KR100822960B1 - System and Method for Electronic Documentor Electronic Slip, Terminals for Processing Electronic Documentor Electronic Slip and Program Recording Medium - Google Patents

Abstract

The present invention relates to a method and a system for processing an electronic document (or electronic slip), an electronic document (or electronic slip) processing terminal and a program recording medium therefor. Or scanning a paper slip) to generate a predetermined document (or slip) image, and transmitting the generated document (or slip) image and the sequence number assigned to the customer to a server. Transmitting the transmitted document (or slip) image to the counter terminal that processes the corresponding sequence number, reading the barcode included in the document (or slip) image transmitted by the server at the counter terminal, and corresponding to the read barcode Automatically outputting a business transaction screen; and upon completion of the transaction at the teller terminal, the document (or document) image and the transaction result Transmitting to a storage medium, or the server.

Electronic, slip, number tag, issue

Description

Electronic document (or electronic slip) processing method and system, electronic document (or electronic slip) processing terminal and program recording medium for the same (System and Method for Electronic Document (or Electronic Slip), Terminals for Processing Electronic Document (or Electronic Slip) and Program Recording Medium}

1 is a view showing the configuration of an electronic slip processing system according to an embodiment of the present invention.

2 is a view showing a functional configuration of a slip processing terminal according to an embodiment of the present invention.

3 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal according to an embodiment of the present invention.

4A and 4B illustrate an operation of a slip processing terminal for scanning a paper slip (or paper document) according to an embodiment of the present invention.

5 is a diagram illustrating an operation of a slip processing terminal for scanning a customer ID according to an embodiment of the present invention.

6 is a diagram illustrating an operation process of a slip processing terminal for reading financial instrument information from a customer card (or bank account) according to an embodiment of the present invention.

7 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined window terminal according to an exemplary embodiment of the present invention.

8 is a view showing an operation process of the window terminal according to an embodiment of the present invention.

9 is a diagram illustrating a financial transaction process of a teller terminal using an electronic slip according to an embodiment of the present invention.

10 is a view showing the functional configuration of a slip processing terminal according to another embodiment of the present invention.

11 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal according to another embodiment of the present invention.

12A and 12B illustrate an operation of a slip processing terminal for scanning a paper slip (or paper document) according to another exemplary embodiment of the present invention.

13 is a diagram illustrating an operation process of a slip processing terminal for scanning a customer ID according to another embodiment of the present invention.

14 is a diagram illustrating an operation process of a slip processing terminal for reading financial instrument information from a customer card (or bank account) according to another embodiment of the present invention.

15 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined window terminal according to another exemplary embodiment of the present invention.

16 is a view showing an operation process of the window terminal according to another embodiment of the present invention.

17 is a diagram illustrating a financial transaction process of a teller terminal using an electronic slip according to another embodiment of the present invention.

18 is a diagram illustrating a configuration of an electronic slip processing system according to another embodiment of the present invention.

19 is a diagram showing the functional configuration of a journal processing terminal according to another embodiment of the present invention.

20 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through a slip processing terminal according to another embodiment of the present invention.

21A and 21B illustrate an operation of a slip processing terminal for scanning a paper slip (or paper document) according to another exemplary embodiment of the present invention.

FIG. 22 is a flowchart illustrating an operation process of a slip processing terminal for scanning a customer ID according to another exemplary embodiment of the present invention.

FIG. 23 is a diagram illustrating an operation process of a slip processing terminal for reading financial instrument information from a customer card (or bank account) according to another embodiment of the present invention.

FIG. 24 is a diagram illustrating an operation of a slip processing terminal for transmitting an electronic slip to a predetermined slip processing server (and / or electronic document storage server) according to another embodiment of the present invention.

25 is a diagram illustrating an operation process of a window terminal according to another exemplary embodiment of the present invention.

FIG. 26 is a diagram illustrating a financial transaction process of a teller terminal using an electronic slip according to another exemplary embodiment of the present invention.

27 is a diagram showing the configuration of an electronic slip processing system according to another embodiment of the present invention.

28 is a view showing the functional configuration of a slip processing terminal according to another embodiment of the present invention.

29 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through a slip processing terminal according to another embodiment of the present invention.

30A and 30B illustrate an operation of a slip processing terminal for scanning a paper slip (or paper document) according to another exemplary embodiment of the present invention.

31 is a flowchart illustrating an operation process of a slip processing terminal for scanning a customer ID according to another exemplary embodiment of the present invention.

32 is a diagram showing the operation of the slip processing terminal for reading the financial instrument information from the customer card (or bank account) according to another embodiment of the present invention.

33 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined slip processing server (and / or electronic document storage server) according to another embodiment of the present invention.

34 is a view showing an operation process of the window terminal according to another embodiment of the present invention.

35 is a diagram illustrating a financial transaction process of a teller terminal using an electronic slip according to another embodiment of the present invention.

<Description of main parts of drawing>

100: electronic document storage server 105: slip receiving unit

110: document storage 115: storage medium

120: counter terminal 125: document processing terminal

130: financial system

The present invention scans a paper slip (or paper document) made by a customer in a predetermined slip processing terminal provided at a branch (or branch) of a financial institution, processes it as a predetermined electronic slip, and stores the data slip in association with predetermined sequence number information. And an electronic document (or electronic slip) for providing the electronic slip from the slip processing terminal to the counter terminal when a request for an electronic slip corresponding to a predetermined sequence number is provided at a predetermined teller terminal provided at a branch (or branch) of the financial institution. ) Process and system.

The general order in which a customer visits a bank and handles a financial transaction is to first draw a number ticket, fill out a document for the type of financial transaction, and wait. Submit your ID and / or cash to the clerk, which takes about 1 minute to draw the number and fill out the slip, except for the waiting time. You may have to wait.

Meanwhile, the teller checks the customer through the identification card, sets the teller terminal as the financial transaction interface corresponding to the slip, inputs the financial transaction information written in the slip into the financial transaction interface, and Read the financial instrument information from the bank account (or card) through the card reader of, and process the financial transaction requested by the customer through the financial transaction information and financial instrument information, wherein the time of the financial transaction processing of the teller It is about 3 minutes, the longer the financial transaction processing time, and / or the more the number of customers who pulled out the number prior to the customer, the longer the waiting time of the customer.

In particular, in the case where the number is not drawn and the financial transaction is not performed, the downtime for the teller to call the next number is about 5 seconds, and the more frequent the downtime and / or the longer the downtime, There is a problem in that the waiting time of the customer becomes longer.

An object of the present invention is to scan a predetermined paper document (or paper slip) created by the customer to generate a predetermined document (or slip) image, and to transmit the generated document (or slip) image to the counter terminal and Read the barcode included in the document (or slip) image transmitted by the device, and automatically outputs the business transaction screen corresponding to the read barcode, and at the end of the transaction, the document (or slip) image and the transaction result The present invention provides an electronic document (or electronic slip) processing system and method including a window terminal for storing in a storage medium or transmitting to a server.

According to the present invention, an electronic document (or electronic slip) processing method scans a predetermined paper document (or paper slip) created by a customer in a predetermined device to generate a predetermined document (or slip) image, and generates the generated document. Transmitting a document (or slip) image and the sequence number assigned to the customer to a server; Transmitting, from the server, a document (or slip) image transmitted by the device to a window terminal that processes the corresponding sequence number; Reading a barcode included in a document (or slip) image transmitted from the server at the window terminal, and automatically outputting a business transaction screen corresponding to the read barcode; And storing the document (or slip) image and the transaction result in a predetermined storage medium or transmitting the same to a server when the transaction is terminated at the window terminal.

In addition, the electronic document (or electronic slip) processing method according to the present invention, by scanning a predetermined paper document (or paper slip) created by the customer in a predetermined device to generate a predetermined document (or slip) image, Transmitting the generated document (or slip) image to a teller terminal that processes the order assigned to the customer; And reading the barcode included in the document (or slip) image transmitted by the device at the window terminal, and automatically outputting a business transaction screen corresponding to the read barcode. And storing the document (or slip) image and the transaction result in a predetermined storage medium or transmitting the same to a server when the transaction is terminated at the window terminal.

On the other hand, the present invention includes a computer-readable recording medium characterized by recording a program for executing the above-described method for processing an electronic document (or electronic slip).

Meanwhile, the electronic document (or electronic slip) processing system according to the present invention scans a predetermined paper document (or paper slip) created by a customer to generate a predetermined document (or slip) image, and generates the generated document (or A device for transmitting an image to a teller terminal; And reading a barcode included in the document (or slip) image transmitted by the device, automatically outputting a business transaction screen corresponding to the read barcode, and determining the document (or slip) image and the transaction result at the end of the transaction. It is characterized in that it comprises a; a terminal for storing in a storage medium of, or transmitting to the server.

On the other hand, the electronic document (or electronic slip) processing system according to the present invention, the server for transmitting a predetermined document (or slip) image to the window terminal; And reading a barcode included in the document (or slip) image transmitted by the server, automatically outputting a business transaction screen corresponding to the read barcode, and determining the document (or slip) image and the transaction result at the end of the transaction. It is characterized in that it comprises a; a terminal for storing in a storage medium of, or transmitting to the server.

Meanwhile, the electronic document (or electronic slip) processing system according to the present invention scans a predetermined paper document (or paper slip) created by a customer to generate a document (or slip) image that generates a predetermined document (or slip) image. Way; Information checking means for reading a barcode included in the generated document (or slip) image and confirming a type of work corresponding to the document (or slip) image; And business processing means for automatically outputting a transaction screen corresponding to the identified business type, and storing the document (or slip) image and the transaction result in a predetermined storage medium or transmitting the result to a server at the end of the transaction. Characterized in that made.

According to the present invention, the information confirming means and the processing means are provided in a single medium, or are provided separately in different media.

On the other hand, the electronic document (or electronic slip) processing terminal according to the present invention, the bar code reading means for reading a barcode contained in the document (or slip) image of scanning a predetermined paper document (or paper slip) created by the customer; Screen output means for automatically outputting a business transaction screen corresponding to the read barcode; And document (or slip) image processing means for storing the document (or slip) image and the transaction result at a predetermined storage medium or transmitting the result to a server at the end of a transaction.

On the other hand, the electronic document (or electronic slip) processing terminal according to the present invention, the function of reading a bar code included in the document (or slip) image scanning a predetermined paper document (or paper slip) created by the customer; A function of automatically outputting a business transaction screen corresponding to the read barcode; And storing a document (or voucher) image and a transaction result at a predetermined storage medium or transmitting the same to a server at the end of a transaction. .

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below.

In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be based on the contents throughout the present title.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing the configuration of an electronic slip processing system according to an embodiment of the present invention.

In more detail, Figure 1 scans a paper slip (or paper document) written by a customer in a predetermined slip processing terminal 125 provided at a branch (or branch) of a financial institution, and processes it into a predetermined electronic slip to process the predetermined number. After storing in association with the information, upon requesting an electronic slip corresponding to a predetermined sequence number in a predetermined teller terminal 120 provided at a branch (or branch) of the financial institution, the teller terminal 125 at the teller terminal 125 As a system configuration for providing the electronic slip to 120, a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 1, and the predetermined number is determined by the slip processing terminal 125. It is possible to infer the various electronic slip processing system configurations provided to the counter terminal 120 after scanning the paper slip (or paper document) of a predetermined electronic slip, but the present invention is It includes all the inferred implementation method, and is not limited to the implementation method shown in FIG.

Referring to FIG. 1 according to an embodiment of the present invention, the electronic slip processing system is provided at a branch (or branch) of the financial institution, and scans a species transfer table (or paper document) prepared by a predetermined customer. The document processing terminal 125, which is processed as a document and stored in association with predetermined order information, is connected to the document processing terminal 125 through a predetermined financial network (for example, a bank network), and the document processing terminal 125 Receiving an electronic slip corresponding to a predetermined sequence number, and is connected to the counter terminal 120 and the counter terminal 120 through a predetermined financial network to process a financial transaction corresponding to the electronic slip. And a financial system 130 for processing the financial transaction requested from the electronic transaction. The electronic slip from the counter terminal 120 after the financial transaction processing corresponding to the electronic slip. Receiving and processing a linkage to a financial transaction details comprise an electronic document storage server 100 to store in a storage medium (115).

According to the present invention, a paper slip (or paper document) provided at a branch (or branch) of the financial institution is a predetermined barcode (eg, 1-dimensional barcode, 2-dimensional barcode) corresponding to the financial transaction business type using the slip. , 3D barcode, color code, etc.), and the barcode information is optically recognized in the process of scanning the paper slip (or paper document) by the slip processing terminal 125, and / or the slip processing The terminal 125 may be recognized by applying a predetermined pattern recognition algorithm to the scanned document image, and / or the window terminal 120 may be recognized by applying a predetermined pattern recognition algorithm to the document image. By doing so, the teller terminal 120 uses the bar code information to process a financial transaction for processing the financial transaction corresponding to the slip. It can be automatically switched to the interface.

According to the invention, the slip processing terminal 125 is characterized in that it comprises a function to obtain a predetermined slip image by scanning a paper slip (or paper document) written by the customer, and / or the slip (Or a paper document) recognizes a barcode (eg, barcode information corresponding to a financial transaction type using the document) included in the paper slip (or paper document), and / or the scanned slip It is preferable to further include a function of recognizing a barcode (for example, barcode information corresponding to a financial transaction type of work using the slip) by applying a predetermined pattern recognition algorithm to the image. .

In addition, the slip processing terminal 125 is configured to have a function of obtaining a predetermined ID image by scanning the customer ID card, and / or an MS (Magnetic Stripe) and / or an IC (Integrated Circuit) on the customer ID card. When a chip is provided, it is preferable to have a function of reading predetermined identification information from the MS and / or IC chip.

In addition, the voucher processing terminal 125 preferably reads predetermined financial means information for the voucher-based financial transaction from the customer-owned card (or bank account), whereby the teller employee in the financial transaction process The process of inputting the financial means information of the customer through the counter terminal 120 and / or reading predetermined financial means information from the customer's own card (or bank account) may be omitted.

According to one embodiment of the present invention, when the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, the slip processing terminal 125 includes the slip image. It is preferable to generate a predetermined electronic slip.

Further, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. In this case, it is preferable that the slip processing terminal 125 generates a predetermined electronic slip including predetermined transaction confirmation information including the slip image and the barcode information.

Further, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. In this case, it is preferable that the slip processing terminal 125 generates a predetermined electronic slip including the slip image and predetermined transaction confirmation information including the recognized barcode information.

In addition, when the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or an identification image (or identification card information) for the customer ID is obtained, the The slip processing terminal 125 preferably generates a predetermined electronic slip including the slip image and the identification image (or identification card information).

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. And / or identification card image (or identification card information) for the customer ID card is obtained, the document processing terminal 125 may include predetermined transaction confirmation information including the document image and the recognized barcode information, It is preferable to generate a predetermined electronic slip including the identification card image (or identification card information).

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer's own card (or bank account), whereby the present invention is not limited thereto.

According to the present invention, the document processing terminal 125 is characterized by having a function of acquiring a predetermined document image by scanning a paper slip (or paper document) written by the customer, and / or the In the process of scanning a paper slip (or paper document), a barcode (for example, barcode information corresponding to a financial transaction type using the slip) is recognized in the paper slip (or paper document), and a predetermined value is recorded in the slip image. Applying the pattern recognition algorithm of the customer to recognize the financial transaction information corresponding to the character information written on the paper slip (or paper document), and / or by performing a predetermined pattern recognition algorithm on the scanned slip image Barcodes (for example, barcode information corresponding to the financial transaction type using the slips) included in the paper slip (or paper document); It is preferable to further comprising a function of customer groups to recognize the financial transaction information corresponding to the character information written on the paper document (or a paper document).

In addition, the slip processing terminal 125 is configured to have a function of obtaining a predetermined ID image by scanning the customer ID card, and / or an MS (Magnetic Stripe) and / or an IC (Integrated Circuit) on the customer ID card. When a chip is provided, it is preferable to have a function of reading predetermined identification information from the MS and / or IC chip.

In addition, the voucher processing terminal 125 preferably reads predetermined financial means information for the voucher-based financial transaction from the customer-owned card (or bank account), whereby the teller employee in the financial transaction process The process of inputting the financial means information of the customer through the counter terminal 120 and / or reading predetermined financial means information from the customer's own card (or bank account) may be omitted.

According to one embodiment of the present invention, when the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, the slip processing terminal 125 includes the slip image. It is preferable to generate a predetermined electronic slip.

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information and the customer included in the paper slip (or paper document). When the financial transaction information corresponding to the character information written on the paper slip (or paper document) is recognized, the slip processing terminal 125 includes the slip image, the recognized barcode information and the financial transaction information. It is preferable to generate a predetermined electronic slip containing predetermined transaction confirmation information.

In addition, when the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or an identification image (or identification card information) for the customer ID is obtained, the The slip processing terminal 125 preferably generates a predetermined electronic slip including the slip image and the identification image (or identification card information).

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information and the customer included in the paper slip (or paper document). When the financial transaction information corresponding to the character information written on the paper slip (or paper document) is recognized, and / or an identification image (or identification card information) for the customer identification card is obtained, the slip processing terminal 125 ) Generates a predetermined electronic slip including the slip image, predetermined transaction confirmation information including the recognized barcode information and the financial transaction information, and the identification image (or identification card information).

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer's own card (or bank account), whereby the present invention is not limited thereto.

According to an embodiment of the present invention, the functional configuration provided in the slip processing terminal 125 may include a predetermined computer provided at a branch (or branch) of the financial institution, and / or a branch (or branch) of the financial institution. CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration is provided in the KIOSK provided at the branch (or branch) of the financial institution, and / or the branch (or branch) of the financial institution By being provided to a number ticket terminal or the like, the configuration may include a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided in a branch (or branch) of the financial institution according to the present invention. 125, or preferably at a branch (or branch) of the financial institution in the form of a dedicated slip processing terminal 125 having the functional configuration shown in Fig. 2 (or Fig. 10). Do.

According to the present invention, the teller terminal 120 transmits the electronic slip request information to the slip processing terminal 125 through a predetermined financial network, and correspondingly a predetermined electronic transmission from the slip processing terminal 125. Receiving a slip, characterized in that at this time, the electronic slip comprises a slip image obtained by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125.

According to an exemplary embodiment of the present invention, the electronic slip may include, in addition to the slip image, barcode information recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125 (eg, in the slip). And bar code information corresponding to the corresponding financial transaction business type).

In addition, the electronic slip may further include an identification image (or identification card information) obtained from the customer identification card in the slip processing terminal 125 in addition to the slip image.

In addition to the document image, the electronic slip may be used for barcode information (for example, financial transaction type corresponding to the document) recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125. And transaction identification information including corresponding barcode information) and an identification image (or identification card information) obtained from the customer identification card.

According to another embodiment of the present invention, the electronic slip may be barcode information (for example, the slip) recognized from the paper slip (or paper document) and / or slip image by the slip processing terminal 125 in addition to the slip image. Barcode information corresponding to the financial transaction business type corresponding to the) and the transaction confirmation information including the financial transaction information corresponding to the character information entered by the customer.

In addition, the electronic slip may further include an identification image (or identification card information) obtained from the customer identification card in the slip processing terminal 125 in addition to the slip image.

In addition to the document image, the electronic slip may be used for barcode information (for example, financial transaction type corresponding to the document) recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125. Corresponding bar code information) and transaction confirmation information including financial transaction information corresponding to the character information entered by the customer, and the identification card image (or identification card information) obtained from the customer identification card is preferable.

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer owned card (or bank account), whereby the present invention is not limited thereto.

The window terminal 120 applies the predetermined pattern recognition algorithm to the document image when the electronic slip received from the slip processing terminal 125 does not include transaction confirmation information including the barcode information. And extracting predetermined bar code information corresponding to the financial transaction business type corresponding to the slip from the image.

In addition, the window terminal 120 recognizes a predetermined pattern in the document image when the electronic slip received from the slip processing terminal 125 does not include transaction confirmation information including the barcode information and financial transaction information. Applying an algorithm to extract predetermined barcode information corresponding to a financial transaction type corresponding to the document from the parcel image, and / or applying a pattern recognition algorithm to the document image to apply the pattern image to the document image And extracting financial transaction information corresponding to the character information written by the customer on the paper slip (or paper document).

According to an exemplary embodiment of the present invention, when the electronic slip received from the slip processing terminal 125 includes transaction confirmation information including the barcode information, the counter terminal 120 is the counter terminal 120. Characterized in that the operation mode (or financial transaction mode) of the match with the barcode information included in the transaction confirmation information, if the operation mode (or financial transaction mode) of the window terminal 120 and the barcode information If it matches, it maintains the current financial transaction interface, and if the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the operation mode (or financial transaction mode) of the window terminal 120 is matched. ) To the operation mode (or financial transaction mode) corresponding to the financial transaction business type corresponding to the barcode information included in the transaction confirmation information to the financial transaction business It characterized in that for outputting a financial transaction interface, corresponding to the current.

In addition, when the electronic slip received from the slip processing terminal 125 includes transaction confirmation information including the barcode information and financial transaction information, the window terminal 120 operates in the window terminal 120. (Or financial transaction mode) is checked to match the bar code information included in the transaction confirmation information, if the operation mode (or financial transaction mode) of the window terminal 120 is matched with the bar code information, Auto-Fill the financial transaction information included in the transaction confirmation information into the financial transaction interface while maintaining the current financial transaction interface, and conversely, the operation mode (or financial transaction mode) of the window terminal 120. ) Matches the barcode information, the operation mode (or financial transaction mode) of the window terminal 120 corresponding to the barcode information included in the transaction confirmation information. Switching to an operation mode (or financial transaction mode) corresponding to a financial transaction type of business, outputting a financial transaction interface corresponding to the financial transaction type of business, and automatically providing financial transaction information included in the transaction confirmation information to the financial transaction interface. Characterized in the input.

According to another exemplary embodiment of the present invention, when the transaction confirmation information including the barcode information is not included in the electronic slip received from the slip processing terminal 125, the counter terminal 120 is connected to the electronic slip. Extracting the barcode information by applying a predetermined pattern recognition algorithm to an included document image, and checking whether the operation mode (or financial transaction mode) of the window terminal 120 matches the extracted barcode information; If the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the current financial transaction interface is maintained as it is, and conversely, the operation mode (or financial transaction mode) of the window terminal 120 is maintained. Is matched with the bar code information, the financial mode corresponding to the extracted bar code information in the operation mode (or financial transaction mode) of the window terminal 120 It characterized in that for outputting a financial transaction interface corresponding to the type of financial transaction services switch to the operating mode (or a financial transaction mode) corresponding to the service type.

In addition, when the electronic slip received from the slip processing terminal 125 does not include transaction confirmation information including the barcode information and financial transaction information, the counter terminal 120 includes the slip image included in the electronic slip. Extracting the barcode information and the financial transaction information by applying a predetermined pattern recognition algorithm to the terminal, and checking whether the operation mode (or the financial transaction mode) of the window terminal 120 matches the extracted barcode information; If the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the extracted financial transaction information is automatically transferred to the financial transaction interface while maintaining the current financial transaction interface. On the contrary, if the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, The operation mode (or financial transaction mode) of the terminal terminal 120 is changed to an operation mode (or financial transaction mode) corresponding to the financial transaction task type corresponding to the extracted bar code information to correspond to the financial transaction task type. Output a financial transaction interface, and automatically inputs the extracted financial transaction information to the financial transaction interface.

When a predetermined financial transaction using the electronic slip is completed in the window terminal 120, the window terminal 120 transmits the financial transaction details and the electronic slip to a predetermined electronic document storage server 100, and the electronic The document storage server 100 receives the electronic slip and the financial transaction details, and processes the received electronic slip and the financial transaction details in a predetermined storage medium 115.

Referring to FIG. 1, the electronic document storage server 100 receives a document through the document receiving unit 105 and a document receiving unit 105 for receiving a predetermined financial transaction history and the electronic document from the window terminal 120. It characterized in that it comprises a document storage unit 110 for storing the information on the financial transaction and the electronic slip in a predetermined storage medium 115.

According to another embodiment of the present invention, the electronic document storage server 100 may correspond to a predetermined server provided in the electronic document storage affiliated with the financial institution, and / or the predetermined document provided in the financial institution. Corresponding to the document processing server of the present invention is not limited thereby.

The financial institution is characterized by having a predetermined financial system 130 for providing at least one financial transaction (eg, credit, receiving, foreign exchange, financial investment, etc.) services to at least one financial transaction customer.

The financial system 130 provided in the financial institution is connected to at least one or more window terminals 120 provided at branches (and / or branch offices) of the financial institution through a predetermined financial network (for example, a branch network). It is characterized in that, through the window terminal 120 provides a financial transaction service of the face-to-face manner for at least one financial transaction customer.

In addition, the financial system 130 includes at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or the financial institution; At least one financial terminal provided in at least one affiliated financial institution (and / or another financial institution branch) and / or at least one financial terminal provided in a public place and a predetermined financial network (eg, CD Network), and provides a non-face-to-face financial transaction service to at least one financial transaction customer through the financial terminal.

In addition, the financial system 130 is characterized in that it is associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based) connected to the TCP / IP-based backbone network through the Internet banking server At least one or more client terminals (e.g., personal computer (PC) and / or laptop equipped with the wired Internet access and browsing function) connected to a wireless LAN, and / or an IEEE 802.16x-based portable Internet, and the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system 130 is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, and / or through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) having access and browsing functions connected to the mobile communication network) and / or connected to an IEEE 802.16x-based portable Internet and / or a DataTAC / Mobitex-based wireless data communication network. Non-face-to-face financial transactions with at least one financial transaction customer via a Global System for Mobile (GSM) terminal and / or Personal Digital Assistant (PDA) and / or Smart Phone and / or Telematics) Provide service.

In addition, the financial system 130 is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (eg, code division multiple access (CDMA) based on the IC chip-based wireless banking server) At least one or more through at least one wireless terminal (e.g., a wireless terminal having a financial IC chip) connected to a mobile communication network and / or an IEEE 802.16x based portable Internet, and / or a DataTAC / Mobitex based wireless data communication network. It provides IC chip-based non-face-to-face financial transaction service to financial transaction customers.

In addition, the financial system 130 is characterized in that it is associated with a predetermined telebanking server, through the telebanking server to a predetermined wired voice call network (for example, public switched telephone network (PSTN)) At least one wired call terminal (e.g., a telephone) connected and / or at least one wireless call terminal (e.g., a PCS and a mobile communication network based on a Code Division Multiple Access (CDMA)) connected to a predetermined wireless voice call network (e.g., a PCS and And / or a non-face-to-face financial transaction service to at least one or more financial transaction customers through a GSM terminal and / or a smart phone.

In addition, the financial system 130 is characterized in that associated with a predetermined home banking server, at least one or more home appliances connected to a predetermined home network through the home banking server (eg, digital TV connected to the home network and / Or a non-face-to-face financial transaction service to at least one financial transaction customer through a refrigerator or the like.

In addition, the financial system 130 is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, connected to a predetermined return channel (Return Channel) through the TV banking server) The non-face-to-face financial transaction service is provided to at least one financial transaction customer through a satellite DMB terminal or a terrestrial DMB terminal.

Referring to FIG. 1, the financial system 130 is provided with a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. An accounting system for processing a window service such as credit or reception or trust or foreign exchange occurring in at least one branch (or window), an information system for processing a headquarters business, support for branch information, and customer information management And interconnection between the financial system 130 and at least one other financial system 130 (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., provided in at least one external communication network) Internet banking, wireless banking, IC chip-based wireless banking, tele banking, TV banking, etc. 30) and / or an external system providing various financial transaction interfaces through at least one or more common networks (eg, CD common network, financial common network). ) Is an interface module corresponding to a middleware platform that provides interfacing between components in the financial system 130, and predetermined information required for performing each function in the components in the financial system 130. For example, it comprises a DBMS (DataBase Management System) including at least one or more databases for storing and managing the ledger information, and / or customer information, and / or management information).

In addition, the financial system 130 is intended by those skilled in the art and / or types of financial institutions (eg, commercial banks, savings banks, trust banks) provided with the financial system 130 and the purpose of the financial system 130. And according to the features, it is possible to further include at least one or more components, such as foreign exchange module (not shown), investment banking module (not shown), international module (not shown), the present invention belongs to If the person having ordinary skill in the art, and will be familiar with the technical details of the financial system 130, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereby.

2 is a diagram showing the functional configuration of the slip processing terminal 125 according to an embodiment of the present invention.

In more detail, FIG. 2 scans a paper slip (or paper document) written by the customer on the electronic slip processing system shown in FIG. 1, obtains a predetermined slip image, processes it as an electronic slip, and gives the customer a predetermined slip. The voucher is processed to issue a number table, and temporarily stores the sequence number information corresponding to the number table and the electronic slip, and transmits the electronic slip to the counter terminal 120 in response to a request of a predetermined counter terminal 120. As for the terminal 125 function configuration, those of ordinary skill in the art to which the present invention pertains can scan a paper slip (or paper document) prepared by a customer by referring to and / or modifying the drawing 2 and Various implementation methods for the slip processing terminal 125 for generating an electronic slip and providing it to a predetermined window terminal 120 may be inferred. It includes all the additional implementation methods, and is not limited to the implementation method shown in FIG.

For example, the functional configuration of the document processing terminal 125 shown in FIG. 1 is a predetermined computer provided at a branch (or branch) of the financial institution, and / or a configuration is provided at a branch (or branch) of the financial institution. The CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration may include KIOSK provided at a branch (or branch) of the financial institution, and / or a number ticket terminal provided at a branch (or branch) of the financial institution. By having the functional configuration shown in FIG. 1, a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided at a branch (or branch) of the financial institution according to the present invention is processed. It is possible to operate as the terminal 125, whereby the present invention is not limited.

The document processing terminal 125 is provided in a predetermined financial institution branch (or branch), and a window terminal 120 provided in the branch (or branch) of the financial institution through a predetermined financial network (eg, branch network). Communication connection and / or communication connection with a predetermined document processing server provided in the computer system of the financial institution, and / or communication connection with a predetermined electronic document storage server 100 affiliated with the financial institution. It is done.

In addition, the paper slip (or paper document) written by the customer is characterized in that it comprises a slip form defined by the financial institution, the customer has to write at least one information item to be filled out by the customer of the slip form Characterized in at least one document information, characterized in that the paper slip (or paper document) is scanned by the slip processing terminal 125 is characterized in that it is processed into an electronic slip according to the present invention.

According to the present invention, the paper slip (or paper document) is characterized in that a predetermined bar code corresponding to the type of financial transaction that can be processed through the slip is printed, thereby the slip processing terminal 125 The barcode is recognized by the document processing server (and / or the counter terminal 120) to automatically recognize and process a financial transaction type through the document.

The barcode printed on the paper slip (or paper document) may include at least one or more of a one-dimensional barcode, a two-dimensional barcode, a three-dimensional barcode, and / or a color code. If a person of ordinary skill in the art will be familiar with the detailed technical features of the barcode, detailed technical features thereof will be omitted for convenience.

Referring to FIG. 2, the slip processing terminal 125 scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined slip image, and the slip processing terminal 125. A screen output unit 210 for outputting a processing screen corresponding to each document processing step of the document, a key input unit 215 for inputting information according to the document processing step, and a print output unit 220 for printing a predetermined number table And a communication processing unit 230 for communicating with a predetermined document processing server (or window terminal 120) through a predetermined financial network, and a card reader unit for reading financial means information from a predetermined customer card (or bank account) ( 235, a memory unit 240 for linking and storing the order information corresponding to the number table and the document image and / or the financial means information, and a control unit 200 for controlling the function configuration unit. As long as .

The control unit 200 controls the overall operation of the slip processing terminal 125 in the functional configuration, manages the flow of information or data between each component, the paper slip (or paper document) written by the customer in the present invention At least one processor comprising a central processing unit (CPU) / micro-processing unit (MPU), characterized in that for controlling the components provided in the slip processing terminal 125 to process the electronic slip according to the And an execution memory (e.g., a register and / or random access memory (RAM)) and a bus for inputting and outputting predetermined data, and a function unique to the slip processing terminal 125 in software. A predetermined program routine which is loaded from a predetermined recording medium into the execution memory to be executed by the processor And / or a predetermined program recorded on a recording medium provided in the slip processing terminal 125 for processing the paper slip (or paper document) written by the customer into the electronic slip according to the present invention. And / or a control unit that is a component that can be processed in software among the functional configurations provided in the slip processing terminal 125 to process the paper slip (or paper document) prepared by the customer into the electronic slip according to the present invention. It is characterized in that the (200) shown in the provided).

The scanning unit 205 generates and inputs at least one paper slip (or paper document) corresponding to a predetermined financial transaction by a customer visiting a branch (or branch) of the financial institution. Document) to optically scan and generate a predetermined slip image, and provide the generated slip image to the controller 200 to be processed by the controller 200 as an electronic slip according to the present invention. do.

According to one embodiment of the invention, the scanning unit 205 is a financial transaction type that can be processed through a bar code (for example, the paper slip (or paper document) printed on the paper slip (or paper document)) It is preferable to further have a function to optically recognize a bar code corresponding to).

According to another exemplary embodiment of the present invention, a bar code printed on the paper slip (or paper document) (for example, a bar code corresponding to a financial transaction type that can be processed through the paper slip (or paper document)) may be used. It is preferable that the scanning unit 205 is not optically recognized, but is softwarely recognized through a pattern recognition algorithm from a predetermined document image generated by the scanning unit 205.

In addition, when the scanning unit 205 inserts an identification card (eg, a certificate for identifying the customer's identity such as a resident registration card and / or a driver's license) that visits a branch (or branch) of the financial institution, the customer Optically scanning the identification card to generate a predetermined identification card image, and by providing the generated identification card image to the controller 200, the identification card image on the electronic slip according to the present invention by the controller 200 To be included more.

According to an embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card are preferably implemented through one scanning module. As a result, the scanning module of the document processing terminal 125 is simplified.

According to another exemplary embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card may be implemented through separate scanning modules. As a result, the paper slip (or paper document) scanning and the identification card scanning may be simultaneously performed.

According to another embodiment of the present invention, when the window transaction provided to the branch (or branch) of the financial institution according to the intention of the skilled person to process the identification card by visual identification of the teller as a face-to-face transaction, the scanning unit ( The optical scanning of the customer ID through 205 may be omitted, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the ID card of the customer is an IC (Integrated Circuit) card and / or an MS (Magnetic Stripe) card, the IC chip and / or the MS has predetermined ID information. The card reader unit 235 may read the identification information of the customer from the IC chip and / or MS provided in the identification card. In this case, the identification card of the customer may be optically received through the scanning unit 205. Reading may be omitted, whereby the present invention is not limited.

The screen output unit 210 controls the document processing terminal 125 in a process of performing a predetermined function (for example, a function of scanning a paper slip (or paper document) written by the customer and processing it as an electronic slip). Pre-defined interface at least one or more information or data that is predefined or real-time to be output to a predetermined display device including a liquid crystal display (LCD) and / or a cathode ray tube (CRT) by the (200) Characterized in that the output through the screen, the screen output unit 210 and the screen output device interlocks to perform the function of the screen output means provided in the slip processing terminal 125.

The information or data predefined to be output to the screen output device by the slip processing terminal 125 are provided in the key data input through the key input unit 215 and / or in the slip processing terminal 125. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 230, and / or a predetermined operation result performed by the document processing terminal 125 ( Or data).

According to a preferred embodiment of the present invention, the screen output unit 210 displays an electronic slip processing screen according to each electronic slip processing step with the screen output device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the screen output means for outputting.

The key input unit 215 is provided with at least one key button including at least one or more number keys and / or character keys and / or function keys. Detects information (or a signal) input from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or an operation mode of the document processing terminal 125 controlled by the controller 200. When predetermined information (or signal) is input from the key button, the key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 200. The controller 200 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the document processing terminal 125, and / or is matched with the key event and defined. Obtaining a command to execute a predetermined function, wherein the key input unit having the key input unit 215 and at least one key button is interlocked with each other to provide a key input to the slip processing terminal 125 Perform the function of the means.

The key input device interoperating with the key input unit 215 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to an embodiment of the present invention, the key input unit 215 receives key data corresponding to the electronic slip processing from at least one key input device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the key input means.

The print output unit 220 prints and outputs a number table including predetermined order information to a customer who creates the paper slip (or paper document) through a predetermined printing apparatus and inputs it to the scanning unit 205. And a printing protocol and a driver for printing the number table through the printing apparatus in accordance with a predefined number table format.

The printing apparatus may include at least one of a dot matrix printer, an inkjet printer, and / or a bubble jet printer, and / or a laser printer according to a printing method. At least one of a paper-printing press and / or a form paper (e.g., a sheet having a form to which predetermined print data is to be printed) a printing machine and / or a standard paper (e.g., A4, B5, etc.) printing machine according to the printing paper. It consists of one or more.

The communication processing unit 230 is a communication channel for transmitting and receiving at least one electronic slip with at least one window terminal 120 provided at a branch (or branch) of the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting a window terminal 120 provided at a branch (or branch) of the financial institution to a predetermined communication channel, and controlling the communication module to the window terminal 120. It comprises a communication protocol for transmitting at least one electronic slip.

According to an embodiment of the present invention, the communication processor 230 receives electronic slip request information for requesting the next electronic slip from at least one window terminal 120 provided at a branch (or branch) of the financial institution. The electronic slip request information is provided to the control unit 200 and the electronic slip requesting to be transmitted from the control unit 200 to the window terminal 120 is performed through the communication module based on the communication protocol. It is preferable to transmit to the terminal 120.

In addition, the communication processor 230 connects a communication channel for transmitting and receiving at least one electronic slip with a document processing server on the financial system 130 provided in the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting a document processing server provided in the financial institution with a predetermined communication channel, and a communication protocol for controlling the communication module to transmit at least one electronic slip to the document processing server. It is done by

According to an embodiment of the present invention, the communication processing unit 230 transmits at least one electronic slip requesting the control unit 200 to transmit to the slip processing server through the communication module based on the communication protocol. It is preferable to transmit to the document processing server provided in.

In addition, the communication processor 230 establishes a communication channel for transmitting and receiving at least one electronic document with a predetermined electronic document storage server 100 associated with the financial institution through a predetermined financial network (eg, a financial common network). And a communication module for connecting the electronic document storage server 100 and a predetermined communication channel, and controlling the communication module to transmit at least one electronic slip to the electronic document storage server 100. It consists of a communication protocol.

According to an embodiment of the present invention, the communication processor 230 transmits at least one electronic slip requesting the control unit 200 to transmit to a predetermined electronic document storage server 100 affiliated with the financial institution. It is preferable to transmit to the electronic document storage server 100 through the communication module based on.

A customer who visits a branch (or branch) of the financial institution has a card (or bank account) having at least one financial means, the card (or bank account) is an MS card based on the ISO / IEC 7810 standard, and And / or at least one contact IC card (or wireless IC chip) based on ISO / IEC 7816, and / or contactless IC card (or wireless IC chip) based on ISO / IEC 14443. The card reader 235 may provide an interface for reading at least one or more financial means information included in the card (or bank account).

Here, when the card (or bank account) corresponds to an MS card based on the ISO / IEC 7810 standard, the card includes an MS-based cash card including financial instrument information corresponding to a predetermined customer financial account, and / or It includes a debit card and / or a check card, and the bankbook includes a paper bankbook provided with a predetermined MS.

In addition, when the card (or bank account) corresponds to an IC card based on ISO / IEC 7816 and / or ISO / IEC 14443 standards, the card includes an IC chip containing financial means information corresponding to a predetermined customer financial account. It includes a base cash card, and / or debit card, and / or check card, the bank account includes an IC chip based electronic bank account.

According to the method of the present invention, the card reader unit 235 is an MS reader unit providing an interface between the MS card and the slip processing terminal 125, and / or the contact IC card and the slip processing terminal ( 125) a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the slip processing terminal 125.

The MS reader unit is a card reader unit 235 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized in that the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to interface to the document processing terminal 125 by using the loading.

The contact IC reader unit is a card reader unit 235 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the document processing terminal (125).

The contactless IC reader unit is a card reader unit 235 based on ISO / IEC 14443. The contactless IC reader unit includes at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It comprises one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and transfers predetermined information or data from the IC chip through the half-duplex transaction using APDU It is characterized in that the interface to the processing terminal 125.

According to an embodiment of the present invention, the card reader unit 235 reads at least one financial means information from at least one card (or bank account) for the electronic slip processing function defined in the slip processing terminal 125. It is desirable to.

Herein, the financial means information may include at least one customer financial account information for financial transactions through an electronic slip processed by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125. Do.

According to another embodiment of the present invention, the card reader unit 235 is an identification card for the customer from the IC chip and / or MS provided in the identification card when the identification card of the customer is an IC card and / or MS card It is possible to read information, whereby the present invention is not limited.

The memory unit 240 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the document processing terminal 125 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 200 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 240 may include order information corresponding to the number table printed through the print output unit 220, and a paper slip (or written by the customer) of the scanning unit 205. Transaction confirmation including a document image (and / or ID card image) obtained by scanning a paper document) and barcode information (eg, financial transaction type through the electronic document) included in the paper document (or paper document). Information and / or financial means information read from the customer-owned card (or bank account) through the card reader unit 235 is preferably stored in a cooperative process.

According to another exemplary embodiment of the present invention, when the identification information of the customer is read from a predetermined IC chip and / or MS provided in the identification card of the customer through the card reader unit 235, the memory unit 240 ) Can be stored by replacing the identification card image with the identification information (not shown), whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the identification image is not obtained through the scanning unit 205 and / or the identification information is not read through the card reader 235, the memory unit ( 240 may omit storing the identification image and / or identification information, and thus the present invention is not limited thereto.

Referring to FIG. 2, the document processing terminal 125 acquires a predetermined document image generated by scanning the paper slip (or paper document) written by the customer in the scanning unit 205. And, when a predetermined document image is obtained through the barcode recognition unit 250 and the image acquisition unit 245 by recognizing a barcode included in the document image and extracting predetermined barcode information, the paper slip (or Paper number) to sequentially generate the order information for the customer who created the number, and through the print output unit 220 outputs the number table containing the order information and the electronic slip containing the document image The electronic slip generation unit 260 which generates a data, and the order information and the electronic slip and / or predetermined financial means information read through the card reader 235 are linked to the memory unit 240. The electronic slip storage unit 270 and the communication processor 230 transmit the electronic slip and / or the turn information and / or financial means information to a predetermined slip processing server (or the window terminal 120). At least one electronic slip transmission unit 265 is characterized in that it comprises.

When the image acquisition unit 245 optically scans the paper slip (or paper document) written by the customer in the scanning unit 205 and generates a predetermined slip image, the slip image from the scanning unit 205. It is characterized by obtaining by digitizing.

According to an embodiment of the present invention, the image acquisition unit 245 converts the journal image into predetermined image contents (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 preferably further comprises a predetermined image processing (Image Processing) function so that the journal image is easily recognized by the barcode recognition unit (250).

For example, when the document image scanned optically by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the document image. It is preferable to correct (e.g., reversely rotate the reverse direction by the angle at which the document image is rotated) so as to be easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the slip image optically scanned by the scanning unit 205 is bad (eg, when the optical device of the scanning unit 205 is dirty, and / or the internal lighting device is bad), the slip It is desirable to correct the journal image to be easily recognized by adjusting the hue and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains can perform the document image by rotating the document image and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the document image. Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

Also, when the scanning unit 205 optically scans the customer ID card to generate a predetermined ID image, the image obtaining unit 245 digitizes the ID card image from the scanning unit 205. It features.

According to the exemplary embodiment of the present invention, the image acquisition unit 245 converts the identification image into a predetermined image content (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 is the identification card image to the naked eye of the teller to support the financial transaction to the customer by operating a predetermined teller terminal 120 at the branch (or branch) of the financial institution It is desirable to further include a predetermined image processing function to facilitate the face-to-face transaction through.

For example, when the identification image image optically scanned by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the identification image. It is desirable to correct (e.g., reverse rotate the direction by the angle at which the ID image is rotated) so that it is easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the ID image optically scanned by the scanning unit 205 is bad (for example, when the dirt of the optical device of the scanning unit 205, and / or the internal lighting device is bad), the identification card It is desirable to correct the identification image so as to easily recognize the color and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains, by rotating the identification image, and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the identification image, Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

When the predetermined document image is acquired through the image acquisition unit 245, the barcode recognition unit 250 recognizes a barcode included in the document image and processes the predetermined document through a document corresponding to the document image. It is characterized by extracting predetermined bar code information corresponding to a financial transaction business type (eg, deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ...).

According to an exemplary embodiment of the present invention, the barcode recognition unit 250 extracts predetermined coded information from a barcode included in the document image through a predetermined pattern recognition algorithm, thereby recognizing the barcode to correspond to the document image. It is preferable to extract predetermined bar code information corresponding to a predetermined financial transaction business type (e.g., deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) that can be processed through the document. .

Those skilled in the art will be familiar with the various pattern recognition algorithms for recognizing the barcode included in the document image, so a detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the scanning unit 205 optically recognizes a barcode included in the paper slip (or paper document), the barcode included in the slip image is determined through a predetermined pattern recognition algorithm. It is possible to omit the barcode recognition unit 250 to recognize, by which the present invention is not limited.

According to another exemplary embodiment of the present invention, when the predetermined document processing server (or the window terminal 120) provided with the document image has a function of recognizing a barcode included in the document image, the predetermined pattern It is possible to omit the barcode recognition unit 250 that recognizes a barcode included in the document image through a recognition algorithm, and thus the present invention is not limited thereto.

Those skilled in the art to which the present invention pertains will clearly understand that the barcode recognition unit 250 may be provided in the window terminal 120 shown in FIG. 1, and the barcode recognition unit 250 The embodiment provided with the window terminal 120 is omitted for convenience, but the present invention is not limited thereto.

When the predetermined ticket image is obtained through the image acquisition unit 245, the number ticket extracting unit 255 sequentially generates order information on the customer who created the paper slip (or paper document). .

According to the exemplary embodiment of the present invention, when the order number assigned to the customer before the document image is acquired through the image acquisition unit 245 is 'N', the order number assigned to the customer corresponding to the acquired document image is It is preferable to correspond to 'N + 1'.

In addition, the number ticket extracting unit 255 is obtained through the image acquisition unit 245, when a predetermined document image is obtained, the sequence information for the customer who created the paper slip (or paper document) is generated, the print output unit The predetermined number table including the sequence number information is output through 220.

According to an embodiment of the present invention, the number table basically includes the sequence information, and according to the intention of the person skilled in the art, at least one or more current time information, number of waiters, waiting time information, etc., from which the number table is withdrawn. It is preferable to comprise.

When the document image corresponding to the paper slip (or paper document) written by the customer is obtained through the image acquisition unit 245, the electronic slip generation unit 260 generates an electronic slip including the slip image. It features.

According to the method of the present invention, when the paper slip (or paper document) written by the customer is optically scanned by the scanning unit 205 and digitized by the image acquisition unit 245, the digitized slip The image preferably performs the function of the electronic slip according to the present invention.

In addition, the electronic slip generating unit 260 is optically recognized through the scanning image 260 and the scan image obtained through the image acquisition unit 245 and the barcode recognition unit 250 (or the scanning unit 205) And an electronic slip including transaction confirmation information including barcode information.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image).

In addition, the electronic slip generator 260 generates an electronic slip including a slip image obtained through the image acquisition unit 245 and an identification card image obtained through the image acquisition unit 245. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the scanning unit 205 includes an ID image which is optically scanned by the scanning unit 205 and digitized by the image obtaining unit 245.

In addition, the electronic slip generating unit 260 generates an electronic slip including a slip image obtained through the image obtaining unit 245 and ID card information read through the card reader unit 235. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the card reader 235 includes identification card information read through the card reader unit 235.

In addition, the electronic slip generating unit 260 is optically recognized through the scanning image 260 and the scan image obtained through the image acquisition unit 245 and the barcode recognition unit 250 (or the scanning unit 205) And an electronic slip including transaction confirmation information including barcode information and an identification card image obtained through the image acquisition unit 245.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and It is preferable that the transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image) and an ID image obtained through the image acquisition unit 245 is preferably included.

In addition, the electronic slip generating unit 260 is optically recognized through the scanning image 260 and the scan image obtained through the image acquisition unit 245 and the barcode recognition unit 250 (or the scanning unit 205) And an electronic slip including transaction confirmation information including barcode information and identification card information read through the card reader unit 235.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image) and identification card information read through the card reader 235.

When a predetermined electronic slip is generated through the electronic slip generator 260 and predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 255, the electronic slip storage unit 270 The order information and the electronic slip are linked to each other and stored in the memory unit 240.

In addition, a predetermined electronic slip is generated through the electronic slip generating unit 260, and predetermined sequence information corresponding to the electronic slip is generated through the number ticket extracting unit 255, and the card reader unit 235 is generated. When predetermined financial means information for a financial transaction through the electronic slip is read through, the electronic slip storage unit 270 processes the order information, the electronic slip and the financial means information in association with the memory unit 240. It is characterized by storing in).

The electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or predetermined electrons stored in the memory unit 240 by the electronic slip storage unit 270. The slip is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230.

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240, and extracts the electronic slip stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable to transmit to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260, and / or a predetermined stored in the memory unit 240 by the electronic slip storage unit 270. The electronic slip is characterized in that it is transmitted to the document processing server and / or electronic document storage server 100 associated with the financial institution provided in the financial institution through the communication processing unit 230.

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip to the communication processing unit 230. It is preferable to transmit to a predetermined document processing server (and / or electronic document storage server 100) through.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the order information stored in the through the communication processing unit 230, characterized in that for transmitting to a predetermined window terminal 120 provided in the branch (or branch) of the financial institution, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240 and is processed in association with the order number information corresponding to the next order number from the memory unit 240 and the order number information. It is preferable to extract the stored electronic slip and transmit it to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. And transmits the electronic slip and the order information stored in the slip through the communication processing unit 230 to the slip processing server provided in the financial institution and / or the electronic document storage server 100 affiliated with the financial institution. Here, the electronic slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip and sequence information to the communication processing unit. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server 100) via (230).

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processing unit 230, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the electronic slip and the financial information stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable that the means information is extracted and transmitted to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the document processing server provided in the financial institution and / or electronic document storage server 100 affiliated with the financial institution through the communication processing unit 230. As such, the electronic slip may include at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generator 260 is generated, the electronic slip transmission unit 265 communicates the generated electronic slip with financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server 100) through the processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic slip, the order information and the financial means information stored in the unit 240 is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230. Here, the electronic slip includes at least one of the slip image and transaction confirmation information and / or identification image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and performs linkage processing with the order number information corresponding to the next order number from the memory unit 240 and the order number information. It is preferable to extract the stored electronic slip and financial means information and transmit the information to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic document storage server 100 associated with the document processing server and / or the financial institution provided in the financial institution through the communication processor 230, the predetermined electronic slip, the order information and the financial means information stored in the unit 240. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 260 is generated, the electronic slip transmission unit 265 may generate the generated electronic slip, turn information, and financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server 100) through the communication processing unit 230.

3 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal 125 according to one embodiment of the present invention.

In more detail, Figure 3 illustrates a paper slip (or paper document) corresponding to a withdrawal transaction as a financial transaction business type, and a person having ordinary knowledge in the technical field to which the present invention pertains may refer to this Figure 3 and // Or it may be modified to infer various forms of paper slips (or paper documents) corresponding to each financial transaction business, but the present invention includes all the inferred implementation method, as shown in Figure 3 It is not limited.

Referring to FIG. 3, a predetermined barcode 300 corresponding to the financial transaction business type is printed on the lower right side of the paper slip (or paper document), and the barcode 300 is the slip processing terminal 125. Through optical recognition, and / or through the predetermined pattern recognition algorithm, characterized in that.

Those skilled in the art to which the present invention pertains will be familiar with the function and role of the financial transaction information written by a predetermined customer on the paper slip (or paper document), and thus, the detailed description thereof. Is omitted for convenience.

4A and 4B illustrate an operation process of the slip processing terminal 125 for scanning a paper slip (or paper document) according to one embodiment of the present invention.

In more detail, FIGS. 4A and 4B scan a predetermined paper slip (or paper document) written by a customer who visits a branch (or branch) of the financial institution in the slip processing terminal 125 shown in FIG. Regarding a process of generating a predetermined document image, specifically, FIG. 4A relates to a method of optically recognizing a barcode corresponding to a financial transaction type printed on the paper slip (or paper document). 4b relates to a method of recognizing a barcode corresponding to a financial transaction type printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 4a and 4b to scan a predetermined paper slip (or paper document) created by the customer to generate a predetermined slip image. Various implementation methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation methods shown in FIGS. 4A and 4B.

For example, in FIG. 4A, the scanning unit 205 of the slip processing terminal 125 first recognizes a barcode corresponding to the financial transaction information from the paper slip (or paper document), and then the paper slip (or paper document). ), But the present invention is not limited thereto, and the barcode recognition and / or paper slip (or paper document) scanning process may be changed according to the intention of those skilled in the art.

In addition, in FIG. 4A, after the correction procedure for the document image is completed, the sequence number for the document image is illustrated and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

For example, after the correction procedure for the document image is completed in FIG. 4B, the sequence number for the document image is shown and described. However, the present invention is not limited thereto and according to the intention of the skilled person. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In addition, in FIG. 4B, after the sequence number for the document image is assigned, the barcode is recognized from the document image. However, the present invention is not limited thereto, and the barcode is recognized according to the intention of those skilled in the art. The process only needs to be performed before generating predetermined transaction confirmation information and / or generating an electronic slip.

In the following Figures 4a and 4b, the journal processing terminal 125 shown in Figure 2 is referred to as "terminal" for convenience.

Referring to FIG. 4A, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip input request screen (400a) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in association with at least one or more sensors provided in the scanning unit 205), the operation 405a may be performed.

If it is confirmed that a predetermined paper slip (or paper document) is input to the scanning unit 205 of the terminal (410a), the scanning unit 205 of the terminal determines predetermined barcode information from the paper slip (or paper document). In operation 415a, if the barcode recognition succeeds (420a), the terminal generates predetermined transaction confirmation information including the recognized barcode information (425a).

Thereafter, the scanning unit 205 of the terminal scans the paper slip (or paper document) to generate a predetermined slip image, and temporarily stores the scanned paper slip (430a).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (435a).

If it is determined that the document image does not need to be corrected (440a), the terminal allocates a predetermined sequence number corresponding to the document image (465a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (440a), the terminal may adjust an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast and / or contrast adjustment of the document image). (445a), and validates the corrected document image (450a).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (455a), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (460a), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (455a), the terminal allocates a predetermined sequence number corresponding to the document image (465a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

Referring to FIG. 4B, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (400b) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in association with at least one or more sensors provided in the scanning unit 205), the operation 405b.

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 205 of the terminal (410b), the scanning unit 205 of the terminal scans the paper slip (or paper document) to a predetermined amount. The document image is generated and the scanned paper slip is temporarily stored (415b).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (420b).

If it is determined that the document image does not need to be corrected (425b), the terminal allocates a predetermined sequence number corresponding to the document image (450b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (425b), the terminal may correct an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast adjustment of the document image). In operation 430b, the validity of the corrected document image is checked (435b).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (440b), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and reappear the document. After temporarily storing the scanned document image (445b), the procedure of correcting the document image is performed again, and the process of rescanning the paper document (or paper document) is limited to a maximum of n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (440b), the terminal allocates a predetermined sequence corresponding to the document image (450b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

When the sequence number for the document image is allocated as described above (450b), the terminal recognizes the barcode from the corrected document image through at least one or more pattern recognition algorithms to include a financial transaction type corresponding to the document image. The predetermined barcode information is extracted (455b), and the predetermined transaction confirmation information including the barcode information is generated (460b).

5 is a diagram illustrating an operation process of the slip processing terminal 125 for scanning a customer ID according to an exemplary embodiment of the present invention.

In more detail, FIG. 5 illustrates scanning the customer ID after performing the document image generation and / or sequence assignment process shown in FIGS. 4A and / or 4B in the document processing terminal 125 shown in FIG. The present invention relates to a process of generating a predetermined ID image, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 5 to generate a predetermined ID image by scanning the customer ID. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the art to which the present invention pertains may refer to FIG. 5 and the following FIG. 6 when the customer ID is provided with a predetermined MS and / or IC chip. Although an implementation method of reading predetermined identification information from a chip may be inferred, the present invention includes all the inferred implementation methods, but is not limited thereto.

In addition, according to the intention of the person skilled in the art for carrying out the present invention, the customer ID scanning process shown in FIG. 5 may be omitted, and the present invention is not limited thereto.

In the following, the slip processing terminal 125 shown in FIG. 2 is referred to as " terminal "

Referring to FIG. 5, after the document image generation and / or sequence assignment process illustrated in FIGS. 4A and / or 4B is performed in the terminal, the terminal outputs a predetermined customer ID card input request screen (500). And requesting a customer ID card visited to a branch (or branch) of the financial institution to the terminal, and the scanning unit 205 of the terminal periodically (or scanning unit 205) whether the customer inputs a predetermined customer ID card. Check in conjunction with at least one sensor provided in ().

If it is confirmed that a predetermined customer ID is input to the scanning unit 205 of the terminal (510), the scanning unit 205 of the terminal generates a predetermined ID image by scanning the customer ID (515). At this time, the paper slip (or paper document) is temporarily stored in the scanning unit 205, and / or is in a previously discharged state.

When the customer ID card is scanned as described above, the scanning unit 205 of the terminal discharges the scanned customer ID card (520), acquires an ID image corresponding to the scanned customer ID card, and obtains the ID card image. Check whether the correction (525).

If it is determined that the identification image does not need to be corrected (530), the terminal processes the identification image with the document image generated through the process illustrated in FIGS. 4A and / or 4B (550).

On the other hand, if it is determined that the identification image should be corrected (530), the terminal may correct the image for the identification image (e.g., rotate the identification image, adjust the color and / or saturation and / or brightness and / or contrast and / or contrast of the identification image). In operation 535, the validity of the corrected ID image is confirmed (540).

According to an exemplary embodiment of the present invention, the validity checking process of the corrected ID card image may include at least one step of checking a forgery prevention function included in the customer ID card.

If the validity of the corrected ID card image is not authenticated (540), the terminal requests to reinsert the customer ID card, performs the same customer ID scanning process again, and rescans the customer ID card as described above. Is preferably limited to a maximum of n (n> 1) times.

On the other hand, if the validity of the corrected identification image is authenticated (540), the terminal processes the identification image and the document image generated through the process shown in Figures 4a and / or 4b (550).

6 is a view showing an operation of the slip processing terminal 125 for reading the financial instrument information from the customer card (or bank account) according to an embodiment of the present invention.

In more detail, FIG. 6 illustrates a process of generating a document image and / or a sequence assignment of the document image shown in FIGS. 4A and / or 4B in the document processing terminal 125 shown in FIG. Or at least one financial instrument information from a bank account, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 6 to the customer-owned card (or bank account). Although various implementation methods for reading at least one financial instrument information may be inferred from the present invention, the present invention includes all the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, a person having ordinary knowledge in the art to which the present invention pertains may refer to the above-described figures 5 and 6 from a customer ID provided with a predetermined MS and / or IC chip in addition to the card (or bank account). It will be possible to infer an implementation method for reading identification information, but the present invention includes, but is not limited to, all the implementation methods inferred.

In addition, according to the intention of those skilled in the art to practice the present invention, the financial instrument information reading process shown in FIG. 6 may be omitted, and the present invention is not limited thereto.

In the following Figure 6, the slip processing terminal 125 shown in Figure 2 is referred to as "terminal" for convenience.

Referring to FIG. 6, after the document image generation and / or sequence assignment process illustrated in FIGS. 4A and / or 4B is performed in the terminal, the terminal outputs the customer-owned card (or bank account) reading request screen. By doing so (600), a request to read a customer-owned card (or bank account) visited to the branch (or branch) of the financial institution through a card reader provided in the terminal, the card reader unit 235 of the terminal It periodically checks whether the customer owned card (or bank account) is read (or in response to the MS and / or IC chip reading event included in the card reader unit 235) (605).

If it is confirmed that the customer-owned card (or bank account) is read through the card reader unit 235 of the terminal (610), the card reader unit 235 of the terminal is at least one from the customer-owned card (or bank account) The financial instrument information is read (515), and it is checked whether the read financial instrument information is plural (eg, at least two).

According to an embodiment of the present invention, if the customer-owned card (or bank account) is in the form of MS, there is only one financial means information read from the card (or bank account), but according to another embodiment of the present invention, If the card (or bank account) is in the form of an IC chip, the financial instrument information read from the card (or bank account) may be at least one or more.

If the financial instrument information read through the card reader unit 235 is not plural (for example, if only one financial instrument information is read through the card reader unit 235) (625), the terminal reads the reading. The associated financial instrument information and the document image generated through the process illustrated in FIGS. 4A and / or 4B are processed in operation 640.

On the other hand, if there is a plurality of financial means information read through the card reader unit 235 (eg, if at least two or more financial means information is read through the card reader unit 235) (625), the terminal may be predetermined. A financial means selection screen is output, and it is checked whether a predetermined financial means for processing a financial transaction is selected through the electronic slip according to the present invention through the key input means provided in the document processing terminal 125 (630).

If the financial instrument targeted for the financial transaction is selected (635), the terminal processes the selected financial instrument information and the document image generated through the process illustrated in FIGS. 4A and / or 4B (640).

7 is a view showing an operation of the slip processing terminal 125 for transmitting the electronic slip to a predetermined window terminal 120 according to an embodiment of the present invention.

In more detail, in FIG. 7, the document processing terminal 125 shown in FIG. 2 performs the document image generation and / or sequence assignment process shown in FIGS. 4A and / or 4B, and then deals with the document image. In the process of generating a predetermined electronic slip containing the identification information and / or identification card image obtained through the process shown in Figure 5 and transmitting to the teller terminal 120 provided in the branch (or branch) of the financial institution As those skilled in the art to which the present invention pertains, various embodiments of the present invention can be inferred by referring to and / or modifying the drawing 7 to generate a predetermined electronic slip and provide the counter terminal 120. As will be appreciated, the present invention includes all the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, FIG. 7 illustrates a process of transmitting the electronic slip to a predetermined window terminal 120 in consideration of the financial instrument information reading process illustrated in FIG. 6, but the present invention is limited thereto. The process of reading the financial instrument information may be omitted according to the intention of the person skilled in the art.

In addition, the financial means information generated through the process shown in FIG. 6 in FIG. 7 is described as being separately managed without being included in the electronic slip, but the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

In the following Figure 7, the slip processing terminal 125 shown in Figure 2 is referred to as "terminal" for convenience.

Referring to FIG. 7, the terminal performs the document image generation and / or sequence assignment process shown in FIGS. 4a and / or 4b, and / or the identification image acquisition process shown in FIG. When the financial instrument information reading process is performed in FIG. 6, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process illustrated in FIG. 5. A slip is generated (700), and the order information and the electronic slip and / or financial means information generated through the process shown in FIG. 6 are processed in association with and stored in the memory unit 240 (705).

Thereafter, the terminal generates and prints a predetermined number table including the sequence number information, and the paper slip (or inputted to the scanning unit 205 of the terminal) through the process shown in FIGS. 4a and / or 4b. Paper document) is discharged (or stored) (710).

Thereafter, the terminal responds to the information receiving event generated periodically (or via the communication processing unit 230) whether or not predetermined electronic slip request information is received from the window terminal 120 through a predetermined financial network. (715).

If the electronic slip request information is not received from the window terminal 120 (720), the terminal repeats the document image generation and / or sequence assignment process shown in FIGS. 4A and / or 4B.

If predetermined electronic slip request information is received from the teller terminal 120 (720), the terminal checks the next order to be provided to the teller terminal 120 (725), and the memory unit 240 from the After extracting the electronic slip and / or financial instrument information corresponding to the checked next order number (730), and transmitting the extracted electronic slip and / or financial instrument information to the counter terminal 120 through the financial network. In step 735, the document image generation and / or sequence assignment process shown in FIGS. 4A and / or 4B is repeated.

According to the method of the present invention, the terminal checks whether the predetermined electronic slip request information is received from the teller terminal 120 through a predetermined financial network, and correspondingly corresponds to the next order to the teller terminal 120. The process of providing the electronic slip and / or financial instrument information may include the process of generating and / or assigning the sequence number of the document image shown in FIGS. 4A and / or 4B, the process of scanning the customer ID shown in FIG. 5, and / Alternatively, the present invention may be processed regardless of the financial instrument information reading process illustrated in FIG. 6, whereby the present invention is not limited thereto.

8 is a view showing the operation of the window terminal 120 according to an embodiment of the present invention.

In more detail, FIG. 8 shows the process shown in FIG. 4A and / or FIG. 4B in the document processing terminal 125 shown in FIG. 2, and / or FIG. 5 and / or FIG. 6 and / or FIG. In the case of performing the illustrated process, the electronic terminal obtained by scanning the paper slip (or paper document) in connection with the slip processing terminal 125 in the window terminal 120 provided at the branch (or branch) of the financial institution In the process of operation of the window terminal 120 for providing a financial transaction using a slip, those of ordinary skill in the art to which the present invention pertains may refer to and / or modify the electronic slip to refer to FIG. Various operating processes of the counter terminal 120 for providing the financial transaction used may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method illustrated in FIG.

For example, in FIG. 8, when the document processing terminal 125 always recognizes the barcode information from the paper slip (or paper document) (and / or the document image), the window processing terminal 120 allows the slip processing terminal. Checking whether the electronic slip received from the electronic slip includes transaction confirmation information including the barcode information, and / or extracting the barcode information by recognizing the barcode from the slip image included in the electronic slip; It may be omitted, thereby the invention is not limited.

In the following, the document processing terminal 125 shown in FIG. 2 is referred to as " terminal "

Referring to FIG. 8, a window terminal 120 provided at a branch (or branch) of the financial institution transmits predetermined electronic slip request information to the terminal through a predetermined financial network (800). Receiving and reading the electronic slip request information from the counter terminal 120 to confirm the next order to be provided to the counter terminal 120 (805), the electronic slip corresponding to the next order from the memory unit 240 of the terminal And / or extracting financial instrument information (810), the electronic slip includes a slip image obtained from a paper slip (or paper document) written by the customer in the terminal, and the paper slip (or And / or further include transaction confirmation information including barcode information (eg, barcode information corresponding to the financial transaction type of the electronic slip) from the paper document) (and / or the document image), and / or An image ID (or ID information) of the client may further include.

Thereafter, the terminal transmits the electronic slip and / or financial means information extracted from the memory unit 240 to the counter terminal 120 through the financial network (815), and the counter terminal 120 transmits the electronic information. Receiving and reading slips and / or financial instrument information, it is checked whether the received electronic slip includes transaction confirmation information including bar code information corresponding to a financial transaction type through the electronic slip (820).

If the barcode information is not included in the electronic slip (825), the window terminal 120 applies a predetermined pattern recognition algorithm to the slip image included in the electronic slip, thereby applying a barcode included in the slip image. In operation 830, the barcode information corresponding to the financial transaction type through the electronic slip is extracted.

On the other hand, when the barcode information is included in the electronic slip (825), and / or the barcode terminal 120 extracts the barcode information from the document image included in the electronic slip (830), the counter terminal 120 In step 835, the barcode information matches the current financial transaction interface screen of the window terminal 120.

For example, when the financial transaction task type corresponding to the barcode information corresponds to a withdrawal transaction task, the teller terminal 120 checks whether the current financial transaction interface screen is a withdrawal transaction interface screen.

If the check result is that the barcode information and the current financial transaction interface screen of the teller terminal 120 does not match (840), the teller terminal 120 uses the financial transaction interface screen corresponding to the barcode information. Automatically switch to the financial transaction interface screen for processing (845).

On the other hand, if the barcode information and the current financial transaction interface screen of the window terminal 120 is matched (840), the window terminal 120 is initialized in the state of maintaining the current financial transaction interface screen (850).

9 is a diagram illustrating a financial transaction process of the window terminal 120 using an electronic slip according to an embodiment of the present invention.

In more detail, FIG. 9 operates as shown in FIG. 8 in the window terminal 120 provided at the branch (or branch) of the financial institution, so that the financial transaction interface screen of the window terminal 120 corresponds to the electronic slip. In the case of automatically switching to the financial transaction interface screen, the window terminal 120 refers to a financial transaction process using the electronic slip, and a person having ordinary knowledge in the technical field to which the present invention belongs may refer to FIG. And / or may be modified to infer various implementation methods for the financial transaction process using the electronic slip, but the present invention includes all of the inferred implementation methods and is not limited to the implementation method illustrated in FIG. .

For example, in FIG. 9, the window terminal 120 transmits and stores the electronic slip and the financial transaction history from a predetermined electronic document storage server 100. The financial transaction details are omitted according to the intention of a person skilled in the art. The present invention is not limited thereto.

Hereinafter, in FIG. 8, the electronic document storage server 100 that receives the electronic slip and a predetermined financial transaction history from the window terminal 120 is referred to as a "server" for convenience.

Referring to FIG. 9, when the window terminal 120 operates as shown in FIG. 8 and the financial transaction interface screen of the window terminal 120 is automatically switched to the financial transaction interface screen corresponding to the electronic slip, the window terminal In operation 900, a financial transaction procedure corresponding to the electronic slip is performed in connection with the financial system 130 through the financial transaction interface screen.

Those skilled in the art to which the present invention pertains will be familiar with the detailed process of performing each financial transaction procedure corresponding to the electronic slip in the window terminal 120, the detailed description thereof Omit for convenience.

If the financial transaction processing corresponding to the electronic slip is completed (905), the teller terminal 120 generates a financial transaction history including a financial transaction processing result using the electronic slip in connection with the financial system 130. (910), the electronic slip and the financial transaction details are transmitted to the server through a predetermined financial network (915), and the server receives and associates the electronic slip and the financial transaction details from the window terminal 120. The electronic document obtained by scanning the paper slip (or paper document) created by the customer by the slip processing terminal 125 shown in FIG. 2 is stored in a predetermined storage medium 115 (920). The financial transaction process is completed.

10 is a diagram showing the functional configuration of the slip processing terminal 125 according to another embodiment of the present invention.

More specifically, FIG. 10 scans a paper slip (or paper document) written by the customer on the electronic slip processing system shown in FIG. 1, obtains a predetermined slip image, processes it as an electronic slip, and gives the customer a predetermined slip. The voucher is processed to issue a number table, and temporarily stores the sequence number information corresponding to the number table and the electronic slip, and transmits the electronic slip to the counter terminal 120 in response to a request of a predetermined counter terminal 120. As for the terminal 125 function configuration, those of ordinary skill in the art to which the present invention pertains can scan a paper slip (or paper document) prepared by a customer by referring to and / or modifying the drawing 10. Various implementation methods for the slip processing terminal 125 for generating an electronic slip and providing it to a predetermined window terminal 120 can be inferred. It includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, the functional configuration of the document processing terminal 125 shown in FIG. 1 is a predetermined computer provided at a branch (or branch) of the financial institution, and / or a configuration is provided at a branch (or branch) of the financial institution. The CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration may include KIOSK provided at a branch (or branch) of the financial institution, and / or a number ticket terminal provided at a branch (or branch) of the financial institution. By having the functional configuration shown in FIG. 1, a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided at a branch (or branch) of the financial institution according to the present invention is processed. It is possible to operate as the terminal 125, whereby the present invention is not limited.

The document processing terminal 125 is provided in a predetermined financial institution branch (or branch), and a window terminal 120 provided in the branch (or branch) of the financial institution through a predetermined financial network (eg, branch network). Communication connection and / or communication connection with a predetermined document processing server provided in the computer system of the financial institution, and / or communication connection with a predetermined electronic document storage server 100 affiliated with the financial institution. It is done.

In addition, the paper slip (or paper document) written by the customer is characterized in that it comprises a slip form defined by the financial institution, the customer has to write at least one information item to be filled out by the customer of the slip form Characterized in at least one document information, characterized in that the paper slip (or paper document) is scanned by the slip processing terminal 125 is characterized in that it is processed into an electronic slip according to the present invention.

According to the present invention, the paper slip (or paper document) is characterized in that a predetermined bar code corresponding to the type of financial transaction that can be processed through the slip is printed, thereby the slip processing terminal 125 The barcode is recognized by the document processing server (and / or the counter terminal 120) to automatically recognize and process a financial transaction type through the document.

The barcode printed on the paper slip (or paper document) may include at least one or more of a one-dimensional bar code, a two-dimensional barcode, a three-dimensional barcode, and / or a color code. Those skilled in the art will be familiar with the detailed technical features of the barcode, and thus the detailed technical features thereof will be omitted for convenience.

Referring to FIG. 10, the slip processing terminal 125 scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined slip image, and the slip processing terminal 125. A screen output unit 210 for outputting a processing screen corresponding to each document processing step of the document; key input unit 215 for inputting information according to the document processing step; and a print output unit 220 for printing a predetermined number table. And a communication processing unit 230 for communicating with a predetermined document processing server (or window terminal 120) through a predetermined financial network, and a card reader unit for reading financial means information from a predetermined customer card (or bank account) ( 235, a memory unit 240 for linking and storing the order information corresponding to the number table and the document image and / or the financial means information, and a control unit 200 for controlling the function configuration unit. As long as .

The control unit 200 controls the overall operation of the slip processing terminal 125 in the functional configuration, manages the flow of information or data between each component, the paper slip (or paper document) written by the customer in the present invention At least one processor comprising a central processing unit (CPU) / micro-processing unit (MPU), characterized in that for controlling the components provided in the slip processing terminal 125 to process the electronic slip according to the And an execution memory (e.g., a register and / or random access memory (RAM)) and a bus for inputting and outputting predetermined data, and a function unique to the slip processing terminal 125 in software. A predetermined program routine that is loaded from a predetermined recording medium into the execution memory to be executed by the processor And / or program data (therefore, a predetermined document recorded on the recording medium provided in the slip processing terminal 125 for processing the paper slip (or paper document) prepared by the customer with the electronic slip according to the present invention). The control unit is a component that can be processed in software among the functional configuration provided in the slip processing terminal 125 to process a program and / or a paper slip (or paper document) created by the customer with the electronic slip according to the present invention. It is characterized in that the (200) shown in the provided).

The scanning unit 205 generates and inputs at least one paper slip (or paper document) corresponding to a predetermined financial transaction by a customer visiting a branch (or branch) of the financial institution. Document) to optically scan and generate a predetermined slip image, and provide the generated slip image to the controller 200 to be processed by the controller 200 as an electronic slip according to the present invention. do.

According to one embodiment of the invention, the scanning unit 205 is a financial transaction type that can be processed through a bar code (for example, the paper slip (or paper document) printed on the paper slip (or paper document)) It is preferable to further have a function to optically recognize a bar code corresponding to).

According to another exemplary embodiment of the present invention, a bar code printed on the paper slip (or paper document) (for example, a bar code corresponding to a financial transaction type that can be processed through the paper slip (or paper document)) may be used. It is preferable that the scanning unit 205 is not optically recognized, but is softwarely recognized through a pattern recognition algorithm from a predetermined document image generated by the scanning unit 205.

In addition, when the scanning unit 205 inserts an identification card (eg, a certificate for identifying the customer's identity such as a resident registration card and / or a driver's license) that visits a branch (or branch) of the financial institution, the customer Optically scanning the identification card to generate a predetermined identification card image, and by providing the generated identification card image to the controller 200, the identification card image on the electronic slip according to the present invention by the controller 200 To be included more.

According to an embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card are preferably implemented through one scanning module. As a result, the scanning module of the document processing terminal 125 is simplified.

According to another exemplary embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card may be implemented through separate scanning modules. As a result, the paper slip (or paper document) scanning and the identification card scanning may be simultaneously performed.

According to another embodiment of the present invention, when the window transaction provided to the branch (or branch) of the financial institution according to the intention of the skilled person to process the identification card by visual identification of the teller as a face-to-face transaction, the scanning unit ( The optical scanning of the customer ID through 205 may be omitted, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the ID card of the customer is an IC (Integrated Circuit) card and / or an MS (Magnetic Stripe) card, the IC chip and / or the MS has predetermined ID information. The card reader unit 235 may read the identification information of the customer from the IC chip and / or MS provided in the identification card. In this case, the identification card of the customer may be optically received through the scanning unit 205. Reading may be omitted, whereby the present invention is not limited.

The screen output unit 210 controls the document processing terminal 125 in a process of performing a predetermined function (for example, a function of scanning a paper slip (or paper document) written by the customer and processing it as an electronic slip). Pre-defined interface at least one or more information or data that is predefined or real-time to be output to a predetermined display device including a liquid crystal display (LCD) and / or a cathode ray tube (CRT) by the (200) Characterized in that the output through the screen, the screen output unit 210 and the screen output device interlocks to perform the function of the screen output means provided in the slip processing terminal 125.

The information or data predefined to be output to the screen output device by the slip processing terminal 125 are provided in the key data input through the key input unit 215 and / or in the slip processing terminal 125. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 230, and / or a predetermined operation result performed by the document processing terminal 125 ( Or data).

According to a preferred embodiment of the present invention, the screen output unit 210 displays an electronic slip processing screen according to each electronic slip processing step with the screen output device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the screen output means for outputting.

The key input unit 215 is provided with at least one key button including at least one or more number keys and / or character keys and / or function keys. Detects information (or a signal) input from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or an operation mode of the document processing terminal 125 controlled by the controller 200. When predetermined information (or signal) is inputted from the key button of, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 200. The controller 200 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the document processing terminal 125, and / or is defined to match the key event. Obtaining a command to execute a predetermined function, wherein the key input unit having the key input unit 215 and at least one key button is interlocked with each other to provide a key input to the slip processing terminal 125 Perform the function of the means.

The key input device interoperating with the key input unit 215 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or at least one numeric key and a function key in conjunction with the screen output means, and / or at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to an embodiment of the present invention, the key input unit 215 receives key data corresponding to the electronic slip processing from at least one key input device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the key input means.

The print output unit 220 prints and outputs a number table including predetermined order information to a customer who creates the paper slip (or paper document) through a predetermined printing apparatus and inputs it to the scanning unit 205. And a printing protocol and a driver for printing the number table through the printing apparatus in accordance with a predefined number table format.

The printing apparatus may include at least one of a dot matrix printer, an inkjet printer, and / or a bubble jet printer, and / or a laser printer according to a printing method. At least one of a paper-printing press and / or a form paper (e.g., a sheet having a form to which predetermined print data is to be printed) a printing machine and / or a standard paper (e.g., A4, B5, etc.) printing machine according to the printing paper. It consists of one or more.

The communication processing unit 230 is a communication channel for transmitting and receiving at least one electronic slip with at least one window terminal 120 provided at a branch (or branch) of the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting a window terminal 120 provided at a branch (or branch) of the financial institution to a predetermined communication channel, and controlling the communication module to the window terminal 120. It comprises a communication protocol for transmitting at least one electronic slip.

According to an embodiment of the present invention, the communication processor 230 receives electronic slip request information for requesting the next electronic slip from at least one window terminal 120 provided at a branch (or branch) of the financial institution. The electronic slip request information is provided to the control unit 200 and the electronic slip requesting to be transmitted from the control unit 200 to the window terminal 120 is performed through the communication module based on the communication protocol. It is preferable to transmit to the terminal 120.

In addition, the communication processor 230 connects a communication channel for transmitting and receiving at least one electronic slip with a document processing server on the financial system 130 provided in the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting a document processing server provided in the financial institution with a predetermined communication channel, and a communication protocol for controlling the communication module to transmit at least one electronic slip to the document processing server. It is done by

According to an embodiment of the present invention, the communication processing unit 230 transmits at least one electronic slip requesting the control unit 200 to transmit to the slip processing server through the communication module based on the communication protocol. It is preferable to transmit to the document processing server provided in.

In addition, the communication processor 230 connects a communication channel for transmitting and receiving at least one electronic slip with a predetermined electronic document storage server 100 associated with the financial institution through a predetermined financial network (eg, a financial common network). Characterized in that, the communication module for connecting the electronic document storage server 100 and a predetermined communication channel, for controlling the communication module for transmitting at least one electronic slip to the electronic document storage server 100 It includes a communication protocol.

According to an embodiment of the present invention, the communication processor 230 transmits at least one electronic slip requesting the control unit 200 to transmit to a predetermined electronic document storage server 100 affiliated with the financial institution. It is preferable to transmit to the electronic document storage server 100 through the communication module based on.

A customer who visits a branch (or branch) of the financial institution possesses a card (or bank account) having at least one or more financial means. The card (or bank account) is an MS card based on ISO / IEC 7810 standard, And / or at least one contact IC card (or wireless IC chip) based on ISO / IEC 7816 standard, and / or contactless IC card (or wireless IC chip) based on ISO / IEC 14443 standard. The card reader unit 235 is characterized in that it provides an interface for reading at least one or more financial means information provided in the card (or bank account).

Here, when the card (or bank account) corresponds to an MS card based on the ISO / IEC 7810 standard, the card includes an MS-based cash card including financial instrument information corresponding to a predetermined customer financial account, and / or It includes a debit card and / or a check card, and the bankbook includes a paper bankbook provided with a predetermined MS.

In addition, when the card (or bank account) corresponds to an IC card based on ISO / IEC 7816 and / or ISO / IEC 14443 standards, the card includes an IC chip containing financial means information corresponding to a predetermined customer financial account. It includes a base cash card, and / or debit card, and / or check card, the bank account includes an IC chip based electronic bank account.

According to the method of the present invention, the card reader unit 235 is an MS reader unit providing an interface between the MS card and the slip processing terminal 125, and / or the contact IC card and the slip processing terminal ( 125) a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the slip processing terminal 125.

The MS reader unit is a card reader unit 235 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized in that the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to interface with the slip processing terminal 125 by using the loaded.

The contact IC reader unit is a card reader unit 235 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the document processing terminal (125).

The contactless IC reader unit is a card reader unit 235 based on ISO / IEC 14443. The contactless IC reader unit includes at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It comprises one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and transfers predetermined information or data from the IC chip through the half-duplex transaction using APDU It is characterized in that the interface to the processing terminal 125.

According to an embodiment of the present invention, the card reader unit 235 reads at least one financial means information from at least one card (or bank account) for the electronic slip processing function defined in the slip processing terminal 125. It is preferable.

Herein, the financial means information may include at least one customer financial account information for financial transactions through an electronic slip processed by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125. Do.

According to another embodiment of the present invention, the card reader unit 235 is an identification card for the customer from the IC chip and / or MS provided in the identification card when the identification card of the customer is an IC card and / or MS card It is possible to read information, whereby the present invention is not limited.

The memory unit 240 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the document processing terminal 125 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 200 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 240 may include order information corresponding to the number table printed through the print output unit 220, and a paper slip (or written by the customer) of the scanning unit 205. A document image (and / or ID card image) obtained by scanning a paper document), barcode information (eg, financial transaction type through the electronic document) and financial transaction information included in the paper document (or paper document) Preferably, the transaction confirmation information including at least one and / or financial means information read from the customer-owned card (or bank account) through the card reader unit 235 is stored in a cooperative process.

According to another exemplary embodiment of the present invention, when the identification information of the customer is read from a predetermined IC chip and / or MS provided in the identification card of the customer through the card reader unit 235, the memory unit 240 ) Can be stored by replacing the identification card image with the identification information (not shown), whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the identification image is not obtained through the scanning unit 205 and / or the identification information is not read through the card reader 235, the memory unit ( 240 may omit storing the identification image and / or identification information, and thus the present invention is not limited thereto.

Referring to FIG. 10, the document processing terminal 125 acquires a predetermined document image generated by scanning the paper slip (or paper document) written by the customer in the scanning unit 205. And an image recognition unit for extracting predetermined barcode information by recognizing a barcode included in the slip image, and extracting predetermined financial transaction information by recognizing character information written by the customer in the slip image, and obtaining the image. When a predetermined document image is obtained through the unit 245, sequence information about a customer who has written the paper slip (or paper document) is sequentially generated, and the sequence information is included through the print output unit 220. A number table extracting unit 255 for outputting a number table, an electronic slip generation unit 260 for generating an electronic slip including the document image, the sequence information, the electronic slip and / or a prize The electronic slip storage unit 270 for cooperatively processing the predetermined financial means information read through the card reader unit 235 and storing it in the memory unit 240, and the electronic slip and / or the communication processor 230. Or at least one electronic slip transmission unit 265 for transmitting the order information and / or financial means information to a predetermined document processing server (or teller terminal 120).

When the image acquisition unit 245 optically scans the paper slip (or paper document) written by the customer in the scanning unit 205 and generates a predetermined slip image, the slip image from the scanning unit 205. It is characterized by obtaining by digitizing.

According to an embodiment of the present invention, the image acquisition unit 245 converts the journal image into predetermined image contents (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 preferably further comprises a predetermined image processing (Image Processing) function so that the journal image is easily recognized through the image recognition unit.

For example, when the document image scanned optically by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the document image. It is preferable to correct (e.g., reversely rotate the reverse direction by the angle at which the document image is rotated) so as to be easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the slip image optically scanned by the scanning unit 205 is bad (eg, when the optical device of the scanning unit 205 is dirty, and / or the internal lighting device is bad), the slip It is desirable to correct the journal image to be easily recognized by adjusting the hue and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains can perform the document image by rotating the document image and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the document image. Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

Also, when the scanning unit 205 optically scans the customer ID card to generate a predetermined ID image, the image obtaining unit 245 digitizes the ID card image from the scanning unit 205. It features.

According to the exemplary embodiment of the present invention, the image acquisition unit 245 converts the identification image into a predetermined image content (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 is the identification card image to the naked eye of the teller to support the financial transaction to the customer by operating a predetermined teller terminal 120 at the branch (or branch) of the financial institution It is desirable to further include a predetermined image processing function to facilitate the face-to-face transaction through.

For example, when the identification image image optically scanned by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the identification image. It is desirable to correct (e.g., reverse rotate the direction by the angle at which the ID image is rotated) so that it is easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the ID image optically scanned by the scanning unit 205 is bad (for example, when the dirt of the optical device of the scanning unit 205, and / or the internal lighting device is bad), the identification card It is desirable to correct the identification image so as to easily recognize the color and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains, by rotating the identification image, and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the identification image, Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

When the predetermined document image is obtained through the image acquisition unit 245, the image recognition unit recognizes a bar code included in the document image and processes a predetermined financial transaction type of business that can be processed through the document corresponding to the document image. For example, a predetermined bar code information corresponding to a deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) is extracted.

According to an embodiment of the present invention, the image recognition unit extracts predetermined coded information from a barcode included in the document image through a predetermined pattern recognition algorithm, thereby recognizing the barcode through a document corresponding to the document image. It is preferable to extract predetermined bar code information corresponding to a predetermined financial transaction task type (e.g., deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ...).

Those skilled in the art will be familiar with the various pattern recognition algorithms for recognizing the barcode included in the document image, so a detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the scanning unit 205 optically recognizes a barcode included in the paper slip (or paper document), the barcode included in the slip image is determined through a predetermined pattern recognition algorithm. It is possible to omit the image recognition unit to be recognized, whereby the invention is not limited.

According to another exemplary embodiment of the present invention, when the predetermined document processing server (or the window terminal 120) provided with the document image has a function of recognizing a barcode included in the document image, the predetermined pattern It is possible to omit the image recognition unit for recognizing a barcode included in the document image through a recognition algorithm, thereby the present invention is not limited.

In addition, when a predetermined slip image is obtained through the image acquisition unit 245, the image recognition unit recognizes the character information written by the customer in the slip image and processes the slip through a slip corresponding to the slip image. Characterized in that the predetermined financial transaction information corresponding to the financial transaction information (for example, the financial account number and the financial transaction amount and the name, resident registration number, contact information (phone number), etc.) of the financial transaction.

According to an embodiment of the present invention, the image recognition unit recognizes the character information written by the customer in the document image through at least one or more pattern recognition algorithms, and processes the predetermined financial transaction information through the document corresponding to the document image. For example, it is preferable to extract the financial account number, the financial transaction amount, the name of the financial transaction customer, the resident registration number, the contact information (phone number), and the like.

Those skilled in the art will be familiar with various pattern recognition algorithms for recognizing character information written by the customer on the paper slip (or paper document) from the slip image. Detailed description thereof will be omitted for convenience.

In particular, customers who visit the branch (or branch) of the financial institution tend to write letters corresponding to the financial transaction information in the slip in order to prevent errors in the financial transaction through the paper slip (or paper document). Thereby, the image recognition unit can recognize the character information written by the customer from the slip image even if the pattern recognition algorithm that requires high performance calculation.

If an error occurs while the image recognition unit recognizes the character information written by the customer from the document image, the financial transaction information is immediately corrected (or corrected) by the customer through the document processing terminal 125. (For example, the image recognition unit outputs financial transaction information recognized from the document image through the screen output unit 210, and the customer may immediately correct (or correct) by requesting error correction (or correction). And / or the counter employee visually compares and confirms the document image and the financial transaction information recognized by the image recognition unit in the process of processing a predetermined financial transaction based on the document image. It will be possible to correct (or correct) immediately.

Of course, in order to prevent the image recognition error as described above, the image recognition unit may be provided with a pattern recognition algorithm that requires a high-performance operation, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when a predetermined document processing server (or window terminal 120) provided with the document image has a function of recognizing the character information written by the customer in the document image, It is possible to omit the image recognition unit for recognizing the character information written by the customer in the slip image through the pattern recognition algorithm of, thereby the present invention is not limited.

When the predetermined ticket image is obtained through the image acquisition unit 245, the number ticket extracting unit 255 sequentially generates order information on the customer who created the paper slip (or paper document). .

According to the exemplary embodiment of the present invention, when the order number assigned to the customer before the document image is acquired through the image acquisition unit 245 is 'N', the order number assigned to the customer corresponding to the acquired document image is It is preferable to correspond to 'N + 1'.

In addition, the number ticket extracting unit 255 is obtained through the image acquisition unit 245, when a predetermined document image is obtained, the sequence information for the customer who created the paper slip (or paper document) is generated, the print output unit The predetermined number table including the sequence number information is output through 220.

According to an embodiment of the present invention, the number table basically includes the sequence information, and according to the intention of the person skilled in the art, at least one or more current time information, number of waiters, waiting time information, etc., from which the number table is withdrawn. It is preferable to comprise.

When the document image corresponding to the paper slip (or paper document) written by the customer is obtained through the image acquisition unit 245, the electronic slip generation unit 260 generates an electronic slip including the slip image. It features.

According to the method of the present invention, when the paper slip (or paper document) written by the customer is optically scanned by the scanning unit 205 and digitized by the image acquisition unit 245, the digitized slip The image preferably performs the function of the electronic slip according to the present invention.

In addition, the electronic slip generator 260 recognizes the slip image obtained through the image acquisition unit 245 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 205). The electronic slip includes transaction confirmation information including at least one financial transaction information obtained by recognizing character information written by the customer through the obtained barcode information and / or the image recognition unit.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the transaction information includes transaction confirmation information including at least one barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image).

In addition, the electronic slip generator 260 generates an electronic slip including a slip image obtained through the image acquisition unit 245 and an identification card image obtained through the image acquisition unit 245. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the scanning unit 205 includes an ID image which is optically scanned by the scanning unit 205 and digitized by the image obtaining unit 245.

In addition, the electronic slip generating unit 260 generates an electronic slip including a slip image obtained through the image obtaining unit 245 and ID card information read through the card reader unit 235. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the card reader 235 includes identification card information read through the card reader unit 235.

In addition, the electronic slip generator 260 recognizes the slip image obtained through the image acquisition unit 245 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 205). ) Transaction confirmation information including at least one or more financial transaction information obtained by recognizing character information written by the customer through the obtained barcode information and / or the image recognition unit, and obtained through the image acquisition unit 245. Characterized in that the electronic slip containing the identification image.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Transaction identification information including at least one or more barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image) and an identification image obtained through the image acquisition unit 245. It is preferable to make.

In addition, the electronic slip generator 260 recognizes the slip image obtained through the image acquisition unit 245 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 205). ) Generates an electronic slip including the financial transaction information obtained by recognizing the character information written by the customer through the obtained barcode information and / or the image recognition unit and the identification card information read through the card reader unit 235. It is characterized by.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Transaction identification information including at least one or more barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image), and identification card information read through the card reader 235. It is preferable to make.

When a predetermined electronic slip is generated through the electronic slip generator 260 and predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 255, the electronic slip storage unit 270 The order information and the electronic slip are linked to each other and stored in the memory unit 240.

In addition, a predetermined electronic slip is generated through the electronic slip generating unit 260, and predetermined sequence information corresponding to the electronic slip is generated through the number ticket extracting unit 255, and the card reader unit 235 is generated. When predetermined financial means information for a financial transaction through the electronic slip is read through, the electronic slip storage unit 270 processes the order information, the electronic slip and the financial means information in association with the memory unit 240. It is characterized by storing in).

The electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or predetermined electrons stored in the memory unit 240 by the electronic slip storage unit 270. The slip is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230.

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240, and extracts the electronic slip stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable to transmit to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or stored in the memory unit 240 by the electronic slip storage unit 270. The electronic slip is characterized in that it is transmitted to the document processing server and / or electronic document storage server 100 associated with the financial institution provided in the financial institution through the communication processing unit 230.

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip to the communication processing unit 230. It is preferable to transmit to a predetermined document processing server (and / or electronic document storage server 100) through.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the order information stored in the through the communication processing unit 230, characterized in that for transmitting to a predetermined window terminal 120 provided in the branch (or branch) of the financial institution, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240 and is processed in association with the order number information corresponding to the next order number from the memory unit 240 and the order number information. It is preferable to extract the stored electronic slip and transmit it to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. And transmits the electronic slip and the order information stored in the slip through the communication processing unit 230 to the slip processing server provided in the financial institution and / or the electronic document storage server 100 affiliated with the financial institution. Here, the electronic slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip and sequence information to the communication processing unit. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server 100) via (230).

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processing unit 230, wherein the electronic slip is the It comprises at least one document image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the electronic slip and the financial information stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable that the means information is extracted and transmitted to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the document processing server provided in the financial institution and / or electronic document storage server 100 affiliated with the financial institution through the communication processing unit 230. As such, the electronic slip may include at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generator 260 is generated, the electronic slip transmission unit 265 communicates the generated electronic slip with financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server 100) through the processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic slip, the order information and the financial means information stored in the unit 240 is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230. Here, the electronic slip includes at least one of the slip image and transaction confirmation information and / or identification image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the link information corresponding to the next order number from the memory unit 240 and the order information. It is preferable to extract the stored electronic slip and financial means information and transmit the information to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic document storage server 100 associated with the document processing server and / or the financial institution provided in the financial institution through the communication processor 230, the predetermined electronic slip, the order information and the financial means information stored in the unit 240. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 260 is generated, the electronic slip transmission unit 265 may generate the generated electronic slip, turn information, and financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server 100) through the communication processing unit 230.

11 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal 125 according to another embodiment of the present invention.

More specifically, FIG. 11 illustrates a paper slip (or paper document) corresponding to a withdrawal transaction as a financial transaction type, and specifically, a barcode (or paper document) printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm. 1100) and a paper slip (or paper document) for recognizing character information written by the customer on the paper slip (or paper document).

Those skilled in the art will be able to infer various forms of paper slips (or paper documents) corresponding to the respective financial transactions by referring to and / or modifying the drawing 11, The present invention includes all of the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 11, a one-dimensional barcode 1100 corresponding to the financial transaction type is printed on the paper slip (or paper document), but the barcode is a two-dimensional barcode, 3 according to the intention of a person skilled in the art. Dimensional barcodes, color codes and the like may be included, whereby the present invention is not limited.

Referring to FIG. 11, a predetermined barcode 1100 corresponding to the financial transaction business type is printed on the lower right side of the paper slip (or paper document), and the barcode 1100 is the slip processing terminal 125. Through optical recognition, and / or through the predetermined pattern recognition algorithm, characterized in that.

In addition, the upper left side of the paper slip (or paper document) for checking the position on which the predetermined account number entered by the customer on the paper slip (or paper document) is entered, and / or the amount of money is entered. A predetermined origin identifier 1105 corresponding to the origin is printed.

In addition, a predetermined account number identifier 1110 is printed on the upper left of the account number input item of the paper slip (or paper document) to confirm the position where the account number is written from the origin identifier. Predetermined amounts of money identifiers 1115 and 1220 are printed on the upper left of the input item to identify a position where the amount of money is written from the origin identifier.

According to an embodiment of the present invention, the document processing terminal 125 detects the origin identifier 1105, the account number identifier 1110, and / or the money identifiers 1115 and 1220 from the document image. It is preferable to identify a predetermined position to recognize the character information written by the customer, and to recognize predetermined financial transaction information corresponding to the character information written by the customer by applying a predetermined pattern recognition algorithm to the identified position. .

Those skilled in the art to which the present invention pertains will be familiar with the function and role of the financial transaction information written by a predetermined customer on the paper slip (or paper document), and thus, the detailed description thereof. Is omitted for convenience.

12A and 12B illustrate an operation of the slip processing terminal 125 for scanning a paper slip (or paper document) according to another exemplary embodiment of the present invention.

More specifically, FIGS. 12A and 12B scan predetermined paper slips (or paper documents) written by a customer who visits a branch (or branch) of the financial institution in the slip processing terminal 125 shown in FIG. As a process of generating a document image of FIG. 12A, in detail, a barcode corresponding to a financial transaction type printed on the paper slip (or paper document) is optically recognized and a predetermined pattern is printed on the slip image. The present invention relates to a method for implementing a method of recognizing financial transaction information corresponding to character information written by a customer on the paper slip (or paper document) by applying a recognition algorithm, and FIG. 12B is printed on the paper slip (or paper document). The present invention relates to a method for recognizing a barcode corresponding to a financial transaction type of work through a predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 12a and 12b to scan a predetermined paper slip (or paper document) created by the customer to generate a predetermined slip image. Various implementation methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation methods shown in FIGS. 12A and 12B.

For example, in FIG. 12A, the scanning unit 205 of the slip processing terminal 125 first recognizes a barcode corresponding to the financial transaction information from the paper slip (or paper document), and then the paper slip (or paper document). ), But the present invention is not limited thereto, and the barcode recognition and / or paper slip (or paper document) scanning process may be changed according to the intention of those skilled in the art.

In addition, in FIG. 12A, after the correction procedure for the document image is completed, the sequence number for the document image is illustrated and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

For example, after the correction procedure for the document image is completed in FIG. 12B, the sequence number for the document image is shown and described. However, the present invention is not limited thereto and according to the intention of the skilled person. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In addition, in FIG. 12B, after the sequence number for the document image is assigned, the barcode is recognized from the document image. However, the present invention is not limited thereto, and the barcode is recognized according to the intention of those skilled in the art. The process only needs to be performed before generating predetermined transaction confirmation information and / or generating an electronic slip.

12A and 12B, the journal processing terminal 125 shown in FIG. 10 is referred to as " terminal " for convenience.

Referring to FIG. 12A, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (1200a) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in association with at least one or more sensors provided in the scanning unit 205), the operation 1205a is performed.

If it is confirmed that a predetermined paper slip (or paper document) is input to the scanning unit 205 of the terminal (1210a), the scanning unit 205 of the terminal predetermined bar code information from the paper slip (or paper document) In operation 1215a, if the barcode recognition is successful (1220a), the scanning unit 205 of the terminal scans the paper slip (or paper document) to generate a predetermined slip image, and the scanned paper Temporarily archive the document (1225a).

When the paper slip (or paper document) is scanned as described above, the terminal obtains a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (1230a).

If it is determined that the document image does not need to be corrected (1235a), the terminal allocates a predetermined sequence number corresponding to the document image (1260a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (1235a), the terminal may adjust an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast and / or contrast adjustment of the document image). (1240a), and validates the corrected document image (1245a).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip It is preferable to include at least one step of checking whether the barcode included in the image can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (1250a), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (1255a), the procedure of correcting the document image is performed again, and the rescanning process of the paper document (or paper document) is limited to n (n> 1) at most. desirable.

On the other hand, if the validity of the corrected document image is authenticated (1250a), the terminal allocates a predetermined sequence corresponding to the document image (1260a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

Thereafter, the terminal recognizes predetermined financial transaction information written by the customer on the paper slip (or paper document) by applying a predetermined pattern recognition algorithm to the slip image (1265a), and the barcode information and the financial transaction. Generates predetermined transaction confirmation information including the information (1270a).

Referring to FIG. 12B, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (1200b) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in association with at least one or more sensors provided in the scanning unit 205), the operation 1205b.

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 205 of the terminal (1210b), the scanning unit 205 of the terminal scans the paper slip (or paper document) The document image is generated and the scanned paper slip is temporarily stored (1215b).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (1220b).

If it is determined that the document image does not need to be corrected (1225b), the terminal allocates a predetermined sequence number corresponding to the document image (1250b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (1225b), the terminal may adjust an image correction procedure (eg, document image rotation, saturation and / or brightness and / or brightness and / or contrast adjustment of the document image). ) And check the validity of the corrected document image (1235b).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (1240b), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (1245b), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (1240b), the terminal allocates a predetermined sequence number corresponding to the document image (1250b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

When the order number for the document image is allocated as described above (1250b), the terminal recognizes the barcode from the corrected document image through at least one or more pattern recognition algorithms to include a financial transaction type corresponding to the document image. Extracting predetermined barcode information, and extracting financial transaction information corresponding to document information written by the customer on the paper slip (or paper document) from the slip image (1255b), and extracting the barcode information and the financial transaction information. Generates predetermined transaction confirmation information including 1260b.

13 is a view showing an operation of the slip processing terminal 125 for scanning a customer ID in accordance with another embodiment of the present invention.

More specifically, FIG. 13 scans the customer ID after performing the document image generation and / or sequence assignment process shown in FIGS. 12A and / or 12B in the document processing terminal 125 shown in FIG. The present invention relates to a process of generating a predetermined ID image, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 13 to scan the customer ID to generate a predetermined ID image. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to the MS and / or the IC when a predetermined MS and / or IC chip is provided in the customer ID with reference to FIGS. 13 and 14. Although an implementation method of reading predetermined identification information from the chip may be inferred, the present invention includes all the inferred implementation methods, but is not limited thereto.

In addition, according to the intention of the person skilled in the art to practice the present invention, the customer ID scanning process shown in FIG. 13 may be omitted, and the present invention is not limited thereto.

In the following Figure 13, the slip processing terminal 125 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 13, after the document image generation and / or sequence allocation process shown in FIGS. 12a and / or 12b is performed in the terminal, the terminal outputs a predetermined customer ID card input request screen (1300). And requesting a customer ID card visited to a branch (or branch) of the financial institution to the terminal, and the scanning unit 205 of the terminal periodically (or scanning unit 205) whether the customer inputs a predetermined customer ID card. In connection with at least one sensor provided in FIG. 1).

If it is confirmed that a predetermined customer ID is input to the scanning unit 205 of the terminal (1310), the scanning unit 205 of the terminal scans the customer ID and generates a predetermined ID image (1315). At this time, the paper slip (or paper document) is temporarily stored in the scanning unit 205, and / or is in a previously discharged state.

When the customer ID card is scanned as described above, the scanning unit 205 of the terminal discharges the scanned customer ID card 1320, and acquires an ID image corresponding to the scanned customer ID card, Check whether the correction (1325).

If it is determined that the identification image does not need to be corrected (1330), the terminal processes the identification image with the document image generated through the process illustrated in FIGS. 12A and / or 12B (1350).

On the other hand, if it is determined that the identification image should be corrected (1330), the terminal may perform an image correction procedure (eg, identification image rotation, color and / or saturation and / or brightness and / or contrast of the identification image). Adjustment (1335), and validate the validity of the corrected identification image (1340).

According to an exemplary embodiment of the present invention, the validity checking process of the corrected ID card image may include at least one step of checking a forgery prevention function included in the customer ID card.

If the validity of the corrected ID card image is not authenticated (1340), the terminal requests to reinsert the customer ID card, performs the customer ID card scanning process as described above, and re-scans the customer ID card as described above. Is preferably limited to a maximum of n (n> 1) times.

On the other hand, if the validity of the corrected ID image is authenticated (1340), the terminal processes the ID image and the document image generated through the process illustrated in FIGS. 12A and / or 12B (1350).

14 is a view showing the operation of the slip processing terminal 125 for reading the financial instrument information from the customer card (or bank account) according to another embodiment of the present invention.

In detail, FIG. 14 shows the customer-owned card after performing the document image generation and / or sequence assignment process shown in FIGS. 12A and / or 12B in the document processing terminal 125 shown in FIG. Or at least one financial instrument information from a bank account, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 14 and the customer-owned card (or bank account). Various implementation methods for reading at least one financial instrument information may be inferred, but the present invention includes all of the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to the figures 13 and 14 and the customer ID provided with a predetermined MS and / or IC chip in addition to the card (or bank account). It will be possible to infer an implementation method for reading identification information, but the present invention includes, but is not limited to, all the implementation methods inferred.

In addition, according to the intention of the person skilled in the art to practice the present invention, the financial instrument information reading process shown in FIG. 14 may be omitted, and the present invention is not limited thereto.

In the following Figure 14, the slip processing terminal 125 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 14, after the terminal image generation and / or sequence assignment process shown in FIGS. 12a and / or 12b is performed in the terminal, the terminal outputs the customer-owned card (or bank account) reading request screen. By doing so (1400), a request for reading a customer-owned card (or bank account) visited the branch (or branch) of the financial institution through the card reader provided in the terminal, the card reader unit 235 of the terminal It is checked periodically (or in response to the MS and / or IC chip reading event provided in the card reader unit 235) whether the customer owned card (or bank account) is read (1405).

If it is confirmed that the customer-owned card (or bank account) is read through the card reader unit 235 of the terminal (1410), the card reader unit 235 of the terminal is at least one from the customer-owned card (or bank account) The financial instrument information is read 1315, and it is checked whether the read financial instrument information is plural (eg, at least two).

According to an embodiment of the present invention, if the customer-owned card (or bank account) is in the form of MS, there is only one financial means information read from the card (or bank account), but according to another embodiment of the present invention, If the card (or bank account) is in the form of an IC chip, the financial instrument information read from the card (or bank account) may be at least one or more.

If the financial instrument information read through the card reader unit 235 is not plural (eg, if only one financial instrument information is read through the card reader unit 235), the terminal reads 1425. The associated financial instrument information and the document image generated through the process illustrated in FIGS. 12A and / or 12B are processed in operation 1440.

On the other hand, if there is a plurality of financial means information read through the card reader unit 235 (eg, if at least two or more financial means information are read through the card reader unit 235), the terminal 1425 receives a predetermined finance. A means selection screen is output and it is checked whether a predetermined financial means for processing a financial transaction is selected through the electronic slip according to the present invention through the key input means provided in the slip processing terminal 125 (1430).

If the financial instrument targeted for the financial transaction is selected (1435), the terminal processes the selected financial instrument information and the document image generated through the process illustrated in FIGS. 12A and / or 12B (1440).

15 is a view showing an operation of the slip processing terminal 125 for transmitting the electronic slip to a predetermined window terminal 120 according to another embodiment of the present invention.

In more detail, FIG. 15 illustrates a process of generating a document image and / or assigning a sequence number from the document processing terminal 125 shown in FIG. 10 to FIG. 12a and / or FIG. A process of generating a predetermined electronic slip including transaction confirmation information and / or an identification card image obtained through the process shown in FIG. 13 and transmitting it to the counter terminal 120 provided at a branch (or branch) of the financial institution. For those of ordinary skill in the art to which the present invention pertains, various analogous methods of generating and providing a predetermined electronic slip to the counter terminal 120 by referring to and / or modifying the drawing 15 are inferred. It should be noted that the present invention encompasses all of the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, FIG. 15 illustrates a process of transmitting the electronic slip to a predetermined window terminal 120 considering that the financial instrument information reading process shown in FIG. 14 is performed, but the present invention is limited thereto. The process of reading the financial instrument information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 14 in FIG. 15 is illustrated as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

In the following Figure 15, the journal processing terminal 125 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 15, the terminal performs the document image generation and / or sequence assignment process shown in FIGS. 12a and / or 12b, and / or the identification image acquisition process shown in FIG. When the financial instrument information reading process is performed in FIG. 14, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process illustrated in FIG. 13. The document is generated (1500), the order information and the electronic slip and / or financial means information generated through the process shown in FIG. 14 are cooperatively processed and stored in the memory unit 240 (1505).

Thereafter, the terminal generates and prints a predetermined number table including the sequence number information, and the paper slip (or entered into the scanning unit 205 of the terminal) through the process shown in FIGS. 12a and / or 12b. The paper document) is discharged (or stored) (1510).

Thereafter, the terminal responds to the information receiving event generated periodically (or via the communication processing unit 230) whether or not predetermined electronic slip request information is received from the window terminal 120 through a predetermined financial network. Check (1515).

If the predetermined electronic slip request information is not received from the window terminal 120 (1520), the terminal repeats the document image generation and / or sequence assignment process shown in FIGS. 12A and / or 12B.

If predetermined electronic slip request information is received from the teller terminal 120 (1520), the terminal checks the next order to be provided to the teller terminal 120 (1525), and the memory unit 240 from the After extracting the electronic slip and / or financial instrument information corresponding to the checked next sequence number (1530), and transmitting the extracted electronic slip and / or financial instrument information to the counter terminal 120 through the financial network ( 1535), the document image generation and / or sequence assignment process shown in FIGS. 12A and / or 12B are repeated.

According to the method of the present invention, the terminal checks whether the predetermined electronic slip request information is received from the teller terminal 120 through a predetermined financial network, and correspondingly corresponds to the next order to the teller terminal 120. The process of providing the electronic slip and / or financial means information may include the process of generating and / or assigning the sequence number of the document image shown in FIGS. 12A and / or 12B, the process of scanning the customer ID card shown in FIG. Alternatively, the present invention may be processed regardless of the financial instrument information reading process illustrated in FIG. 14, whereby the present invention is not limited thereto.

16 is a view showing an operation of the window terminal 120 according to another embodiment of the present invention.

More specifically, FIG. 16 shows the process shown in FIG. 12A and / or FIG. 12B in the document processing terminal 125 shown in FIG. 10, and / or FIG. 13 and / or FIG. 14 and / or FIG. In the case of performing the illustrated process, the electronic terminal obtained by scanning the paper slip (or paper document) in connection with the slip processing terminal 125 in the window terminal 120 provided at the branch (or branch) of the financial institution In the process of operation of the window terminal 120 for providing a financial transaction using a slip, those skilled in the art to which the present invention pertains, the electronic slip by referring to and / or modified in this figure 16 Various operating processes of the counter terminal 120 for providing the financial transaction used may be inferred, but the present invention includes all the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, in FIG. 16, when the document processing terminal 125 always recognizes the barcode information from the paper document (or paper document) (and / or document image), the window processing terminal 120 performs the document processing terminal. Checking whether the electronic slip received from the electronic slip includes transaction confirmation information including the barcode information, and / or extracting the barcode information by recognizing the barcode from the slip image included in the electronic slip; It may be omitted, thereby the invention is not limited.

In the following Figure 16, the slip processing terminal 125 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 16, a window terminal 120 provided at a branch (or branch) of the financial institution transmits predetermined electronic slip request information to the terminal through a predetermined financial network (1600), and the terminal transmits the electronic slip request information to the terminal. Receive and read the electronic slip request information from the counter terminal 120 to confirm the next order to be provided to the counter terminal 120 (1605), and the electronic slip corresponding to the next order from the memory unit 240 of the terminal. And / or extracting financial instrument information (1610), the electronic slip includes a slip image obtained from a paper slip (or paper document) written by the customer in the terminal, and the paper slip (or Paper document) (and / or barcode image) recognized from the document image (e.g., barcode information corresponding to the financial transaction business type of the electronic slip) and / or financial settlement recognized from the document image. May further include transaction confirmation information including transaction information (eg, text information written by the customer on the paper slip (or paper document)), and / or further include an identification image (or ID card information) of the customer. Can be.

Thereafter, the terminal transmits the electronic slip and / or financial means information extracted from the memory unit 240 to the counter terminal 120 through the financial network (1615), and the counter terminal 120 transmits the electronic Receiving and reading a slip and / or financial instrument information checks whether the received electronic slip includes transaction confirmation information including barcode information corresponding to a financial transaction type through the electronic slip (1620).

If the bar code information is not included in the electronic slip (1625), the window terminal 120 applies a predetermined pattern recognition algorithm to the slip image included in the electronic slip, thereby applying a barcode included in the slip image. In operation 1630, the barcode information corresponding to the financial transaction type through the electronic slip is extracted.

On the other hand, when the barcode information is included in the electronic slip (1625), and / or the barcode information is extracted from the document image included in the electronic slip (1630), the counter terminal 120 ) Checks whether the barcode information matches the current financial transaction interface screen of the teller terminal 120 (1635).

For example, when the financial transaction task type corresponding to the barcode information corresponds to a withdrawal transaction task, the teller terminal 120 checks whether the current financial transaction interface screen is a withdrawal transaction interface screen.

If the check result does not match the barcode information and the current financial transaction interface screen of the teller terminal 120 (1640), the teller terminal 120 uses the current financial transaction interface screen corresponding to the barcode information financial transaction work Automatically switch to the financial transaction interface screen for processing (1645).

On the other hand, if the bar code information and the current financial transaction interface screen of the window terminal 120 is matched (1640), the window terminal 120 is initialized while maintaining the current financial transaction interface screen (1650).

Thereafter, the window terminal 120 checks whether the received electronic slip contains transaction confirmation information including financial transaction information corresponding to character information written by the customer on the paper slip (or paper document) ( 1655).

If the received electronic slip does not include the financial transaction information (1660), the window terminal 120 is included in the slip image by applying a predetermined pattern recognition algorithm to the slip image included in the electronic slip. Recognizing the text information to extract at least one financial transaction information for the financial transaction processing through the electronic slip (1665).

On the other hand, when the financial transaction information is included in the received electronic slip (1660) and / or the financial terminal information is extracted from the document image by the teller terminal 120 (1665), the teller terminal 120 In step 1670, the financial transaction information is automatically input to the financial transaction interface screen.

17 is a diagram illustrating a financial transaction process of the counter terminal 120 using the electronic slip according to another embodiment of the present invention.

In more detail, FIG. 17 operates as shown in FIG. 16 in the window terminal 120 provided at the branch (or branch) of the financial institution, so that the financial transaction interface screen of the window terminal 120 corresponds to the electronic slip. When the financial transaction information corresponding to the electronic slip is automatically input to the financial transaction interface screen and / or the financial transaction interface screen, the window terminal 120 is for a financial transaction process using the electronic slip. However, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 17 to infer various implementation methods for the financial transaction process using the electronic slip. It includes all the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, in FIG. 17, the window terminal 120 transmits and stores the electronic slip and the financial transaction details from a predetermined electronic document storage server 100. The financial transaction details are omitted according to the intention of those skilled in the art. The present invention is not limited thereto.

Hereinafter, in FIG. 16, the electronic document storage server 100 that receives the electronic slip and a predetermined financial transaction history from the teller terminal 120 is referred to as a "server" for convenience.

Referring to FIG. 17, the window terminal 120 operates as shown in FIG. 16 so that the financial transaction interface screen of the window terminal 120 automatically switches to the financial transaction interface screen corresponding to the electronic slip, and / or the When the financial transaction information corresponding to the electronic slip is automatically input to the financial transaction interface screen, the window terminal 120 is connected to the financial system 130 through the financial transaction interface screen to perform a financial transaction corresponding to the electronic slip. Perform the procedure (1700).

Those skilled in the art to which the present invention pertains will be familiar with the detailed process of performing each financial transaction procedure corresponding to the electronic slip in the window terminal 120, the detailed description thereof Omit for convenience.

If the financial transaction processing corresponding to the electronic slip is completed (1705), the counter terminal 120 generates a financial transaction history including a financial transaction processing result using the electronic slip in connection with the financial system 130. (1710), the electronic slip and the financial transaction details are transmitted to the server through a predetermined financial network (1715), and the server receives and associates the electronic slip and the financial transaction details from the window terminal 120. And store it in a predetermined storage medium 115 (1720), whereby the document processing terminal 125 shown in FIG. 10 uses an electronic slip obtained by scanning a paper slip (or paper document) created by the customer. The financial transaction process is completed.

18 is a diagram showing the configuration of an electronic slip processing system according to another embodiment of the present invention.

In more detail, Fig. 18 scans a paper slip (or paper document) made by a customer in a predetermined slip processing terminal 125 provided at a branch (or branch) of a financial institution, and processes the paper slip (or paper document) into a predetermined electronic slip to determine a predetermined order. It is transmitted to the document processing server in association with the information and stored in a predetermined electronic document D / B, and predetermined from the predetermined window terminal 120 provided at the branch (or branch) of the financial institution to the document processing server 1600. When requesting an electronic slip corresponding to the order of the, the system for providing the electronic slip from the document processing server 1600 to the teller terminal 120, the person having ordinary skill in the art to which the present invention belongs In this case, referring to FIG. 18 and / or modified, the document processing terminal 125 scans a predetermined paper slip (or paper document), processes it into a predetermined electronic slip, and provides the slip to the slip processing server 1600.The slip processing server 1600 may infer various electronic slip processing system configurations for providing the electronic slip to the window terminal 120, but the present invention includes all the inferred implementation method, this figure 18 It is not limited to the implementation method shown by.

Referring to FIG. 18 according to an embodiment of the present invention, the electronic slip processing system is provided at a branch (or branch) of the financial institution, and scans an electronic slip by scanning a paper slip (or paper document) prepared by a predetermined customer. And a document processing terminal 125 for transmitting to the predetermined document processing server 1600 through a predetermined financial network (for example, the current network) by adding predetermined sequence information. A document processing server connected through a predetermined financial network (for example, a transaction network) and storing and managing a predetermined electronic slip and order information from the slip processing terminal 125 in a predetermined electronic slip D / B 1630. 1600 is connected to the document processing server 1600 through a predetermined financial network (for example, a network), and receives an electronic slip corresponding to a predetermined order from the document processing server 1600, and receives the electronic slip. To handle financial transactions corresponding to And a financial system 130 connected to the window terminal 120 and the window terminal 120 through a predetermined financial network to process a financial transaction requested from the window terminal 120. And an electronic document storage server 100 that receives and associates the electronic slip with a predetermined financial transaction history from the window terminal 120 after the financial transaction corresponding to the electronic slip and stores the same in a predetermined storage medium 115. It is done by

According to the present invention, a paper slip (or paper document) provided at a branch (or branch) of the financial institution is a predetermined barcode (eg, 1-dimensional barcode, 2-dimensional barcode) corresponding to the financial transaction business type using the slip. , 3D barcode, color code, etc.), and the barcode information is optically recognized in the process of scanning the paper slip (or paper document) by the slip processing terminal 125, and / or the slip destination. The terminal 125 recognizes the scanned document image by applying a predetermined pattern recognition algorithm, and / or the document processing server 1600 recognizes the document image by applying a predetermined pattern recognition algorithm, And / or can be recognized by applying a predetermined pattern recognition algorithm to the document image in the window terminal 120, thereby allowing the image to be recognized. Window terminal 120 may be automatically switched to the financial transaction interface for processing a financial transaction service corresponding to the document by using the bar code information.

According to the invention, the slip processing terminal 125 is characterized in that it comprises a function to obtain a predetermined slip image by scanning a paper slip (or paper document) written by the customer, and / or the slip (Or a paper document) recognizes a barcode (eg, barcode information corresponding to a financial transaction type using the document) included in the paper slip (or paper document), and / or the scanned slip It is preferable to further include a function of recognizing a barcode (for example, barcode information corresponding to a financial transaction type using the slip) included in the paper slip (or paper document) by applying a predetermined pattern recognition algorithm to the image. Do.

In addition, the slip processing terminal 125 is configured to have a function of obtaining a predetermined ID image by scanning the customer ID card, and / or the MS (Magnetic Stripe) and / or IC (Integrated Circuit) on the customer ID card. When a chip is provided, it is preferable to have a function of reading predetermined identification information from the MS and / or IC chip.

In addition, the voucher processing terminal 125 preferably reads predetermined financial means information for the voucher-based financial transaction from the customer-owned card (or bank account), whereby the teller employee in the financial transaction process The process of inputting the financial instrument information of the customer through the counter terminal 120 and / or reading predetermined financial instrument information from the customer's own card (or bank account) may be omitted.

According to one embodiment of the present invention, when the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, the slip processing terminal 125 includes the slip image. It is preferable to generate a predetermined electronic slip.

Further, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. In this case, it is preferable that the slip processing terminal 125 generates a predetermined electronic slip including predetermined transaction confirmation information including the slip image and the barcode information.

Further, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. In this case, it is preferable that the slip processing terminal 125 generates a predetermined electronic slip including the slip image and predetermined transaction confirmation information including the recognized barcode information.

In addition, when the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or an identification image (or identification card information) for the customer ID is obtained, the The slip processing terminal 125 preferably generates a predetermined electronic slip including the slip image and the identification image (or identification card information).

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. And / or identification card image (or identification card information) for the customer ID card is obtained, the document processing terminal 125 may include predetermined transaction confirmation information including the document image and the recognized barcode information, It is preferable to generate a predetermined electronic slip including the identification card image (or identification card information).

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer's own card (or bank account), whereby the present invention is not limited thereto.

According to the invention, the slip processing terminal 125 is characterized in that it comprises a function to obtain a predetermined slip image by scanning a paper slip (or paper document) written by the customer, and / or the slip (Or a paper document) recognizes a barcode (for example, barcode information corresponding to the financial transaction type using the document) included in the paper slip (or paper document), and a predetermined pattern on the slip image Applying a recognition algorithm to recognize the financial transaction information corresponding to the character information written by the customer on the paper slip (or paper document), and / or applying a predetermined pattern recognition algorithm to the scanned slip image. Bar code included in the document (or paper document) (for example, barcode information corresponding to the financial transaction type using the document) Be formed by further comprising a function of the customer is aware of the financial transaction information corresponding to the character information written on the paper document (or paper) is preferred.

In addition, the slip processing terminal 125 is configured to have a function of obtaining a predetermined ID image by scanning the customer ID card, and / or the MS (Magnetic Stripe) and / or IC (Integrated Circuit) on the customer ID card. When a chip is provided, it is preferable to have a function of reading predetermined identification information from the MS and / or IC chip.

In addition, the voucher processing terminal 125 preferably reads predetermined financial means information for the voucher-based financial transaction from the customer-owned card (or bank account), whereby the teller employee in the financial transaction process The process of inputting the financial instrument information of the customer through the counter terminal 120 and / or reading predetermined financial instrument information from the customer's own card (or bank account) may be omitted.

According to one embodiment of the present invention, when the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, the slip processing terminal 125 includes the slip image. It is preferable to generate a predetermined electronic slip.

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information and the customer included in the paper slip (or paper document). When the financial transaction information corresponding to the character information written on the paper slip (or paper document) is recognized, the slip processing terminal 125 includes the slip image, the recognized barcode information and the financial transaction information. It is preferable to generate a predetermined electronic slip containing predetermined transaction confirmation information.

In addition, when the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or an identification image (or identification card information) for the customer ID is obtained, the The slip processing terminal 125 preferably generates a predetermined electronic slip including the slip image and the identification image (or identification card information).

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information and the customer included in the paper slip (or paper document). When the financial transaction information corresponding to the character information written on the paper slip (or paper document) is recognized, and / or an identification image (or identification card information) for the customer identification card is obtained, the slip processing terminal 125 ) Generates a predetermined electronic slip including the slip image, predetermined transaction confirmation information including the recognized barcode information and the financial transaction information, and the identification image (or identification card information).

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer's own card (or bank account), whereby the present invention is not limited thereto.

Referring to FIG. 18, the document processing server 1600 may include a document receiving unit 1605 which receives predetermined order information, document information and / or financial means information from the document processing terminal 125 through a predetermined financial network. And a document storage unit 1615 for linking the sequence information with the document information and / or financial means information and storing it in a predetermined electronic slip D / B 1630, and electronic slip request information from a predetermined window terminal 120. Is received, the document extractor 1625 extracts next electronic slip and / or financial means information from the electronic slip D / B 1630, and the electronic slip and / or financial means information is transferred to the financial network. And a slip providing unit 1620 provided to the counter terminal 120. If the slip information does not include transaction confirmation information including predetermined barcode information, the slip is included in the electronic slip. Slips And whether provided with a bar code recognition section 1610 for extracting a predetermined bar code information by applying a certain pattern recognition algorithm it is characterized in that formed.

The slip receiving unit 1605 receives a predetermined electronic slip including a predetermined slip image obtained by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125 through a predetermined financial network. The electronic slip further includes transaction confirmation information including predetermined barcode information, and / or further includes a predetermined identification image (or identification information). Depending on the intention, the financial instrument information may be included in the electronic slip.

If the transaction confirmation information including predetermined barcode information is not included in the electronic slip received from the slip processing terminal 125 through the slip receiving unit 1605, the barcode recognition unit 1610 is included in the electronic slip. It is characterized in that by applying a predetermined pattern recognition algorithm to the scanned document image to recognize and extract the bar code information corresponding to the financial transaction type corresponding to the document.

According to the exemplary embodiment of the present invention, when the barcode information is extracted from the slip image included in the electronic slip, the barcode recognition unit 1610 generates predetermined transaction confirmation information including the extracted barcode information. It is preferable to include predetermined transaction confirmation information including the extracted barcode information in the electronic slip.

When the document storage unit 1615 receives predetermined order information, document information, and / or financial means information from the document processing terminal 125 through the document receiving unit 1605, the document information and document information and / or Characterized in that the financial instrument information is stored in a predetermined electronic slip D / B 1630, and the slip extractor 1625, when the next electronic slip request from the predetermined window terminal 120, The electronic slip and / or financial means information corresponding to the next sequence may be extracted from the electronic slip D / B 1630.

The document providing unit 1620 receives the next order electronic slip from the predetermined window terminal 120 through the document extracting unit 1625 and then the electronic slip D / B through the document extracting unit 1625. When the next electronic slip and / or financial means information is extracted from 1630, the extracted electronic slip and the financial means information are transmitted to the teller terminal 120 through the financial network.

According to an embodiment of the present invention, the functional configuration provided in the slip processing terminal 125 may include a predetermined computer provided at a branch (or branch) of the financial institution, and / or a branch (or branch) of the financial institution. CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration is provided in the KIOSK provided at the branch (or branch) of the financial institution, and / or the branch (or branch) of the financial institution By being provided with a number ticket terminal or the like, the configuration may include a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided in a branch (or branch) of the financial institution according to the present invention. It is desirable to be provided at a branch (or branch) of the financial institution in the form of a dedicated slip processing terminal 125 having a functional configuration shown in FIG.

According to the present invention, the teller terminal 120 transmits the electronic slip request information to the slip processing server 1600 through a predetermined financial network, and correspondingly, the counter terminal 120 transmits the predetermined slip from the slip processing server 1600. Receiving an electronic slip.

According to an exemplary embodiment of the present invention, the electronic slip may include, in addition to the slip image, barcode information recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125 (eg, in the slip). Barcode information corresponding to the corresponding financial transaction type) and / or barcode information (recognized by the document image included in the electronic slip by the document processing server 1600). For example, it is preferable to further include transaction confirmation information including the bar code information corresponding to the financial transaction business type corresponding to the slip.

In addition, the electronic slip may further include an identification image (or identification card information) obtained from the customer identification card in the slip processing terminal 125 in addition to the slip image.

In addition to the document image, the electronic slip may be used for barcode information (for example, financial transaction type corresponding to the document) recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125. Transaction confirmation information (and / or barcode information) corresponding to the transaction information (eg, barcode information corresponding to the financial transaction type corresponding to the document) recognized by the document processing server 1600 from the document image. Transaction confirmation information) and an ID image (or ID card information) obtained from the customer ID card.

According to another embodiment of the present invention, the electronic slip may be barcode information (for example, the slip) recognized from the paper slip (or paper document) and / or slip image by the slip processing terminal 125 in addition to the slip image. Transaction confirmation information (and / or the document processing server) including financial transaction information corresponding to character information written in the paper slip (or paper document) by the customer; Preferably, the method further includes bar code information (for example, bar code information corresponding to a financial transaction business type corresponding to the document) recognized from the document image at 1600.

In addition, the electronic slip may further include an identification image (or identification card information) obtained from the customer identification card in the slip processing terminal 125 in addition to the slip image.

In addition to the document image, the electronic slip may be used for barcode information (for example, financial transaction type corresponding to the document) recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125. Transaction confirmation information (or corresponding barcode information) and financial transaction information corresponding to character information written by the customer (and / or barcode information (eg, the document) recognized from the document image by the document processing server 1600). Transaction identification information), including barcode information corresponding to the financial transaction type corresponding to the present invention), and an ID image (or ID card information) obtained from the customer ID card.

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer owned card (or bank account), whereby the present invention is not limited thereto.

The window terminal 120 applies the predetermined pattern recognition algorithm to the document image when the electronic slip received from the document processing server 1600 does not include transaction confirmation information including the barcode information. And extracting predetermined bar code information corresponding to the financial transaction business type corresponding to the slip from the image.

In addition, the window terminal 120 recognizes a predetermined pattern in the document image when the electronic slip received from the slip processing server 1600 does not include transaction confirmation information including the barcode information and financial transaction information. Applying an algorithm to extract predetermined bar code information corresponding to a financial transaction type corresponding to the document from the parcel image, and / or applying a pattern recognition algorithm to the document image to apply the parcel And extracting financial transaction information corresponding to character information written by the customer on the paper slip (or paper document) from the image.

According to an exemplary embodiment of the present invention, when the electronic slip received from the slip processing server 1600 includes transaction confirmation information including the barcode information, the counter terminal 120 is the counter terminal 120. Characterized in that the operation mode (or financial transaction mode) of the match with the barcode information included in the transaction confirmation information, if the operation mode (or financial transaction mode) of the window terminal 120 and the barcode information If it matches, it maintains the current financial transaction interface, and if the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the operation mode (or financial transaction mode) of the window terminal 120 is matched. ) To the operation mode (or financial transaction mode) corresponding to the financial transaction business type corresponding to the barcode information included in the transaction confirmation information to the financial transaction business It characterized in that for outputting a financial transaction interface, corresponding to the current.

In addition, when the electronic slip received from the slip processing server 1600 includes transaction confirmation information including the bar code information and financial transaction information, the window terminal 120 operates in the window terminal 120. (Or financial transaction mode) is checked to match the bar code information included in the transaction confirmation information, if the operation mode (or financial transaction mode) of the window terminal 120 is matched with the bar code information, Auto-Fill the financial transaction information included in the transaction confirmation information into the financial transaction interface while maintaining the current financial transaction interface, and conversely, the operation mode (or financial transaction mode) of the window terminal 120. ) Matches the barcode information, the operation mode (or financial transaction mode) of the window terminal 120 corresponding to the barcode information included in the transaction confirmation information. Switching to an operation mode (or financial transaction mode) corresponding to a financial transaction type of business, outputting a financial transaction interface corresponding to the financial transaction type of business, and automatically providing financial transaction information included in the transaction confirmation information to the financial transaction interface. Characterized in the input.

According to another exemplary embodiment of the present invention, when the electronic slip received from the slip processing server 1600 does not include transaction confirmation information including the barcode information, the teller terminal 120 is connected to the electronic slip. Extracting the barcode information by applying a predetermined pattern recognition algorithm to an included document image, and checking whether the operation mode (or financial transaction mode) of the window terminal 120 matches the extracted barcode information; If the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the current financial transaction interface is maintained as it is, and conversely, the operation mode (or financial transaction mode) of the window terminal 120 is maintained. Is matched with the bar code information, the financial mode corresponding to the extracted bar code information in the operation mode (or financial transaction mode) of the window terminal 120 Switching to the operation mode (or financial transaction mode) corresponding to the service type to characterized by outputting a financial transaction interface corresponding to the type of financial transaction services.

In addition, when the electronic slip received from the slip processing server 1600 does not include transaction confirmation information including the barcode information and financial transaction information, the counter terminal 120 includes the slip image included in the electronic slip. Extracting the barcode information and the financial transaction information by applying a predetermined pattern recognition algorithm to the terminal, and checking whether the operation mode (or the financial transaction mode) of the window terminal 120 matches the extracted barcode information; If the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the extracted financial transaction information is automatically transferred to the financial transaction interface while maintaining the current financial transaction interface. On the contrary, if the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, The operation mode (or financial transaction mode) of the terminal terminal 120 is changed to an operation mode (or financial transaction mode) corresponding to the financial transaction task type corresponding to the extracted bar code information to correspond to the financial transaction task type. Output a financial transaction interface, and automatically inputs the extracted financial transaction information to the financial transaction interface.

When a predetermined financial transaction using the electronic slip is completed in the window terminal 120, the window terminal 120 transmits the financial transaction details and the electronic slip to a predetermined electronic document storage server 100, and the electronic The document storage server 100 receives the electronic slip and the financial transaction details, and processes the received electronic slip and the financial transaction details in a predetermined storage medium 115.

Referring to FIG. 18, the electronic document storage server 100 receives a document through the document receiving unit 105 and a document receiving unit 105 for receiving a predetermined financial transaction history and the electronic document from the window terminal 120. It characterized in that it comprises a document storage unit 110 for storing the information on the financial transaction and the electronic slip in a predetermined storage medium 115.

According to another exemplary embodiment of the present invention, the electronic document storage server 100 may correspond to a server provided in the electronic document storage affiliated with the financial institution, and thus the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, the document processing server 1600 and the electronic document storage server 100 may be provided on one server, and the present invention is not limited thereto.

The financial institution is characterized by having a predetermined financial system 130 for providing at least one financial transaction (eg, credit, receiving, foreign exchange, financial investment, etc.) services to at least one financial transaction customer.

The financial system 130 provided in the financial institution is connected to at least one or more window terminals 120 provided at branches (and / or branch offices) of the financial institution through a predetermined financial network (for example, a branch network). Characterized in that, through the counter terminal 120 provides a financial transaction service of face to face at least one financial transaction customer.

In addition, the financial system 130 includes at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or the financial institution; At least one financial terminal provided in at least one affiliated financial institution (and / or another financial institution branch) and / or at least one financial terminal provided in a public place and a predetermined financial network (eg, CD Network), and provides a non-face-to-face financial transaction service to at least one financial transaction customer through the financial terminal.

In addition, the financial system 130 is characterized in that it is associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based) connected to the TCP / IP-based backbone network through the Internet banking server At least one or more client terminals (e.g., personal computer (PC) and / or laptop equipped with the wired Internet access and browsing function) connected to a wireless LAN, and / or an IEEE 802.16x-based portable Internet, and the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system 130 is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, and / or through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) having access and browsing functions connected to the mobile communication network) and / or connected to an IEEE 802.16x-based portable Internet and / or a DataTAC / Mobitex-based wireless data communication network. Non-face-to-face financial transactions with at least one financial transaction customer via a Global System for Mobile (GSM) terminal and / or Personal Digital Assistant (PDA) and / or Smart Phone and / or Telematics) Provide service.

In addition, the financial system 130 is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (eg, code division multiple access (CDMA) based on the IC chip-based wireless banking server) At least one or more through at least one wireless terminal (e.g., a wireless terminal having a financial IC chip) connected to a mobile communication network and / or an IEEE 802.16x based portable Internet, and / or a DataTAC / Mobitex based wireless data communication network. It provides IC chip-based non-face-to-face financial transaction service to financial transaction customers.

In addition, the financial system 130 is characterized in that associated with a predetermined telebanking server, connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server. At least one wired communication terminal (e.g., a telephone) and / or at least one wireless communication terminal (e.g., a PCS and / or a mobile communication network based on a code division multiple access (CDMA)). Or a non-face-to-face financial transaction service to at least one or more financial transaction customers through a GSM terminal and / or a smart phone.

In addition, the financial system 130 is characterized in that associated with a predetermined home banking server, at least one or more home appliances connected to a predetermined home network through the home banking server (eg, digital TV connected to the home network and / Or a non-face-to-face financial transaction service to at least one financial transaction customer through a refrigerator or the like.

In addition, the financial system 130 is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, connected to a predetermined return channel (Return Channel) through the TV banking server) The non-face-to-face financial transaction service is provided to at least one financial transaction customer through a satellite DMB terminal or a terrestrial DMB terminal.

Referring to FIG. 18, the financial system 130 is provided to a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. An information system comprising: an accounting system for processing a window service such as credit or receiving or trust or foreign exchange occurring in at least one branch (or window), an information system for processing a headquarters business, a branch information support, and customer information management; Interconnection between the financial system 130 and at least one other financial system 130 (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., provided in at least one external communication network) Internet banking, wireless banking, IC chip-based wireless banking, telebanking, TV banking, etc. The financial system (1) 30) and / or an external system providing various financial transaction interfaces through at least one or more common networks (eg, CD common network, financial common network). ) Is an interface module corresponding to a middleware platform that provides interfacing between components in the financial system 130, and predetermined information required for performing each function in the components in the financial system 130. For example, it comprises a DBMS (DataBase Management System) including at least one or more databases for storing and managing the ledger information, and / or customer information, and / or management information).

In addition, the financial system 130 is intended by those skilled in the art and / or types of financial institutions (eg, commercial banks, savings banks, trust banks) provided with the financial system 130 and the purpose of the financial system 130. And according to the features, it is possible to further include at least one or more components, such as foreign exchange module (not shown), investment finance module (not shown), international module (not shown), in the technical field to which the present invention belongs Those skilled in the art will be familiar with the technical details of the financial system 130, and thus the detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

19 is a diagram showing the functional configuration of the slip processing terminal 125 according to another embodiment of the present invention.

More specifically, FIG. 19 scans a paper slip (or paper document) written by the customer on the electronic slip processing system shown in FIG. 18, obtains a predetermined slip image, processes it as an electronic slip, Process for issuing a number table, and the order processing terminal 125 function configuration for transmitting the order information corresponding to the number table and the electronic slip to a predetermined document processing server 1600, which is usually in the art The person who has the knowledge of the document processing by scanning the paper slips (or paper documents) made by the customer by referring to and / or modified in this figure 19 to generate a predetermined electronic slip to provide a predetermined slip processing server 1600 Various implementation methods for the terminal 125 may be inferred, but the present invention includes all the inferred implementation methods, and is shown in FIG. Not limited to the city way.

For example, the functional configuration of the document processing terminal 125 shown in FIG. 1 is a predetermined computer provided at a branch (or branch) of the financial institution, and / or a configuration is provided at a branch (or branch) of the financial institution. The CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration may include KIOSK provided at a branch (or branch) of the financial institution, and / or a number ticket terminal provided at a branch (or branch) of the financial institution. By having the functional configuration shown in FIG. 1, a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided at a branch (or branch) of the financial institution according to the present invention is processed. It is possible to operate as the terminal 125, whereby the present invention is not limited.

The document processing terminal 125 is provided in a predetermined financial institution branch (or branch), and a window terminal 120 provided in the branch (or branch) of the financial institution through a predetermined financial network (eg, branch network). A communication connection and / or a communication connection with a predetermined document processing server 1600 provided in the computer system of the financial institution, and / or a communication connection with a predetermined electronic document storage server 100 affiliated with the financial institution. It is characterized by.

In addition, the paper slip (or paper document) written by the customer is characterized in that it comprises a slip form defined by the financial institution, the customer has to write at least one information item to be filled out by the customer of the slip form Characterized in at least one document information, characterized in that the paper slip (or paper document) is scanned by the slip processing terminal 125 is characterized in that it is processed into an electronic slip according to the present invention.

According to the present invention, the paper slip (or paper document) is characterized in that a predetermined bar code corresponding to the type of financial transaction that can be processed through the slip is printed, thereby the slip processing terminal 125 The barcode is recognized by the document processing server 1600 (and / or the terminal 120) to automatically recognize and process the financial transaction type through the document.

The barcode printed on the paper slip (or paper document) may include at least one or more of a one-dimensional barcode, a two-dimensional barcode, a three-dimensional barcode, and / or a color code. If a person of ordinary skill in the art will be familiar with the detailed technical features of the barcode, detailed technical features thereof will be omitted for convenience.

Referring to FIG. 19, the document processing terminal 125 scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined document image, and the document processing terminal 125. A screen output unit 210 for outputting a processing screen corresponding to each document processing step of the document; key input unit 215 for inputting information according to the document processing step; and a print output unit 220 for printing a predetermined number table. And a card for reading financial means information from a predetermined customer card (or bank account) and a communication processor 230 for communicating with a predetermined document processing server 1600 (or the window terminal 120) through a predetermined financial network. It includes a reader unit 235, a memory unit 240 for linking and storing the order information corresponding to the number table and the document image and / or the financial means information and a control unit 200 for controlling the functional configuration unit Characterized by The.

The control unit 200 controls the overall operation of the slip processing terminal 125 in the functional configuration, manages the flow of information or data between each component, the paper slip (or paper document) written by the customer in the present invention At least one processor comprising a central processing unit (CPU) / micro-processing unit (MPU), characterized in that for controlling the components provided in the slip processing terminal 125 to process the electronic slip according to the And an execution memory (e.g., a register and / or random access memory (RAM)) and a bus for inputting and outputting predetermined data, and a function unique to the slip processing terminal 125 in software. A predetermined program routine that is loaded from a predetermined recording medium into the execution memory to be executed and processed by the processor. And / or program data (therefore, a predetermined document recorded on the recording medium provided in the slip processing terminal 125 for processing the paper slip (or paper document) prepared by the customer with the electronic slip according to the present invention). The control unit is a component that can be processed in software among the functional configuration provided in the slip processing terminal 125 to process a program and / or a paper slip (or paper document) created by the customer with the electronic slip according to the present invention. It is characterized in that the (200) shown in the provided).

The scanning unit 205 generates and inputs at least one paper slip (or paper document) corresponding to a predetermined financial transaction by a customer visiting a branch (or branch) of the financial institution. Document) to optically scan and generate a predetermined slip image, and provide the generated slip image to the controller 200 to be processed by the controller 200 as an electronic slip according to the present invention. do.

According to one embodiment of the invention, the scanning unit 205 is a financial transaction type that can be processed through a bar code (for example, the paper slip (or paper document) printed on the paper slip (or paper document)) It is preferable to further have a function to optically recognize a bar code corresponding to).

According to another exemplary embodiment of the present invention, a bar code printed on the paper slip (or paper document) (for example, a bar code corresponding to a financial transaction type that can be processed through the paper slip (or paper document)) may be used. It is preferable that the scanning unit 205 is not optically recognized, but is softwarely recognized through a pattern recognition algorithm from a predetermined document image generated by the scanning unit 205.

In addition, when the scanning unit 205 inserts an identification card (eg, a certificate for identifying the customer's identity such as a resident registration card and / or a driver's license) that visits a branch (or branch) of the financial institution, the customer Optically scanning the identification card to generate a predetermined identification card image, and by providing the generated identification card image to the controller 200, the identification card image on the electronic slip according to the present invention by the controller 200 To be included more.

According to an embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card are preferably implemented through one scanning module. As a result, the scanning module of the document processing terminal 125 is simplified.

According to another exemplary embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card may be implemented through a separate scanning module. Thus, the paper slip (or paper document) scanning and the identification card scanning can be performed at the same time.

According to another embodiment of the present invention, when the window transaction provided to the branch (or branch) of the financial institution according to the intention of the skilled person to process the identification card by visual identification of the teller as a face-to-face transaction, the scanning unit ( The optical scanning of the customer ID through 205 may be omitted, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the ID card of the customer is an IC (Integrated Circuit) card and / or an MS (Magnetic Stripe) card, the IC chip and / or the MS has predetermined ID information. The card reader unit 235 may read the identification information of the customer from the IC chip and / or MS provided in the identification card. In this case, the identification card of the customer may be optically received through the scanning unit 205. Reading may be omitted, whereby the present invention is not limited.

The screen output unit 210 controls the document processing terminal 125 in a process of performing a predetermined function (for example, a function of scanning a paper slip (or paper document) written by the customer and processing it as an electronic slip). Pre-defined at least one or more information or data to be predefined or in real time to be output to a predetermined display device including a liquid crystal display (LCD) and / or a cathode ray tube (CRT) by the (200) Characterized in that the output through the interface screen, the screen output unit 210 and the screen output device interlocks to perform the function of the screen output means provided in the slip processing terminal 125.

The information or data predefined to be output to the screen output device by the slip processing terminal 125 are provided in the key data input through the key input unit 215 and / or in the slip processing terminal 125. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 230, and / or a predetermined operation result performed by the document processing terminal 125 ( Or data).

According to a preferred embodiment of the present invention, the screen output unit 210 displays an electronic slip processing screen according to each electronic slip processing step with the screen output device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the screen output means for outputting.

The key input unit 215 is provided with at least one key button including at least one or more number keys and / or character keys and / or function keys. Detects information (or a signal) input from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or an operation mode of the document processing terminal 125 controlled by the controller 200. When predetermined information (or signal) is inputted from the key button of, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 200. The controller 200 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the document processing terminal 125, and / or is matched with the key event and defined. Obtaining a command to execute a predetermined function, wherein the key input unit having the key input unit 215 and at least one key button is interlocked with each other to provide a key input to the slip processing terminal 125 Perform the function of the means.

The key input device interoperating with the key input unit 215 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to the exemplary embodiment of the present invention, the key input unit 215 receives key data corresponding to the electronic slip processing from at least one key input device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the key input means for receiving.

The print output unit 220 prints and outputs a number table including predetermined order information to a customer who creates the paper slip (or paper document) through a predetermined printing apparatus and inputs it to the scanning unit 205. And a printing protocol and a driver for printing the number table through the printing apparatus in accordance with a predefined number table format.

The printing apparatus may include at least one of a dot matrix printer, an inkjet printer, and / or a bubble jet printer, and / or a laser printer according to a printing method. At least one of a paper-printing press and / or a form paper (e.g., a sheet having a form to which predetermined print data is to be printed) a printing machine and / or a standard paper (e.g., A4, B5, etc.) printing machine according to the printing paper. It consists of one or more.

The communication processing unit 230 is a communication channel for transmitting and receiving at least one electronic slip with at least one window terminal 120 provided at a branch (or branch) of the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting a communication terminal and a predetermined communication channel to a window terminal 120 provided at a branch (or branch) of the financial institution, and controlling the communication module to the window terminal 120. It comprises a communication protocol for transmitting at least one electronic slip.

According to an embodiment of the present invention, the communication processor 230 receives electronic slip request information for requesting the next electronic slip from at least one window terminal 120 provided at a branch (or branch) of the financial institution. The electronic slip request information is provided to the control unit 200 and the electronic slip requesting to be transmitted from the control unit 200 to the window terminal 120 is performed through the communication module based on the communication protocol. It is preferable to transmit to the terminal 120.

In addition, the communication processor 230 is a communication channel for transmitting and receiving at least one electronic slip with the document processing server 1600 on the financial system 130 provided in the financial institution through a predetermined financial network (for example, our network) And a communication module for connecting the document processing server 1600 provided in the financial institution and a predetermined communication channel, and controlling the communication module to at least one electronic device as the document processing server 1600. It includes a communication protocol for transmitting the slip.

According to an embodiment of the present invention, the communication processing unit 230 transmits at least one electronic slip requesting the control unit 200 to transmit to the slip processing server 1600 through the communication module based on the communication protocol. It is preferable to transmit to the slip processing server 1600 provided in the financial institution.

In addition, the communication processor 230 connects a communication channel for transmitting and receiving at least one electronic slip with a predetermined electronic document storage server 100 associated with the financial institution through a predetermined financial network (eg, a financial common network). Characterized in that, the communication module for connecting the electronic document storage server 100 and a predetermined communication channel, for controlling the communication module for transmitting at least one electronic slip to the electronic document storage server 100 It includes a communication protocol.

According to an embodiment of the present invention, the communication processor 230 transmits at least one electronic slip requesting the control unit 200 to transmit to a predetermined electronic document storage server 100 affiliated with the financial institution. It is preferable to transmit to the electronic document storage server 100 through the communication module based on.

A customer who visits a branch (or branch) of the financial institution has a card (or bank account) having at least one financial means, the card (or bank account) is an MS card based on the ISO / IEC 7810 standard, and And / or at least one contact IC card (or wireless IC chip) based on ISO / IEC 7816, and / or contactless IC card (or wireless IC chip) based on ISO / IEC 14443. The card reader unit 235 may provide an interface for reading at least one or more financial means information provided in the card (or bank account).

Here, when the card (or bank account) corresponds to an MS card based on the ISO / IEC 7810 standard, the card includes an MS-based cash card including financial instrument information corresponding to a predetermined customer financial account, and / or It includes a debit card and / or a check card, and the bankbook includes a paper bankbook provided with a predetermined MS.

In addition, when the card (or bank account) corresponds to an IC card based on ISO / IEC 7816 and / or ISO / IEC 14443 standards, the card includes an IC chip containing financial means information corresponding to a predetermined customer financial account. It includes a base cash card, and / or debit card, and / or check card, the bank account includes an IC chip based electronic bank account.

According to the method of the present invention, the card reader unit 235 is an MS reader unit providing an interface between the MS card and the slip processing terminal 125, and / or the contact IC card and the slip processing terminal ( 125) a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the slip processing terminal 125.

The MS reader unit is a card reader unit 235 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized in that the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to interface with the slip processing terminal 125 by using the loaded.

The contact IC reader unit is a card reader unit 235 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the document processing terminal (125).

The contactless IC reader part is a card reader part 235 based on ISO / IEC 14443. The contactless IC reader part uses at least electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It includes one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and the predetermined information or data from the IC chip through the half duplex transaction using the APDU It is characterized in that the interface to the document processing terminal (125).

According to an embodiment of the present invention, the card reader unit 235 reads at least one financial means information from at least one card (or bank account) for the electronic slip processing function defined in the slip processing terminal 125. It is preferable.

Herein, the financial means information may include at least one customer financial account information for financial transactions through an electronic slip processed by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125. Do.

According to another embodiment of the present invention, the card reader unit 235 is an identification card for the customer from the IC chip and / or MS provided in the identification card when the identification card of the customer is an IC card and / or MS card It is possible to read information, whereby the present invention is not limited.

The memory unit 240 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the document processing terminal 125 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 200 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 240 may include order information corresponding to the number table printed through the print output unit 220, and a paper slip (or written by the customer) of the scanning unit 205. Transaction confirmation including a document image (and / or ID card image) obtained by scanning a paper document) and barcode information (eg, financial transaction type through the electronic document) included in the paper document (or paper document). Information and / or financial means information read from the customer-owned card (or bank account) through the card reader unit 235 is preferably stored in a cooperative process.

According to another exemplary embodiment of the present invention, when the identification information of the customer is read from a predetermined IC chip and / or MS provided in the identification card of the customer through the card reader unit 235, the memory unit 240 ) Can be stored by replacing the identification card image with the identification information (not shown), whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the identification image is not obtained through the scanning unit 205 and / or the identification information is not read through the card reader 235, the memory unit ( 240 may omit storing the identification image and / or identification information, and thus the present invention is not limited thereto.

Referring to FIG. 19, the document processing terminal 125 acquires a predetermined document image generated by scanning a paper slip (or paper document) written by the customer in the scanning unit 205. And, when a predetermined document image is obtained through the barcode recognition unit 250 and the image acquisition unit 245 by recognizing a barcode included in the document image and extracting predetermined barcode information, the paper slip (or Paper number) to sequentially generate the order information for the customer who created the number, and through the print output unit 220 outputs the number table containing the order information and the electronic slip containing the document image The electronic slip generation unit 260 which generates a data, and the order information and the electronic slip and / or predetermined financial means information read through the card reader 235 are linked to the memory unit 240. The electronic slip storage unit 270 and the communication processing unit 230 transmit the electronic slip and / or turn information and / or financial means information to a predetermined slip processing server 1600 (or the window terminal 120). Characterized in that it comprises at least one electronic slip transmission unit 265 for transmitting to.

When the image acquisition unit 245 optically scans the paper slip (or paper document) written by the customer in the scanning unit 205 and generates a predetermined slip image, the slip image from the scanning unit 205. It is characterized by obtaining by digitizing.

According to an embodiment of the present invention, the image acquisition unit 245 converts the journal image into predetermined image contents (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 preferably further comprises a predetermined image processing (Image Processing) function so that the journal image is easily recognized by the barcode recognition unit (250).

For example, when the document image scanned optically by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the document image. It is preferable to correct (e.g., reversely rotate the reverse direction by the angle at which the document image is rotated) so as to be easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the slip image optically scanned through the scanning unit 205 is bad (for example, when the dirt of the optical device of the scanning unit 205, and / or the internal lighting device is bad), the It is preferable to correct the document image to be easily recognized by adjusting the color and / or saturation and / or contrast and / or contrast of the document image.

Those skilled in the art to which the present invention pertains can perform the document image by rotating the document image and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the document image. Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

Also, when the scanning unit 205 optically scans the customer ID card to generate a predetermined ID image, the image obtaining unit 245 digitizes the ID card image from the scanning unit 205. It features.

According to the exemplary embodiment of the present invention, the image acquisition unit 245 converts the identification image into a predetermined image content (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 is a visual identification of the image of the teller staff that supports the financial transaction to the customer by operating a predetermined teller terminal 120 at the operating point (or branch) of the financial institution It is preferable to further include a predetermined image processing function to facilitate the face-to-face transaction through the identification card.

For example, when the identification image image optically scanned by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the identification image. It is desirable to correct (e.g., reverse rotate the direction by the angle at which the ID image is rotated) so that it is easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the ID image optically scanned by the scanning unit 205 is bad (for example, when the dirt of the optical device of the scanning unit 205, and / or the internal lighting device is bad), the identification card It is desirable to correct the identification image so as to easily recognize the color and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains, by rotating the identification image, and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the identification image, You will be familiar with image processing algorithms that improve the quality, so the detailed description is omitted for convenience.

When the predetermined document image is acquired through the image acquisition unit 245, the barcode recognition unit 250 recognizes a barcode included in the document image and processes the predetermined document through a document corresponding to the document image. It is characterized in that the predetermined bar code information corresponding to the transaction business type (for example, deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) is extracted.

According to an exemplary embodiment of the present invention, the barcode recognition unit 250 extracts predetermined coded information from a barcode included in the document image through a predetermined pattern recognition algorithm, thereby recognizing the barcode to correspond to the document image. It is preferable to extract predetermined bar code information corresponding to a predetermined financial transaction business type (e.g., deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) that can be processed through the document. .

Those skilled in the art will be familiar with the various pattern recognition algorithms for recognizing the barcode included in the document image, so a detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the scanning unit 205 optically recognizes a barcode included in the paper slip (or paper document), the barcode included in the slip image is determined through a predetermined pattern recognition algorithm. It is possible to omit the barcode recognition unit 250 to recognize, by which the present invention is not limited.

According to another exemplary embodiment of the present invention, when a predetermined document processing server 1600 (or the window terminal 120) that receives the document image is provided with a function of recognizing a barcode included in the document image, The barcode recognition unit 250 that recognizes a barcode included in the document image through a predetermined pattern recognition algorithm may be omitted, and the present invention is not limited thereto.

When the predetermined ticket image is obtained through the image acquisition unit 245, the number ticket extracting unit 255 sequentially generates order information on the customer who created the paper slip (or paper document). .

According to the exemplary embodiment of the present invention, when the order number assigned to the customer before the document image is acquired through the image acquisition unit 245 is 'N', the order number assigned to the customer corresponding to the acquired document image is It is preferable to correspond to 'N + 1'.

In addition, the number ticket extracting unit 255 is obtained through the image acquisition unit 245, when a predetermined document image is obtained, the sequence information for the customer who created the paper slip (or paper document) is generated, the print output unit The predetermined number table including the sequence number information is output through 220.

According to an embodiment of the present invention, the number table basically includes the sequence information, and according to the intention of the person skilled in the art, at least one or more current time information, number of waiters, waiting time information, etc., from which the number table is withdrawn. It is preferable to comprise.

When the document image corresponding to the paper slip (or paper document) written by the customer is obtained through the image acquisition unit 245, the electronic slip generation unit 260 generates an electronic slip including the slip image. It features.

According to the method of the present invention, when the paper slip (or paper document) written by the customer is optically scanned by the scanning unit 205 and digitized by the image acquisition unit 245, the digitized slip The image preferably performs the function of the electronic slip according to the present invention.

In addition, the electronic slip generating unit 260 is optically recognized through the scanning image 260 and the document image obtained through the image acquisition unit 245 and the barcode recognition unit 250 (or the scanning unit 205) And an electronic slip including transaction confirmation information including barcode information.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image).

In addition, the electronic slip generator 260 generates an electronic slip including a slip image obtained through the image acquisition unit 245 and an identification card image obtained through the image acquisition unit 245. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the scanning unit 205 includes an ID image which is optically scanned by the scanning unit 205 and digitized by the image obtaining unit 245.

In addition, the electronic slip generating unit 260 generates an electronic slip including a slip image obtained through the image obtaining unit 245 and ID card information read through the card reader unit 235. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the card reader 235 includes identification card information read through the card reader unit 235.

In addition, the electronic slip generating unit 260 is optically recognized through the scanning image 260 and the scan image obtained through the image acquisition unit 245 and the barcode recognition unit 250 (or the scanning unit 205) And an electronic slip including transaction confirmation information including barcode information and an identification card image obtained through the image acquisition unit 245.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and It is preferable that the transaction confirmation information including the barcode information recognized from the paper slip (or paper document) (or slip image) and the identification image obtained through the image acquisition unit 245.

In addition, the electronic slip generating unit 260 is optically recognized through the scanning image 260 and the scan image obtained through the image acquisition unit 245 and the barcode recognition unit 250 (or the scanning unit 205) And an electronic slip including transaction confirmation information including barcode information and identification card information read through the card reader unit 235.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image) and identification card information read through the card reader 235.

When a predetermined electronic slip is generated through the electronic slip generator 260 and predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 255, the electronic slip storage unit 270 The order information and the electronic slip are linked to each other and stored in the memory unit 240.

In addition, a predetermined electronic slip is generated through the electronic slip generation unit 260, and predetermined sequence information corresponding to the electronic slip is generated through the number ticket extracting unit 255, and the card reader unit 235 is generated. When predetermined financial means information for financial transaction through the electronic slip is read, the electronic slip storage unit 270 processes the order information, the electronic slip and the financial means information in association with the memory unit ( 240) characterized in that the storage.

The electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or predetermined electrons stored in the memory unit 240 by the electronic slip storage unit 270. The slip is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230.

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240, and extracts the electronic slip stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable to transmit to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or stored in the memory unit 240 by the electronic slip storage unit 270. The electronic slip is characterized in that the transmission through the communication processing unit 230 to the document processing server 1600 provided in the financial institution and / or electronic document storage server 100 associated with the financial institution.

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip to the communication processing unit 230. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) through.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the order information stored in the through the communication processing unit 230, characterized in that for transmitting to a predetermined window terminal 120 provided in the branch (or branch) of the financial institution, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240, and is processed in association with the order number information corresponding to the next order number from the memory unit 240 and the order number information. It is preferable to extract the stored electronic slip and transmit it to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. Transmitting the electronic slip and the order information stored in the document processing server 1600 provided in the financial institution through the communication processor 230 and / or the electronic document storage server 100 affiliated with the financial institution. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip and sequence information to the communication processing unit. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) via 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processing unit 230, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the electronic slip and the financial information stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable that the means information is extracted and transmitted to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the document processing server 1600 provided in the financial institution and / or the electronic document storage server 100 affiliated with the financial institution through the communication processing unit 230. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generator 260 is generated, the electronic slip transmission unit 265 communicates the generated electronic slip with financial means information. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) through the processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic slip, the order information and the financial means information stored in the unit 240 is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230. Here, the electronic slip includes at least one of the slip image and transaction confirmation information and / or identification image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the link information corresponding to the next order number from the memory unit 240 and the order information. It is preferable to extract the stored electronic slip and financial means information and transmit the information to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic document, the order information, and the financial means information stored in the unit 240 are stored in the document processing server 1600 provided in the financial institution through the communication processor 230 and / or the electronic document affiliated with the financial institution. Characterized in that transmitted to the server 100, wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 260 is generated, the electronic slip transmission unit 265 may generate the generated electronic slip, turn information, and financial means information. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) through the communication processing unit 230.

20 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal 125 according to another embodiment of the present invention.

More specifically, FIG. 20 illustrates a paper slip (or paper document) corresponding to a withdrawal transaction as a financial transaction type, and a person having ordinary knowledge in the technical field to which the present invention pertains refers to this figure 20 and And / or may be modified to infer various forms of paper slips (or paper documents) corresponding to each financial transaction task, but the present invention includes all of the inferred implementation methods and is shown in FIG. 20. It is not limited to this.

Referring to FIG. 20, a predetermined barcode 2000 corresponding to the financial transaction business type is printed on the lower right side of the paper slip (or paper document), and the barcode 2000 is the slip processing terminal 125. Through optical recognition, and / or through the predetermined pattern recognition algorithm, characterized in that.

Those skilled in the art to which the present invention pertains will be familiar with the function and role of the financial transaction information written by a predetermined customer on the paper slip (or paper document), and thus, the detailed description thereof. Is omitted for convenience.

21A and 21B illustrate an operation of the slip processing terminal 125 for scanning a paper slip (or paper document) according to another exemplary embodiment of the present invention.

More specifically, FIGS. 21A and 21B scan predetermined paper slips (or paper documents) written by a customer visiting a sales office (or branch) of the financial institution in the slip processing terminal 125 shown in FIG. 19. A process of generating a document image of FIG. 21A specifically refers to a method of optically recognizing a barcode corresponding to a financial transaction type printed on the paper slip (or paper document), and FIG. 21B. The present invention relates to a method for recognizing a barcode corresponding to a financial transaction type printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 21a and 21b to scan a predetermined paper slip (or paper document) created by the customer to generate a predetermined slip image. Various implementation methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation methods shown in FIGS. 21A and 21B.

For example, in FIG. 21A, the scanning unit 205 of the slip processing terminal 125 first recognizes a barcode corresponding to the financial transaction information from the paper slip (or paper document), and then the paper slip (or paper document). ), But the present invention is not limited thereto, and the barcode recognition and / or paper slip (or paper document) scanning process may be changed according to the intention of those skilled in the art.

In addition, it is illustrated in FIG. 21A that the sequence number for the document image is assigned after the correction procedure for the document image is completed, but the present invention is not limited thereto. It is possible that the correction procedure for the document image can be omitted, and / or the order assignment only needs to be assigned before the number table is printed and withdrawn.

For example, after the correction procedure for the document image is completed in FIG. 21B, the sequence number for the document image is shown and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In addition, in this figure 21b, after the sequence number for the document image is assigned, it is illustrated and described as recognizing a barcode from the document image. The process only needs to be performed before generating predetermined transaction confirmation information and / or generating an electronic slip.

In the following Figures 21A and 21B, the journal processing terminal 125 shown in Figure 19 is referred to as "terminal" for convenience.

Referring to FIG. 21A, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (2100a), thereby opening a branch (or branch) of the financial institution. A customer who visited a request to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal whether the customer creates a predetermined paper slip (or paper document) Check periodically (or in conjunction with at least one sensor provided in the scanning unit 205) (2105a).

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 205 of the terminal (2110a), the scanning unit 205 of the terminal determines predetermined barcode information from the paper slip (or paper document). In operation 2115a, if the barcode recognition is successful (2120a), the terminal generates predetermined transaction confirmation information including the recognized barcode information (2125a).

Thereafter, the scanning unit 205 of the terminal scans the paper slip (or paper document) to generate a predetermined slip image, and temporarily stores the scanned paper slip (2130a).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (2135a).

If it is determined that the document image does not need to be corrected (2140a), the terminal allocates a predetermined sequence number corresponding to the document image (2165a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (2140a), the terminal may adjust an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast and / or contrast adjustment of the document image). (2145a), and validates the corrected document image (2150a).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the predetermined pattern recognition algorithm can be recognized.

If the validity of the corrected document image is not authenticated (2155a), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (2160a), the procedure of correcting the document image is performed again, and the rescanning process of the paper document (or paper document) is limited to n (n> 1) at most. desirable.

On the other hand, if the validity of the corrected document image is authenticated (2155a), the terminal allocates a predetermined sequence number corresponding to the document image (2165a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

Referring to FIG. 21B, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (2100 b) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in conjunction with at least one or more sensors provided in the scanning unit 205), the operation 2105b.

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 205 of the terminal (2110b), the scanning unit 205 of the terminal scans the paper slip (or paper document). A slip image is generated and the scanned paper slip is temporarily stored (2115b).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (2120b).

If the check result does not need to correct the document image (2125b), the terminal allocates a predetermined sequence number corresponding to the document image (2150b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (2125b), the terminal may adjust an image correction procedure (eg, document image rotation, saturation and / or brightness and / or brightness and / or contrast of the document image). (2130b), and validates the corrected document image (2135b).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (2140b), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (2145b), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to a maximum of n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (2140b), the terminal allocates a predetermined sequence number corresponding to the document image (2150b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

If the sequence number for the document image is allocated as described above (2150b), the terminal recognizes the barcode from the corrected document image through at least one or more pattern recognition algorithms to include a financial transaction type corresponding to the document image. The predetermined bar code information is extracted (2155b), and the predetermined transaction confirmation information including the bar code information is generated (2160b).

22 is a diagram illustrating an operation of the slip processing terminal 125 for scanning a customer ID according to another embodiment of the present invention.

In more detail, FIG. 22 scans the customer ID after performing the document image generation and / or sequence assignment process shown in FIGS. 21A and / or 21B in the document processing terminal 125 shown in FIG. The present invention relates to a process of generating a predetermined ID image, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 22 to scan the customer ID to generate a predetermined ID image. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the art to which the present invention pertains may refer to this figure 22 and the following figure 23, when the customer ID is provided with a predetermined MS and / or IC chip, the MS and / or IC Although an implementation method of reading predetermined ID information from a chip may be inferred, the present invention includes all the inferred implementation methods, but is not limited thereto.

In addition, according to the intention of the person skilled in the art to practice the present invention, the customer ID scanning process shown in FIG. 22 may be omitted, and the present invention is not limited thereto.

In the following Figure 22, the slip processing terminal 125 shown in Figure 19 is referred to as "terminal" for convenience.

Referring to FIG. 22, after the document image generation and / or sequence allocation process shown in FIGS. 21a and / or 21b is performed in the terminal, the terminal outputs a predetermined customer ID card input request screen (2200). And requesting a customer ID card visited to a branch (or branch) of the financial institution to the terminal, and the scanning unit 205 of the terminal periodically (or scanning unit 205) whether the customer inputs a predetermined customer ID card. In connection with at least one sensor provided in FIG. 2).

If it is confirmed that a predetermined customer ID is input to the scanning unit 205 of the terminal (2210), the scanning unit 205 of the terminal scans the customer ID to generate a predetermined ID image (2215). At this time, the paper slip (or paper document) is temporarily stored in the scanning unit 205, and / or is in a previously discharged state.

When the customer ID card is scanned as described above, the scanning unit 205 of the terminal discharges the scanned customer ID card (2220), acquires an ID image corresponding to the scanned customer ID card, and obtains the ID card image. Check the correction (2225).

If it is determined that the identification image does not need to be corrected (2230), the terminal processes the identification image and the document image generated through the process illustrated in FIGS. 21 a and / or 21 b (2250).

On the other hand, if it is determined that the identification image should be corrected (2230), the terminal may correct an image correction procedure (eg, identification image rotation, color and / or saturation and / or brightness and / or contrast adjustment of the identification image) In operation 2235, the validity of the corrected ID image is confirmed (2240).

According to an exemplary embodiment of the present invention, the validity checking process of the corrected ID card image may include at least one step of checking a forgery prevention function included in the customer ID card.

If the validity of the corrected ID card image is not authenticated (2240), the terminal requests to reinsert the customer ID card, performs the customer ID card scanning process as described above, and re-scans the customer ID card as described above. Is preferably limited to a maximum of n (n> 1) times.

On the other hand, if the validity of the corrected ID image is authenticated (2240), the terminal processes the ID image and the document image generated through the process illustrated in FIGS. 21A and / or 21B (2250).

23 is a diagram showing the operation of the slip processing terminal 125 for reading the financial instrument information from the customer card (or bank account) according to another embodiment of the present invention.

More specifically, in FIG. 23, the document processing terminal 125 shown in FIG. 19 performs the document image generation and / or sequence assignment process shown in FIGS. 21A and / or 21B, and then the customer-owned card ( Or at least one financial instrument information from a bank account), and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 23 and the customer-owned card (or bank account). Various implementation methods for reading at least one or more financial instrument information may be inferred, but the present invention includes all of the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to the figures 22 and 23, from a customer ID card equipped with a predetermined MS and / or IC chip in addition to the card (or bank account). It will be possible to infer an implementation method for reading identification information, but the present invention includes, but is not limited to, all the implementation methods inferred.

In addition, according to the intention of the person skilled in the art to practice the present invention, the financial instrument information reading process shown in FIG. 23 may be omitted, and the present invention is not limited thereto.

In the following Figure 23, the slip processing terminal 125 shown in Figure 19 is referred to as "terminal" for convenience.

Referring to FIG. 23, after the document image generation and / or sequence assignment process illustrated in FIGS. 21a and / or 21b is performed in the terminal, the terminal outputs the customer-owned card (or bank account) reading request screen. By (2300), a request to read a customer-owned card (or bank account) visited to the branch (or branch) of the financial institution through a card reader provided in the terminal, the card reader unit 235 of the terminal It is periodically checked whether the customer-owned card (or bank account) is read (or in response to the MS and / or IC chip reading event provided in the card reader unit 235) (2305).

If it is confirmed that the customer-owned card (or bank account) is read through the card reader unit 235 of the terminal (2310), the card reader unit 235 of the terminal is at least one from the customer-owned card (or bank account) The financial instrument information is read 2215 and it is checked whether the read financial instrument information is plural (eg, at least two).

According to an embodiment of the present invention, if the customer-owned card (or bank account) is in the form of MS, there is only one financial means information read from the card (or bank account), but according to another embodiment of the present invention, If the card (or bank account) is in the form of an IC chip, the financial instrument information read from the card (or bank account) may be at least one or more.

If the financial instrument information read through the card reader unit 235 is not plural (eg, if only one financial instrument information is read through the card reader unit 235), the terminal reads 2325. The associated financial instrument information and the document image generated through the process illustrated in FIGS. 21A and / or 21B are processed in operation 2340.

On the other hand, if there is a plurality of financial means information read through the card reader unit 235 (eg, if at least two or more financial means information is read through the card reader unit 235) 2325, the terminal receives a predetermined finance. A means selection screen is output, and it is checked whether a predetermined financial means for processing a financial transaction is selected through the electronic slip according to the present invention through the key input means provided in the slip terminal 125 (2330).

If the financial instrument targeted for the financial transaction is selected (2335), the terminal processes the selected financial instrument information and the document image generated through the process illustrated in FIGS. 21 a and / or 21 b (2340).

24 illustrates an operation of the slip processing terminal 125 for transmitting the electronic slip to a predetermined slip processing server 1600 (and / or the electronic document storage server 100) according to another embodiment of the present invention. Drawing.

More specifically, FIG. 24 illustrates that the document processing terminal 125 shown in FIG. 19 performs the document image generation and / or sequence assignment process shown in FIGS. 21A and / or 21B, and then deals with the document image. Generates a predetermined electronic slip including identification information and / or an ID image obtained through the process illustrated in FIG. 22 and transmits it to the predetermined slip processing server 1600 (and / or the electronic document storage server 100). As one of ordinary skill in the art to which the present invention pertains, the electronic slip is generated by referring to and / or modifying the drawing 24 to generate a predetermined slip processing server 1600 (and / or Various implementation methods provided by the electronic document storage server 100 may be inferred, but the present invention includes all the inferred implementation methods and is not limited to the implementation method shown in FIG. .

For example, FIG. 24 considers that the financial instrument information reading process shown in FIG. 23 is performed and transmits the electronic slip to a predetermined document processing server 1600 (and / or the electronic document storage server 100). Although the process is illustrated and described, the present invention is not limited thereto, and the process of reading the financial instrument information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 23 in FIG. 24 is illustrated as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

In addition, in FIG. 24, the electronic slip and the financial means information are first stored in the memory unit 240, and then transmitted to a predetermined slip processing server 1600 (and / or the electronic document storage server 100). Although illustrated as being,

Hereinafter, in this drawing 24, the document processing terminal 125 shown in FIG. 19 is referred to as " terminal " for convenience, and the document processing server 1600 for receiving an electronic slip transmitted from the document processing terminal 125 ( And / or electronic document storage server 100 is referred to as " server " for convenience.

Referring to FIG. 24, the terminal performs the document image generation and / or sequence assignment process shown in FIGS. 21a and / or 21b, and / or the identification image acquisition process shown in FIG. 22 and / or the When the financial instrument information reading process is performed in FIG. 23, the terminal includes the document image information and transaction confirmation information and / or further includes an ID image obtained through the process illustrated in FIG. 22. A slip is generated (2400), the order information and the electronic slip and / or financial means information generated through the process illustrated in FIG. 23 are processed in association and stored in the memory 240 (2405).

Thereafter, the terminal transmits the turn information, electronic slip and / or financial means information to the server through a predetermined financial network (2410), and correspondingly, the server transmits the electronic slip to the received electronic slip through the electronic slip. It is checked whether transaction confirmation information including barcode information corresponding to the financial transaction task type is included (2415).

If the electronic slip does not include the barcode information (2420), the server recognizes the barcode included in the slip image by applying a predetermined pattern recognition algorithm to the slip image included in the slip. The bar code information corresponding to the financial transaction type through the electronic slip is extracted and processed as transaction confirmation information of the electronic slip (2425).

On the other hand, if the electronic slip includes the barcode information (2420), and / or the server extracts the barcode information from the slip image included in the electronic slip and processes it as transaction confirmation information of the electronic slip (2425). The server associates and stores the order information and the electronic slip and / or financial means information in a predetermined electronic slip D / B 1630 (2430), and the sequence information and the electronic slip and / or financial means information. In operation 2435, the processing result of the process is returned to the terminal.

Thereafter, the terminal generates and prints a predetermined number table including the sequence number information, and the paper slip (or entered into the scanning unit 205 of the terminal) through the process illustrated in FIGS. 21a and / or 21b. Paper document) (2440).

According to the exemplary embodiment of the present invention, when the electronic slip request information is received from the server, the terminal stores the order information, electronic slip and / or financial means information stored in the memory unit 240 in the financial network. It is possible to transmit to the server via, thereby the present invention is not limited.

25 is a view showing an operation of the window terminal 120 according to another embodiment of the present invention.

25 is described in more detail in the document processing terminal 125 shown in FIG. 19 and the process shown in FIGS. 21 a and / or 21 b, and / or 22 and / or 23 and / or 24. When the electronic slip is provided to a predetermined document processing server 1600 by performing the illustrated process, the counter terminal 120 provided at a branch (or branch) of the financial institution is linked with the document processing server 1600. In the operation process of the window terminal 120 for providing a financial transaction using the electronic slip, those of ordinary skill in the art to which the present invention pertains, refer to and / or modify this figure 25 Various operation processes of the counter terminal 120 for providing a financial transaction using an electronic slip can be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method illustrated in FIG. The.

For example, in FIG. 25, the document processing terminal 125 always recognizes the barcode information from the paper document (or paper document) (and / or document image), and / or the document processing server 1600. When the barcode information is always recognized from the slip image, checking whether the electronic terminal received from the slip processing server 1600 includes transaction confirmation information including the barcode information in the window terminal 120, and / Alternatively, the process of extracting the barcode information by recognizing the barcode from the slip image included in the electronic slip may be omitted, whereby the present invention is not limited thereto.

Hereinafter, the slip processing server 1600 for providing the electronic slip to the teller terminal 120 is referred to as " server "

Referring to FIG. 25, the window terminal 120 provided at a branch (or branch) of the financial institution transmits predetermined electronic slip request information to the server through a predetermined financial network (2500), and the server Receive and read the electronic slip request information from the teller terminal 120 to check the next order to be provided to the teller terminal 120 (2505), and the electronic slip corresponding to the next order from the storage medium 115 of the server. And / or extracting financial instrument information (2510), the electronic slip includes a slip image obtained from a paper slip (or paper document) written by the customer at the server, and according to the intention of the person skilled in the art. Further includes transaction confirmation information including barcode information (eg, barcode information corresponding to the financial transaction business type of the electronic slip) from the paper document) (and / or the document image), and / or It may further include an image ID (or ID information) of the customer.

Thereafter, the server transmits the electronic slip and / or financial means information extracted from the storage medium 115 to the counter terminal 120 through the financial network (2515), and the counter terminal 120 transmits the electronic slip. Receiving and reading slips and / or financial instrument information, it is checked whether the received electronic slip includes transaction confirmation information including barcode information corresponding to a financial transaction type through the electronic slip (2520).

If the bar code information is not included in the electronic slip (2525), the window terminal 120 applies a predetermined pattern recognition algorithm to the document image included in the electronic slip, thereby applying a barcode included in the slip image. In operation 2530, barcode information corresponding to the financial transaction type through the electronic slip is extracted.

On the other hand, if the bar code information is included in the electronic slip (2525) and / or the bar code information is extracted from the document image included in the electronic slip (2530), the window terminal 120 ) Checks whether the barcode information matches the current financial transaction interface screen of the teller terminal 120 (2535).

For example, when the financial transaction task type corresponding to the barcode information corresponds to a withdrawal transaction task, the teller terminal 120 checks whether the current financial transaction interface screen is a withdrawal transaction interface screen.

If the check result is that the barcode information and the current financial transaction interface screen of the teller terminal 120 does not match (2540), the teller terminal 120 uses the current financial transaction interface screen to correspond to the barcode information financial transaction business Automatically switch to the financial transaction interface screen for processing (2545).

On the other hand, if the check result matches the bar code information and the current financial transaction interface screen of the window terminal 120 (2540), the window terminal 120 is initialized while maintaining the current financial transaction interface screen (2550).

FIG. 26 is a diagram illustrating a financial transaction process of the counter terminal 120 using an electronic slip according to another embodiment of the present invention.

In more detail, FIG. 26 is similar to FIG. 25 in the window terminal 120 provided at a branch (or branch) of the financial institution, so that the financial transaction interface screen of the window terminal 120 corresponds to the electronic slip. In the case of automatic switching to the financial transaction interface screen, the window terminal 120 refers to a financial transaction process using the electronic slip, and a person having ordinary knowledge in the technical field to which the present invention pertains refers to this figure 26 and It is possible to infer various implementation methods for the financial transaction process using the electronic slip by modifying the electronic slip, but the present invention includes all the implementation methods inferred and is not limited to the implementation method shown in FIG.

For example, in FIG. 26, the window terminal 120 transmits and stores the electronic slip and the financial transaction history from a predetermined electronic document storage server 100. It may be omitted, thereby the invention is not limited.

Hereinafter, in FIG. 25, the electronic document storage server 100 that receives the electronic slip and a predetermined financial transaction history from the teller terminal 120 is referred to as a "server" for convenience.

Referring to FIG. 26, when the window terminal 120 operates as shown in FIG. 25 and the financial transaction interface screen of the window terminal 120 is automatically switched to the financial transaction interface screen corresponding to the electronic slip, the window terminal 120 performs the financial transaction procedure corresponding to the electronic slip in connection with the financial system 130 through the financial transaction interface screen (2600).

Those skilled in the art to which the present invention pertains will be familiar with the detailed process of performing each financial transaction procedure corresponding to the electronic slip in the window terminal 120, the detailed description thereof Omit for convenience.

If the financial transaction processing corresponding to the electronic slip is completed (2605), the counter terminal 120 generates a financial transaction history including a financial transaction processing result using the electronic slip in connection with the financial system 130. (2610), the electronic slip and the financial transaction details are transmitted to the server through a predetermined financial network (2615), and the server receives and associates the electronic slip and the financial transaction details from the window terminal 120. 2620, which is then stored in a predetermined storage medium 115, whereby the document processing terminal 125 shown in FIG. 19 uses an electronic slip obtained by scanning a paper slip (or paper document) created by the customer. The financial transaction process is completed.

27 is a diagram showing the configuration of an electronic slip processing system according to another embodiment of the present invention.

In more detail, Fig. 27 scans a paper slip (or paper document) made by a customer in a predetermined slip processing terminal 125 provided at a branch (or branch) of a financial institution, and processes the paper slip (or paper document) into a predetermined electronic slip. The document is sent to the document processing server 1600 in association with the information, stored in a predetermined electronic slip D / B 1630, and the ticket processing at a predetermined window terminal 120 provided at a branch (or branch) of the financial institution. When the electronic slip request to the server 1600 corresponding to a predetermined order, the system configuration for providing the electronic slip from the slip processing server 1600 to the teller terminal 120, in the technical field to which the present invention belongs Those skilled in the art may refer to and / or modify this drawing 27, scan a predetermined paper slip (or paper document) from the slip processing terminal 125, and process it into a predetermined electronic slip, followed by a slip processing server ( 1600) In other words, the slip processing server 1600 may infer various electronic slip processing system configurations for providing the electronic slip to the window terminal 120, but the present invention includes all the inferred implementation method, It is not limited to the implementation method shown in FIG.

Referring to FIG. 27 according to an embodiment of the present invention, the electronic slip processing system is provided at a branch (or branch) of the financial institution, and scans the electronic slip by scanning a paper slip (or paper document) prepared by a predetermined customer. And a document processing terminal 125 for transmitting to the predetermined document processing server 1600 through a predetermined financial network (for example, the current network) by adding predetermined sequence information. A document processing server connected through a predetermined financial network (for example, a transaction network) and storing and managing a predetermined electronic slip and order information from the slip processing terminal 125 in a predetermined electronic slip D / B 1630. 1600 is connected to the document processing server 1600 through a predetermined financial network (for example, a network), and receives an electronic slip corresponding to a predetermined order from the document processing server 1600, and receives the electronic slip. To handle financial transactions corresponding to And a financial system 130 connected to the window terminal 120 and the window terminal 120 through a predetermined financial network to process a financial transaction requested from the window terminal 120. And an electronic document storage server 100 that receives and associates the electronic slip with a predetermined financial transaction history from the window terminal 120 after the financial transaction corresponding to the electronic slip and stores the same in a predetermined storage medium 115. It is done by

According to the present invention, the species transfer table (or paper document) provided at the branch (or branch) of the financial institution is a predetermined bar code (eg, one-dimensional barcode, two-dimensional) corresponding to the financial transaction business type using the document. Barcodes, three-dimensional barcodes, color codes, etc.) are printed, and the barcode information is optically recognized in the process of scanning the paper slip (or paper document) by the slip processing terminal 125, and / or the slip Recognizing by applying a predetermined pattern recognition algorithm to the scanned document image in the processing terminal 125, and / or by applying a predetermined pattern recognition algorithm to the document image in the document processing server 1600, And / or can be recognized by applying a predetermined pattern recognition algorithm to the document image in the window terminal 120, thereby allowing the image to be recognized. Window terminal 120 may be automatically switched to the financial transaction interface for processing a financial transaction service corresponding to the document by using the bar code information.

According to the invention, the slip processing terminal 125 is characterized in that it comprises a function to obtain a predetermined slip image by scanning a paper slip (or paper document) written by the customer, and / or the slip (Or a paper document) recognizes a barcode (eg, barcode information corresponding to a financial transaction type using the document) included in the paper slip (or paper document), and / or the scanned slip It is preferable to further include a function of recognizing a barcode (for example, barcode information corresponding to a financial transaction type using the slip) included in the paper slip (or paper document) by applying a predetermined pattern recognition algorithm to the image. Do.

In addition, the slip processing terminal 125 is configured to have a function of obtaining a predetermined ID image by scanning the customer ID card, and / or an MS (Magnetic Stripe) and / or an IC (Integrated Circuit) on the customer ID card. When a chip is provided, it is preferable to have a function of reading predetermined identification information from the MS and / or IC chip.

In addition, the voucher processing terminal 125 preferably reads predetermined financial means information for the voucher-based financial transaction from the customer-owned card (or bank account), whereby the teller employee in the financial transaction process The process of inputting the financial instrument information of the customer through the counter terminal 120 and / or reading predetermined financial instrument information from the customer's own card (or bank account) may be omitted.

According to one embodiment of the present invention, when the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, the slip processing terminal 125 includes the slip image. It is preferable to generate a predetermined electronic slip.

In addition, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. In this case, it is preferable that the slip processing terminal 125 generates a predetermined electronic slip including predetermined transaction confirmation information including the slip image and the barcode information.

Further, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. In this case, it is preferable that the slip processing terminal 125 generates a predetermined electronic slip including the slip image and predetermined transaction confirmation information including the recognized barcode information.

In addition, when the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or an identification image (or identification card information) for the customer ID is obtained, the The slip processing terminal 125 preferably generates a predetermined electronic slip including the slip image and the identification image (or identification card information).

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information included in the paper slip (or paper document) is recognized. And / or when an ID image (or ID card information) for the customer ID card is obtained, the document processing terminal 125 may include predetermined transaction confirmation information including the document image and the recognized barcode information. In addition, it is preferable to generate a predetermined electronic slip including the identification card image (or identification card information).

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer's own card (or bank account), whereby the present invention is not limited thereto.

According to the invention, the slip processing terminal 125 is characterized in that it comprises a function to obtain a predetermined slip image by scanning a paper slip (or paper document) written by the customer, and / or the slip (Or a paper document) recognizes a barcode (for example, barcode information corresponding to the financial transaction type using the document) included in the paper slip (or paper document), and a predetermined pattern on the slip image Applying a recognition algorithm to recognize the financial transaction information corresponding to the character information written by the customer on the paper slip (or paper document), and / or applying a predetermined pattern recognition algorithm to the scanned slip image. Bar code included in the document (or paper document) (for example, barcode information corresponding to the financial transaction type using the document) Be formed by further comprising a function of the customer is aware of the financial transaction information corresponding to the character information written on the paper document (or paper) is preferred.

In addition, the slip processing terminal 125 is configured to have a function of obtaining a predetermined ID image by scanning the customer ID card, and / or an MS (Magnetic Stripe) and / or an IC (Integrated Circuit) on the customer ID card. When a chip is provided, it is preferable to have a function of reading predetermined identification information from the MS and / or IC chip.

In addition, the voucher processing terminal 125 preferably reads predetermined financial means information for the voucher-based financial transaction from the customer-owned card (or bank account), whereby the teller employee in the financial transaction process The process of inputting the financial instrument information of the customer through the counter terminal 120 and / or reading predetermined financial instrument information from the customer's own card (or bank account) may be omitted.

According to one embodiment of the present invention, when the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, the slip processing terminal 125 includes the slip image. It is preferable to generate a predetermined electronic slip.

In addition, the paper slip (or paper document) is scanned in the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information and the customer included in the paper slip (or paper document). When the financial transaction information corresponding to the character information written on the paper slip (or paper document) is recognized, the slip processing terminal 125 includes the slip image, the recognized barcode information and the financial transaction information. It is preferable to generate a predetermined electronic slip containing predetermined transaction confirmation information.

In addition, when the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or an identification image (or identification card information) for the customer ID is obtained, the The slip processing terminal 125 preferably generates a predetermined electronic slip including the slip image and the identification image (or identification card information).

In addition, the paper slip (or paper document) is scanned at the slip processing terminal 125 to obtain a predetermined slip image, and / or predetermined barcode information and the customer included in the paper slip (or paper document). When the financial transaction information corresponding to the character information written on the paper slip (or paper document) is recognized, and / or an identification image (or identification card information) for the customer identification card is obtained, the slip processing terminal 125 ) Generates a predetermined electronic slip including the slip image, predetermined transaction confirmation information including the recognized barcode information and the financial transaction information, and the identification image (or identification card information).

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer's own card (or bank account), whereby the present invention is not limited thereto.

Referring to FIG. 27, the document processing server 1600 may include a document receiving unit 105 which receives predetermined order information, document information and / or financial means information from the document processing terminal 125 through a predetermined financial network. In addition, the document storage unit 110 for linking the order information and the document information and / or financial means information to store in a predetermined electronic slip D / B 1630, and electronic slip request information from a predetermined window terminal 120 Is received, the document extractor 1625 extracts next electronic slip and / or financial means information from the electronic slip D / B 1630, and the electronic slip and / or financial means information is transferred to the financial network. Characterized in that it comprises a slip transmission unit provided to the teller terminal 120 through, if the slip information does not include transaction confirmation information including a predetermined bar code information and financial transaction information, included in the electronic slip And an image recognition unit for extracting predetermined bar code information and financial transaction information by applying a predetermined pattern recognition algorithm to the printed document image.

The slip receiving unit 105 receives a predetermined electronic slip including a predetermined slip image obtained by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125 through a predetermined financial network. The electronic slip may further include transaction confirmation information including predetermined barcode information and financial transaction information, and / or further include a predetermined identification image (or identification card information). The financial instrument information may be included in the electronic slip according to the intention of the person skilled in the art.

When the electronic slip received from the slip processing terminal 125 through the slip receiving unit 105 does not include transaction confirmation information including predetermined barcode information and financial transaction information, the image recognition unit is included in the electronic slip. Applying a predetermined pattern recognition algorithm to the scanned document image to display the bar code information corresponding to the financial transaction type corresponding to the document and the financial transaction information corresponding to the character information written by the customer on the paper slip (or paper document). Recognize and extract.

According to the embodiment of the present invention, when the barcode information and the financial transaction information are extracted from the slip image included in the electronic slip, the image recognition unit includes predetermined transaction confirmation information including the extracted barcode information and the financial transaction information. And generating predetermined transaction confirmation information including the extracted barcode information and financial transaction information in the electronic slip.

When the document storage unit 110 receives predetermined order information, document information and / or financial means information from the document processing terminal 125 through the document receiving unit 105, the document information and document information and / Alternatively, the information on the financial instrument is stored in a predetermined electronic slip D / B 1630, and the journal extractor 1625 also requests the next electronic slip from the predetermined counter terminal 120. The electronic slip and / or financial means information corresponding to the next sequence may be extracted from the electronic slip D / B 1630.

After the electronic document of the next order is requested from the predetermined window terminal 120 through the document extraction unit 1625, the document transmission unit from the electronic document D / B 1630 through the document extraction unit 1625. When the next electronic slip and / or financial means information is extracted, the extracted electronic slip and the financial means information are transmitted to the window terminal 120 through the financial network.

According to an embodiment of the present invention, the functional configuration provided in the slip processing terminal 125 may include a predetermined computer provided at a branch (or branch) of the financial institution, and / or a branch (or branch) of the financial institution. CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration is provided in the KIOSK provided at the branch (or branch) of the financial institution, and / or the branch (or branch) of the financial institution By being provided with a number ticket terminal or the like, the configuration may include a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided in a branch (or branch) of the financial institution according to the present invention. It is desirable to be provided at a branch (or branch) of the financial institution, or in the form of a dedicated slip processing terminal 125 having the functional configuration shown in FIG.

According to the present invention, the teller terminal 120 transmits the electronic slip request information to the slip processing server 1600 through a predetermined financial network, and correspondingly a predetermined electronic transmission from the slip processing server 1600. Characterized in receiving the slip.

According to an exemplary embodiment of the present invention, the electronic slip may include, in addition to the slip image, barcode information recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125 (eg, in the slip). Barcode information corresponding to the corresponding financial transaction type) and / or barcode information (recognized by the document image included in the electronic slip by the document processing server 1600). For example, further includes transaction confirmation information including financial transaction information corresponding to the character information entered into the paper slip (or paper document) by the customer) and the bar code information corresponding to the financial transaction business type corresponding to the slip; It is preferable to make.

In addition, the electronic slip may further include an identification image (or identification card information) obtained from the customer identification card in the slip processing terminal 125 in addition to the slip image.

In addition to the document image, the electronic slip may be used for barcode information (for example, financial transaction type corresponding to the document) recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125. Transaction confirmation information (and / or barcode information) corresponding to barcode information (eg, barcode information corresponding to the financial transaction type corresponding to the document) recognized by the document processing server 1600 from the document image; Transaction confirmation information including financial transaction information corresponding to character information written on the paper slip (or paper document) by the customer; and an identification image (or ID card information) obtained from the customer ID card. desirable.

According to another embodiment of the present invention, the electronic slip may be barcode information (for example, the slip) recognized from the paper slip (or paper document) and / or slip image by the slip processing terminal 125 in addition to the slip image. Transaction confirmation information (and / or the document processing server) including financial transaction information corresponding to character information written in the paper slip (or paper document) by the customer; Corresponding to barcode information (for example, barcode information corresponding to a financial transaction business type corresponding to the document) and character information written by the customer in the paper slip (or paper document) at 1600. Preferably includes transaction confirmation information including financial transaction information).

In addition, the electronic slip may further include an identification image (or identification card information) obtained from the customer identification card in the slip processing terminal 125 in addition to the slip image.

In addition to the document image, the electronic slip may be used for barcode information (for example, financial transaction type corresponding to the document) recognized from the paper slip (or paper document) and / or slip image in the slip processing terminal 125. Transaction confirmation information (or corresponding barcode information) and financial transaction information corresponding to character information entered by the customer (and / or barcode information recognized from the document image by the document processing server 1600 (eg, the document). Barcode information corresponding to the financial transaction type corresponding to the transaction information), transaction confirmation information including financial transaction information corresponding to the character information written by the customer on the paper slip (or paper document)), and the customer ID card. It is preferable that the identification card image (or identification card information) is further included.

According to another exemplary embodiment of the present invention, the electronic slip may further include predetermined financial means information read from the customer owned card (or bank account), whereby the present invention is not limited thereto.

The window terminal 120 applies the predetermined pattern recognition algorithm to the document image when the electronic slip received from the document processing server 1600 does not include transaction confirmation information including the barcode information. And extracting predetermined bar code information corresponding to the financial transaction business type corresponding to the slip from the image.

In addition, the window terminal 120 recognizes a predetermined pattern in the document image when the electronic slip received from the slip processing server 1600 does not include transaction confirmation information including the barcode information and financial transaction information. Applying an algorithm to extract predetermined barcode information corresponding to a financial transaction type corresponding to the document from the parcel image, and / or applying a pattern recognition algorithm to the document image to apply the pattern image to the document image And extracting financial transaction information corresponding to the character information written by the customer on the paper slip (or paper document).

According to an exemplary embodiment of the present invention, when the electronic slip received from the slip processing server 1600 includes transaction confirmation information including the barcode information, the counter terminal 120 is the counter terminal 120. Characterized in that the operation mode (or financial transaction mode) of the match with the barcode information included in the transaction confirmation information, if the operation mode (or financial transaction mode) of the window terminal 120 and the barcode information If matched, the current financial transaction interface is maintained as it is, and if the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the operation mode (or financial transaction) of the window terminal 120 Mode) to the operation mode (or financial transaction mode) corresponding to the financial transaction business type corresponding to the barcode information included in the transaction confirmation information to convert the financial transaction business. A financial transaction interface corresponding to the type may be output.

In addition, when the electronic slip received from the slip processing server 1600 includes transaction confirmation information including the bar code information and financial transaction information, the window terminal 120 operates in the window terminal 120. (Or financial transaction mode) is checked to match the bar code information included in the transaction confirmation information, if the operation mode (or financial transaction mode) of the window terminal 120 is matched with the bar code information, Auto-Fill the financial transaction information included in the transaction confirmation information into the financial transaction interface while maintaining the current financial transaction interface, and conversely, the operation mode (or financial transaction mode) of the window terminal 120. ) Matches the barcode information, the operation mode (or financial transaction mode) of the window terminal 120 corresponding to the barcode information included in the transaction confirmation information. Switching to an operation mode (or financial transaction mode) corresponding to a financial transaction type of business, outputting a financial transaction interface corresponding to the financial transaction type of business, and automatically providing financial transaction information included in the transaction confirmation information to the financial transaction interface. Characterized in the input.

According to another exemplary embodiment of the present invention, when the electronic slip received from the slip processing server 1600 does not include transaction confirmation information including the barcode information, the teller terminal 120 is connected to the electronic slip. Extracting the barcode information by applying a predetermined pattern recognition algorithm to an included document image, and checking whether the operation mode (or financial transaction mode) of the window terminal 120 matches the extracted barcode information; If the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the current financial transaction interface is maintained as it is, and conversely, the operation mode (or financial transaction mode) of the window terminal 120 is maintained. Is matched with the bar code information, the financial mode corresponding to the extracted bar code information in the operation mode (or financial transaction mode) of the window terminal 120 It characterized in that for outputting a financial transaction interface corresponding to the type of financial transaction services switch to the operating mode (or a financial transaction mode) corresponding to the service type.

In addition, when the electronic slip received from the slip processing server 1600 does not include transaction confirmation information including the barcode information and financial transaction information, the counter terminal 120 includes the slip image included in the electronic slip. Extracting the barcode information and the financial transaction information by applying a predetermined pattern recognition algorithm to the terminal, and checking whether the operation mode (or the financial transaction mode) of the window terminal 120 matches the extracted barcode information; If the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, the extracted financial transaction information is automatically transferred to the financial transaction interface while maintaining the current financial transaction interface. On the contrary, if the operation mode (or financial transaction mode) of the window terminal 120 matches the barcode information, Switching the operation mode (or financial transaction mode) of the window terminal 120 to an operation mode (or financial transaction mode) corresponding to the financial transaction task type corresponding to the extracted bar code information to correspond to the financial transaction task type. Output a financial transaction interface, and automatically inputs the extracted financial transaction information to the financial transaction interface.

When a predetermined financial transaction using the electronic slip is completed in the window terminal 120, the window terminal 120 transmits the financial transaction details and the electronic slip to a predetermined electronic document storage server 100, and the electronic The document storage server 100 receives the electronic slip and the financial transaction details, and processes the received electronic slip and the financial transaction details in a predetermined storage medium 115.

Referring to FIG. 27, the electronic document storage server 100 receives a document through the document receiving unit 105 and a document receiving unit 105 for receiving a predetermined financial transaction history and the electronic document from the window terminal 120. It characterized in that it comprises a document storage unit 110 for storing the information on the financial transaction and the electronic slip in a predetermined storage medium 115.

According to another exemplary embodiment of the present invention, the electronic document storage server 100 may correspond to a server provided in the electronic document storage affiliated with the financial institution, and thus the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, the document processing server 1600 and the electronic document storage server 100 may be provided on one server, and the present invention is not limited thereto.

The financial institution is characterized by having a predetermined financial system 130 for providing at least one financial transaction (eg, credit, receiving, foreign exchange, financial investment, etc.) services to at least one financial transaction customer.

The financial system 130 provided in the financial institution is connected to at least one or more window terminals 120 provided at branches (and / or branch offices) of the financial institution through a predetermined financial network (for example, a branch network). Characterized in that, through the counter terminal 120 provides a financial transaction service of face to face at least one financial transaction customer.

In addition, the financial system 130 includes at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or the financial institution; At least one financial terminal provided in at least one affiliated financial institution (and / or another financial institution branch) and / or at least one financial terminal provided in a public place and a predetermined financial network (eg, CD Network), and provides a non-face-to-face financial transaction service to at least one financial transaction customer through the financial terminal.

In addition, the financial system 130 is characterized in that it is associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based) connected to the TCP / IP-based backbone network through the Internet banking server At least one or more client terminals (e.g., personal computer (PC) and / or laptop equipped with the wired Internet access and browsing function) connected to a wireless LAN, and / or an IEEE 802.16x-based portable Internet, and the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system 130 is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, and / or through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) having access and browsing capabilities connected to the mobile communication network) and / or connected to an IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. Non-face-to-face financial transactions with at least one financial transaction customer via a Global System for Mobile (GSM) terminal and / or Personal Digital Assistant (PDA) and / or Smart Phone and / or Telematics) Provide service.

In addition, the financial system 130 is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (eg, code division multiple access (CDMA) based on the IC chip-based wireless banking server) At least one or more through at least one wireless terminal (e.g., a wireless terminal having a financial IC chip) connected to a mobile communication network and / or an IEEE 802.16x based portable Internet, and / or a DataTAC / Mobitex based wireless data communication network. It provides IC chip-based non-face-to-face financial transaction service to financial transaction customers.

In addition, the financial system 130 is characterized in that associated with a predetermined telebanking server, connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server. At least one wired communication terminal (e.g., a telephone) and / or at least one wireless communication terminal (e.g., a PCS and / or a mobile communication network based on a code division multiple access (CDMA)). Or a non-face-to-face financial transaction service to at least one or more financial transaction customers through a GSM terminal and / or a smart phone.

In addition, the financial system 130 is characterized in that associated with a predetermined home banking server, at least one or more home appliances connected to a predetermined home network through the home banking server (eg, digital TV connected to the home network and / Or a non-face-to-face financial transaction service to at least one financial transaction customer through a refrigerator or the like.

In addition, the financial system 130 is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, connected to a predetermined return channel (Return Channel) through the TV banking server) The non-face-to-face financial transaction service is provided to at least one financial transaction customer through a satellite DMB terminal or a terrestrial DMB terminal.

Referring to FIG. 27, the financial system 130 is provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. An information system comprising: an accounting system for processing a window service such as credit or receiving or trust or foreign exchange occurring in at least one branch (or window), an information system for processing a headquarters business, a branch information support, and customer information management; Interconnection between the financial system 130 and at least one other financial system 130 (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip-based wireless banking, tele banking, TV banking, etc. in the financial system ( 130, and / or an external system that provides various financial transaction interfaces through at least one or more common networks (e.g., CD common network, financial common network). ) Is an interface module corresponding to a middleware platform that provides interfacing between components in the financial system 130, and predetermined information required for performing each function in the components in the financial system 130. For example, it comprises a DBMS (DataBase Management System) including at least one or more databases for storing and managing the ledger information, and / or customer information, and / or management information).

In addition, the financial system 130 is intended by those skilled in the art and / or types of financial institutions (eg, commercial banks, savings banks, trust banks) provided with the financial system 130 and the purpose of the financial system 130. And according to the features, it is possible to further include at least one or more components, such as foreign exchange module (not shown), investment finance module (not shown), international module (not shown), in the technical field to which the present invention belongs Those skilled in the art will be familiar with the technical details of the financial system 130, and thus the detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

28 is a diagram showing the functional configuration of the slip processing terminal 125 according to another embodiment of the present invention.

More specifically, FIG. 28 scans a paper slip (or paper document) written by the customer on the electronic slip processing system shown in FIG. 27, obtains a predetermined slip image, processes it as an electronic slip, and gives the customer a predetermined slip. Process for issuing a number table, and the order processing terminal 125 function configuration for transmitting the order information corresponding to the number table and the electronic slip to a predetermined document processing server 1600, which is usually in the art The person who has the knowledge of the document processing by scanning the paper slip (or paper document) created by the customer by referring to and / or modified in this figure 28 to generate a predetermined electronic slip to provide a predetermined slip processing server 1600 Various implementation methods for the terminal 125 may be inferred, but the present invention includes all of the inferred implementation methods and is illustrated in FIG. Not limited to the city way.

For example, the functional configuration of the document processing terminal 125 shown in FIG. 1 is a predetermined computer provided at a branch (or branch) of the financial institution, and / or a configuration is provided at a branch (or branch) of the financial institution. The CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration may include KIOSK provided at a branch (or branch) of the financial institution, and / or a number ticket terminal provided at a branch (or branch) of the financial institution. By having the functional configuration shown in FIG. 1, a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided at a branch (or branch) of the financial institution according to the present invention is processed. It is possible to operate as the terminal 125, whereby the present invention is not limited.

The document processing terminal 125 is provided in a predetermined financial institution branch (or branch), and a window terminal 120 provided in the branch (or branch) of the financial institution through a predetermined financial network (eg, branch network). A communication connection and / or a communication connection with a predetermined document processing server 1600 provided in the computer system of the financial institution, and / or a communication connection with a predetermined electronic document storage server 100 affiliated with the financial institution. It is characterized by.

In addition, the paper slip (or paper document) written by the customer is characterized in that it comprises a slip form defined by the financial institution, the customer has to write at least one information item to be filled out by the customer of the slip form Characterized in at least one document information, characterized in that the paper slip (or paper document) is scanned by the slip processing terminal 125 is characterized in that it is processed into an electronic slip according to the present invention.

According to the present invention, the paper slip (or paper document) is characterized in that a predetermined bar code corresponding to the type of financial transaction that can be processed through the slip is printed, thereby the slip processing terminal 125 The barcode is recognized by the document processing server 1600 (and / or the terminal 120) to automatically recognize and process the financial transaction type through the document.

The barcode printed on the paper slip (or paper document) may include at least one or more of a one-dimensional barcode, a two-dimensional barcode, a three-dimensional barcode, and / or a color code. If a person of ordinary skill in the art will be familiar with the detailed technical features of the barcode, detailed technical features thereof will be omitted for convenience.

Referring to FIG. 28, the slip processing terminal 125 scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined slip image, and the slip processing terminal 125. A screen output unit 210 for outputting a processing screen corresponding to each document processing step of the document; key input unit 215 for inputting information according to the document processing step; and a print output unit 220 for printing a predetermined number table. And a card for reading financial means information from a predetermined customer card (or bank account) and a communication processor 230 for communicating with a predetermined document processing server 1600 (or the window terminal 120) through a predetermined financial network. It includes a reader unit 235, a memory unit 240 for linking and storing the order information corresponding to the number table and the document image and / or the financial means information and a control unit 200 for controlling the functional configuration unit Characterized by The.

The control unit 200 controls the overall operation of the slip processing terminal 125 in the functional configuration, manages the flow of information or data between each component, the paper slip (or paper document) written by the customer in the present invention At least one processor comprising a central processing unit (CPU) / micro-processing unit (MPU), characterized in that for controlling the components provided in the slip processing terminal 125 to process the electronic slip according to the And an execution memory (e.g., a register and / or random access memory (RAM)) and a bus for inputting and outputting predetermined data, and a function unique to the slip processing terminal 125 in software. A predetermined program routine which is loaded from a predetermined recording medium into the execution memory to be executed by the processor And / or a predetermined program recorded on a recording medium provided in the slip processing terminal 125 for processing the paper slip (or paper document) written by the customer into the electronic slip according to the present invention. And / or a control unit that sees a component that can be processed in software from among the functional configurations provided in the slip processing terminal 125 to process the paper slip (or paper document) created by the customer into the electronic slip according to the present invention. It is characterized in that it comprises a).

The scanning unit 205 generates and inputs at least one paper slip (or paper document) corresponding to a predetermined financial transaction by a customer visiting a branch (or branch) of the financial institution. Document) to optically scan and generate a predetermined slip image, and provide the generated slip image to the controller 200 to be processed by the controller 200 as an electronic slip according to the present invention. do.

According to one embodiment of the invention, the scanning unit 205 is a financial transaction type that can be processed through a bar code (for example, the paper slip (or paper document) printed on the paper slip (or paper document)) It is preferable to further have a function to optically recognize a bar code corresponding to).

According to another exemplary embodiment of the present invention, a bar code printed on the paper slip (or paper document) (for example, a bar code corresponding to a financial transaction type that can be processed through the paper slip (or paper document)) may be used. It is preferable that the scanning unit 205 is not optically recognized, but is softwarely recognized through a pattern recognition algorithm from a predetermined document image generated by the scanning unit 205.

In addition, when the scanning unit 205 inserts an identification card (eg, a certificate for identifying the customer's identity such as a resident registration card and / or a driver's license) that visits a branch (or branch) of the financial institution, the customer Characterized by scanning the identification card to generate a predetermined identification image, by providing the generated identification card image to the control unit 200, the identification card to the electronic slip according to the present invention by the control unit 200 Allow more images to be included.

According to an embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card are preferably implemented through one scanning module. As a result, the scanning module of the document processing terminal 125 is simplified.

According to another exemplary embodiment of the present invention, the scanning unit 205 for scanning the paper slip (or paper document) and the scanning unit 205 for scanning the identification card may be implemented through separate scanning modules. As a result, the paper slip (or paper document) scanning and the identification card scanning may be simultaneously performed.

According to another embodiment of the present invention, when the window transaction provided to the branch (or branch) of the financial institution according to the intention of the skilled person to process the identification card by visual identification of the teller as a face-to-face transaction, the scanning unit ( The optical scanning of the customer ID through 205 may be omitted, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the ID card of the customer is an IC (Integrated Circuit) card and / or an MS (Magnetic Stripe) card, the IC chip and / or the MS has predetermined ID information. The card reader unit 235 may read the identification information of the customer from the IC chip and / or MS provided in the identification card. In this case, the identification card of the customer may be optically received through the scanning unit 205. Reading may be omitted, whereby the present invention is not limited.

The screen output unit 210 controls the document processing terminal 125 in a process of performing a predetermined function (for example, a function of scanning a paper slip (or paper document) written by the customer and processing it as an electronic slip). Pre-defined interface at least one or more information or data that is predefined or real-time to be output to a predetermined display device including a liquid crystal display (LCD) and / or a cathode ray tube (CRT) by the (200) Characterized in that the output through the screen, the screen output unit 210 and the screen output device interlocks to perform the function of the screen output means provided in the slip processing terminal 125.

The information or data predefined to be output to the screen output device by the slip processing terminal 125 are provided in the key data input through the key input unit 215 and / or in the slip processing terminal 125. Information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processor 230, and / or a predetermined operation result performed by the document processing terminal 125. (Or data) comprising at least one.

According to a preferred embodiment of the present invention, the screen output unit 210 displays an electronic slip processing screen according to each electronic slip processing step with the screen output device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the screen output means for outputting.

The key input unit 215 is provided with at least one key button including at least one or more number keys and / or character keys and / or function keys. Detects information (or a signal) input from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or an operation mode of the document processing terminal 125 controlled by the controller 200. When predetermined information (or signal) is inputted from the key button of, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 200. The controller 200 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the document processing terminal 125, and / or is defined to match the key event. Obtaining a command to execute a predetermined function, wherein the key input unit having the key input unit 215 and at least one key button is interlocked with each other to provide a key input to the slip processing terminal 125 Perform the function of the means.

The key input device interoperating with the key input unit 215 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to an embodiment of the present invention, the key input unit 215 receives key data corresponding to the electronic slip processing from at least one key input device for the electronic slip processing function defined in the slip processing terminal 125. It is preferable to perform the function of the key input means.

The print output unit 220 prints and outputs a number table including predetermined order information to a customer who creates the paper slip (or paper document) through a predetermined printing apparatus and inputs it to the scanning unit 205. And a printing protocol and a driver for printing the number table through the printing apparatus in accordance with a predefined number table format.

The printing apparatus may include at least one of a dot matrix printer, an inkjet printer, and / or a bubble jet printer, and / or a laser printer according to a printing method. At least one of a paper-printing press and / or a form paper (e.g., a sheet having a form to which predetermined print data is to be printed) a printing machine and / or a standard paper (e.g., A4, B5, etc.) printing machine according to the printing paper. It consists of one or more.

The communication processing unit 230 is a communication channel for transmitting and receiving at least one electronic slip with at least one window terminal 120 provided at a branch (or branch) of the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting a window terminal 120 provided at a branch (or branch) of the financial institution to a predetermined communication channel, and controlling the communication module to the window terminal 120. It comprises a communication protocol for transmitting at least one electronic slip.

According to an embodiment of the present invention, the communication processor 230 receives electronic slip request information for requesting the next electronic slip from at least one window terminal 120 provided at a branch (or branch) of the financial institution. The electronic slip request information is provided to the control unit 200 and the electronic slip requesting to be transmitted from the control unit 200 to the window terminal 120 is performed through the communication module based on the communication protocol. It is preferable to transmit to the terminal 120.

In addition, the communication processor 230 is a communication channel for transmitting and receiving at least one electronic slip with the document processing server 1600 on the financial system 130 provided in the financial institution through a predetermined financial network (for example, our network) And a communication module for connecting the document processing server 1600 provided in the financial institution and a predetermined communication channel, and controlling the communication module to at least one electronic device as the document processing server 1600. It includes a communication protocol for transmitting the slip.

According to an embodiment of the present invention, the communication processing unit 230 transmits at least one electronic slip requesting the control unit 200 to transmit to the slip processing server 1600 through the communication module based on the communication protocol. It is preferable to transmit to the document processing server 1600 provided in the financial institution.

In addition, the communication processor 230 connects a communication channel for transmitting and receiving at least one electronic slip with a predetermined electronic document storage server 100 associated with the financial institution through a predetermined financial network (eg, a financial common network). Characterized in that, the communication module for connecting the electronic document storage server 100 and a predetermined communication channel, for controlling the communication module for transmitting at least one electronic slip to the electronic document storage server 100 It includes a communication protocol.

According to an embodiment of the present invention, the communication processor 230 transmits at least one electronic slip requesting the control unit 200 to transmit to a predetermined electronic document storage server 100 affiliated with the financial institution. It is preferable to transmit to the electronic document storage server 100 through the communication module based on.

A customer who visits a branch (or branch) of the financial institution has a card (or bank account) having at least one financial means, the card (or bank account) is an MS card based on the ISO / IEC 7810 standard, and And / or at least one contact IC card (or wireless IC chip) based on ISO / IEC 7816, and / or contactless IC card (or wireless IC chip) based on ISO / IEC 14443. The card reader 235 may provide an interface for reading at least one or more financial means information included in the card (or bank account).

Here, when the card (or bank account) corresponds to an MS card based on the ISO / IEC 7810 standard, the card includes an MS-based cash card including financial instrument information corresponding to a predetermined customer financial account, and / or It includes a debit card and / or a check card, and the bankbook includes a paper bankbook provided with a predetermined MS.

In addition, when the card (or bank account) corresponds to an IC card based on ISO / IEC 7816 and / or ISO / IEC 14443 standards, the card includes an IC chip containing financial means information corresponding to a predetermined customer financial account. It includes a base cash card, and / or debit card, and / or check card, the bank account includes an IC chip based electronic bank account.

According to the method of the present invention, the card reader unit 235 is an MS reader unit providing an interface between the MS card and the slip processing terminal 125, and / or the contact IC card and the slip processing terminal ( 125) a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the slip processing terminal 125.

The MS reader unit is a card reader unit 235 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized in that the predetermined information or data from the at least one track (Track) provided in the MS of the MS card to interface with the slip processing terminal 125 by using the loaded.

The contact IC reader unit is a card reader unit 235 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the document processing terminal (125).

The contactless IC reader unit is a card reader unit 235 based on ISO / IEC 14443. The contactless IC reader unit includes at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It comprises one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and transfers predetermined information or data from the IC chip through the half-duplex transaction using APDU It is characterized in that the interface to the processing terminal 125.

According to an embodiment of the present invention, the card reader unit 235 reads at least one financial means information from at least one card (or bank account) for the electronic slip processing function defined in the slip processing terminal 125. It is preferable.

Here, the financial means information comprises at least one customer financial account information for financial transactions through the electronic slip processed by scanning a predetermined paper slip (or paper document) in the slip processing terminal 125. desirable.

According to another embodiment of the present invention, the card reader unit 235 is an identification card for the customer from the IC chip and / or MS provided in the identification card when the identification card of the customer is an IC card and / or MS card It is possible to read information, whereby the present invention is not limited.

The memory unit 240 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the document processing terminal 125 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 200 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 240 may include order information corresponding to the number table printed through the print output unit 220, and a paper slip (or written by the customer) of the scanning unit 205. A document image (and / or ID card image) obtained by scanning a paper document), barcode information (eg, financial transaction type through the electronic document) and financial transaction information included in the paper document (or paper document) Preferably, the transaction confirmation information including at least one and / or financial means information read from the customer-owned card (or bank account) through the card reader unit 235 is preferably stored in a cooperative process.

According to another exemplary embodiment of the present invention, when the identification information of the customer is read from a predetermined IC chip and / or MS provided in the identification card of the customer through the card reader unit 235, the memory unit 240 ) Can be stored by replacing the identification card image with the identification information (not shown), whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the identification image is not obtained through the scanning unit 205 and / or the identification information is not read through the card reader 235, the memory unit ( 240 may omit storing the identification image and / or identification information, and thus the present invention is not limited thereto.

Referring to FIG. 28, the document processing terminal 125 acquires a predetermined document image generated by scanning the paper slip (or paper document) written by the customer in the scanning unit 205. And an image recognition unit for extracting predetermined barcode information by recognizing a barcode included in the slip image, and extracting predetermined financial transaction information by recognizing character information written by the customer in the slip image, and obtaining the image. When a predetermined document image is obtained through the unit 245, sequence information about a customer who has written the paper slip (or paper document) is sequentially generated, and the sequence information is included through the print output unit 220. A number table extracting unit 255 for outputting a number table, an electronic slip generation unit 260 for generating an electronic slip including the slip image, the sequence information, the electronic slip and / or image The electronic slip storage unit 270 for cooperatively processing the predetermined financial means information read through the card reader unit 235 and storing it in the memory unit 240, and the electronic slip and / or the communication processor 230. Or at least one electronic slip transmission unit 265 for transmitting the order information and / or financial means information to a predetermined document processing server 1600 (or teller terminal 120).

When the image acquisition unit 245 optically scans the paper slip (or paper document) written by the customer in the scanning unit 205 and generates a predetermined slip image, the slip image from the scanning unit 205. It is characterized by obtaining by digitizing.

According to an embodiment of the present invention, the image acquisition unit 245 converts the journal image into predetermined image contents (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 preferably further comprises a predetermined image processing (Image Processing) function so that the journal image is easily recognized through the image recognition unit.

For example, when the document image scanned optically by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the document image. It is preferable to correct (e.g., reversely rotate the reverse direction by the angle at which the document image is rotated) so as to be easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the slip image optically scanned by the scanning unit 205 is bad (eg, when the optical device of the scanning unit 205 is dirty, and / or the internal lighting device is bad), the slip It is desirable to correct the journal image to be easily recognized by adjusting the hue and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains can perform the document image by rotating the document image and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the document image. Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

Also, when the scanning unit 205 optically scans the customer ID card to generate a predetermined ID image, the image obtaining unit 245 digitizes the ID card image from the scanning unit 205. It features.

According to the exemplary embodiment of the present invention, the image acquisition unit 245 converts the identification image into a predetermined image content (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 245 is the identification card image to the naked eye of the teller to support the financial transaction to the customer by operating a predetermined teller terminal 120 at the branch (or branch) of the financial institution It is desirable to further include a predetermined image processing function to facilitate the face-to-face transaction through.

For example, when the identification image image optically scanned by the scanning unit 205 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 245 may display the identification image. It is desirable to correct (e.g., reverse rotate the direction by the angle at which the ID image is rotated) so that it is easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the ID image optically scanned by the scanning unit 205 is bad (for example, when the dirt of the optical device of the scanning unit 205, and / or the internal lighting device is bad), the identification card It is desirable to correct the identification image so as to easily recognize the color and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains, by rotating the identification image, and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the identification image, Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

When the predetermined document image is obtained through the image acquisition unit 245, the image recognition unit recognizes a bar code included in the document image and processes a predetermined financial transaction type of business that can be processed through the document corresponding to the document image. For example, it is characterized in that the predetermined bar code information corresponding to the deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ...).

According to an embodiment of the present invention, the image recognition unit extracts predetermined coded information from a barcode included in the document image through a predetermined pattern recognition algorithm, thereby recognizing the barcode through a document corresponding to the document image. It is preferable to extract predetermined bar code information corresponding to a predetermined financial transaction task type (e.g., deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ...).

Those skilled in the art will be familiar with the various pattern recognition algorithms for recognizing the barcode included in the document image, so a detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the scanning unit 205 optically recognizes a barcode included in the paper slip (or paper document), the barcode included in the slip image is determined through a predetermined pattern recognition algorithm. It is possible to omit the image recognition unit to be recognized, whereby the invention is not limited.

According to another exemplary embodiment of the present invention, when the predetermined document processing server 1600 (or the window terminal 120) provided with the document image has a function of recognizing a bar code included in the document image. The image recognition unit that recognizes a barcode included in the document image through a predetermined pattern recognition algorithm may be omitted, and thus, the present invention is not limited thereto.

In addition, when a predetermined slip image is obtained through the image acquisition unit 245, the image recognition unit recognizes character information written by the customer in the slip image and processes the slip through a slip corresponding to the slip image. Characterized in that the predetermined financial transaction information corresponding to the financial transaction information (for example, the financial account number and the financial transaction amount and the name, resident registration number, contact information (phone number), etc.) of the financial transaction.

According to an embodiment of the present invention, the image recognition unit recognizes the character information written by the customer in the document image through at least one or more pattern recognition algorithms, and processes the predetermined financial transaction information through the document corresponding to the document image. For example, it is preferable to extract the financial account number, the financial transaction amount, the name of the financial transaction customer, the resident registration number, the contact information (phone number), and the like.

Those skilled in the art will be familiar with various pattern recognition algorithms for recognizing character information written by the customer on the paper slip (or paper document) from the slip image. Detailed description thereof will be omitted for convenience.

In particular, customers who visit the branch (or branch) of the financial institution tend to write letters corresponding to the financial transaction information in the slip in order to prevent errors in the financial transaction through the paper slip (or paper document). Thereby, the image recognition unit can recognize the character information written by the customer from the slip image even if the pattern recognition algorithm that requires high performance calculation.

If an error occurs while the image recognition unit recognizes the character information written by the customer from the document image, the financial transaction information is immediately corrected (or corrected) by the customer through the document processing terminal 125. (For example, the image recognition unit outputs financial transaction information recognized from the document image through the screen output unit 210, and the customer may immediately correct (or correct) by requesting error correction (or correction). And / or the counter employee visually compares and confirms the document image and the financial transaction information recognized by the image recognition unit in the process of processing a predetermined financial transaction based on the document image. It will be possible to correct (or correct) immediately.

Of course, in order to prevent the image recognition error as described above, the image recognition unit may be provided with a pattern recognition algorithm that requires a high-performance operation, thereby the present invention is not limited.

According to another embodiment of the present invention, a predetermined document processing server 1600 (or the window terminal 120) receiving the document image has a function of recognizing the character information written by the customer in the document image. In this case, the image recognition unit for recognizing character information written by the customer in the slip image through a predetermined pattern recognition algorithm may be omitted, and the present invention is not limited thereto.

When the predetermined ticket image is obtained through the image acquisition unit 245, the number ticket extracting unit 255 sequentially generates order information on the customer who created the paper slip (or paper document). .

According to the exemplary embodiment of the present invention, when the order number assigned to the customer before the document image is acquired through the image acquisition unit 245 is 'N', the order number assigned to the customer corresponding to the acquired document image is It is preferable to correspond to 'N + 1'.

In addition, the number ticket extracting unit 255 is obtained through the image acquisition unit 245, when a predetermined document image is obtained, the sequence information for the customer who created the paper slip (or paper document) is generated, the print output unit The predetermined number table including the sequence number information is output through 220.

According to an embodiment of the present invention, the number table basically includes the sequence information, and according to the intention of the person skilled in the art, at least one or more current time information, number of waiters, waiting time information, etc., from which the number table is withdrawn. It is preferable to comprise.

When the document image corresponding to the paper slip (or paper document) written by the customer is obtained through the image acquisition unit 245, the electronic slip generation unit 260 generates an electronic slip including the slip image. It features.

According to the method of the present invention, when the paper slip (or paper document) written by the customer is optically scanned by the scanning unit 205 and digitized by the image acquisition unit 245, the digitized slip The image preferably performs the function of the electronic slip according to the present invention.

In addition, the electronic slip generator 260 recognizes the slip image obtained through the image acquisition unit 245 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 205). Recognizing character information entered by the customer through the obtained barcode information and / or the image recognition unit to generate an electronic slip containing transaction confirmation information including at least one or more financial transaction information. .

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the transaction information includes transaction confirmation information including at least one barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image).

In addition, the electronic slip generator 260 generates an electronic slip including a slip image obtained through the image acquisition unit 245 and an identification card image obtained through the image acquisition unit 245. do.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the scanning unit 205 includes an ID image which is optically scanned by the scanning unit 205 and digitized by the image obtaining unit 245.

In addition, the electronic slip generation unit 260 generates a slip including the slip image obtained through the image acquisition unit 245 and identification card information read through the card reader unit 235. It is done.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Preferably, the card reader 235 includes identification card information read through the card reader unit 235.

In addition, the electronic slip generator 260 recognizes the slip image obtained through the image acquisition unit 245 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 205). ) Transaction confirmation information including at least one or more financial transaction information obtained by recognizing character information written by the customer through the obtained barcode information and / or the image recognition unit, and obtained through the image acquisition unit 245. Characterized in that the electronic slip containing the identification image.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Transaction identification information including at least one or more barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image) and an identification image obtained through the image acquisition unit 245. It is preferable to make.

In addition, the electronic slip generator 260 recognizes the slip image obtained through the image acquisition unit 245 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 205). ) Generates an electronic slip including the financial transaction information obtained by recognizing the character information written by the customer through the obtained barcode information and / or the image recognition unit and the identification card information read through the card reader unit 235. Characterized in that.

According to the exemplary embodiment of the present invention, the electronic slip processed by the slip processing terminal 125 is optically scanned by the scanning unit 205 and digitalized by the image obtaining unit 245, and Transaction identification information including at least one or more barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image), and identification card information read through the card reader 235. It is preferable to make.

When a predetermined electronic slip is generated through the electronic slip generator 260 and predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 255, the electronic slip storage unit 270 The order information and the electronic slip are linked to each other and stored in the memory unit 240.

In addition, a predetermined electronic slip is generated through the electronic slip generating unit 260, and predetermined sequence information corresponding to the electronic slip is generated through the number ticket extracting unit 255, and the card reader unit 235 is generated. When predetermined financial means information for a financial transaction through the electronic slip is read through, the electronic slip storage unit 270 processes the order information, the electronic slip and the financial means information in association with the memory unit 240. It is characterized by storing in).

The electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or predetermined electrons stored in the memory unit 240 by the electronic slip storage unit 270. The slip is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230.

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240, and extracts the electronic slip stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable to transmit to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 may be a predetermined electronic slip generated by the electronic slip generation unit 260 and / or stored in the memory unit 240 by the electronic slip storage unit 270. The electronic slip is characterized in that the transmission through the communication processing unit 230 to the document processing server 1600 provided in the financial institution and / or electronic document storage server 100 associated with the financial institution.

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip to the communication processing unit 230. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) through.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the order information stored in the through the communication processing unit 230, characterized in that for transmitting to a predetermined window terminal 120 provided in the branch (or branch) of the financial institution, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmission unit 265 checks the next order number based on the order number information stored in the memory unit 240 and is processed in association with the order number information corresponding to the next order number from the memory unit 240 and the order number information. It is preferable to extract the stored electronic slip and transmit it to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. Transmitting the electronic slip and the order information stored in the document processing server 1600 provided in the financial institution through the communication processor 230 and / or the electronic document storage server 100 affiliated with the financial institution. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generating unit 260 is generated, the electronic slip transmitting unit 265 transmits the generated electronic slip and sequence information to the communication processing unit. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) via 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processing unit 230, wherein the electronic slip is the It comprises at least one slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the electronic slip and the financial information stored in association with the order number information corresponding to the next order number from the memory unit 240. It is preferable that the means information is extracted and transmitted to the window terminal 120 through the communication processing unit 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 260, and / or the memory unit 240 by the electronic slip storage unit 270. The electronic slip and the financial means information stored in the) is transmitted to the document processing server 1600 provided in the financial institution and / or the electronic document storage server 100 associated with the financial institution through the communication processor 230. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generator 260 is generated, the electronic slip transmission unit 265 communicates the generated electronic slip with financial means information. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) through the processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic slip, the order information and the financial means information stored in the unit 240 is transmitted to the predetermined window terminal 120 provided in the branch (or branch) of the financial institution through the communication processor 230. Here, the electronic slip includes at least one of the slip image and transaction confirmation information and / or identification image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal 120 provided in the branch (or branch) of the financial institution, the electronic The document transmitting unit 265 checks the next order number based on the order number information stored in the memory unit 240, and processes the link information corresponding to the next order number from the memory unit 240 and the order information. It is preferable to extract the stored electronic slip and financial means information and transmit the information to the window terminal 120 through the communication processor 230.

In addition, the electronic slip transmission unit 265 is a predetermined electronic slip generated by the electronic slip generation unit 260 and the order information and financial means information, and / or the electronic slip storage unit 270 by the memory The electronic document, the order information, and the financial means information stored in the unit 240 are stored in the document processing server 1600 provided in the financial institution through the communication processor 230 and / or the electronic document affiliated with the financial institution. Characterized in that transmitted to the server 100, wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 260 is generated, the electronic slip transmission unit 265 may generate the generated electronic slip, turn information, and financial means information. It is preferable to transmit to the predetermined document processing server 1600 (and / or electronic document storage server 100) through the communication processing unit 230.

FIG. 29 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal 125 according to another exemplary embodiment of the present invention.

More specifically, FIG. 29 illustrates a paper slip (or paper document) corresponding to a withdrawal transaction of a financial transaction type, and specifically, a barcode (or paper document) printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm. 2900) and a paper slip (or paper document) for recognizing character information written by the customer on the paper slip (or paper document).

Those skilled in the art to which the present invention pertains will be able to infer various forms of paper slips (or paper documents) corresponding to the respective financial transactions by referring to and / or modifying the drawing 29. The present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 29, a one-dimensional barcode 2900 corresponding to the financial transaction business type is printed on the paper slip (or paper document). However, according to the intention of a person skilled in the art, the barcode is a two-dimensional barcode, 3 Dimensional barcodes, color codes and the like may be included, whereby the present invention is not limited.

Referring to FIG. 29, a predetermined barcode 2900 corresponding to the financial transaction business type is printed on the lower right side of the paper slip (or paper document), and the barcode 2900 is the slip processing terminal 125. Through optical recognition, and / or through the predetermined pattern recognition algorithm, characterized in that.

In addition, the upper left side of the paper slip (or paper document) for checking the position on which the predetermined account number entered by the customer on the paper slip (or paper document) is entered, and / or the amount of money is entered. A predetermined origin identifier 2905 corresponding to the origin is printed.

In addition, a predetermined account number identifier 2910 is printed on the upper left of the account number input item of the paper slip (or paper document) to confirm the position where the account number is written from the origin identifier. Predetermined amount identifiers 2915 and 1220 are printed on the upper left of the input item to identify the position where the amount is written from the origin identifier.

According to an embodiment of the present invention, the document processing terminal 125 detects the origin identifier 2905, the account number identifier 2910, and / or the money identifier 2915 and 1220 from the document image. It is preferable to identify a predetermined position to recognize the character information written by the customer, and to recognize predetermined financial transaction information corresponding to the character information written by the customer by applying a predetermined pattern recognition algorithm to the identified position. .

Those skilled in the art to which the present invention pertains will be familiar with the function and role of the financial transaction information written by a predetermined customer on the paper slip (or paper document), and thus, the detailed description thereof. Is omitted for convenience.

30A and 30B illustrate an operation of the slip processing terminal 125 for scanning a paper slip (or paper document) according to another embodiment of the present invention.

In more detail, FIGS. 30A and 30B are provided by scanning a predetermined paper slip (or paper document) written by a customer visiting a sales office (or branch) of the financial institution in the slip processing terminal 125 shown in FIG. A process of generating a document image of FIG. 30A is specifically illustrated in FIG. 30A, in which a barcode corresponding to a financial transaction business type printed on the paper document (or paper document) is optically recognized and a predetermined pattern is formed on the document image. The present invention relates to a method for implementing a method of recognizing financial transaction information corresponding to character information written by a customer on the paper slip (or paper document) by applying a recognition algorithm, and FIG. 30B is printed on the paper slip (or paper document). The present invention relates to a method for recognizing a barcode corresponding to a financial transaction type of work through a predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 30a and 30b to scan a predetermined paper slip (or paper document) created by the customer to generate a predetermined slip image. Various implementation methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation methods shown in FIGS. 30A and 30B.

For example, in FIG. 30A, the scanning unit 205 of the slip processing terminal 125 first recognizes a barcode corresponding to the financial transaction information from the paper slip (or paper document), and then the paper slip (or paper document). ), But the present invention is not limited thereto, and the barcode recognition and / or paper slip (or paper document) scanning process may be changed according to the intention of those skilled in the art.

In addition, the drawing 30a, after the correction procedure for the document image is completed, described as showing the assignment to the order number for the document image, but the present invention is not limited by this, by the intention of those skilled in the art It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

For example, after the correction procedure for the document image is completed in FIG. 30B, the sequence number for the document image is shown and described. However, the present invention is not limited thereto and according to the intention of the skilled person. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number sheet is printed and withdrawn.

In addition, in this figure 30b, after the sequence number for the document image is assigned, it is illustrated and described as recognizing a barcode from the document image. The process only needs to be performed before generating predetermined transaction confirmation information and / or generating an electronic slip.

In the following Figure 30a and Figure 30b, the journal processing terminal 125 shown in Figure 28 is referred to as "terminal" for convenience.

Referring to FIG. 30A, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (3000a) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in association with at least one or more sensors provided in the scanning unit 205), the operation 3005a.

If it is confirmed that a predetermined paper slip (or paper document) is input to the scanning unit 205 of the terminal (3010a), the scanning unit 205 of the terminal predetermined bar code information from the paper slip (or paper document) In operation 3015a, if the barcode recognition is successful (3020a), the scanning unit 205 of the terminal scans the paper slip (or paper document) to generate a predetermined slip image, and the scanned paper Temporarily archive the document (3025a).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (3030a).

If it is determined that the document image does not need to be corrected (3035a), the terminal allocates a predetermined sequence number corresponding to the document image (3060a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (3035a), the terminal may adjust an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast adjustment of the document image). (3040a), and validates the corrected document image (3045a).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (3050a), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (3055a), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (3050a), the terminal allocates a predetermined sequence corresponding to the document image (3060a).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

Thereafter, the terminal recognizes predetermined financial transaction information written by the customer on the paper slip (or paper document) by applying a predetermined pattern recognition algorithm to the slip image (3065a), and the barcode information and the financial transaction. The predetermined transaction confirmation information including the information is generated (3070a).

Referring to FIG. 30B, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (3000b) to a branch (or branch) of the financial institution. The visited customer requests to prepare a predetermined paper slip (or paper document) and input it to the terminal, and the scanning unit 205 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). Check (3005b) (or in conjunction with at least one or more sensors provided in the scanning unit 205).

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 205 of the terminal (3010b), the scanning unit 205 of the terminal scans the paper slip (or paper document). The document image is generated and the scanned paper slip is temporarily stored (3015b).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 205, and whether or not to correct the slip image Check (3020b).

If it is determined that the document image does not need to be corrected (3025b), the terminal allocates a predetermined sequence number corresponding to the document image (3050b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (3025b), the terminal may adjust an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast and / or contrast adjustment of the document image). (3030b), and validates the corrected document image (3035b).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (3040b), the scanning unit 205 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (3045b), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (3040b), the terminal allocates a predetermined sequence number corresponding to the document image (3050b).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

When the sequence number for the document image is allocated as described above (3050b), the terminal recognizes the barcode from the corrected document image through at least one pattern recognition algorithm and includes a financial transaction type corresponding to the document image. Extracting bar code information, and extracting financial transaction information corresponding to document information written by the customer on the paper slip (or paper document) from the slip image (3055b), and extracting the bar code information and the financial transaction information. Generate predetermined transaction confirmation information (3060b).

31 is a view showing the operation of the slip processing terminal 125 for scanning a customer ID in accordance with another embodiment of the present invention.

More specifically, FIG. 31 scans the customer ID after performing the document image generation and / or sequence assignment process shown in FIGS. 30a and / or 30b in the document processing terminal 125 shown in FIG. The present invention relates to a process of generating a predetermined ID image, and those skilled in the art to which the present invention pertains may refer to and / or modify the drawing 31 to generate a predetermined ID image by scanning the customer ID. Various implementation methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to the MS and / or the IC when a predetermined MS and / or IC chip is provided in the customer ID with reference to FIGS. 31 and 32 below. Although an implementation method of reading predetermined identification information from the chip may be inferred, the present invention includes all the inferred implementation methods, but is not limited thereto.

In addition, according to the intention of the person skilled in the art to practice the present invention, the customer ID scanning process shown in FIG. 31 may be omitted, and the present invention is not limited thereto.

In the following Figure 31, the journal processing terminal 125 shown in Figure 28 is referred to as "terminal" for convenience.

Referring to FIG. 31, after the document image generation and / or sequence assignment process shown in FIGS. 30a and / or 30b is performed in the terminal, the terminal outputs a predetermined customer ID card input request screen (3100). And requesting a customer ID card visited to a branch (or branch) of the financial institution to the terminal, and the scanning unit 205 of the terminal periodically (or scanning unit 205) whether the customer inputs a predetermined customer ID card. In connection with at least one sensor provided in FIG. 3).

If it is confirmed that a predetermined customer ID is input to the scanning unit 205 of the terminal (3110), the scanning unit 205 of the terminal scans the customer ID and generates a predetermined ID image (3115). At this time, the paper slip (or paper document) is temporarily stored in the scanning unit 205, and / or is in a previously discharged state.

When the customer ID card is scanned as described above, the scanning unit 205 of the terminal discharges the scanned customer ID card 3120, and acquires an ID card corresponding to the scanned customer ID card, and Check for correction (3125).

If it is determined that the identification image does not need to be corrected (3130), the terminal processes the identification image with the document image generated through the process illustrated in FIGS. 30a and / or 30b (3150).

On the other hand, if it is determined that the identification image needs to be corrected (3130), the terminal may correct the image for the identification image (e.g., rotate the identification image, color and / or saturation and / or brightness and / or contrast of the identification image). In operation 3135, the validity of the corrected ID image is confirmed (3140).

According to an exemplary embodiment of the present invention, the validity checking process of the corrected ID card image may include at least one step of checking a forgery prevention function included in the customer ID card.

If the validity of the corrected ID card image is not authenticated (3140), the terminal requests to reinsert the customer ID card, performs the customer ID card scanning process as described above, and re-scans the customer ID card as described above. Is preferably limited to a maximum of n (n> 1) times.

On the other hand, if the validity of the corrected ID card image is verified (3140), the terminal processes the ID card image and the document image generated through the process illustrated in FIGS. 30A and / or 30B (3150).

32 is a diagram showing the operation of the slip processing terminal 125 for reading the financial instrument information from the customer card (or bank account) according to another embodiment of the present invention.

More specifically, FIG. 32 shows the customer-owned card after performing the document image generation and / or sequence number assignment process shown in FIGS. 30a and / or 30b in the document processing terminal 125 shown in FIG. Or at least one financial instrument information from a bank account, and a person of ordinary skill in the art to which the present invention pertains refers to the customer-owned card (or bank account) by referring to and / or modifying the drawing 32. Although various implementation methods for reading at least one financial instrument information may be inferred from the present invention, the present invention includes all the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention belongs can receive a predetermined ID from a customer ID provided with a predetermined MS and / or IC chip in addition to the card (or bank account) with reference to FIGS. 31 and 32. It will be possible to infer an implementation method for reading identification information, but the present invention includes, but is not limited to, all the implementation methods inferred.

In addition, according to the intention of those skilled in the art to practice the present invention, the financial instrument information reading process shown in FIG. 32 may be omitted, and the present invention is not limited thereto.

In the following Figure 32, the slip processing terminal 125 shown in Figure 28 is referred to as "terminal" for convenience.

Referring to FIG. 32, after the document image generation and / or sequence allocation process shown in FIGS. 30a and / or 30b is performed in the terminal, the terminal outputs the customer-owned card (or bank account) reading request screen. By (3200), a request to read a customer-owned card (or bank account) visited to the branch (or branch) of the financial institution through a card reader provided in the terminal, the card reader unit 235 of the terminal It is periodically checked whether the customer-owned card (or bank account) is read (or corresponding to the MS and / or IC chip reading event provided in the card reader unit 235) (3205).

If it is confirmed that the customer-owned card (or bank account) is read through the card reader unit 235 of the terminal (3210), the card reader unit 235 of the terminal is at least one from the customer-owned card (or bank account) The financial instrument information is read (3115), and it is checked whether the read financial instrument information is plural (eg, at least two or more) (3220).

According to an embodiment of the present invention, if the customer-owned card (or bank account) is in the form of MS, there is only one financial means information read from the card (or bank account), but according to another embodiment of the present invention, If the card (or bank account) is in the form of an IC chip, the financial instrument information read from the card (or bank account) may be at least one or more.

If the financial instrument information read through the card reader unit 235 is not plural (eg, if only one financial instrument information is read through the card reader unit 235) 3325, the terminal reads the reading. The associated financial instrument information and the document image generated through the process illustrated in FIGS. 30A and / or 30B are processed in operation 3240.

On the other hand, if there is a plurality of financial means information read through the card reader unit 235 (eg, if at least two or more financial means information are read through the card reader unit 235) 3325, the terminal receives a predetermined finance. A means selection screen is output and it is checked whether a predetermined financial means for processing a financial transaction is selected through the electronic slip according to the present invention through the key input means provided in the slip processing terminal 125 (3230).

If the financial instrument targeted for the financial transaction is selected (3235), the terminal processes the selected financial instrument information and the document image generated through the process illustrated in FIGS. 30a and / or 30b (3240).

33 is a flowchart illustrating an operation of the slip processing terminal 125 for transmitting an electronic slip to a predetermined slip processing server 1600 (and / or the electronic document storage server 100) according to another exemplary embodiment of the present invention. One drawing.

In more detail, FIG. 33 illustrates that the document processing terminal 125 shown in FIG. 28 performs the document image generation and / or sequence assignment process shown in FIGS. 30a and / or 30b, and then deals with the document image. Generates a predetermined electronic slip including identification information and / or an ID image obtained through the process shown in FIG. 31 and transmits it to the predetermined slip processing server 1600 (and / or the electronic document storage server 100). As a person skilled in the art to which the present invention pertains, the electronic slip is generated by referring to and / or modifying the drawing 33 to generate a predetermined slip processing server 1600 (and / or Various implementation methods provided by the electronic document storage server 100 may be inferred, but the present invention includes all the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, FIG. 33 assumes that the financial instrument information reading process shown in FIG. 32 has been performed and transmits the electronic slip to a predetermined document processing server 1600 (and / or the electronic document storage server 100). Although the process is illustrated and described, the present invention is not limited thereto, and the process of reading the financial instrument information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 32 is shown in FIG. 33 as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

In FIG. 33, the electronic slip and the financial means information are first stored in the memory unit 240, and then transmitted to a predetermined slip processing server 1600 (and / or the electronic document storage server 100). Although illustrated as being,

33, the document processing terminal 125 shown in FIG. 28 is referred to as a " terminal " for convenience, and receives the electronic document transmitted from the document processing terminal 125. And / or electronic document storage server 100 is referred to as " server " for convenience.

Referring to FIG. 33, the terminal performs the document image generation and / or sequence assignment process shown in FIGS. 30a and / or 30b, and / or the identification image acquisition process shown in FIG. 31 and / or the When the financial instrument information reading process is performed in FIG. 32, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process shown in FIG. The document is generated (3300), the order information and the electronic slip and / or financial means information generated through the process shown in Figure 32 is processed in association with the memory unit 240 and stored in (3305).

Thereafter, the terminal transmits the turn information, the electronic slip and / or financial means information to the server through a predetermined financial network (3310), and correspondingly, the server transmits the electronic slip to the received electronic slip through the electronic slip. In operation 3315, the transaction confirmation information including the barcode information corresponding to the financial transaction type is included.

If the electronic slip does not include the barcode information (3320), the server recognizes the barcode included in the slip image by applying a predetermined pattern recognition algorithm to the slip image included in the slip. The bar code information corresponding to the financial transaction business type through the electronic slip is extracted and processed as transaction confirmation information of the electronic slip (3325).

On the other hand, when the electronic slip includes the barcode information (3320), and / or the server extracts the barcode information from the slip image included in the electronic slip and processes it as transaction confirmation information of the electronic slip ( 3325, the server checks whether the electronic slip includes transaction confirmation information including financial transaction information corresponding to character information written by the customer on the paper slip (or paper document) (3330).

If the received electronic slip does not include the financial transaction information (3335), the server applies a predetermined pattern recognition algorithm to the slip image included in the electronic slip, thereby applying the character information included in the slip image. By recognizing, at least one financial transaction information for financial transaction processing through the electronic slip is extracted and processed as transaction confirmation information of the electronic slip (3340).

On the other hand, the received electronic slip contains the financial transaction information (3460), and / or the window terminal 120 extracts the financial transaction information from the document image and processes the transaction confirmation information of the electronic slip. In operation 3340, the server associates and stores the order information and the electronic slip and / or financial instrument information in a predetermined electronic slip D / B 1630 (3345), and the order information and the electronic slip and / or The process result of the financial instrument information is returned to the terminal (3350).

Thereafter, the terminal generates and prints a predetermined number table including the sequence number information, and the paper slip (or entered into the scanning unit 205 of the terminal) through the process shown in FIGS. 30a and / or 30b. Paper document) (3355).

According to the exemplary embodiment of the present invention, when the electronic slip request information is received from the server, the terminal stores the order information, electronic slip and / or financial means information stored in the memory unit 240 in the financial network. It is possible to transmit to the server via, thereby the present invention is not limited.

34 is a view showing the operation of the window terminal 120 according to another embodiment of the present invention.

More specifically, FIG. 34 shows the process shown in FIGS. 30a and / or 30b and / or 31 and / or 32 and / or 33 in the document processing terminal 125 shown in FIG. When the electronic slip is provided to a predetermined document processing server 1600 by performing the illustrated process, the counter terminal 120 provided at a branch (or branch) of the financial institution is linked with the document processing server 1600. By the operation of the window terminal 120 for providing a financial transaction using the electronic slip, if you have ordinary knowledge in the technical field to which the present invention pertains, refer to and / or modify the present figure 34 Various operating processes of the counter terminal 120 for providing a financial transaction using an electronic slip may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method illustrated in FIG. 34. The.

For example, in FIG. 34, the barcode processing terminal 125 always recognizes the barcode information from the paper slip (or paper document) (and / or slip image) and / or the slip processing server 1600. When the barcode information is always recognized from the slip image, checking whether the electronic terminal received from the slip processing server 1600 includes transaction confirmation information including the barcode information in the window terminal 120, and / Alternatively, the process of extracting the barcode information by recognizing the barcode from the slip image included in the electronic slip may be omitted, whereby the present invention is not limited thereto.

Hereinafter, in FIG. 34, the slip processing server 1600 for providing the electronic slip to the teller terminal 120 is referred to as "server" for convenience.

Referring to FIG. 34, the teller terminal 120 provided at a branch (or branch) of the financial institution transmits predetermined electronic slip request information to the server through a predetermined financial network (3400). Receive and read the electronic slip request information from the teller terminal 120 to check the next order to be provided to the teller terminal 120 (3405), and the electronic slip corresponding to the next order from the storage medium 115 of the server. And / or extract financial instrument information (3410), the electronic slip includes a slip image obtained from a paper slip (or paper document) written by the customer at the server, and according to the intention of the skilled person. Or transaction confirmation information including barcode information (eg, barcode information corresponding to the financial transaction type of the electronic slip) recognized from the paper document) (and / or the slip image), and / It may further include an image ID (or ID information) of the customer.

Thereafter, the server transmits the electronic slip and / or financial means information extracted from the storage medium 115 to the counter terminal 120 through the financial network (3415), and the counter terminal 120 transmits the electronic Receiving and reading slips and / or financial instrument information, it is checked whether the received electronic slip includes transaction confirmation information including barcode information corresponding to a financial transaction type through the electronic slip (3420).

If the electronic slip does not include the barcode information (3425), the window terminal 120 applies a predetermined pattern recognition algorithm to the slip image included in the electronic slip, thereby applying the barcode included in the slip image. In operation 3430, the barcode information corresponding to the financial transaction type through the electronic slip is extracted.

On the other hand, when the barcode information is included in the electronic slip (3425), and / or the barcode information is extracted from the document image included in the electronic slip (3430), the counter terminal 120 ) Checks whether the barcode information matches the current financial transaction interface screen of the teller terminal 120 (3435).

For example, when the financial transaction task type corresponding to the barcode information corresponds to a withdrawal transaction task, the teller terminal 120 checks whether the current financial transaction interface screen is a withdrawal transaction interface screen.

If the check result is that the barcode information and the current financial transaction interface screen of the teller terminal 120 does not match (3440), the teller terminal 120 uses the current financial transaction interface screen to correspond to the barcode information Automatically switch to the financial transaction interface screen for processing (3445).

On the other hand, if the bar code information and the current financial transaction interface screen of the teller terminal 120 is matched (3440), the teller terminal 120 is initialized while maintaining the current financial transaction interface screen (3450).

Thereafter, the window terminal 120 checks whether the received electronic slip contains transaction confirmation information including financial transaction information corresponding to character information written by the customer on the paper slip (or paper document) ( 3455).

If the received electronic slip does not include the financial transaction information (3460), the teller terminal 120 applies a predetermined pattern recognition algorithm to the slip image included in the electronic slip, thereby applying it to the slip image. Recognizing the character information included to extract at least one financial transaction information for the financial transaction processing through the electronic slip (3465).

On the other hand, if the financial transaction information is included in the received electronic slip (3460) and / or the financial terminal information is extracted from the document image (3465), the counter terminal 120 Automatically enters the financial transaction information into the financial transaction interface screen (3470).

35 is a diagram illustrating a financial transaction process of the counter terminal 120 using the electronic slip according to another embodiment of the present invention.

In more detail, FIG. 35 is similar to FIG. 34 in the window terminal 120 provided at the branch (or branch) of the financial institution, so that the financial transaction interface screen of the window terminal 120 corresponds to the electronic slip. When the financial transaction information corresponding to the electronic slip is automatically input to the financial transaction interface screen and / or the financial transaction interface screen, the window terminal 120 is for a financial transaction process using the electronic slip. However, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 35 to infer various implementation methods for the financial transaction process using the electronic slip. It includes all the inferred practice methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 35, the window terminal 120 transmits and stores the electronic slip and the financial transaction history from a predetermined electronic document storage server 100. The financial transaction details are omitted according to the intention of a person skilled in the art. The present invention is not limited thereto.

Hereinafter, in FIG. 34, the electronic document storage server 100 that receives the electronic slip and a predetermined financial transaction history from the teller terminal 120 is referred to as a "server" for convenience.

Referring to FIG. 35, the window terminal 120 operates as shown in FIG. 34 so that the financial transaction interface screen of the window terminal 120 automatically switches to the financial transaction interface screen corresponding to the electronic slip, and / or the When the financial transaction information corresponding to the electronic slip is automatically input to the financial transaction interface screen, the window terminal 120 is connected to the financial system 130 through the financial transaction interface screen to perform a financial transaction corresponding to the electronic slip. Perform the procedure (3500).

Those skilled in the art to which the present invention pertains will be familiar with the detailed process of performing each financial transaction procedure corresponding to the electronic slip in the window terminal 120, the detailed description thereof Omit for convenience.

If the financial transaction processing corresponding to the electronic slip is completed (3505), the counter terminal 120 generates a financial transaction history including a financial transaction processing result using the electronic slip in connection with the financial system 130. And transmit the electronic slip and the financial transaction details to the server through a predetermined financial network (3515), and the server receives and associates the electronic slip and the financial transaction details from the window terminal 120. 3520, and the document processing terminal 125 shown in FIG. 28 uses the electronic slip obtained by scanning the paper slip (or paper document) created by the customer. The financial transaction process is completed.

According to the present invention, the financial transaction customer processes some of the financial transaction processing tasks to be processed by the teller through the slip processing terminal provided at the branch (or branch) of the financial institution, and the By automating a part of the financial transaction processing task of the counter employee, the financial transaction processing time can be drastically shortened, thereby reducing the financial transaction processing time of the counter employee drastically.

According to the present invention, through the document processing terminal provided at the branch (or branch) of the financial institution, by dramatically reducing the transaction processing time of the teller, there is an advantage that the customer's waiting time is also significantly reduced. .

According to the present invention, through the slip processing terminal provided in the branch (or branch) of the financial institution, the financial transaction customer to process some of the financial transaction processing tasks to be processed by the teller during the waiting time, the number tag It has the advantage of drastically reducing the number of financial transactions customers who do not select financial transactions.

According to the present invention, the document management is automatically generated from the paper slip (or paper document) to an electronic document corresponding to a predetermined electronic slip through the slip processing terminal provided at a branch (or branch) of the financial institution. There is an advantage that can be easily and inexpensively managed.

Claims (9)

Scanning a paper document (or paper slip) written by a customer in the device to generate a document (or slip) image, and transmitting the generated document (or slip) image and the sequence number assigned to the customer to a server; Transmitting, from the server, a document (or slip) image transmitted by the device to a window terminal that processes the corresponding sequence number; Reading a barcode included in a document (or slip) image transmitted from the server at the window terminal, and automatically outputting a business transaction screen corresponding to the read barcode; And And storing the document (or slip) image and the transaction result in a storage medium or transmitting the same to a server when the transaction is terminated at the teller terminal. Scanning a paper document (or paper slip) written by a customer in the device to generate a document (or slip) image, and transmitting the generated document (or slip) image to a teller terminal that processes the sequence number assigned to the customer ; And Reading a barcode included in a document (or slip) image transmitted by the device at the window terminal, and automatically outputting a business transaction screen corresponding to the read barcode; And And storing the document (or slip) image and the transaction result in a storage medium or transmitting the same to a server when the transaction is terminated at the teller terminal. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1. An apparatus for scanning a paper document (or paper slip) made by a customer to generate a document (or slip) image and transmitting the generated document (or slip) image to a counter terminal; And Reads the barcode included in the document (or slip) image transmitted by the device, automatically prints the business transaction screen corresponding to the read barcode, and at the end of the transaction, storing the document (or slip) image and the transaction result An electronic document (or electronic slip) processing system comprising a; a terminal for storing or transmitting to a server. A server for transmitting a document (or slip) image to the counter terminal; And Reads the barcode included in the document (or slip) image transmitted by the server, and automatically prints the business transaction screen corresponding to the read barcode, and at the end of the transaction, the document (or slip) image and the transaction result is stored An electronic document (or electronic slip) processing system comprising a; a terminal for storing or transmitting to a server. Document (or slip) image generating means for scanning a paper document (or slip) made by a customer to generate a document (or slip) image; Information checking means for reading a barcode included in the generated document (or slip) image and confirming a type of work corresponding to the document (or slip) image; And And a business processing means for automatically outputting a transaction screen corresponding to the checked business type, and storing the document (or slip) image and the transaction result in a storage medium or transmitting the result to a server at the end of the transaction. An electronic document (or electronic slip) processing system characterized by the above-mentioned. The method of claim 6, wherein the information checking means and the business processing means, An electronic document (or electronic slip) processing system, characterized in that provided on a single medium, or provided separately from each other in different media. Bar code reading means for reading a bar code included in an image of a document (or slip) scanning a paper document (or slip) made by a customer; Screen output means for automatically outputting a business transaction screen corresponding to the read barcode; And At the end of a transaction, a document (or slip) image processing means for storing the document (or slip) image and the transaction result in a storage medium or transmitting the same to a server. . Reading a bar code included in an image of a document (or slip) scanned by a paper document (or slip) made by a customer; A function of automatically outputting a business transaction screen corresponding to the read barcode; And And storing a document (or slip) image and a transaction result in a storage medium or transmitting the same to a server at the end of a transaction. A computer-readable recording medium for recording a program for executing the transaction.

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