JPH0540775A - Transaction information processing system - Google Patents

Abstract

PURPOSE:To prevent a customer from talking time for data input operation at the time of transaction and to prevent a transaction processing system manager from talking time for the service related to the data input operation of the customer. CONSTITUTION:When a transaction information storing means C stores transaction information in a transaction history information storage means D at the time of performing the transaction processing based on information inputted from an input means A. When an information extraction indicating means E indicates extraction of input transaction information, an information extracting means P extracts input transaction information, which may be probably used for following transactions, based on information stored in the transaction history information storage means D, and an output means G outputs this information in a prescribed form. Outputted input transaction information is selected by a selecting means H on demand and is used in the input means A.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention manages a transaction history of a client who is a customer in a system for performing transaction processing such as an exchange system constructed by a financial institution such as a bank, and stores information in the transaction history. Relates to a transaction information processing method that utilizes the as input data for future transactions.

[0002]

2. Description of the Related Art Conventionally, for example, in a financial institution such as a bank, there is an exchange transfer transaction as one of the transaction operations, and an exchange transaction processing system is constructed to perform this operation. When performing a money transfer transaction using the system, when classified from the viewpoint of the operator when performing the transaction processing, the following two methods are roughly classified and adopted. That is, <Method 1> is a case where an operator is a person who belongs to a financial institution such as a bank clerk, and the client visits a sales office or the like, and the exchange transfer request form shown in FIG. The client fills in the prescribed items (for example, the name and address of the client, the name of the transfer destination financial institution, the account number, and the amount of transfer) and submits it to the bank clerk. Subsequent transaction processing operations are performed by the bank clerk based on the details entered in the request form.

<Method 2> In the case where the client himself is an operator, the client visits a business office or the like and uses an automatic transaction device such as an automatic transfer machine installed in the business office or the like. The client uses the automatic transfer machine or the like to input the data corresponding to the contents to be entered in the money order transfer request form in the method 1 to transfer the money. Here, considering Method 2, the following is disclosed as a technique for facilitating the data input operation of the client.

(1) As described in Japanese Examined Patent Publication No. 3-18227, the transfer destination data of a plurality of transferees for each transferee is accumulated at the center, and the transfer operation described above is performed at the transfer operation. The destination data is displayed as a list on an automatic transfer machine or the like, and the transfer recipient is allowed to select the transfer destination from the displayed list.

(2) As described in Japanese Patent Application Laid-Open No. 3-81870, the transfer destination financial institution designation screen in which the transfer destination financial institutions are arranged is set and registered in order of frequency of use for each business office. In addition, when specifying the transfer destination financial institution,
The above-mentioned screen is displayed preferentially.

[0006]

By the way, in exchange transfer transactions, there are cases where the same transfer is made only once, but this is not the only option, and the same transfer can be made many times. In many cases (for example, when the purchase price is transferred to a specific person on the day after the monthly payday).

Considering the latter case, in Method 1 described in the prior art, since the same transfer destination, the contents to be entered in the transfer request form are almost the same (there is a possibility that they may be different is about the amount). Nevertheless, the client is required to fill in the transfer request form for each transfer transaction. Also,
From the financial institution's perspective, a bank clerk, etc. needs to perform the operation every time, so in order to save labor, clients requesting such a transfer should use a transfer machine, etc. to make a transfer transaction. I have a desire.

Further, in the method 2 of the prior art, if the list of the transfer destination data is displayed on the automatic transfer machine or the like, the client can select the necessary data and the operation is easy. In order to utilize such technology more effectively, it is important for the client to display the desired data that he / she wants at the time of operation. It is important that financial institutions do not have to worry about it.

The present invention has been made in consideration of the above points, and for the side that manages and operates the transaction processing system such as a financial institution, the client such as the client is as much as possible to the automatic transaction such as the automatic transfer machine. At the same time as allowing the device to be used, it is possible to save the trouble of accumulating and setting the information that should be displayed on the automatic transaction device, and for the customer to fill out the request form such as the transfer request form. It is an object of the present invention to provide a transaction information processing method in which the data input operation is as easy as possible when the customer himself / herself performs the transaction operation.

[0010]

According to the transaction information processing system of the present invention, transaction information is stored in a transaction information processing system in which transaction information is input from a predetermined input means and a predetermined transaction process is performed based on the transaction information. Means, transaction history information storage means, information extraction instructing means, information extraction means, and output means, wherein the transaction information storage means stores information of a necessary part of the transaction information in the transaction history information storage. When the information extraction instruction means instructs the information extraction means to extract the input transaction information, the information extraction means, based on the information stored in the transaction history information storage means, The input transaction information that is likely to be used in the subsequent transactions is extracted, the output means outputs the input transaction information extracted by the information extraction means in a predetermined mode, and the output input transaction information is output. And the information that was decided to be utilized as a transaction information input from said input means,
The output means outputs a plurality of input transaction information in a display mode, and from the displayed plurality of input transaction information, input transaction information selection means capable of selecting the input transaction information to be used for the current transaction is provided. It was decided to prepare further,
Also, the output means and the input transaction information selection means,
It is assumed that the transaction device is an automatic transaction device, and the output means is an input transaction device, and the input device is an automatic transaction device. It is intended to output information,
Further, the output means is provided centrally in a relatively small number of specific places such as a district center, and the portable electromagnetic recording medium is collectively issued.
The output means is provided in a relatively large number of dispersed stores such as business stores, and individually issues the portable electromagnetic recording medium based on an instruction from a terminal device installed in the store. Further, the output means is provided in a relatively large number of dispersed stores such as sales offices, and the transaction request items are entered based on the instruction from the terminal device installed in the store. It is assumed that the input transaction information is printed on a paper medium for performing the above, and when it is determined that a plurality of the portable electromagnetic recording media to be output are required, the predetermined condition is satisfied. In order to classify and arrange a plurality of input transaction information, each of the input transaction information is divided so as to be output to any one of a plurality of media, and the input transaction information divided by the output means, Each The output means outputs to a medium, and the output means outputs the input transaction information based on a transaction using a portable electromagnetic recording medium, and outputs the information. The extraction means is
If the extracted input transaction information does not reach the specified amount,
Extracting the input transaction information based on the predetermined extraction condition, including the input transaction information extracted under the predetermined extraction condition, and based on the extraction condition closely related to the predetermined extraction condition; Further, the information storage means stores the input transaction information based on a transaction using a portable electromagnetic recording medium, and the input means is a facsimile device. In addition, the predetermined transaction process is an exchange transfer transaction process.

[0011]

In the transaction information processing system having the above structure, transaction information is input from a predetermined input means and a predetermined transaction process is performed based on the transaction information.
The transaction information storage means extracts the necessary part of the transaction information and stores it in the transaction history information storage means. When the information extraction instructing means instructs the information extracting means to extract the input transaction information, the information extracting means may be used in the subsequent transactions based on the information stored in the transaction history information storing means. The input transaction information extracted by the information extraction means is output by the output means in a predetermined manner. After that, the input means uses the output input transaction information as the input transaction information so that the transaction processing can be performed.

Further, the output means outputs a plurality of input transaction information in a display mode and enables selection of the input transaction information used for the current transaction from among the displayed plurality of input transaction information. ing.

Further, the output means outputs the input transaction information to a portable electromagnetic recording medium which can be input by the automatic transaction device.

Further, the output means is centrally provided in a relatively small number of specific places such as a district center so as to collectively issue a portable electromagnetic recording medium.

Further, the output means is provided in a relatively large number of dispersed stores such as business stores, and outputs the portable electromagnetic recording medium based on an instruction from a terminal device installed in the store. It is issued individually.

The output means is provided in a relatively large number of distributed stores such as business stores, and is used for entering transaction request items based on an instruction from a terminal device installed in the store. The input transaction information is printed on the paper medium.

When it is determined that a plurality of portable electromagnetic recording media to be output are required,
A plurality of input transaction information is classified and arranged according to a predetermined condition, each of the input transaction information is classified so as to be output to any one of a plurality of media, and the input transaction is classified by the output means. The information is output to each medium.

Further, the output means outputs the information except the input transaction information based on the transaction using the portable electromagnetic recording medium.

When the extracted input transaction information does not reach a predetermined amount, the information extracting means includes the input transaction information extracted under the predetermined extraction condition based on a predetermined extraction condition, and It is essential to extract the input transaction information based on the extraction condition closely related to the predetermined extraction condition.

Further, the information storing means stores the input transaction information excluding the transaction based on the transaction using the portable electromagnetic recording medium.

[0021]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail below with reference to the drawings. 1 is a conceptual diagram of the present invention, FIG. 2 is a configuration example of a system to which the present invention is applied, FIG. 3 is a hardware configuration diagram of an automatic transfer machine, FIG. 4 is a hardware configuration diagram of a teller machine, and FIG. 5 is a card. Issuer hardware configuration diagram, FIG.
Is a hardware configuration diagram of a FAX-OCR control device and a FAX-OCR processing device, FIG. 7 is a hardware configuration diagram of TC, FIG. 8 is a hardware configuration diagram of HOST, FIG. 9 is an example of a money transfer request form, and FIG. 11 is a flowchart of the transfer process in the automatic teller machine, FIG. 12 is a flowchart of the transfer process in the FAX, FIG. 13 is a flowchart of the transfer process in the FAX-OCR processing device, and FIG. 14 is a transfer in the HOST. Flowchart of processing, FIG. 15 is a flowchart of batch issuing processing, FIG. 16 is a flowchart of individual issuing processing, FIG. 17 is a flowchart of processing of a card issuing machine, FIG. 18 is a flowchart of extraction processing, FIG. 19 is extraction information and format examples. is there.

In the present embodiment, the present invention will be mainly described as being applied to an exchange transfer transaction process in a bank or the like.

First, the configuration of a system to which the present invention is applied will be described with reference to FIG. In FIG. 2, 1 is a card issuing machine that issues a transfer card for a customer to use in a currency transfer transaction, and 2 is an automatic card transfer machine in which the customer operates by himself or herself, for example, using a transfer card. Transfer machine,
3 is a counter device installed in a bank's business office or the like for a dedicated operator such as a bank clerk to carry out transactions such as money transfer processing, 4 is a card issuing machine 1, an automatic transfer machine 2, a counter device 3, etc. Terminal control device (hereinafter, referred to as “T
C ”) 5 is a facsimile machine (hereinafter referred to as“ FAX ”) for reading the contents of the transfer request form written by the customer, converting it into image data, and transmitting the image data. is set up. 6 is FAX
FAX that receives image data sent from 5
-OCR control device, 7 is a FAX-OCR processing device that performs a predetermined process related to character recognition and currency transfer based on image data received by the FAX-OCR control device 6, and 8 is connected to the FAX-OCR processing device 7, It is a workstation for a full-time operator to check the contents of the transfer request form transmitted from FAX 5 and to input necessary information, and it is installed at a regional center such as a bank. Also, 9 is a TC4 and communication line 11 installed at each sales office, etc.
A host computer a (hereinafter, referred to as “HOS”) for centrally performing a predetermined process (for example, exchange message exchange process, transaction settlement process, etc.) related to exchange transfer.
"Ta"), and is installed in an office center or the like belonging to the same bank as each business office. 10 is HOSTa
It is a host computer b (hereinafter, referred to as “HOSTb”) owned by another financial institution or the like different from the bank or the like holding 9.

Next, the outline of the present invention will be described with reference to FIG. 1 and FIG.
Will be explained.

A customer visits a business office of a bank in which the automatic transfer machine 2 is installed and inputs transaction data necessary for the transfer from the automatic transfer machine 2. The input data is the client's name, address, telephone number, information about the customer, financial institution's name, account number, payee's name, and the amount of money transferred this time (hereinafter, these transactions are performed once). All or part of the input data required in this case is collectively referred to as "input transaction information").

Here, the customer who came to the store this time may make the first transfer transaction this time, but considering, for example, that he / she regularly makes a transfer to the same person, the amount is excluded (depending on the transfer purpose. Is the same as the above-mentioned input transaction information for most of the other times (hereinafter referred to as “fixed input transaction information”, which does not change and is commonly used in such multiple transactions). Therefore, in order to simplify these inputs, there is a possibility that, for example, from the currency transfer transaction history stored in advance by HOSTa9 etc. when the client name is input, it will be used for the current transaction of the customer. High input transaction information (that is, input transaction information that is likely to be fixed input transaction information) is extracted and displayed on the automatic transfer machine 2. The customer specifies the input transaction information displayed on the automatic transfer machine 2 as it is if it can be used for this transaction, and multiple input transaction information is displayed, which is necessary for this transfer. If the input transaction information is included, the input transaction information is selected. The automatic transfer machine
The input transaction information specified or selected by the customer will be treated as input data. If necessary, the designated or selected input data is partially changed, or the customer inputs the missing input data from the automatic transfer machine 2. As described above, since all the input data necessary for the customer's transfer transaction are prepared, the transfer transaction is performed by transmitting the input data from the automatic transfer machine 2 to the HOSTa 9.

On the other hand, in HOSTa9, it is natural to carry out the transfer transaction processing. In addition to this processing, the history of the transaction information is stored each time a transfer transaction occurs, and a fixed input is made from the automatic transfer machine 2. If there is a request for transaction information, based on the stored transaction information history, input transaction information that is likely to be fixed input transaction information is extracted and transmitted to the automatic transfer machine 2.

In consideration of the case where the customer may use the transfer card to make a transfer transaction, the HOSTa 9 is likely to be the fixed input transaction information for the required customer at an appropriate time. The input transaction information is extracted and the input transaction information is recorded on the transfer card. Since this card is provided to the customer by mail or the like, the customer can carry out transactions using the card.

The above is summarized and explained again with reference to FIG. 1 as follows. That is, when the transaction processing B (exchange transfer processing in the above example) is performed based on the information input by the input means A (automatic transfer machine 2 in the above example), the transaction information storage means C (in the above example HOSTa9) stores transaction information (in the above example, information regarding the customer himself / herself in the transfer, information regarding the transfer destination, etc.) in transaction history information storage means D.
(HOSTa9 in the above example). Then, when the information extraction instructing means E (the automatic transfer machine 2 or the HOSTa 9 in the above example) instructs the extraction of the input transaction information, the information extracting means F (the HOSTa 9 in the above example) stores it in the transaction history information storage means D. Based on the existing information, the input transaction information that is likely to be used in the subsequent transactions is extracted, and this information is output means G (the automatic transfer machine 2 in the above example.
Or HOSTa9) outputs in a predetermined mode (in the above example, display on the automatic transfer machine 2 or recording on the transfer card)
To do. Further, the plurality of output input transaction information are selected by the selecting means H (the automatic transfer machine 2 in the above example) as needed, and the selected input transaction information is used at the time of input.

Next, a detailed description will be given of the money transfer process.

First, the transfer process by the automatic transfer machine 2 will be described.

First, the hardware configuration will be described.

The automatic transfer machine 2 includes a processor 201, a memory 202, and a floppy disk device 2 as shown in FIG.
03, communication control unit 204, keyboard 205, display unit 2
06, a transfer card reading unit 207, a magnetic recording unit 208, a hopper 209, a printing unit 210, and a cash processing unit 211, and TC4 installed in the same sales office.
It is connected to the.

TC4 is a processor 4 as shown in FIG.
01, memory 402, floppy disk device 403,
Disk (hereinafter referred to as "DK") control unit 404, DK4
05, terminal control unit 406, timer 407, line control unit 4
08, an input unit 409, and a display unit 410, and is connected to the HOSTa 9 via the communication line 11.

As shown in FIG. 8, the HOSTa 9 includes a processor 901, a memory 902, a magnetic tape device (hereinafter referred to as "M
"T") controller 903, MT904, DK controller 9
05, DK 906, terminal control unit 907, timer 908,
It is composed of a line control unit 909, an input unit 910, and a display unit 911, and is connected with various terminal devices such as the card issuing machine 1.

Next, mainly using FIGS. 11 and 14,
The transfer process using the automatic transfer machine 2 will be described in detail. This processing is performed by the program. This program is, for example, read from a floppy disk by the floppy disk device 203 and stored in the memory 202 in advance.

A customer visits a branch office or the like of the bank in which the automatic transfer machine 2 is installed, and the keyboard 20 of the automatic transfer machine 2 is visited.
5 or the magnetic card reading unit 207 is used to input transaction data required for transfer manually or by reading the transfer card. As described above, the input data includes the client's name, address, telephone number, the financial institution's name, the account number, the payee's name, the transfer amount, etc. (that is, the input transaction information) which is the information about the customer himself. is there.

First, the program determines what the customer's input means is (step S201). This determination method is performed depending on whether the customer is reading the transfer card from the magnetic card reading unit 207 or whether the customer operates the keyboard 205 without reading the transfer card.

If the customer operates the keyboard 205 for the first time, it is determined that the input transaction information is input from the keyboard 205. Since the procedure that the customer should operate is to input the client information first, the customer inputs the client information from the keyboard 205 (step S20).
2). Then, based on the client information, the program is
An extraction request message (not shown) is assembled in order to request the OSTa 9 to extract the fixed input transaction information of the customer (step S203), and the extraction message is passed through the communication control unit 204 and the HOSTa 9 via the TC4. (Step S204). The purpose is to request the fixed input transaction information from the HOSTa 9 so that the customer does not have to input all the transaction data from the keyboard 205 by keystrokes or the like, and only needs to give an instruction or selection.

When the HOSTa 9 receives the extraction request message from the automatic transfer machine 2, the HOSTa 9 performs a predetermined process (described later), creates an extraction message (not shown), and sends it to the automatic transfer machine 2 via the TC 4. Therefore, the program receives the extracted electronic message through the communication control unit 204 (step S205). After that, the program takes out the input transaction information (which is likely to be fixed input transaction information) set in the format shown in FIG. 9 in the above-mentioned extracted message, converts it into a predetermined format, and displays it on the display unit 206. (Step S206).

When the input is made by the transfer card, the input transaction information (the possibility of fixed input transaction information is high) is recorded in the transfer card (detailed description of the recording method will be described later). Displays the input transaction information read from the transfer card on the display unit 206, and in step S205.
In step S206, the input transaction information is displayed in the same format as when it is received from HOSTa9.

Next, the customer instructs or selects, from the input transaction information displayed on the display unit 206, transaction information that can be used for the current transaction, or if a plurality of transaction information is displayed (on the touch panel on which the information is displayed). Part of the displayed information was changed by touching the part with a finger, by tapping the number displayed together with the information from the keyboard 205), or by tapping the keyboard 205 if necessary. After that (step S207), the input transaction information (for example, the amount of money to be transferred) which is lacking is input from the keyboard 205 (step S208).

The customer finishes inputting all the input transaction information and puts cash equivalent to the transfer amount into the cash depositing unit provided in the cash processing unit 211 (for the handling of the deposit, please refer to cash. In addition to specifying the debit account as part of the input transaction information, based on this information, HOS
There is also a method such as Ta9 performing a withdrawal process), and the cash processing unit 211 performs a predetermined process such as counting cash (step S209). When the customer confirms that the input data (and the amount of cash inserted) is correct, the customer presses an end key (not shown) provided on the keyboard 205 (step S210). This causes the program to
Based on the input transaction information that has been entered, the transfer electronic message (not shown) including the input means information, that is, whether it was entered using the transfer card or only the keyboard without using the transfer card. Assemble (Step S
210), through the communication control unit 204, request the TC4 to send the transfer message to the HOSTa 9 (step S).
212). The TC4 sends the requested transfer message via the communication line 11 to the HOSTa installed in the office center.
Send to 9. After requesting the transmission (or after confirming that the transfer to HOSTa9 has been completed), the program will notify the customer that the transfer transaction has ended and whether or not to create a transfer card based on the input transaction information used for the transaction. A message is displayed on the display unit 206 for selection. Based on the message, the customer determines whether or not the transfer card is required to be issued, and inputs the necessity or not from the keyboard 205 or the like (step S214). If the program determines that the transfer card is not issued based on this input data, the printing section 210 prints a transaction statement relating to the transaction if necessary and provides it to the customer, and then the process ends. If the program determines in step S214 that the transfer card is required to be issued, the stored unrecorded transfer cards are transferred to the hopper 209.
Removes and transfers the transfer card to the magnetic recording unit 208 and the printing unit 210. Then, the information selected or input in steps S207 and S208, that is, the input transaction information is recorded on the transfer card by the magnetic recording unit 208, and the necessary input transaction information and other information are printed by the printing unit 210 by the transfer card. Then, the transfer card is provided to the customer by discharging the transfer card from a transfer card discharge port (not shown) (step S215). After that, if necessary, the printing section 210 prints a transaction statement relating to the transaction and provides it to the customer, and then the process ends. Note that step S
Regarding the processing in 215, all or part of the input transaction information displayed in step S206 may be recorded in the transfer card.

Next, the processing of HOSTa9 will be described with reference to FIG.

This processing is performed by the program.
This program is, for example, from the DK 906 to the DK control unit 9
05 and is stored in the memory 902 in advance. When the program receives a telegram from the TC 4 via the communication line 11 and the line control unit 909 (step S
501), and the message type is determined (step S502).
This is because the telegram transmitted from the TC 4 to the HOSTa 9 includes the extraction request telegram and the transfer telegram, as can be seen from the above description. If it is a transfer message, the program retrieves necessary transaction information set in the transfer message that can be used in a later transaction, that is, necessary information including input transaction information such as client information and transfer destination information (step S503). The data is stored in the DK 906 via the DK control unit 905 (step S504) and stored, and thereafter, processing relating to foreign exchange transfer transactions is performed (step S505). In addition,
When the necessary information described above is stored in the DK 906, the input means information set in the transfer message is determined, and if it is determined that the transaction information is input by the transfer card, for example, the transaction information of the transaction is stored in the DK 906. It may be configured not to be stored. The reason for this is, for example, when the necessary information described above is stored for the purpose of issuing a transfer card at a later date, if the transaction was made using the transfer card, the input transaction information of the transaction is recorded again on the transfer card. This is because the storage area of the DK 906 is wasted even if the input transaction information is stored. Further, as will be described later, when the input means is the FAX 5, the transaction information is stored in the FAX-OCR processing device 7, so that the storage of the transaction information may be omitted in the HOSTa 9.

In step S502, if the message received from the TC4 is the extraction request message, the program displays the client information (requester name, etc.) set in the extraction request message and serving as a search key for extraction. After setting as parameters (step S506), the extraction processing subroutine is called (step S507). The extraction processing subroutine executes the extraction processing based on the transaction information stored in the DK 906 that can be used in the transaction at a later date, and returns the extraction information to this program in the format shown in FIG. 19, for example. An extraction message is assembled based on the extraction information (step S508) and transmitted to the TC 4 via the communication line 11 (step S509).

Next, the money transfer process by the counter device 3 will be described.

First, the hardware configuration of the window device 3 will be described.

As shown in FIG. 4, the window device 3 includes a processor 301, a memory 302, and a floppy disk device 30.
3, communication control unit 304, keyboard 305, display unit 30
6 and the printing unit 307, and is connected to the TC 4 installed in the same business store.

Next, mainly using FIG. 10, the window device 3
The transfer process using will be described in detail. Unlike the automatic transfer machine 2 described above, the window device 3 is not operated by the customer himself, but is operated by a dedicated operator who is a bank clerk.

This processing is performed by the program.
This program is read from the floppy disk by the floppy disk device 303 and stored in the memory 3 for example.
It is stored in advance in 02. A customer who wants to make a transfer transaction fills in the necessary items (items corresponding to the input transaction information) in the exchange transfer request form as shown in FIG. 9 and submits it to the bank receptionist.

When the receptionist receives the transfer request form filled in by the customer from the customer, the operator of the window device 3 (there are cases where the receptionist serves as the above-mentioned case and the case where the receptionist does not) also completes the transfer request form. Transaction data is input from the keyboard 305 based on the transaction information (step S101). When the operator finishes inputting all transaction data and confirms that the transaction data is correct, the operator presses an end key (not shown) on the keyboard 305 (step S102). As a result, the program assembles a transfer telegram based on the input data (step S103), and requests the TC 4 to send the transfer telegram to the HOSTa 9 through the communication control unit 304 (step S104). After that, TC4 and HOSTa9
The process is similar to the process described in the transfer process by the automatic transfer machine 2 described above.

In the above description, all transaction data is described as being input from the keyboard 305, but instead of step S101, the same processing as steps S202 to S208 in FIG. 11 may be performed. good.

Next, a transfer process performed by a system using a facsimile machine (hereinafter referred to as "FAX-OCR system") will be described.

First, the hardware configuration of the system will be described.

The FAX 5 is a FAX-installed in a district center that centrally manages each sales office via the communication line 11.
It is connected to the OCR controller 6 and also FAX-O
CR controller 6 is installed in the same district center
It is connected to the AX-OCR processor 7. FAX-O
The CR processing device 7 is also connected to the TC 4, and the TC 4 is connected to the HOSTa 9 via the communication line 11. FAX
-OCR controller 6 is a processor 6 as shown in FIG.
01, memory 602, communication control unit 603, line control unit 6
04, a DK control unit 605, a DK 606, and an image conversion unit 607. The FAX-OCR processing device 7 includes a processor 701 and a memory 70 as shown in FIG.
2, DK control unit 703, DK 704, terminal control unit 70
5, a timer 706, a communication control unit 707, a recognition device control unit 708, and a recognition device 709.
A TC 4 is connected to the R processing device 7 via a terminal control unit 705 and various terminal devices such as the workstation 8 and the card issuing machine 1 and a communication control unit 707.

Next, F described above with reference to FIGS.
A transfer process using the AX-OCR system will be described.

Also in the FAX-OCR system, unlike the above-mentioned automatic transfer machine 2, the customer does not operate the operation, but a dedicated operator who is a banker operates the operation.

The customer who wants to make a transfer transaction fills in the necessary items (items corresponding to the input transaction information) in the exchange transfer request form as shown in FIG. 9 and submits it to the bank receptionist.

When the receptionist receives the transfer request form filled in by the customer from the customer, the operator of the FAX 5 (there are cases where the receptionist serves as the receptionist and the case where the receptionist does not) also sets up the transfer request sheet at the sales office. Set it to FAX 5
Have AX5 read the transfer request form. This allows FAX
Reference numeral 5 reads the transfer request form (step S301), converts the read data into image data (compressed), and transmits the image data to the FAX-OCR control device 6 installed in the district center via the communication line 11. (Step S3
02).

The image data received by the FAX-OCR controller 6 through the line controller 604 is FAX-
The image conversion unit 607 of the OCR control device 6 converts the image data into a predetermined image data format, and if necessary, all or part of the data is passed through the DK control unit 605 to the DK 606.
In the FAX-OC through the communication control unit 603.
The data is transmitted to the R processing device 7 (step S401).

Next, the processing in the FAX-OCR processing device 7 will be described.

This processing is performed by the program.
This program is, for example, from the DK 704 to the DK control unit 7
03, and is stored in the memory 702 in advance. Next, the program uses the recognition device 709 to convert the image data received from the FAX-OCR control device 6 through the communication control unit 707 into character data (step S402). When converting to character data,
The entire image data received (that is, the entire contents of one transfer request form converted into image data) may be converted into character data uniformly, or a specific part of the image data may be converted into character data first. After the conversion, the character data may be used to determine which part of the image data should be converted to the character data, and only the part thus determined may be converted to the character data. When the conversion from the image data to the character data is completed, it is continuously determined based on the character at the specific position of the character data whether or not the money transfer process is performed (in this embodiment, the request form classification K shown in FIG. 9 is a numeral 789). Therefore, if it is a transfer process, necessary information including transaction information that can be used in later transactions based on the character data, that is, input transaction information such as client information and transfer destination information. Is extracted (step S403) and stored in the DK 704 via the DK control unit 703 together with the image data corresponding to the character data (that is, the image data that is the conversion target of the character data) (step S404). next,
The program performs a predetermined process based on the character data of the transfer process stored in the DK 704 in step S403,
The data is edited into a predetermined format, and if necessary, the image data is also added to the display section C of the workstation 8.
Display on RT display etc. The operator who belongs to the district center looks at the transfer transaction data displayed on the display unit of the workstation 8 and confirms and, if necessary, corrects the transfer transaction data using the operation unit such as a keyboard of the workstation 8 and then When a predetermined key on the operation unit of the station 8 is pressed, the program determines that the currency transfer data displayed on the display unit of the workstation 8 is correct, and the input means F-types based on the data displayed on the display unit.
It is assembled into a transfer electronic message including information indicating that it is AX5 (step S405) and transmitted to HOSTa9 via TC4 (step S406). Note that step S40
The processing performed in step 3 and step S404 may be performed based on the transfer electronic statement performed in step S405.

By the above, the money transfer process is performed.

Next, the transfer card issuing process will be described.

The purpose of issuing the transfer card is
If possible, use an automatic transaction device such as an automatic transfer machine so that the client does not have to write a request form, labor saving for financial institutions and effective use of automatic transaction devices and exchange transaction systems. Is to try.

The transfer card issuance processing includes a batch issuance processing for intensively issuing transfer cards for required customers at an office center or a district center, and a requester at a sales office whenever the client requests. An individual issuing process for issuing a transfer card is provided.

First, the batch issuing process will be described.

It will be described that the HOSTa 9 performs at the office center.

This processing is performed by the program.
This program is, for example, from the DK 906 to the DK control unit 9
05 and is stored in the memory 902 in advance.

First, it is determined whether it is time to issue (step S601). As a determination method, for example, a timer 908 is used to determine whether or not a predetermined date and time (eg, a predetermined time after work at the end of the month) has come, or the input unit 910 is used.
More by operator inputting commands. When it is determined that the issuing time has come, one customer (for example, a certain customer stored in the DK 906 as a transaction history) who should issue the transfer card is taken out and client information or the like is set as a parameter (step S602) The extraction processing subroutine is called (step S603). Next, for example, the extracted information shown in FIG.
The card is issued through 07 to the card issuing machine 1 to instruct the card issuing machine 1 to issue a card (step S604). As a result, the card issuance for one customer is completed, so whether or not it has been completed for the required customers (for example,
It is determined whether all the stored customers are finished or all the customers according to a certain classification). If there is a customer to be processed, the process is repeated from step S602, and if all the necessary customers are finished, the process is finished ( Step S60
5).

This process is not limited to HOSTa9,
It is also possible to use the FAX-OCR processing device 7.

Next, the card issuing process in the card issuing machine 1 will be described.

First, the hardware configuration of the card issuing machine 1 will be described.

The card issuing machine 1 includes a processor 101, a memory 102, a floppy disk device 103, a communication control section 104, an input section 105, a display section 106, and a magnetic recording section 10.
7, a printing unit 108, a hopper 109, and a stacker 110.

The processing of the card issuing machine 1 will be described with reference to FIG.

This processing is performed by the program.
This program is read from the floppy disk by the floppy disk device 103 and stored in the memory 1
It is stored in advance in 02.

When the card issuing instruction is received from the HOSTa 9 or the like as described above (step S801), the hopper 109 takes out the accumulated unrecorded transfer card and conveys the transfer card to the magnetic recording unit 107 and the printing unit 108. Then, the information to be recorded in the transfer card, which is set in the issuing instruction received in step S801 (client name, transfer destination information, that is, input transaction information and other input transaction information such as early and late are classified and arranged. (Required information such as attribute information) and all or part of the client information Ii, the transfer destination information FDij and the transfer timing information FTij shown in FIG. 19 (step S802), and the magnetic recording unit 107 and the printing unit 108 The transfer card is recorded (step S803), and the transfer card is stored in the stacker 11
It is stored in 0 (step S804). Next, it is determined whether or not all the received information has been output to the card (step S805), and if there is still information, step S803 is performed again.
The above process is repeated, and if all are output, the process ends.
Note that when the necessary information to be recorded on the transfer card is taken out in step S802, the input means information (for example, transfer means information FMij shown in FIG. 19) set in the issuing instruction is determined and, for example, the transaction by the transfer card is performed. When it is determined that the transaction information is input, the transaction information of the transaction may not be taken out.
This is effective when it is not necessary to record the input transaction information of the transaction on the transfer card again if the transaction has been previously performed with the transfer card.

Next, the individual issuing process will be described.

An instruction is given from the window device 3, and the processing is TC4.
Will be explained.

This processing is performed by the program.
This program is read from the floppy disk by the floppy disk device 403 and stored in the memory 4 for example.
It is stored in advance in 02.

When the operator requests the card issuance from the customer, the operator inputs the client information from the keyboard 305 (step S701). Then, the TC4 receives this information and assembles an extraction request message (step S702).
It transmits to HOSTa9 (step S703). TC4
Receives the extracted telegram from HOSTa9 (step S7)
04) and the TC 4 issue a card issuing instruction to the card issuing machine 1 (step S705).

The processing of the card issuing machine 1 is the same as the processing shown in FIG.

In this way, the transfer card is issued at the sales office and immediately given to the customer.

Instead of issuing a transfer card, the same information as the card issuing instruction information is sent to the counter device 3
C4 may be transmitted, and in the window device 3, the printing unit 307 may print a money transfer request form as shown in FIG. 9 based on the information. In this way, the customer can enter the minimum items (for example, only the amount of money) in the exchange transfer request form next time. This is effective in a business store where an automatic transaction device such as the automatic transfer machine 2 is not installed.

Although the instructions for issuing a card and printing on the money order transfer request form have been described as being given by the operator of the window apparatus 3, even if there is no instruction from the operator, the HOSTa is used.
9 and the like may be configured to instruct the TC 4 to output by judging based on information set explicitly or implicitly in the transfer request message.

Next, the extraction processing subroutine shown in FIG. 18 will be described. This subroutine is called from the main routine, which is a program for performing transfer processing and batch issuing processing in HOSTa 9 shown in FIGS. 14 and 15, for example. The following description will be given assuming that the program is HOSTa9. The main input parameter when calling this subroutine is the name of the customer who made the transaction in the past, that is, the client name. Using the client name specified as an input parameter as a search key, all the transaction histories stored in the DK 906 are searched, and all the transactions made by the client in the past are retrieved and stored in the memory 902.
Alternatively, it is temporarily stored in the DK 906 or the like (step S90
1). The following processing is performed based on this temporarily stored content.

First, for the extracted transactions (all of these transactions are transactions conducted by the same client in the past), the transactions are further classified for each transfer destination (step S).
902). Transactions classified by each transfer destination (hereinafter referred to as "same transfer destination transaction group") (note that there may be only one transaction constituting the same transfer destination transaction group),
Perform processing. First, it is determined whether the processing has been completed for all the same transfer destination transaction groups (step S903), and if the processing has been completed, the processing proceeds to step S909. If not completed, the same transfer destination transaction group that has not been processed is selected as one processing target, and it is determined whether or not only one transaction constitutes the same transfer destination transaction group (step S904). ). If only one case, step S908
Transfer processing to. If there are more than one transaction, that is, if they are composed of a plurality of transactions, it is judged whether or not the transactions that form the same transfer destination transaction group are transactions that occur almost regularly (step S905). For example, the transfer destination information and other related information (eg, transfer timing, transfer means, transfer count, etc.) are stored in, for example, the DK 906 (step S9).
07), the process moves to step S903 to perform the process for another same transfer destination transaction group. Transactions that occur almost regularly means, for example, transactions that are close to a specific day of the month, days that are not specified, but that are always performed almost monthly or weekly (of course, regularly. (Including the transaction that is occurring) is not limited to this.

When it is determined in step S905 that the transaction is not occurring almost regularly, it is determined whether or not the transaction is occurring next most frequently (step S905).
906), if so, the transfer destination information and other related information (for example, transfer timing, transfer method, number of transfers, etc.)
Is stored in, for example, the DK 906 (step S907),
The process proceeds to step S903 in order to perform the process for another same transfer destination transaction group, and the transfer destination information and the like are not stored unless the transaction has occurred frequently recently, and the process immediately proceeds to step S903. Here, the term "recent transaction" refers to a transaction that has occurred within a predetermined month, day, or time range in the past with reference to the month, day, or time when this subroutine is executed. It means that the number of times is larger than the number of times based on the number of times. In this process, the transactions that occur almost regularly and the transactions that have recently occurred a lot are extracted independently (that is, under the OR condition), but instead, they are extracted under the AND condition. Also good.

Next, the processing (step S908) when it is determined in step S904 that there is only one transaction that constitutes the same transfer destination transaction group will be described. In this case, since there is only one transfer destination in the past transaction, there is a high possibility that the transfer will not be performed in the future transaction, so it is possible that it is not included in the extraction target (this In such a case, the process of step S908 is not performed, and the process immediately moves to step S903). However, even if there is only one transfer to the transfer destination in the past, it may be possible to determine that the transaction possibility is high in the future (for example, the transfer destination is a trading company that specializes in installment payments, etc. (If information indicating future trading potential is explicitly or implicitly stored in the transaction information), so make a determination about future trading potential,
If it is determined that the transaction possibility is high, the process proceeds to step S907, and if it is determined that the transaction possibility is low, step S90.
Processing is transferred to 3.

The viewpoint of the transaction determination in steps S904 to S906 and step S908 is to extract the input transaction information that is likely to be used in future transactions based on the past transaction history and transaction information. However, the processing is not limited to the above.

Next, when it is determined in step S903 that the processing has been completed for all the same transfer destination transaction groups, whether or not the amount of information is for a plurality of media based on the transaction information stored in step S907. Is determined (step S909). In other words, it means that it can be accommodated in a single medium. For example, whether it can fit in one transfer card, if it is a request form, it becomes multiple request forms, If it is a screen, it means that it fits on one screen. The type of medium and the amount of information are specified by parameters or implicitly determined in advance.

When it is judged that the data is distributed over a plurality of media, it is further judged whether or not it should be accommodated in a single medium (conditions depend on parameters etc.) (step S910), and if so, it is limited to those having a high transaction possibility ( Step S911). As a method of limitation, from the extracted transaction information, it is adopted in the order of the number of frequently occurring transactions or the frequency of recent transactions, or steps S905 and S906 are performed.
If the processing is performed under the R condition, the processing is performed again under the AND condition. The point of limitation is to leave transaction information that is likely to be used in future transactions, and is not limited to the above-described processing.

If it is not necessary to store in a single medium, for example, if it is a transfer card, it is convenient to use, and is sorted into transactions that are likely to occur at the beginning and the end of the month (steps). S913).

Now that the information to be returned to the main routine has been prepared, the information is reviewed again, and the units are sorted into sorted units, for example, in the order of transactions that are likely to be used, for example, in the order of the number of transactions, etc. Then, for example, it is assembled in the format shown in FIG. 19 (step S912) and the process is transferred to the main routine. The format shown in FIG. 19 will be described below. Ii is the client information, which is the client name specified as a parameter or other client information when the condition is relaxed, and means a search key when the data that follows is extracted. Pi is the number of items of input transaction information and the like extracted as a result of searching with the search key stored in Ii. FDij is the extracted transferee information of the jth item, and is the information forming the core of the input transaction information. FTij is the extracted j-th transfer timing information (the date, time, etc. of the transaction based on the input transaction information stored in FDij). FMi
j is the transfer means by which the transaction based on the extracted jth transfer means information (input transaction information stored in FDij, etc. has been performed, and is, for example, a window device, an automatic transfer machine, or a keyboard. It is information such as whether it is input or input by a transfer card). Note that i means the number of client information items, and j means the number of items extracted based on the client information, which is the same search key.

Next, in step S909, when it is determined that the single medium can be accommodated, it is determined whether or not the extraction information should be added (by parameter specification etc.) (step S9).
14) If it is determined that the search condition should be added, the extraction condition is relaxed, and the information extracted if the search key is searched by the client name instead of the client name is the search key () (Example: The same address or telephone number as the client's name) is searched for all the transaction histories stored in the DK 906, and all the transactions made by the customer corresponding to the search key in the past are retrieved and stored in the memory 902 or the DK 906. Etc. (step S915). This is because, for example, in a transfer card, it may be convenient if the transfer destination of the transfer transaction performed by not only the person but also one of the family members is in the same transfer card. The point of view of the conditions to be relaxed in the search is that all transactions of the client are subject to extraction, and transactions that are closely related to the client, such as transactions of family members, are also extracted (however, transactions In some cases, it may be preferable to be extracted from the viewpoint of privacy protection and confidentiality, so
It is also possible to store these pieces of information together so as not to be the extraction target. These considerations should be decided in consideration of the nature of the transaction and the type of information).

When the process of step S915 ends, the process moves to step S902 to repeat the process from step S902 again.

In this subroutine, the transactions to be searched are all the transactions stored in the transaction history, but since it takes time to retrieve all the transactions, for example, transactions after a certain period of time. It is also possible to take measures such as targeting a specific part such as, for example, or organizing for each client when storing.

Further, it is not necessary to carry out all the processes performed in the above description in the same device (HOSTa9 in the above example), for example, steps S901 to S908.
The process of this subroutine may be distributed to each device, such as that the HOSTa9 performs the process up to step S909, and the process from step S909 to step S914 is performed by the TC4 or the card issuing machine 1.

Although the description of the embodiment of the present invention based on the foreign exchange transaction is completed, the present invention is not limited to the above-mentioned embodiment relating to the foreign exchange transaction, and may be configured as follows.

1. In the above embodiment, the storage of transaction history and the extraction of input transaction information etc. are performed using HOSTa9 or F
Although it has been described that the processing is performed by the AX-OCR processing device 7, the present invention is not limited to these and may be performed by the TC 4 or the automatic transfer machine 2.

2. In the above embodiment, it was explained that it was a money transfer process, but it is not limited to this. For example, a commuter ticket issuing process or various ticket issuing process, etc. It is necessary to enter the transaction information including the transaction information, and it can be applied to all transaction processing that the customer may request to process regularly.

Further, the output medium is not only a magnetic card or a recording medium such as a transfer card but also an IC card,
It is also possible to use a medium for recording by an electromagnetic or other method such as an optical card.

[0104]

As described above in detail, according to the present invention, the following effects can be expected. That is, in a transaction information processing system in which transaction information is input from a predetermined input means and a predetermined transaction process is performed based on the transaction information, necessary information of the transaction information is stored in the transaction history information storage means. Every time, the information extraction instruction means instructs the information extraction means,
When the extraction of the information is instructed, the information extraction means extracts the information that is highly available in the subsequent transactions based on the information stored in the transaction history information storage means, and the output means extracts the information extraction means. It is possible to output the information in a predetermined manner and use the output information as the transaction information to be input from the input means, so that the transaction information can be collected without any trouble and input in the subsequent transactions. It saves time and makes the operation easy.

Further, the information selecting means is further provided, and the information selected by the information selecting means from the plurality of information displayed on the display device as the output means is used as the transaction information input from the input means. Since it is decided to perform the above, there are few mistakes because it can be visually confirmed at the time of input, and since it is sufficient to select necessary information, the labor of input can be saved and the operation becomes easy.

Since the output means and the information selection means are automatic transaction devices, the operability for the customer is improved and the time required for the transaction is shortened. Further, the usage rate of the automatic transaction device is improved.

Further, when the input means is an automatic transaction device,
Since the information is output to the portable electromagnetic recording medium which can be input by the automatic transaction device, the customer can easily carry the information, and any transaction can be easily performed with the automatic transaction device. Furthermore, since financial institutions and the like have more opportunities to have their customers use the automatic transaction apparatus, the automatic transaction apparatus can be effectively used, which leads to labor saving.

Further, since the output means is centrally provided in a relatively small number of specific places such as a district center and the portable electromagnetic recording medium is collectively issued, the device for issuing the medium is Since the number is small and the number of operators is small, labor saving and efficiency can be achieved.

Further, the output means is provided in a relatively large number of dispersed stores such as sales offices, and the portable electromagnetic recording medium or transaction is performed based on an instruction from a terminal device provided in the store. Since we decided to issue a paper medium individually to fill in the request items, we can issue the medium according to the customer's request and can provide the medium to the customer on the spot, so that the customer can use it quickly In addition, it is possible to prevent mistakes in delivery and loss, and in the case of a paper medium for entering transaction request items, it is troublesome for customers who often use sales offices that do not have automatic transaction equipment installed at the time of the next transaction request. Save time and save time.

If it is determined that a plurality of target media to be output are required, the information is classified and arranged under a predetermined condition, and each of the information is output to any one of the plurality of media. As described above, the output means outputs the divided information to each medium, so that the number of mediums brought to the customer at the time of transaction is small, and the medium to be used at the time of transaction is selected. Will be easier.

Since the output means outputs the transaction information excluding the input transaction information based on the transaction using the portable electromagnetic recording medium, the information is recorded in the portable electromagnetic medium already owned by the customer. Since the input transaction information that has been input is not recorded in the portable electromagnetic medium, it is possible to prevent the customer from being provided with a useless portable electromagnetic medium.

Further, when the extracted information does not reach the predetermined amount, the information extracting means extracts the input transaction information based on the predetermined extraction condition under the closely related but relaxed extraction condition. Therefore, for example, if the information extracted at the beginning is smaller than the storage capacity of the transfer card, it is possible to extract the information with the maximum storage capacity of the transfer card as much as possible. Can be effectively utilized.

Further, the information storage means is stored except for the input transaction information based on the transaction using the portable electromagnetic recording medium, that is, is recorded in the portable electromagnetic medium already possessed by the customer. Since the input transaction information that is useless to the customer even if it is recorded in the portable electromagnetic recording medium is not stored, the storage area for storing it can be used effectively and the input transaction information can be extracted. Search time is reduced.

[Brief description of drawings]

FIG. 1 is a conceptual diagram of the present invention.

FIG. 2 is a configuration example of a system to which the present invention is applied.

FIG. 3 is a hardware configuration diagram of the automatic transfer machine.

[Fig. 4] Hardware configuration diagram of the window device

[Fig. 5] Hardware configuration of the card issuing machine

FIG. 6 is a hardware configuration diagram of a FAX-OCR control device and a FAX-OCR processing device.

FIG. 7 is a hardware configuration diagram of TC.

FIG. 8 is a hardware configuration diagram of HOST

[Fig. 9] Example of a money transfer request form

FIG. 10 is a flowchart of a transfer process in the counter device.

FIG. 11 is a flowchart of a transfer process in the automatic transfer machine.

FIG. 12 is a flowchart of a transfer process in FAX.

FIG. 13 is a flowchart of a transfer process in the FAX-OCR processing device.

FIG. 14 is a flowchart of a transfer process in HOST.

FIG. 15 is a flowchart of a batch issuing process.

FIG. 16 is a flowchart of individual issuing processing.

FIG. 17 is a flowchart of processing of the card issuing machine.

FIG. 18 is a flowchart of extraction processing.

FIG. 19: Extraction information and format example

[Explanation of symbols]

1 Card issuing machine 2 Automatic transfer machine 3 Counter device 4 Terminal control device (TC) 5 Facsimile device (FAX) 6 FAX-OCR control device 7 FAX-OCR processing device 8 Workstation 9 Host computer a (HOSTa) 10 Host computer b (HOSTb) 11 communication lines 101, 201, 301, 401, 601, 701, 9
01 Processor 102, 202, 302, 402, 602, 702, 9
02 memory 103, 203, 303, 403 floppy disk device 104, 204, 304, 603, 707 communication control unit 105, 409, 910 input unit 106, 206, 306, 410 display unit 107, 208 magnetic recording unit 108, 210, 307 printing section 109,209 hopper 110 stacker 205,305 keyboard 207 transfer card reading section 211 cash processing section 404,605,703,905 disk (DK)
Control unit 405, 606, 704, 906 Disk (DK) 406, 705, 907 Terminal control unit 407, 706, 908 Timer 408, 604, 909 Line control unit 410, 911 Display unit 607 Image conversion unit 708 Recognition device control unit 709 Recognition device 903 Magnetic tape device (MT) control unit 904 Magnetic tape device (MT)

Claims (13)

[Claims] 1. A transaction information processing system in which transaction information is input from a predetermined input means and performs predetermined transaction processing based on the transaction information, the transaction information storage means, the transaction history information storage means, and an information extraction instruction. Means, information extracting means, and output means, the transaction information storage means stores information of a necessary part of the transaction information in the transaction history information storage means, and the information extraction instructing means stores the information. When the extraction means is instructed to extract the input transaction information, the information extraction means, based on the information stored in the transaction history information storage means, is likely to be used in the subsequent transactions. A transaction for extracting information, the output means outputting the input transaction information extracted by the information extracting means in a predetermined mode, and inputting the output input transaction information from the input means. Transaction processing system, characterized in that the can be used as a broadcast. 2. The output means outputs a plurality of input transaction information in a display mode, and can select input transaction information to be used for a current transaction from among the displayed plurality of input transaction information. The transaction information processing system according to claim 1, further comprising input transaction information selecting means. 3. The output means and the input transaction information selection means are automatic transaction devices.
Transaction information processing method described. 4. The output means is characterized in that the input means is an automatic transaction device, and outputs the input transaction information to a portable electromagnetic recording medium which can be input by the automatic transaction device. The transaction information processing method according to claim 1. 5. The output means is centrally provided in a relatively small number of specific places such as a district center, and issues the portable electromagnetic recording medium collectively. Transaction information processing method. 6. The portable electromagnetic recording medium according to claim 6, wherein the output means is provided in a relatively large number of dispersed stores such as business stores, and based on an instruction from a terminal device installed in the store. The transaction information processing method according to claim 4, wherein the transaction information is issued individually. 7. The output means is provided in a relatively large number of dispersed stores such as business offices, and is for inputting transaction request items based on an instruction from a terminal device installed in the store. 2. The transaction information processing method according to claim 1, wherein the input transaction information is printed on a paper medium. 8. When it is determined that a plurality of portable electromagnetic recording media to be output are required, a plurality of input transaction information are classified and arranged under predetermined conditions, and the input transaction information The transaction according to claim 4, wherein each transaction is divided so as to be output to any one of a plurality of media, and the input transaction information is output to each medium by the output means. Information processing method. 9. The transaction information processing system according to claim 4, wherein the output means outputs the transaction information excluding input transaction information based on a transaction using a portable electromagnetic recording medium. 10. The information extracting means, when the extracted input transaction information does not reach a predetermined amount, extracts the input transaction information extracted under the predetermined extraction condition based on the predetermined extraction condition. 2. The transaction information processing method according to claim 1, wherein the input transaction information is extracted based on an extraction condition that is included and closely related to the predetermined extraction condition. 11. The transaction information processing system according to claim 4, wherein said information storage means stores the input transaction information excluding the transaction based on the transaction using the portable electromagnetic recording medium. 12. The transaction information processing system according to claim 1, wherein the input means is a facsimile machine. 13. The transaction information processing method according to claim 1, wherein the predetermined transaction process is a foreign exchange transfer transaction process.