JPH03217969A - Automatic cash transfer device - Google Patents

Abstract

PURPOSE:To enable the transferee side to confirm the end of the transfer as soon as its actual transfer by obtaining the information via a facsimile character information output means. CONSTITUTION:When the information on the transfer end is required via a facsimile 38, an information note for transfer end which shows the date of transfer, the transfer amount, the transferee account number, the transferer name, etc., is transmitted to the facsimile 38 of the transferee side based on the information, etc., obtained with keying of a touch panel 28. When the transfer is through, a character information output means 22 outputs the character information on the end of the transfer to the facsimile 38 of the transferee side. Thus the information on the end of the transfer is obtained from the facsimile 38 in the form of characters (document).

Description

DETAILED DESCRIPTION OF THE INVENTION <<Industrial Application Field>> The present invention relates to an automatic cash transfer device used in branches of financial institutions such as banks.

《Prior Art》 As one of the online terminal devices installed in the stores of financial institutions such as banks, there is an automatic cash transfer device that is operated by the sender to transfer cash. It has been put into practical use as a machine or as an ATM with a transfer function.

[Problem to be solved by the invention] When cash is transferred using an automatic cash transfer device as described above, it is not possible to automatically notify the transferee that the transfer has been completed. , separately by phone,
There is a problem in that it is necessary to notify the transferee of the completion of the transfer by mail or the like. Furthermore, even if a transfer completion notification is made in the manner described above, there will always be a time lag between the transfer completion and the notification, making it difficult for the transfer recipient to immediately move on to the next business step after the transfer is completed. However, there is a loss of time.

In view of the above-mentioned problems, the present invention provides an improved automatic cash transfer in which the transferee can confirm that the transfer has been completed almost at the same time as the transfer is completed without the transferor separately notifying the transfer completion. The purpose is to provide equipment.

<<Means for Solving the Problems>> According to the present invention, the above-mentioned object includes a facsimile character information output means for transmitting character information regarding the completion of the transfer by facsimile, and the information regarding the completion of the transfer is sent to the facsimile communication. This is accomplished by an automatic cash transfer device configured to provide

<<Operation>> According to the above-described configuration, when the transfer is completed, the text information output means for facsimile outputs text information regarding the completion of the transfer, and thereby the text regarding the completion of the transfer is sent to the facsimile of the transferee (receiver). Information is sent.

<<Example>> The present invention will be described in detail below with reference to the accompanying drawings.

FIG. 1 shows one embodiment of an automatic cash transfer device according to the present invention. In FIG. 1, the reference numeral 10 generally indicates an automatic cash transfer device according to the present invention, and the automatic cash transfer device 10 includes a main control unit 12 including a CPU, etc., and a main control unit 12 that counts money withdrawals. , Money withdrawal unit 1 that controls money withdrawal
4, a slip/card processing unit 16 that prints information corresponding to the transaction details on the slip and reads data from a magnetic card inserted into a card slot (not shown); and prints the transaction details on the passbook. an online interface unit 20 that sends data to a front-end processor (to be described later); a text information output unit 22 that outputs text information regarding the completion of a transfer for facsimile transmission; A telephone line interface section 24 connects the output section 22 to a public telephone line and facsimile communication network, which will be described later, and controls the screen display of a CRT (display) 26, and also reads various information from a touch panel 28 operated by the payer. The customer service control unit 30 includes a customer service control unit 30 that includes

The character information output unit 22 displays the transaction details, that is, the touch panel 2
Depending on the details of the transfer and the magnetic card data input in step 6, character information for facsimile transmission regarding the transfer date, transfer amount, transfer destination account number, payer, etc., is generated. The operation of the character information output unit 22 is configured to be selectively activated depending on whether or not notification of the completion of the transfer is required by the bank transfer, and whether or not this is necessary is selected and set by the transferee using the transfer panel 26.

FIG. 2 shows an example of an online control system including an automatic cash transfer machine configured as described above. A plurality of automatic cash transfer devices 10 installed in each store such as a bank are each connected to a front end processor (FEP) via a communication line.
) 32 to transmit information regarding each cash transfer from the online interface unit 20 to the front end processor 32, and is connected to the public telephone network 36 by the telephone line interface unit 24,
The public telephone network 36 selectively connects to facsimiles 38 of an unspecified number of recipients or pre-registered recipients AZ.

The front end processor 32 receives information regarding cash transfers from each automatic cash transfer device 10, and sends the information regarding cash transfers to an accounting host computer 34 provided in a calculation center or the like, as in the past. .

Next, the operation flow during the transfer process will be explained using FIG.

To transfer cash, as shown in steps 10 to 40, first insert a magnetic card for user identification into the card insertion slot (not shown) of the automatic cash transfer device 10, and then enter the password using the touch panel 28. ,Transfer amount of money,
The sender keys in the transfer destination account number in order.

Next, in step 50, a transfer process is performed based on the data read from the magnetic card inserted into the card insertion slot and the information keyed in in steps 20-40. This transfer process involves the withdrawal of money, slip processing, passbook printing processing, and the accounting system host computer 32 for information regarding the transfer.
Contains transmission control for

Next, in step 60, a screen display is performed on the CRT 26 to specify whether or not a transfer completion notification by facsimile is required.

Next, in step 70, the payer inputs a key on the touch panel 28 to determine whether a transfer completion notification by facsimile is required or not.

Next, in step 80, it is determined based on the key-in information obtained in step 70 whether or not a transfer completion notification by facsimile is necessary.

If a transfer completion notification by facsimile is required, step 90 is executed; otherwise, step 120 is executed, and the magnetic card is returned.

In step 90, the transfer person selects the touch panel 28.
The facsimile number of the transfer recipient (receiver) is keyed in at the machine. Note that this step may be omitted if a comparison data table of transfer destination account numbers and facsimile numbers is created in advance.

Step 900 Next, proceed to step 100, step 1
00, based on the information keyed in on the touch panel 26, the transfer date, transfer amount, transfer destination account number,
A transfer completion notification indicating the person making the transfer is sent by facsimile to the facsimile 38 of the transferee.

After step 100, the process advances to step 110, where it is determined whether facsimile transmission has started. If facsimile transmission is started, the process advances to step 120; otherwise, step 100 is repeated and redial is performed.

<<Effects of the Invention>> As can be understood from the above explanation, according to the automatic cash transfer device according to the present invention, when the transfer is completed, the text information output means outputs text information regarding the completion of the transfer to the facsimile of the transferee, Information regarding the completion of the transfer can be obtained in writing via facsimile. As a result, the transferee can confirm that the transfer has been completed almost at the same time as the transfer is completed, without the transferor having to separately notify the transfer completion.
On the other side of the transfer, it becomes possible to immediately move on to the next business step after the transfer is completed, reducing lost time such as waiting for contact, and establishing a smooth business flow.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing one embodiment of the automatic cash transfer device according to the present invention, FIG. 2 is a system diagram showing an online system for cash transfer including the automatic cash transfer device according to the present invention, and FIG. It is a flowchart showing the transfer operation flow in the automatic cash transfer device according to the invention. 10...Automatic cash transfer device 12...Main control unit 20...Online interface unit 22...Character information output unit 24...Telephone line interface unit 28...Touch panel 30...Front end Processor 34...Accounting system host computer 36...Public telephone network 38...Facsimile

Claims (1)

[Claims] 1. An automatic cash transfer device having a facsimile character information output means for transmitting character information regarding the completion of the transfer by facsimile, and configured to obtain information regarding the completion of the transfer by facsimile communication.