JPH0483691A - Voucher for credit card - Google Patents

Abstract

PURPOSE:To obtain a voucher for credit card suitable for mechanizing office works with OCR and the like by setting a copy for credit company at an intermediate layer or the lowest layer in the voucher. CONSTITUTION:Since a copy 2 for a user of a voucher is laid on a top layer, any optional writing tool can be used if it is visible to the user. On the other hand, a copy 3 for a member store and a copy 4 for a credit company are made of carbon paper. Since infrared rays are generally used for an OCR device, carbonic materials are used for the carbon paper. As a result, optical reading of contents written in columns for approved numbers and the sales or of other information can be performed excellently. Also, even when stamping ink in a printer is thin, the copy 2 for the user and the copy 3 for the member store can be printed clearly by the carbon papers 4 and 5, so that the optical reading can be performed favorably as well.

Description

DETAILED DESCRIPTION OF THE INVENTION [Object of the Invention] <Industrial Application Field> The present invention relates to a credit card slip suitable for mechanized processing.

<Prior Art> In recent years, the use of credit cards has become widespread, and there has been a strong desire to mechanize the paperwork required. When a user purchases a product or receives a service at a member store, the user presents a credit card, and the member store receives approval for the card from the credit company using a communication line or the like. Furthermore, the member store prints the membership number, expiration date, user's name, etc. on the designated three-page slip using the emboss provided on the card, writes the approval number, sales amount, and other necessary information. At the same time, request the user's signature. This slip consists of a copy for the user as usage details handed to the user, a copy for the member store kept as a record by the member store, and a copy for the credit company that the member store sends to the credit company.

When the credit company receives the receipt for the credit company, it pays the amount equivalent to the sales amount to the merchant's bank account and sells it from the user's account according to a predetermined schedule.
Withdraw the amount.

Figures 5 to 8 show a conventionally used credit card slip 20. The top layer is a copy 2 for credit card companies, and the membership number, user name, etc. are embossed on the card. User name column 2 to print using
6. In addition to an approval number field 27 in which the approval number is entered and an amount field 28 in which the sales amount is entered, a signature field 29 is provided for the user to sign. The middle layer is a copy 22 for member stores, and each column except a signature column 29 is set. The bottom layer is a copy 23 for users, and the contents are generally the same as the copy 22 for member stores. Carbon paper 24.25 is inserted between these three slips, but since the signature field 29 does not need to be copied, the length of the carbon paper 24.25 reaches the signature field 29. It has been shortened to avoid

Credit card companies receive credit card receipts from each member store, but they must be sorted by user or member store, and conventionally, they were manually input into computer terminals for administrative processing. However, in recent years, the labor costs required for this administrative processing and the costs required for checking input errors have become enormous, and some form of mechanization has become desirable. Therefore, 0CR(O
It is conceivable to mechanize office processing by reading necessary data using an optical reading device called a ptjcal character reader. The approval number is a number that identifies each transaction, so if the approval number, sales amount, member store number, membership number, etc. can be entered into a computer, the necessary administrative processing can be performed. However, conventionally, the user signature field 29
Since the credit card copy 21 provided with the OCR device is provided on the top layer, there is a problem that reading errors may occur depending on the type of writing instrument used, and the ability of the OCR device cannot be fully utilized.

In addition, you can use the embossed card on your credit card to write your membership number.
Although we try to print the user's name on the slip, if the stamp ink in the printing machine used at a member store runs out, the member number and user's name may become unclear.
It is conceivable that there may be a problem with slip processing. Traditionally,
The carbon paper 24 on the bottom of the credit company copy 21 is made of double-sided carbon so that the member number and member name are printed clearly on at least the back of the credit company copy. Not only is there a problem in that the cost of OCR is rising, but there is also a problem in that it is not always effective when reading membership numbers using an OCR device.

<Problems to be Solved by the Invention> In view of the problems of the prior art, the main purpose of the present invention is to provide a credit card slip suitable for automating office processing using OCR etc. .

[Structure of the invention] <Means for solving the problem> According to the present invention, such an object is to provide a carbon copy made by superimposing a copy for a credit company, a copy for a member store, and a copy for a user. This is achieved by providing a credit card slip characterized in that the copy for the credit company is placed in the middle layer or the lowest layer of the slip.

<Effect> In this way, the copy for the credit card company that needs to be read by OCR etc. will always be obtained as a carbon copy, so if the characteristics of the carbon paper are selected appropriately, the member number, member store number, approval Since data such as numbers and sales amounts can be clearly displayed on the credit card company copy, the possibility of poor reading by OCR can be significantly reduced.

Embodiments The present invention will now be described in detail with reference to specific embodiments with reference to the accompanying drawings.

1 to 4 show a three-sheet carbon copy type credit card slip 1 according to the present invention, in which the top layer is a copy 2 for users, the middle layer is a copy 3 for member stores, The bottom layer is the copy 4 for the credit company. These are bound together, but each school can be separated from perforations 7-9 if desired. Each school has a user name column 10 for printing the membership number, expiration date, and user name using the emboss on the credit card, a member store name plate 11 for writing the member store name, and a payment method. A payment method field 12 for entering the approval number, an approval number field 13 for entering the approval number, and a sales amount field 14 for entering the sales amount are set. Moreover, carbon paper 5.6 is interposed between each school. In the case of this embodiment, the user's copy 2, member store's copy 3, and carbon paper 5.6 have the same length, while the credit card company's copy 4 is slightly longer. A user signature field 15 is provided in a portion of the credit card copy extending outward from these upper portions.

As illustrated, the approval number column 13 and the sales amount column 14 are configured as columns suitable for OCR reading. In addition, the membership number and expiration date in the user name field 10, the member store number in each member store field 11, and the payment method field 12 can also be read by OCR, and the presence or absence of a signature in the signature field 15 is also confirmed during OCR reading. be able to. Incidentally, it is preferable to print the member store number of the member store temperature 11 in advance when issuing the slip from the credit company to the member store.

In this embodiment, the user's copy 2 is on the top layer, and there will be no problem in using any type of writing instrument as long as the user can see it. On the other hand, copy 3 for member stores and copy 4 for credit card companies are carbon copies, and since OCR devices generally use infrared light, by using carbon-based paper as carbon paper, The contents written in the approval number column 13 and the sales amount column 14 or other information can be optically read by OCR or the like. In addition, even if the stamp ink of the printing machine is thin, the carbon paper 4.5 prints clearly on the user's copy 2 and member store copy 3, so optical reading can be performed equally well. can. Therefore, credit card slips can be efficiently read by machines such as OCR at credit companies or member stores, and the labor required for administrative processing can be significantly reduced compared to the past. I can do it.

In this embodiment, by placing the credit company copy 4 at the bottom layer, the user copy 2 and member store copy 3, which do not require the user signature field 15, can be shortened. The advantage is that space for storing slips at both parties or member stores can be saved. It also has the effect of reducing the amount of paper required. Also,
In some cases, the vertical positional relationship between the member store copy 3 and the credit company copy 4 may be reversed.

In addition, even if the stamp ink in the printing machine used to print the member's name field runs out, clear printing will be performed on copy 3 for member stores and copy 4 for credit card companies using carbon paper, so there will be no hindrance to administrative processing. On the other hand, since the user's copy is managed or kept by the individual user, even if the user's name etc. are somewhat unclear, there will be no particularly serious problem.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing the structure of a credit card slip based on the present invention. FIGS. 2 to 4 are planar perspective views showing in detail each form of the credit card slip according to the present invention. Figure 5 shows the conventional credit card slip.
FIG. FIGS. 6 to 8 are views similar to FIGS. 2 to 4 showing conventional credit card slips. 1... Slip 2... User copy 3...
Copy for member store 4... Copy for credit company 5.6.
...Carbon paper 7 to 9-...Perforation 10...User name column 11...Each member store column 12...Payment method column
13...Approval number column 14...Sell''2 Amount column 1
5... Signature field 20... Slip 21... Copy for credit card company 22... Copy for member store 23...
User copy 24. 25...Carbon paper 26...User name column 27...Approval number column 28.
...Sales amount column 29...Signed patent application
Person Sumitomo Credit Service Co., Ltd. (1 other person) Representative Patent Attorney Yo Inujima (1 other person)

Claims (1)

[Claims] (1) A carbon copy type credit card slip formed by superimposing a copy for a credit company, a copy for a member store, and a copy for a user, where the copy for the credit company is placed in the middle or lowest layer of the slip. A credit card slip characterized by: