JP5417880B2 - Vending machine, payment processing apparatus, vending system and payment processing system - Google Patents

Description

  The present invention relates to a vending machine, a payment processing apparatus, a vending system, and a payment processing system that perform payment using a recording medium such as an IC card owned by a user.

  2. Description of the Related Art Conventionally, a technology for paying a purchase price using a recording medium such as an IC card or a portable terminal that records electronic money (payment service information) that is electronic value information is known. There are a plurality of settlement operators (settlement brands) that provide a settlement service using electronic money. Therefore, there are also a plurality of settlement service information corresponding to the settlement operators (settlement brands). Examples of the recording medium include a contact IC card, a non-contact IC card, and a portable terminal having a non-contact IC card.

  Patent Document 1 discloses that a payment processing apparatus that performs payment with a recording medium on which a plurality of payment service information is recorded displays a payment brand corresponding to a plurality of types of payment service information on a display unit, and a payment brand used by a user for payment. Describes a technique for selecting and making a payment.

JP 2008-9748 A

However, in Patent Document 1, there is a step in which a user selects a payment brand at the time of payment, and it takes extra effort and time for a user who has previously decided a payment brand to be used for payment.
The present invention has been made to solve the above-described problems, and allows a user who owns a recording medium to store a payment brand used for payment in a vending machine or a payment processing apparatus, thereby simplifying the payment processing. For the purpose.

  In order to achieve the above object, the invention described in claim 1 is recorded on the recording medium in a vending machine that performs payment using a recording medium on which a plurality of types of payment service information owned by a user is recorded. Storage means for storing which payment brand among the payment brands corresponding to the plurality of types of payment service information, and when the recording medium is located in a communicable area, stored in the storage means A payment means for making a payment based on the payment brand, a payment brand registration start means for starting a process of storing which payment brand is to be settled in the storage means, and a predetermined time after the payment brand registration start means is selected. When the recording medium is located in the communicable area, the payment brand corresponding to the plurality of types of payment service information recorded on the recording medium is stored. A display means for displaying a payment brand handled by the vending machine, a payment brand selection means for selecting one of a plurality of types of payment brands displayed on the display means, and a selection by the payment brand selection means. Payment brand registration determining means for registering the payment brand registered in the storage means.

According to the second aspect of the present invention, there is provided a vending machine that performs payment using a recording medium on which a plurality of types of payment service information possessed by a user is recorded, and an external connected to the vending machine via a network. In the vending system composed of devices, the vending machine stores storage means for settlement with which payment brand among payment brands corresponding to the plurality of types of payment service information recorded in the recording medium; A payment unit that performs payment based on a payment brand stored in the storage unit when the recording medium is located in a communicable area, and the external device includes a display unit and an input unit, When an external device is connected to the vending machine via a network, the vending machine transmits registration data to the external device, and the external device The registration data received from the machine is displayed on the display means, input to the registration data using the input means to create registration data, and the registration data is transmitted to the vending machine, The vending machine stores a payment brand used for payment based on the registration data received from the external device in the storage means.
The invention according to claim 3 includes a plurality of payment brands stored in the storage means, and includes priority order setting means for setting priorities for the plurality of payment brands, and the payment means includes the priority The payment is made using a payment brand that satisfies the payment amount according to the ranking.

According to the present invention, since the user stores the payment brand used for payment in the vending machine or the payment processing apparatus, the payment processing can be simplified.
Further, when a plurality of types of payment brands are stored in the vending machine or the payment processing apparatus, the payment processing can be simplified by setting the priority order to the payment brands used for payment.

It is a system configuration diagram of the present invention. It is the figure which showed an example of the payment process part of the vending machine in this invention. It is a functional block diagram of the vending machine in this invention. It is the figure which showed the process which registers a payment brand into a vending machine. It is the figure which showed the process which additionally registers a payment brand with a vending machine. It is the figure which showed the process which registers a payment brand into a vending machine from an external device. It is the figure which showed the data for registration which a vending machine transmits to an external device in order to register a payment brand with a vending machine. It is the figure which showed the process of the sales operation | movement of a vending machine.

DESCRIPTION OF EMBODIMENTS Preferred embodiments of a vending machine and a vending system according to the present invention will be described with reference to the accompanying drawings as appropriate.
1-3 have shown the structure of the vending system and vending machine of this invention.
FIG. 1 is a system configuration diagram of the present invention.
In FIG. 1, 1 is a network such as a LAN or the Internet, 2 is a vending machine, and 10 is an external device. The vending machine 2 includes a product selection button 3 for selecting a product accommodated in the vending machine, a coin slot 4, a return lever 5, a settlement processing unit 6, and a merchandise exit 7.
The external device 10 includes a transmission unit 11 that transmits data via a network, a reception unit 12 that receives data via a network, a display unit 13 that displays received data, an input unit 14, and a control that performs various controls. The unit 15 is provided. Examples of the external device 10 include a personal computer and a portable terminal that can be connected to a network.

FIG. 2 shows an example of a payment processing unit 6 having a CPU and a memory (not shown) that performs processing such as payment using a contactless IC card 8 on which a plurality of types of payment service information owned by the user is recorded. FIG.
An input amount unit 61 indicating the amount of money input by the user, and a display unit 62 for displaying various information by giving guidance to the user and displaying a settlement brand are provided. In addition, a card read / write unit 63 that reads / writes data from / to the non-contact IC card 8 and a payment brand registration start unit 64 that starts processing to store in the vending machine 2 which payment brand is used for payment. And the payment brand registration determination means 66 for memorize | storing in the vending machine 2 the payment brand selected by the payment brand selection means 65 which selects the payment brand to memorize | store is provided. Furthermore, when the vending machine 2 stores a plurality of payment brands, a priority order setting unit 67 is provided for setting a priority order used for payment.
The settlement processing unit 6 functions as a settlement unit that receives a settlement command from the vending machine 2 that is a host device and performs settlement with the contactless IC card 8 using settlement service information (electronic money). The necessary configuration as a payment means stores a card read / write unit 62 for communicating with a recording medium such as a contactless IC card 8, a CPU (not shown) for operating the payment means, an application program, a communication key, and the like. These are various memories (not shown). The settlement means is assumed to be a conventional settlement terminal, and may be configured as shown in FIG. 2 of Japanese Patent Laid-Open No. 2008-199206, for example.
In the present embodiment, the recording medium owned by the user is the non-contact IC card 8, but a contact IC card or a portable terminal with a non-contact IC card may be used. Hereinafter, it may be simply referred to as an IC card. The IC card 8 stores at least an ID unique to the IC card 8, a plurality of types of payment service information (electronic money value), and a payment brand ID corresponding to the plurality of types of payment service information. An ID unique to the IC card 8 is, for example, a Felica chip (registered trademark) number.
The settlement brand registration start means 64 and the settlement brand registration determination means 66 may share the same button, for example. The settlement brand selection means 65 and the priority order setting means 67 may share the same operation unit. The settlement brand registration start unit 64, the settlement brand registration determination unit 66, the settlement brand selection unit 65, and the priority order setting unit 67 may be realized by a touch panel type that can be displayed on the display unit 62 and selected. In this embodiment, the place for storing the payment brand is the memory 24 in the vending machine 2, but it may be a memory (not shown) in the payment processing unit 6.

FIG. 3 is a functional block diagram of the vending machine.
The vending machine 2 includes a transmission unit 21 that transmits data via a network, a reception unit 22 that receives data via a network, and a control unit 23 that performs various controls. In addition, a memory 24 is provided as a storage means for storing the ID of a payment brand used for payment and the priority order used for payment when there are a plurality of payment brands in association with the ID of the IC card 8. Then, a search means 25 for searching whether or not the ID of the IC card 8 held over the vending machine 2 and the ID of the payment brand are stored in the memory 24 are provided.
4 and 5 show processing when the user who owns the IC card 8 registers the payment brand used for payment in the vending machine 2.
FIG. 4 is a processing flow when a user first registers a payment brand used for payment in a vending machine.
When the user selects the payment brand registration start means 64 (step S1), the vending machine 2 is positioned on the display unit 62 of the payment processing unit 6 and the non-contact IC card 8 is located in an area where it can communicate with the card read / write unit 63 ( In order to have you touch it, a guidance message “Please hold your IC card” is displayed (step S2). When the card read / write unit 63 detects that the IC card 8 is located within a predetermined time (step S3, Yes), it reads a payment brand corresponding to the payment service information recorded in the IC card 8 (step S4). At this time, both the ID of the IC card 8 and the ID of the payment brand are read. When the card read / write unit 63 cannot detect the IC card 8 within a predetermined time (step S3, No), the card reading / writing unit 63 stops the processing.
The vending machine 2 displays only the payment brand handled by the vending machine 2 among the payment brands read in step S4 on the display unit 62 (step S5). The user uses the payment brand selection means 65 to select a brand used for payment among the payment brands displayed on the display unit 62, and selects the payment brand registration determination means 66 (Yes in step S6). If a brand used for settlement is not selected / determined within a predetermined time, the process is stopped (No in step S6).

When the settlement brand registration determining means 66 is selected, the control unit 23 of the vending machine 2 stores the ID of the IC card 8 and the ID of the selected settlement brand in the memory 24 of the vending machine 2 in association with each other ( Step S7). Then, the registration completion is displayed on the display unit 62 (step S8), and the process is terminated.
Thus, by providing the means for registering the payment brand on the front surface of the vending machine 2, the payment brand used by the user at the time of payment can be easily stored in the vending machine 2.
FIG. 5 is a processing flow when the user additionally registers a payment brand used for payment in the vending machine.
The processes in steps S11 to S14, S16, and S18 are the same as the processes in steps S1 to S4, S6, and S8 (FIG. 4) when registering a payment brand used for payment for the first time in the vending machine. Omit. The difference is step S15 and step S17.
In step S15, the vending machine 2 uses only the payment brands that are not stored in the memory 24 of the vending machine 2 and are handled by the vending machine 2 among the payment brands read in step S14 by the search means 25. Is displayed on the display unit 62 (step S15).
In step S17, the payment brand stored in the memory 24 and the payment brand selected in step S16 are displayed on the display unit 62. Then, for the plurality of types of payment brands, the priority order setting means 67 sets the priority order used for payment, and stores the settlement brand ID and the set priority order in the memory 24 in association with the IC card ID. As an example of setting the priority order, first, a settlement brand whose priority order is to be set first is selected by the brand selection means 65, and first priority is selected by the priority order determination means 67. Next, the settlement brand to be set to the second highest priority is selected by the brand selection means 65, and the second priority is selected by the priority order determination means 67. The same applies when setting a priority order of 3rd or lower. The priority setting method described above is merely an example, and the scope of rights of the present invention is not limited to this setting method.
6 and 7 show processing when the user who owns the IC card 8 registers the payment brand used for payment in the vending machine 2 via the network 1 using the external device 10.
The user uses the web browser installed in the external device 10 to search for and connect to the vending machine 2 for which a payment brand to be used for payment is set. When the vending machine 2 detects that the external device 10 is connected via the network 1 (step S21), the vending machine 2 uses the transmission means 21 to send the registration data 9 for registering the settlement brand to the outside. It transmits to the apparatus 10 (step S22).
FIG. 7 shows registration data 9 transmitted from the vending machine 2 to the external device 10.
91 is a space for inputting an IC card ID, and 92 is a space for inputting a settlement brand ID. Reference numeral 93 denotes a priority setting unit that sets the order to be used for payment when a plurality of payment brands are registered. 94 is a determination means for transmitting the data input to the registration data to the vending machine 2 as registration data. Reference numeral 95 denotes a space for inputting a vending machine ID assigned to each vending machine. Although FIG. 7 shows payment brands A to C (electronic money A to C), only the brands that can be settled by vending machines are displayed.
When the external device 10 receives the registration data 9 by the receiving means 12, the external device 10 displays it on the display unit 13, and uses the input unit 14 to input the IC card ID 91 and the settlement brand ID 92 into the registration data 9. create. When inputting a plurality of types of payment brands, registration data in which the priority order when making a payment to the priority order setting unit 93 is set is created. The vending machine ID 95 is input in advance when connecting to the vending machine 2. When the input to the predetermined items is completed, the determination unit 94 is selected, and the registration data is transmitted to the vending machine 2 using the transmission unit 11.
Here, referring back to FIG. When the receiving means 22 of the vending machine 2 receives the registration data from the external device 10 within a predetermined time (step S23, Yes), the contents of the registration data are stored in the memory 24 (step S24). Specifically, the contents of the IC card ID 91, the settlement brand ID 92, and the priority order setting unit 93 are stored. If registration data is not received for settlement within a predetermined time, the process is stopped (No in step S23).
In step S24, when the contents of the registration data are stored in the memory 24, the vending machine 2 notifies the external device 10 of registration completion (step S25), and the process ends.

As described above, when the user uses the external device 10 such as a personal computer or a portable terminal and connects to the vending machine 2, the payment brand used at the time of payment can be easily stored in the vending machine.
6 shows a case where the external device 10 and the vending machine 2 directly exchange registration data in order to store the payment brand in the memory 24 of the vending machine 2, but the process is limited to this example. Not. For example, the network 1 may have a system configuration in which a vending machine 2, an external device 10, and a server (not shown) are connected.

That is, the server stores information on the location where the vending machine is installed, the vending machine ID, and the payment brand that can be settled by each vending machine. The external device 10 accesses the server, searches for a vending machine for which a payment brand is to be set, and calls up the registration data 9 in FIG. The external device 10 transmits the registration data created by inputting the IC card ID 91, the settlement brand ID 92, and the priority setting unit 93 to the server. The vending machine ID 95 is input in advance when the registration data 9 is called by the server. The server transmits the registration data created by the external device 10 to the vending machine 2 that the user wants to set, and the vending machine 2 stores the contents of the registration data in the memory 24.
FIG. 8 shows processing when the IC card 8 is used for payment in the vending machine 2 in which the payment brand used for payment is stored.
The user presses the product selection button 3 to select a product (step S31). When the vending machine 2 detects that the IC card 8 is located (held) over the card read / write unit 63 within a predetermined time (step S32, Yes), the ID of the IC card 8 and the plurality of data recorded on the IC card 8 are recorded. The type of payment service information (the balance of electronic money) and the corresponding payment brand ID are read (step S33). Then, whether or not the IC card 8 held this time is stored in the memory 24 of the vending machine 2 is searched by the search means 25 using the ID of the IC card 8 as a key (step S34). If the IC card 8 is not held over the card read / write unit 63 within a predetermined time, the process is stopped (No in step S32).
If the IC card 8 held this time is stored in the memory 24 as a result of the search in step S34 (Yes in step S34), the product price and the IC card 8 stored in the memory 24 are associated with each other. The payment service information (electronic money balance) of the IC card 8 corresponding to all payment brands is compared (step S35). If there is settlement service information with a larger electronic money balance (step S35, Yes), settlement is performed using the settlement service information with the highest priority (step S36). The control unit 23 of the vending machine 2 instructs settlement, and the CPU (not shown) of the settlement processing unit 6 performs settlement processing. At this time, the control unit 23 of the vending machine 2 causes the display unit 62 to display which payment brand is used for payment.
As a result of the search in step S34, if the IC card 8 held up this time is not stored in the memory 24 (step S34, No), it is determined that the sale is impossible and the process ends. If there is no payment service information with a larger electronic money balance in step S35 (No in step S35), it is determined that the sale is impossible and the process ends.
When the settlement process is completed in step S36, the selected product is carried out (step S37), and the sales operation is terminated.
The payment brand includes a prepaid type and a postpay type, but the postpay type may differ from the above-described processing. For example, if there is only one payment brand (or payment service information) recorded on the IC card 8 and this payment brand is a post-pay type, payment is made with this payment brand. Information on the electronic money balance becomes unnecessary.
Further, when there are a plurality of payment brands recorded on the IC card 8 and a post-payment type payment brand is set at the highest priority, payment is made with this post-payment type payment brand.
Furthermore, when there are a plurality of payment brands recorded on the IC card 8 and the priority is set to the prepaid type in the first place and the postpay type payment brand is set in the second place, the prepaid type having the highest priority. If the balance of the payment brand is insufficient, the payment is made with the second-ranked postpay payment brand.

As described above, according to the present invention, by storing the payment brand used for payment in the vending machine, it is possible to improve the operability at the time of product purchase and to speed up the operation at the time of purchase.
Further, by providing a means for registering a payment brand on the front surface of the vending machine 2, the payment brand used by the user at the time of payment can be easily stored in the vending machine 2.
Further, when the user uses the external device 10 such as a personal computer or a portable terminal and connects to the vending machine 2, the payment brand used at the time of payment can be easily stored in the vending machine.
In addition, since the payment brand used for payment can be set with respect to each of the plurality of vending machines 2, the present invention can provide an excellent effect when performing different sales promotion for each vending machine. In other words, even if the payment brand preferentially used in the vending machine 2A is different from the payment brand preferentially used in the vending machine 2B, more preferential treatment can be achieved by setting an appropriate payment brand on each vending machine. It can be enjoyed. Preferential content includes, for example, point reduction, coupon distribution, and price down.
Moreover, although the above description gave the vending machine and the vending system as an example, the present invention is not limited to this embodiment. Although the present invention has been described in which the payment processing unit 6 is incorporated in the vending machine 2, for example, the present invention can also be applied to a payment processing device and a payment processing system that combine the payment processing unit 6 and a POS register.

DESCRIPTION OF SYMBOLS 1 Network 2 Vending machine 3 Product selection button 4 Coin slot 5 Return lever 6 Settlement processing part 7 Commodity exit 8 IC card 9 Registration data 10 External device 11 Transmission means 12 Reception means 13 Display part 14 Input part 15 Control part 21 Sending means 22 Receiving means 23 Control part 24 Memory 25 Searching means 61 Input amount part 62 Display part 63 Card read / write part 64 Settlement brand registration start means 65 Settlement brand selection means 66 Settlement brand registration determination means 67 Priority order determination means 91 IC card ID
92 Payment brand ID
93 Priority setting part 94 Determination means 95 Vending machine ID

Claims (3)

In vending machines that make payments using recording media on which multiple types of payment service information owned by users are recorded,
Storage means for storing which payment brand among payment brands corresponding to the plurality of types of payment service information recorded in the recording medium;
When the recording medium is located in a communicable area, a settlement unit that performs settlement based on a settlement brand stored in the storage unit;
Payment brand registration start means for starting processing for storing which payment brand is used for payment in the storage means;
Among the payment brands corresponding to a plurality of types of payment service information recorded in the recording medium when the recording medium is located in the communicable area within a predetermined time after the payment brand registration start means is selected, Display means for displaying a settlement brand handled by the vending machine;
Payment brand selection means for selecting one of a plurality of types of payment brands displayed on the display means;
Payment brand registration determining means for registering the payment brand selected by the payment brand selection means in the storage means;
Vending machine characterized by comprising. In a vending system comprising a vending machine that performs payment using a recording medium on which a plurality of types of payment service information owned by a user is recorded, and an external device connected to the vending machine via a network,
The vending machine is
Storage means for storing which payment brand among payment brands corresponding to the plurality of types of payment service information recorded in the recording medium;
When the recording medium is located in a communicable area, a settlement unit that performs settlement based on a settlement brand stored in the storage unit;
With
The external device is
Display means;
Input means and
When the external device is connected to the vending machine via a network, the vending machine transmits registration data to the external device,
The external device displays the registration data received from the vending machine on the display means, inputs the registration data using the input means, creates registration data, and stores the registration data. Send to the vending machine,
The vending machine stores in the storage means a payment brand used for payment based on the registration data received from the external device. There are a plurality of payment brands stored in the storage means, and a priority order setting means for setting a priority order for the plurality of payment brands,
The vending machine according to claim 1, wherein the settlement means performs settlement using a settlement brand that satisfies a settlement amount according to the priority order.

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