JPH10154255A - Operational method for automatic cash transaction machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic cash transaction machine to eject a foreign matter like a coin, a paper clip, etc., mistakenly inserted into a paper money deposit and payment port before deposited paper moneys are separated and to simultaneously stop separation of the deposited paper moneys which a fall of the foreign matter is detected. SOLUTION: An opening 36a is provided with a separation guide 36 of the paper money deposit and payment port 3 and a pressing plate 35 and a front plate 34 of a paper money pressing means are set to be movable in the same phase. The pressing plate 35 and the front plate 34 are rocked by revolving a motor forward and backward. When the fall of the foreign matter from the opening 36a of the separation guide 36 to a foreign matter receiving means 21 is detected by sensors 38a, 38b, the separation of the paper money is stopped.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

The present invention relates to a method of operating an automatic cash transaction apparatus.

[0002]

2. Description of the Related Art An automatic cash transaction apparatus is an apparatus in which a customer performs transactions such as deposit, withdrawal, and transfer using a cash card, passbook, or transfer card without the intervention of a bank employee. In addition, not only functions such as deposit and withdrawal differ depending on the device, but also
The media handled is also different. There are two types of deposit: a device that handles both bills and coins, and a device that handles only bills.
In a device that handles both coins, there are usually separate deposit ports for bills and coins. However, even if the deposit port is different, when the customer deposits coins, coins are mistakenly inserted into the bill deposit port, and foreign matter such as coins and clips mixed in bills may cause deposits of bills. May be injected into the mouth.

[0003] Foreign matter such as coins inserted into the bill insertion slot can be eliminated if the user notices erroneous insertion, but in most cases the erroneous insertion is not noticed. Since the foreign matter is separated together with the banknote, the foreign matter not only damages the roller of the separation unit, but also induces a conveyance jam, which may cause an obstacle such as a device down.

Various devices have been proposed to cope with erroneous coin insertion. Related devices that deal with erroneous insertion at the bill receiving slot include, for example, JP-A-63-8223.
No. 6, JP-A-2-282122, JP-A-8-175698
There is an official gazette. In addition, the bill and coin deposit ports are integrated,
Related devices that eliminate erroneous injection include, for example, Japanese Patent Publication No. 5-42711, Japanese Patent Application Laid-Open No. 62-125490,
There is JP-A-64-35683.

In the prior art, coins are separated from bills and dropped by vibrating a floor or a bill receiving bar corresponding to a separation guide up and down, or swinging a push plate and a front plate, or a bill receiving system. In this method, the coin is tilted to separate from the upper end of the bill, and the coin is caused to fall downward.

[0006]

Foreign matter, such as coins, which are erroneously inserted into the bill inlet, can be largely dropped by vibrations and swings of the components of the bill, but are completely removed. It is difficult. In particular, when coins are inserted after inserting a large number of bills, the coins
Or it may not fall between paper money. Separating the bills in such a state may cause a bill jam.

If the bills and coins have the same deposit port, erroneous insertion can be avoided, but the mechanism is complicated, and it is difficult to completely separate bills and foreign matter such as coins, clips, and buttons. It is not a good idea to reduce obstacles.

An object of the present invention is to provide an automatic cash transaction apparatus provided with means for preventing obstacles such as banknote jams caused by foreign matters such as coins and clips mixed in banknotes.

[0009]

In order to achieve the above object, a method of operating an automatic teller machine according to the present invention comprises a bill separating means for separating incoming bills one by one, and a bill collecting means for collecting bills to be dispensed. Means, and the bill separating means comprises bill feeding means including a feed-out roller, a feed roller, and a gate roller, and stands the deposited bill at a bill receiving / dispensing port on the upstream side of the bill separating means. A separation guide provided with an opening is provided, and a bill pressing means including a front plate and a pressing plate provided so as to sandwich a bill deposited on the separation guide from front and rear surfaces is provided. In an automatic teller machine having a bill depositing / dispensing port for swinging a plate and a front plate in phase to drop foreign matter such as coins mixed in the deposited bill, the foreign matter passes below the separation guide. Intellectual means is provided, when detecting foreign matter such as a coin falling from in the deposited paper is characterized by stopping the separation of the deposited banknotes.

[0010] According to the above configuration, the customer selects a deposit transaction using a cash card, a passbook, or the like to the automatic teller machine, and erroneously inserts a foreign object such as a coin or a clip together with the banknote into the banknote deposit / withdrawal port. Even if the transaction is performed as it is, the automated teller machine can detect foreign objects such as coins and clips falling under the separation guide, and thus can stop the separation of the deposited bill.

[0011]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, an embodiment of the present invention will be described with reference to the drawings, taking an automatic cash transaction apparatus as an example.

FIG. 1 is a perspective view showing an embodiment of an automatic cash transaction apparatus according to the present invention. As shown in FIG. 1, the automatic teller machine 1 includes a banknote handling unit 60 that processes banknotes, a coin handling unit 70 that processes coins, and a user that sends information necessary for a transaction to the automatic teller machine 1. A display operation unit 2 for inputting and displaying operation guidance and transaction items from the automatic teller machine 1 to the customer, reading and writing information such as a cash card as a transaction medium of the customer, and issuing a transaction statement. A configuration including a card slip handling means 90 for performing processing, etc., a passbook handling means 80 for performing processing such as passbook entry, a guidance display section 8 for displaying transaction items, and a control section 7 for controlling each handling means. It is. The bills, coins, passbooks, and card slip handling means are provided with points of contact with customers, such as bill deposit / withdrawal port 3, coin deposit / withdrawal port 4, passbook entry / exit 5, and card slip entry / exit 6, respectively. Are provided.

FIG. 2 is a side view showing a schematic configuration inside the embodiment of the bill handling means 60 shown in FIG. As shown in FIG. 2, at the lower part of the bill depositing / dispensing port 3 which also serves as a bill depositing port and a bill dispensing port, deposited bill separating means 11 for separating bills one by one, and output near the deposited bill separating means 11. Stacking means 12 for stacking gold bills or deposit return bills, a transport path 13 for transporting bills, a discriminator 14 for discriminating the authenticity, correctness, transport state, etc. of the bills, and temporary stacking for temporarily depositing bills. Means 15, a recycle storage box 16, 17, 18 for storing deposited banknotes as denominated banknotes by denomination, a detachable reject box 19 for storing banknotes unsuitable for dispensing, and banknotes for collection and replenishment Detachable safe 20 for storing
And foreign matter receiving means 21 for receiving foreign matter accidentally inserted into the paper money receiving / dispensing port 3.

FIG. 3 is a side view of the embodiment showing the operation of foreign object insertion and foreign object removal of the bill receiving / dispensing port 3. As shown in FIG. As shown in FIG. 3, the deposited banknote separating means 11 is
1, a bill feeding unit including a feed roller 32 and a gate roller 33, and a bill pressing unit including a front plate 34, a pressing plate 35, and a separation guide 36;
The stacking means 12 mainly includes an impeller 37.

The pressing plate 35 of the bill pressing means moves the rotation of a motor (not shown) by a timing belt (not shown). The front plate 34 may be either a system operated by a motor or a solenoid independently of the push plate 35 or a system using a link to operate in conjunction with the push plate 35. The operation when the push plate 35 and the front plate 34 are linked using a link will be described below. By switching the rotation direction of the motor (not shown) between forward and reverse, the push plate 35 and the front plate 3 are switched.
4 swings in the GH direction and the IJ direction, respectively. A motor not shown is preferably a pulse motor from the viewpoint of easy control.

The foreign matter receiving means 21 provided below the opening 36a of the separation guide 36 is provided over the entire width of the separation guide 36, and receives foreign matters such as coins and clips which have fallen from the opening 36a of the separation guide 36. .
The foreign object receiving means 21 may be a receiving tray method in which a tray is directly taken in and out of the apparatus, or a return path method in which the foreign substance receiving means 21 is provided with an inclination and leads to a coin return port of the apparatus.

As will be described later, 47 in FIG.
Is a shutter of the deposit / withdrawal port 3, reference numeral 48 is a pulley for conveying separated bills, and reference numeral 49 is a conveying belt.

Next, the operation for depositing a bill will be described. After the customer accepts the passbook by making a deposit request from the display operation unit 2 of the automatic teller machine 1 shown in FIG. 1, the shutter 47 of the banknote pay-in / pay-out port 3 opens as shown in FIG. The banknote can be inserted. Since there is no problem in the case where only bills are inserted, a case where foreign matter is erroneously inserted will be described. If a foreign substance is erroneously inserted before the bill is inserted, the foreign substance falls freely to the foreign substance receiving means 21 from the opening 36a of the separation guide 36, so that the foreign substance does not remain on the separation guide 36 and no problem occurs. .

When foreign matter is erroneously inserted after the bill is inserted, there is a high possibility that the foreign matter remains in the bill receiving / dispensing port 3 as shown in FIG. FIG. 3 shows a case in which the foreign matter is a coin 50.
1 and one sandwiched between the bill 51 and the pressing plate 35.

When the shutter 47 is closed from the state shown in FIG. 3 and the bill 51 is separated by the deposited bill separating means 11, the coin 50 does not fall to the foreign substance receiving means 21 and the bill 51
Together with the feed roller 32 and the gate roller 33, which may not only damage the feed roller 32 and the gate roller 33, but also cause a conveyance jam, which may cause an obstacle such as a down of the apparatus. Become. Coins 50 are bills 51
Even when the pressing plate 35 is in the separated state,
Since the bill 51 is pressed by the front plate 34 and the front plate 34, the coin 50 is carried to the bill separating portion without falling to the foreign matter receiving means 21.

Before the shutter 47 is closed and the deposited banknotes are separated, the push plate 35 and the front plate 34 are set in the same phase and the coin 50 is
The paper money 51 is alternately swung toward the push plate 35 side and the front plate 34 side by swinging at a moderate speed and a stroke at which the paper money does not fall to the separation portion. As a result, the coin 50 on the paper money 51 and the paper money 51 The coin 50 sandwiched between the push plates 35 falls from the opening 36a of the separation guide 36 to the foreign matter receiving means 21. After the push plate 35 and the front plate 34 are swung to drop foreign matter into the foreign matter receiving means 21, the bill 51 is separated by the deposited bill separating means 11, whereby the deposit processing operation is performed accurately.

However, the coin 50 sandwiched between the bills 51
May have a large drop resistance due to friction with the bill 51 and may not fall. In particular, when a single-yen coin has a large number of banknotes due to its light weight, it does not fall easily even if the push plate 35 and the front plate 34 are rocked.

If the banknote 51 is separated in a state where foreign matter remains in the banknote pay-in / pay-out port 3, there is a possibility that an obstacle such as a conveyance jam occurs as described above. It is very difficult to detect whether or not foreign matter remains in the banknote pay-in / pay-out port 3. When a foreign object falls on the foreign object receiving means 21, it is determined that the foreign object remains in the bill receiving / dispensing port 3, and the separation of the bill is stopped, so that the obstacle can be prevented beforehand. Then, the shutter 47
And the customer checks the presence or absence of foreign matter, removes any foreign matter, and then performs the payment process again, so that the automatic teller machine can be operated smoothly without any trouble.

Including the fall of foreign matter at the time of bill insertion,
Before the bill is separated, the push plate 35 and the front plate 34 swing,
When the sensors 38a and 38b provided in the foreign matter receiving means 21 detect the fall of the foreign matter including the coin 50, it indicates that the foreign matter has been inserted into the banknote pay-in / pay-out port 3. The sensor that detects the fall of the foreign matter is, for example, optically turned on and off.
In order to reduce the number of sensors and improve the detection performance, it is preferable that the foreign matter receiving means 21 be provided with an inclination and installed downstream of the foreign matter receiving means 21 where foreign matter gathers.

According to the present embodiment, erroneously inserted foreign matter can be reliably removed without changing the bill separating means and the foreign matter removing means. It can be prevented beforehand.

[0026]

According to the present invention, the apparatus can be prevented from going down by removing erroneously input foreign matter, so that it is possible to cope with unattended operation on holidays and the service is improved.

[Brief description of the drawings]

FIG. 1 is a perspective view showing an embodiment of an automatic teller machine.

FIG. 2 is a side view showing a schematic configuration of a bill handling means.

FIG. 3 is a side view of the deposit and withdrawal port means showing a foreign substance input operation and a foreign substance removing operation.

[Explanation of symbols]

Reference numeral 3 denotes a banknote pay-in / pay-out port, 11 denotes a deposited banknote separating means, 12 denotes a stacking means, 21 denotes a foreign substance receiving means, 31 denotes a feeding roller
32: Feed roller, 33: Gate roller, 34: Front plate, 35: Push plate, 36: Separation guide, 36a: Opening,
37: impeller, 38a, 38b: sensor, 47: shutter, 48: transport pulley, 49: transport belt, 50: coin, 51: bill.

Claims (1)

[Claims] 1. A bill separating means for separating deposited bills one by one, and a bill accumulating means for accumulating bills to be dispensed, wherein the bill separating means comprises a bill feeding roller, a feed roller and a gate roller. Means, an upstream side of the bill separating means, a bill depositing and dispensing port, provided with a separation guide provided with an opening for placing the deposited bill standing up,
It is provided with bill pressing means comprising a front plate and a push plate provided so as to sandwich the deposited bill on the separation guide from the front and rear surfaces, wherein the bill pressing device swings the push plate and the front plate in the same phase, In an automatic teller machine having a bill depositing / dispensing port for dropping foreign matter such as coins mixed in the deposited bill, a foreign matter passage detecting means is provided at a lower portion of the separation guide,
The method of operating an automatic teller machine, wherein when a foreign object such as a coin falling from the deposited banknote is detected, separation of the deposited banknote is stopped.