JP5179862B2 - Automatic transaction equipment - Google Patents

Description

  The present invention relates to an automatic transaction apparatus capable of performing a transaction using a portable communication device incorporating a non-contact type IC chip.

2. Description of the Related Art Automatic transaction apparatuses that perform transactions such as deposit, withdrawal, transfer, and book entry by inserting a medium such as a magnetic card, an IC card, and a passbook are known.
On the other hand, there is a mobile phone [ for example, Felica (registered trademark) mobile phone ] incorporating a non-contact type IC chip. And there exists an automatic transaction apparatus which can use Felica carrying. In such an automatic transaction apparatus, a non-contact type IC card reader / writer is provided on the side of a display unit that also serves as a touch panel, and a non-contact type IC chip is always detected there.

Japanese Patent Application Laid-Open No. 2004-133867 discloses a technique for prohibiting use of a mobile phone by a third party other than the owner by dial-locking from another communication device by remote operation.
Further, in Patent Document 2, when a customer forgets to take a medium such as an IC card in an automatic transaction apparatus, the identification information of the medium is read, and the telephone number of the owner of the medium is obtained from the identification information of the medium. Acquires and sends a message to the telephone number to cope with forgetting to remove the media.

However, since a portable communication device incorporating a non-contact type IC chip such as a Felica mobile phone is simply placed on a non-contact type IC card reader / writer next to the display unit on the automatic transaction apparatus, If you forget to remove the phone, you cannot take the Felica mobile phone into the automatic transaction device. For this reason, for example, the method shown in Patent Document 2 cannot cope with forgetting to remove the medium.
Japanese Patent Laid-Open No. 6-125305 “Mobile Radio Communication Device” Japanese Patent Laid-Open No. 10-283418 “Medium Forgetting Notification System in Automatic Transaction Device”

  The present invention provides an automatic transaction apparatus capable of using a portable communication device incorporating a non-contact IC chip, and capable of handling forgetting to remove the portable communication apparatus incorporating the non-contact IC chip. The purpose is to do.

  The automatic transaction apparatus according to the first aspect of the present invention is an automatic transaction apparatus capable of performing a transaction using a portable communication device with a built-in non-contact IC chip that cannot be incorporated into the apparatus, and a sensor for detecting a customer. An access control unit capable of detecting the non-contact type IC chip and wirelessly accessing a memory in the non-contact type IC chip, wherein the sensor determines that the customer has not been detected. In addition, in the memory of the non-contact type IC chip read out in a state where the non-contact type IC chip is detected by the access control unit, information that disables transactions with an automatic transaction apparatus and the portable Information indicating that the portable communication device has been misplaced, and information indicating that the portable communication device has been misplaced corresponds to the customer identification information in the memory of the automatic transaction apparatus An automatic teller machine and writes only to.

Here, it is determined by the sensor that the customer has not been detected, and the access control unit
When a non-contact type IC chip is detected, information indicating that the portable communication device has been left behind is written in the memory of the non-contact type IC chip or the memory of the automatic transaction apparatus. Therefore, information for making necessary judgments about the state to which a transition is made from a misplaced state, such as when a portable communication device with a non-contact IC chip is taken out or taken out and used Can provide.

  The automatic transaction apparatus according to the second aspect of the present invention is an automatic transaction apparatus capable of performing a transaction using a portable communication device with a built-in non-contact IC chip that cannot be incorporated into the apparatus, and a sensor for detecting a customer. An image pickup unit for picking up an image of the customer, and an access control unit capable of detecting the non-contact type IC chip and wirelessly accessing a memory in the non-contact type IC chip. And the portable communication device has been misplaced in the memory of the non-contact IC chip read out in a state where the non-contact IC chip is detected by the access control unit. When the information which shows is memorize | stored, it is an automatic transaction apparatus characterized by imaging a customer using the said imaging part.

Thereby, the image of the person approaching the misplaced portable communication device can be captured in advance in case the portable communication device is taken out.
In the second aspect, when a transaction using a portable communication device with a non-contact IC chip is further selected from the automatic transaction apparatus, the portable communication device with a non-contact IC chip is taken out. The information indicating that the information has been used may be reported to an external monitoring center together with the customer identification information and the video imaged by the imaging unit.

  The automatic transaction apparatus according to the third aspect of the present invention is an automatic transaction apparatus capable of performing a transaction using a portable communication device with a built-in non-contact IC chip that cannot be taken into the apparatus. An access control unit capable of wirelessly accessing a memory in the non-contact type IC chip, and the access control unit determines that the non-contact type IC chip has not been detected. And, when information indicating that the portable communication device has been left behind is stored in the memory of the automatic transaction apparatus, information indicating that the portable communication device incorporating the non-contact IC chip has been taken out, The automatic transaction apparatus is characterized by notifying an external monitoring center together with customer identification information and an image captured last by the imaging unit of claim 2.

  As a result, even if a misplaced portable communication device is taken out, the information indicating that the portable communication device has been taken out and customer identification information that can identify the true owner of the portable communication device can be taken out. Video of a person who seems to be involved can be recorded.

According to the automatic transaction apparatus capable of performing a transaction using a portable communication device with a built-in non-contact IC chip according to the present invention, when the portable communication device is left behind, the automatic transaction is performed in the memory of the IC chip. Since information that disables transactions with the device is written, unauthorized use by a third party other than the owner can be prevented. In addition, each state of the portable communication device being misplaced, taken out of the misplaced state, taken out of the misplaced state and used, and the true state of the portable communication device By reporting the identification information of the customer who can specify the owner to the monitoring center, it is possible to take measures after the portable communication device is misplaced. .

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.
FIG. 1A is a block diagram showing a configuration of an automatic transaction apparatus according to an embodiment of the present invention, and FIG. 1B is a view of the automatic transaction apparatus as viewed from above.

  1A, the automatic transaction apparatus includes a control unit 11, a card processing unit 12, a passbook processing unit 13, a touch panel / display unit 14, a non-contact type IC card reader / writer 15, a memory 16, a communication interface 17, and a host 18. Is done.

  The card processing unit 12 performs processing for IC cards and magnetic cards. The processing unit includes a unit for reading / writing data from / to the fetched IC card, a unit for reading data from the fetched magnetic card, and the like.

The passbook processing unit 13 performs processing on the passbook. This processing unit is composed of a unit that performs a bookkeeping process (printing process) on the captured passbook.
The touch panel and display unit 14 is a user interface that displays a transaction screen and transmits a user instruction to the apparatus side when a user's fingertip touches an item on the displayed screen.

  The non-contact type IC card reader / writer 15 communicates wirelessly with a mobile phone (for example, Felica mobile phone) with a non-contact type IC chip that cannot be taken into the apparatus due to thickness or the like, and the non-contact type IC chip. And access to data held in the memory of the non-contact type IC chip. Further, as shown in FIG. 1B, the non-contact type IC card reader / writer 15 is provided beside the touch panel / display unit 14. For example, the non-contact type IC card reader / writer 15 is installed in the Felica mobile phone by placing the Felica mobile phone on the non-contact IC card reader / writer 15. Transactions can be made using data held in contact IC chips.

In this embodiment, this data uses account information described later.
The memory 16 stores a program executed by the control unit 11. The memory 16 includes a ROM (Read Only Memory), a hard disk, and the like.

The control unit 11 controls each of the above units. The control unit 11 includes a RAM (Random Access Memory) and a CPU (Central Processing Unit).
Further, the automatic transaction apparatus communicates with the monitoring center 19 via the communication interface 17 and the dedicated line 18.

  Although not shown in FIGS. 1A and 1B, a mechanism for taking an IC card or a magnetic card into the apparatus, a mechanism for taking a passbook into the apparatus, a customer sensor for detecting a customer, etc. are also automatically traded. The device has.

  3A, 3B and FIG. 10 of the present embodiment are a non-contact type IC card reader / writer 15, a customer sensor (not shown) for detecting a customer standing in front of an automatic transaction apparatus, It has an interface with an imaging device (not shown) for imaging a customer, a communication interface 17 that is an interface for communication with the monitoring center 19 and a host (not shown), and various mechanisms provided in the automatic transaction device. , Loaded from the memory 16 to the RAM in the control unit 11 and executed by the CPU.

FIG. 2 is a diagram showing a structure of data (account information) held in the non-contact type IC chip of the mobile phone.
As shown in FIG. 2, this data is account information recorded on the magnetic stripe of the cash card. It consists of a set of (bank number, branch number, subject (ordinary or current)) for each number of accounts, spare area, validity code items, etc. (Figure 2 shows data when number of accounts = 1) Shown).

For the validity code, it is more than a predetermined number of times (for example, 3 times or more) that the PIN is entered incorrectly.
In the case of continuing, the value is “+1” (incremented). The initial value of the validity code is “0”, and if the validity code = “2”, the card cannot be used.

  In the present embodiment, even when it is determined that the Felica mobile phone has been left behind, the validity code is set to “2” so that it cannot be used during transactions using the Felica mobile phone. In this embodiment, since the true owner of the Felica mobile phone can be specified from this account information, it is also used for customer identification information.

3A and 3B are flowcharts of transaction processing in the automatic transaction apparatus.
In particular, transaction processing using Felica mobile will be described in detail. At the transaction start time, a transaction type selection screen as shown in FIG. 5 is displayed on the touch panel / display unit 14 of the automatic transaction apparatus (step S101).

    Note that the processing of steps S102 to S114 in this flowchart is performed when the customer places the Felica mobile phone on the non-contact type IC card reader / writer 15 without selecting the “Felica transaction” button, or the true operation of the Felica mobile phone. A third party other than the true owner stands in front of the automatic transaction apparatus in a state where the owner has left the Felica mobile phone on the contactless IC card reader / writer 15, and a customer sensor (not shown) of the automatic transaction apparatus ) Or when the true owner of the Felica mobile phone has left the Felica mobile phone on the contactless IC card reader / writer 15 and a third party other than the owner took it out. ing.

On the other hand, the process after step S116 of this flowchart mainly shows the process when the customer (the true owner or a third party) selects the “Felica transaction” button.
First, the processing of steps S102 to S114 will be described.

  In step S102, the customer puts the Felica mobile phone close to the contactless IC card reader / writer 15 or the Felica mobile phone that the true owner of the Felica mobile phone has left is placed on the contactless IC card reader / writer. While being placed on the writer 15, FeliCa carrying is detected by the non-contact type IC card reader / writer 15, and account information stored in the Felica memory is read by the non-contact type IC card reader / writer 15. . This process will be described in more detail with reference to FIG.

  4, in step S201, the non-contact type IC card reader / writer 15 performs a polling process (POL process) to detect Felica mobile phone. In step S202, it is determined whether a POL timeout has occurred.

If it is determined in step S202 that the POL has timed out, in step S203, it is set that Felica mobile phone has not been detected, and the series of processes (of FIG. 4) ends.
If it is determined in step S202 that the POL timeout has not occurred, in step S204, it is determined by the non-contact type IC card reader / writer 15 whether or not Felica is detected.

  When the Felica holding is detected in step S204, in step S205, the non-contact type IC card reader / writer 15 stores data (recorded on the magnetic stripe of the cash card) from the Felica memory (data storage area) as shown in FIG. Account information) is read, and a series of processes (of FIG. 4) is terminated. In step S205, the read account information is stored in a predetermined position in the memory 16.

If Felica is not detected in step S204, the process returns to step S201.
Returning to the description of FIG.

  In step S103, it is determined whether or not Felica mobile phone is detected as the processing result of step S102. When the account information is read by the non-contact type IC card reader / writer 15, it is determined that Felica mobile phone is detected.

  If it is determined in step S103 that the Felica mobile phone is not detected, it is determined in step S104 whether the value of the variable (Felica mobile forgotten state) is “1”. In step S113 or step S130, this determination is performed by referring to the value of the Felica portable forgetting state stored in the memory 16.

  When the forgetting information in the account information stored in the above Felica memory is changed to 1, the Felica portable forgetting state is set to “1”. The Felica mobile leave state is a variable held by the automatic transaction apparatus. The initial value of this variable is “0”.

If it is determined in step S104 that the Felica mobile phone leaving state is not “1”, the process proceeds to step S115.
If it is determined in step S104 that the Felica mobile phone leaving state is “1”, the value of the variable (Felica mobile phone forgetting state) is changed to “0” in step S105, and imaging is performed in step S110 immediately before in step S106. The recorded video showing the customer is recorded in the electronic journal together with the account information stored in the memory of the automatic transaction apparatus. In other words, when the Felica mobile phone is taken out of a state where it is assumed to have been misplaced, it is likely that the person who stood in front of the automatic transaction apparatus may be involved in theft of the Felica mobile phone. The video is recorded along with account information that can identify the true owner of the Felica cell phone.

  In step S107, the fact that "Felica mobile phone was taken out (stolen)" is monitored through the communication interface 17 and the dedicated line 18 together with the account information stored in the memory of the automatic machine and the video recorded in step S106. 19 is reported. Then, the process proceeds to step S115.

  If it is determined in step S103 that Felica mobile phone has been detected, it is determined in step S108 whether the value of the forgetting information in the account information stored in the Felica memory is equal to “1”.

  If it is determined in step S108 that the value of the forgetting information is equal to “1”, it is determined in step S109 whether a customer is detected by a customer sensor (not shown) provided in the automatic transaction apparatus.

  If it is determined in step S109 that the customer is detected, the customer is imaged by an imaging unit (not shown) in step S110, and the process proceeds to step S115. The imaged customer may be a third party other than the owner of the Felica mobile phone, but it may have stopped by an automatic transaction device in order to deliver a forgotten item (Felica mobile phone) to the staff. Then, the monitoring center 19 is not notified.

If it is determined in step S109 that no customer has been detected, the process immediately proceeds to step S115.
If it is determined in step S108 that the value of the forgetting information is not equal to “1”, it is determined in step S111 whether or not the customer has been detected by the customer sensor.

If it is determined in step S111 that the customer has not been detected, this corresponds to the case where the true owner of the Felica mobile phone has left the Felica mobile phone. In this case, in step S112, the non-contact type IC card reader / writer 15 changes the value of the validity code and the forgetting information in the items in the account information stored in the Felica memory as follows. .
Effectiveness code = 2
Forgetting information = 1
In step S113, the value of the variable (Felica portable forgotten state) held by the automatic transaction apparatus is changed to “1” and stored together with the account information at a predetermined position in the memory 16.

  In step S114, “the real owner of the Felica mobile phone has left the Felica mobile phone” is notified to the monitoring center 19 through the communication interface 17 and the dedicated line 18 together with the account information read in step S102. Then, the process proceeds to step S115.

If it is determined in step S111 that a customer has been detected, this corresponds to the case where the owner of the Felica mobile phone is in a transaction. In this case, the process immediately proceeds to step S115.
In step S115, it is determined whether or not a transaction key (button) has been selected (pressed) from the transaction type selection screen of FIG.

If it is determined in step S115 that the transaction key has not been pressed, the process returns to step S101.
If it is determined in step S115 that the transaction key has been pressed, the type of transaction key pressed in step S116 is determined.

  If it is determined that the transaction key pressed in step S116 is the “Felica transaction” key, in step S117, the non-contact type IC card reader / writer 15 reads the account information stored in the Felica memory. Done. Since this reading process has been described in detail with reference to FIG. 4, the details are omitted here. At this time, a screen that prompts the user to bring the Felica mobile as shown in FIG. 6 closer to the non-contact type IC card reader / writer 15 is displayed.

In step S118, it is determined whether the value of the forgetting information in the account information stored in the Felica memory is equal to “1”.
If it is determined in step S118 that the value of the forgetting information is “1”, the customer is imaged by an imaging unit (not shown) in step S121, and the video is electronically recorded together with the account information read in step S117. Record in the journal. This is because there is a high possibility that a third party other than the owner will conduct the transaction using the Felica mobile phone that has been misplaced.

  Then, in step S122, the fact that “the Felica mobile phone that was taken out (stolen) was used (in a normal transaction)” is used together with the account information read in step S117 and the video imaged in step S121. 17. Report to the monitoring center 19 through the dedicated line 18.

In step S123, the transaction impossible screen shown in FIG. 9 is displayed, and the process returns to the state in which step S101, that is, the transaction type selection screen is displayed.
If it is determined in step S118 that the value of the forgetting information is not “1”, step S11
9, the account list (account selection screen) as shown in FIG. 7 is displayed using the account information read from the Felica memory in step S117. When the user selects one of the accounts on this screen, a transaction type selection screen (for Felica) as shown in FIG. 8 for the selected account is displayed in step S120, and the process proceeds to step S125.

On the other hand, if it is determined that the transaction key pressed in step S116 is a key other than the “Felica transaction” key, the process proceeds to step S124.
Referring to FIG. 5, keys other than the “Felica transaction” key include “payment” key, “transfer” key, “deposit” key, “transfer” key, “balance reference” key, “bookkeeping” key, “ There is a “Delivery” key. Processing when a key other than the “Felica transaction” key is pressed is a well-known transaction process, and will not be described in detail here. As a representative example, in a transaction such as “payment”, “transfer”, “balance reference”, etc., a process of inserting a magnetic card and reading magnetic stripe data on the magnetic card is performed in step S124.

After the magnetic stripe data is read in step S124, the process proceeds to step S125.
Step S125 is a series of processing from the password input to the medium return. This processing includes transmission of the input personal identification number to the host (not shown), verification of the personal identification number at the host, reception of the verification result from the host, and the like.

The subsequent processes in steps S126 to S134 correspond to a determination process as to whether or not the customer has received a medium (such as a magnetic card or a Felica mobile phone) and has left the automatic transaction apparatus.
Among these, steps S126 to S131 correspond to the misplacement determination process of Felica mobile (medium that cannot be imported into the automatic transaction apparatus), and steps S132 to S134 include media (magnetic card) that can be imported into an automatic transaction apparatus other than Felica mobile. This corresponds to the forgotten removal determination processing of the bankbook.

In step S126, it is determined whether a customer is detected by a customer sensor (not shown).
If it is determined in step S126 that the customer has not been detected, the non-contact type IC card reader / writer 15 performs a process of reading account information stored in the Felica memory in step S127. Since this reading process has been described in detail with reference to FIG. 4, the details are omitted here.

  In step S128, it is determined whether the Felica mobile phone is detected by the contactless IC card reader / writer 15 and the value of the forgetting information in the account information stored in the Felica memory is equal to “1”. .

If Felica mobile phone is detected in step S128 and it is determined that the value of forgetting information in the account information stored in the Felica memory is not equal to “1”, in step S129, the non-contact type IC card reader / The writer 15 changes the validity code and the value of the forgetting information as follows in the items in the account information stored in the Felica memory.
Effectiveness code = 2
Forgetting information = 1
In step S130, the value of the variable (Felica portable forgetfulness state) held by the automatic transaction apparatus is changed to “1” and stored in a predetermined position in the memory 16 together with the account information read in step 127. The

  In step S131, the fact that “Felica mobile phone has been left behind” is notified to the monitoring center 19 through the communication interface 17 and the dedicated line 18 together with the account information stored in the Felica memory, and the process proceeds to step S132.

  On the other hand, if it is determined in step S126 that a customer has been detected, FeliCa mobile phone is not detected in step S128, or the value of forgetting information in the account information stored in Felica's memory is equal to “1”. If it is determined, the process immediately proceeds to step S132.

  There is a case where a transaction is performed by an automatic transaction apparatus using a medium (such as a magnetic card or a passbook) other than Felica mobile phone. In such a case, in step S132, it is determined whether the medium (magnetic card, passbook, etc.) returned from the medium insertion slot is in the insertion slot.

If the medium sensor determines in step S132 that no medium is present in the insertion slot, it is assumed that the customer has removed the medium and left, and the process returns to step S101.
If it is determined in step S132 that the medium is present in the insertion slot by the medium sensor, it is determined in step S133 whether the customer has not been detected or the sampling has timed out.

  If the customer is not detected in step S133, or if it is determined that the time-out has occurred, it is considered that the customer has forgotten to leave the medium and left, and in step S134, a medium rejection (incorporation of the medium into the automatic transaction apparatus) is performed. Done. And it returns to the state in which step S101, ie, the transaction classification selection screen of FIG. 5, is displayed.

If it is determined in step S133 that the customer has been detected and it is not the sampling timeout, the process returns to step S126.
FIG. 10 is a flowchart of processing for making an account that cannot be traded because the user forgot to place Felica in the automatic transaction apparatus (Felica account unlock) processing.

The automatic transaction apparatus has a normal operation mode and an operation mode of clerk processing. The processing of this flowchart is performed in the operation mode of clerk processing.
In the clerk process operation mode, in step S301, an clerk process selection screen as shown in FIG. 11 is first displayed.

In step S302, it is determined whether or not the process type key has been pressed from the staff process selection screen.
If it is determined in step S302 that the process type key has been pressed, it is determined in step S303 whether the pressed key is the “Felica account unlock” key.

  If it is determined in step S303 that a key other than the “Felica account unlock” key has been pressed, an attendant process corresponding to the pressed key is executed in step S304, and the series of processes ends.

If it is determined in step S303 that the “Felica account unlock” key has been pressed, the non-contact type IC card reader / writer 15 reads account information stored in the Felica memory in step S305. Since this reading process has been described in detail with reference to FIG. 4, the details are omitted here. At this time, a screen that prompts the user to bring the Felica mobile as shown in FIG. 6 closer to the non-contact type IC card reader / writer 15 is displayed.

In step S306, it is determined whether the forgetting information = 1 in the account information read in step S305.
If it is determined in step S306 that the forgetting information is not 1, the Felica account is not locked, so an unlock unnecessary screen as shown in FIG. 12 is displayed in step S307, and a series of processing is performed. finish.

  If it is determined in step S306 that the forgetting information = 1, the password is input by the customer in step S308, and host communication is performed in step S309.

  In this host communication, the password entered by the customer is sent to the host (not shown), the entered password is checked against the registered password, and the matching result (whether the password matches) Information indicating whether or not) is transmitted from the host to the automatic transaction apparatus.

  In step S310, it is determined whether or not to unlock the Felica account based on the verification result received from the host. If the PINs match, the account is unlocked.

  If it is determined in step S310 that the personal identification numbers do not match, it is determined in step S313 whether the personal identification number mismatch continues for a predetermined number of times (for example, three times), that is, whether it is a retry over.

If it is determined in step S313 that the retry is not over, the process returns to step S308.
If it is determined in step S313 that the retry is over, the customer is imaged by an imaging unit (not shown) in step S314, and the video is recorded in the electronic journal together with the account information read in step 305, and in step S315. The monitoring center 19 through the communication interface 17 and the dedicated line 18 together with the account information read in step 305 and the video imaged in step S314 that “Felica mobile phone was taken out and used (with account unlocking)”. To be reported. Then, in step S316, a lock release process abnormal end screen as shown in FIG. 14 is displayed, and the series of processes ends.

On the other hand, if it is determined in step S310 that the passwords coincide with each other, in step S311, the non-contact type IC card reader / writer 15 uses the validity code and the forgotten in the account information items stored in the Felica memory. The information values are changed as follows.
Effectiveness code = 0
Forgetting information = 0
In step S312, a lock release process normal end screen as shown in FIG. 13 is displayed, and the series of processes ends.

It is a block diagram which shows the structure of the automatic transaction apparatus which concerns on one Embodiment of this invention. It is the figure seen from the automatic transaction apparatus. It is a figure which shows the structure of the account information hold | maintained in the non-contact-type IC card of a mobile telephone. It is a flowchart (the 1) of the transaction processing in an automatic transaction apparatus. It is a flowchart (the 2) of the transaction processing in an automatic transaction apparatus. It is a flowchart of the account information read process in Felica. It is a figure which shows a transaction classification selection screen. It is a figure which shows the account information reading screen in Felica. It is a figure which shows an account selection screen. It is a figure which shows a transaction classification selection screen (for Felica). It is a figure which shows a transaction impossible screen. It is a flowchart of a Felica account lock release process. It is a figure which shows a staff member selection screen. It is a figure which shows a lock unnecessary screen. It is a figure which shows a lock release process normal completion screen. It is a figure which shows a lock release process abnormal end screen.

Explanation of symbols

DESCRIPTION OF SYMBOLS 11 Control part 12 Card processing part 13 Passbook processing part 14 Touch panel and display part 15 Non-contact type IC card reader / writer 16 Memory 17 Communication interface 18 Dedicated line 19 Monitoring center

Claims (5)

In an automatic transaction apparatus capable of transaction using a portable communication device incorporating a non-contact IC chip,
A sensor for detecting a person standing in front of an automatic transaction device;
An imaging unit for imaging the person;
A control unit having a function of detecting the non-contact type IC chip and a function of wirelessly accessing a memory included in the non-contact type IC chip;
With
The controller is
When the sensor does not detect the person and the non-contact IC chip is detected, information that disables transactions with the automatic transaction apparatus is stored in the memory of the non-contact IC chip; Information indicating that the portable communication device has been misplaced, and information indicating that the portable communication device has been misplaced and stored in the memory of the non-contact IC chip. The customer ’s identification information
If the non-contact IC chip is detected while the sensor is detecting a person, is information indicating that the portable communication device has been left in memory stored in the non-contact IC chip? If the information indicating that the portable communication device has been left behind is stored, the person is imaged using the imaging unit, and further, the transaction by the portable communication device is performed. When selected, an automatic transaction apparatus that reports an image of the person imaged by the imaging unit to an external monitoring center. 2. The automatic transaction apparatus according to claim 1, wherein the control unit further notifies the external monitoring center of information indicating that the portable communication device has been misplaced and identification information of the customer. . When the control unit further stores information indicating that the portable communication device has been left in the memory of the automatic transaction apparatus when it is determined that the non-contact IC chip is not detected,
Information indicating that the portable communication device has been taken out, identification information of the customer, and an image of the person imaged immediately before the portable communication device was taken out by the imaging unit to an external monitoring center The automatic transaction method according to claim 1 or 2, characterized by reporting. A function of detecting the non-contact type IC chip that is incorporated into a portable communication device of an automatic transaction apparatus, the control unit having a function of wirelessly accessing the memory included in the non-contact type IC chip,
A sensor for detecting a person determines whether the person has been detected;
Determine whether the non-contact IC chip is detected;
In the process of determining whether or not the person has been detected, in the process of determining whether or not the IC chip has been detected when the sensor determines that the person has not been detected, the non-contact IC When it is determined that the chip has been detected, information indicating that the transaction with the automatic transaction apparatus is disabled and information indicating that the portable communication device has been left behind are written in the memory of the non-contact IC chip, And the information indicating that the portable communication device has been left behind and the customer identification information stored in the memory of the non-contact IC chip are written in association with the memory of the automatic transaction apparatus,
In the process of determining whether or not the person has been detected, the process of determining whether or not the non-contact type IC chip has been detected when the sensor determines that the person is detected. When it is determined that a contact IC chip has been detected, it is determined whether or not information indicating that the portable communication device has been misplaced is stored in the memory of the non-contact IC chip,
In the process of determining whether or not information indicating that the portable communication device has been misplaced is stored, when determining that information indicating that the portable communication device has been misplaced is stored, the person is The person is imaged using an imaging unit for imaging,
When it is selected that the transaction using the portable communication device with the built-in non-contact IC chip is selected after the process of imaging the person, the video of the person captured by the imaging unit is notified to an external monitoring center. An automatic transaction method characterized by that. The controller is
In the process of determining whether or not the non-contact type IC chip is detected, when it is determined that the non-contact type IC chip is not detected, the portable communication device is left in the memory of the automatic transaction apparatus If the information indicating that
Information indicating that the portable communication device has been taken out, identification information of the customer, and an image of the person imaged immediately before the portable communication device was taken out by the imaging unit The automatic transaction method according to claim 4 , characterized in that: