JPH1063917A - Automatic transaction device equipped with crime preventing function - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction device for cash, etc., which leaves transaction contents as images and is superior in crime preventiveness by storing a storage medium with images of customers, images of transaction media such as a card and a bankbook, and transaction contents by transactions. SOLUTION: A customer's card is inserted into a card receiving process unit 2. The customer inputs a password code and the amount of money to be dealt with through the card receiving process unit 2; when they are normal, a cash transaction is carried out and a CCD camera 3 photographs the card of the customer. When there is no problem at the end of the transaction, image data from the CCD camera 3 which are photographed at the time of the card input, image data of the CCD camera 4, and character data showing the transaction contents are put together by an image composition part 5 under the control of a control part 7 and stored in a magnetic disk drive 6. Thus, the transaction contents, images of customer's cards, and images of customer's faces are recorded by transactions, so whether or not an illegal card is used and an image of an illegal customer are made clear, transaction by transaction.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus such as an automatic teller machine installed in a financial institution such as a bank, and more particularly to an automatic transaction apparatus capable of recording transaction details after a customer inserts a card or passbook. .

[0002]

2. Description of the Related Art Conventionally, an automatic cash transaction apparatus of a financial institution such as a bank needs to keep a record of transaction contents inputted by a customer. In this case, the automatic teller machine prints the transaction content input by the customer on continuous paper using an internal printer.

[0003] That is, the conventional automatic teller machine has a built-in printer dedicated to continuous paper printing inside the apparatus, and prints the contents of the transaction performed by each customer by operating the automatic transaction apparatus on continuous paper every time a transaction occurs. I do. The continuous paper is wound by a continuous paper winding mechanism built in the apparatus, and is wound until there is no more paper. The paper is collected and stored by staff at financial institutions such as banks.

[0004]

Since the conventional automatic transaction apparatus prints the transaction contents of the customer using a printer,
Printer maintenance is required. To eliminate the printer,
Instead of printing the transaction contents, it is conceivable to record and store them in some storage medium, but this alone is not sufficient for crime prevention. For example, when a person who is not a legitimate customer makes a transaction, there is a problem that evidence that the fraudulent customer has made a transaction cannot be left for each transaction.

[0005] It is an object of the present invention to provide an automatic transaction apparatus for cash or the like which can leave transaction contents as images and is excellent in crime prevention.

[0006]

An automatic transaction apparatus according to the present invention takes in a transaction medium dedicated to a customer for cash transaction, performs a reading process, and generates transaction input information by a customer operation. First imaging means for imaging a customer who operates the apparatus, second imaging means built in the medium reception processing unit for imaging the transaction medium taken in, and the first imaging means An image synthesizing unit for synthesizing an image of the customer captured by the second imaging unit, an image of the transaction medium captured by the second imaging unit, and a transaction content performed by the customer through the medium reception processing unit into an image on one screen; Means for storing the image synthesized by the image synthesizing unit 5.

[0007]

Next, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 1 is a schematic block diagram showing an embodiment of an automatic transaction apparatus according to the present invention. In the figure, an automatic cash transaction apparatus 1 includes a card reception processing unit 2 for receiving a customer-specific card for a cash transaction, and a CCD camera 3 for photographing the face of a customer who operates the apparatus and also performing security monitoring.
A CCD camera 4 built in the card reception processing unit 2 for photographing the card; a customer image photographed by the CCD camera 3; a card image photographed by the CCD camera 4; An image synthesizing unit 5 for synthesizing the character data of the transaction contents transacted through the network 2, a magnetic disk device 6 for recording the image synthesized by the image synthesizing unit 5, and a control unit 7 for controlling the whole.

The customer's card is inserted into the card reception processing unit 2. When the customer inputs the password and the transaction amount in the card reception processing unit 2 and the transaction number is normal, cash transaction is performed, and the customer's card is photographed by the CCD camera 4. If the transaction is completed and there is no problem, the image data from the CCD camera 3 captured at the time of card input, the image data of the CCD camera 4 and the character data representing the transaction content are controlled by the image synthesizing unit 5 and controlled by the control unit 7. And is stored in the magnetic disk device 6.

FIG. 2 is a block diagram showing an image synthesizing method in the image synthesizing section 5. The image of the customer (1) from the CCD camera 3 and the image of the card (2) from the CCD camera 4 are processed so as to be included in the left half of the composite image (3), and transactions such as the type of transaction, transaction date and time, and amount are performed. After the character data of the content is converted into image data by the control unit 7, it is processed so as to enter the right half of the composite image (3). The synthesized image (3) created by the image synthesizing unit 5 is stored in the magnetic disk device 6 for each customer transaction. As described above, since the details of the transaction, the image of the customer's card, and the image of the customer's face are recorded for each transaction, the presence / absence of use of a fraudulent card and the image of a fraudulent customer who is not a legitimate customer are clearly clarified for each transaction. It is extremely useful for crime prevention. Note that the arrangement of the three types of images of the composite image (3) is not limited to FIG. 2, and the size of the arrangement frame may be arbitrarily determined.

FIG. 3 is a block diagram showing the automatic transaction apparatus shown in FIG. 1 in further detail. The card reception processing unit 2 includes a card insertion slot 21 for inserting and removing a card, and a reading unit 22 for reading a magnetic portion of the card.
And a transaction input display unit 23 such as a touch panel display in which an operation unit and a display unit for inputting transaction contents are integrated, and a transport roller 24 for transporting a card from the card insertion / extraction opening 21.

The photographing timing of the CCD cameras 3 and 4 and the synthesizing process of the image synthesizing unit 5 are performed by the main control circuit 7 of the control unit 7.
Controlled by 0. Interface 71 of control unit 7
Is connected to the host computer, receives customer data from the host computer during a transaction, sends the data to the main control circuit 70, and transmits the transaction result from the main control circuit 70 to the host computer.

First, the type of transaction (withdrawal, deposit, transfer, etc.) is displayed on the transaction input display section 23. When the customer's card is inserted into the card insertion slot 21 and the customer selects the type of transaction by the transaction input display section 23,
The card is sent to the position of the reading unit 22. At this time, the main control circuit 70 displays on the transaction input display section 23 a prompt for input of a password. When the password is input, the main control circuit 70 compares the password with the password read from the reading section 22. The input display unit 23 is prompted to input a transaction amount and the like. When comparing the recitation numbers, the main control circuit 7
0 may be compared with the recitation number received from the host computer. If the comparison results in a mismatch, the card is returned to the card insertion / extraction port 21 by the transport roller 24.

When a transaction amount or the like is input in the transaction input display section 23, transaction input information indicating the amount or the customer is generated. When a confirmation input is further made, the main control circuit 70 controls the CCD camera 4 to control the CCD camera 4. Shoot the card. Image data read by the CCD camera 4 is sent to the image synthesizing unit 5 and temporarily stored therein. The main control circuit 70 sends the transaction input information to the host computer via the interface 71 after the confirmation input is detected. When the transaction content processed by the host computer is received by the interface 71, the main control circuit 70
Converts the transaction contents into image data and transfers it to the image synthesizing unit 5. Further, the main control circuit 70 controls the CCD camera 3 to read an image of the customer and read the image of the customer.
Transfer to

The image synthesizing unit 5 receives the first received and stored C
The image data of the customer's card from the CD camera 4 and the CC
The image data from the D camera 3 and the image data indicating the transaction content are combined as shown in FIG. 2 to generate combined image data (3). The combined image data is transferred from the image combining unit 5 to the magnetic disk device 6 and stored.

The magnetic disk device 6 stores the combined image data in order for each transaction. This stored content is image data, which can be read out by a computer and displayed on a screen as it is.

In the above description, when the type of transaction is a deposit at a bank, in addition to inputting the transaction amount, a cash bill is set in the cash slot and taken into the automatic cash transaction apparatus.
In the case of withdrawal, after the main control circuit 70 in FIG. 3 receives the transaction result, it is necessary to output the bill of the withdrawal amount to the cash outlet, but the transport of cash bills is well known, and FIGS. Is omitted.

The embodiment of the present invention is not limited to the configuration and operation described above. For example, CCD
The timing at which the camera 3 reads the image of the customer and transfers it to the image synthesizing unit 5 is not limited to the timing at which the main control circuit 70 receives the transaction content from the host computer.
Any time after the card is first inserted into the card insertion slot 21 may be used. The installation position of the CCD camera 3 is preferably inconspicuous to the customer, and is preferably a position where the customer's face is well projected.

The card reception processing unit 2 accepts a card. However, depending on the customer and the contents of a transaction, a passbook may be set in the automatic transaction apparatus 1 instead of a card. C to capture customer data described in the passbook in the same way as in unit 2
Provide a CD camera to read passbooks. Therefore, the image of the passbook is stored in the image (2) of the card in FIG. As described above, there are a passbook and a card as a personal identification medium.

[0020]

As described above, according to the present invention,
Since the image of the customer and the image of the transaction medium such as a card or passbook and the transaction details are stored in the storage medium for each transaction, if a person who is not a legitimate customer transacts using the transaction medium, The security effect that the evidence of dealings can be left for each transaction is great. Further, by storing the image of the card, a forged card can be identified.

[Brief description of the drawings]

FIG. 1 is a schematic block diagram showing an embodiment of an automatic transaction device of the present invention.

FIG. 2 is a view for explaining an image synthesizing method in the automatic transaction apparatus of FIG. 1;

FIG. 3 is a detailed block diagram of the automatic transaction apparatus of FIG. 1;

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 2 Card reception processing unit 3 CCD camera 4 CCD camera 5 Image synthesis part 6 Magnetic disk unit 7 Control part

Claims (3)

[Claims] 1. A medium reception processing means for taking in a customer-specific transaction medium for cash transaction, performing a reading process, and generating transaction input information by operation of the customer, and a first means for imaging a customer operating the apparatus. Imaging means, second imaging means built in the medium reception processing unit for imaging the transaction medium taken therein, and customer image and second imaging taken by the first imaging means An image synthesizing unit for synthesizing an image of the transaction medium captured by the means and a transaction content transacted by the customer through the medium reception processing unit into an image of one screen, and storing the image synthesized by the image synthesizing unit 5 And an automatic transaction device comprising: 2. The automatic transaction according to claim 1, wherein the transaction medium is a card on which customer information is written, and wherein the medium reception processing unit reads the customer information written on the card. apparatus. 3. The apparatus according to claim 1, wherein said first and second imaging means are CCDs.
2. The automatic transaction apparatus according to claim 1, wherein the automatic transaction apparatus is a camera.