention are provided. In the case of transmitting a shopping mall service application, a program, an app page, a web page, and the like, which rewards a virtual currency settlement based margin with a reward, the at least one seller terminal 400 and the manager terminal 500 are based on the virtual currency settlement. You can install or open shopping mall service applications, programs, app pages, web pages, etc. that reward your margins with rewards. In addition, the service program may be driven in at least one seller terminal 400 and the manager terminal 500 using a script executed in a web browser. Here, the web browser is a program that enables the use of the World Wide Web (WWW) service, and refers to a program that receives and displays hypertext described in HTML (hyper text mark-up language), for example, Netscape. , Explorer, chrome and the like. In addition, an application means an application on a terminal, and includes, for example, an app running on a mobile terminal (smartphone).

Referring to FIG. 2, the receiver 310 may receive a purchase event and a payment event for payment in virtual currency from the consumer terminal 100. In this case, the consumer terminal 100 may be a consumer subscribed to a membership to receive a virtual currency payment discount, and the membership level may be different from the discount rate according to each level corresponding to the subscription amount. In this case, in order to join the membership, the payment is made in nominal money and points are basically not available for purchase in virtual currency, but the present invention is not limited thereto and does not exclude the purchase of membership in virtual currency.

Here, an embodiment of the present invention allows the points to be earned according to the recharge amount, and to allow the points to be differentially earned according to the recharge amount, which may be 200 to 500% of the recharge amount. Here, each section may be 50,000 to 100,000, 100,000 to 250,000, 200,000 to 600,000, 300,000 to 1.2 million, 500,000 to 2.5 million, the setting according to the overlapping section may vary depending on the embodiment have. The point of the present invention is intended to allow profits to remain on the platform while inducing direct transactions between consumers and producers, and may be referred to as popcorn mileage, meaning that it gives more points than the amount paid by the consumer. In this case, the consumer may obtain a benefit in which the supply price is the same as the sale price within the accumulated points. For example, if the supply price is 30,000 won and the selling price is 50,000 won, 20,000 miles will be deducted and the actual amount may be 30,000 won. Of course, you will pay when you purchase points, but 20,000 miles is not the same as 20,000 won, so you can buy at a discounted price. In addition, points can be gifted between members or from an unspecified number of people.

The extraction unit 320 extracts the product data included in the received purchase event and extracts the supply price, margin, and sale price data set in the seller terminal 400 selling the product, which are previously mapped and stored in the extracted product data. can do. In this case, the supply price is an amount received by the shopping mall service providing server 300 after sale, and may be a price including VAT. The market price may be a recommended consumer price or a market price. In addition, the selling price is the amount the customer pays when purchasing a product.

The payment unit 330 may apply a predetermined percentage discount rate of the margin and then allow the amount deducting the margin to which the discount rate is applied from the selling price is directly paid in the electronic wallet of the consumer terminal 100. In addition, the amount deducting the margin to which the discount rate is applied from the selling price may be converted into the amount of the virtual currency of the kind held by the consumer terminal 100 based on the price corresponding to the real exchange price.

For example, if the selling price is 10000 won and the supply price is 8,000 won, the difference is 2000 won. If the margin of 50% is set as the discount rate and the margin of error is 10%, the margin of 50% is 1000 won, the margin of error is 100 won, and you receive a discount of 900 to 1100 won, that is, a discount of 9% to 11%. do. At this time, if the consumer has bitcoin, selects bitcoin as a payment method, and 1 bitcoin (B) has a real-time exchange rate of 1 won, the consumer must pay 8900B to 9100B. In this way, the amount and type of virtual currency exchanged in real time should be paid from the consumer terminal 100 to the shopping mall service providing server 300, and may not go through an exchange when a transaction occurs. To this end, the shopping mall service providing server 300 may share a transaction book in a private blockchain, and the nodes constituting the network may be at least one consumer terminal 100 and at least one seller terminal 400.

Here, even if a public blockchain is used instead of a private blockchain, a transaction has occurred, which means that a block corresponding to the transaction must be generated, that is, a mining must occur. For this purpose, at least one node of the blockchain This means that computing and networking resources, including the CPU, must be consumed. To this end, the shopping mall service providing server 300 may set a membership grade proportional to a ratio of using computing resources or networking resources of the at least one consumer terminal 100 or the at least one seller terminal 400, and the membership grade. The higher the value, the higher the discount rate can be set. In this case, the margin line of the discount rate may be 50% of the margin, but is not limited thereto.

At this time, the blockchain network is a structure in which all network participants store and manage transaction details, participate in the Bitcoin network, and participate in transaction record and verification while storing a distributed ledger where all transaction records including payments are stored on the participant's PC. If you succeed in mining for verification, you can be rewarded, and you can simply participate in Bitcoin transactions using electronic wallets without participating in the blockchain network. In this case, the consumer must first create an electronic wallet for payment, and the electronic wallet can be created in various ways such as PC, mobile, and web applications.When the electronic wallet is created, the private key and the public can be opened using public key cryptography. The key is generated, and the private key must be stored only by the user so that the private key is not exposed to other people. The public key is used as the address of the virtual money wallet as information that can be disclosed to others.

At this time, the consumer terminal 100 inputs the electronic wallet address of the recipient and the virtual currency to be sent, and digitally signs the sender (consumer) by using the private key of the sender (consumer) to notify the settlement unit 330 that a corresponding transaction has occurred in the blockchain network. When a transaction (transaction) is delivered to at least one node that is a blockchain network participant, the network participant independently verifies each transaction and delivers the newly generated transaction to other participants.

At this time, in order to prove that the transfer transaction from the consumer terminal 100 to the shopping mall service providing server 300 is a normal transaction that is not forged or tampered with, all participants independently verify all transactions and finish the mining work first. Receive new currency or transaction fees. The mining operation is a mathematically time-consuming task of finding a nonce so that the hash value of the cryptocurrency block can be lower than the defined difficulty target. It is called).

In addition, the shopping mall service providing server 300, in addition to the direct leakage of the private key, the part that can access the private key or invade virtual currency transactions may correspond to the electronic wallet program used in the user's PC or smartphone. Therefore, a program according to the secure coding guide may be further used. Even after the countermeasures against security threats have been established, there are many situations that lead to security incidents because the operation personnel do not follow the procedures. Therefore, the shopping mall service providing server 300 may receive access authority through a pre-registered authority management server and start a system operation. In the authority management and monitoring, an access or a task other than approval authority is attempted while monitoring the operation contents. If you do, you can use a way to block access. Through access rights and monitoring, customers' assets and personal information can be protected by protecting sensitive details such as account information.

Then, the payment unit 330, after applying a predetermined percentage of the margin of the margin, the discount rate of the predetermined percentage when the amount deducting the margin to which the discount is applied from the selling price is settled directly in the electronic wallet of the consumer terminal 100 May be 50% including a preset error range. For example, if the error range is 10%, the predetermined percentage discount rate may be 40% to 60%, but is not limited thereto. The preset error range is variable and the discount rate of the preset percentage is also variable. Here, the difference minus the margin to which the discount rate is applied may be determined as the margin of the shopping mall service providing server 300. In addition, the virtual currency may not be converted into another type of virtual currency or nominal currency or converted into points in the shopping mall service providing server 300. This does not exclude the possibility of exchange or conversion to points.

Hereinafter, an operation process according to the configuration of the shopping mall service providing server of FIG. 2 described above will be described in detail with reference to FIG. 3. However, the embodiment is only any one of various embodiments of the present invention, but is not limited thereto.

Referring to FIG. 3, (a) and after the shopping mall service providing server 300 selects one or both methods from the seller terminal 400, inputs information about a product and inputs a supply price and a selling price. , To calculate the margin to be output from the seller terminal (400).

(b) On the other hand, if the shopping mall service providing server 300 subscribes to the membership in the consumer terminal 100 to pay points or provide a discount rate according to the virtual currency payment, if you want to order a mug in the consumer terminal 100, The shopping mall service providing server 300 calculates a margin based on the difference between the seller price of the mugs ordered and the supply price, and calculates the quantity of the virtual currency based on the price of the virtual currency selected by the consumer. (C) After confirming whether a transaction occurs from the electronic wallet to the electronic wallet of the shopping mall service providing server 300 by transmitting the electronic terminal to the consumer terminal 100, when the deposit is completed, it is transmitted to the seller terminal 400 to start delivery. Be sure to At this time, a transaction occurs as a transfer between the electronic wallet, but the electronic wallet related server will not be shown.

For details of the shopping mall service providing method for rewarding the virtual currency payment based margin of FIG. 2 and FIG. 3 as the reward, the method for providing the shopping mall service for compensating the virtual currency payment based margin with the reward through FIG. 1 is described above. Since it can be easily inferred from the same or as described, it will be omitted.

FIG. 4 is a diagram illustrating a process in which data is transmitted and received between components included in a shopping mall service providing system that compensates a virtual currency settlement based margin of FIG. 1 with a reward according to an embodiment of the present invention. Hereinafter, an example of a process in which data is transmitted and received between each component will be described with reference to FIG. 4, but the present disclosure is not limited to the above-described embodiments, and is illustrated in FIG. 4 according to the various embodiments described above. It is apparent to those skilled in the art that the process of transmitting and receiving data may be changed.

Referring to FIG. 4, the shopping mall service providing server 300 receives, from the seller terminal 400, commodity data for setting up a business, registering a product, and setting a selling price and a supply price (S4100, S4200, and S4300) and calculating a margin. Store the seller information (S4400). In this process, the process of approving the establishment of the shopping mall service providing server 300 may be manually added.

On the other hand, the shopping mall service providing server 300, when the purchase request is transmitted from the consumer terminal (100) (S4500), the consumer-specified type of virtual currency, the price of the goods to purchase, the real-time quotes of the virtual currency and nominal money The amount of virtual currency is calculated (S4600, S4700). Then, the shopping mall service providing server 300 transmits the deposit amount and the address to the consumer terminal 100 (S4800), and the transfer is confirmed from the wallet address of the consumer terminal 100 to the wallet address of the shopping mall service providing server 300. If (S4820, S4900), the transaction can be completed and ordered to the seller terminal 400 (S4920).

The order between the above-described steps S4100 to S4920 is merely an example, and the present invention is not limited thereto. That is, the order between the above-described steps S4100 to S4920 may be mutually changed, and some of the steps may be executed or deleted at the same time.

The details of the shopping mall service providing method for rewarding the virtual currency payment based margin of FIG. 4 as a reward will be described with reference to the shopping mall service providing method for compensating the virtual currency payment based margin as a reward through FIGS. 1 to 3. Since it can be easily inferred from the same or as described, it will be omitted.

FIG. 5 is a flowchart illustrating a shopping mall service providing method of compensating a virtual currency payment based margin as a reward according to an embodiment of the present invention. Referring to FIG. 5, the shopping mall service providing server receives a purchase event and a payment event for payment with a virtual currency from a consumer terminal (S5100), extracts product data included in the received purchase event, and extracts the extracted product data. The supply price, margin, and sale price data set by the seller terminal selling the product, which are mapped and stored in the data, are extracted (S5200).

In addition, the shopping mall service providing server applies a predetermined percentage discount rate of the margin so that the amount deducting the margin to which the discount rate is applied from the selling price is directly settled in the electronic wallet of the consumer terminal (S5300).

The matters which are not described with respect to the shopping mall service providing method for rewarding the virtual currency payment based margin of FIG. 5 as a reward will be described with reference to the shopping mall service providing method for compensating the virtual currency payment based margin with a reward through FIGS. 1 to 4. Since it can be easily inferred from the same or as described, it will be omitted.

According to an embodiment of the present invention described with reference to FIG. 5, a shopping mall service providing method for rewarding a virtual currency settlement based margin with a reward may include a method of recording a medium including instructions executable by a computer such as an application or a program module executed by a computer. It may also be implemented in the form. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. In addition, computer readable media may include all computer storage media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.

According to an embodiment of the present invention, a shopping mall service providing method for rewarding a virtual currency payment-based margin with a reward may include an application basically installed in a terminal (this may include a program included in a platform or an operating system basically mounted in the terminal). May be executed by an application (ie, a program) installed by the user directly on the master terminal through an application providing server such as an application store server, an application, or a web server associated with the corresponding service. In this sense, the shopping mall service providing method for rewarding a virtual currency payment based margin according to an embodiment of the present invention described above is implemented as an application (ie, a program) that is basically installed in a terminal or directly installed by a user. It can be recorded on a computer readable recording medium such as e.

The foregoing description of the present invention is intended for illustration, and it will be understood by those skilled in the art that the present invention may be easily modified in other specific forms without changing the technical spirit or essential features of the present invention. will be. Therefore, it should be understood that the embodiments described above are exemplary in all respects and not restrictive. For example, each component described as a single type may be implemented in a distributed manner, and similarly, components described as distributed may be implemented in a combined form.

The scope of the present invention is shown by the following claims rather than the above description, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included in the scope of the present invention. do.

Claims (6)

In the shopping mall service providing method executed in the shopping mall service providing server,
Receiving a purchase event and a payment event for payment with a virtual currency from a consumer terminal;
Extracting product data included in the received purchase event and extracting supply price, margin, and sale price data set in a seller terminal selling a product, which are pre-mapped and stored in the extracted product data;
Applying a discount rate of a predetermined percentage of the margin and allowing the amount deducting the margin to which the discount rate is applied from the selling price is directly paid in the electronic wallet of the consumer terminal;
Including,
The amount by which the discount rate is deducted from the selling price is converted into the amount of the virtual currency of the type held by the consumer terminal based on the price corresponding to the real-time exchange price.
When the consumer terminal holds a plurality of types of virtual currency, the consumer terminal sets one type of virtual currency among a plurality of types, and payment is automatically set to a type of virtual currency having a price higher than the price purchased by the consumer terminal. Control as much as possible,
The shopping mall service providing server checks in real time the price of the virtual currency specified by the consumer terminal when purchasing a product in the consumer terminal, and the payment quantity of the virtual currency based on the real-time exchange rate between the nominal currency and the virtual currency during payment. Yields,
If the exchange rate fluctuates due to a delay in payment at the consumer terminal, the amount is recalculated based on the changed exchange rate and then transferred.
In the step of applying the discount rate of the predetermined percentage of the margin so that the amount deducting the margin to which the discount rate is applied from the selling price is directly paid in the electronic wallet of the consumer terminal,
The predetermined percentage discount rate is 50% including a preset error range,
The difference minus the margin to which the discount rate is applied is determined by the margin of the shopping mall service providing server.
If the seller terminal sets the supply price, the selling price, the shopping mall service that compensates the cryptocurrency payment-based margin as a reward, which sets the difference minus the supply price from the selling price as a reference margin and sets a preset percentage of the reference margin as a margin. How to Provide.
The method of claim 1,
In the step of directly paying at the consumer electronic wallet, the shopping mall service providing method to compensate the virtual currency payment-based margin as a reward that is to be sent directly from the consumer electronic wallet to the shopping mall electronic wallet without going through at least one exchange. .
delete delete delete The method of claim 1,
The virtual currency is a shopping mall service providing method that compensates for the virtual currency payment-based margin, which will not be converted into other types of virtual currency or nominal currency or converted into points in the shopping mall service providing server.

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