JP6491783B1 - Program, information processing method and information processing apparatus - Google Patents

Abstract

To provide a program capable of presenting a plurality of payment means to a user by a highly visible method when a plurality of payment means are available. An information processing apparatus acquires information indicating a plurality of payment means associated with a priority from a second information processing apparatus to a first information processing apparatus used by a user, and gives priority to the plurality of acquired payment means. Providing a program for executing a display step of displaying a settlement means display screen which is displayed in association with the degree of the electric power. [Selected figure] Figure 12

Description

  The present disclosure relates to a program, an information processing method, and an information processing apparatus.

  At present, there are various payment means such as credit card, debit card, prepaid card, electronic money and two-dimensional code payment, and payment can be made using an information processing terminal. In addition, when shopping or the like, the user can make a payment using any of these settlement means using any settlement means. For example, Patent Document 1 discloses a payment processing method and a payment processing system that can cope with various types of payment means.

Japanese Patent Application Laid-Open No. 2003-016361

  The payment methods available at the stores often differ from store to store. Therefore, when making a payment at the store, the user needs to select the payment method to be used for payment from the payment methods available at the store to be used. Also, if a plurality of payment means available for payment are simultaneously displayed in the screen of the terminal, the visibility may be degraded.

  The present disclosure aims to provide a program capable of presenting a plurality of payment means in a highly visible manner to the user when a plurality of payment means are available.

  A program according to an embodiment of the present disclosure includes an acquisition step of acquiring, from a second information processing apparatus, information indicating a plurality of payment means associated with priorities to the first information processing apparatus used by a user; And a display step of displaying a settlement means display screen in which the plurality of settlement means are displayed in association with the priority.

It is a figure showing composition of a communications system concerning one mode of an embodiment. It is a figure showing an example of the hardware constitutions of the information processor concerning this indication. It is a figure showing an example of the block diagram showing the functional composition of the server concerning a 1st embodiment. It is a figure which shows an example of shop management information and user information. It is a figure which shows an example of the block diagram which shows the functional structure of the terminal which concerns on 1st Embodiment. It is a figure which shows an example of the sequence of a process of the communication system 1 which concerns on 1st Embodiment. It is a figure which shows an example of the screen of the terminal which concerns on 1st Embodiment. It is a figure which shows an example of the sequence of a process of the communication system which concerns on 2nd Example of 1st Embodiment. It is a figure which shows an example of the block diagram which shows the functional structure of the server which concerns on 2nd Embodiment. It is a figure which shows an example of utilization historical information. It is a figure which shows an example of priority setting information. It is a figure which shows an example of the screen of the terminal which concerns on 3rd Embodiment. It is a figure which shows an example of the screen of the terminal which concerns on 3rd Embodiment.

<Compliance with the law>
The disclosure set forth herein, when implemented, is implemented in compliance with the laws of each country that implements the disclosure. In addition, the disclosure described in this specification is implemented with all changes, substitutions, alterations, modifications, and modifications that can be made by those skilled in the art that are required to comply with the laws and regulations of each country.

  A mode for carrying out a communication system 1 according to the present disclosure will be described with reference to the drawings.

<System configuration>
FIG. 1 shows a configuration of a communication system 1 according to an embodiment of the present disclosure. As disclosed in FIG. 1, in the communication system 1, the server 110A, the server 110B, the terminal 120A, the terminal 120B, and the terminal 120C are connected via the network 130.

  In the present disclosure, when it is not necessary to distinguish between the server 110A and the server 110B, the server 110A and the server 110B may be expressed as the server 110, respectively.

  In the present disclosure, when it is not necessary to distinguish between the terminal 120A, the terminal 120B, and the terminal 120C, the terminal 120A, the terminal 120B, and the terminal 120C may be expressed as the terminal 120, respectively.

  In the present disclosure, when it is not necessary to distinguish between the server 110 and the terminal 120, the server 110 and the terminal 120 may be expressed as the information processing apparatus 200. The number of information processing apparatuses 200 connected to the network 130 is not limited.

  The server 110 provides a predetermined service to the terminal 120 used by the user via the network 130. The predetermined service includes, but is not limited to, payment service, electronic commerce service, SNS (Social Networking Service) typified by instant messenger, and content providing service such as music / video / book. When the user uses a predetermined service via the terminal 120, the server 110 can provide the one or more terminals 120 with the predetermined service.

  As necessary, a terminal used by the user X is expressed as a terminal 120X, and user information in a predetermined service associated with the user X or the terminal 120X is expressed as user information X. The user information is information of the user associated with the account used by the user in the predetermined service. The user information is, by way of example and not limitation, the user's name, the user's icon image, the user's age, the user's age, the user's gender, the user's address, the user's hobbies entered by the user or provided by a predetermined service. It includes information associated with the user, such as preferences and user identifiers, and may be any one or a combination of these.

  The network 130 is responsible for connecting two or more information processing apparatuses 200. The network 130 refers to a communication network that provides a connection path so that data can be transmitted and received after the terminal 120 connects to the server 110.

  One or more portions of network 130 may be a wired network or a wireless network. Network 130 may be, by way of example and not limitation, an ad hoc network (Ad Hoc Network), an intranet, an extranet, a Virtual Private Network (VPN), a Local Area Network (LAN), wireless Wireless LAN (WLAN), Wide Area Network (WAN), Wireless WAN (WWAN), Metropolitan Area Network (MAN), Internet Part, Public Switched Telephone Network (Public) Switched Telephone Network (PSTN), mobile phone network, ISDNs (Integrated Service Digital Networks), wireless LANs, Long Term Evolution (LTE), Code Division Multiple Access (CDMA), Bluetooth (Bluetooth), satellites Communication, etc., or It may include two or more combinations of these. Network 130 may include one or more networks 130.

  The information processing apparatus 200 may be any information processing apparatus that can implement the functions and / or methods described in the present disclosure.

  The information processing apparatus 200 may be, by way of example and not limitation, a smart phone, a mobile phone (feature phone), a computer (for example but not limited to a desktop, laptop, tablet etc.), a server device, a media computer platform (for example but not limited to) , Cables, satellite set-top boxes, digital video recorders, etc.), handheld computing devices (such as but not limited to PDAs (Personal Digital Assistants), e-mail clients), wearable terminals (such as but not limited to glasses-type devices, Including clock-type devices), other types of computers, or communication platforms.

<Hardware (HW) configuration>
The HW configuration of the information processing apparatus 200 included in the communication system 1 will be described with reference to FIG.

  The information processing apparatus 200 includes a processor 201, a memory 202, a storage 203, an input / output interface (input / output I / F) 204, and a communication interface (communication I / F) 205. The respective components of the HW of the information processing apparatus 200 are mutually connected via the bus B as an example and not limitation.

  The information processing apparatus 200 realizes the functions and / or methods described in the present disclosure by cooperation of the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205. Do.

  The processor 201 executes functions and / or methods implemented by code or instructions included in a program stored in the storage 203. The processor 201 may be, by way of example and not limitation, a central processing unit (CPU), a micro processing unit (MPU), a graphics processing unit (GPU), a microprocessor, a processor core, a multiprocessor. Logic circuits (hardware) or integrated circuits (ICs (Integrated Circuits) chips, LSIs (Large Scale Integration)), etc., including application-specific integrated circuits (ASICs), field programmable gate arrays (FPGAs), etc. Each process disclosed in each embodiment may be realized by a dedicated circuit. In addition, these circuits may be realized by one or more integrated circuits, and the plurality of processes shown in each embodiment may be realized by one integrated circuit. Also, LSI may be called VLSI, super LSI, ultra LSI, or the like depending on the degree of integration.

  The memory 202 temporarily stores the program loaded from the storage 203 and provides the processor 201 with a work area. The memory 202 also temporarily stores various data generated while the processor 201 is executing a program. The memory 202 includes, by way of example and not limitation, random access memory (RAM), read only memory (ROM), and the like.

  The storage 203 stores a program. The storage 203 includes, by way of example and not limitation, an HDD (Hard Disk Drive), an SSD (Solid State Drive), a flash memory, and the like.

  The communication I / F 205 transmits and receives various data via the network 130. The communication may be performed by wire or wireless, and any communication protocol may be used as long as communication with each other can be performed. The communication I / F 205 has a function of executing communication with another information processing apparatus via the network 130. The communication I / F 205 transmits various data to another information processing apparatus according to an instruction from the processor 201. The communication I / F 205 also receives various data transmitted from other information processing apparatuses, and transmits the data to the processor 201.

  The input / output I / F 204 includes an input device for inputting various operations to the information processing device 200 and an output device for outputting the processing result processed by the information processing device 200. The input / output I / F 204 may be integrated with an input device and an output device, or may be separated into an input device and an output device.

  The input device is realized by any one or a combination of all types of devices capable of receiving an input from a user and transmitting information related to the input to the processor 201. The input device includes, by way of example and not limitation, hardware keys such as a touch panel, a touch display, and a keyboard, a pointing device such as a mouse, a camera (operation input via an image), and a microphone (operation input by voice).

  The output device is realized by any one or a combination of all types of devices capable of outputting the processing result processed by the processor 201. When outputting the processing result as a video and / or a moving image, the output device may display the display data according to the display data written in the frame buffer, or any one of all types of devices that can display the display data. It is realized by the combination. The output device is, by way of example and not limitation, a touch panel, touch display, monitor (for example but not limited to, liquid crystal display, OELD (Organic Electroluminescence Display), etc.), head mounted display (HDM: Head Mounted Display), projection mapping, hologram , Devices capable of displaying images, text information, etc. in air (or vacuum), speakers (audio output), printers, etc. These output devices may be able to display display data in 3D.

  The program of each embodiment of the present disclosure may be provided stored in a computer readable storage medium. The storage medium can store the program in the “non-transitory tangible medium”. The programs include, by way of example and not limitation, software programs and computer programs.

  The storage medium is, where appropriate, one or more semiconductor-based or other integrated circuits (ICs) (for example but not limited to field programmable gate arrays (FPGAs), application specific ICs (ASICs) etc. Hard disk drive (HDD), hybrid hard drive (HHD), optical disk, optical disk drive (ODD), magneto-optical disk, magneto-optical drive, floppy diskette, floppy disk drive (FDD), magnetic disk A tape, solid state drive (SSD), RAM drive, secure digital card or drive, any other suitable storage medium, or any suitable combination of two or more of these can be included. The storage medium may be volatile, non-volatile, or a combination of volatile and non-volatile, as appropriate.

  Also, the program of the present disclosure may be provided to the information processing apparatus 200 via any transmission medium (communication network, broadcast wave, etc.) capable of transmitting the program.

  The embodiments of the present disclosure can also be realized in the form of a data signal embedded in a carrier wave, in which the program is embodied by electronic transmission.

  Note that the program of the present disclosure is not limited and is, for example, a script language such as ActionScript and JavaScript (registered trademark), an object-oriented programming language such as Objective-C and Java (registered trademark), and a markup language such as HTML5. It is implemented using.

  At least a part of the processing in the information processing apparatus 200 may be realized by cloud computing configured by one or more computers.

  At least a part of the processing in the information processing apparatus 200 may be performed by another information processing apparatus. In this case, at least part of the processing of each functional unit realized by the processor 201 may be performed by another information processing apparatus.

<Others>
Unless explicitly stated, the configuration of the determination in the embodiment of the present disclosure is not essential, and the predetermined process is operated when the determination condition is satisfied, or the predetermined process is performed when the determination condition is not satisfied. You may

  In the present disclosure, unless otherwise stated or indicated by context, "or" is inclusive and not exclusive. Thus, in the present disclosure, unless otherwise stated or indicated by context, "A or B" means "A, B, or both." Further, unless stated or indicated by context, "and" means both joint and several. Thus, as used herein, unless otherwise stated or indicated by context, “A and B” means “A and B together or individually (A and B, jointly or severally)”. Further, unless otherwise stated or indicated by context, “a”, “an” or “the” shall mean “one or more”. Thus, as used herein, unless otherwise stated or indicated by context, "an A" or "the A" means "one or more A".

  The present disclosure includes all changes, substitutions, variations, alterations, and modifications that can be made by those skilled in the art with respect to the embodiments and / or examples of the present disclosure. Similarly, where appropriate, the appended claims are intended to cover all modifications, substitutions, alterations, modifications and alterations that may occur to those skilled in the art, with respect to the embodiments and / or examples of the present disclosure. Include. Furthermore, the present disclosure may include one or more features of the embodiments and / or examples in the disclosure and / or other embodiments and / or examples of the disclosure that may occur to those skilled in the art. Includes any combination with one or more features.

  In addition, an apparatus or system or a component of an apparatus or system that is adapted, arranged, capable, configured, available, operable or operable to perform a specific function Reference in the appended claims to the is intended to be arranged, capable, configured, enabled, enabled, enabled, the apparatus, system, or component thereof being so adapted. As long as the device, system or component or its specific function is activated, turned on or unlocked, it encompasses the device, system, or component as long as the device or system is operable.

First Embodiment
The first embodiment is an embodiment in which the server 110 specifies the available settlement means around the position of the terminal 120 and notifies the terminal 120 of the specified settlement means. According to the first embodiment, since the settlement means available for payment at the store is presented to the user, it is possible to improve the convenience of the user. In addition, by narrowing and presenting available settlement means, an effect of smooth payment processing can be obtained. In addition, since it is possible to prevent an erroneous settlement means from being activated, the processing load on the terminal 120 can be reduced, and the amount of communication data between the settlement system and the settlement system required for activation can be reduced. The effect of being able to In the following description, “a store” means, unless otherwise noted, a store in which an information processing apparatus for receiving a payment from a terminal 120 is installed, or an information processing apparatus for receiving a payment from a terminal 120 installed in a store Use in the meaning which shows either. The information processing apparatus may be, for example, a settlement terminal or a POS terminal without limitation. The terminal 120 may have a function of communicating with the information processing apparatus to make a payment. In the following description, an information processing apparatus that receives a payment from the terminal 120 will be described as a “payment terminal” for convenience. Further, the description of “payment means available in the store” in the following description can be replaced with the description of “payment means available for payment using the terminal 120 and the payment terminal”.

<Functional Configuration of First Embodiment>
The functional configuration of the server 110 will be described with reference to FIG. The functional unit disclosed in FIG. 3 is realized by the cooperation of the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205 provided in the information processing apparatus 200.

(1) Functional Configuration of Server The server 110 includes a communication unit 311, a position specifying unit 312, a settlement means identification unit 313, a settlement means notification unit 314, and a storage unit 315. The communication unit 311, the position specifying unit 312, the settlement means identification unit 313, and the settlement means notification unit 314 are realized by the processor 201 reading and executing a program stored in the storage unit 315. The storage unit 315 is realized using the memory 202 and / or the storage 203.

  The storage unit 315 manages a program executed by the server 110 according to the first embodiment, store management information for managing payment means available in each store and the location of each store, and payment means available for the user. Store user information. The payment means that can be used by the user is the payment means that is set to be available at the terminal 120 owned by the user.

  FIG. 4A shows an example of store management information. The “store ID” stores an ID for identifying a store. The name of the store is stored in "store name". The “store position” stores information indicating the position where the store exists. The location where the store exists may be expressed using latitude and longitude as an example and not limitation, or a near-field wireless identifier included in a wireless signal transmitted by a near-field wireless device installed in the store It may be expressed using

  Note that the short distance wireless identifier is included in the beacon ID included in the beacon transmitted by the BLE (Bluetooth Low Energy) device, the SSID included in the wireless signal transmitted by the WiFi (registered trademark) device, and the ultrasonic wave as an example without limitation. May be included. The “payment means” stores the payment means available at the store. For example, it is indicated that the settlement means A, the settlement means B and the settlement means E can be used at the shop whose shop ID is S02.

  FIG. 4B shows an example of the user information. The “user ID” stores an ID for identifying a user. The “payment means” stores payment means available to the user (the terminal 120 used by the user).

  The communication unit 311 has a function of receiving various data from the terminal 120 via the communication I / F 205, and transmitting various data to the terminal 120 using the communication I / F 205.

  The position specifying unit 312 specifies the position of the terminal 120 by acquiring the position information of the terminal 120 notified from the terminal 120. Further, the position specifying unit 312 specifies the position of the store (or the payment terminal) by acquiring the store position from the store management information. The position specifying unit 312 may be called a position acquisition unit because the position information of the terminal 120 and the shop position are acquired.

  The settlement means identification unit 313 has a function of specifying the settlement means available in the store based on the position information of the terminal 120 and the position information of the shop. Further, when the shop is present within a predetermined range from the position of the terminal 120 (that is, when the position information of the terminal 120 and the position information of the shop are included in the predetermined range), the settlement means identification unit 313 The settlement means available at the store existing within the predetermined range from the position of may be specified as the settlement means available at the shop. Here, the payment means available at the store within a predetermined range from the position of the terminal 120 may be the payment means available at the store, or the payment means available at the store And the payment means available at the terminal 120 may be a common payment means.

  The settlement means notification unit 314 has a function of notifying (transmitting) the identified settlement means to the terminal 120 via the communication unit 311. The settlement means notification unit 314 may notify the terminal 120 of an instruction to activate the identified settlement means. The settlement means notification unit 314 may be referred to as a transmission unit.

(2) Functional Configuration of Terminal The functional configuration of the terminal 120 will be described with reference to FIG. The functional unit disclosed in FIG. 5 is realized by the cooperation of the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205 provided in the information processing apparatus 200.

  The terminal 120 includes an input / output unit 321, a communication unit 322, a display control unit 323, a position measurement unit 324, and a storage unit 325. The input / output unit 321, the communication unit 322, the display control unit 323, and the position measurement unit 324 are realized by the processor 201 reading out and executing a program stored in the storage unit 325. The storage unit 325 is realized using the memory 202 and / or the storage 203.

  The input / output unit 321 has a function of receiving input of various data via the input / output I / F 204 and performing processing of outputting various data via the input / output I / F 204.

  The communication unit 322 has a function of receiving various data from the server 110 via the communication I / F 205 and transmitting various data to the server 110 using the communication I / F 205. Also, the communication unit 322 transmits, to the server 110, position information indicating the position of the terminal 120 measured by the position measurement unit 324.

  Further, the communication unit 322 may have a function of receiving a short distance wireless signal. The function may be called a near field wireless receiver. The communication unit 322 may transmit the near-field wireless identifier included in the received near-field wireless signal to the server 110 when the near-field wireless signal is received.

  The display control unit 323 has a function of displaying on the display of the terminal 120 a screen indicating available payment means, a screen for receiving a selection of payment means desired by the user, and the like.

  The position measurement unit 324 has a function of measuring the current position of the terminal 120. The position measurement unit 324 measures the latitude and longitude of the terminal 120 as the current position of the terminal 120 using the GPS (Global Positioning System) as an example and not by way of limitation. In addition, measurement of the positional information on the terminal 120 by the position measurement part 324 is not restricted to GPS, You may use what kind of method. By way of example and not limitation, the position measurement unit 324 may measure the position of the terminal 120 using a wireless LAN such as Wi-Fi. In addition, the position measurement unit 324 measures the position of the terminal 120 using a communication method such as IMES (Indoor MEssaging System), RFID (Radio Frequency Identifier), or BLE (Bluetooth Low Energy) as an example and not by way of limitation. You may Also, the position measurement unit 324 may measure the position of the terminal 120 using a mobile communication system such as LTE or CDMA as an example and not by way of limitation.

<Operation Process of First Embodiment>
The process of the communication system 1 according to the embodiment will be described with reference to FIG. FIG. 6 is a diagram showing an example of a process sequence of the communication system 1 according to the first embodiment.

  First, the position measurement unit 324 of the terminal 120 generates position information of the terminal 120 by measuring its own position (S100). Subsequently, the communication unit 322 transmits the position information of the terminal 120 to the server 110 (S110). The communication unit 322 may detect the short distance wireless identifier by searching for the short distance wireless signal, and may transmit the detected short distance wireless identifier to the server 110.

  The position specifying unit 312 of the server 110 specifies the position of the terminal 120 based on the position information received from the terminal 120. Subsequently, the settlement means identification unit 313 acquires store location information by accessing store management information, and identifies a store existing within a predetermined range from the identified position of the terminal 120 (S120). The predetermined range is optional, but not limited to, for example, within 100 m, within 500 m, within 1 km, etc. Subsequently, the settlement means identification unit 313 specifies the settlement means corresponding to the identified shop by accessing the shop management information (S130). For example, in the example of FIG. 4A, when the store existing within a predetermined range from the position of the terminal 120 is the store S03, the settlement means identification unit 313 is a settlement means available for the settlement means available in the store S03. B, settlement means C and settlement means D are specified. At this time, the settlement means identification unit 313 acquires the settlement means available at the store (settlement terminal) and the settlement means available at the terminal 120 by accessing both the store management information and the user information. The settlement means commonly included in both acquired settlement means may be specified as the settlement means available at the store.

  It should be noted that the settlement means identification unit 313 is a short distance transmitted from the short distance wireless device installed in the store, received by the terminal 120, instead of the position information of the terminal 120 and the position information of the store (or payment terminal). The settlement means available at the store may be specified based on the wireless identifier. The short distance wireless device installed in the store may be the same as the settlement terminal, or may be a device different from the settlement terminal.

  In this case, the processing procedures of step S120 and step S130 are performed as follows. First, the settlement means identification unit 313 acquires the short distance wireless identifier received by the terminal 120. Subsequently, the settlement means identification unit 313 specifies the settlement means of the shop corresponding to the short distance wireless identifier received by the terminal 120 by accessing the store management information using the acquired short distance wireless identifier as a key. For example, in the example of FIG. 4A, when the short-distance wireless identifier received from the terminal 120 is 2222, the settlement means identification unit 313 can use the settlement means A, the settlement means B, and the settlement means available in the store. It specifies as the payment means E.

  Alternatively, the settlement means identification unit 313 can be used at the store based on the short distance wireless communication established between the terminal 120 and the settlement terminal, instead of the position information of the terminal 120 and the position information of the settlement terminal. The payment means may be specified. The settlement means identification unit 313 acquires the near-field wireless identifier received by the terminal 120, and searches for store management information using the acquired near-field wireless identifier as a key, whereby the near-field wireless between the terminal 120 and the settlement terminal The establishment of communication may be detected.

  Subsequently, the settlement means notification unit 314 notifies the terminal 120 of the specified settlement means available at the store (S140). The display control unit 323 of the terminal 120 displays a screen for receiving the selection of the settlement means (S150). Thereafter, the terminal 120 transitions to a state in which payment can be made by the payment means selected in response to the user operation on the screen. FIG. 7 (a) shows an example of a screen for receiving the selection of the settlement means, and FIG. 7 (b) shows an example of the screen showing a state in which payment can be made by the selected settlement means.

First Embodiment
In the first example of the first embodiment, when a plurality of stores existing within a predetermined range from the position of the terminal 120 are identified, the settlement means identification unit 313 is common to the plurality of shops as available settlement means. The available payment means may be specified. For example, in the example of FIG. 4A, when two stores S02 and S03 are specified as stores existing within a predetermined range from the position of the terminal 120, the settlement means identification unit 313 can be used The settlement means may be specified as "the settlement means B".

  According to the first embodiment, even when the user uses any of a plurality of stores, the settlement means displayed on the screen of the terminal 120 can be used, so that the convenience of the user is improved and smoothed. It is possible to realize various payment processing. In addition, since payment means that can not be used for payment are not displayed, it is possible to prevent wasteful processing from being performed at the terminal 120, and wasteful communication between the payment system and the payment system It is possible to prevent what happens in

Second Embodiment
In the second example of the first embodiment, when a plurality of stores (or payment terminals) existing within a predetermined range from the position of the terminal 120 are identified, the payment means identification unit 313 is used as available payment means, Among the plurality of stores (or settlement terminals), the settlement means available at the store (or settlement terminal) designated by the user may be specified. For example, in the example of FIG. 4A, when two stores of the store S02 and the store S03 are specified as stores existing within a predetermined range from the position of the terminal 120, the user selects the store S03, The settlement means identification unit 313 may specify the available settlement means as the settlement means B, the settlement means C, and the settlement means D.

  FIG. 8 is a diagram showing an example of a process sequence of the communication system 1 according to the second example of the first embodiment. The same processing as the processing procedure of FIG. 6 is assigned the same reference numeral and the description is omitted.

  When a plurality of stores are specified in the processing procedure of step S120, the settlement means identification unit 313 transmits information (for example, a list of store names) to the terminal 120 (S122). Subsequently, the display control unit 323 of the terminal 120 displays a screen for receiving a selection of a store from the user based on the received information on the plurality of stores (S124). Subsequently, the input / output unit 321 of the terminal 120 receives the selection of the store in response to the user operation, and the communication unit 322 transmits the information indicating the selected store to the server 110 (S126). The settlement means identification unit 313 of the server 110 specifies the settlement means available at the shop selected by the user by accessing the shop management information (S130-1).

  According to the second embodiment, since it is possible to allow the user to select a store to be used, the range of payment means selectable by the user is expanded compared to the first embodiment, thereby improving the convenience of the user. It is possible to realize smooth payment processing. In addition, since payment means that can not be used for payment are not displayed, it is possible to prevent wasteful processing from being performed at the terminal 120, and wasteful communication between the payment system and the payment system It is possible to prevent what happens in

Second Embodiment
In the second embodiment, when a plurality of settlement means are available at the store used by the user, each of the plurality of settlement means is given a priority based on a predetermined criterion, and the payment is made with the given priority. This is an embodiment in which the means is displayed on the screen of the terminal 120. The second embodiment may be combined with the first embodiment.

  According to the second embodiment, when a plurality of settlement means are available, the priority of each settlement means is displayed, which can enhance the convenience when the user selects the settlement means. Effect is obtained. Further, by selecting the payment means with high priority, the user can save time and effort to decide which payment means is suitable to be used, and an effect is obtained that the payment process becomes smooth. In addition, the processing load of the terminal 120 due to the user repeatedly selecting the settlement means being useless is reduced, and the amount of communication data with the settlement system necessary for activating the settlement means can be reduced. can get.

<Functional Configuration of Second Embodiment>
The functional configuration of the server 110 will be described with reference to FIG. FIG. 8 is a diagram showing an example of a block diagram showing a functional configuration of a server according to the second embodiment. When the second embodiment is combined with the first embodiment, points that are not particularly mentioned may be the same as the first embodiment.

(1) Functional Configuration of Server The server 110 includes a communication unit 311, a position specifying unit 312, a settlement means identification unit 313, a settlement means notification unit 314, a storage unit 315, and a priority determination unit 316. In the communication unit 311, the position specifying unit 312, the settlement means identification unit 313, the settlement means notification unit 314, and the priority determination unit 316, the processor 201 reads out and executes the program stored in the storage unit 315. It is realized by doing. The storage unit 315 is realized using the memory 202 and / or the storage 203.

  In addition to the store management information and the user information described in the first embodiment, the storage unit 315 further stores usage history information indicating the usage status of the settlement unit in each store. FIG. 10 shows an example of the usage history information. The "date and time" stores the date and time when the settlement means was used. The “user ID” stores the user ID of the user who made the payment. The "payment means" stores the payment means used for payment. The “store ID” stores the store ID of the store where the settlement means is used. The usage history information may not be stored in the server 110, but may be stored in another information processing apparatus 200 capable of communicating with the server 110. The other information processing apparatus 200 capable of communicating with the server 110 may be a server provided by a POS (Point of Sale) system or a third party, as an example and not by way of limitation.

  The processing procedure performed by the communication unit 311 and the position specifying unit 312 is the same as that in the first embodiment, and thus the description thereof is omitted. When the second embodiment operates alone, the position specifying unit 312 is unnecessary.

  The settlement means identification unit 313 has a function of specifying a plurality of settlement means available to the terminal 120 at a predetermined store (by the user). The predetermined store is a store to which the user pays, and may be, for example, a store designated by the user according to the processing procedure described in the second example of the first embodiment.

  The priority determination unit 316 has a function of determining the priority of each of the plurality of payment means specified by the payment means identification unit 313 based on a predetermined standard. The method of determining the priority will be described later.

  The settlement means notification unit 314 notifies the terminal 120 by associating the plurality of settlement means identified by the settlement means identification unit 313 with the priorities determined by the priority determination unit 316. The settlement means notification unit 314 has a function of causing the terminal 120 to display the plurality of settlement means identified by the settlement means identification unit 313 in association with the priorities determined by the priority determination unit 316. May be In this case, the settlement means notification unit 314 may be called a display notification unit.

(2) Functional Configuration of Terminal The functional configuration of the terminal 120 will be described with reference to FIG. The display control unit 323 displays the plurality of settlement means and the respective priorities notified from the server 110 on the screen for receiving the selection of the settlement means. The other functional configuration is the same as that of the first embodiment, and thus the description thereof is omitted. However, when the second embodiment operates alone, the position measurement unit 324 is unnecessary. Further, the communication unit 322 does not need to have the function of receiving near field wireless communication.

<Priority Determination Process of Second Embodiment>
A process will be described in which the priority determination unit 316 determines the priority based on a predetermined standard for each of the plurality of payment means available in the store used by the user.

First Embodiment
The priority determination unit 316 determines the priority of each of the plurality of payment means so that the priority becomes higher in order of the payment means having the highest usage frequency in each store. For example, the priority determination unit 316 calculates the number of times of use for each settlement unit for the store used by the user by searching the use history information, and the priority is higher in the descending order of the number of use times. May be determined. Alternatively, the priority determination unit 316 calculates the number of times of use for each settlement unit for all stores (all stores including stores other than those used by the user) by searching the usage history information, and the number of uses is large. The priorities may be determined so that the priorities become higher in order.

  According to the first embodiment, the settlement means having a large number of times of use is more likely to be used for payment in the store. As a result, the store clerk does not have to operate the POS terminal or the like according to the different settlement means each time payment is made, and the work load on the store clerk can be reduced. In addition, it becomes possible to specify the number of times of use of the settlement means for each store.

Second Embodiment
The priority determination unit 316 determines the priority of each of the plurality of payment means so that the priority becomes higher in the order of the payment means having the highest usage frequency used by the user who has a predetermined relationship with the user. The second embodiment may be combined with the first embodiment.

  The predetermined relationship means a state in which the users are registered in the server 110 as a state in which the predetermined relationship is established. As a non-limiting example, a state in which a predetermined relationship is being built is a state in which the relationship building has been mutually approved, a state in which at least one has offered a relationship building, a state in which a relationship has been built based on user information, a predetermined condition It may include the state in which the relationship is built by the condition

  In addition, the user having a predetermined relationship with the user may be all users having a predetermined relationship with the user, for example, without limitation, or may be a predetermined number of users determined in advance, or the intimacy degree May be a user of a predetermined degree or more.

  Here, the closeness with the user within a predetermined period (may be a pre-fixed period such as one month or two months, or may be a period up to the present after establishing a predetermined relationship). The degree of intimacy may be determined to be higher in descending order of the amount of transmission and reception of messages transmitted and received among them.

  Further, the degree of intimacy may be a degree determined such that the degree of intimacy increases as the length of the period up to the present after the predetermined relationship is established. The length of the period from when the predetermined relationship is established to the present time may be an absolute value, or may be a relative value among one or more users who have a predetermined relationship with the user.

  Also, closeness is such that, with respect to a plurality of other users having a predetermined relationship with the user, the closer the length of time the other user is within the predetermined range from the position of the user, the higher the closeness. It may be determined. In addition, the closeness is a relationship (for example, a family) estimated based on a period of time from when a predetermined relationship is established to the present and a plurality of users having a predetermined relationship with the user and position information of each user The degree of intimacy may be determined to be higher as it is estimated that the relationship is higher.

  In addition, closeness is a degree determined such that closeness is higher as the number of common users (the number of common friends) increases with respect to a plurality of other users who have a predetermined relationship with the user. It may be.

  In addition, closeness is determined so that the closeness is higher as the number of users who have a predetermined relationship with the user themselves among the users who have established a predetermined relationship with the user who is communicating with the user It may be the degree to which

  Further, the closeness is a degree determined such that the closeness is higher as the similarity between the user's own attribute and the respective attributes of the plurality of users having a predetermined relationship with the user is higher. It is also good. The attributes of the user may be interest or interest, by way of example and not limitation.

  According to the second embodiment, the more frequently used means used by the user who has a predetermined relationship with the user is more likely to be used for payment at the store. As a result, the user can preferentially use the payment method frequently used by the user having a predetermined relationship with the user.

Third Embodiment
The priority determination unit 316 determines the priority of each of the plurality of settlement means so that the priorities become higher in the order set in advance by the user. That is, in response to the operation of determining the user's priority, the priority determining unit 316 determines the priority of each of the plurality of payment means. The server 110 stores, in the storage unit 315, priority setting information storing the priority order set in advance by the user. FIG. 11 shows an example of the priority setting information. An ID for identifying a user is stored in the “user ID”. “Priority setting” indicates the priority set for each of the settlement means available to the user. The example of FIG. 11 indicates that the priority is higher in order from the right. The priority determination unit 316 determines the priority of each of the plurality of payment means according to the priority setting information. The priority setting information may be stored in the terminal 120.

  According to the third embodiment, since the settlement means is displayed on the terminal 120 in accordance with the user's predetermined priority, it is possible to enhance the convenience of the user. In addition, since the process for the server 110 to determine the priority is not necessary, the processing amount of the server 110 can be reduced.

Third Embodiment
The third embodiment is an embodiment in which when a plurality of settlement means are available at a store used by the user, the plurality of settlement means are displayed on the screen of the terminal 120 in association with the priority. Note that displaying the plurality of payment means in association with the priority is not limited, but as an example, displaying the payment means side by side in the order of high priority, displaying preferentially from the payment means with high priority, It includes displaying such that the higher the priority is, the higher the visibility is.

  In the following description, the third embodiment is assumed to be combined with at least the second embodiment, but the present invention is not limited to this, and the third embodiment can be practiced alone. The third embodiment can be combined with the first embodiment in addition to the second embodiment.

  According to the third embodiment, when the plurality of settlement means are available, the priority of each settlement means is displayed in the order of priority, thereby enhancing the convenience when the user selects the settlement means. Can be obtained. In addition, the user can shorten the time for considering which settlement means to use by selecting the settlement means with high priority, and it is possible to obtain an effect that the payment processing becomes smooth. Since priority is given to the available payment means and presented, it is possible to reduce the number of times the user is troubled with selection of payment means, and the processing load of the terminal 120 due to repeated selection of payment means being wasted. As a result, it is possible to reduce the amount of communication data between the payment system and the payment system required for activating the payment means.

<Functional Configuration of Third Embodiment>
(1) Functional Configuration of Server The functional configuration of the server 110 is the same as that of the second embodiment, and thus the description thereof is omitted.

(2) Functional Configuration of Terminal The functional configuration of the terminal 120 will be described with reference to FIG. The communication unit 322 functions as an acquisition unit that acquires, from the server 110, information indicating a plurality of payment means associated with the priority. The display control unit 323 has a function of displaying on the display a screen (hereinafter, referred to as “payment means display screen”) for displaying the plurality of payment means acquired by the communication unit 322 in association with the priority. In addition, since the said screen is also a screen which receives selection of a payment means from a user, you may call it a payment means selection screen. The input / output unit 321 receives from the user the selection of the settlement means to be used for payment on the settlement means display screen. The other points not particularly mentioned may be identical to those of the second embodiment. Moreover, when implementing by 3rd Embodiment independent, the position measurement part 324 is unnecessary. Further, the communication unit 322 does not need to have the function of receiving near field wireless communication.

<Display mode regarding the settlement means display screen of the third embodiment>
Subsequently, a plurality of display modes regarding the settlement means display screen will be described.

(1) Display mode 1
The display control unit 323 may display a plurality of payment means in the same direction in the order of high priority on the payment means display screen. For example, as shown in FIG. 12A, icons (areas) of a plurality of payment means may be displayed in order from the top to the bottom of the screen in descending order of priority. Similarly, the display may be arranged from the bottom to the top of the screen in descending order of priority, or from the left (or right) to the right (left) of the screen in descending order of priority It may be displayed side by side.

  In addition, the display control unit 323 may display the icon of the settlement means so that the distance between one side of the settlement means display screen and the icon of the settlement means becomes closer (or farther) as the priority is higher. . Further, the display control unit 323 may display the icon of the settlement means so that the distance between one side of the settlement means display screen and the icon of the settlement means is proportional to (or inversely proportional to) the priority.

(2) Display mode 2
The display control unit 323 may display the icons corresponding to each of the plurality of payment means on the payment means display screen such that the display area becomes larger as the priority of the payment means is higher. A specific example is shown in FIG. If the display area of the icon of the payment means with the highest priority is 1 as an example, the display area of the icon may be reduced at a predetermined rate each time the priority is lowered. Good. For example, when the predetermined ratio is 0.8, the display area of the icon of the payment means with the highest priority is 1, and the display area of the icon of the payment means with the next highest priority is 0.8, The display area of the icon of the payment means having the second highest priority may be 0.64.

  Further, as shown in FIG. 12C, the display control unit 323 may display a settlement means display screen including both the display mode 1 and the display mode 2. In the example of FIG. 12C, the icons of the plurality of payment means are arranged from the bottom to the top of the screen in descending order of priority, and the display area of the icons decreases as the priority becomes lower. It is displayed to become.

(3) Display mode 3
The display control unit 323 displays, on the settlement means display screen, one or a part of settlement means with consecutive priorities among the plurality of settlement means, and the settlement means display screen is swipe to display the settlement means. One or some of the settlement means displayed on the screen may be switched. A specific example is shown in FIG. FIG. 13 (a) shows an example in the case where there is one "one or a part of payment means with continuous priority", and FIG. 13 (b) shows one with "continuous priority". Or, an example is shown in the case where there are three payment means.

  Note that the display control unit 323 sets the number of “partial payment means with consecutive priorities” to an odd number, and the priority is a median among the plurality of payment means displayed on the payment means display screen. You may display so that the area of the icon of a certain payment means may become the largest. For example, as shown in the right diagram of FIG. 13B, when the settlement means of priorities 1 to 3 are displayed on the screen, the area of the icon of the settlement means of priority 2 is maximized. May be Further, as another example, when the settlement means of priorities 4 to 8 is displayed on the screen, the area of the icon of the settlement means of priority 6 may be maximized.

  In addition, one of the plurality of settlement means is displayed on the settlement means display screen, and the settlement means displayed on the settlement means display screen in response to the user's operation on the settlement means display screen is the one before the operation. The settlement unit may be switched to a settlement unit to which a lower priority than the settlement unit before the operation is set. For example, in the settlement means display screen on the left side of FIG. 13 (a), when swiping from right to left, as shown on the right side of FIG. 13 (a), settlement means having lower priority may be displayed. Good.

  Further, on the settlement means display screen, two or more settlement means with consecutive priorities among the plurality of settlement means are displayed in a mode that the area is larger as the priority is higher, and the user operates the settlement means display screen In response to, at least a part of the settlement means of the two or more settlement means may be displayed in a mode in which the area is smaller as the priority is higher. For example, in the settlement means display screen on the left side of FIG. 13B, when swiping from right to left, as shown on the right side of FIG. 13B, the icon of the settlement means with priority 1 is displayed in a small area You may do so.

  The display mode 1 and the display mode 2 described above may be combined, the display mode 1 and the display mode 3 may be combined, and the display mode 2 and the display mode 3 may be combined.

  DESCRIPTION OF SYMBOLS 1 communication system, 110 server, 110 A server, 110 B server, 120 terminal, 120 A terminal, 120 B terminal, 120 C terminal, 120 X terminal, 130 network, 200 information processor, 201 processor, 202 memory, 203 storage, 204 I / O interface ( Input / output I / F), 205 communication interface (communication I / F), 311 communication unit, 312 position identification unit, 313 settlement means identification unit, 314 settlement means notification unit, 315 storage unit, 316 priority determination unit, 321 entry Output unit, 322 communication unit, 323 display control unit, 324 position measurement unit, 325 storage unit

Claims (8)

In the first information processing apparatus used by the user,
An acquisition step of acquiring, from the second information processing apparatus, information indicating a plurality of payment means associated with the priority;
Performing a display step of displaying a settlement means display screen for displaying the plurality of acquired settlement means in association with the priority ,
A program , wherein the priorities associated with the plurality of payment means are determined such that the priority becomes higher in the order of payment means with high usage frequency used by one or more users having a predetermined relationship with the user .   The program according to claim 1, wherein the settlement means display screen displays a plurality of settlement means arranged in the same direction in descending order of priority. On the settlement means display screen, areas corresponding to each of a plurality of settlement means are displayed side by side,
The program according to claim 1, wherein an area corresponding to each of the plurality of settlement means has a larger area as the priority of the settlement means is higher.   In the area corresponding to each of the plurality of settlement means, when the display area of the area of the settlement means having the highest priority is 1, the display area is reduced by a predetermined ratio because the priority is lowered by one. The program according to claim 3, displayed on   One of the plurality of settlement means is displayed on the settlement means display screen, and the settlement means displayed on the settlement means display screen in response to the user's operation on the settlement means display screen The program according to claim 1, wherein the settlement means before the operation is switched to the settlement means to which a lower priority than the settlement means before the operation is set.   On the settlement means display screen, two or more settlement means with consecutive priorities among the plurality of settlement means are displayed in a mode that the area is larger as the priority is higher, and the settlement means display screen of the user is displayed. The program according to claim 1, wherein, in response to the operation of at least a part of the two or more payment means, the higher the priority is, the smaller the area is displayed. An information processing method executed by a first information processing apparatus used by a user,
An acquisition step of acquiring, from the second information processing apparatus, information indicating a plurality of payment means associated with the priority;
Only contains a display step of displaying the settlement means display screen for displaying a plurality of settlement means the acquired association with the priority, the,
The priority associated with the plurality of payment means is determined such that the priority is increased in the order of payment means with high usage frequency used by one or more users who have a predetermined relationship with the user. Method. An information processing apparatus that operates as a first information processing apparatus used by a user,
An acquisition unit configured to acquire, from the second information processing apparatus, information indicating a plurality of payment means associated with the priority;
Possess a display unit for displaying the payment means display screen for displaying a plurality of payment means acquired in association with the priority, the
The priority associated with the plurality of payment means is determined such that the priority is increased in the order of payment means with high usage frequency used by one or more users who have a predetermined relationship with the user. apparatus.