JP2968803B2 - How to process changeable fractions - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Industrial Application Field] The present invention relates to a method for purchasing goods using a customer card.
The present invention relates to a change fraction processing method when a change occurs in a fraction amount.

[Prior Art] With the introduction of the consumption tax, the payment amount often becomes fractional, and cash registers often exchange small coins of 1 yen or 5 yen with customers.

There is a problem that the customer receives small coins as change every time a product is purchased, so that the contents of the wallet are bulky with low value small coins, which is inconvenient.

In addition, the store must prepare a large amount of small coins for change, which is a major problem.

Further, there is a problem that it takes a long time at the cash register to exchange small coins between the store and the customer at the time of purchase of the product, and the customer has a longer waiting time at the time of congestion, which lowers the efficiency of the cash register.

[Problems to be Solved by the Invention] As described above, the processing of the fractional change amount at the time of transaction is a major problem for both the store and the customer. It is desired that the processing be performed without the transfer of small coins, but there has been no effective method so far.

The present invention has been made in view of the above circumstances, and a change fraction that can be processed without using a customer card to actually receive and receive small coins even if the change amount occurs during a transaction. It is an object to provide a processing method.

[Means for Solving the Problems] The object of the present invention is to provide a method for purchasing a product using a customer card composed of a magnetic card having a magnetic stripe capable of recording data, when a change occurs in a change amount. In the change fraction processing method of the above, the magnetic stripe of the customer card is provided with a deposit total column for recording the total deposit amount deposited from the customer and a deposit update date column for recording the update date of the cumulative deposit column. Read the accumulated deposit amount recorded in the accumulated deposit column, calculate the fraction of the change amount at the time of this transaction to the read accumulated deposit amount, and write the updated deposit amount added to the accumulated deposit column, By writing the renewal date in the deposit renewal date column, the change has no fractional part, and in the deposit type change fraction processing method, the deposit total amount described in the deposit total column has reached a predetermined amount. If this Cumulative issuance of a voucher with a value based on a predetermined amount, subtraction of the predetermined amount from the accumulated amount recorded in the accumulated amount column, and recording the accumulated point value of service points generated according to the purchase amount. When purchasing a product using a customer card composed of a magnetic card having a magnetic stripe having a point column and a point update date column for recording the update date of the cumulative point column, a fractional change In the change fraction processing method in the case where occurs, the total point value described in the total point column is read, the service point conversion value of the fraction of the change amount is added to the read total point value, and the sum is added. The update point value is written in the cumulative point column and the update date is written in the point update date column so that the change has no fraction. It is achieved by custody type change rounding method characterized by.

[Operation] According to the present invention, the store tries to eliminate the change fraction by temporarily storing the change amount generated by the store from the customer, and the deposit amount to the customer is managed using the customer card. I do.

Embodiment (1) Outline of Card System Before describing the change fraction processing method according to the present invention, an example of a card system to which the change fraction processing method of the present invention is applied will be described with reference to FIG.

This card system is a POS system using a magnetic card as a customer card.

Each store has a number of POS terminals 10, and POS terminals
In order to control the entire terminal 10, a store computer 18 is provided for each store.

The POS terminal 10 is provided with a card reader / writer 12, which reads and writes the customer card C during a transaction. Further, the POS terminal 10 is provided with a guidance panel 14 so that the contents at the time of the transaction are displayed to the customer and the clerk. further,
The POS terminal 10 is provided with a receipt ticket issuing machine 16, which issues a receipt R recording the contents of each transaction,
A voucher such as a discount voucher, which will be described later, is issued as needed.

The front-end processor 20 is installed in, for example, a head office and performs an auxiliary operation to reduce the burden on the host computer 30. For example, each store computer 20
Data sent via the communication line periodically from the host computer to the host computer 30 as necessary, and low-importance data such as details of each transaction can be transmitted without using the host computer 30. , Own log file 22
And manage them.

The host computer 30 is installed in, for example, an information center or the like, and controls the entire card system. The host computer 30 is provided with a customer database 32 as a master file. Although various types of customer information are stored in the customer database 32, the present invention particularly relates to a card point master 34 for managing service points generated according to the purchase price of goods as customer services. , A change management master 36 for managing the change deposit or loan amount.

In the above card system example, the POS terminal 10 is connected online to the store computer 20, the front-end processor 20, and the host computer 30, but
The change processing method according to the present invention can be applied to an offline system. In the case of off-line, the contents of the customer card C are basic data.

Customer Card The contents recorded on the magnetic stripe of the customer card C in this card system will be described with reference to FIG.

In the magnetic stripe of the customer card C, together with a card number column C1 indicating the customer card number, a cumulative point column C2 and a point update date column for the service point system.
C3 is provided. In the cumulative point column C2, a cumulative point value of service points generated according to the purchase amount is recorded. In the point update date column C3, the update date of the cumulative point column C2 is recorded.

Furthermore, in order to process change fractions, the deposit and lending signature field
C4, deposit loan column C5, and loan renewal date column C6
And a change handling pattern column C7. The deposit and lending signature column C4 is a column for recording a signature as to whether the customer is currently depositing or lending to the customer. The deposit is indicated by "1" and the lending is indicated by "2". The accumulated loan / deposit column C5 records the accumulated amount of the loan entrusted or lent by the customer at present. In the entrusted loan renewal date column C6, the renewal date of the entrusted loan total column C5 is recorded. The change handling pattern column C7 records information as to whether or not the customer is a change processing customer, and information on which change handling pattern is selected by the customer when a plurality of fishing battle handling methods are possible.

(2) First Embodiment A deposit type change fraction processing method according to a first embodiment of the present invention will be described with reference to the flowchart of FIG.

First, the content recorded on the magnetic stripe of the customer card C held by the customer is read by the card reader / writer 12 of the POS terminal 10, and the read content is temporarily stored in the memory of the POS terminal 10 (step S10). .

Next, the purchased merchandise and the price are input to the POS terminal 10 (step S11).

Next, the total amount of the purchased product is multiplied by the consumption tax rate to obtain a consumption tax amount, and this consumption tax amount is added to the total amount of the product to obtain a total amount to be received from the customer (step S1).
2). At this time, even if there is no fraction in the total product price, there is often a fraction in the total price depending on the consumption tax amount.

Next, enter the amount of deposit from the customer (step S1
3) The change amount is calculated by subtracting the total amount from the deposit amount (step S14).

If the change amount thus calculated has a fraction, a change fraction process, which is a feature of the present embodiment, is performed from step S16 to step S18, and if there is no fraction, the process proceeds to step S19 (step S15).

In the change fraction processing of the present embodiment, a store temporarily deposits a fraction of the generated change amount from a customer so as to reduce the change to a fraction.

First, the change amount is updated by truncating the change amount (step S16). For example, if the change amount is 508 yen, the fraction 8 yen is cut off and 500 yen is updated as a new change amount.

Next, the change fraction generated in the current transaction is added to the accumulated deposit amount recorded in the accumulated loan column C4 of the customer card C to obtain a new updated deposit amount (step 17).

Next, the renewal deposit amount is written in the deposit and loan total column C4 of the customer card C, and the transaction date is written in the deposit and loan renewal date column C5 (step S18).

Next, the change amount and the like are displayed on the guidance panel 14 of the POS terminal 10, and a receipt R indicating details of the current transaction is issued from the receipt issuer 16 (step S19). The ticketed receipt R and change are transferred to the customer, and the transaction is completed.

Specific Example of Transaction The details of the method for processing a deposit type change fraction according to this embodiment will be described with reference to a specific example of the transaction shown in FIG.

In this transaction, a product A of 440 yen (excluding tax) and 1980
It is assumed that the customer has purchased the commodity B (excluding tax) and paid 3000 yen. It is assumed that the customer's accumulated deposit so far is recorded on the customer card C as 88 yen. The total amount of goods A and B is 2420 yen, and the 3% tax amount is 72 yen (rounded down to the decimal point), so the total amount is 2492 yen of the total amount of goods and 72 yen of tax amount 2492 The circle becomes If you subtract 2492 yen from the deposit amount of 3000 yen, the change is 508
It becomes a circle and a fraction of 8 yen occurs. Round off to keep a fraction of 8 yen and update the change amount to 500 yen. on the other hand,
The deposit amount of 8 yen is added to the accumulated amount of 88 yen up to the previous transaction, and the accumulated amount is updated to 96 yen.

Guidance panel 14 for change returns in this transaction
Is the updated change amount of 500, as shown in FIG.
Yen, the current deposit amount of 8 yen, and the accumulated deposit amount of 96 yen are displayed.

 FIG. 4B shows the receipt R to be issued.

The purchase name details column R1 at the top describes the product name, product code, and purchase price of the purchased product. The product A is described as “product A”, “111” and “440”, and the product B is described as “product B”, “222” and “1980”.

In the subtotal amount column R2 below the purchase amount details column R1, the total amount of goods is listed as "2420" yen, and in the tax amount column R3 below the subtotal amount column R2, the tax amount is described as "72" yen. In the total amount column R4 under the column R3, `` 2492 '' yen which is the sum of the product total amount of 2420 yen and the tax amount of 72 yen is described, and in the deposit amount column R5 under the total column R3, the customer The paid "3000" yen is described.

The “8” yen deposited in this transaction is written in the change amount column R6 under the deposit amount column R5, and the change amount is written in the change amount column R7 under the change amount column R6 this time. The total deposit amount R8 below the change amount column R7 contains the total deposit amount 96 yen after the transaction. The transaction has now been recorded in detail.

A customer card number field R9 and an inquiry number field R10 are provided below the portion where the details of these transactions are described in order to identify the current transaction. In the receipt of FIG. 4B, “1111111111118” is described as the customer card number, and “0101-02-9000048” is described as the inquiry number. This inquiry number also functions as a contract number for a contract between the store and the customer (a change loan contract).

According to the customer card number field R9 and the inquiry number field R10 in the receipt R of the present embodiment, it is possible to specify the contract generated at the time of product purchase from the receipt R. It is possible to clarify who belongs, etc. It should be noted that the deposit R can be claimed from the receipt R in terms of the contract of each transaction, and the receipt R does not function as general money.

A description column for the service point system is provided below the inquiry number column R10. On the day point column R11 that describes the service points generated by this transaction, and on the total point column R12 that describes the cumulative point value
Is provided.

Since the purchase price of this transaction was 2420 yen, 1% of it
The “24” yen is written in the point column R11 on the day, and the total points value up to the previous time plus the points of this transaction
4 yen "is listed in the cumulative points column R12.

At the bottom of the receipt R, a receipt issue time point column R13 is provided, and "89-04-2" indicating 16:49 on April 21, 1989.
1 "and" 16:49 "are recorded.

FIG. 4 (c) shows the contents of the customer card C before the transaction.
Next, the contents of the customer card C after the transaction are shown in FIG.
Shown in

By this transaction, the cumulative points column C2 was rewritten from "80" yen to "104" yen, and the point update date column C3 was 198
"890421" was rewritten to indicate April 21, 2009, the accumulated loan column C4 was rewritten from "88" yen to "96" yen, and the renewed loan column C5 was rewritten to "890421" I have.

Specific Example of Transaction Another specific example of the transaction in the deposit type change fraction processing method of the present embodiment will be described.

In the deposit type change fraction processing method according to the present embodiment, basically, the store temporarily deposits a fraction of the generated change amount from the customer, but ultimately needs to return it to the customer. In this embodiment, when the accumulated amount of deposit reaches a certain amount, the customer repayes the lump sum at once, and repayments are made at service points given according to the purchase amount. When the accumulated amount reaches a certain amount (for example, 100 yen), 100 yen is automatically added to the accumulated points.

It should be noted that a system may be used in which a customer who does not want to return the service point is returned in cash.

Example of transaction when accumulated loan amount reaches a certain amount
This will be described with reference to the drawings.

This transaction is the same as the above-described transaction example, except that the accumulated amount of the customer exceeds a fixed amount of 100 yen due to change fraction processing. That is, since the accumulated amount of deposit held by the customer before the transaction was 98 yen, if the change of 8 yen generated in this transaction is added, it exceeds 106 yen and 100 yen. This 10
0 yen was added to the accumulated points, and the accumulated amount of deposit of 100 yen was subtracted to 6 yen.

Guidance panel 14 for change returns in this transaction
Is an updated change amount of 500, as shown in FIG.
A yen, a current deposit amount of 8 yen, a deposit addition point of 100 yen, and a cumulative deposit amount of 6 yen are displayed.

 The receipt R to be issued is shown in FIG. 5 (b).

The description from the purchase amount detail column R1 to the change amount column R7 is the same as in the previous transaction example. In the accumulated deposit column R8 below the change amount column R7, "6" yen of the accumulated deposit amount after returning by points is described.

"24" yen is described in the current day point column R11 below the customer card number column R9 and the inquiry number column R10. In this transaction example, it was returned by points, so on the day point column R11
, A deposit addition point column R14 is provided at the bottom, and is described as "100" yen. In the cumulative point column R12, "294 yen" is described which is obtained by adding the current transaction point of 24 yen to the previous cumulative point value of 80 yen and adding the returned 100 yen.

Fig. 5 (c) shows the contents of customer card C before this transaction.
Next, FIG. 5 (d) shows the contents of the customer card C after this transaction.
Shown in

With this transaction, the cumulative points column C2 was rewritten from "80" yen to "204" yen, and the point update date column C3 was 198
"890421" was rewritten to indicate April 21, 2009, the accumulated loan column C4 was rewritten from "98" yen to "6" yen, and the renewed loan column C5 was rewritten to "890421". I have.

Auxiliary processing In the service point system, when the accumulated points reach a certain amount (for example, 500 yen), a discount coupon for 500 yen is issued. In such a case, when the deposit amount is repaid at the service point and the fixed amount reaches 500 yen, a discount ticket is issued immediately.

If there is no transaction for a long time, the accumulated points and the deposit amount are offset to reduce the deposit amount. Further, when there is a request from the customer, the accumulated points and the deposit amount may be offset.

(3) Second Embodiment A deposit type change fraction processing method according to a second embodiment of the present invention will be described with reference to FIGS. The description of the same parts as those in the first embodiment will be omitted.

In the deposit type change fraction processing method of the present embodiment, when the accumulated amount of deposit from the customer reaches a predetermined amount (for example, 100 yen), it is automatically issued as a gift certificate voucher with a value of the predetermined amount,
A predetermined amount is subtracted from the total deposit amount.

Change Fraction Processing The deposit type change fraction processing method of this embodiment will be described with reference to the flowchart of FIG.

This is the same up to the point where the fraction of the change from step S10 to step S17 is added to the accumulated total amount. Step S1
In the step S20 following the step 6, it is determined whether or not the new accumulated total amount has reached a certain amount.

If it is equal to or more than the fixed amount, in the next step S21, a gift certificate voucher shown in FIG. 7 (b) is issued from the receipt finder 16, and the fixed amount is subtracted from the accumulated amount to obtain the updated accumulated amount. Calculate. If not, the process proceeds to step S18.

In the next step S18, the renewal deposit amount is written in the deposit and loan total column C4 of the customer card C, and the transaction date is written in the deposit and loan renewal date column C5. Then, change the amount
The change amount and the like are displayed on the guidance panel 14 of the S terminal 10, and a receipt R indicating details of the current transaction is issued from the receipt issuing device 16 (step S19).

Specific Example of Transaction The transaction example of the deposit type change fraction processing method of this embodiment is the seventh example.
This will be described with reference to the drawings.

This transaction is the same as the transaction example of the first embodiment, but differs in the processing when the accumulated customer deposit exceeds a fixed amount of 100 yen due to change fraction processing. That is, since the accumulated amount of deposits held by the customer before the transaction was 98 yen, adding 8 yen of the change generated in this transaction to 106 yen and 1
Because it exceeds 00 yen, 100 yen is issued as a gift certificate voucher, and 100 yen is subtracted from the total deposit amount to be 6 yen.

Guidance panel 14 for change returns in this transaction
Is the updated change amount of 500, as shown in FIG.
Yen, the current deposit amount of 8 yen, and the gift certificate exchange amount of -100
Yen and the accumulated deposit amount of 6 yen are displayed.

FIG. 7 (b) shows the receipt R and the gift certificate exchange ticket to be issued.

The description from the purchase amount detail column R1 to the change amount column R7 is the same as in the previous transaction example. The total deposit amount R8 under the change amount column R7 is "6" of the total deposit amount after returning with a gift certificate voucher.
A circle is described. Further, 100 yen of the value of the issued gift certificate voucher is entered in the exchange gift certificate value column R15 below the cumulative deposit amount column R8.

"24" yen is described in the current day point column R11 below the customer card number column R9 and the inquiry number column R10. In the cumulative point column R12, "104 yen" is described which is obtained by adding the current transaction point of 24 yen to the previous cumulative point value of 80 yen.

Fig. 7 (c) shows the contents of the customer card C before this transaction.
Next, FIG. 7 (d) shows the contents of the customer card C after this transaction.
Shown in

By this transaction, the cumulative points column C2 was rewritten from "80" yen to "104" yen, and the point update date column C3 was 198
"890421" was rewritten to indicate April 21, 2009, the accumulated loan column C4 was rewritten from "98" yen to "6" yen, and the renewed loan column C5 was rewritten to "890421". I have.

Auxiliary Processing When there is no transaction for a long time, the accumulated points and the deposit amount may be offset to reduce the deposit amount. Further, when there is a request from the customer, the accumulated points and the deposit amount may be offset.

(4) Third Embodiment A deposit type change fraction processing method according to a third embodiment of the present invention will be described with reference to FIGS. The description of the same parts as those in the first and second embodiments will be omitted.

In the deposit type change fraction processing method of the present embodiment, since the change fraction is added to the service points possessed by the customer, a deposit / loan signature field C3 newly provided on the customer card C, a deposit / loan Cumulative column C4, deposit loan renewal date column C
5, Change handling pattern column C6 is not used at all. Therefore, the present embodiment has the advantage that the customer card C in the conventional service point system does not need to be changed at all, and the system can be smoothly shifted.

The deposit type change fraction processing method of this embodiment will be described with reference to the flowchart of FIG.

The same is true up to the point where the change fraction is updated by rounding down the change fraction from step S10 to step S16. Steps
In step S22 following S16, the change fraction is added to the cumulative points to obtain an updated cumulative point value.
In S23, the updated accumulated point value is written in the accumulated point column C2 of the customer card C, and the date of the transaction is written in the point updated date column C3. Subsequently, in step S19, the change amount and the like are displayed on the guidance panel 14 of the POS terminal 10, and a receipt R showing details of the current transaction is issued.

Specific Example of Transaction The details of the deposit-type change fraction processing method of the present embodiment will be described using a specific example of a transaction.

This transaction is the same as the transaction example of the first embodiment, except that this embodiment adds a change fraction as a service point to the accumulated points. That is, the change fraction of 8 yen generated in this transaction is added to the accumulated points. The cumulative points before the transaction was 80 yen, but the 24 points generated in the current transaction are added, and the change fraction of 8 yen is added, and the updated cumulative point is 112 yen.

Guidance panel 14 for change returns in this transaction
Is an updated change amount of 500, as shown in FIG. 9 (a).
The yen and the current 8 yen are displayed.

 The receipt R to be issued is shown in FIG. 9 (b).

The description from the purchase amount statement R1 to the change amount column R7 is the same as in the previous transaction example. Below the change amount column R7, a customer card number column R9 and an inquiry number column R10 are arranged, and an inquiry number column R10 is provided.
"24" yen is indicated in the same day point column R11 below. A deposit point column R16 is provided below the day point column R11, and the change fraction “8” yen deposited in this transaction is described. In the accumulated points column R12, the accumulated points value up to the previous time of 80 yen, along with the points of this transaction of 24 yen,
"112 yen" which added 8 yen of the deposit point is described.

Fig. 7 (c) shows the contents of the customer card C before this transaction.
Next, FIG. 7 (d) shows the contents of the customer card C after this transaction.
Shown in

With this transaction, the cumulative points column C2 was rewritten from "80" yen to "112" yen, and the point update date column C3 was 198
It has been rewritten to "890421", which indicates April 21, 2009.

In the present embodiment, the accumulated points are accumulated by the change fraction as compared with the related art, but a discount ticket is issued and returned to the customer when the accumulated points become a fixed amount (for example, 500 yen) as in the related art. .

(5) Modifications The present invention is not limited to the above embodiment, and various modifications are possible.

For example, in the above embodiment, the fraction is less than 10 yen, but may be less than 50 yen, may be less than 100 yen, or may be less than 1000 yen. May be omitted.

Further, in the above embodiment, the present invention is applied to the service point system. However, in the case of the first and second embodiments, the present invention may be applied to a system which does not provide a service point.

Further, in the above embodiment, the magnetic card is used as the customer card, but if the customer data can be read and written,
Other types of cards such as cards may be used.

[Effects of the Invention] As described above, according to the present invention, the amount of change
Even if a fraction is generated, processing can be performed using the customer card so that actual small coins are not exchanged.

[Brief description of the drawings]

FIG. 1 is a block diagram of a card system to which the change fraction processing method of the present invention is applied, FIG. 2 is a diagram showing the recorded contents of a customer card in the card system, and FIG. 3 is a first embodiment of the present invention. FIG. 4 is a flowchart of a specific example of a transaction by the deposit type change fraction processing method, and FIG. 5 is another example of a transaction by the deposit type change fraction processing method. FIG. 6 is an explanatory diagram of an example, FIG. 6 is a flowchart of a deposit type change fraction processing method according to a second embodiment of the present invention, FIG. 7 is an explanatory diagram of a specific example of a transaction by the deposit type change fraction processing method, FIG. 8 is a flowchart of a deposit type change fraction processing method according to the third embodiment of the present invention, and FIG. 9 is an explanatory diagram of a specific example of a transaction by the deposit type change fraction processing method. In the figure, 10 POS terminal 12 Card reader / writer 14 Guidance panel 16 Receipt issuing machine 18 Store computer 20 Front end processor 22 Log file 30 Host computer 32 Customer Database 34 …… Card Point Master 36 …… Change Management Master

──────────────────────────────────────────────────続 き Continued on front page (58) Field surveyed (Int.Cl. ⁶ , DB name) G07G 1/12

Claims (1)

(57) [Claims] 1. A change fraction processing method when a change occurs when a purchase is made using a customer card formed of a magnetic card having a magnetic stripe capable of recording data. In the magnetic stripe of the customer card, a deposit total column for recording the total deposit amount deposited from the customer and a deposit update date column for recording the update date of the total deposit column are provided, and are recorded in the cumulative deposit column. Read the accumulated deposit amount, calculate the fraction of the change amount at the time of this transaction to the read accumulated amount, write the added renewal deposit amount in the accumulated deposit column, and in the deposit renewal date column By writing the renewal date, the change is made to have no fraction, and in the deposit-type change fraction processing method, when the accumulated total described in the accumulated total column reaches a predetermined amount, the change is performed based on the predetermined amount. Gold voucher of value Issue and subtract the predetermined amount from the total amount of deposits recorded in the total number of deposits column, and a total point column for recording the total point value of service points generated according to the purchase amount; and A change fraction processing method when a change occurs in a change amount when purchasing a product using a customer card constituted by a magnetic card having a magnetic stripe having a point update date field for recording an update date In the above, the cumulative point value described in the cumulative point column is read, a service point converted value of the fraction of the change amount is added to the read cumulative point value, and the added update point value is stored in the cumulative point column. The change type change is characterized by writing the update date in the point update date column so that the change has no fraction. Number processing method.