JP3532076B2 - Automatic transaction equipment - Google Patents

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction device used in financial institutions and the like.

[0002]

2. Description of the Related Art Conventionally, when making a transfer transaction with an automatic transaction device,
The transfer person inputs the information necessary for the transfer transaction, such as the name of the financial institution or branch name of the transfer destination, and the transfer card is issued with the above information recorded by the transfer person's will and the transfer is made again to the same transfer destination. At that time, by using the transfer card, the transfer person could omit the complicated input operation on the automatic transaction device. In addition, when the transfer person's input is registered in the host system by the transfer person's intention, and when transferring to the same transfer destination again, enter the identification number obtained when registering in the host system. As a result, it was possible to omit the input of information necessary for the transfer transaction, such as the name of the financial institution or branch name of the transfer destination.

[0003]

However, in the above-mentioned conventional method, the transfer person needs to manage the transfer card and bring the transfer card with him / her when he / she makes a transaction. Has to perform a complicated input operation again, and the method of registering in the host system has a problem that the amount of communication to the host system increases.

From the above, an automatic transaction device that can carry out a transfer transaction by a simple operation can omit a complicated input operation without using a transfer card or registering in a host system. Was desired to be developed.

[0005]

Means for Solving the Problems An automatic transaction device according to the present invention, in a transfer transaction from an account, a storage means for storing transfer transaction information including an account number for each transaction, and a card or a card during the transfer transaction. When the account number is retrieved from the passbook and the transfer transaction information is searched from the storage means based on the account number, and the transfer transaction information corresponding to the account number is searched by the search means , the transfer transaction information is displayed. ,mouth
When the transfer transaction information corresponding to the account number is not found
Is provided with a transaction confirmation screen display means for displaying a transfer transaction information input screen, and the transfer transaction information displayed by the transaction confirmation screen display means or the transfer transaction information input screen is input.
The transfer transaction is executed based on the transferred transfer information .

In the present invention, when a transfer transaction is made from an account, the account number of the card or passbook and the transfer transaction information are stored in the storage means, and the transfer transaction information corresponding to the account number is stored in the storage means as the search information. Is searched, if it is searched , the transfer transaction is executed based on the searched transfer transaction information, and if it is not searched, the transfer transaction information
Display the input screen to enable input.

[0007]

DETAILED DESCRIPTION OF THE INVENTION

Embodiment 1. FIG. 2 is an external view of the automatic transaction device according to the first embodiment of the present invention. In FIG. 2, reference numeral 1 denotes an operation display unit that displays operation guidance and can input a transfer destination financial institution name, branch name, and the like. In the first embodiment, a touch panel is used. 2 is a card / receipt insertion / ejection port for inserting and ejecting a card, and a receipt on which details of transaction details are printed. is there. 1 is a block diagram of an automatic transaction device according to a first embodiment of the present invention. The same parts as those in FIG. 2 are designated by the same reference numerals and the description thereof will be omitted.
In the figure, 11 is a banknote deposit / withdrawal section provided at the back of the banknote insertion / ejection port 4, and 12 is a coin deposit / withdrawal section provided at the back of the coin insertion / ejection port 5, both of which are used for cash processing such as cash counting. To do. 13 is a card read / write unit for reading and writing the card inserted in the card / receipt insertion / exhaust port 2, 14 is a receipt printing unit for printing transaction contents on the receipt, and 15 is provided in the back of the passbook insertion / ejection port 3. And a passbook printing unit for printing transaction contents on a passbook, a communication unit 16 for communicating with a host computer (not shown) and another automatic transaction device, and 17 for storing transaction contents and a control program of a control unit described later. The storage unit 18 includes an operation display unit 1, a bill deposit / withdrawal unit 11, a coin deposit / withdrawal unit 12, a card read / write unit 13, a receipt printing unit 14, a passbook printing unit 15, and a communication unit 1.
6. A control unit for controlling the entire automatic transaction apparatus including each unit of the storage unit 17. FIG. 3 is a diagram showing a format example of a transaction record recorded in the storage unit. The transfer transaction information input from the operation display unit 1 is recorded in the storage unit 17 in a format as shown. The transaction information recorded is
A number automatically assigned in the order of transactions each time a transaction is completed,
A transaction type, a personal identification number, a customer name, a customer telephone number, a transaction amount, a financial institution of a transfer destination, a branch name, an account, and the like, which the transfer person inputs from the operation display unit 1. The above-mentioned number is a 4-digit numerical value that is incremented by 1 for each transaction, and one transaction corresponds to one number as one device.

It should be noted that the predetermined program and the control unit 18 realize the search means and the storage control means, and the predetermined program, the control unit 18 and the operation display unit 1 realize the transaction confirmation screen display means, the input means and the identification number input. Means, a predetermined program, a control unit 18, and a receipt printing unit 1
An identification number printing means is realized by 4.

FIG. 4 is a flow chart showing the outline of processing in the first embodiment. Next, the operation of the automatic transaction device according to the first embodiment will be described with reference to FIG. 4 and taking the line of number 2001 in FIG. 3 as an example. The control unit 18 instructs the operation display unit 1 to display the transaction selection screen (S1), and when the transfer person selects the transfer transaction from the transaction selection screen displayed on the operation display unit 1 (S2), cash is used. A screen prompting the user to select whether to make a transfer or a transfer from an account is displayed on the operation display unit 1 (S3), and when the transfer person selects transfer from cash (S4), transfer processing in cash (details omitted). ) And select the transfer from the account, the transfer person inserts the card from the card / receipt insertion / exit port 2, and the control unit 18 has information on the inserted card (account number of the transfer person, etc.). Is read by the card read / write unit 13 and the storage unit 17 is searched using the account number of the read result (S5).

When the transfer transaction information of this account number cannot be retrieved in the storage unit 17 (S6), the control unit 18 instructs the operation display unit 1 to display the transfer transaction information input screen (S9), and the transfer person. Inputs the account number, transaction amount, financial institution, branch office, account, etc. according to the display screen, and when the input is completed (S10), the control unit 18 controls the operation display unit 1
To display a transaction confirmation screen including the input transfer transaction information (S11). An example of the transaction confirmation screen is shown in FIG.
Shown in. The transfer person confirms the transaction contents on the transaction confirmation screen,
If the content is correct, the "confirm" key is pressed, and if the control unit 18 recognizes that the "confirm" key has been pressed (S12), the transfer transaction is executed based on the transfer transaction information displayed on the transaction confirmation screen (S13). ), The displayed transfer transaction information is stored in the storage unit 17 (S14). Here, for example, number 2
It is assumed that the transfer transaction information of row 001 is stored. Then, the control unit 18 instructs the receipt printing unit 14 to print the transaction details on the receipt, issue the transaction details from the card / receipt insertion outlet 2 (S15), and end the transaction.

Next, the transfer person again uses the same account (account number 1
23-45678), the transfer person selects the transfer transaction from the displayed transaction selection screen, then selects the transfer by account, and inserts the card. Then, the automated teller machine reads the account number of the inserted card, searches the storage unit 17 using the account number (S1 to S5), and the transfer transaction information (line number 2001) of the account number 123-45678 is obtained. Searched (S
6). When searching the storage unit 17, it is assumed that new data is searched in order. Then, the control unit 18
Instructs the operation display unit 1 to display the transaction list screen (S7). The transaction list screen displays up to three pieces of retrieved transfer transaction information, and an example is shown in FIG.

The transfer person depresses the number of the transfer destination to which the transfer is made this time from the transaction list screen, and when the control unit 18 recognizes that the number has been input (S8), the transaction including the transfer transaction information of the number. A confirmation screen is instructed and displayed on the operation display unit 1 (S11). The transfer person confirms the transaction content on the transaction confirmation screen, and if the transaction content is correct, presses the "confirm" key. When the contents of the transfer this time are different only in the transfer amount, for example, the transfer person presses the "transfer amount" key, and when the control unit 18 recognizes that the "transfer amount" key has been input (S12), the transfer transaction information input screen Can be displayed, and only the transfer amount can be modified and entered. If the transaction details are completely different, all items can be entered from the beginning.

In step S8, when the control unit 18 recognizes that the "other" key on the transaction list screen is pressed, it instructs the operation display unit 1 to display the transfer transaction information input screen, and when the transfer person's input is completed. , Display the transaction confirmation screen including the entered transfer transaction information, and if you recognize that the "Confirm" key has been pressed, execute the transfer transaction based on the transfer transaction information displayed on the transaction confirmation screen and display the displayed transfer The transaction information is stored in the storage unit 17, and the transaction details are issued (S
8 to S15) End the transaction.

As described above, according to the first embodiment, at the time of the transfer transaction by the account, the transfer person automatically stores the account number and the transfer transaction information in the storage unit 17 of the automatic transaction device. , Next time, when the transfer transaction by the same account, the storage unit 17 is searched based on the account number of the account, the transfer transaction information of the searched account number is displayed, and the transfer transaction can be executed based on this transfer transaction information. It is possible to simplify the input operation of the transfer person without using a transfer card or communicating with the host system.

Embodiment 2. FIG. 7 is a diagram showing a connection configuration example of the automatic transaction device. ATM in the figure
Is written. As shown in FIG. 7, a server, a communication device, and a plurality of automatic transaction devices are installed in one store, and the stores and centers are connected by an exchange line so that data can be transmitted and received through the communication device. Is. Note that the server has a storage unit similar to the automatic transaction device. FIG. 8 is a flow chart showing an outline of processing according to the second embodiment. Next, the transfer transaction information of the line with the number 2001 in FIG.
2 ”, the operation of the automatic transaction device according to the second embodiment will be described with reference to FIG. In FIG. 8, the same processes as those in FIG. 4 are designated by the same reference numerals and will be briefly described.

[0016] The transfer person has his own account (account number 123-4
5678) and using a card from store A's "ATM # A
When making a transfer transaction in “1”, the transfer person selects the transfer transaction from the displayed transaction selection screen, then selects the transfer from the account, and inserts the card. Then, the automated teller machine reads the account number of the inserted card and searches the storage unit 17 using the account number (S1 to S5). Storage unit 1
When the transfer transaction information of this account number cannot be retrieved in 7 (S6), the control unit 18 sends the storage unit inquiry message with the account number added to the "ATM # A2" and "ATM # A3" via the communication unit 16. "ATM # A2" and "ATM # A3" that have transmitted the message to the user (S21) and have received the electronic message retrieve the transfer transaction information of the designated account number from the storage unit 17 thereof based on the received electronic message. Since the transfer transaction information of the account number "123-45678" exists in "ATM # A2", the data of the line 2001 in the own storage unit 17 is retrieved, and the response telegram including the transfer transaction information of the account number is retrieved. , To "ATM # A1" via the communication unit 16. Since "ATM # A3" does not retrieve the transfer transaction information of this account number, a response telegram indicating that the information has not been retrieved is transmitted to "ATM # A1" via the communication unit 16. "A
TM # A1 "receives these response messages (S22),
The control unit 18 determines whether or not the received response message includes the transfer transaction information (S23), and if there is the transfer transaction information, the operation display unit 1 is instructed to display the transfer list information (FIG. 6). (See) is displayed (S7). As mentioned above, the transaction list screen displays the retrieved transfer transaction information in 3
Although up to the number of cases is displayed, in the second embodiment, “ATM # A
Of 2 ”and“ ATM # A3 ”, three items are displayed from the beginning of the transfer transaction information transmitted from the automatic transaction device having the first response.

As in the case of the first embodiment, when the "number" key is pressed on the transaction list screen, the subsequent processing displays the transfer transaction confirmation screen (see FIG. 5) showing the transfer transaction information of the number, When the "Other" key is pressed, the transfer transaction information input screen is displayed. Then, when the input of the transfer person is completed on the transfer transaction information input screen, a transaction confirmation screen including the input transfer transaction information is displayed. When the control unit 18 recognizes that the “confirm” key has been pressed, it executes the transfer transaction based on the transfer transaction information displayed on the transaction confirmation screen and stores the displayed transfer transaction information in the storage unit 17 (“ATM #
A1 ”), issue transaction details (S8-S1)
5) End the transaction.

According to the second embodiment, the function of the communication unit 16 is used to transmit a storage section inquiry message with an account number to another automatic transaction apparatus in the same store, and the automatic transaction apparatus receives the message. By searching the transfer transaction information of the designated account number based on the storage section inquiry message, and responding to the transfer transaction information when found, even if it is another device in the same store, Similar to the first embodiment, it is possible to simplify the input operation of the transfer person without using the transfer card and without performing communication with the host system.

Embodiment 3. FIG. 9 is a flow chart showing an outline of processing according to the third embodiment. Next, assuming that the transfer transaction information of the line with the number 2001 in FIG. 3 is stored in the server of the store A, the operation of the automatic transaction device according to the third embodiment will be described with reference to FIG. In FIG. 9, the same processes as those in FIG. 4 are designated by the same reference numerals and will be briefly described. The third embodiment is different from the second embodiment in step S14.
The process of storing the transfer transaction information in the storage unit 17 of the automatic transaction device is stored in the server in the same store, and the storage unit is inquired to another automatic transaction device in the same store in step S21. The process of transmitting the electronic message is transmitted to the server. That is, the transfer person is, for example, "ATM # A1"
In, when the transfer transaction from the account is selected, the storage unit inquiry telegram to which the account number of the inserted card (123-45678) is added is transmitted to the server in the same store (S1 to S4, S31), The server receives the storage inquiry message and searches the storage unit 17 for the transfer transaction information of the designated account number based on the storage inquiry message. This account number "1" is stored in the storage unit 17 of the server.
Since there is transfer transaction information of 23-45678 ", a response message including the retrieved transfer transaction information (data of line 2001) is transmitted by" ATM # A1 ", and" ATM # A "is transmitted.
"1" receives the response message (S32). Since the received response message has the transfer transaction information (S33),
A transaction list screen (see FIG. 6) showing this transfer transaction information is displayed (S7). Then, when the number on the transaction list screen is pressed or when the input is completed on the transfer transaction information input screen, the transaction confirmation screen (see FIG. 5) is displayed,
When the control unit 18 recognizes that the "confirm" key has been pressed,
The transfer transaction is executed based on the transfer transaction information displayed on the transaction confirmation screen, the displayed transfer transaction information is stored in the server, the transaction details are issued (S8 to S15), and the transaction is ended.

According to the third embodiment, the centralized management of information by the server does not increase the number of storage inquiry messages sent and received in the store, and the input operation of the customer can be performed without using the transfer card. It is possible to simplify.

In the above first to third embodiments, the case where the account number is fetched from the card is shown, but it may be fetched from the passbook.

Fourth Embodiment FIG. 10 is a flow chart showing the outline of processing according to the fourth embodiment. Fourth Embodiment
3 will be described with reference to FIG. 10 by taking the row of number 2002 in FIG. 3 as an example. The control unit 18 instructs the operation display unit 1 to display the transaction selection screen (S41), and when the transfer person selects the transfer transaction from the transaction screen displayed on the operation display unit 1 (S42), the transfer is made by cash. A screen prompting you to select whether to transfer from the account or the account is displayed on the operation display unit 1 (S43),
When the transfer person selects the transfer from the account (S44), the process proceeds to the transfer process in the account (details are omitted), and when the transfer is made in cash, the control unit 18 operates the operation display unit 1
A screen prompting the user to input the name and telephone number of the transfer person is displayed (S45), and the transfer person inputs according to the screen.
Here, it is assumed that the name and telephone number shown in the row of number 2002 are input. Then, when the input is completed, the control unit 18 searches the storage unit 17 using the input transferee name and telephone number (S46).

When the name and telephone number cannot be retrieved in the storage unit 17 (S47), the control unit 18 instructs the operation display unit 1 to display the transfer transaction information input screen (S5).
0), the transfer person inputs the transaction amount, the financial institution, the branch office, the account, etc. of the transfer destination according to the transfer transaction information input screen. When the input is completed (S51), the control unit 18 displays the transaction confirmation screen (S52). The transaction confirmation screen displays the input transfer transaction information or the transfer transaction information of the number selected in step S49 described below, and an example thereof is shown in FIG. The transfer person confirms the transaction content on the transaction confirmation screen, and if the content is correct, presses the "confirm" key, and the control unit 1
8 recognizes that the "confirm" key has been pressed (S5
3) The transfer transaction is executed based on the transfer transaction information displayed on the transaction confirmation screen (S54), and the displayed transfer transaction information is stored in the storage unit 17 (S55). Here, for example, it is assumed that the transfer transaction information of the line with the number 2002 is stored. Then, the control unit 18 instructs the receipt printing unit 14 to print the transaction details on the receipt, issue the transaction details from the card / receipt insertion outlet 2 (S56), and end the transaction.

Next, when the transfer person again makes a transfer transaction in cash, the transfer person selects the transfer transaction from the displayed transaction selection screen, then selects the transfer in cash, and then the name and telephone number. The control unit 18 searches the storage unit 17 using the input name and telephone number (S41 to S46). And the storage unit 1
Transfer transaction information of this name and telephone number from 7 (number 20
(Line 02) is searched (S47). And the control unit 1
8 indicates a transaction list screen (see FIG. 6) showing the transfer transaction information retrieved by instructing the operation display unit 1 (S4).
8).

The transfer person depresses the number of the transfer destination to which the transfer is made this time from the transaction list screen, and when the control unit 18 recognizes that the number has been input (S49), the transaction including the transfer transaction information of the number. A confirmation screen is instructed and displayed on the operation display unit 1 (S52). The transfer person confirms the transaction content on the transaction confirmation screen, and if the transaction content is correct, presses the "confirm" key. If the contents of the transfer this time are different only in the transfer amount, for example, the transfer person presses the "transfer amount" key, and when the control unit 18 recognizes that the "transfer amount" key has been input (S53), the transfer transaction information input screen Can be displayed, and only the transfer amount can be modified and entered. If the transaction details are completely different, all items can be entered from the beginning.

When the control section 18 recognizes that the "other" key on the transaction list screen is pressed in step S49, it instructs the operation display section 1 to display the transfer transaction information input screen, and when the transfer person's input is completed. , Display the transaction confirmation screen including the entered transfer transaction information, and if you recognize that the "Confirm" key has been pressed, execute the transfer transaction based on the transfer transaction information displayed on the transaction confirmation screen and display the displayed transfer The transaction information is stored in the storage unit 17, and the transaction details are issued (S
49-S56) End the transaction.

In the above flow, the storage unit 17 is searched using the name and the telephone number of the transfer person in step S46 and step S47, and if not searched, the process proceeds to the transfer transaction information input screen. Send a storage section inquiry message with the name and telephone number of the transfer person to another automatic transaction device in the above, pull out the transfer transaction information of this name and telephone number from the other automatic transaction device, and display that information on the transaction list screen It may be displayed in.

Further, in the above flow, the storage unit 17 of the automatic transaction device that has performed the transfer transaction operation in step S55.
Although the transfer transaction information is stored in the server, it is stored in the server in the same store, and is searched when the storage unit 17 is searched using the name and the telephone number of the transfer person in steps S46 and S47. If not, I proceed to the transfer transaction information input screen, but send the storage inquiry message with the name and phone number of the transfer person to the server in the same store, and retrieve the transfer transaction information of this name and phone number from the server. Alternatively, the information may be displayed on the transaction list screen.

In the first to third embodiments, the transfer operator's input operation cannot be simplified unless the transfer transaction is made from an account using a card.
According to the above, even in a cash transfer transaction, it is possible to search the storage unit 17 using the name and the telephone number input by the transfer person, and execute the transfer transaction based on the transfer transaction information of the searched name and telephone number. The input operation of the transfer person can be simplified without using a medium such as a transfer card or communicating with the host system.

Embodiment 5. FIG. 12 is a flow chart showing the outline of processing of the fifth embodiment. Embodiment 5
12 will be described with reference to FIG. 12 by taking the row of number 2002 in FIG. 3 as an example. The control unit 18 instructs the operation display unit 1 to display the transaction selection screen (S61), and when the transfer person selects the transfer transaction from the transaction screen displayed on the operation display unit 1 (S62), the transfer is made by cash. A screen prompting the user to select whether to transfer money from the account is displayed on the operation display unit 1 (S63), and when the transfer person selects transfer from the account (S64), transfer processing from the account (details omitted) If the user selects cash transfer, the control unit 18 instructs the operation display unit 1 to display a screen for prompting the user to input the transfer transaction information and the identification number described later (S65). When the input is completed (S6
6) The control unit 18 determines whether or not the identification number has been input (S67), and instead of the identification number, the name of the transferee, the telephone number, the transaction amount, the transfer destination financial institution, the branch office, the account number, etc. When the transfer transaction information is input, the operation display unit 1 is instructed to display a transaction confirmation screen including the input transfer transaction information (see FIG. 11). The transfer person confirms the transaction content on the transaction confirmation screen, and if the content is correct, presses the "confirm" key, and when the control unit 18 recognizes that the "confirm" key has been pressed (S70), it is displayed on the operation display unit 1. The transfer transaction is executed based on the transferred transfer information (S71), and the displayed transfer transaction information is stored in the storage unit 17. Here, for example, the transfer transaction information of the row of number 2002 is stored, and the number “2002” at that time is set as the identification number (S7).
2). Then, the control unit 18 instructs the receipt printing unit 14 to print the identification number and the transaction details on the receipt, issue the transaction details from the card / receipt insert / eject port 2 (S73), and end the transaction.

Next, when the transfer person makes a transfer to the same transfer destination as when the transfer person again uses cash to obtain the above-mentioned identification number, the transfer person makes a transfer from the transaction selection screen displayed on the operation display unit 1. Select, then select transfer by cash, enter the identification number printed on the transaction details issued in the previous transfer transaction according to the transfer transaction information or identification number input screen displayed next, and control When the unit 18 recognizes that the identification number has been input (S61 to S67), it searches the storage unit 17 by the input identification number (S68) and displays the transaction confirmation screen showing the transfer transaction information of the retrieved identification number. (S6
9). The transfer person confirms the transaction content on the transaction confirmation screen, and if the content is correct, presses the "confirm" key, and when the control unit 18 recognizes that the "confirm" key has been pressed, the transfer transaction displayed on the transaction confirmation screen The transfer transaction is executed based on the information, the displayed transfer transaction information is stored in the storage unit 17, and the number at that time (for example, “2006” or the like) is used as the identification number.
Then, the control unit 18 executes the transfer transaction, instructs the receipt printing unit 14 to print the identification number and the transaction details on the receipt, and issues the transaction details from the card / receipt insert / eject port 2 (S70-). S73), and ends the transaction.

In the fourth embodiment, the transfer transaction information is searched based on the name and the telephone number. However, the name and the telephone number can be known by many people, and thus can be known by many people. By searching the transfer transaction information based on the information and displaying the searched transfer transaction information on the screen, there is a possibility that the personal information of the transaction content may be leaked to another person. However, in the fifth embodiment, the identification number Since the transfer transaction information is searched based on, the personal information is not leaked to others, and the input operation of the transfer person can be simplified without using a medium such as a transfer card.

Sixth Embodiment FIG. 13 is a flow chart showing an outline of processing according to the sixth embodiment. Next, the operation of the sixth embodiment will be described with reference to FIG. 13 and taking the row of number 2002 in FIG. 3 as an example. In addition, each automatic transaction device of FIG.
A 6-digit device number is assigned. In the following, for example, the device number of "ATM # A1" is "123456", "ATM # A1".
The description will be made assuming that "TM # A2" is "789021" and "ATM # A3" is "345678". For example, if the transfer person is "A
In "TM # A1", when making a cash transfer transaction,
The transfer person selects the transfer from the displayed transaction selection screen (S
81-S84), the transfer transaction information is input according to the screen (S85) for prompting the input of the transfer transaction information or the identification number with the device number, and when the input is completed, the control unit 18 determines whether the identification number is input. Is determined (S86). If the transfer transaction information such as the transferee name, telephone number, transaction amount, transfer destination financial institution, branch office, and account number is input instead of the identification number, the control unit 18 instructs the operation display unit 1.
A transaction confirmation screen (see FIG. 11) containing the input transfer transaction information is displayed, and the transfer person confirms the transaction content on the transaction confirmation screen. If the content is correct, press the "confirm" key and the control unit When 18 recognizes that the "confirm" key is pressed, it executes the transfer transaction based on the transfer transaction information on the transaction confirmation screen (S91 to S93). Then, the control unit 18
The transfer transaction information of the transaction confirmation screen is stored in the storage unit 17.
Here, for example, it is assumed that the transfer transaction information of the row of the number 2003 is stored, and a total of 10 digits is obtained by adding the 4-digit number “2002” when recorded in the storage unit 17 to the 6-digit apparatus number that can identify the apparatus. The numerical value "1234562002" is set as the identification number (S94). Then, the control unit 18 instructs the receipt printing unit 14 to print the identification number and the transaction details on the receipt, issue the transaction details from the card / receipt insertion outlet 2 (S95), and end the transaction.

Next, when the transfer person again uses cash to obtain the identification number with the device number added, the same transfer destination as "AT
When making a transfer by "M # A2", the transfer person is the operation display unit 1
Select the transfer from the transaction selection screen displayed on the screen, then select the cash transfer, and enter the identification number "1234562002" including the device number according to the transfer transaction information or the identification number input screen displayed (S81 ~ S8
7), the control unit 18 identifies the device "ATM # A1" from the upper 6 digits of the input identification number (S88), and "ATM #
A storage inquiry message is transmitted to "A1" (S89).
The "ATM # A1" that has received the storage section inquiry message searches the storage section 17, transmits a response message including the transfer transaction information of the retrieved identification number to "ATM # A2", and
# A2 ”receives the response message (S90), and the transaction confirmation screen including the transfer transaction information of the response message (see FIG. 11).
Is displayed (S91). Subsequent processing, as described above,
When the control unit 18 recognizes that the “confirm” key on the transaction confirmation screen has been pressed, it executes the transfer transaction based on the transfer transaction information on the transaction confirmation screen and stores the transfer transaction information on the transaction confirmation screen in the storage unit 17, A total of 10 digits (“78902122006”) is added with a device number of 6 digits (“789021”) that can specify the device “ATM # A2” and a number of 4 digits (for example, “2006”) recorded in the storage unit 17. The identification number is used (S92 to S94). Then, the identification number and the transaction details are printed on the receipt and the transaction details are issued (S9
5), end the transaction.

According to the sixth embodiment, by using the number that can specify the device and the identification number that can specify the transaction content, information can be stored without wastefully sending the storage inquiry message to the unstored device. Since it is possible to extract the transfer transaction information from the automatic transaction device in which the transaction is recorded, it is possible to suppress the amount of communication with other automatic transaction devices in the store, and to use a medium such as a transfer card. Without this, the input operation by the customer can be simplified.

Embodiment 7. FIG. 14 is a flow chart showing the outline of processing of the seventh embodiment. In FIG. 14, the same processes as those in FIG. 12 are designated by the same reference numerals and will be briefly described. Next, the operation of the seventh embodiment will be described with reference to FIG. 14 and taking the row of number 2003 in FIG. 3 as an example. The transfer person selects the transfer transaction from the displayed transaction selection screen, then selects the transfer by cash (S41 to S44), and
The name, the telephone number, and the personal identification number for viewing the information in the storage unit 17 are input in accordance with the screen (S101) for prompting the user. This password is set by the transfer person (input)
can do. When the input is completed, the control unit 1
8 searches the storage unit 17 using the name, telephone number, and personal identification number of the transfer person (S102). Storage unit 1
If the name, telephone number, and personal identification number cannot be retrieved in 7 (S47), the control unit 18 instructs the operation display unit 1 to display the transfer transaction information input screen (S50), and the transfer person transfers the transfer transaction information. Input transaction amount, financial institution, branch office, account, etc. according to the input screen. When the input is completed (S51), the control unit 18 instructs the operation display unit 1 to display a transaction confirmation screen including the input transfer transaction information (see FIG. 11).
Is displayed (S52). When the control unit 18 recognizes that the "confirmation" key has been pressed, it executes the transfer transaction based on the transfer transaction information displayed on the transaction confirmation screen and stores the displayed transfer transaction information in the storage unit 17 (S53-). S55).
Here, for example, it is assumed that the transfer transaction information of the row with the number 2003 is stored. Then, issue the transaction details (S5
5 to S56) End the transaction.

Next, when the transfer person again makes a transfer transaction in cash, the transfer person selects a transfer transaction from the displayed transaction selection screen, and then selects a transfer in cash (S41 to S).
44) Then, input according to the screen prompting the input of the name, the telephone number, and the personal identification number for viewing the information in the storage unit 17, and when the input is completed, the control unit 18 inputs the input name,
The storage unit 17 is searched from the telephone number and the personal identification number (S10
2) The transfer transaction information (row number 2003) of this name, telephone number and personal identification number is searched. And the control unit 1
8 instructs the operation display unit 1 to display a transaction list screen (see FIG. 6) showing the retrieved transfer transaction information (S4).
8).

The transfer person depresses the number of the transfer destination to which the transfer is made this time from the transaction list screen, and when the control unit 18 recognizes that the number has been input (S49), the transaction including the transfer transaction information of the number. A confirmation screen is instructed and displayed on the operation display unit 1 (S52). The transfer person confirms the transaction content on the transaction confirmation screen, and if the transaction content is correct, presses the "confirm" key. If the contents of the transfer this time are different only in the transfer amount, for example, the transfer person presses the "transfer amount" key, and when the control unit 18 recognizes that the "transfer amount" key has been input (S53), the transfer transaction information input screen Can be displayed, and only the transfer amount can be modified and entered. If the transaction details are completely different, all items can be entered from the beginning.

When the control section 18 recognizes that the "other" key on the transaction list screen is pressed in step S49, it instructs the operation display section 1 to display the transfer transaction information input screen, and when the transfer person's input is completed. , Display the transaction confirmation screen including the entered transfer transaction information, and if you recognize that the "Confirm" key has been pressed, execute the transfer transaction based on the transfer transaction information displayed on the transaction confirmation screen and display the displayed transfer The transaction information is stored in the storage unit 17, and the transaction details are issued (S
49-S56) End the transaction.

In the above flow, step S102
Further, in step S47, the storage unit 17 is searched using the name, telephone number, and personal identification number of the transfer person, and the searched contents are displayed on the transaction list screen.
Send a storage inquiry message containing the name, telephone number and PIN of the transfer person to another automated transaction device in the same store, and transfer the transaction information of this name, telephone number and PIN from another automated transaction device. You may make it extract and display the information on a transaction list screen.

Further, in the above flow, the storage unit 17 of the automatic transaction device that has performed the transfer transaction operation in step S55.
However, the contents are searched for in the storage unit 17 by using the name, telephone number and personal identification number of the transfer person in steps S102 and S47. Is displayed on the transaction list screen, but a storage unit inquiry message with the transferee's name, phone number and PIN is added to the server in the same store, and the server sends this name, phone number and The transaction information may be retrieved and the information may be displayed on the transaction list screen.

In the fourth embodiment, the transfer transaction information is searched on the basis of the name and the telephone number, but many people can know the name and the telephone number. By searching the transfer transaction information based on the information that can be displayed and displaying the searched transfer transaction information on the screen,
Although the personal information of the transaction content may be leaked to another person, in the fifth embodiment, the transfer transaction information is searched based on the name, telephone number and personal identification number, so the personal information is not leaked to another person. It is possible to simplify the input operation of the transfer person without using a medium such as a card.

In the fifth and sixth embodiments, the identification number is used for the search, but the identification number is assigned by the automatic transaction device, and the personal identification number in the seventh embodiment is set by the transfer person. Since you can decide, you can set it to a number that is easy for the transfer person to remember.

[0044]

As described above, according to the present invention,
When the transfer transaction is performed first, the transfer transaction information is stored, and in the subsequent transfer transactions, the stored transfer transaction information is searched, and the transfer transaction is based on the searched transfer transaction information. Since it is executed, the input operation of the transfer person can be simplified without using the transfer card and without communicating with the host system.

[Brief description of drawings]

FIG. 1 is a block diagram showing a configuration of an automatic transaction device according to a first embodiment of the present invention.

FIG. 2 is an external view of the automatic transaction device according to the first embodiment of the present invention.

FIG. 3 is a diagram showing a format example of a transaction record stored in a storage unit of FIG.

FIG. 4 is a flowchart showing an outline of processing according to the first embodiment.

FIG. 5 is a diagram showing a display example of a transaction confirmation screen according to the first embodiment.

FIG. 6 is a diagram showing a display example of a transaction list screen according to the first embodiment.

FIG. 7 is a diagram showing a connection configuration example of an automatic transaction device according to a second embodiment.

FIG. 8 is a flowchart showing an outline of processing according to the second embodiment.

FIG. 9 is a flowchart showing an outline of processing according to the third embodiment.

FIG. 10 is a flowchart showing an outline of processing according to the fourth embodiment.

FIG. 11 is a diagram showing a display example of a transaction confirmation screen according to the fourth embodiment.

FIG. 12 is a flowchart showing an outline of processing according to the fifth embodiment.

FIG. 13 is a flowchart showing an outline of processing according to the sixth embodiment.

FIG. 14 is a flowchart showing an outline of processing according to the seventh embodiment.

[Explanation of symbols]

1 Operation display section 2 Card / receipt insertion outlet 3 Passbook insertion outlet 4 banknote insertion outlet 5 coin insertion outlet 11 Banknote deposit / withdrawal unit 12 coin deposit and withdrawal department 13 Card read / write section 14 Receipt printing section 15 Passbook printing section 16 Communication unit 17 Memory 18 Control unit

Claims (12)

(57) [Claims] In transfer transaction from claim 1] account, and storage means for storing the transfer transaction information including the account number for each transaction, each transfer transaction, captured account number from the card or passbook
Then , a search means for searching the transfer transaction information from the storage means based on the account number, and displaying the transfer transaction information when the transfer transaction information corresponding to the account number is searched by the search means. , The above
If the transfer transaction information corresponding to the account number was not retrieved,
In this case, a transaction confirmation screen display means for displaying a transfer transaction information input screen is provided, and the transfer transaction information displayed by the transaction confirmation screen display means or the transfer receipt input on the transfer transaction information input screen
An automatic transaction device characterized by executing a transfer transaction based on reference information . 2. In a transfer transaction from an account, storage means for storing transfer transaction information including an account number for each transaction, and an account number taken from a card or a passbook for each transfer transaction.
Then , based on the account number, search means for searching the transfer means from the storage means or the storage means of another automatic transaction device in the same store, and the transfer transaction information corresponding to the account number by the search means. If found, the transfer transaction information will be displayed and
If the transfer transaction information corresponding to the account number was not retrieved,
The case is provided with a transaction confirmation screen display means for displaying a transfer transaction information input screen, the transfer transaction information also appears on the transaction confirmation screen display means
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 3. In a transfer transaction from an account, storage control means for storing transfer transaction information including an account number for each transaction in a server provided in the same store; and an account number from a card or passbook for each transfer transaction. Is captured
Then , search means for searching the transfer transaction information from the server based on the account number, and displaying the transfer transaction information when the transfer transaction information corresponding to the account number is searched by the search means , The above
If the transfer transaction information corresponding to the account number was not retrieved,
The case is provided with a transaction confirmation screen display means for displaying a transfer transaction information input screen, the transfer transaction information also appears on the transaction confirmation screen display means
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 4. In a cash transfer transaction, a storage means for storing the transfer transaction information including the name and the telephone number of the transfer person for each transaction, and the name and the telephone number of the transfer person at the time of the transfer transaction. Input means, search means for searching the transfer transaction information from the storage means based on the name and telephone number of the transfer person input by the input means for each transfer transaction , and the name of the transfer person by the search means If the transfer transaction information corresponding to the phone number is found , the transfer transaction information
Information is displayed and the transfer transaction information corresponding to the account number is checked.
If that has not been searched, provided a <br/> Ru transaction confirmation screen display means to display the transfer transaction information input screen, the transfer transaction information also appears on the transaction confirmation screen display means
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 5. In a cash transfer transaction, a storage means for storing the transfer transaction information including the name and the telephone number of the transfer person for each transaction, and the name and the telephone number of the transfer person at the time of the transfer transaction. Transfer from the storage means or the storage means of another automatic transaction device in the same store based on the name and telephone number of the transfer person input by the input means for each transfer transaction. Retrieval means for retrieving transaction information, and when the retrieval means retrieves the remittance transaction information corresponding to the name and telephone number of the remittance person , the remittance transaction information
Information is displayed and the transfer transaction information corresponding to the account number is checked.
If that has not been searched, provided a <br/> Ru transaction confirmation screen display means to display the transfer transaction information input screen, the transfer transaction information also appears on the transaction confirmation screen display means
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 6. In a cash transfer transaction, storage control means for storing transfer transaction information including the name and telephone number of the transfer person in a server provided in the same store for each transaction, and in the case of the transfer transaction, Input means for inputting the name and telephone number of the transfer person, and search means for searching the transfer transaction information from the server based on the name and telephone number of the transfer person input by the input means for each transfer transaction , When the transfer means searches the transfer transaction information corresponding to the name and the telephone number of the transfer person, the transfer transaction information concerned.
Information is displayed and the transfer transaction information corresponding to the account number is checked.
If that has not been searched, provided a <br/> Ru transaction confirmation screen display means to display the transfer transaction information input screen, the transfer transaction information also appears on the transaction confirmation screen display means
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 7. A cash transfer transaction, storage means for storing the transfer transaction information and an identification number for identifying the transfer transaction information for each transaction, and an identification number printing means for printing the identification number on a transaction statement. And an identification number input means for inputting the identification number printed by the identification number printing means during the transfer transaction, and the transfer transaction information from the storage means based on the identification number input by the identification number input means. And a transaction confirmation screen display means for displaying the transfer transaction information when the transfer transaction information corresponding to the identification number is retrieved by the search means. The transaction confirmation screen display means displays the transaction confirmation screen display means. An automatic transaction device, characterized by executing a transfer transaction based on the transferred transfer information. 8. In a cash transfer transaction, storage means for storing the transfer transaction information and an identification number for identifying the automatic transaction device storing the transfer transaction information and the transfer transaction information for each transaction, and the identification number. To the transaction details, an identification number printing means for inputting the identification number printed by the identification number printing means at the time of transfer transaction, and an identification number input by the identification number input means. Based on the transfer transaction information, the search means for searching the transfer transaction information from the storage means of the automatic transaction device storing the transfer transaction information; and when the search means retrieves the transfer transaction information corresponding to the identification number, the transfer transaction information. And a transaction confirmation screen display means for displaying the transaction confirmation screen, and the transfer transaction is executed based on the transfer transaction information displayed on the transaction confirmation screen display means. apparatus. 9. In a cash transfer transaction, a storage means for storing the transfer transaction information including the name of the transfer person, a telephone number, and a personal identification number determined by the transfer person for each transaction, and in the case of the transfer transaction, Input means for inputting the name, telephone number and secret code of the transfer person, and for each transfer transaction , a transfer transaction from the storage means based on the name, telephone number and secret code of the transfer person inputted by the input means Searching means for searching information, and when the searching means searches the transfer transaction information corresponding to the name, telephone number and personal identification number of the transfer person ,
Display the transfer transaction information and make a transfer corresponding to the account number.
If the transfer transaction information is not found, enter the transfer transaction information.
A transaction confirmation screen displaying means for displaying a transaction screen, and the transfer transaction information or the transaction confirmation screen displayed on the transaction confirmation screen displaying means.
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 10. In a cash transfer transaction, a storage means for storing the transfer transaction information including the name of the transfer person, a telephone number, and an arbitrary secret code number specified by the transfer person for each transaction, and in the case of the transfer transaction, Input means for inputting the name, telephone number and secret code of the transfer person, and the storage means or the same based on the name, telephone number and secret code of the transfer person inputted by the input means for each transfer transaction search means for searching the transfer transaction information from the storage means of another automated transaction device in the store, the transfer's name by the search means, when the telephone number and the transfer transaction information corresponding to the personal identification number is retrieved ,
Display the transfer transaction information and make a transfer corresponding to the account number.
If the transfer transaction information is not found, enter the transfer transaction information.
A transaction confirmation screen displaying means for displaying a transaction screen, and the transfer transaction information or the transaction confirmation screen displayed on the transaction confirmation screen displaying means.
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 11. In a cash transfer transaction, storage control means for storing transfer transaction information including a transferor's name, a telephone number, and an arbitrary personal identification number determined by the transferer in a server in the same store for each transaction. At the time of transfer transaction, input means for inputting the name, telephone number and secret code of the transfer person, and for each transfer transaction , the name, telephone number and secret code of the transfer person inputted by the input means Based on the server, the search means for searching the transfer transaction information from the server; and when the search means searches the transfer transaction information corresponding to the name, the telephone number and the personal identification number of the transfer person ,
Display the transfer transaction information and make a transfer corresponding to the account number.
If the transfer transaction information is not found, enter the transfer transaction information.
A transaction confirmation screen displaying means for displaying a transaction screen, and the transfer transaction information or the transaction confirmation screen displayed on the transaction confirmation screen displaying means.
Is an automatic transaction apparatus, which executes a transfer transaction based on the transfer transaction information input on the transfer transaction information input screen . 12. The automatic transaction apparatus according to claim 1, wherein a function for selecting and correcting the transfer transaction information is added to the transaction confirmation screen display means.