KR100822936B1 - Devices for Issuing Number Ticket - Google Patents

Abstract

The present invention relates to a number tag issuing apparatus and a program recording medium, wherein the number tag issuing apparatus according to the present invention scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined slip (or document) image. And a communication processing unit for transmitting the slip (or document) image to a terminal or a server, a print output unit for issuing a predetermined number table to the customer, and a control unit for controlling the respective functional components.

Number tags

Description

Device for Issuing Number Ticket

1 is a view showing a functional configuration of a slip processing terminal according to an embodiment of the present invention.

2A, 2B and 2C are detailed functional diagrams of the scanning unit of the journal processing terminal according to an embodiment of the present invention.

3 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal according to an embodiment of the present invention.

4 is a diagram illustrating an operation process of a slip processing terminal for scanning a paper slip (or paper document) according to one embodiment of the present invention.

5 is a diagram illustrating an operation process of a slip processing terminal for scanning a paper slip (or paper document) according to another embodiment of the present invention.

6 is a diagram illustrating an operation process of a slip processing terminal for scanning a customer ID according to an exemplary embodiment of the present invention.

7 is a diagram illustrating an operation of a slip processing terminal for reading financial instrument information from a customer card (or bank account) according to an embodiment of the present invention.

8 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined window terminal according to an exemplary embodiment of the present invention.

FIG. 9 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined slip processing server (and / or electronic document storage server) according to one embodiment of the present invention.

10 is a view showing the functional configuration of a slip processing terminal according to another embodiment of the present invention.

11A, 11B and 11C are detailed functional diagrams of the scanning unit of the journal processing terminal according to another embodiment of the present invention.

12 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal according to another embodiment of the present invention.

FIG. 13 is a diagram illustrating an operation process of a slip processing terminal for scanning a paper slip (or paper document) according to one embodiment of the present invention.

14 is a view showing an operation of a slip processing terminal for scanning a paper slip (or paper document) according to another embodiment of the present invention.

15 is a flowchart illustrating an operation process of a slip processing terminal for scanning a customer ID according to another exemplary embodiment of the present invention.

16 is a diagram illustrating an operation process of a slip processing terminal for reading financial instrument information from a customer card (or bank account) according to another embodiment of the present invention.

17 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined window terminal according to another exemplary embodiment of the present invention.

18 is a diagram illustrating an operation process of a slip processing terminal for transmitting an electronic slip to a predetermined slip processing server (and / or electronic document storage server) according to another embodiment of the present invention.

<Description of main parts of drawing>

100: document processing terminal 105: control unit

110: scanning unit 115: screen output unit

120: key input unit 125: print output unit

130: power supply unit 135: communication processing unit

140: card reader section 145: memory section

150: image acquisition unit 155: barcode recognition unit

160: number tag withdrawal unit 165: electronic slip generation unit

170: electronic slip transmission unit 175: electronic slip storage unit

The present invention obtains a predetermined slip image by scanning a paper slip (or paper document) prepared by a customer, processes it as an electronic slip, issues a predetermined number ticket to the customer, and processes the sequence number information corresponding to the number table and the Temporarily store the electronic slip and transfer it to a predetermined document processing server (or window terminal) (or to transmit the sequence number and electronic slip to a predetermined document processing server (or window terminal)) and a program recording medium. It is about.

The general order in which a customer visits a bank and handles a financial transaction is to first draw a number ticket, fill out a document for the type of financial transaction, and wait. ID and / or cash will be sent to the teller, which takes about 1 minute to draw the number and fill out the slip except for the waiting time. In some cases.

Meanwhile, the teller checks the customer through the identification card, sets the teller terminal as the financial transaction interface corresponding to the slip, inputs the financial transaction information written in the slip into the financial transaction interface, and Read the financial instrument information from the bank account (or card) through the card reader of, and process the financial transaction requested by the customer through the financial transaction information and financial instrument information, wherein the time of the financial transaction processing of the teller It is about 3 minutes, the longer the financial transaction processing time, and / or the more the number of customers who pulled out the number prior to the customer, the longer the waiting time of the customer.

In particular, in the case where the number is not drawn and the financial transaction is not performed, the downtime for the teller to call the next number is about 5 seconds, and the more frequent the downtime and / or the longer the downtime, There is a problem in that the waiting time of the customer becomes longer.

An object of the present invention is to scan a paper slip (or paper document) prepared by the customer to obtain a predetermined slip image and process it as an electronic slip, to issue a predetermined number to the customer, the order information corresponding to the number table And temporarily transferring the electronic slip to a predetermined slip processing server (or window terminal) and / or providing a slip processing terminal for immediately transferring the sequence information and the electronic slip to a predetermined slip processing server (or window terminal). have.

Number tag issuing apparatus according to the invention, the scanning unit for scanning a predetermined paper slip (or paper document) created by the customer to generate a predetermined slip (or document) image; A communication processor for transmitting the slip (or document) image to a terminal or a server; A print output unit for issuing a predetermined number table to the customer; And a control unit for controlling each of the functional components.

According to the present invention, the number tag issuing apparatus further comprises a card (or bank account) reader unit for reading card (or bank account) information from a predetermined customer card (or bank account), wherein the communication processing unit, When the slip image is transmitted, the read customer card (or bank account) information is further transmitted to the terminal or the server.

In addition, according to the present invention, the number tag issuing device further comprises a memory unit for storing the order information corresponding to the number table, the slip (or document) image and the card (or bank account) information in association with at least two or more. Characterized in that made.

In addition, according to the present invention, the number tag issuing device is characterized in that it further comprises a screen output unit for outputting the slip (or document) image on the screen.

In addition, according to the present invention, the scanning unit, characterized in that for further scanning the identification card of the customer, the communication processing unit, characterized in that further transmitting the scanned customer identification card image to the terminal or server.

In addition, according to the present invention, the number tag issuing device is characterized in that it further comprises a barcode recognition unit for recognizing the barcode included in the slip (or document) image.

On the other hand, the present invention includes a computer-readable recording medium, characterized in that for recording the program for executing the function of the above-mentioned number table issuing device component.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below.

In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be based on the contents throughout the present title.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a view showing the functional configuration of the slip processing terminal 100 according to an embodiment of the present invention.

In more detail, Figure 1 scans a paper slip (or paper document) created by a customer, obtains a predetermined slip image, processes it as an electronic slip, issues a predetermined number slip to the customer, and corresponds to the number slip. A document processing terminal for temporarily storing the sequence number information and the electronic slip and then transmitting the sequence number information and electronic slip to a predetermined document processing server (or window terminal). 100) As for the functional configuration, a person having ordinary knowledge in the technical field to which the present invention belongs will scan a paper slip (or paper document) made by a customer by referring to and / or modifying the drawing 1 and the predetermined electronic slip. And various implementations for the document processing terminal 100 for storing and / or providing the document processing server (or window terminal) in association with the predetermined sequence number information. The method may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, the functional configuration of the document processing terminal 100 shown in FIG. 1 may include a predetermined computer provided at a sales office (or a branch) of the financial institution, and / or a configuration at a sales office (or a branch) of the financial institution. The CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration may include KIOSK provided at a branch (or branch) of the financial institution, and / or a number ticket terminal provided at a branch (or branch) of the financial institution. By having the functional configuration shown in FIG. 1, a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided at a branch (or branch) of the financial institution according to the present invention is processed. It is possible to operate as the terminal 100, whereby the present invention is not limited.

The document processing terminal 100 is provided in a predetermined financial institution branch (or branch), and is in communication with a window terminal provided in the financial institution branch (or branch) through a predetermined financial network (eg, branch network) or And / or communicate with a predetermined document processing server provided in the computer system of the financial institution, and / or communicate with a predetermined electronic document storage server affiliated with the financial institution.

In addition, the paper slip (or paper document) written by the customer is characterized in that it comprises a slip form defined by the financial institution, the customer has to write at least one information item to be filled out by the customer of the slip form Characterized in at least one document information, characterized in that the paper slip (or paper document) is scanned by the slip processing terminal 100 is characterized in that it is processed into an electronic slip according to the present invention.

According to the present invention, the paper slip (or paper document) is characterized in that a predetermined bar code corresponding to the type of financial transaction that can be processed through the slip is printed, thereby the slip processing terminal 100 The barcode is recognized by the document processing server (and / or the terminal), and the financial transaction type through the document is automatically recognized and processed.

The barcode printed on the paper slip (or paper document) may include at least one or more of a one-dimensional barcode, a two-dimensional barcode, a three-dimensional barcode, and / or a color code. If a person of ordinary skill in the art will be familiar with the detailed technical features of the barcode, detailed technical features thereof will be omitted for convenience.

Referring to FIG. 1, the document processing terminal 100 scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined document image, and the document processing terminal 100. A screen output unit 115 for outputting a processing screen corresponding to each document processing step of the document; a key input unit 120 for inputting information according to the document processing step; and a print output unit 125 for printing a predetermined number table. And a communication processing unit 135 for communicating with a predetermined document processing server (or window terminal) through a predetermined financial network, and a card reader unit 140 for reading financial means information from a predetermined customer card (or bank account). And a memory unit 145 for linking and storing the order information corresponding to the number table and the document image and / or the financial means information, and a control unit 105 for controlling the function configuration unit.

The control unit 105 controls the overall operation of the slip processing terminal 100 in the functional configuration, manages the flow of information or data between each component, the paper slip (or paper document) written by the customer in the present invention Characterized in that the component is provided in the slip processing terminal 100 to process the electronic slip, according to the hardware at least one processor including a central processing unit (CPU) / micro processing unit (MPU) And an execution memory (e.g., a register and / or random access memory (RAM)) and a bus for inputting and outputting predetermined data, and a function unique to the slip processing terminal 100 in software. A predetermined program routine that is loaded from a predetermined recording medium into the execution memory to be executed by the processor And / or program data (therefore, a predetermined document recorded on the recording medium provided in the slip processing terminal 100 for processing the paper slip (or paper document) prepared by the customer with the electronic slip according to the present invention). The control unit which sees a component that can be processed in software among the functional configuration provided in the slip processing terminal 100 to process a program and / or a paper slip (or paper document) created by the customer with the electronic slip according to the present invention. It is characterized in that the (105) is provided in the).

The scanning unit 110 when the customer who visited the branch (or branch) of the financial institution prepares and inputs at least one paper slip (or paper document) corresponding to a predetermined financial transaction, the paper slip (or paper) Document) by optically scanning to generate a predetermined slip image, and providing the generated slip image to the controller 105 to be processed by the controller 105 as an electronic slip according to the present invention. do.

According to one embodiment of the invention, the scanning unit 110 is a financial transaction type that can be processed through a bar code (for example, the paper slip (or paper document) printed on the paper slip (or paper document)) It is preferable to further have a function to optically recognize a bar code corresponding to).

According to another exemplary embodiment of the present invention, a bar code printed on the paper slip (or paper document) (for example, a bar code corresponding to a financial transaction type that can be processed through the paper slip (or paper document)) may be used. It is preferably not recognized optically by the scanning unit 110, but may be recognized in software through a pattern recognition algorithm from a predetermined journal image generated by the scanning unit 110.

In addition, when the scanning unit 110 inputs an identification card (eg, a certificate for identifying the customer's identity such as a resident registration card and / or a driver's license) that visits a branch (or branch) of the financial institution, the customer And optically scanning the identification card to generate a predetermined identification image. The identification card image is provided to the controller 105 by the controller 105, thereby providing the identification card image to the electronic slip according to the present invention. To be included more.

According to one embodiment of the invention, the scanning unit 110 for scanning the paper slip (or paper document) and the scanning unit 110 for scanning the identification card is preferably implemented through one scanning module, As a result, the scanning module of the document processing terminal 100 is simplified.

According to another embodiment of the present invention, the scanning unit 110 for scanning the paper slip (or paper document) and the scanning unit 110 for scanning the identification card may be implemented through a separate scanning module, As a result, the paper slip (or paper document) scanning and the identification card scanning may be simultaneously performed.

According to another embodiment of the present invention, when the window transaction provided to the branch (or branch) of the financial institution according to the intention of the skilled person to process the identification card by visual identification of the teller as a face-to-face transaction, the scanning unit ( The function of optically scanning the identification card of the customer through 110 may be omitted, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the ID card of the customer is an IC (Integrated Circuit) card and / or an MS (Magnetic Stripe) card, the IC chip and / or the MS has predetermined ID information. The card reader unit 140 may read the identification card information of the customer from the IC chip and / or MS provided in the identification card. In this case, the identification card of the customer may be optically scanned through the scanning unit 110. Reading may be omitted, and the present invention is not limited thereto.

The screen output unit 115 controls the document processing terminal 100 in a process of performing a predetermined function (for example, a function of scanning a paper slip (or paper document) written by the customer and processing the electronic slip). A predefined interface that defines, by 105, at least one information or data that is predefined or is defined in real time to be output to a predetermined display device including a Liquid Crystal Display (LCD) and / or a Cathode Ray Tube (CRT). Characterized in that the output through the screen, the screen output unit 115 and the screen output device interlocks to perform the function of the screen output means provided in the slip processing terminal 100.

Predefined information or data to be output to the screen output device from the slip processing terminal 100 is provided in the key data input through the key input unit 120 and / or in the slip processing terminal 100. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 135, and / or a predetermined operation result performed by the document processing terminal 100 ( Or data).

According to a preferred embodiment of the present invention, the screen output unit 115 is an electronic slip processing screen according to each electronic slip processing step to the screen output device for the electronic slip processing function defined in the slip processing terminal 100 It is preferable to perform the function of the screen output means for outputting.

The key input unit 120 includes at least one key button including at least one numeric key and / or a character key and / or a function key. Detects information (or a signal) input from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or an operation mode of the document processing terminal 100 controlled by the controller 105. When predetermined information (or signal) is inputted from the key button, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 105. The controller 105 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the document processing terminal 100 and / or is defined to match the key event. Characterized by obtaining a command for executing a predetermined function, the key input unit 120 and the key input device having at least one or more key buttons are interlocked with each other key input provided in the slip processing terminal 100 Perform the function of the means.

The key input device interoperating with the key input unit 120 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a letter key (eg, English letter key, and / or Korean). Keyboard device having a character key) and a function key, and / or have at least one numeric key and a function key in conjunction with the screen output means, and / or have at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to the method of the present invention, the key input unit 120 receives key data corresponding to the electronic slip processing from at least one key input device for the electronic slip processing function defined in the slip processing terminal 100. It is preferable to perform the function of the key input means.

The print output unit 125 prints and outputs a number table including predetermined order information to a customer who has created the paper slip (or paper document) through a predetermined printing device and put it into the scanning unit 110. And a printing protocol and a driver for printing the number table through the printing apparatus in accordance with a predefined number table format.

The printing apparatus may include at least one of a dot matrix printer, an inkjet printer, and / or a bubble jet printer, and / or a laser printer according to a printing method. At least one of a printing press and / or a form paper (e.g., a sheet having a form to which predetermined print data is to be printed) a printing machine and / or a standard paper (e.g., A4, B5, etc.) printing machine according to the printing paper. It consists of one or more.

The communication processor 135 connects a communication channel for transmitting and receiving at least one electronic slip with at least one window terminal provided at a branch (or branch) of the financial institution through a predetermined financial network (eg, a branch network). Characterized in that, a communication module for connecting a window terminal and a predetermined communication channel provided at a branch (or branch) of the financial institution, and for controlling the communication module for transmitting at least one electronic slip to the window terminal It includes a communication protocol.

According to an embodiment of the present invention, the communication processing unit 135 receives electronic slip request information for requesting the next electronic slip from at least one window terminal provided at a branch (or branch) of the financial institution, and It is preferable that the electronic slip request information is provided to the control unit 105, and the electronic slip requesting the control unit 105 to transmit to the window terminal is transmitted to the window terminal through the communication module based on the communication protocol. Do.

In addition, the communication processing unit 135 connects a communication channel for transmitting / receiving at least one electronic slip with a document processing server on a financial system provided in the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting the document processing server provided in the financial institution with a predetermined communication channel, and a communication protocol for controlling the communication module to transmit at least one electronic slip to the document processing server.

According to an embodiment of the present invention, the communication processing unit 135 transmits at least one electronic slip requesting from the control unit 105 to the slip processing server through the communication module based on the communication protocol. It is preferable to transmit to the document processing server provided in.

In addition, the communication processing unit 135 connects a communication channel for transmitting and receiving at least one electronic slip with a predetermined electronic document storage server associated with the financial institution through a predetermined financial network (for example, a financial common network). It comprises a communication module for connecting the electronic document storage server and a predetermined communication channel, and a communication protocol for controlling the communication module to transmit at least one electronic slip to the electronic document storage server.

According to an embodiment of the present invention, the communication processing unit 135 transmits at least one electronic slip requesting the control unit 105 to transmit to a predetermined electronic document storage server affiliated with the financial institution based on the communication protocol. It is preferable to transmit to the electronic document storage server through the communication module.

A customer who visits a branch (or branch) of the financial institution has a card (or bank account) having at least one financial means, the card (or bank account) is an MS card based on the ISO / IEC 7810 standard, and And / or at least one contact IC card (or wireless IC chip) based on ISO / IEC 7816, and / or contactless IC card (or wireless IC chip) based on ISO / IEC 14443. The card reader unit 140 may provide an interface for reading at least one or more financial means information included in the card (or bank account).

Here, when the card (or bank account) corresponds to an MS card based on the ISO / IEC 7810 standard, the card includes an MS-based cash card including financial instrument information corresponding to a predetermined customer financial account, and / or It includes a debit card and / or a check card, and the bankbook includes a paper bankbook provided with a predetermined MS.

In addition, when the card (or bank account) corresponds to an IC card based on ISO / IEC 7816 and / or ISO / IEC 14443 standards, the card includes an IC chip containing financial means information corresponding to a predetermined customer financial account. It includes a base cash card, and / or debit card, and / or check card, the bank account includes an IC chip based electronic bank account.

According to the embodiment of the present invention, the card reader unit 140 includes an MS reader unit that provides an interface between the MS card and the slip processing terminal 100, and / or the contact IC card and the slip processing terminal ( 100) a contact IC reader unit providing an interface between the contactless and / or a contactless IC reader unit providing an interface between the contactless IC card and the slip processing terminal 100.

The MS reader unit is a card reader unit 140 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing predetermined information or data from the at least one track (Track) provided in the MS of the MS card to the slip processing terminal 100 by using the loaded.

The contact IC reader unit is a card reader unit 140 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies the power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It characterized in that the interface to the document processing terminal (100).

The contactless IC reader unit is a card reader unit 140 based on ISO / IEC 14443. The contactless IC reader unit uses at least an electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It comprises one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and transfers predetermined information or data from the IC chip through the half-duplex transaction using APDU It is characterized in that the interface to the processing terminal 100.

According to an embodiment of the present invention, the card reader 140 reads at least one financial means information from at least one card (or bank account) for the electronic slip processing function defined in the slip processing terminal 100. It is preferable.

Herein, the financial means information may include at least one customer financial account information for financial transactions through an electronic slip processed by scanning a predetermined paper slip (or paper document) in the slip processing terminal 100. Do.

According to another embodiment of the present invention, the card reader unit 140, if the identification card of the customer is an IC card and / or MS card, the identification card for the customer from the IC chip and / or MS provided in the identification card It is possible to read information, whereby the present invention is not limited.

The memory unit 145 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the document processing terminal 100 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 105 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 145 may include order information corresponding to the number table printed through the print output unit 125 and a paper slip (or written by the customer) of the scanning unit 110. Transaction confirmation including a document image (and / or ID card image) obtained by scanning a paper document) and barcode information (eg, financial transaction type through the electronic document) included in the paper document (or paper document). Information and / or financial means information read from the customer-owned card (or bank account) through the card reader unit 140 is preferably stored in a cooperative process.

According to another exemplary embodiment of the present invention, when the identification information of the customer is read from a predetermined IC chip and / or MS provided in the identification card of the customer through the card reader unit 140, the memory unit 145 ) Can be stored by replacing the identification card image with the identification information (not shown), whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the identification image is not obtained through the scanning unit 110 and / or the identification information is not read through the card reader unit 140, the memory unit ( 145 may omit storing the identification image and / or identification information, and thus the present invention is not limited thereto.

Referring to FIG. 1, the document processing terminal 100 acquires a predetermined document image generated by scanning a paper slip (or paper document) written by the customer in the scanning unit 110. And a bar code recognizing unit 155 for recognizing a bar code included in the slip image and extracting predetermined bar code information, and when a predetermined slip image is obtained through the image obtaining unit 150, the paper slip (or Paper document) serially generating the order number information for the customer who created the number, and through the print output unit 125, the number ticket withdrawal unit 160 for outputting the number table including the order information, and the electronic slip containing the document image The electronic slip generation unit 165 for generating a link and the order information, the electronic slip and / or predetermined financial means information read through the card reader 140 are linked to the memory unit 145. The electronic slip storage unit 175 transmits the electronic slip and / or the turn information and / or financial means information to a predetermined slip processing server (or the counter terminal) through the communication processor 135. It is characterized by comprising at least one or more parts 170.

The image acquisition unit 150 optically scans the paper slip (or paper document) written by the customer in the scanning unit 110 to generate a predetermined slip image, the slip image from the scanning unit 110 It is characterized by obtaining by digitizing.

According to the exemplary embodiment of the present invention, the image acquisition unit 150 converts the journal image into predetermined image contents (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 150 may further include a predetermined image processing function such that the journal image is easily recognized by the barcode recognition unit 155.

For example, when the document image scanned optically by the scanning unit 110 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 150 may display the document image. It is preferable to correct (e.g., reversely rotate the reverse direction by the angle at which the document image is rotated) so as to be easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the slip image optically scanned through the scanning unit 110 is bad (for example, when the dirt of the optical device of the scanning unit 110, and / or the internal lighting device is bad), the slip It is desirable to correct the journal image to be easily recognized by adjusting the hue and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains can perform the document image by rotating the document image and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the document image. Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

In addition, when the image obtaining unit 150 optically scans the customer ID card by the scanning unit 110 to generate a predetermined ID image, the image obtaining unit 150 digitizes the ID card image from the scanning unit 110. It features.

According to the exemplary embodiment of the present invention, the image acquisition unit 150 converts the ID image into a predetermined image content (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 150 faces the identification card with the naked eye of a teller who supports a financial transaction to the customer by operating a predetermined teller terminal at a branch (or branch) of the financial institution. It is desirable to further include a predetermined image processing function so that transactions can be easily processed.

For example, when the identification image image optically scanned by the scanning unit 110 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 150 may detect the identification image. It is desirable to correct (e.g., reverse rotate the direction by the angle at which the ID image is rotated) so that it is easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the ID image optically scanned through the scanning unit 110 is bad (for example, when the dirt of the optical device of the scanning unit 110, and / or the internal lighting device is bad), the identification card It is desirable to correct the identification image so as to easily recognize the color and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains, by rotating the identification image, and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the identification image, Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

When the predetermined document image is obtained through the image acquisition unit 150, the barcode recognition unit 155 recognizes a barcode included in the document image and processes the predetermined document through a document corresponding to the document image. It is characterized in that the predetermined bar code information corresponding to the transaction business type (for example, deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) is extracted.

According to the method of the present invention, the barcode recognition unit 155 extracts predetermined coded information from the barcode included in the document image through a predetermined pattern recognition algorithm, thereby recognizing the barcode to correspond to the document image. It is preferable to extract predetermined bar code information corresponding to a predetermined financial transaction business type (e.g., deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) that can be processed through the document. .

Those skilled in the art will be familiar with the various pattern recognition algorithms for recognizing the barcode included in the document image, so a detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the scanning unit 110 optically recognizes a barcode included in the paper slip (or paper document), the barcode included in the slip image is obtained through a predetermined pattern recognition algorithm. It is possible to omit the barcode recognition unit 155 to recognize, by which the present invention is not limited.

According to another exemplary embodiment of the present invention, when a predetermined document processing server (or window terminal) provided with the document image has a function of recognizing a barcode included in the document image, a predetermined pattern recognition algorithm is applied. It is possible to omit the bar code recognition unit 155 for recognizing the bar code included in the document image, thereby the present invention is not limited.

When the predetermined ticket image is obtained through the image acquisition unit 150, the number tag extracting unit 160 generates sequence number information for the customer who created the paper slip (or paper document) in sequence. .

According to the exemplary embodiment of the present invention, when the order number assigned to the customer before the document image is acquired through the image acquisition unit 150 is 'N', the order to assign to the customer corresponding to the acquired document image is It is preferable to correspond to 'N + 1'.

In addition, the number ticket extracting unit 160 is obtained through the image acquisition unit 150, if a predetermined document image is obtained, the order information for the customer who created the paper slip (or paper document) is generated, the print output unit Through 125, a predetermined number table including the sequence number information is output.

According to an embodiment of the present invention, the number table basically includes the sequence information, and according to the intention of the person skilled in the art, at least one or more current time information, number of waiters, waiting time information, etc., from which the number table is withdrawn. It is preferable to comprise.

When the document image corresponding to the paper slip (or paper document) written by the customer is obtained through the image acquisition unit 150, the electronic slip generation unit 165 generates an electronic slip including the slip image. It features.

According to the method of the present invention, when the paper slip (or paper document) written by the customer is optically scanned by the scanning unit 110 and digitized by the image acquisition unit 150, the digitized The journal image preferably performs the function of the electronic journal according to the present invention.

In addition, the electronic slip generator 165 may recognize the slip image acquired through the image acquisition unit 150 and the barcode image recognition unit 155 (or optically through the scanning unit 110). And an electronic slip including transaction confirmation information including barcode information.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image).

In addition, the electronic slip generating unit 165 generates an electronic slip including a slip image obtained through the image obtaining unit 150 and an identification card image obtained through the image obtaining unit 150. do.

According to the exemplary embodiment of the present invention, the electronic document processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image obtaining unit 150; Preferably, the scanning unit 110 is optically scanned by the scanning unit 110 to include an ID image digitized by the image obtaining unit 150.

In addition, the electronic slip generating unit 165 generates an electronic slip including a slip image acquired through the image obtaining unit 150 and ID card information read through the card reader 140. do.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and Preferably, the card reader 140 includes identification card information read through the card reader 140.

In addition, the electronic slip generator 165 may recognize the slip image acquired through the image acquisition unit 150 and the barcode image recognition unit 155 (or optically through the scanning unit 110). And an electronic slip including transaction confirmation information including barcode information and an ID image obtained through the image acquisition unit 150.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image) and an ID image obtained through the image acquisition unit 150.

In addition, the electronic slip generator 165 may recognize the slip image acquired through the image acquisition unit 150 and the barcode image recognition unit 155 (or optically through the scanning unit 110). And an electronic slip including transaction confirmation information including barcode information and identification card information read through the card reader 140.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and It is preferable to include transaction confirmation information including barcode information recognized from a paper slip (or paper document) (or slip image) and identification card information read through the card reader 140.

When a predetermined electronic slip is generated through the electronic slip generator 165 and predetermined sequence number information corresponding to the electronic slip is generated through the number table extracting unit 160, the electronic slip storage unit 175. The link information and the electronic slip are processed in association with the memory unit 145 to be stored.

In addition, a predetermined electronic slip is generated through the electronic slip generation unit 165, predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 160, and the card reader 140 When predetermined financial means information for financial transaction through the electronic slip is read through, the electronic slip storage unit 175 processes the order information, the electronic slip and the financial means information in association with the memory unit 145. It is characterized by storing in).

The electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165, and / or predetermined electrons stored in the memory unit 145 by the electronic slip storage unit 175. The slip is transmitted to the predetermined window terminal provided in the branch (or branch) of the financial institution through the communication processing unit 135.

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The processor 170 determines a next order based on the order number information stored in the memory unit 145, extracts an electronic slip stored in association with the order number information corresponding to the next order number from the memory unit 145, and extracts the stored electronic slip. It is preferable to transmit to the window terminal through the communication processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165, and / or a predetermined stored in the memory unit 145 by the electronic slip storage unit 175. The electronic slip is characterized in that it is transmitted through the communication processing unit 135 to the document processing server and / or electronic document storage server associated with the financial institution provided in the financial institution.

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 transmits the generated electronic slip to the communication processing unit 135. It is preferable to transmit to a predetermined document processing server (and / or electronic document storage server) through.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and the order information stored in the transmission through the communication processing unit 135 is characterized in that for transmitting to a predetermined window terminal provided in the branch (or branch) of the financial institution, wherein the electronic slip and the slip image and And at least one transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The electronic device 170 identifies a next order number based on the order number information stored in the memory unit 145, and sequentially processes the order number information corresponding to the next order number from the memory unit 145, and is stored in association with the order number information. Extract it and transmit it to the window terminal through the communication processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and the order information stored in the characterized in that it is transmitted to the document processing server provided in the financial institution and / or electronic document storage server associated with the financial institution through the communication processing unit 135, wherein the The electronic slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 transmits the generated electronic slip and sequence information to the communication processing unit. It is preferable to transmit to the predetermined document processing server (and / or the previous document archive server) through (135).

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and the financial means information stored in the) is transmitted to the predetermined window terminal provided in the branch (or branch) of the financial institution through the communication processing unit 135, wherein the electronic slip is associated with the slip image And at least one transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The processor 170 may determine a next order number based on the order number information stored in the memory unit 145, and process the electronic slip and financial means information stored in association with the order number information corresponding to the next order number from the memory unit 145. It is preferable to extract and transmit the extracted data to the window terminal through the communication processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and financial means information stored in the) is transmitted to the slip processing server provided in the financial institution and / or electronic document storage server affiliated with the financial institution through the communication processing unit 135. The electronic slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 communicates the generated electronic slip with financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server) through the processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165 and the order information and financial means information, and / or the electronic slip storage unit 175 by the memory The electronic slip, the order information and the financial means information stored in the unit 145 are transmitted to the predetermined window terminal provided in the branch (or branch) of the financial institution through the communication processor 135. The slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The electronic device 170 determines a next order based on the order number information stored in the memory unit 145, and stores the order information corresponding to the next order number from the memory unit 145 and is stored in association with the order number information. It is preferable to extract the slip and financial means information and transmit the slip and financial means information to the counter terminal through the communication processor 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165 and the order information and financial means information, and / or the electronic slip storage unit 175 by the memory The electronic slip, order information and financial means information stored in the unit 145 are transmitted to the document processing server provided in the financial institution and / or the electronic document storage server affiliated with the financial institution through the communication processing unit 135. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 may generate the electronic slip, turn information, and financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server) through the communication processing unit 135.

2A, 2B, and 2C are detailed functional diagrams of the scanning unit 110 of the document processing terminal 100 according to an embodiment of the present invention.

2A, 2B, and 2C show a preferred functional configuration of the scanning unit 110 shown in the document processing terminal 100 shown in FIG. 1, and specifically, FIG. The paper slip scanned by the unit 110 (or a paper document) for the method of storing in the predetermined document storage unit 225, Figure 2b is a paper slip (scanned by the scanning unit 110) Or a paper document) is discharged through a predetermined document inserting unit 205 into which the paper slip (or paper document) is inserted into the scanning unit 110, and FIG. 2C is provided in the scanning unit 110. The paper slip (or paper document) scanned by the paper slip (or paper document) is shown in the implementation method through the predetermined document discharge unit 230.

Those skilled in the art to which the present invention pertains may scan a predetermined paper slip (or paper document) in the document processing terminal 100 by referring to and / or modifying the drawings 2a, 2b and 2c. It will be able to easily infer various implementation methods for generating a predetermined document image, the present invention includes all of the inferred implementation method, limited by the implementation method shown in Figures 2a and 2b and 2c Not.

Referring to FIG. 2A for storing a paper slip (or paper document) scanned by the scanning unit 110 in the predetermined document storage unit 225, the scanning unit 110 may include a document input unit 205. And a document conveying unit 210, a scanner 215, a temporary storage unit 220, and / or a document storing unit 225, between the document inserting unit 205 and the document transferring unit 210. A sensor S1 is provided for checking whether a predetermined paper slip (or paper document) is input through the feeder 205, and a scanning target paper slip (or paper document) is provided between the slip conveying unit 210 and the scanner 215. A sensor S2 is provided to check whether the paper is transferred to the scanner 215, and checks the paper slip (or paper document) passing through the scanner 215 between the scanner 215 and the temporary storage unit 220. Sensor S3 is provided for, between the temporary storage unit 220 and the slip storage unit 225 A sensor S4 for checking a paper slip (or paper document) that has passed through the temporary storage unit 220 is provided.

When a predetermined paper slip (or paper document) is input through the slip insertion section 205, the sensor S1 detects this and drives a roller through the motor M, and the slip conveying unit configured to include the roller ( 210 transfers the inserted paper slip (or paper document) to the scanner 215.

When the paper slip (or paper document) is transferred to the scanner 215 through the slip conveying unit 210, the sensor S2 detects this, whereby the scanner 215 is the transferred paper slip (or paper) Document).

According to the method of the present invention, the scanner 215 preferably comprises at least one of an optical scanner and / or a digital camera and / or a barcode reader, and the paper slip (or paper document). It is characterized in that for scanning. Those skilled in the art will understand the technical features of the scanner 215 for scanning a paper slip (or paper document), so a detailed description thereof will be omitted.

The paper slip (or paper document) read as described above is transferred to the temporary storage unit 220 through a roller for temporary storage, and the sensor S3 transfers the paper slip (or paper document) to the temporary storage unit 220. Detect that

According to another exemplary embodiment of the present invention, the temporary storage unit 220 may be omitted according to the intention of the person skilled in the art (for example, the paper until the electronic slip processing for the paper slip (or paper document) is completed). A slip (or paper document) may be temporarily stored in the scanner 215), whereby the present invention is not limited.

Thereafter, the temporary storage unit 220 temporarily stores the paper slip (or paper document) until the electronic slip processing process for the paper slip (or paper document) is completed, and the paper slip (or paper document) When the electronic slip processing process is completed, the temporary storage unit 220 discharges the paper slip (or paper document) to the document storage unit 225, the fine wire S4 is in the temporary storage unit 220 It is detected that the paper slip (or paper document) has been ejected.

The paper slip (or paper document) scanned by the scanning unit 110 is discharged through the predetermined slip inserting unit 205 into which the paper slip (or paper document) is introduced into the scanning unit 110. For reference, the scanning unit 110 includes a document input unit 205, a document transfer unit 210, a scanner 215, and / or a temporary storage unit 220, and the document input unit 205. Between the document transfer unit 210 and the document input unit 205 is provided with a sensor S1 for checking whether a predetermined paper slip (or paper document) is provided, between the document transfer unit 210 and the scanner 215 The sensor S2 is provided to check whether a scanning paper slip (or paper document) is transferred to the scanner 215. The scanner 215 passes between the scanner 215 and the temporary storage unit 220. A sensor S3 for checking a paper slip (or paper document) is provided.

When a predetermined paper slip (or paper document) is input through the slip insertion section 205, the sensor S1 detects this and drives a roller through the motor M, and the slip conveying unit configured to include the roller ( 210 transfers the inserted paper slip (or paper document) to the scanner 215.

When the paper slip (or paper document) is transferred to the scanner 215 through the slip conveying unit 210, the sensor S2 detects this, whereby the scanner 215 is the transferred paper slip (or paper) Document).

According to the method of the present invention, the scanner 215 preferably comprises at least one of an optical scanner and / or a digital camera and / or a barcode reader, and the paper slip (or paper document). It is characterized in that for scanning. Those skilled in the art will understand the technical features of the scanner 215 for scanning a paper slip (or paper document), so a detailed description thereof will be omitted.

The paper slip (or paper document) read as described above is transferred to the temporary storage unit 220 through a roller for temporary storage, and the sensor S3 transfers the paper slip (or paper document) to the temporary storage unit 220. Detect that

According to another exemplary embodiment of the present invention, the temporary storage unit 220 may be omitted according to the intention of the person skilled in the art (for example, the paper until the electronic slip processing for the paper slip (or paper document) is completed). A slip (or paper document) may be temporarily stored in the scanner 215), whereby the present invention is not limited.

Thereafter, the temporary storage unit 220 temporarily stores the paper slip (or paper document) until the electronic slip processing process for the paper slip (or paper document) is completed, and the paper slip (or paper document) When the electronic slip processing process is completed, the temporary storage unit 220 discharges the paper slip (or paper document) to the scanner 215, and the thin wire S3 is the paper in the temporary storage unit 220. Detect that the document (or paper document) has been ejected.

When the paper slip (or paper document) is discharged from the temporary storage unit 220, the motor (M) is rotated in the reverse direction to pass the paper slip (or paper document) through the slip conveying unit 210, slip inserting unit The paper slip (or paper document) is discharged through the slip inserting portion 205.

Referring to FIG. 2C in which the paper slip (or paper document) scanned by the scanning unit 110 is discharged through the predetermined slip ejection unit 230, the scanning slip 110 ) Is composed of a document input unit 205, a document transfer unit 210, a scanner 215, a temporary storage unit 220 and / or a document discharge unit 230, the document input unit 205 and Between the document conveying unit 210 is provided with a sensor S1 for checking whether a predetermined paper slip (or paper document) is inserted through the document inserting unit 205, between the document conveying unit 210 and the scanner 215 A sensor S2 is provided to check whether a scanning target paper slip (or paper document) is transferred to the scanner 215, and the paper passing through the scanner 215 between the scanner 215 and the temporary storage unit 220. A sensor S3 for checking a slip (or paper document) is provided and the temporary storage Between 220 and document discharge section 230 is provided with a sensor S4 for checking the paper document (or copy documents) passing through the temporary storage unit 220.

When a predetermined paper slip (or paper document) is input through the slip insertion section 205, the sensor S1 detects this and drives a roller through the motor M, and the slip conveying unit configured to include the roller ( 210 transfers the inserted paper slip (or paper document) to the scanner 215.

When the paper slip (or paper document) is transferred to the scanner 215 through the slip conveying unit 210, the sensor S2 detects this, whereby the scanner 215 is the transferred paper slip (or paper) Document).

According to the method of the present invention, the scanner 215 preferably comprises at least one of an optical scanner and / or a digital camera and / or a barcode reader, and the paper slip (or paper document). It is characterized in that for scanning. Those skilled in the art will understand the technical features of the scanner 215 for scanning a paper slip (or paper document), so a detailed description thereof will be omitted.

The paper slip (or paper document) read as described above is transferred to the temporary storage unit 220 through a roller for temporary storage, and the sensor S3 transfers the paper slip (or paper document) to the temporary storage unit 220. Detect that

According to another exemplary embodiment of the present invention, the temporary storage unit 220 may be omitted according to the intention of the person skilled in the art (for example, the paper until the electronic slip processing for the paper slip (or paper document) is completed). A slip (or paper document) may be temporarily stored in the scanner 215), whereby the present invention is not limited.

Thereafter, the temporary storage unit 220 temporarily stores the paper slip (or paper document) until the electronic slip processing process for the paper slip (or paper document) is completed, and the paper slip (or paper document) When the electronic slip processing process is completed, the temporary storage unit 220 discharges the paper slip (or paper document) to the document discharge unit 230, the fine wire S4 is in the temporary storage unit 220 It is detected that the paper slip (or paper document) has been ejected.

When it is detected that the paper slip (or paper document) is discharged from the temporary storage unit 220, the slip discharge unit 230 discharges the scanned paper slip (or paper document).

3 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal 100 according to an embodiment of the present invention.

In more detail, Figure 3 illustrates a paper slip (or paper document) corresponding to a withdrawal transaction as a financial transaction type, and specifically, a paper slip (or a bar code 300 corresponding to the financial transaction type) is printed. Paper document).

Those skilled in the art will be able to infer various forms of paper slips (or paper documents) corresponding to each financial transaction by referring to and / or modifying the drawing 3, The present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, FIG. 3 shows that the one-dimensional barcode 300 corresponding to the financial transaction type is printed on the paper slip (or paper document). Dimensional barcodes, color codes and the like may be included, whereby the present invention is not limited.

Referring to FIG. 3, a predetermined barcode 300 corresponding to the financial transaction type is printed on the lower right side of the paper slip (or paper document), and the barcode 300 is the slip processing terminal 100. ) Is optically recognized and / or is recognized through the predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains will be familiar with the function and role of the financial transaction information written by a predetermined customer on the paper slip (or paper document), and thus, the detailed description thereof. Is omitted for convenience.

4 is a view showing an operation of the slip processing terminal 100 for scanning a paper slip (or paper document) according to an embodiment of the present invention.

In more detail, FIG. 4 scans a predetermined paper slip (or paper document) written by a customer visiting a sales office (or branch) of the financial institution in the slip processing terminal 100 shown in FIG. It relates to a process for generating a, specifically to an implementation method for optically recognizing a barcode corresponding to the type of financial transaction business printed on the paper slip (or paper document).

Those skilled in the art to which the present invention pertains, various implementations of generating a predetermined slip image by scanning a predetermined paper slip (or paper document) written by the customer by referring to and / or modifying the drawing 4. The method may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 4, the scanning unit 110 of the slip processing terminal 100 first recognizes a barcode corresponding to the financial transaction information from the paper slip (or paper document), and then the paper slip (or paper document). ), But the present invention is not limited thereto, and the barcode recognition and / or paper slip (or paper document) scanning process may be changed according to the intention of those skilled in the art.

In addition, in FIG. 4, after the correction procedure for the document image is completed, the sequence number for the document image is illustrated and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In the following, the document processing terminal 100 shown in FIG. 1 is referred to as " terminal "

Referring to FIG. 4, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (400) to a branch (or branch) of the financial institution. The visited customer requests to write a predetermined paper slip (or paper document) to the terminal, and the scanning unit 110 of the terminal asks the customer to write a predetermined paper slip (or paper document). Check periodically (or in conjunction with at least one sensor provided in the scanning unit 110) (405).

If it is confirmed that a predetermined paper slip (or paper document) is input to the scanning unit 110 of the terminal (410), the scanning unit 110 of the terminal predetermined bar code information from the paper slip (or paper document) In operation 415, if the barcode recognition succeeds (420), the terminal generates predetermined transaction confirmation information including the recognized barcode information (425).

Thereafter, the scanning unit 110 of the terminal scans the paper slip (or paper document) to generate a predetermined slip image and temporarily stores the scanned paper slip (430).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 110, and whether or not to correct the slip image Check (435).

If it is determined that the document image does not need to be corrected (440), the terminal allocates a predetermined sequence number corresponding to the document image (465).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (440), the terminal may adjust an image correction procedure (eg, document image rotation, color and / or saturation and / or brightness and / or contrast and / or contrast adjustment of the document image). Step 445, and the validity of the corrected document image is checked (450).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (455), the scanning unit 110 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (460), the procedure for correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to n (n> 1) times. desirable.

In contrast, if the validity of the corrected document image is authenticated (455), the terminal allocates a predetermined sequence number corresponding to the document image (465).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

5 is a view showing an operation of the slip processing terminal 100 for scanning a paper slip (or paper document) according to another embodiment of the present invention.

In more detail, in FIG. 5, the document processing terminal 100 shown in FIG. 1 scans a predetermined paper slip (or paper document) written by a customer visiting a sales office (or a branch) of the financial institution, and a predetermined slip image. The present invention relates to a method of generating a bar code, and more particularly, to a method for recognizing a barcode corresponding to a financial transaction type printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains, various implementations of generating a predetermined slip image by scanning a predetermined paper slip (or paper document) written by the customer by referring to and / or modifying the drawing 5. The method may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 5, after the correction procedure for the document image is completed, the sequence number for the document image is shown and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In addition, in FIG. 5, after the sequence number for the document image is assigned, the barcode is recognized from the document image. However, the present invention is not limited thereto, and the barcode is recognized according to the intention of those skilled in the art. The process only needs to be performed before generating predetermined transaction confirmation information and / or generating an electronic slip.

In the following, the slip processing terminal 100 shown in FIG. 1 is referred to as " terminal "

Referring to FIG. 5, when a predetermined power is input to the terminal and the system booting is completed, the terminal outputs an initial screen including a slip request request screen (500) to a branch (or branch) of the financial institution. The visited customer requests a predetermined paper slip (or paper document) to be input to the terminal, and the scanning unit 110 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in conjunction with at least one or more sensors provided in the scanning unit 110) to check (505).

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 110 of the terminal (510), the scanning unit 110 of the terminal scans the paper slip (or paper document) A slip image is generated and the scanned paper slip is temporarily stored (515).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 110, and whether or not to correct the slip image Check (520).

If it is determined that the document image does not need to be corrected (525), the terminal allocates a predetermined sequence number corresponding to the document image (550).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is confirmed that the document image needs to be corrected (525), the terminal may correct the image for the document image (e.g., rotate the document image, adjust the color and / or saturation and / or brightness and / or contrast and / or contrast of the document image). In operation 530, the validity of the corrected document image is checked in operation 535.

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (540), the scanning unit 110 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and recreate the document. After temporarily storing the scanned document image (545), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to n (n> 1) times. desirable.

In contrast, if the validity of the corrected document image is authenticated (540), the terminal allocates a predetermined sequence number corresponding to the document image (550).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

When the sequence number for the document image is allocated as described above (550), the terminal recognizes the barcode from the corrected document image through at least one or more pattern recognition algorithms to include a financial transaction type corresponding to the document image. The predetermined bar code information is extracted (555), and the predetermined transaction confirmation information including the bar code information is generated (560).

6 is a diagram illustrating an operation of the slip processing terminal 100 for scanning a customer ID according to an embodiment of the present invention.

In more detail, FIG. 6 scans the customer ID after performing the document image generation and / or sequence assignment process shown in FIGS. 4 and / or 5 in the document processing terminal 100 shown in FIG. The present invention relates to a process of generating a predetermined ID image, and a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 6 to generate a predetermined ID image by scanning the customer ID. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in FIG.

For example, those skilled in the art to which the present invention pertains may refer to FIG. 6 and the following FIG. 7 when a predetermined MS and / or IC chip is provided in the customer ID card. Although an implementation method of reading predetermined identification information from the chip may be inferred, the present invention includes all the inferred implementation methods, but is not limited thereto.

In addition, according to the intention of the person skilled in the art for carrying out the present invention, the customer ID scanning process shown in FIG. 6 may be omitted, and the present invention is not limited thereto.

In the following, the slip processing terminal 100 shown in FIG. 1 is referred to as " terminal "

Referring to FIG. 6, after the document image generation and / or sequence number allocation process illustrated in FIGS. 4 and / or 5 is performed in the terminal, the terminal outputs a predetermined customer ID card input request screen (600). And requesting a customer ID card visited to a branch (or branch) of the financial institution to the terminal, and the scanning unit 110 of the terminal periodically checks whether the customer inputs a predetermined ID card (or the scanning unit 110). In connection with at least one sensor provided in ()) (605).

If it is confirmed that a predetermined customer identification card is input to the scanning unit 110 of the terminal (610), the scanning unit 110 of the terminal generates a predetermined identification image by scanning the customer identification card (615), At this time, the paper slip (or paper document) is temporarily stored in the scanning unit 110, and / or is in a pre-discharged state.

When the customer ID card is scanned as described above, the scanning unit 110 of the terminal discharges the scanned customer ID card (620), acquires an ID image corresponding to the scanned customer ID card, and Check whether the correction (625).

If it is determined that the identification image does not need to be corrected (630), the terminal processes the identification image with the document image generated through the process illustrated in FIGS. 4 and / or 5 (650).

On the other hand, if it is determined that the identification image needs to be corrected (630), the terminal may correct an image correction procedure for the identification image (e.g., rotate the identification image, adjust the color and / or saturation and / or brightness and / or contrast and / or contrast of the identification image). In operation 635, the validity of the corrected identification image is checked (640).

According to an exemplary embodiment of the present invention, the validity checking process of the corrected ID card image may include at least one step of checking a forgery prevention function included in the customer ID card.

If the validity of the corrected ID card image is not authenticated (640), the terminal requests to reinsert the customer ID card, performs the same customer ID scanning process again, and rescans the customer ID card as described above. Is preferably limited to a maximum of n (n> 1) times.

On the other hand, if the validity of the corrected identification image is authenticated (640), the terminal processes the identification image and the document image generated through the process shown in Figures 4 and / or 5 (650).

7 is a diagram showing the operation of the slip processing terminal 100 for reading the financial instrument information from the customer card (or bank account) according to an embodiment of the present invention.

In more detail, FIG. 7 shows the customer-owned card after performing the document image generation and / or sequence assignment process shown in FIGS. 4 and / or 5 in the document processing terminal 100 shown in FIG. Or at least one financial instrument information from a bank account), and a person of ordinary skill in the art to which the present invention pertains can refer to and / or modify the present invention to change the customer-owned card (or Various implementation methods for reading at least one financial instrument information from the bankbook may be inferred, but the present invention includes all of the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention belongs can receive a predetermined ID from a customer ID provided with a predetermined MS and / or IC chip in addition to the card (or bank account) with reference to FIGS. 6 and 7. It will be possible to infer an implementation method for reading identification information, but the present invention includes, but is not limited to, all the implementation methods inferred.

In addition, the financial instrument information reading process shown in FIG. 7 may be omitted according to the intention of the person skilled in the art for carrying out the present invention, and the present invention is not limited thereto.

In the following, the slip processing terminal 100 shown in FIG. 1 is referred to as " terminal "

Referring to FIG. 7, after the document image generation and / or sequence assignment process illustrated in FIGS. 4 and / or 5 is performed in the terminal, the terminal displays the customer-owned card (or bank account) reading request screen. By outputting (700), a request for reading a customer-owned card (or bank account) visited to the branch (or branch) of the financial institution through a card reader provided in the terminal, the card reader unit 140 of the terminal It periodically checks whether a customer reads the customer's own card (or bank account) (or in response to the MS and / or IC chip reading event provided in the card reader 140) (705).

If it is confirmed that the customer-owned card (or bank account) is read through the card reader unit 140 of the terminal (710), the card reader unit 140 of the terminal is at least one from the customer-owned card (or bank account) The financial instrument information is read (615), and it is checked whether the read financial instrument information is plural (eg, at least two or more) (720).

According to an embodiment of the present invention, if the customer-owned card (or bank account) is in the form of MS, there is only one financial means information read from the card (or bank account), but according to another embodiment of the present invention, If the card (or bank account) is in the form of an IC chip, the financial instrument information read from the card (or bank account) may be at least one or more.

If there is not a plurality of financial means information read through the card reader unit 140 (for example, if only one financial means information is read through the card reader unit 140) (725), the terminal reads the reading. The associated financial instrument information is processed in conjunction with the document image generated through the process illustrated in FIGS. 4 and / or 5 (740).

On the other hand, if there is a plurality of financial means information read through the card reader unit 140 (for example, if at least two or more financial means information is read through the card reader unit 140) (725), the terminal receives a predetermined finance. A means selection screen is output and it is checked whether a predetermined financial means for processing a financial transaction is selected through the electronic slip according to the present invention through the key input means provided in the slip processing terminal 100 (730).

If the financial instrument targeted for financial transaction is selected (735), the terminal processes (740) the selected financial instrument information and the document image generated through the process illustrated in FIGS. 4 and / or 5.

8 is a diagram illustrating an operation process of the slip processing terminal 100 for transmitting an electronic slip to a predetermined window terminal according to one embodiment of the present invention.

In more detail, FIG. 8 illustrates the transaction of the document image after the document processing and the sequence number assignment process shown in FIGS. 4 and / or 5 are performed in the document processing terminal 100 shown in FIG. The present invention relates to a process of generating a predetermined electronic slip including identification information and / or an identification card image obtained through the process shown in FIG. 6 and transmitting it to a teller terminal provided at a branch (or branch) of the financial institution. Those skilled in the art to which the present invention pertains can deduce various implementation methods for generating a predetermined electronic slip and providing it to the counter terminal by referring to and / or modifying the drawing 8. Includes all of the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, FIG. 8 illustrates a process of transmitting the electronic slip to a predetermined window terminal considering that the financial instrument information reading process shown in FIG. 7 is performed, but the present invention is not limited thereto. The process of reading the financial instrument information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 7 in FIG. 8 is illustrated as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

In the following, the document processing terminal 100 shown in FIG. 1 is referred to as " terminal "

Referring to FIG. 8, the terminal performs the process of generating the document image and / or the sequence assignment shown in FIGS. 4 and / or 5, and / or the process of acquiring the identification image shown in FIG. 6 and / or the When the financial instrument information reading process is performed in FIG. 7, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process illustrated in FIG. 6. A slip is generated (800), the order information and the electronic slip and / or financial means information generated through the process shown in FIG. 7 are processed and stored in the memory unit 145 (805).

Subsequently, the terminal generates and prints a predetermined number table including the sequence number information, and the paper slip (or entered into the scanning unit 110 of the terminal) through the process illustrated in FIGS. 4 and / or 5. The paper document) is discharged (or stored) (810).

Thereafter, the terminal periodically checks whether or not predetermined electronic slip request information has been received from the window terminal through a predetermined financial network (or in response to an information receiving event generated through the communication processing unit 135). (815).

If the predetermined electronic slip request information is not received from the window terminal (820), the terminal repeats the document image generation and / or sequence assignment process shown in FIGS. 4 and / or 5.

If predetermined electronic slip request information is received from the teller terminal (820), the terminal checks the next order to be provided to the teller terminal (825) and corresponds to the checked next order from the memory unit 145. Extracting the electronic slip and / or financial instrument information (830), and transmitting the extracted electronic slip and / or financial instrument information to the counter terminal through the financial network (835), the drawing 4 and / or The document image generation and / or sequence assignment process shown in FIG. 5 is repeated.

According to the method of the present invention, the terminal checks whether the predetermined electronic slip request information is received from the window terminal through a predetermined financial network, and correspondingly, the electronic slip and / or corresponding to the next order number to the window terminal. The process of providing the financial instrument information includes the document image generation and / or sequence assignment process shown in FIGS. 4 and / or 5, the customer ID scanning process shown in FIG. 6, and / or the process shown in FIG. It can be processed irrespective of the financial instrument information reading process, thereby the present invention is not limited.

9 is a diagram illustrating an operation process of the slip processing terminal 100 for transmitting an electronic slip to a predetermined slip processing server (and / or electronic document storage server) according to one embodiment of the present invention.

In more detail, FIG. 9 illustrates that the document processing terminal 100 shown in FIG. 1 performs the document image generation and / or sequence assignment process shown in FIGS. 4 and / or 5, and then deals with the document image. Regarding a process of generating a predetermined electronic slip including identification information and / or an ID image obtained through the process illustrated in FIG. 6 and transmitting the predetermined slip to a predetermined slip processing server (and / or electronic document storage server), Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing to generate a predetermined electronic slip and provide it to a predetermined document processing server (and / or electronic document storage server). Although the implementation method may be inferred, the present invention includes all the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, FIG. 9 illustrates a process of transmitting the electronic slip to a predetermined document processing server (and / or electronic document storage server) in consideration of the financial instrument information reading process shown in FIG. Therefore, the present invention is not limited thereto, and the process of reading the financial means information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 7 in FIG. 9 is illustrated as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

In FIG. 9, the electronic slip and the financial means information are first stored in the memory unit 145 and then transferred to a predetermined document processing server (and / or electronic document storage server).

In the following figure 9, the document processing terminal 100 shown in FIG. 1 is referred to as "terminal" for convenience, and the document processing server (and / or electronic document storage server) is referred to as "server" for convenience.

Referring to FIG. 9, the terminal performs the document image generation and / or sequence assignment process shown in FIGS. 4 and / or 5, and / or the identification image acquisition process shown in FIG. 6 and / or the When the financial instrument information reading process is performed in FIG. 7, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process illustrated in FIG. 6. The document is generated (900), the order information and the electronic slip and / or financial means information generated through the process shown in Figure 7 is processed in association with the memory unit 145 and stored (905).

Thereafter, the terminal transmits the sequence number information and electronic slip and / or financial means information to the server through a predetermined financial network and stores it in a predetermined electronic slip database managed by the server (910). When the turn information and electronic slip and / or financial means information are stored in a predetermined electronic slip database managed by the server (e.g., the turn information and electronic slip and / or financial means from the server to the terminal through the financial network). When the reception success response for the information is received) (915), the terminal generates and prints a predetermined number table including the sequence information, and prints the predetermined number table of the terminal through the process illustrated in FIGS. 4 and / or 5. The paper slip (or paper document) introduced into the scanning unit 110 is discharged (or stored) (920).

According to an exemplary embodiment of the present invention, when predetermined electronic slip request information is received from the server, the terminal transmits the order information, electronic slip and / or financial means information stored in the memory unit 145 to the financial network. It is possible to transmit to the server via, thereby the present invention is not limited.

10 is a diagram showing the functional configuration of the slip processing terminal 100 according to another embodiment of the present invention.

In more detail, in FIG. 10, a paper slip (or paper document) prepared by a customer is scanned to obtain a predetermined slip image, processed into an electronic slip, and a process of issuing a predetermined number slip to the customer, corresponding to the number slip. The document processing terminal for temporarily storing the sequence number and the electronic slip and then transferring the sequence number and the electronic slip to a predetermined slip processing server (or window terminal). 100) As for the functional configuration, a person having ordinary knowledge in the technical field to which the present invention belongs will scan a paper slip (or paper document) made by a customer by referring to and / or modifying the drawing 10 and the predetermined electronic slip. And various threads for the document processing terminal 100 for storing and / or providing the document processing server (or the window terminal) in association with the predetermined order information. Would be able to infer the way, the present invention includes all the embodiments in which the inference method, not limited to the exemplary method shown in the figure 10.

For example, the functional configuration of the document processing terminal 100 shown in FIG. 1 may include a predetermined computer provided at a sales office (or a branch) of the financial institution, and / or a configuration at a sales office (or a branch) of the financial institution. The CD / ATM (Cash Dispenser / Automatic Teller Machine), and / or the configuration may include KIOSK provided at a branch (or branch) of the financial institution, and / or a number ticket terminal provided at a branch (or branch) of the financial institution. By having the functional configuration shown in FIG. 1, a predetermined computer and / or CD / ATM and / or KIOSK and / or number ticket terminal provided at a branch (or branch) of the financial institution according to the present invention is processed. It is possible to operate as the terminal 100, whereby the present invention is not limited.

The document processing terminal 100 is provided in a predetermined financial institution branch (or branch), and communicates with a teller terminal provided in the financial institution branch (or branch) through a predetermined financial network (eg, branch network). And / or in communication with a predetermined document processing server provided in the computer system of the financial institution, and / or in communication with a predetermined electronic document storage server affiliated with the financial institution.

In addition, the paper slip (or paper document) written by the customer is characterized in that it comprises a slip form defined by the financial institution, the customer has to write at least one information item to be filled out by the customer of the slip form Characterized in at least one document information, characterized in that the paper slip (or paper document) is scanned by the slip processing terminal 100 is characterized in that it is processed into an electronic slip according to the present invention.

According to the present invention, the paper slip (or paper document) is characterized in that a predetermined bar code corresponding to the type of financial transaction that can be processed through the slip is printed, thereby the slip processing terminal 100 The barcode is recognized by the document processing server (and / or the terminal), and the financial transaction type through the document is automatically recognized and processed.

The barcode printed on the paper slip (or paper document) may include at least one or more of a one-dimensional barcode, a two-dimensional barcode, a three-dimensional barcode, and / or a color code. If a person of ordinary skill in the art will be familiar with the detailed technical features of the barcode, detailed technical features thereof will be omitted for convenience.

Referring to FIG. 10, the document processing terminal 100 scans a predetermined paper slip (or paper document) created by a customer to generate a predetermined document image, and the document processing terminal 100. A screen output unit 115 for outputting a processing screen corresponding to each document processing step of the document; a key input unit 120 for inputting information according to the document processing step; and a print output unit 125 for printing a predetermined number table. And a communication processing unit 135 for communicating with a predetermined document processing server (or window terminal) through a predetermined financial network, and a card reader unit 140 for reading financial means information from a predetermined customer card (or bank account). And a memory unit 145 for linking and storing the order information corresponding to the number table and the document image and / or the financial means information, and a control unit 105 for controlling the function configuration unit.

The control unit 105 controls the overall operation of the slip processing terminal 100 in the functional configuration, manages the flow of information or data between each component, the paper slip (or paper document) written by the customer in the present invention To control the components provided in the slip processing terminal 100 to process the electronic slip according to, at least one or more including a hardware (Central Processing Unit) / MPU (Micro Processing Unit) A processor, an execution memory (for example, a register and / or random access memory (RAM)), and a bus for inputting and outputting predetermined data, and software-specifically A predetermined program routine that is loaded from a predetermined recording medium into the execution memory to perform a function and is processed by the processor. And / or program data (therefore, a predetermined document recorded on the recording medium provided in the slip processing terminal 100 for processing the paper slip (or paper document) prepared by the customer with the electronic slip according to the present invention). The control unit which sees a component that can be processed in software among the functional configuration provided in the slip processing terminal 100 to process a program and / or a paper slip (or paper document) created by the customer with the electronic slip according to the present invention. It is characterized in that the (105) is provided in the).

The scanning unit 110 when the customer who visited the branch (or branch) of the financial institution prepares and inputs at least one paper slip (or paper document) corresponding to a predetermined financial transaction, the paper slip (or paper) Document) by optically scanning to generate a predetermined slip image, and providing the generated slip image to the controller 105 to be processed by the controller 105 as an electronic slip according to the present invention. do.

According to one embodiment of the invention, the scanning unit 110 is a financial transaction that can be processed through a bar code (for example, the paper slip (or paper document) printed on the paper slip (or paper document)) It is preferable to further have a function of optically recognizing a barcode corresponding to the type.

According to another exemplary embodiment of the present invention, a bar code printed on the paper slip (or paper document) (for example, a bar code corresponding to a financial transaction type that can be processed through the paper slip (or paper document)) may be used. It is preferably not recognized optically by the scanning unit 110, but may be recognized in software through a pattern recognition algorithm from a predetermined journal image generated by the scanning unit 110.

In addition, when the scanning unit 110 inputs an identification card (eg, a certificate for identifying the customer's identity such as a resident registration card and / or a driver's license) that visits a branch (or branch) of the financial institution, the customer And optically scanning the identification card to generate a predetermined identification image. The identification card image is provided to the controller 105 by the controller 105, thereby providing the identification card image to the electronic slip according to the present invention. To be included more.

According to one embodiment of the invention, the scanning unit 110 for scanning the paper slip (or paper document) and the scanning unit 110 for scanning the identification card is preferably implemented through one scanning module, This simplifies the scanning module of the document processing terminal 100.

According to another embodiment of the present invention, the scanning unit 110 for scanning the paper slip (or paper document) and the scanning unit 110 for scanning the identification card may be implemented through a separate scanning module, As a result, the paper slip (or paper document) scanning and the identification card scanning may be simultaneously performed.

According to another embodiment of the present invention, when the window transaction provided to the branch (or branch) of the financial institution according to the intention of the skilled person to process the identification card by visual identification of the teller as a face-to-face transaction, the scanning unit ( The function of optically scanning the identification card of the customer through 110 may be omitted, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, when the ID card of the customer is an IC (Integrated Circuit) card and / or an MS (Magnetic Stripe) card, the IC chip and / or the MS has predetermined ID information. The card reader 140 may read the identification information of the customer from the IC chip and / or MS provided in the identification card, and in this case, the identification card of the customer may be optically received through the scanning unit 110. Reading may be omitted, whereby the present invention is not limited.

The screen output unit 115 controls the document processing terminal 100 in a process of performing a predetermined function (for example, a function of scanning a paper slip (or paper document) written by the customer and processing the electronic slip). A predefined interface that defines, by 105, at least one information or data that is predefined or is defined in real time to be output to a predetermined display device including a Liquid Crystal Display (LCD) and / or a Cathode Ray Tube (CRT). Characterized in that the output through the screen, the screen output unit 115 and the screen output device interlocks to perform the function of the screen output means provided in the slip processing terminal 100.

Predefined information or data to be output to the screen output device from the slip processing terminal 100 is provided in the key data input through the key input unit 120 and / or in the slip processing terminal 100. Corresponding to information (or data) stored or generated by a component, information (or data) transmitted / received through the communication processing unit 135, and / or a predetermined operation result performed by the document processing terminal 100 ( Or data).

According to a preferred embodiment of the present invention, the screen output unit 115 displays an electronic slip processing screen according to each electronic slip processing step with the screen output device for the electronic slip processing function defined in the slip processing terminal 100. It is preferable to perform the function of the screen output means for outputting.

The key input unit 120 includes at least one key button including at least one numeric key and / or a character key and / or a function key. Detects information (or a signal) input from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or an operation mode of the document processing terminal 100 controlled by the controller 105. When predetermined information (or signal) is inputted from the key button, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 105. The controller 105 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the document processing terminal 100 and / or is defined to match the key event. Characterized by obtaining a command for executing a predetermined function, the key input unit 120 and the key input device having at least one or more key buttons are interlocked with each other key input provided in the slip processing terminal 100 Perform the function of the means.

The key input device interoperating with the key input unit 120 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to the method of the present invention, the key input unit 120 receives key data corresponding to the electronic slip processing from at least one key input device for the electronic slip processing function defined in the slip processing terminal 100. It is preferable to perform the function of the key input means.

The print output unit 125 prints and outputs a number table including predetermined order information to a customer who has created the paper slip (or paper document) through a predetermined printing device and put it into the scanning unit 110. And a printing protocol and a driver for printing the number table through the printing apparatus in accordance with a predefined number table format.

The printing apparatus may include at least one of a dot matrix printer, an inkjet printer, and / or a bubble jet printer, and / or a laser printer according to a printing method. At least one of a paper-printing press and / or a form paper (e.g., a sheet having a form to which predetermined print data is to be printed) a printing machine and / or a standard paper (e.g., A4, B5, etc.) printing machine according to the printing paper. It consists of one or more.

The communication processor 135 connects a communication channel for transmitting and receiving at least one electronic slip with at least one window terminal provided at a branch (or branch) of the financial institution through a predetermined financial network (eg, a branch network). Characterized in that, a communication module for connecting a window terminal and a predetermined communication channel provided at a branch (or branch) of the financial institution, and for controlling the communication module for transmitting at least one electronic slip to the window terminal It includes a communication protocol.

According to an embodiment of the present invention, the communication processing unit 135 receives electronic slip request information for requesting the next electronic slip from at least one window terminal provided at a branch (or branch) of the financial institution, and It is preferable that the electronic slip request information is provided to the control unit 105, and the electronic slip requesting the control unit 105 to transmit to the window terminal is transmitted to the window terminal through the communication module based on the communication protocol. Do.

In addition, the communication processing unit 135 connects a communication channel for transmitting / receiving at least one electronic slip with a document processing server on a financial system provided in the financial institution through a predetermined financial network (for example, a branch network). And a communication module for connecting the document processing server provided in the financial institution with a predetermined communication channel, and a communication protocol for controlling the communication module to transmit at least one electronic slip to the document processing server.

According to an embodiment of the present invention, the communication processing unit 135 transmits at least one electronic slip requesting from the control unit 105 to the slip processing server through the communication module based on the communication protocol. It is preferable to transmit to the document processing server provided in.

In addition, the communication processing unit 135 connects a communication channel for transmitting and receiving at least one electronic slip with a predetermined electronic document storage server associated with the financial institution through a predetermined financial network (for example, a financial common network). It comprises a communication module for connecting the electronic document storage server and a predetermined communication channel, and a communication protocol for controlling the communication module to transmit at least one electronic slip to the electronic document storage server.

According to an embodiment of the present invention, the communication processing unit 135 transmits at least one electronic slip requesting the control unit 105 to transmit to a predetermined electronic document storage server affiliated with the financial institution based on the communication protocol. It is preferable to transmit to the electronic document storage server through the communication module.

A customer who visits a branch (or branch) of the financial institution has a card (or bank account) having at least one financial means, the card (or bank account) is an MS card based on the ISO / IEC 7810 standard, and And / or at least one contact IC card (or wireless IC chip) based on ISO / IEC 7816, and / or contactless IC card (or wireless IC chip) based on ISO / IEC 14443. The card reader unit 140 may provide an interface for reading at least one or more financial means information included in the card (or bank account).

Here, when the card (or bank account) corresponds to an MS card based on the ISO / IEC 7810 standard, the card includes an MS-based cash card including financial instrument information corresponding to a predetermined customer financial account, and / or It includes a debit card and / or a check card, and the bankbook includes a paper bankbook provided with a predetermined MS.

In addition, when the card (or bank account) corresponds to an IC card based on ISO / IEC 7816 and / or ISO / IEC 14443 standards, the card includes an IC chip containing financial means information corresponding to a predetermined customer financial account. It includes a base cash card, and / or debit card, and / or check card, the bank account includes an IC chip based electronic bank account.

According to the embodiment of the present invention, the card reader unit 140 includes an MS reader unit that provides an interface between the MS card and the slip processing terminal 100, and / or the contact IC card and the slip processing terminal ( 100) a contact IC reader unit for providing an interface between the contact point and / or a contactless IC reader unit for providing an interface between the contactless IC card and the slip processing terminal 100.

The MS reader unit is a card reader unit 140 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing predetermined information or data from the at least one track (Track) provided in the MS of the MS card to the slip processing terminal 100 by using the loaded.

The contact IC reader unit is a card reader unit 140 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in the contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It characterized in that the interface to the document processing terminal (100).

The non-contact IC reader is a card reader 140 based on ISO / IEC 14443, which makes contactless contact with the non-contact IC card by using capacitive coupling and / or inductive coupling. It comprises at least one antenna, the power supply to the IC chip of the IC card through the antenna, and predetermined information or data from the IC chip through the half-duplex transaction using the APDU It characterized in that the interface to the document processing terminal (100).

According to an embodiment of the present invention, the card reader 140 reads at least one financial means information from at least one card (or bank account) for the electronic slip processing function defined in the slip processing terminal 100. It is preferable.

Herein, the financial means information may include at least one customer financial account information for financial transactions through an electronic slip processed by scanning a predetermined paper slip (or paper document) in the slip processing terminal 100. Do.

According to another embodiment of the present invention, the card reader unit 140, if the identification card of the customer is an IC card and / or MS card, the identification card for the customer from the IC chip and / or MS provided in the identification card It is possible to read information, whereby the present invention is not limited.

The memory unit 145 inputs and outputs when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the document processing terminal 100 is performed. General term of non-volatile memory for storing information or data), including at least hardware-based electrically erasable and programmable read only memory (EEPROM) and / or flash memory (FM) and / or hard disk drive (HDD). It comprises one or more storage means, the control unit 105 is a predetermined program routine and program data required for performing a predetermined control function (for example, the program routine is input or output to perform a predetermined function) Data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 145 may include order information corresponding to the number table printed through the print output unit 125 and a paper slip (or written by the customer) of the scanning unit 110. A document image (and / or ID card image) obtained by scanning a paper document), barcode information (eg, financial transaction type through the electronic document) and financial transaction information included in the paper document (or paper document) Preferably, the transaction confirmation information including at least one and / or the financial means information read from the customer-owned card (or bank account) through the card reader unit 140 is linked and stored.

According to another exemplary embodiment of the present invention, when the identification information for the customer is read from a predetermined IC chip and / or MS provided in the identification card of the customer through the card reader unit 140, the memory unit 145 ) Can be stored by replacing the identification card image with the identification information (not shown), whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the identification image is not obtained through the scanning unit 110 and / or the identification information is not read through the card reader unit 140, the memory unit ( 145 may omit storing the identification image and / or identification information, and thus the present invention is not limited thereto.

Referring to FIG. 10, the document processing terminal 100 acquires a predetermined document image generated by scanning a paper slip (or paper document) written by the customer in the scanning unit 110. And an image recognition unit for extracting predetermined barcode information by recognizing a barcode included in the slip image, and extracting predetermined financial transaction information by recognizing character information written by the customer in the slip image, and obtaining the image. When a predetermined document image is obtained through the unit 150, sequence information about a customer who has written the paper slip (or paper document) is sequentially generated, and the sequence information is included through the print output unit 125. A number ticket extracting unit 160 for outputting a number table, an electronic slip generation unit 165 for generating an electronic slip including the slip image, the sequence number, the electronic slip and / or prize The electronic slip storage unit 175 for linking the predetermined financial means information read through the card reader unit 140 and storing it in the memory unit 145, and the electronic slip and / or the communication processor 135. Or at least one electronic slip transmission unit 170 for transmitting the order information and / or financial means information to a predetermined document processing server (or window terminal).

The image acquisition unit 150 optically scans the paper slip (or paper document) written by the customer in the scanning unit 110 to generate a predetermined slip image, the slip image from the scanning unit 110 It is characterized by obtaining by digitizing.

According to the exemplary embodiment of the present invention, the image acquisition unit 150 converts the journal image into predetermined image contents (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 150 preferably further comprises a predetermined image processing (Image Processing) function so that the journal image is easily recognized through the image recognition unit.

For example, when a document image optically scanned by the scanning unit 110 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 150 may display the document image. It is preferable to correct (e.g., reversely rotate the reverse direction by the angle at which the document image is rotated) so as to be easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the slip image optically scanned through the scanning unit 110 is bad (for example, when the dirt of the optical device of the scanning unit 110, and / or the internal lighting device is bad), the slip It is desirable to correct the journal image to be easily recognized by adjusting the hue and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains can perform the document image by rotating the document image and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the document image. Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

In addition, when the scanning unit 110 optically scans the customer ID card to generate a predetermined ID card, the image obtaining unit 150 digitizes the ID card image from the scanning unit 110. It features.

According to the exemplary embodiment of the present invention, the image acquisition unit 150 converts the ID image into a predetermined image content (eg, * .BMP, * .JPG, * .TIF, * .GIF, ..., etc.). It is desirable to obtain.

In addition, the image acquisition unit 150 faces the identification card with the naked eye of a teller who supports a financial transaction to the customer by operating a predetermined teller terminal at a branch (or branch) of the financial institution. It is desirable to further include a predetermined image processing function so that transactions can be easily processed.

For example, when the identification image image optically scanned by the scanning unit 110 is rotated and scanned at an angle corresponding to a rectangular coordinate system on a predetermined two-dimensional plane, the image acquisition unit 150 may detect the identification image. It is desirable to correct (e.g., reverse rotate the direction by the angle at which the ID image is rotated) so that it is easily recognized in the rectangular coordinate system on the two-dimensional plane.

In addition, when the ID image optically scanned through the scanning unit 110 is bad (for example, when the dirt of the optical device of the scanning unit 110, and / or the internal lighting device is bad), the identification card It is desirable to correct the identification image so as to easily recognize the color and / or saturation and / or contrast and / or contrast of the image.

Those skilled in the art to which the present invention pertains, by rotating the identification image, and / or by adjusting the color and / or saturation and / or contrast and / or contrast of the identification image, Since you will be familiar with image processing algorithms to improve the quality, detailed description thereof will be omitted for convenience.

When the predetermined document image is obtained through the image acquisition unit 150, the image recognition unit recognizes a bar code included in the document image and processes a predetermined financial transaction type that can be processed through the document corresponding to the document image. For example, a predetermined bar code information corresponding to a deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ..., etc.) is extracted.

According to an embodiment of the present invention, the image recognition unit extracts predetermined coded information from a barcode included in the document image through a predetermined pattern recognition algorithm, thereby recognizing the barcode through a document corresponding to the document image. It is preferable to extract predetermined bar code information corresponding to a predetermined financial transaction task type (e.g., deposit transaction, withdrawal transaction, account opening transaction, trust transaction, account termination transaction, ...).

Those skilled in the art will be familiar with the various pattern recognition algorithms for recognizing the barcode included in the document image, so a detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the scanning unit 110 optically recognizes a barcode included in the paper slip (or paper document), the barcode included in the slip image is obtained through a predetermined pattern recognition algorithm. It is possible to omit the image recognition unit to be recognized, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when a predetermined document processing server (or window terminal) provided with the document image has a function of recognizing a barcode included in the document image, a predetermined pattern recognition algorithm is applied. It is possible to omit the image recognition unit for recognizing the barcode included in the slip image, thereby the present invention is not limited.

In addition, when a predetermined journal image is obtained through the image acquisition unit 150, the image recognition unit recognizes the character information written by the customer in the journal image and processes it through a journal corresponding to the journal image. Characterized in that the predetermined financial transaction information corresponding to the financial transaction information (for example, the financial account number and the financial transaction amount and the name of the financial transaction customer, social security number, contact information (phone number), etc.) is extracted.

According to an embodiment of the present invention, the image recognition unit recognizes the character information written by the customer in the document image through at least one or more pattern recognition algorithms, and processes the predetermined financial transaction information through the document corresponding to the document image. For example, it is preferable to extract the financial account number, the financial transaction amount, the name of the financial transaction customer, the resident registration number, the contact information (phone number), and the like.

Those skilled in the art will be familiar with various pattern recognition algorithms for recognizing character information written by the customer on the paper slip (or paper document) from the slip image. Detailed description thereof will be omitted for convenience.

In particular, customers who visit the branch (or branch) of the financial institution tend to write letters corresponding to the financial transaction information in the slip in order to prevent errors in the financial transaction through the paper slip (or paper document). Thereby, the image recognition unit can recognize the character information written by the customer from the slip image even if the pattern recognition algorithm that requires high performance calculation.

If an error occurs while the image recognition unit recognizes the character information written by the customer from the document image, the financial transaction information is immediately corrected (or corrected) by the customer through the document processing terminal 100. (For example, the image recognition unit outputs financial transaction information recognized from the document image through the screen output unit 115, and the customer may immediately correct (or correct) by requesting error correction (or correction). And / or the counter clerk visually compares and confirms the document image and the financial transaction information recognized through the image recognizing unit in the process of processing a predetermined financial transaction based on the document image and immediately corrects it. It will be possible to (or correct).

Of course, in order to prevent the image recognition error as described above, the image recognition unit may be provided with a pattern recognition algorithm that requires a high-performance operation, thereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when a predetermined document processing server (or window terminal) provided with the document image has a function of recognizing the character information written by the customer in the document image, the predetermined pattern recognition is performed. It is possible to omit the image recognition unit for recognizing the character information written by the customer in the slip image through an algorithm, whereby the present invention is not limited.

When the predetermined ticket image is obtained through the image acquisition unit 150, the number tag extracting unit 160 generates sequence number information for the customer who created the paper slip (or paper document) in sequence. .

According to the exemplary embodiment of the present invention, when the order number assigned to the customer before the document image is acquired through the image acquisition unit 150 is 'N', the order to assign to the customer corresponding to the acquired document image is It is preferable to correspond to 'N + 1'.

In addition, the number ticket extracting unit 160 is obtained through the image acquisition unit 150, if a predetermined document image is obtained, the order information for the customer who created the paper slip (or paper document) is generated, the print output unit Through 125, a predetermined number table including the sequence number information is output.

According to an embodiment of the present invention, the number table basically includes the sequence information, and according to the intention of the person skilled in the art, at least one or more current time information, number of waiters, waiting time information, etc., from which the number table is withdrawn. It is preferable to comprise.

When the document image corresponding to the paper slip (or paper document) written by the customer is obtained through the image acquisition unit 150, the electronic slip generation unit 165 generates an electronic slip including the slip image. It features.

According to the method of the present invention, when the paper slip (or paper document) written by the customer is optically scanned by the scanning unit 110 and digitized by the image acquisition unit 150, the digitized slip The image preferably performs the function of the electronic slip according to the present invention.

In addition, the electronic slip generator 165 recognizes the slip image obtained through the image acquisition unit 150 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 110). The electronic slip includes transaction confirmation information including at least one financial transaction information obtained by recognizing character information written by the customer through the obtained barcode information and / or the image recognition unit.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and Preferably, the transaction information includes transaction confirmation information including at least one barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image).

In addition, the electronic slip generating unit 165 generates an electronic slip including a slip image obtained through the image obtaining unit 150 and an identification card image obtained through the image obtaining unit 150. do.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and Preferably, the scanning unit 110 is optically scanned by the scanning unit 110 to include an ID image digitized by the image obtaining unit 150.

In addition, the electronic slip generating unit 165 generates an electronic slip including a slip image acquired through the image obtaining unit 150 and ID card information read through the card reader 140. do.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and Preferably, the card reader 140 includes identification card information read through the card reader 140.

In addition, the electronic slip generator 165 recognizes the slip image obtained through the image acquisition unit 150 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 110). ) Transaction confirmation information including at least one or more financial transaction information obtained by recognizing character information written by the customer through the obtained barcode information and / or the image recognition unit, and obtained through the image acquisition unit 150. Characterized in that the electronic slip containing the identification image.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and Transaction identification information including at least one or more barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image) and an identification image obtained through the image acquisition unit 150. It is preferable to make.

In addition, the electronic slip generator 165 recognizes the slip image obtained through the image acquisition unit 150 and the barcode through the image recognition unit (or optically recognizes the barcode through the scanning unit 110). ) Generates an electronic slip including the financial transaction information obtained by recognizing the character information written by the customer through the obtained barcode information and / or the image recognition unit and the identification card information read through the card reader unit 140. Characterized in that.

According to the embodiment of the present invention, the electronic slip processed by the slip processing terminal 100 is optically scanned by the scanning unit 110 and digitalized by the image acquisition unit 150, and Transaction identification information including at least one or more barcode information and / or financial transaction information recognized from a paper slip (or paper document) (or slip image) and identification card information read through the card reader 140. It is preferable to make.

When a predetermined electronic slip is generated through the electronic slip generation unit 165 and predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 160, the electronic slip storage unit 175 The order information and the electronic slip are linked to each other and stored in the memory unit 145.

In addition, a predetermined electronic slip is generated through the electronic slip generation unit 165, predetermined sequence number information corresponding to the electronic slip is generated through the number ticket extracting unit 160, and the card reader 140 When predetermined financial means information for financial transaction through the electronic slip is read through, the electronic slip storage unit 175 processes the order information, the electronic slip and the financial means information in association with the memory unit 145. It is characterized by storing in).

The electronic slip transmission unit 170 may be a predetermined electronic slip generated by the electronic slip generation unit 165 and / or predetermined electrons stored in the memory unit 145 by the electronic slip storage unit 175. The slip is transmitted to the predetermined window terminal provided in the branch (or branch) of the financial institution through the communication processing unit 135.

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The processor 170 determines a next order based on the order number information stored in the memory unit 145, extracts an electronic slip stored in association with the order number information corresponding to the next order number from the memory unit 145, and communicates with the order number. It is preferable to transmit to the window terminal through the processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165, and / or a predetermined stored in the memory unit 145 by the electronic slip storage unit 175. The electronic slip is characterized in that it is transmitted through the communication processing unit 135 to the document processing server and / or electronic document storage server associated with the financial institution provided in the financial institution.

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 transmits the generated electronic slip to the communication processing unit 135. It is preferable to transmit to a predetermined document processing server (and / or electronic document storage server) through.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and the order information stored in the transmission through the communication processing unit 135 is characterized in that for transmitting to a predetermined window terminal provided in the branch (or branch) of the financial institution, wherein the electronic slip and the slip image and And at least one transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The electronic device 170 identifies a next order number based on the order number information stored in the memory unit 145, and sequentially processes the order number information corresponding to the next order number from the memory unit 145, and is stored in association with the order number information. Extract it and transmit it to the window terminal through the communication processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and sequence information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and the order information stored in the characterized in that it is transmitted to the document processing server provided in the financial institution and / or electronic document storage server associated with the financial institution through the communication processing unit 135, wherein the The electronic slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 transmits the generated electronic slip and sequence information to the communication processing unit. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server) through the 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and the financial means information stored in the) is transmitted to the predetermined window terminal provided in the branch (or branch) of the financial institution through the communication processing unit 135, wherein the electronic slip is associated with the slip image And at least one transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The processor 170 may determine a next order number based on the order number information stored in the memory unit 145, and process the electronic slip and financial means information stored in association with the order number information corresponding to the next order number from the memory unit 145. It is preferable to extract and transmit the extracted data to the window terminal through the communication processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip and financial means information generated by the electronic slip generation unit 165, and / or the memory unit 145 by the electronic slip storage unit 175. The electronic slip and financial means information stored in the) is transmitted to the slip processing server provided in the financial institution and / or electronic document storage server affiliated with the financial institution through the communication processing unit 135. The electronic slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 communicates the generated electronic slip with financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server) through the processing unit 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165 and the order information and financial means information, and / or the electronic slip storage unit 175 by the memory The electronic slip, the order information and the financial means information stored in the unit 145 are transmitted to the predetermined window terminal provided in the branch (or branch) of the financial institution through the communication processor 135. The slip includes at least one of the slip image and transaction confirmation information and / or identification card image (or identification card information).

According to the method of the present invention, when the electronic slip request information for requesting the electronic slip corresponding to the next order is received from the predetermined window terminal provided in the branch (or branch) of the financial institution, the electronic slip transmission unit The electronic device 170 determines a next order based on the order number information stored in the memory unit 145, and stores the order information corresponding to the next order number from the memory unit 145 and is stored in association with the order number information. It is preferable to extract the slip and financial means information and transmit the slip and financial means information to the counter terminal through the communication processor 135.

In addition, the electronic slip transmission unit 170 is a predetermined electronic slip generated by the electronic slip generation unit 165 and the order information and financial means information, and / or the electronic slip storage unit 175 by the memory The electronic slip, order information and financial means information stored in the unit 145 are transmitted to the document processing server provided in the financial institution and / or the electronic document storage server affiliated with the financial institution through the communication processing unit 135. Wherein the electronic slip comprises at least one of the slip image and transaction confirmation information and / or an identification image (or identification card information).

According to the exemplary embodiment of the present invention, when a predetermined electronic slip generated by the electronic slip generation unit 165 is generated, the electronic slip transmission unit 170 may generate the electronic slip, turn information, and financial means information. It is preferable to transmit to the predetermined document processing server (and / or electronic document storage server) through the communication processing unit 135.

11A, 11B, and 11C are detailed functional diagrams of the scanning unit 110 of the document processing terminal 100 according to another embodiment of the present invention.

11a, 11b, and 11c show the preferred functional configuration of the scanning unit 110 shown in the document processing terminal 100 shown in FIG. 10. Specifically, FIG. 11a shows the scanning. The paper slip scanned by the unit 110 (or paper document) for the method of storing the predetermined document storage unit 1125, Figure 11b is a paper slip scanned by the scanning unit 110 ( Or a paper document) is discharged through a predetermined document inserting unit 1105 into which the paper slip (or paper document) is inserted into the scanning unit 110, and FIG. 11c is provided to the scanning unit 110. The paper slip (or paper document) scanned by the paper slip (or paper document) is shown through the predetermined document discharge unit 1130 is an implementation method.

Those skilled in the art to which the present invention pertains can scan a predetermined paper slip (or paper document) in the document processing terminal 100 by referring to and / or modifying the drawings 11a, 11b and 11c. It will be able to easily infer various implementation methods for generating a predetermined slip image, the present invention includes all of the inferred implementation method, limited by the implementation method shown in Figures 11a and 11b and 11c Not.

Referring to FIG. 11A for storing a paper slip (or paper document) scanned by the scanning unit 110 in the predetermined document storage unit 1125, the scanning unit 110 may include a document input unit 1105. And a document transfer unit 1110, a scanner 1115, a temporary storage unit 1120, and / or a document storage unit 1125, between the document input unit 1105 and the document transfer unit 1110. A sensor S1 is provided to check whether a predetermined paper slip (or paper document) is input through the feeding unit 1105, and a scanning target paper slip (or paper document) is provided between the slip conveying unit 1110 and the scanner 1115. A sensor S2 is provided to check whether the paper is transferred to the scanner 1115, and checks the paper slip (or paper document) passing through the scanner 1115 between the scanner 1115 and the temporary storage unit 1120. Sensor S3 is provided for, the temporary storage unit 1120 and the slip storage ( 1125 is provided with a sensor S4 for checking the paper slip (or paper document) passing through the temporary storage unit 1120.

When a predetermined paper slip (or paper document) is input through the slip inserting unit 1105, the sensor S1 detects this and drives a roller through the motor M, and the slip conveying unit configured to include the roller ( 1110 transfers the inserted paper slip (or paper document) to the scanner 1115.

When the paper slip (or paper document) is transferred to the scanner 1115 through the slip conveying unit 1110, the sensor S2 detects this, whereby the scanner 1115 detects the transferred paper slip (or paper). Document).

According to an embodiment of the present invention, the scanner 1115 preferably includes at least one or more of an optical scanner and / or a digital camera and / or a barcode reader, and the paper slip (or paper document). It is characterized in that for scanning. Those skilled in the art to which the present invention pertains will understand the technical features of the scanner 1115 for scanning a paper slip (or paper document), so a detailed description thereof will be omitted for convenience.

The paper slip (or paper document) read as described above is transferred to the temporary storage 1120 through a roller for temporary storage, and the sensor S3 transfers the paper slip (or paper document) to the temporary storage 1120. Detect that

According to another exemplary embodiment of the present invention, the temporary storage unit 1120 may be omitted according to the intention of the person skilled in the art (for example, the paper until the electronic slip processing for the paper slip (or paper document) is completed). A slip (or paper document) may be temporarily stored in the scanner 1115), whereby the present invention is not limited.

Thereafter, the temporary storage unit 1120 temporarily stores the paper slip (or paper document) until the electronic slip processing process for the paper slip (or paper document) is completed, and the paper slip (or paper document) When the electronic slip processing process is completed, the temporary storage unit 1120 discharges the paper slip (or paper document) to the document storage unit 1125, and the fine wire S4 is stored in the temporary storage unit 1120. It is detected that the paper slip (or paper document) has been ejected.

The paper slip (or paper document) scanned by the scanning unit 110 is discharged through the predetermined document inserting unit 1105 into which the paper slip (or paper document) is introduced into the scanning unit 110. For reference, the scanning unit 110 may include a document input unit 1105, a document transfer unit 1110, a scanner 1115, and / or a temporary storage unit 1120, and the document input unit 1105. And a sensor S1 for checking whether a predetermined paper slip (or paper document) is inserted through the slip inserter 1105 between the slip feeder 1110 and between the slip feeder 1110 and the scanner 1115. The sensor S2 is provided to check whether the scanning target paper slip (or paper document) is transferred to the scanner 1115, and passes through the scanner 1115 between the scanner 1115 and the temporary storage unit 1120. Sensor S3 is provided for checking paper slips (or paper documents) The.

When a predetermined paper slip (or paper document) is input through the slip inserting unit 1105, the sensor S1 detects this and drives a roller through the motor M, and the slip conveying unit configured to include the roller ( 1110 transfers the inserted paper slip (or paper document) to the scanner 1115.

When the paper slip (or paper document) is transferred to the scanner 1115 through the slip conveying unit 1110, the sensor S2 detects this, whereby the scanner 1115 detects the transferred paper slip (or paper). Document).

According to an embodiment of the present invention, the scanner 1115 preferably includes at least one or more of an optical scanner and / or a digital camera and / or a barcode reader, and the paper slip (or paper document). It is characterized in that for scanning. Those skilled in the art to which the present invention pertains will understand the technical features of the scanner 1115 for scanning a paper slip (or paper document), so a detailed description thereof will be omitted for convenience.

The paper slip (or paper document) read as described above is transferred to the temporary storage 1120 through a roller for temporary storage, and the sensor S3 transfers the paper slip (or paper document) to the temporary storage 1120. Detect that

According to another exemplary embodiment of the present invention, the temporary storage unit 1120 may be omitted according to the intention of the person skilled in the art (for example, the paper until the electronic slip processing for the paper slip (or paper document) is completed). A slip (or paper document) may be temporarily stored in the scanner 1115), whereby the present invention is not limited.

Thereafter, the temporary storage unit 1120 temporarily stores the paper slip (or paper document) until the electronic slip processing process for the paper slip (or paper document) is completed, and the paper slip (or paper document) When the electronic slip processing process is completed, the temporary storage unit 1120 discharges the paper slip (or paper document) to the scanner 1115, and the thin wire S3 is the paper in the temporary storage unit 1120. Detect that the document (or paper document) has been ejected.

When the paper slip (or paper document) is discharged from the temporary storage unit 1120, the motor (M) is rotated in the reverse direction to pass the paper slip (or paper document) through the slip conveying unit 1110 through the slip inserting unit The paper slip (or paper document) is discharged through the slip inserting portion 1105.

Referring to FIG. 11C in which the paper slip (or paper document) scanned by the scanning unit 110 is discharged through the predetermined slip ejection unit 1130, the scanning slip 110 ) Is composed of a document input unit 1105, a document transfer unit 1110, a scanner 1115, a temporary storage unit 1120 and / or a document discharge unit 1130, the document input unit 1105 and Between the document conveying unit 1110, a sensor S1 is provided to check whether a predetermined paper document (or paper document) is input through the document inserting unit 1105, and between the document conveying unit 1110 and the scanner 1115. A sensor S2 is provided to check whether a scanning target paper slip (or paper document) is transferred to the scanner 1115, and the paper passing through the scanner 1115 is between the scanner 1115 and the temporary storage unit 1120. A sensor S3 for checking a slip (or paper document) is provided. Between the temporary storage unit 1120 and the document discharge unit 1130 is provided with a sensor S4 for checking the paper slip (or paper document) passing through the temporary storage unit 1120.

When a predetermined paper slip (or paper document) is input through the slip inserting unit 1105, the sensor S1 detects this and drives a roller through the motor M, and the slip conveying unit configured to include the roller ( 1110 transfers the inserted paper slip (or paper document) to the scanner 1115.

When the paper slip (or paper document) is transferred to the scanner 1115 through the slip conveying unit 1110, the sensor S2 detects this, whereby the scanner 1115 detects the transferred paper slip (or Paper document).

According to an embodiment of the present invention, the scanner 1115 preferably includes at least one or more of an optical scanner and / or a digital camera and / or a barcode reader, and the paper slip (or paper document). It is characterized in that for scanning. Those skilled in the art to which the present invention pertains will understand the technical features of the scanner 1115 for scanning a paper slip (or paper document), so a detailed description thereof will be omitted for convenience.

The paper slip (or paper document) read as described above is transferred to the temporary storage 1120 through a roller for temporary storage, and the sensor S3 transfers the paper slip (or paper document) to the temporary storage 1120. Detect that

According to another exemplary embodiment of the present invention, the temporary storage unit 1120 may be omitted according to the intention of the person skilled in the art (for example, the paper until the electronic slip processing for the paper slip (or paper document) is completed). A slip (or paper document) may be temporarily stored in the scanner 1115), whereby the present invention is not limited.

Then, the temporary storage unit 1120 temporarily stores the paper slip (or paper document) until the electronic slip processing process for the paper slip (or paper document) is completed, and the paper slip (or paper document) When the electronic slip processing process is completed, the temporary storage unit 1120 discharges the paper slip (or paper document) to the document discharge unit 1130, and the fine wire S4 is stored in the temporary storage unit 1120. It is detected that the paper slip (or paper document) has been ejected.

When it is detected that the paper slip (or paper document) is discharged from the temporary storage unit 1120, the slip discharge unit 1130 discharges the scanned paper slip (or paper document).

12 is a diagram illustrating a slip image obtained by scanning a paper slip (or paper document) through the slip processing terminal 100 according to another embodiment of the present invention.

More specifically, FIG. 12 illustrates a paper slip (or paper document) corresponding to a withdrawal transaction as a financial transaction type, and specifically, a barcode (or paper document) printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm. 1200) and a paper slip (or paper document) for recognizing character information written by the customer on the paper slip (or paper document).

Those skilled in the art will be able to infer various forms of paper slips (or paper documents) corresponding to the respective financial transactions by referring to and / or modifying the drawing 12. The present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, although FIG. 12 shows that the paper slip (or paper document) is printed with a one-dimensional barcode 1200 corresponding to the type of financial transaction, the barcode is a two-dimensional barcode, 3 Dimensional barcodes, color codes and the like may be included, whereby the present invention is not limited.

Referring to FIG. 12, a predetermined barcode 1200 corresponding to the financial transaction type is printed on the lower right side of the paper slip (or paper document), and the barcode 1200 is the slip processing terminal 100. Through optical recognition, and / or through the predetermined pattern recognition algorithm, characterized in that.

In addition, the upper left side of the paper slip (or paper document) for checking the position on which the predetermined account number entered by the customer on the paper slip (or paper document) is entered, and / or the amount of money is entered. A predetermined origin identifier 1205 corresponding to the origin is printed.

In addition, a predetermined account number identifier 1210 is printed on the upper left of the account number input item of the paper slip (or paper document) to confirm the position where the account number is written from the origin identifier. Predetermined amounts of money identifiers 1215 and 1220 are printed on the upper left of the input item to identify a position where the amount of money is written from the origin identifier.

According to an embodiment of the present invention, the document processing terminal 100 detects the origin identifier 1205, the account number identifier 1210, and / or the money identifiers 1215 and 1220 from the document image. It is preferable to identify a predetermined position to recognize the character information written by the customer, and to recognize predetermined financial transaction information corresponding to the character information written by the customer by applying a predetermined pattern recognition algorithm to the identified position. .

Those skilled in the art to which the present invention pertains will be familiar with the function and role of the financial transaction information written by a predetermined customer on the paper slip (or paper document), and thus, the detailed description thereof. Is omitted for convenience.

FIG. 13 is a diagram illustrating an operation of the slip processing terminal 100 for scanning a paper slip (or paper document) according to one embodiment of the present invention.

In more detail, in FIG. 13, the document processing terminal 100 shown in FIG. 10 scans a predetermined paper slip (or paper document) written by a customer visiting a sales office (or branch) of the financial institution. An image is generated. Specifically, a barcode corresponding to a financial transaction type printed on the paper slip (or paper document) is optically recognized, and a predetermined pattern recognition algorithm is applied to the slip image. The present invention relates to an implementation method for recognizing financial transaction information corresponding to character information written on a paper slip (or paper document) by a customer.

Those skilled in the art to which the present invention pertains, various implementations of generating a predetermined slip image by scanning a predetermined paper slip (or paper document) prepared by the customer by referring to and / or modifying the drawing 13. The method may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 13, the scanning unit 110 of the slip processing terminal 100 first recognizes a barcode corresponding to the financial transaction information from the paper slip (or paper document), and then the paper slip (or paper document). ), But the present invention is not limited thereto, and the barcode recognition and / or paper slip (or paper document) scanning process may be changed according to the intention of those skilled in the art.

In addition, in FIG. 13, after the correcting procedure for the document image is completed, the sequence number for the document image is illustrated and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In the following Figure 13, the slip processing terminal 100 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 13, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (1300) to a branch (or branch) of the financial institution. The visited customer requests a predetermined paper slip (or paper document) to be input to the terminal, and the scanning unit 110 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in conjunction with at least one or more sensors provided in the scanning unit 110) to check (1305).

If it is confirmed that a predetermined paper slip (or paper document) is input to the scanning unit 110 of the terminal (1310), the scanning unit 110 of the terminal predetermined bar code information from the paper slip (or paper document) In operation 1315, if the barcode recognition is successful (1320), the scanning unit 110 of the terminal scans the paper slip (or paper document) to generate a predetermined slip image, and scans the scanned paper. Temporarily archive a document (1325).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 110, and whether or not to correct the slip image Check (1330).

If the check result does not need to correct the document image (1335), the terminal allocates a predetermined sequence number corresponding to the document image (1360).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (1335), the terminal may correct an image for the document image (e.g., rotate the document image, color and / or saturation and / or brightness and / or contrast of the document image). Adjustment (1340), and validate the validity of the corrected document image (1345).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (1350), the scanning unit 110 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and re-create the document. After temporarily storing the scanned document image (1355), the procedure of correcting the document image is performed again, and the rescanning process of the paper document (or paper document) is limited to a maximum of n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (1350), the terminal allocates a predetermined sequence number corresponding to the document image (1360).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

Subsequently, the terminal recognizes predetermined financial transaction information written by the customer on the paper slip (or paper document) by applying a predetermined pattern recognition algorithm to the slip image (1365), and the barcode information and the financial transaction. Generates predetermined transaction confirmation information including the information (1370).

14 is a view showing the operation of the slip processing terminal 100 for scanning a paper slip (or paper document) according to another embodiment of the present invention.

More specifically, FIG. 14 scans a predetermined paper slip (or paper document) written by a customer visiting a sales office (or branch) of the financial institution in the slip processing terminal 100 shown in FIG. The present invention relates to a method of generating a bar code, and more particularly, to a method for recognizing a barcode corresponding to a financial transaction type printed on the paper slip (or paper document) through a predetermined pattern recognition algorithm.

Those skilled in the art to which the present invention pertains can perform various embodiments of the present invention by referring to and / or modifying the drawing 14 to scan a predetermined paper slip (or paper document) created by the customer to generate a predetermined slip image. The method may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, in FIG. 14, after the correction procedure for the document image is completed, the sequence number for the document image is shown and described, but the present invention is not limited thereto. It is possible that the correction procedure for the image can be omitted, and / or the sequence assignment only needs to be assigned before the number table is printed and withdrawn.

In addition, in FIG. 14, after the sequence number for the document image is assigned, a barcode is recognized from the document image. However, the present invention is not limited thereto, and the barcode is recognized according to the intention of those skilled in the art. The process only needs to be performed before generating predetermined transaction confirmation information and / or generating an electronic slip.

Hereinafter, in this drawing 14, the slip processing terminal 100 shown in drawing 10 will be referred to as " terminal "

Referring to FIG. 14, when a predetermined power is input to the terminal and system booting is completed, the terminal outputs an initial screen including a slip request request screen (1400) to a branch (or branch) of the financial institution. The visited customer requests a predetermined paper slip (or paper document) to be input to the terminal, and the scanning unit 110 of the terminal periodically checks whether the customer prepares and inputs a predetermined paper slip (or paper document). (Or in conjunction with at least one or more sensors provided in the scanning unit 110) to check (1405).

If it is confirmed that a predetermined paper slip (or paper document) is inserted into the scanning unit 110 of the terminal (1410), the scanning unit 110 of the terminal scans the paper slip (or paper document) The document image is generated and the scanned paper slip is temporarily stored (1415).

When the paper slip (or paper document) is scanned as described above, the terminal acquires a slip image corresponding to the scanned paper slip (or paper document) from the scanning unit 110, and whether or not to correct the slip image Check (1420).

If the check result does not need to correct the document image (1425), the terminal allocates a predetermined sequence number corresponding to the document image (1450).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

On the other hand, if it is determined that the document image needs to be corrected (1425), the terminal may adjust the image for the document image (eg, document image rotation, color and / or saturation and / or brightness and / or contrast adjustment of the document image). (1430), and validates the corrected document image (1435).

According to an embodiment of the present invention, the validity checking process for the corrected slip image is a process of checking whether character information written in the paper slip (or paper document) by the customer is visually identifiable, and / or the slip image It is preferable to include at least one step of checking whether the barcode included in the can be recognized through a predetermined pattern recognition algorithm.

If the validity of the corrected document image is not authenticated (1440), the scanning unit 110 of the terminal scans the temporarily stored paper document (or paper document) again to generate a predetermined document image and reappear the document. After temporarily storing the scanned document image (1445), the procedure of correcting the document image is performed again, and the rescanning of the paper document (or paper document) is limited to a maximum of n (n> 1) times. desirable.

On the other hand, if the validity of the corrected document image is authenticated (1440), the terminal allocates a predetermined sequence corresponding to the document image (1450).

According to an embodiment of the present invention, if the paper slip (or paper document) is scanned for the first time after the terminal is booted, the terminal assigns the sequence number of the slip image to '1'.

According to another exemplary embodiment of the present invention, if the terminal allocates the sequence number 'N' to another previous document image, the terminal assigns the sequence number of the document image to 'N + 1'.

If the sequence number for the document image is allocated as described above (1450), the terminal recognizes the barcode from the corrected document image through at least one or more pattern recognition algorithms to include a financial transaction type corresponding to the document image. Extracts predetermined bar code information, and extracts financial transaction information corresponding to document information written by the customer on the paper slip (or paper document) from the slip image (1455); Generates predetermined transaction confirmation information including 1460.

15 is a view showing an operation of the slip processing terminal 100 for scanning a customer ID in accordance with another embodiment of the present invention.

More specifically, FIG. 15 scans the customer ID after performing the document image generation and / or sequence assignment process shown in FIGS. 13 and / or 14 in the document processing terminal 100 shown in FIG. The present invention relates to a process of generating a predetermined ID image, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 15 to scan the customer ID to generate a predetermined ID image. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the art to which the present invention pertains may refer to the MS and / or the IC when the customer ID is provided with a predetermined MS and / or IC chip with reference to FIGS. 15 and 16. It will be possible to infer an implementation method of reading predetermined identification information from an IC chip, but the present invention includes all of the inferred implementation methods, but is not limited thereto.

In addition, according to the intention of the person skilled in the art to practice the present invention, the customer ID scanning process shown in FIG. 15 may be omitted, and the present invention is not limited thereto.

In the following Figure 15, the slip processing terminal 100 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 15, after the document image generation and / or sequence assignment process shown in FIG. 13 and / or FIG. 14 is performed in the terminal, the terminal outputs a predetermined customer ID card input request screen (1500). And requesting a customer ID card visited to a branch (or branch) of the financial institution to the terminal, and the scanning unit 110 of the terminal periodically checks whether the customer inputs a predetermined ID card (or the scanning unit 110). In connection with at least one sensor provided in FIG. 1).

If it is confirmed that a predetermined customer ID is input to the scanning unit 110 of the terminal (1510), the scanning unit 110 of the terminal scans the customer ID to generate a predetermined ID image (1515). At this time, the paper slip (or paper document) is temporarily stored in the scanning unit 110, and / or is in a pre-discharged state.

When the customer ID card is scanned as described above, the scanning unit 110 of the terminal discharges the scanned customer ID card (1520), acquires an ID image corresponding to the scanned customer ID card, and obtains the ID card image. Check whether the correction (1525).

If it is determined that the identification image does not need to be corrected (1530), the terminal processes the identification image with the document image generated through the process illustrated in FIGS. 13 and / or 14 (1550).

On the other hand, if it is determined that the identification image needs to be corrected (1530), the terminal may correct the image for the identification image (e.g., rotate the identification image, color and / or saturation and / or brightness and / or contrast of the identification image). In operation 1535, the validity of the corrected ID image is confirmed (1540).

According to an exemplary embodiment of the present invention, the validity checking process of the corrected ID card image may include at least one step of checking a forgery prevention function included in the customer ID card.

If the validity of the corrected ID card image is not authenticated (1540), the terminal requests to reinsert the customer ID card, performs the same customer ID scanning process again, and rescans the customer ID card as described above. Is preferably limited to a maximum of n (n> 1) times.

On the other hand, if the validity of the corrected ID card image is authenticated (1540), the terminal processes the ID card image and the document image generated through the process illustrated in FIGS. 13 and / or 14 (1550).

FIG. 16 is a diagram showing the operation of the slip processing terminal 100 for reading the financial instrument information from the customer card (or bank account) according to another embodiment of the present invention.

In more detail, FIG. 16 shows the customer-owned card after performing the document image generation and / or sequence assignment process shown in FIGS. 13 and / or 14 in the document processing terminal 100 shown in FIG. Or at least one financial instrument information from a bank account, and a person having ordinary knowledge in the art to which the present invention pertains refers to the customer-owned card (or bank account) by referring to and / or modifying this drawing. Various implementation methods for reading at least one financial instrument information may be inferred from the present invention, but the present invention includes all of the inferred implementation methods and is not limited to the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to the figures 15 and 16 and, from the customer ID card provided with a predetermined MS and / or IC chip, in addition to the card (or bank account). It will be possible to infer an implementation method for reading identification information, but the present invention includes, but is not limited to, all the implementation methods inferred.

In addition, according to the intention of those skilled in the art to practice the present invention, the financial instrument information reading process shown in FIG. 16 may be omitted, and the present invention is not limited thereto.

In the following Figure 16, the slip processing terminal 100 shown in Figure 10 is referred to as "terminal" for convenience.

Referring to FIG. 16, after the document image generation and / or sequence number allocation process shown in FIGS. 13 and / or 14 is performed in the terminal, the terminal outputs the customer owned card (or bank account) reading request screen. By (1600), a request to read a customer-owned card (or bank account) visited to the branch (or branch) of the financial institution through a card reader provided in the terminal, the card reader unit 140 of the terminal It is checked periodically (or in response to the MS and / or IC chip reading event provided in the card reader unit 140) whether the customer owned card (or bank account) is read (1605).

If it is confirmed that the customer-owned card (or bank account) is read through the card reader unit 140 of the terminal (1610), the card reader unit 140 of the terminal is at least one from the customer-owned card (or bank account) The financial instrument information is read (1515), and it is determined whether the read financial instrument information is a plurality (for example, at least two) (1620).

According to an embodiment of the present invention, if the customer-owned card (or bank account) is in the form of MS, there is only one financial means information read from the card (or bank account), but according to another embodiment of the present invention, If the card (or bank account) is in the form of an IC chip, the financial instrument information read from the card (or bank account) may be at least one or more.

If the financial instrument information read through the card reader unit 140 is not plural (eg, if only one financial instrument information is read through the card reader unit 140), the terminal reads the reading. The associated financial instrument information and the document image generated through the process illustrated in FIGS. 13 and / or 14 are processed in operation 1640.

On the other hand, if there is a plurality of financial means information read through the card reader unit 140 (for example, if at least two or more financial means information is read through the card reader unit 140), the terminal receives a predetermined finance. A means selection screen is output, and it is checked whether a predetermined financial means for processing a financial transaction is selected through the electronic slip according to the present invention through the key input means provided in the slip processing terminal 100 (1630).

If the financial instrument targeted for the financial transaction is selected (1635), the terminal processes the selected financial instrument information and the document image generated through the process shown in FIGS. 13 and / or 14 (1640).

FIG. 17 is a diagram illustrating an operation process of the slip processing terminal 100 for transmitting an electronic slip to a predetermined window terminal according to another exemplary embodiment of the present invention.

In more detail, FIG. 17 illustrates that the document processing terminal 100 shown in FIG. 10 performs the document image generation and / or sequence assignment process shown in FIGS. 13 and / or 14, and then deals with the document image. The present invention relates to a process of generating a predetermined electronic slip including identification information and / or an identification card image obtained through the process shown in FIG. 15 and transmitting it to a window terminal provided at a branch (or branch) of the financial institution. Those skilled in the art to which the present invention pertains will be able to infer various implementation methods for generating a predetermined electronic slip and providing it to the counter terminal by referring to and / or modifying the drawing 17. Includes all the inferred implementation methods and is not limited to the implementation method illustrated in FIG.

For example, although FIG. 17 illustrates a process of transmitting the electronic slip to a predetermined window terminal considering that the financial instrument information reading process shown in FIG. 16 is performed, the present invention is not limited thereto. The process of reading the financial instrument information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 16 is shown in FIG. 17 as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

Hereinafter, in this drawing 17, the slip processing terminal 100 shown in drawing 10 will be referred to as " terminal "

Referring to FIG. 17, the terminal performs the process of generating the document image and / or the sequence assignment shown in FIGS. 13 and / or 14, and / or the process of acquiring the identification image shown in FIG. 15 and / or the When the financial instrument information reading process is performed in FIG. 16, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process shown in FIG. An electronic slip is generated (1700), the order information and the electronic slip and / or financial means information generated through the process shown in FIG. 16 are processed in association and stored in the memory unit 145 (1705).

Subsequently, the terminal generates and prints a predetermined number table including the sequence number information, and the paper slip (or inputted to the scanning unit 110 of the terminal) through the process shown in FIGS. 13 and / or 14. The paper document) is discharged (or stored) (1710).

Thereafter, the terminal periodically checks whether or not predetermined electronic slip request information has been received from the window terminal through a predetermined financial network (or in response to an information receiving event generated through the communication processing unit 135). (1715)

If the electronic slip request information is not received from the teller terminal (1720), the terminal repeats the document image generation and / or sequence assignment process shown in FIGS. 13 and / or 14.

If predetermined electronic slip request information is received from the teller terminal (1720), the terminal checks the next order to be provided to the teller terminal (1725) and corresponds to the checked next order from the memory unit 145. Extract the electronic slip and / or financial instrument information (1730), and transmit the extracted electronic slip and / or financial instrument information to the teller terminal through the financial network (1735); The document image generation and / or sequence assignment process shown in FIG. 14 is repeated.

According to the method of the present invention, the terminal checks whether the predetermined electronic slip request information is received from the window terminal through a predetermined financial network, and correspondingly, the electronic slip and / or corresponding to the next order number to the window terminal. The process of providing the financial instrument information includes the document image generation and / or sequence assignment process shown in FIGS. 13 and / or 14, the customer ID scanning process shown in FIG. 15, and / or the process shown in FIG. It can be processed irrespective of the financial instrument information reading process, thereby the present invention is not limited.

18 is a diagram illustrating an operation of the slip processing terminal 100 for transmitting an electronic slip to a predetermined slip processing server (and / or electronic document storage server) according to another embodiment of the present invention.

More specifically, FIG. 18 illustrates the transaction of the document image after performing the document image generation and / or sequence assignment process shown in FIGS. 13 and / or 14 in the document processing terminal 100 of FIG. Regarding a process of generating a predetermined electronic slip including identification information and / or an identification card image obtained through the process illustrated in FIG. 15, and transmitting the predetermined slip to a predetermined slip processing server (and / or electronic document storage server), Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 18 to generate a predetermined electronic slip and provide it to a predetermined document processing server (and / or electronic document storage server). Although the implementation method may be inferred, the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

For example, FIG. 18 illustrates a process of transmitting the electronic slip to a predetermined document processing server (and / or electronic document storage server) in consideration of the financial instrument information reading process shown in FIG. Therefore, the present invention is not limited thereto, and the process of reading the financial means information may be omitted according to the intention of the person skilled in the art.

In addition, although the financial means information generated through the process shown in FIG. 16 in FIG. 18 is illustrated as being separately managed without being included in the electronic slip, the present invention is not limited thereto. According to the intention, the financial instrument information may be included as a component of the electronic slip, and thus the present invention is not limited thereto.

18, the electronic slip and the financial instrument information are first stored in the memory unit 145, and then transferred to a predetermined document processing server (and / or electronic document storage server).

In the drawing 18, the document processing terminal 100 shown in the drawing 10 is referred to as "terminal" for convenience, and the document processing server (and / or electronic document storage server) is referred to as "server" for convenience.

Referring to FIG. 18, the terminal performs the document image generation and / or sequence assignment process shown in FIG. 13 and / or FIG. 14, and / or the process of acquiring the identification image shown in FIG. When the financial instrument information reading process is performed in FIG. 16, the terminal includes the document image information and transaction confirmation information, and / or further includes an ID image obtained through the process shown in FIG. A slip is generated (1800), the order information and the electronic slip and / or financial means information generated through the process shown in FIG. 16 are processed in association with each other and stored in the memory unit 145 (1805).

Thereafter, the terminal transmits the order information and the electronic slip and / or financial means information to the server through a predetermined financial network and stores them in a predetermined electronic slip database managed by the server (1810). And electronic slip and / or financial instrument information are stored in a predetermined electronic journal database managed by the server (e.g., from the server to the terminal through the financial network to the terminal information and electronic slip and / or financial instrument information). When the reception success response is received) (1815), the terminal generates and prints a predetermined number table including the sequence information, and the scanning unit of the terminal through the process shown in FIG. 13 and / or FIG. The paper slip (or paper document) introduced into the 110 is discharged (or stored) (1820).

According to an exemplary embodiment of the present invention, when predetermined electronic slip request information is received from the server, the terminal transmits the order information, electronic slip and / or financial means information stored in the memory unit 145 to the financial network. It is possible to transmit to the server via, thereby the present invention is not limited.

According to the present invention, the financial transaction customer processes some of the financial transaction processing tasks to be processed by the teller through the slip processing terminal provided at the branch (or branch) of the financial institution, and the By automating a part of the financial transaction processing task of the counter employee, the financial transaction processing time can be drastically shortened, thereby reducing the financial transaction processing time of the counter employee drastically.

According to the present invention, by dramatically reducing the transaction processing time of the teller through the document processing terminal provided in the branch (or branch) of the financial institution, there is an advantage that the customer's waiting time is also drastically reduced. .

According to the present invention, through the slip processing terminal provided in the branch (or branch) of the financial institution, the financial transaction customer to process some of the financial transaction processing tasks to be processed by the teller during the waiting time, the number tag It has the advantage of drastically reducing the number of financial transactions customers who do not select financial transactions.

According to the present invention, by automatically generating an electronic document corresponding to a predetermined electronic slip from the paper slip through the slip processing terminal provided at a branch (or branch) of the financial institution, managing the slip easily and inexpensively. There is an advantage to this.

Claims (7)

If the customer enters at least one financial transaction information on a paper slip with a form for entering the financial transaction information and a barcode identifying the type of financial transaction, A scanning unit scanning the paper slip made by the customer to generate a slip image; An image recognizing unit recognizing financial transaction information written in the paper slip and barcode information included in the paper slip from the slip image; An electronic slip generation unit for generating an electronic slip including a type of a financial transaction corresponding to the slip image and the recognized financial transaction information and barcode information; A communication processor for processing the electronic slip to be transmitted to the counter terminal; A print output unit for issuing a number table to the customer; And Scan the paper slip to generate a slip image, recognize the slip image to recognize the financial transaction information and barcode information written on the paper slip, and the financial transaction type corresponding to the slip image, the financial transaction information and the barcode information. And a control unit for controlling the generation of the electronic slip including the transmission to the window terminal. The communication processing unit, The number ticket issuing device, characterized in that for processing the electronic slip as an electronic document to transmit to the electronic document storage server. The method of claim 1, And a card reader section for reading card (or bank account) information from the customer card (or bank account), The electronic slip generation unit, Number ticketing device characterized in that for generating an electronic slip further comprising the card (or bank account) information. The method of claim 1, And a memory unit for storing the generated electronic slip. The method of claim 1, And a screen output unit for outputting the electronic slip on the screen. The method of claim 1, The scanning unit, Characterized in that further scanning the identification card of the customer, The electronic slip generation unit, Number ticketing device characterized in that for generating an electronic slip further comprising an image of the identification card of the customer. delete delete

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