KR100727574B1 - How to Provide Auction / Auction Information - Google Patents

Abstract

The present invention (1) if the general user makes an online connection to the auction / short goods analysis server and selects the bidable goods provided by the auction / short goods analysis server, a yield analysis module of the auction / short goods analysis server The cost and yield analysis process of analyzing the cost and rate of return from the current price of the item, and provides the general user with the price page and cost analysis and rate analysis page; and (2) the general user the cost If you receive a bid for the goods that have completed the cost analysis and the yield analysis through the analysis and the yield analysis page, the lightness / delivery cost calculation and the lightness delivery estimate page required by the lightness estimate generation module of the auction / short item analysis server Brightness delivery quotation calculation provided to general users; And (3) when the general user requests a consulting report on a product to be bidding, case summary information, product analysis information, right analysis information, and comprehensive analysis information by a consulting report generation module of the auction / auction product analysis server. In the method for providing auction / auction item analysis information including a consulting report generation process of providing a consulting report page including bid prediction analysis and cost analysis information, analysis information by a consultant, and analysis information based on statistics, the cost analysis and The Yield Analysis page contains the successful bid price, successful bid price rate, reasonably successful bid price item, acquisition tax, farming and fishing village special tax, registration tax, education tax, bond purchase cost, registered income certificate, registration fee, and other taxes and utility bill items consisting of other costs, total amount of risk, The amount of reason and reason for the reason, total tax and risk cost item, total cost item, It is characterized by consisting of the rate of return item, the investment limit amount item, the above-mentioned India India estimating page, the cost required for the application and receipt of disposable disposal before occupancy, the cost required for the execution of disposable disposal, the cost required to file a litigation suit, 1st Expenses for inability to serve, Expenses for inability to perform second delivery, Expenses for inability to perform third delivery, Expenses for prepaid lightness, extra equipment costs, additional costs for nightly executions The event summary item of the consulting report page includes a bid date, a location, a case number, a category, an appraisal company, an auction type, an article number, an evaluation date, a creditor, an appraiser, a total debt amount, and a debtor. , The lowest, the survey date, the owner, the appropriate market, characterized in that the item consists of, item analysis information on the consulting report page , Consisting of land detail items consisting of details, area, number of floors, land, and public land, and other detailed items consisting of area, use, building structure, classification, equilibrium, construction year, location of building, surrounding information of building, and location information Building details, other details consisting of cadastral maps, bird's-eye view and internal structure drawings, building status and treatment items consisting of processing direction and content details, location and surrounding environment, traffic and location conditions, and surrounding business area formation. Location conditions and appropriate market value items consisting of the details, whether the appropriate market value analysis, proper market value analysis, and local real estate company information providing items, and the building status and processing plan items of the product analysis information To provide information on the analysis of auction / auction items, including the contents of a consultant's opinion. All.

Auction, Auction, Yield Analysis, Brightness Estimation, Consulting Report

Description

How to Provide Auction / Auction Information Analysis {.}

1 is a conceptual diagram for explaining the auction / short goods analysis system according to an embodiment of the present invention,

2 is a view for explaining the configuration of the analysis server applied to FIG.

3 is an operation flowchart illustrating a method for analyzing auction / auction items according to an embodiment of the present invention;

4 through 22 are diagrams for describing an auction / auction item analysis page provided to general users by the analysis server of FIG. 1.

Explanation of symbols on the main parts of the drawings

100: user terminal

200: data communication network

300: auction information server

400: Auction Server

500: auction / short goods analysis server

The present invention relates to a method for providing auction / short goods analysis information.

More specifically, not only provide detailed analysis information on the goods auction or short sale, but also to provide the brightness guide quote and consulting reports, so that the general users can accurately determine the status of the goods and decide whether to bid or not. The present invention relates to a method for providing auction / auction analysis information.

Court auctions are legal proceedings conducted by the courts in accordance with the Civil Procedure Act and the Civil Enforcement Act upon the request of creditors, and the sale of foreclosures is an administrative measure under public law, and the sale of bids proceeded by the Korea Asset Management Corporation in accordance with legal procedures such as the National Tax Collection Act. That's the way.

The court auction and the short sale (foreclosure) will be described using the table below.

However, the above auctions and auctions are not for bidders, but for legal settlement of debtor relations, so stakeholders can change the way they exercise their rights according to their position and situation. In general, the analysis of the rights of court auctions and auctions is known to be inaccurate. However, there are problems that court auction practitioners or auction practitioners may err in their rights analysis.

In addition, since all the responsibility in the court auction or auction should be borne entirely by the bidder, there is a problem that the status of ordinary people interested in the court auction or auction is relatively very unstable.

Therefore, the present invention has been made to solve the problems of the prior art as described above, the object of the present invention is to provide a detailed analysis information on the goods auction or short sale at a glance, as well as to provide a light delivery estimate and consulting report Provides a method for providing auction / auction analysis information for the general user to accurately determine the status of the goods and determine whether to bid.

One embodiment of the present invention for achieving the above object is (1) when a general user selects the bidding goods provided by the auction / short goods analysis server after making an online connection to the auction / short goods analysis server, A cost analysis and a yield analysis process of analyzing a required cost and a yield rate at a current price of the corresponding article by a yield analysis module of the auction / auction product analysis server, and providing the general user with a price page and a cost analysis and a yield analysis page; And, (2) when the general user is successful in the cost analysis and the rate of profit analysis page through the cost analysis and the rate of profit analysis page, the brightness required by the brightness auction estimate generation module of the auction / auction product analysis server Calculation of the brightness and delivery of the cost / delivery cost and the brightness India estimate page is provided to the general user; And (3) when the general user requests a consulting report on a product to be bidding, case summary information, product analysis information, right analysis information, and comprehensive analysis information by a consulting report generation module of the auction / auction product analysis server. In the method for providing auction / auction item analysis information including a consulting report generation process of providing a consulting report page including bid prediction analysis and cost analysis information, analysis information by a consultant, and analysis information based on statistics, the cost analysis and The Yield Analysis page contains the successful bid price, successful bid price rate, reasonably successful bid price item, acquisition tax, farming and fishing village special tax, registration tax, education tax, bond purchase cost, registered income certificate, registration fee, and other taxes and utility bill items consisting of other costs, total amount of risk, The amount of reason and reason for the reason, total tax and risk cost item, total cost item, It is characterized by consisting of the rate of return item, the investment limit amount item, the above-mentioned India India estimating page, the cost required for the application and receipt of disposable disposal before occupancy, the cost required for the execution of disposable disposal, the cost required to file a litigation suit, 1st Expenses for inability to serve, Expenses for inability to perform second delivery, Expenses for inability to perform third delivery, Expenses for prepaid lightness, extra equipment costs, additional costs for nightly executions The event summary item of the consulting report page includes a bid date, a location, a case number, a category, an appraisal company, an auction type, an article number, an evaluation date, a creditor, an appraiser, a total debt amount, and a debtor. , The lowest, the survey date, the owner, the appropriate market, characterized in that the item consists of, item analysis information on the consulting report page , Consisting of land detail items consisting of details, area, number of floors, land, and public land, and other detailed items consisting of area, use, building structure, classification, equilibrium, construction year, location of building, surrounding information of building, and location information Building details, other details consisting of cadastral maps, bird's-eye view and internal structure drawings, building status and treatment items consisting of processing direction and content details, location and surrounding environment, traffic and location conditions, and surrounding business area formation. Location conditions and appropriate market value items consisting of the details, whether the appropriate market value analysis, proper market value analysis, and local real estate company information providing items, and the building status and processing plan items of the product analysis information And consultants' opinions.

Hereinafter, with reference to the accompanying drawings will be described in detail a preferred embodiment of the present inventors auction / auction product analysis information providing system.

1 is a block diagram of the auction / auction product analysis information providing system according to an embodiment of the present invention.

As shown in FIG. 1, the auction / auction product analysis information providing system includes a data communication network 200 including a user terminal 100 such as a PC, a portable terminal, and a wired / wireless communication network such as the Internet, an infrastructure, a swap, and the like. , The auction information providing server (300) provided in the auction court to provide information on the auction items and the auction information providing server (400) and the auction information providing server provided in the Korea Asset Management Corporation to provide information on the auction products The auction information provided by the 300 and the auction information provided by the auction information providing server 400 are collected, and general users who are interested in the auction item or the auction item or are willing to bid on the status of the item. It consists of auction / short goods analysis server (500) that provides quote information, cost analysis and yield analysis information and consulting reports to accurately understand .

The auction / auction item analysis server 500 analyzes the price information of the auction item and the auction item and the auction item and the auction item and the auction item and the auction item as shown in FIG. 2. After analyzing the rate of return according to the analyzed cost and the profit analysis information DB (520) to provide to the general user, consulting information DB (530) for storing the consulting report on the auction items and auction items, and the auction item Calculate the total cost by using the information on the appropriate bid price and the amount of taxes, utilities, and risks for the auction, and calculate the rate of return and investment limit based on the calculated amount and provide it to the general user through the cost analysis and rate analysis page. Meanwhile, a yield analysis module 540 for storing and managing the yield analysis information DB 520 and a general user win a predetermined auction item or a short sale item. If received, the bidders for creating a bidding product according to the bidding proceedings due to the owner or occupants of the bidders yiyongdo quotation generation module 550, and the auction or short sale at the request of the general user Produces a consulting report consisting of case summary information, product analysis information, rights analysis information, comprehensive analysis information, successful bid prediction analysis and cost analysis information, analysis information by consultants, and analysis information based on statistics. On the other hand, it consists of a consulting report generation module 560 to store and manage in the consulting information DB (530).

Referring to the auction / auction product analysis information providing method configured as described above are as follows.

The method for providing auction / auction item analysis information according to the present invention is shown in FIG. 3 after the general user makes an online connection to the auction / auction item analysis server 500 in the auction / auction item analysis server 500. In the case of selecting a bidable item to provide the cost analysis and yield analysis process (S100) and provides the price page and cost analysis and yield analysis page to the general user by analyzing the cost and return rate from the current price of the item, Brightness delivery estimate calculation process (S110) that provides the general user with a brightness delivery quotation page by calculating the brightness / delivery cost required when the product is completed for cost analysis and yield analysis through cost analysis and yield analysis page. When the general user requests a consulting report on an item to be bidding, case summary information and water Consulting report generation process (S120) that provides a consulting report page consisting of analysis information, rights analysis information, comprehensive analysis information, successful bid prediction and cost analysis information, analysis information by a consultant, analysis information by statistics.

Price information page is a page showing the price information of the item selected by the general user, as shown in Figure 4 attached to the loan information, deposit rate, current price (sell), loan rate, charter, monthly rent information It is provided so that the general user can accurately know the tense information of the selected object.

In addition, the cost analysis and yield analysis page, as shown in the accompanying drawings, Figure 5, the successful bid price, successful bid rate, reason for the appropriate bid price, acquisition tax, farm and fishing village special tax, registration tax, education tax, bond purchase costs, registered income certificate, registered small amount In addition, each tax and utility bill item composed of other expenses, the total amount of risk, the risk amount and reason items composed of reasons, total tax and risk cost items, total cost items, rate of return items, investment limit amount items, Not only will you know the winning price and the winning bid rate of the selected item, but you will also be able to know each tax and utility fee so that you will be able to recognize the cost of the winning item. In addition, the general user can find out how much the risk amount is and what is the reason for the risk amount through the cost analysis and the yield analysis page. It helps the user decide whether to bid.

In this case, the yield item and the investment limit amount item of the cost analysis and the yield analysis page do not reflect the real estate price change data.

In addition, the general user should follow the light delivery procedure when the product is won. In other words, when the successful bidder pays the price, he / she acquires ownership regardless of the registration, and the successful bidder can request the owner and tenant who occupy the bidding property to empty the building. If the agreement is not properly agreed, the successful bidder must go through the legal process and obtain the execution of the court to enforce the enforcement, and the successful bidder can request the extradition order and the lawsuit. When you step on, the service page that allows the general user to know the expenses to be used is a quote page India.

The lightness delivery estimating page is shown in the accompanying drawings as shown in Figure 6, the costs required for the application and receipt of temporary disposal before occupancy, the cost required for the execution of the disposable, the cost required to file a light suit, the cost required for the first delivery, It consists of the cost of the second delivery, the cost of the third delivery, the cost of prepaid brightness, the cost of extra equipment, the additional cost of the night execution, the cost of completing the brightness, and the total items. It accurately calculates and provides the estimated cost.

On the other hand, the consulting report generation module 560 of the auction / auction product analysis server 500 supports a general user to receive a consulting on a predetermined product. That is, a general user may request and receive a consulting report on auctions or auction items provided by the auction / auction goods analysis server 500, and make a bid to accurately grasp the state of the goods through the consulting report. Do not cause any damage.

The consulting report page is composed of case summary information, product analysis information, rights analysis information, comprehensive analysis information, successful bid prediction analysis and cost analysis information, analysis information by a consultant, analysis information by statistics.

As shown in FIG. 7, the case summary item of the consulting report page includes a bid date, a location, a case number, a category, an appraisal company, an auction type, an article number, an evaluation date, a creditor, an appraiser, a total amount of a debtor, a debtor, and a lowest price. , Survey date, owner, and appropriate market price.

In addition, the item analysis information of the consulting report page includes land detail items (refer to FIG. 8) consisting of detailed areas of area, number of floors, land stocks, and published lands, area, use, building structure, classification, equilibrium, building year, and Building details consisting of the location, surroundings of the building, and other detailed items consisting of entry information (see FIG. 9), and other details consisting of cadastral, bird's-eye and internal structure details (see FIG. 10). Building condition and processing plan items (refer to FIG. 11), location and surrounding environment, traffic and location conditions, surrounding commercial area formation, proper market value analysis, appropriate market value analysis It consists of a location condition and an appropriate market value item (see FIG. 12) and a local real estate company information item.

In particular, the building status and processing plan items of the object analysis information includes the contents of the consultant's opinion, as shown in FIG. Induce to determine whether or not.

In addition, the right analysis information of the consulting report page includes a registered item (see FIG. 13), an occupancy status item consisting of occupancy purpose, renter, transfer date, date of confirmation, dividend, deposit, and monthly rent (see FIG. 14). ), Resident registration confirmation items, status items other than register and lease, and expected dividend ranking items consisting of ranking, right holder, right type, set date, dividend, claim amount, dividend amount, takeover amount, and disappearance details (see attached drawing Figure 15). )

The general user can use the right analysis information provided by the consulting report generation module 560 to clearly understand the registration details of the item to be bid without using the registry, and the information of the occupants occupying the object. You can find out whether they are paying dividends, transfer dates, deposits, and rent.

In addition, the comprehensive analysis subpage of the consulting report page is composed of a comprehensive analysis of goods and detailed measures of creditors' countermeasures as shown in FIG. So that you can check it.

The auction prediction analysis and cost analysis subpage of the consulting report page includes the auction progress process item consisting of court auction account, case number, auction applicant, number of bidders, auction order, minimum auction price, successful bid price, bidding date, and result details. 17), adjacent bid price rate items (see FIG. 18) consisting of successful bid rate, average successful bid rate, and expected successful bid price details, and quote items consisting of loanable amount, loan interest rate, charter, and monthly rent detail items (see accompanying drawings). 19), and an item of expected bidding amount (see attached drawing FIG. 20) consisting of a description, a description of a bid, an expected bidding value, a reason, a rate of return and an investment threshold.

The analysis information by the consultant and the analysis information by the statistics of the consulting report page, as shown in Figs. 21 and 22 of the accompanying drawings, the appropriate successful bid item, the acquisition price, the ratio of the successful bid price to the estimated price, the acquisition tax, Each taxation and utility bill consisting of the special tax, registration tax, education tax, bond purchase cost, certificate of registered income, registration fee, and other cost details, the total amount of risks, the reason items, the risk items, the total tax and risk cost items, It consists of a total cost item and a return item.

Although the present invention has been described in detail so far, it should be apparent that the embodiments mentioned in the process are only illustrative, and not restrictive, and the present invention is provided by the following claims. Within the scope not departing from the scope of the component change that can be evenly substituted will fall within the scope of the present invention.

As described above, the present invention not only provides detailed analysis information on the goods auction or short sale at a glance, but also provides a brightness guide quote and consulting report, so that the general users can accurately determine the status of the goods and determine whether to bid. It has the effect of making it possible.

Claims (11)

(1) When a general user makes an online connection to an auction / auction item analysis server and selects a bidable item provided by the auction / auction item analysis server, the corresponding value is determined by a yield analysis module of the auction / auction item analysis server. Cost analysis and yield analysis process of the cost and the rate of return is analyzed in the current price of the article, the price page and the cost analysis and rate analysis page is provided to the general user; and (2) The cost analysis and rate of return of the general user If you receive a bid for the product that has completed the cost analysis and the yield analysis through the analysis page, the brightness / delivery cost calculation and the brightness delivery quotation page required by the brightness delivery estimate generation module of the auction / auction item analysis server is displayed to the general user. The process of estimating the lightness delivery provided; And (3) when the general user requests a consulting report on a product to be bidding, case summary information, product analysis information, right analysis information, and comprehensive analysis information by a consulting report generation module of the auction / auction product analysis server. In the auction / short goods analysis information providing method comprising a consulting report generation process that provides a consulting report page consisting of, bid prediction analysis and cost analysis information, analysis information by a consultant, analysis information by statistics, The cost analysis and yield analysis page, Successful bid price, successful bid rate, reason for successful bid, item of acquisition tax, special fishing tax for farming and fishing village, registration tax, education tax, purchase price of tax, certificate of registered income, small amount of registered tax, other taxes and utility bills consisting of other expenses, total amount of risk, risk amount of reason And reason items, gross tax and risk cost items, gross cost items, rate of return items, and investment threshold amount items.  The Brightness India quote page, Costs for application and receipt of disposable disposal, costs for execution of disposable disposal, costs for filing a light case, costs for first delivery, costs for second delivery, and third delivery It is characterized in that it consists of the cost, the cost of prepaid brightness, the cost of extra equipment, the additional cost of the night running, the cost of completing the brightness execution, the total items, The case summary of the consulting report page is Bid date, location, case number, type, appraisal company, auction type, article number, valuation date, creditor, appraiser, total debt, debtor, lowest price, survey date, owner, appropriate market price, Article analysis information of the consulting report page, Building consisting of land detail items consisting of area, number of floors, land and public land, and other detailed items consisting of area, use, building structure, classification, equilibrium, construction year, location of building, surrounding information of the building, and location information Other details items including detail items, cadastral maps, bird's eye view and internal structure details items, building status and treatment items consisting of processing directions, content details items, location and surrounding environment, traffic and location conditions, and surrounding commercial area formation Location, consisting of sub-item market value analysis, appropriate market value analysis, and appropriate market value items, and providing information on local real estate companies; The building status and processing plan items of the object analysis information, Method for providing auction / short goods analysis information, characterized in that it includes the opinion of the consultant. delete delete delete delete delete delete The method of claim 1, wherein the right analysis information of the consulting report page, Registration items; Occupancy status items including occupancy usage, tenant, transfer date, settlement date, dividend, deposit, and monthly rent, Resident Registration Confirmation Items, Status items other than the register and lease, Expected dividend ranking item consisting of rank, right holder, right type, set date, dividend, claim, dividend amount, acquisition amount, and disappearance Auction / auction item analysis information providing method comprising a. According to claim 1, Comprehensive analysis information of the consulting report page, Method for providing auction / auction item analysis information, characterized in that the item consists of a comprehensive analysis of the item, the details of countermeasures of the creditor. 10. The method of claim 9, wherein the successful bid prediction and cost analysis information of the consulting report page, The auction progress process item consisting of the court auction system, case number, auction applicant, number of bidders, auction order, minimum auction price / bid price, bidding date, and result details; The adjacent bid price rate column, which includes the successful bid rate, average bid rate, and estimated bid price details, Quote item including loanable amount, loan interest rate, charter, monthly rent, Classification, expected bid price, reason, rate of return and investment threshold Description Auction / auction item analysis information providing method comprising a. The method of claim 10, wherein the analysis information by the consultant and the analysis information by the statistics of the consulting report page, A fair bidding price item consisting of a fair bid price, a successful bid price ratio, and a household cost Tax and utility bills consisting of the following items: acquisition tax, special fishing and fishing tax, registration tax, education tax, purchase price of bond, certificate of registered income, minimum amount of registration, and other expenses; The risk items, the total risk and reason items, Total tax and risk cost items, The total cost column, Yield column Auction method / auction, characterized in that consisting of.

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