JPH02204894A - Adjustment processing system and adjustment system - Google Patents

Abstract

PURPOSE:To decrease the transfer frequency of the fraction amounts in a transaction task by storing the change fractions of transactions in a card containing an information recording function or a large capacity memory. CONSTITUTION:A sales register data input device 10 transfers the input data to a computer 5, and an arithmetic means 12 calculates the total amount of a transaction under the control of a process program 6 and stores it in a transaction total amount store part 8. Then the means 12 calculates a change holding amount based on the total amount of transaction and the data stored in a fraction calculating standard store part 5 and stores temporarily the calculated amount. A magnetic card reader/writer 4 reads the contents of a card identification code recording area 2 and a change holding amount totalizing/recording area 3 of the magnetic stripes of a magnetic card 1 and transfers them to the means 12. At the same time, the reader/writer 4 writes the data received from the means 12 into the area 3 of the card 1. Thus the transfer frequency of change can be decreased at each adjustment office between a clerk and a customer.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a payment processing method and a payment system used in payment operations and the like.

There are cash registers and POs in each of these departments.
Settlement offices equipped with S (point of sale) terminals have been installed to perform settlement operations.

[Problem to be solved by the invention]

However, it is necessary to secure enough coins for change at each checkout office as mentioned above, and since coins are exchanged between customers and clerks at each checkout station, the checkout process is complicated. In addition to being inconsistent, there is a drawback that the number of times coins are handled increases, which increases the possibility of making a mistake in the amount of change handed over.

[Means to solve the problem]

The system of the present invention includes a portable card provided with an information storage means, a reading means for reading and reading amount information recorded in the information storage means of the card brought by the customer, and a price of the purchased item purchased by the customer. and an input means for inputting the payment amount to be paid by the customer, and calculating the difference between the payment amount input from the input means and the price, and calculating the predetermined fractional amount of the difference. The card includes a calculation means for adding the amount indicated by the amount information read by the reading means to obtain updated amount information, and a recording means for recording the updated amount information in the storage means of the card.

Further, another method of the present invention includes a portable card provided with an information storage means, a reading means for reading amount information recorded in the information storage means of the card brought by the customer, and an input means for inputting the price of the purchased item, and a calculation method for calculating the payment amount to be paid by the customer based on the price input from the input means and predetermined rounding up information, and comparing the payment amount and the price. calculation means for obtaining updated amount information by adding the difference to the amount indicated by the amount information read by the reading means;
and recording means for recording the updated amount information in the storage means of the card.

The system of the present invention includes: a portable card provided with an information storage means; a reading means for reading amount information recorded in the information storage means of the card brought by a customer; and a purchase item purchased by the customer. an input means for inputting the price of and the payment amount to be paid by the customer, and an amount of a predetermined fractional amount of the difference calculated by calculating the difference between the payment amount input from the input means and the price. calculation means for obtaining updated amount information by adding the amount indicated by the amount information read by the reading means; and recording means for recording the updated amount information in the storage means of the card. a second checkout station that reads out the amount information recorded in the storage means of the card brought by the customer and pays the customer the amount indicated by the amount information; including.

Further, another system of the present invention includes: a portable card provided with an information storage means; a reading means for reading amount information recorded in the information storage means of the card brought by a customer; an input means for inputting the price of the purchased item, and a payment amount to be paid by the customer based on the price inputted from the input means and predetermined rounding up information, and the difference between the payment amount and the price. calculation means for obtaining updated amount information by adding the amount indicated by the amount information read by the reading means; and recording means for recording the updated amount information in the storage means of the card. a second checkout station that reads out the amount information recorded in the storage means of the card brought by the customer and pays the customer the amount indicated by the amount information; including.

Furthermore, another method of the present invention includes a portable card on which identification information is recorded in advance, a reading means for reading the identification information of the card brought by the customer, and a price of the purchased item purchased by the customer. an input means for inputting a payment amount to be paid by a customer; and an arithmetic means for calculating the difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference. and a storage means in which a pair of the fractional amount calculated by the calculation means and the identification information is recorded.

Further, another method of the present invention includes a portable card on which identification information is recorded in advance, a storage means having a plurality of amount information storage areas provided corresponding to the identification information, and a storage device for storing the card brought by the customer. reading means for reading the identification information; input means for inputting the price of the purchased item purchased by the customer and the payment amount to be paid by the customer; and the amount corresponding to the identification information read by the reading means. a first process of reading out the contents of the information storage area; a second process of calculating the difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference; a third process of adding the content read out in the first process and the fractional amount obtained in the second process and recording the addition result in the amount information storage area from which the readout was performed; and calculation means for executing.

Furthermore, another system of the present invention includes a portable card on which identification information is recorded in advance, a storage means having a plurality of amount information storage areas provided corresponding to the identification information, and a storage means for storing the card brought by the customer. a reading means for reading the identification information; an input means for inputting the price of the purchased item purchased by the customer; and a reading means for reading the content of the price information storage area corresponding to the identification information read by the reading means. 1
a second process of determining the payment amount to be paid by the customer based on the price input from the input means and predetermined round-up information and calculating the difference between the payment amount and the price; an operation for performing a third process of adding the content read in the first process and the difference calculated in the second process and recording the addition result in the amount information storage area from which the read was performed; and means.

Further, another system of the present invention includes: a portable card on which identification information is recorded in advance; a reading means for reading the identification information of the card brought by the customer; and a price of the purchased item purchased by the customer; an input means for inputting a payment amount to be paid by a customer; and an arithmetic means for calculating the difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference. a first checkout station comprising: a storage means for recording a pair of the fractional amount determined by the calculation means and the identification information; reading the identification information of the card brought by the customer; and a second checkout point where the fractional amount of the amount paired with the identification information in the storage means that matches the read identification information is paid to the customer.

Furthermore, another system of the present invention includes: a portable card on which identification information is recorded in advance; a storage means having a plurality of amount information storage areas provided corresponding to the identification information; a reading means for reading the identification information; an input means for inputting the price of the purchased item purchased by the customer and the payment amount to be paid by the customer; and the amount corresponding to the identification information read by the reading means. a first process of reading out the contents of the information storage area; a second process of calculating the difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference; a third process of adding the content read out in the first process and the fractional amount obtained in the second process and recording the addition result in the amount information storage area from which the readout was performed; a first checkout station comprising: a calculation means for performing; reading the identification information of the card brought by the customer; and corresponding to the identification information in the storage means that matches the read identification information; and a second checkout office where the customer is paid the amount indicated by the content of the amount information storage area.

Further, another system of the present invention includes (9) a portable card on which identification information is recorded in advance; a storage means having a plurality of amount information storage areas provided corresponding to the identification information; and the card brought by the customer. reading means for reading the identification information of the customer, input means for inputting the price of the purchased item purchased by the customer, and reading the contents of the price information storage area corresponding to the identification information read by the reading means. a first process; and a second process of determining the payment amount to be paid by the customer based on the price input from the input means and predetermined rounding up information and calculating the difference between the payment amount and the price. and performing a third process of adding the content read in the first process and the difference calculated in the second process and recording the addition result in the amount information storage area from which the read was performed. a first checkout station comprising: a calculation means for reading the identification information of the card brought by the customer; and the amount information corresponding to the identification information in the storage means that matches the read identification information. and a second checkout point where payment to the customer is made in an amount indicated by the contents of the storage area.

〔Example〕

Next, the present invention will be explained in detail with reference to the drawings.

Referring to FIG. 1, a first embodiment of the present invention includes a store 1 (
10) consists of a first and second checkout station located within.

The first checkout station includes a storage unit that stores the processing program 6;
Fraction calculation standard storage unit 7. A calculator 5 including a transaction amount total storage unit 8 and a calculating means 12 operating under the control of a program 6; a magnetic card reader/writer 4 connected to the calculator 5; a sales registration data input device 102 a display device 13; and a receipt printer. 11.

The second checkout station includes a computer 15 including a storage unit storing a processing program 16 and a calculation means 17 operating under the control of the program 16, and a magnetic card reader/writer 14. Payment amount input device 1
8 and a display device 19.

Furthermore, in this embodiment, a magnetic stripe (
A magnetic card 1 provided with a magnetic storage medium (magnetic storage medium) is used.

First, the operation of each part of the first and second settlement stations will be briefly explained. At the first checkout station, the sales registration data input device 10 passes the input data to the calculation means 12 in the computer 5. The calculation means 12 has a processing program 60
Under control, the total transaction amount is calculated from the input data and stored in the transaction amount total storage section 8 as total amount data. Furthermore, the calculation means 12 calculates the amount of change held, as described later, based on the transaction total amount and the data stored in the fraction calculation standard storage section 5, and temporarily stores it. The magnetic card reader/writer 4 reads the contents of the card identification code recording area 2 of the magnetic stripe on the magnetic card 1 and the accumulated change amount recording area 3, and passes the contents to the calculation means 12 in the calculator 5. The data stored on the magnetic card 1 is stored in the cumulative change amount recording area 3.
write to. The receipt printer 11 prints the data passed from the calculation means 12, and the display device 13 prints the data passed from the calculation means 12.
The data passed from is displayed on the display section of the display device 13. On the other hand, at the second checkout station, the payment amount input device 1
8 passes the input data to the calculation means 17 in the computer 15. The magnetic card reader/writer 14 reads the contents of the card identification code recording area 2 of the magnetic stripe on the magnetic card 1 and the change retention amount recording area 3,
5, and the data passed from the calculation means 17 is written in the change retention amount recording area 3 on the magnetic card 1. Under the control of the application program 16, the calculation means 17 calculates the balance of the change reservation amount from the total change reservation amount read from the card 1 and the amount to be paid. The display device 19 displays the data passed from the calculation means 17 on the display section of the display device 19.

Next, a method for storing fractional change in this embodiment will be explained with reference to FIG.

The customer receives Card 1 when visiting Store 1 (10),
The customer will bring the product they wish to purchase to the nearest first checkout office and pay for it. At each first checkout station, an operator such as a store clerk inputs data from the sales data input device 10 into the first
Information on products purchased by customers who arrive at the checkout office (price,
(product code, discount price, etc.), the calculation means 12 in the calculator 5 calculates the total amount to be traded (A), stores it in the transaction amount total storage section 8, and enters the following number. Proceed to step 1, the payment process.

Here, the fraction calculation standard storage unit 7 stores in advance information on which digit below is to be considered as a fraction part, and the calculation means 12 calculates the digit below the corresponding digit of the total transaction amount (A) by one digit to the upper digit. rounded up to the amount (B) that is actually payable by the customer at this point, and the amount obtained by subtracting the total transaction amount (A) from the amount to be paid (B) is held as a fraction (C = B - A). Temporarily stored as change amount (C). A specific example of this procedure is shown in FIG. 4 Fγ(a).

At this time, the display device 13 displays the amount to be paid by the customer at this time (B) and the amount of change to be held (C). At this point, the receiver inputs the deposited amount (D) from the sales registration data input device 10. The calculating means 12 subtracts the amount to be paid by the customer at the present time from the input deposited amount (D) to obtain the amount of change to be handed over to the customer at the present time (E=D-B). Next, the amount (E) is displayed on the display device 13, and as shown in FIG. (E) A function capable of printing on the surface of the change card 1 to be held may be added to the reader/writer 4 to print the amount of change to be held. Here, the operator actually hands the customer the amount of change (E) that will be given to the customer at this time together with the receipt. In this way, the first payment process is completed.

Next, the magnetic card 1 brought by the customer is inserted into the magnetic card reader/writer 4, and the card identification code data recorded in the card identification code recording area 2 of the magnetic stripe on the magnetic card 1 and the cumulative amount of change retained are recorded. Data on the cumulative amount of change that has not yet been paid to the customer recorded in area 3 is read and passed to calculation means 12. The amount (F) indicated by this cumulative change amount data and the fractional amount of change (C) calculated as described above are added, and the addition result (G=F+C) is sent to the magnetic card reader/writer. The change is written to the accumulated change amount recording area 3 on the magnetic card 1. Thereafter, the card 1 is taken out from the reader/writer 4 and returned to the customer.

Next, with reference to FIG. 3, a method of refunding the cumulative amount of change retained in this embodiment will be explained.

Before the customer leaves store 1 (10), the customer stops at the second checkout station. Here, when the operator inserts the customer's card 1 into the magnetic card reader/writer 14, the card identification code data recorded in the card identification code recording area 2 of the magnetic stripe on the magnetic card 1 and the cumulative amount of change retained. Data on the cumulative amount of change recorded in the recording area 3 that is on hold and has not yet been handed over to the customer is read and passed to the calculation means 17. The data on the accumulated amount of change held is displayed on a display device 19 connected to the calculator 5, and the accumulated amount is refunded by the operator based on the day and evening inputted from the payment amount input device 18. The calculating means 17 subtracts the refunded amount from the accumulated amount of change and records the amount obtained by subtracting the refunded amount in the accumulated change amount recording area 3 on the magnetic card 1 as change retained amount data using the magnetic card league writer 14. Thereafter, the card l is taken out from the reader/writer 14 and placed under the control of the operator.

The first payment process in this embodiment includes the following second payment process.
It may be replaced with the payment processing. That is, the operator inputs from the input device 10 the deposit amount actually received by the customer at the present time. Next, as shown in FIG. 4(b),
The calculation means 12 calculates the storage unit 8 from the input deposit amount.
The fractional portion specified by the information in the storage unit 7 of the amount obtained by subtracting the total transaction amount within is determined as the amount of change to be held. Further, the calculation means 12 subtracts this change amount from the deposited amount and displays the amount on the display device 13 as the change amount to be handed over to the customer, and the operator actually hands this change amount to the customer.

Next, a second embodiment of the present invention will be described with reference to the drawings.

Referring to FIG. 7, a second embodiment of the present invention stores store 2 (
10) consists of a first and second checkout station located within.

The first settlement station includes a storage section storing a processing program 26, a fraction calculation standard storage section 27. A calculation means 3 operating under the control of the transaction amount total storage section 8 and the program 26
2, and a magnetic card reader 24 connected to the computer 25. Sales registration data input device 30. Display device 33. It includes a receipt printer 31 and a file device 29 such as a magnetic disk device.

The second checkout station includes a computer 45 including a storage unit storing a processing program 46 and a calculation means 47 that operates under the control of the program 46, and a magnetic card reader 44 connected to the computer 45. It includes a payment amount input device 48 and a display device 49.

Furthermore, in this embodiment, a magnetic card 41 provided with a magnetic stripe (magnetic storage medium) including a card identification code recording area 22 is used. First, the operation of each part of the first and second settlement stations will be briefly explained. At the first checkout station, the sales registration data input device 30 passes the input data to the calculation means 32 in the computer 25. The calculation means 32 calculates the total transaction amount from the input data under the control of the processing program 260, and stores it in the transaction amount total storage section 8. Further, the calculation means 32 calculates the amount of change held from the transaction total amount and the data stored in the fraction calculation standard storage section 27, and temporarily stores it.

The magnetic card reader 24 reads the contents of the card identification code recording area 22 of the magnetic stripe on the magnetic card 21 and passes it to the calculation means 32 in the computer 25. The receipt printer 31 prints the data passed from the calculation means 32. death,
The file device 29 stores and saves the data passed from the calculation means 32 and can be retrieved when necessary.The display device 33 stores the data passed from the calculation means 32 to the display device 33.
displayed on the display. On the other hand, at the second settlement office,
The payment amount input device 48 inputs the input data to the calculator 45.
The data is passed to the calculation means 47 inside. The magnetic card reader 44 reads the contents of the card identification code recording area 22 of the magnetic stripe on the magnetic card 21 and passes it to the calculation means 47. Under the control of the processing program 46, the calculation means 47 calculates the balance of the change retention amount from the given change retention amount and the amount to be paid. The display device 49 displays the data passed from the calculation means 47 on the display section of the display device 49.

Next, a method for storing fractional change in this embodiment will be explained with reference to FIG.

The customer receives Card 1 when visiting Store 2 (10),
The customer will bring the product they wish to purchase to the nearest first checkout office and pay for it. At the checkout station of each section 1, an operator inputs information (price, product code,
When the discount price, etc.) is input, the calculating means 3 in the calculator 25
2 calculates the total amount (A) of the transaction amount, stores it in the transaction amount total storage section 28, and proceeds to the following first settlement process.

Here, the fraction calculation standard storage unit 27 stores in advance information on which digit below is to be considered as a fraction part, and the calculation means 32 places the below digit of the total transaction amount (A) by one digit in the higher order. Round up to the amount that is actually payable from the customer at this point in time, and calculate the total transaction amount (B) from the amount to be paid (B).
The amount obtained by subtracting A) (C=B-A) is temporarily stored as a fraction of the change amount (C). A specific example of this procedure is shown in FIG. 4(a).

At this time, the display device 33 displays the amount to be paid by the customer at this time (B) and the amount of change to be held (C). At this point, the receiver inputs the deposited amount (D) from the sales registration data input device 30. The calculation means 32 subtracts the amount to be paid by the customer at the present time from the input deposited amount (D) to obtain the amount of change to be handed over to the customer at the present time (E=D−B). Next, the amount (E) is displayed on the display device 33, and as shown in FIG. E), Retained change card 1
The card reader 4 may be provided with a function capable of printing on the surface of the card to print the amount of change to be held.

Here, the operator actually hands the customer the amount of change (E) that will be given to the customer at this time together with the receipt. In this way, the first payment process is completed.

Next, the magnetic card 21 brought by the customer is inserted into the magnetic card reader 24, and the card identification code data recorded in the card identification code recording area 22 of the magnetic stripe on the magnetic card 21 is read and passed to the calculation means 32. It will be done. The accumulated amount of change data stored in pair with this card identification code data is read from the file device 29. The amount (F) indicated by this cumulative change amount data and the fractional amount of change (C) calculated as described above are added, and the addition result (G = F + C) is as shown in Figure 10. , is stored in the file device 29 as a pending change amount in pairs with the card identification code data. Next, with reference to FIG. 9, a method of refunding the cumulative amount of change retained in this embodiment will be explained.

Before the customer leaves store 2 (10), the customer stops at the second checkout station. Here, when the operator inserts the customer's card 21 into the magnetic card reader 44, the card identification code recording area 2 of the magnetic stripe on the magnetic card 21
The card identification code data recorded in 2 is read and passed to calculation means 47. The arithmetic means 47 reads, from the file device 29, the accumulated change data stored in pairs with the card identification code read from the card 21. This data on the cumulative amount of change held is displayed on a display device 49 connected to the computer 45, and this cumulative amount is refunded by the operator. The calculation means 47 stores the amount obtained by subtracting the refunded amount from the cumulative amount of change held in pairs with the card identification code. Thereafter, the card 21 is taken out from the card reader 44 and placed under the control of the operator.

Although a magnetic card with a magnetic stripe is used in this embodiment, an IC card with a semiconductor integrated circuit memory mounted thereon, a card with a card identification code printed on the surface, etc. may also be used. In such cases, the magnetic card reader needs to be replaced with an IC card reader or optical reader.

Furthermore, the first payment process in this embodiment may be replaced with the following second payment process.

That is, the operator inputs from the input device 30 the deposit amount actually received by the customer at the present time.

Next, as shown in FIG. 4(b), the calculation means 12 calculates the amount specified by the information in the storage section 27 of the amount obtained by subtracting the total transaction amount in the storage section 28 from the input deposit amount. The fractional part is calculated as the amount of change to be held.

Further, the calculation means 32 subtracts this change amount from the deposited amount and causes the display device 33 to display the amount as the change amount to be handed over to the customer, and the operator actually hands this change amount to the customer.

〔Effect of the invention〕

As explained above, the present invention reduces the exchange of fractional amounts in transaction operations and saves fractions of change at settlement offices by retaining and storing fractions of change in a card or large-capacity storage device having an information recording function. This has the effect of reducing the amount of change, eliminating the hassle of work, and reducing the incidence of errors in handing over change.

[Brief explanation of the drawing]

Fig. 1 is a diagram showing the procedure of the first embodiment of the present invention, Fig. 2 is a diagram for explaining the method of retaining fractional change in the first embodiment, and Fig. 3 is a diagram for explaining the method of retaining fractional change in the first embodiment. Figures 4(a) and 4(b) are diagrams for explaining the method of refunding the cumulative amount of change retained.
) is a diagram for explaining the method of calculating fractional change, Figure 5 is a diagram showing an example of printing on a receipt, Figure 6 is a diagram showing an example of printing on a card, and Figure 7 is a diagram showing an example of printing on a card. 2 is a block diagram of the second embodiment, FIG. 8 is a diagram for explaining the method of retaining fractional change in the second embodiment, and FIG. 9 is a diagram for explaining the method of refunding the cumulative amount of change retained in the second embodiment. and FIG. 10 are diagrams showing the contents of the file device. 1.21...magnetic card, 2,22...
・Card identification code recording area, 3... Accumulated change amount recording area, 4.14... Magnetic card reader/writer, 24° 44... Magnetic card reader,
5, 15, 25.45... Calculator, 6, 16,
28.46...Processing program, 7,27...
... Fraction calculation standard storage section, 8゜28 ... Transaction amount total storage section, 10.18, 30゜48 ...
・Sales registration data input device, 11.31...Receipt printer, 12,17,32.47...
Arithmetic means, 13, 19, 33.49... display device, 29... file device. Agent Patent Attorney Shinpaku Uchihara 4 Closed (θ) Figure 4 (b) Figure 5 2nd Ware

Claims (13)

[Claims] (1) A portable card provided with an information storage means, a reading means for reading amount information recorded in the information storage means of the card brought by the customer, and the price of the purchased item purchased by the customer and the customer. an input means for inputting a payment amount to be paid by the person; and calculating a difference between the payment amount input from the input means and the price, and reading a predetermined fractional amount of the difference by the reading means. The present invention is characterized by comprising a calculating means for obtaining updated amount information by adding it to the amount indicated by the read amount information, and a recording means for recording the updated amount information in the storage means of the card. The payment processing method is as follows. (2) The scope of the present invention includes a printing means for printing at least one of the updated amount information and the fractional amount obtained by the calculation means on at least one of the receipt and the card. Settlement method described in section 1). (3) A portable card provided with an information storage means, a reading means for reading out amount information recorded in the information storage means of the card brought by the customer, and inputting the price of the purchased item to be purchased by the customer. an input means for determining the payment amount to be paid by the customer based on the price input from the input means and predetermined rounding up information, and reading the difference between the payment amount and the price using the reading means; The present invention is characterized by comprising: arithmetic means for obtaining updated amount information by adding the updated amount information to the amount indicated by the amount information; and a recording means for recording the updated amount information in the storage means of the card. Payment processing method. (4) a portable card provided with an information storage means; a readout means for reading amount information recorded in the information storage means of the card brought by the customer; and a reading means for reading the amount information recorded in the information storage means of the card brought by the customer; and the price of the purchased item purchased by the customer and the customer. an input means for inputting a payment amount to be paid by the user; and an input means for inputting a payment amount to be paid by the user, and a difference between the payment amount input from the input means and the price is calculated, and a predetermined fractional amount of the difference is read out by the reading means. A first card comprising: a calculation means for obtaining updated amount information by adding it to the amount indicated by the read amount information; and a recording means for recording the updated amount information in the storage means of the card. and a second settlement office where the amount information recorded in the storage means of the card brought by the customer is read and the amount indicated by the amount information is paid to the customer. Featured payment system. (5) A portable card provided with an information storage means; a reading means for reading out amount information recorded in the information storage means of the card brought by the customer; and a reading means for inputting the price of the purchased item to be purchased by the customer. a payment amount to be paid by the customer based on the price inputted from the input means and predetermined rounding up information, and a difference between the payment amount and the price is read by the reading means. a first settlement station comprising: arithmetic means for obtaining updated amount information by adding the updated amount information to the amount indicated by the amount information; and a recording means for recording the updated amount information in the storage means of the card; and; a second checkout office where the amount information recorded in the storage means of the card brought by the customer is read and the amount indicated by the amount information is paid to the customer. payment system. (6) A portable card on which identification information is recorded in advance, a reading means for reading the identification information of the card brought by the customer, and a price of the purchased item to be purchased by the customer and a payment amount to be paid by the customer. an input means for inputting an input; a calculation means for calculating the difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference; A payment processing method comprising: a large storage capacity storage means for recording a pair of the fractional amount and the identification information. (7) The payment processing method according to claim (6), wherein the identification information is recorded on a magnetic storage medium provided on the portable card. (8) The payment processing method according to claim (6), wherein the identification information is printed on the portable card so that it can be read optically. (9) A portable card on which identification information is recorded in advance, a large storage capacity storage means having a plurality of amount information storage areas provided corresponding to the identification information, and a storage means for storing the identification information of the card brought by the customer. a reading means for reading; an input means for inputting the price of the purchased item purchased by the customer and the payment amount to be paid by the customer; a first process of reading out the content, a second process of calculating the difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference; an operation for performing a third process of adding the content read out in the process and the fractional amount obtained in the second process and recording the addition result in the amount information storage area from which the readout was performed; A payment processing method characterized by comprising means. (10) A portable card with identification information recorded in advance;
a storage means having a plurality of amount information storage areas provided corresponding to the identification information; a reading means for reading the identification information of the card brought by the customer; and a means for inputting the price of the purchased item to be purchased by the customer. an input means, a first process of reading out the contents of the amount information storage area corresponding to the identification information read by the reading means, based on the price input from the input means and predetermined rounding up information; a second process of determining the payment amount to be paid by the customer and calculating the difference between the payment amount and the price; and a second process of calculating the difference between the content read in the first process and the second process. and a third step for adding the sum and recording the addition result in the amount information storage area from which the reading was performed.
1. A payment processing method characterized by comprising: a calculation means for performing the processing. (11) A portable card on which identification information is recorded in advance; a reading means for reading the identification information of the card brought by the customer; and a reading means for reading the identification information of the card brought by the customer; A first method comprising an input means for inputting information, and a calculation means for calculating a difference between the payment amount input from the input means and the price and calculating a predetermined fractional amount of the difference. a settlement office; a storage means for recording a pair of the fractional amount obtained by the calculation means and the identification information; reading the identification information of the card brought by the customer; and storing the read identification information and the identification information; and a second payment station where the fractional amount paired with the matching identification information in the storage means is paid to the customer. (12) A portable card on which identification information is recorded in advance; Storage means having a plurality of amount information storage areas provided corresponding to the identification information; Reading means for reading the identification information of the card brought by the customer. and input means for inputting the price of the purchased item purchased by the customer and the payment amount paid by the customer, and reading the contents of the amount information storage area corresponding to the identification information read by the reading means. a first process, a second process that calculates the difference between the payment amount input from the input means and the price and obtains a predetermined fractional amount of the difference; calculation means for performing a third process of adding the output content and the fractional amount obtained in the second process and recording the addition result in the amount information storage area from which the reading was performed; a first checkout station comprising; reading the identification information of the card brought by the customer; and depending on the content of the amount information storage area corresponding to the identification information in the storage means that matches the read identification information. a second checkout station where the indicated amount of money is paid to the customer. (13) A portable card on which identification information is recorded in advance; Storage means having a plurality of amount information storage areas provided corresponding to the identification information; Reading means for reading the identification information of the card brought by the customer. an input means for inputting the price of the purchased item purchased by the customer; a first process for reading the contents of the amount information storage area corresponding to the identification information read by the reading means; and the input means. a second process of determining the payment amount to be paid by the customer based on the price input from the customer and predetermined round-up information and calculating the difference between the payment amount and the price; and a calculation means for performing a third process of adding the content of the difference obtained in the second process and recording the addition result in the amount information storage area from which the reading was performed. a checkout station; reads the identification information of the card brought by the customer; and calculates the amount indicated by the content of the amount information storage area corresponding to the identification information in the storage means that matches the read identification information; and a second payment station where payments to the customer are made.