JP2022142729A - Information processing apparatus and information processing method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an information processing apparatus and method for reducing the time required for completing payment of multiple users.

SOLUTION: An information processing apparatus 1 includes: a billing unit 132 which sets a part of a price of a commodity so that the total of the parts of the price to be paid by multiple payment users may be equal to the price of the commodity, and sends bills to multiple payment user terminals for the set part of the price; a settlement unit 134 which settles, when receiving payment processing for paying for the part of the price from a payment user terminal, the amount corresponding to the part of the price corresponding to a payment user who uses the payment user terminal; and a privilege offering unit 135 which specifies at least a part of attributes of the payment users, decides a privilege to be offered to the payment users whose attributes have been specified, on the basis of the specified attributes of the payment users, and offers the decided privilege to at least one of the payment users whose attributes have been specified when the payment for the commodity is completed by settlements corresponding to the multiple payment users.

SELECTED DRAWING: Figure 2

COPYRIGHT: (C)2022,JPO&INPIT

Description

The present invention relates to an information processing device and an information processing method.

At the time of electronic payment, each user terminal of a plurality of users receives a request for part of the payment amount corresponding to a product jointly purchased by a plurality of users, and purchase of the product is completed when payment by all users is completed. A split bill settlement method, which is a complete settlement method, is known (see, for example, Patent Document 1).

Japanese Patent No. 6618164

In the conventional settlement method for splitting the bill, if some of the users fail to pay, the purchase of the product will be delayed. Further, in the store, if a third party makes a purchase request for the product while some of the users are in arrears in payment, there is a problem that the response at the store becomes complicated.

Accordingly, the present invention has been made in view of these points, and it is an object of the present invention to shorten the time until payments for a plurality of users are completed.

In the information processing apparatus according to the first aspect of the present invention, the partial price is set such that the sum of the partial prices paid by each of the plurality of paying users who pay for the product is the price for the product. a billing unit that charges the user terminal used by each of the plurality of paying users for the set price for the part; and a payment process for paying the price for the part from the user terminal. A settlement unit that settles an amount corresponding to the partial payment corresponding to the paying user to use, and identifies attributes of at least some of the plurality of paying users, and based on the identified paying user attributes, When the content of the privilege to be given to the paying user whose attribute is specified is determined, and the payment for the product is completed by the settlement corresponding to each of the plurality of paying users, at least one of the paying users whose attributes are specified and a privilege granting unit that grants the privilege having the decided content.

The information processing method according to the second aspect of the present invention is executed by a computer so that the sum of the partial prices paid by each of a plurality of paying users who pay the price for the product is the price for the product. is set, and the user terminal used by each of the plurality of paying users is billed for the set part of the price; and receiving payment processing for paying the part of the price from the user terminal. a step of settling an amount corresponding to the partial payment corresponding to the paying user who uses the user terminal; identifying attributes of at least some of the plurality of paying users; Based on this, the content of the privilege to be given to the paying user whose attribute is specified is determined, and when the payment for the product is completed by the settlement corresponding to each of the plurality of paying users, at least the paying user whose attribute is specified and a step of giving the privilege having content determined to any one of them.

ADVANTAGE OF THE INVENTION According to this invention, it is effective in the ability to shorten the time until the payment of several users is completed.

It is a figure explaining the outline of the information processor concerning a 1st embodiment. 1 is a diagram showing the configuration of an information processing apparatus according to a first embodiment; FIG. It is a figure which shows an example of payment management information. FIG. 10 is a diagram showing an example of a billing page displayed on a paying user terminal; FIG. 7 is a sequence diagram showing the flow of processing when specifying a split payment method in the information processing apparatus, the requesting user terminal, and the paying user terminal according to the first embodiment; FIG. 6 is a sequence diagram following FIG. 5;

<First Embodiment>
[Overview of information processing device 1]
FIG. 1 is a diagram illustrating an outline of an information processing device 1 according to the first embodiment. The information processing device 1 is a device for assisting multiple people to purchase products in a store. The information processing device 1 is, for example, a computer such as a server, and is communicably connected to the store server 2, the application user terminal 3, and the payment user terminal 4 via a base station or wireless LAN. The application user terminal 3 and the payment user terminal 4 are computers such as tablet terminals and smart phones.

The application user terminal 3 is a terminal used by an application user who applies for payment of the price for the product. The paying user terminal 4 is a terminal used by a paying user who pays part of the price for the product. The information processing device 1 receives, via the application user terminal 3, an application user who applies for payment of the price for the product sold by the shop server 2, specifying a payment method for the product.

The payment method for the price for the product includes a payment method for paying the price for the product by a plurality of users. When the information processing device 1 accepts designation of payment methods for paying the price of the product from a plurality of users, the information processing device 1 receives user identification information for identifying each of the plurality of paying users who pay the price of the product, from the application user terminal 3 . Note that the paying users may include the applying user, and in this case, the applying user terminal 3 also functions as the paying user terminal 4 .

When the information processing device 1 receives the user identification information of each of the plurality of paying users, the information processing device 1 sets the partial price so that the sum of the partial price paid by each of the plurality of paying users is the price for the product, A part of the price to be paid by the paying user is charged to the paying user terminal 4. - 特許庁The information processing apparatus 1 settles the partial payment corresponding to the paying user using the paying user terminal 4 by accepting the payment processing of paying the partial payment from the paying user terminal 4 .

The information processing device 1 determines the content of the privilege based on the time from when the payment is made to the plurality of paying user terminals 4 to when the payment for the product is completed by the payment corresponding to each of the plurality of paying users. . Then, the information processing device 1 gives the privilege having the determined content to at least one of the paying users. By doing so, each of the plurality of paying users will pay for a portion of the goods billed to them so that the benefit is granted. Thereby, the information processing apparatus 1 can shorten the time until the payment of a plurality of paying users is completed.
Next, the configuration of the information processing device 1 will be described.

[Configuration example of information processing device 1]
FIG. 2 is a diagram showing the configuration of the information processing device 1 according to the first embodiment. The information processing device 1 includes a communication section 11 , a storage section 12 and a control section 13 . The control unit 13 has a reception unit 131 , a billing unit 132 , a transmission unit 133 , a payment unit 134 and a privilege provision unit 135 .

The communication unit 11 is an interface for connecting to a communication network such as a mobile phone line or Internet line.
The storage unit 12 is, for example, a ROM (Read Only Memory) and a RAM (Random Access Memory). The storage unit 12 stores various programs for causing the information processing device 1 to function. For example, the storage unit 12 stores a program that causes the control unit 13 of the information processing device 1 to function as the reception unit 131 , the billing unit 132 , the transmission unit 133 , the payment unit 134 , and the privilege provision unit 135 .

The control unit 13 is, for example, a CPU (Central Processing Unit). The control unit 13 controls functions related to the information processing device 1 by executing various programs stored in the storage unit 12 . The control unit 13 functions as a reception unit 131 , a billing unit 132 , a transmission unit 133 , a payment unit 134 , and a privilege provision unit 135 by executing programs stored in the storage unit 12 .

The accepting unit 131 accepts, from an application user who applies for payment of a price for a product, a payment method for paying the price for the product by a plurality of users as a payment method for the price for the product, and a user who identifies the plurality of paying users who pay the price. Accepts identification information. The user identification information is, for example, the telephone number of the paying user terminal 4 used by the paying user. The user identification information is not limited to the telephone number of the paying user terminal 4, and may be the paying user's e-mail address or SNS account name.

For example, the application user terminal 3 is pre-installed with a merchandise purchase application program that allows the purchase of merchandise by any of a plurality of payment methods. The application user terminal 3 executes a product purchase application program. When the product purchase application program is executed, the applying user terminal 3 displays a list of shops and accepts the selection of shops from the applying user. The application user terminal 3 accesses the store server 2 corresponding to the selected store and displays a list of products sold at the store.

The application user terminal 3 requests the information processing device 1 to purchase a product in response to the product being selected in the product list and the requesting user performing the purchase operation for the product. Upon receiving a product purchase request, the receiving unit 131 causes the application user terminal 3 to display a payment method selection screen for receiving selection of one of a plurality of payment methods.

Multiple payment methods include a payment method where the applicant user pays for the product using a credit card alone, a method for paying for the product using a convenience store, and a method for paying for the product by multiple paying users. It contains a payment method to pay. When a plurality of paying users pay for a product, the amount paid by each of the plurality of paying users is the amount obtained by dividing the price of the product by the number of paying users. In the following description, a payment method in which a plurality of paying users pay for a product is referred to as a split payment method.

Upon receiving the designation of the payment method, the application user terminal 3 transmits to the information processing apparatus 1 payment method designation information including information indicating the product for which payment is to be made and information indicating the designated payment method. The information indicating the product to be paid for includes, for example, a product ID that is product identification information for identifying the product, the price of the product, and a shop ID that is shop identification information for identifying the shop that sells the product. include.

The accepting unit 131 accepts designation of a payment method by receiving payment method designation information from the application user terminal 3 . When accepting designation of the split payment method as the payment method for the price of the product, the accepting unit 131 causes the applying user terminal 3 to display a paying user selection screen for accepting user identification information for identifying the paying user, User identification information for each of a plurality of paying users is accepted. The application user terminal 3 accepts the name of the paying user in addition to the user identification information on the paying user selection screen.

Here, the accepting unit 131 may accept the applying user as the paying user without accepting the user identification information corresponding to the applying user. Moreover, the receiving unit 131 may receive an instruction from the applying user to exclude the applying user from the paying users via the user selection screen. In this way, the requesting user can only set multiple paying users according to the method of splitting the bill and not pay the bill himself/herself.

When the accepting unit 131 accepts designation of a split payment method as a payment method, and accepts the user identification information of a plurality of paying users and the names of the paying users, the billing unit 132 pays part of the price paid by each of the plurality of paying users. A partial price is set so that the total is the price for the product. For example, the billing unit 132 divides the price corresponding to the product by the number of paying users to set a part of the price that is equal to the price corresponding to the product. After setting the partial price to be paid by the plurality of paying users, the billing unit 132 receives the request from the requesting user that the total of the partial price to be paid by each of the plurality of paying users will be the price for the product. As a condition, a partial change in the price paid by each of the plurality of paying users may be accepted. In addition, the billing unit 132 may notify the paying user of the payment amount of the paying user and accept a change request from the paying user before billing a part of the price.

The billing unit 132 bills the paying user terminal 4 used by each of the plurality of paying users for a portion of the price paid by the paying users. For example, the billing unit 132 uses SMS (Short Message Service) to send the telephone number of the paying user terminal 4 as user identification information to the URL of the billing page for billing a part of the price paid by the paying user. Send a message containing The billing page is generated and provided by the information processing device 1 , and the URL of the billing page indicates the address of the information processing device 1 . The billing unit 132 may receive approval for billing a portion of the price from each of the plurality of paying users before billing the portion of the price to each of the plurality of paying user terminals 4 . Then, the billing unit 132 may bill each of the plurality of paying user terminals 4 for a part of the price on condition that approval of the billing is received from each of the plurality of paying user terminals 4 .

In addition, the billing unit 132 sets a payment deadline for the payment unit 134 to accept partial payment. The billing unit 132 sets the payment deadline based on at least one of the amount of the product, the amount of the partial price billed to the paying user, and the number of paying users. The billing unit 132 may set a later payment deadline as the price of the product increases, or set a later payment deadline as the number of paying users increases. For example, the billing unit 132 associates and stores the time from the start of billing to the payment deadline with respect to the price of the product, the amount of part of the bill billed to the paying user, and the range of the number of paying users. may specify the time until the payment deadline corresponding to at least one of the amount of the payment for the product, the amount of the partial payment charged to the paying user, and the number of paying users. Then, the billing unit 132 may set a time obtained by adding the time until the specified payment deadline to the current time (billing time) as the payment deadline.

In addition, in order to manage the payment statuses of a plurality of paying users, the billing unit 132 includes information indicating the product for which payment is made, the payment deadline, the applying user identification information for identifying the applying user, and the paying user's The storage unit 12 is caused to store payment management information in which names, user identification information of each of a plurality of paying users, and dates and times when the paying users have partially paid are associated with each other.

FIG. 3 is a diagram showing an example of payment management information. As shown in FIG. 3, the payment management information includes a store ID, a product ID, and the price of the product, which are information indicating the product for which payment is to be made, a payment deadline, an application user ID, which is application user identification information, It can be confirmed that the information associates the telephone number of the paying user, which is the user identification information of each paying user, the name of the paying user, the payment flag, and the date and time of payment.

The payment flag is information for specifying whether or not the paying user has paid part of the price. If the paying user has not paid part of the price, the payment flag stores "0", and if the paying user has paid part of the price, the payment flag stores "1". At the time when the payment management information is stored in the storage unit 12, the payment date and time is blank because the payment has not been made by the paying user. The date and time of payment is entered in response to partial payment by the payment unit 134 .

In addition, the billing unit 132 is configured to include information indicating that the content of the privilege is determined based on the time until the payment for the product is completed in the message sent to the telephone number of the paying user terminal 4. can be In this way, the information processing device 1 makes the paying user aware that the content of the privilege is determined based on the time until the payment for the product is completed, so that the payment can be made early. can let

After the billing unit 132 bills the paying user terminal 4 for part of the product, the transmitting unit 133 transmits information for causing the paying user terminal 4 to display the time elapsed since the billing unit 132 billed the price. , to the payment user terminal 4. For example, after the billing unit 132 bills the paying user terminal 4 for part of the product, when the URL of the billing page for the part is selected on the paying user terminal 4, the transmitting unit 133 sends the billing unit 132 generates a billing page displaying the elapsed time since billing, and transmits the billing page to the paying user terminal 4.例文帳に追加

FIG. 4 is a diagram showing an example of a billing page displayed on the payment user terminal 4. As shown in FIG. As shown in FIG. 4, the billing page displays information indicating that the content of the privilege is determined according to the time until payment, and the elapsed time since the billing unit 132 billed the price. can be confirmed.

As a method of displaying the elapsed time from the billing of the price corresponding to the product on the billing page, for example, the billing page includes the time when the bill is billed, and the paying user terminal 4 A method of calculating the time and displaying it on a billing page, and a method of having the paying user terminal 4 acquire and display a billing page displaying the elapsed time calculated by the information processing device 1 at predetermined intervals.

In addition, after the billing unit 132 has billed the partial price, the transmitting unit 133 transmits to the paying user terminal 4 the settlement status of the partial price of each of the plurality of paying users to whom the billing unit 132 has billed the partial price. Information to be displayed is transmitted to the payment user terminal 4 . For example, when the URL of the billing page for part of the price is selected on the paying user terminal 4 , the transmitting unit 133 sends part of each of the plurality of paying users based on the payment management information stored in the storage unit 12 . Generate a billing page that includes payment status. The transmission unit 133 transmits the generated billing page to the payment user terminal 4 . A "payment" tab and a "payment status" tab are displayed at the top of the billing page shown in FIG. payment status is displayed. By doing so, the paying user can confirm the settlement status of part of the charges of other paying users.

In addition, the transmitting unit 133 may allow the paying user to send a message to the paying user who has not yet made a partial payment on the billing page, urging payment. For example, on the screen showing the settlement status of the price, a message transmission button indicated as "send message" may be provided in relation to the unpaid paying user.

In this case, in response to the message transmission button being selected, the paying user terminal 4 sends a message containing the identification information of the paying user of the paying user terminal 4 and the identification information of the paying user to whom the message is to be sent. A transmission request is transmitted to the information processing apparatus 1 . Upon receiving the message transmission request, the transmitting unit 133 transmits a message input screen to the paying user terminal 4 and causes the paying user terminal 4 to display the input screen. The paying user terminal 4 sends a message to the information processing device 1 when receiving a message sending operation from the paying user after a prompting message or the like is input on the input screen. Upon receiving the message, the transmitting unit 133 transmits the message with the paying user who has input the message as the sender and with the paying user's identification information included in the message transmission request as the destination. By doing so, the paying user can send a message to other paying users whose payment status is unpaid to remind them to pay.

Further, the transmitting unit 133 may transmit a message from the applying user to a paying user who has not made a part of the payment. In addition, when the payment deadline has passed, or a certain period of time before the payment deadline (for example, one day before), the transmission unit 133 does not receive an operation from the application user or the payment user, and the payment status is unpaid. A message may be automatically sent to the customer requesting payment.

The settlement unit 134 settles the amount corresponding to the partial price corresponding to the paying user of the paying user terminal 4 by accepting the payment processing of paying the partial price from the paying user terminal 4 . For example, on the billing page shown in FIG. 4, when the payment button indicated as "pay" is pressed with the payment method selected, the payment user terminal 4 displays information indicating the selected payment method and the price. information indicating the product to be paid for, information indicating the selected payment means, and user identification information of the paying user are transmitted to the information processing apparatus 1 .

The settlement unit 134 receives from the paying user terminal 4 payment means designation information including information indicating the product for which the price is to be paid, information indicating the selected payment method, and user identification information of the paying user. accepts payment transactions corresponding to payment users. Upon receiving the payment processing, the settlement unit 134 settles the amount corresponding to the part of the payment corresponding to the paying user. Here, the amount corresponding to the part of the price is the amount obtained by subtracting the discount amount from the part of the price when the privilege granted by the privilege granting unit 135 is a discount from the part of the price at the time of settlement. be. Further, if the privilege granted by the privilege granting unit 135 is, for example, cash back or point grant, which is granted after the payment for the product is completed, the amount corresponding to the part of the price is the same as the part of the price. It is what it is.

The settlement unit 134 displays information indicating that the settlement has been completed on the billing page when the settlement of the amount corresponding to the part of the price is completed. The payment unit 134 also refers to the payment management information stored in the storage unit 12, and sets the payment flag associated with the information indicating the product for which the received price is to be paid and the user identification information to "0". ” to “1”, and the payment date and time is updated to the current date and time. In addition, the settlement unit 134 determines that the payment for the product has been completed when the settlements corresponding to a plurality of paying users are completed and the payment flags of all the paying users become "1".

When the payment unit 134 determines that the payment for the product has been completed, the payment unit 134 pays the price for the product to the store. For example, the settlement unit 134 performs payment processing to pay the amount of the product to the store corresponding to the store ID based on the store ID and the amount of the product included in the payment management information stored in the storage unit 12. to run.

The privilege granting unit 135 determines the content of the privilege based on the time from when the billing unit 132 requests the price until the payment for the product is completed by the settlement corresponding to each of the plurality of paying users. Then, the privilege granting unit 135 grants the determined privilege to at least one of the paying users. In the following description, a privilege whose contents are determined based on the time until payment for the product is completed is called an early payment privilege.

For example, if the time from when the billing unit 132 requests payment to when the payment for the product is completed by the settlement corresponding to each of the plurality of paying users is within one day, the privilege granting unit 135 determines that the payment is completed early. The contents of the settlement privilege are determined to be discounted by a predetermined percentage of the settlement amount. Further, the privilege granting unit 135 may set the monetary value indicated by the privilege to be higher as the time from the billing unit 132 to the completion of the payment for the product is shorter. Further, the content of the early payment privilege is not limited to discounting a predetermined percentage of the payment amount, but may be points having a monetary value equivalent to the discount amount.

In addition, the privilege granting unit 135 allows early payment to be made to all paying users to whom the billing unit 132 has requested part of the price, on condition that the payment for the product has been completed by the payment corresponding to a plurality of paying users. Benefits may be given. For example, if the content of the early settlement privilege is to discount a predetermined percentage of the settlement amount, the privilege granting unit 135 controls the settlement unit 134 to refund the amount corresponding to the discount.

In addition, in addition to the early payment privilege, the privilege granting unit 135 provides a privilege associated with the completion of payment (hereinafter referred to as a regular privilege) in response to the completion of payment for the product by settlement corresponding to a plurality of paying users. ) may be given.

In addition, when payment for a product is completed within a predetermined time by settlements corresponding to a plurality of paying users, the privilege granting unit 135 grants an early settlement privilege to at least one of the requesting user and the paying user, and If the payment of the price is not completed within a predetermined time, the early payment privilege may not be given to the requesting user and the paying user.

Here, the predetermined time is assumed to be a predetermined time, but is not limited to this. The predetermined time period may be determined for each of the one or more items for sale, for example, by an official of the store that sells the item. Alternatively, the reception unit 131 may receive the setting of the predetermined time from the requesting user, and the received predetermined time may be determined. Alternatively, the privilege granting unit 135 may determine the predetermined time based on the number of paying users to whom the billing unit 132 has billed for part of the product. By doing so, the information processing apparatus 1 can set the predetermined time to an appropriate time according to the sales situation of the product.

In addition, when the privilege granting unit 135 grants the early settlement privilege only when the payment for the product is completed within a predetermined time, the transmitting unit 133, after the billing unit 132 charges for the product, Information may be transmitted to the paying user terminal 4 for displaying at least one of the payment deadline for which the benefit based on the predetermined time is granted and the time remaining until the payment deadline.

For example, when the URL of the billing page for part of the price is selected on the paying user terminal 4, the transmitting unit 133 sets the payment deadline to which the early settlement privilege based on the predetermined time is granted and the remaining time until the payment deadline. The displayed billing page is generated, and the billing page is transmitted to the payment user terminal 4 . By doing so, the information processing apparatus 1 can increase the probability that the paying user checks the payment deadline for which the privilege is given and performs the payment processing by the payment deadline.

In addition, the privilege granting unit 135 limits the number of paying users for whom the billing unit 132 has charged a part of the price to a predetermined number or more, or only when the price for the product is a predetermined amount or more. At least one of the paying users may be given an early settlement privilege. By doing so, the information processing device 1 gives the early settlement privilege only when there are many paying users or when the part of the price paid by the paying users is high due to the high price of the product. can do.

[Operation sequence]
FIG. 5 is a sequence diagram showing the flow of processing when specifying a split payment method in the information processing device 1, the requesting user terminal 3, and the paying user terminal 4 according to the first embodiment. FIG. 6 is a sequence diagram following FIG. FIG. 5 illustrates the flow of processing from the time when the split payment method is designated as the payment method. In addition, in the explanation of this sequence diagram, it is assumed that the users of the two paying user terminals 4 and the applying user terminal 3 are the paying users and pay the price of the product.

First, the reception unit 131 of the information processing device 1 receives payment method designation information indicating that a split payment method has been designated from the application user terminal 3 (S1). The reception unit 131 transmits the payment user selection screen to the application user terminal 3 and displays the payment user selection screen on the application user terminal 3 (S2). The accepting unit 131 accepts the telephone numbers of a plurality of paying users as user identification information via the paying user selection screen (S3).

When the receiving unit 131 receives the telephone numbers of a plurality of paying users, the billing unit 132 divides the price corresponding to the product by the number of paying users, thereby dividing a portion of the price paid by each of the plurality of paying users. Set (S4). The billing unit 132 uses SMS to bill the phone numbers of the plurality of paying user terminals 4 for a portion of the price paid by the paying user (S5 to S7).

Description is moved to FIG. After the billing unit 132 has billed a part of the price to be paid by the paying user, the settlement unit 134 receives the payment method designation information including the designated payment method from the plurality of payment user terminals 4 including the application user terminal 3. , the payment processing corresponding to the paying user using the paying user terminal 4 is performed (S8-S13).

Subsequently, the privilege granting unit 135 determines whether or not the time from when the billing unit 132 bills the price to when the payment for the product is completed by the settlement corresponding to each of the plurality of paying users is within a predetermined time. is determined (S14). If the privilege granting unit 135 determines that the time from when the billing unit 132 requests payment to when the payment for the product is completed is within a predetermined time, the privilege providing unit 135 sends an early payment to at least one of the plurality of paying user terminals 4 . A settlement privilege is given (S15).

[Modification]
In the above-described embodiment, the privilege granting unit 135 determines the content of the privilege based on the time from when the billing unit 132 requests payment to when the payment for the product is completed by the settlement corresponding to each of the plurality of paying users. was determined, but is not limited to this. For example, the attributes of each of the plurality of paying users may be specified, and the content of the privilege to be given to each of the plurality of paying users may be determined further based on the attributes of each of the specified plurality of paying users.

In this case, for example, it is assumed that the storage unit 12 stores user-by-user attribute information that associates the identification information of the paying user with the attribute of the paying user. The attribute of the paying user may be, for example, age, gender, or the like, but is not limited to this, and may include usage history and usage frequency of split payment methods. For example, the privilege granting unit 135 may set a higher discount rate for some charges than for other paying users, limited to female paying users or paying users whose usage frequency of the split payment method exceeds a predetermined threshold. May be set. In this case, the transmitting unit 133 may transmit information to the paying user terminal 4 for displaying the content of the privilege determined by the privilege providing unit 135 on the paying user terminal 4 . For example, the transmitting unit 133 may transmit, to each of the plurality of paying user terminals 4, the billing page shown in FIG. good.

[Effects of the first embodiment]
As described above, the information processing apparatus 1 according to the first embodiment accepts, from the requesting user, designation of a method of splitting the bill for payment by a plurality of users, and also accepts user identification information that identifies the plurality of paying users. Then, the partial price is set so that the total of the partial price paid by each of the plurality of paying users is the price for the product, and the plurality of paying user terminals 4 are charged for the partial price. The information processing device 1 settles the amount corresponding to the partial price corresponding to the paying user using the paying user terminal 4 by accepting the payment processing for paying the partial price from the paying user terminal 4, and is charged to at least one of the paying users, the privilege of which contents are based on the time until the payment for the goods is completed by the settlement corresponding to each of the plurality of paying users. By doing so, the information processing device 1 can shorten the time until the payments of the plurality of users are completed.

<Second embodiment>
[Determine the details of benefits based on the order of payment for part of the product]
Next, a second embodiment will be described. The information processing apparatus 1 according to the first embodiment determines the content of the privilege based on the time from when the payment for the product is charged until the payment for the product is completed by settlement corresponding to each of a plurality of paying users. However, the information processing apparatus 1 according to the second embodiment differs from the first embodiment in that the content of the privilege is determined based on the order of payment of the part of the product. The information processing apparatus 1 according to the second embodiment will be described below. Note that the description of the same parts as in the first embodiment will be omitted as appropriate.

In the second embodiment, the transmitting unit 133 sends information to the paying user terminal 4 to display the order of payment among a plurality of paying users after the billing unit 132 has billed a part of the price. Send. For example, when the URL of the billing page for part of the price is selected on the paying user terminal 4 , the transmitting unit 133 selects the name of each of the plurality of paying users based on the payment management information stored in the storage unit 12 . A billing page is generated that includes the payment status of the charge for the department and the order of payment. By doing so, the paying user can confirm the order of payment for each of the plurality of paying users.

The transmission unit 133 may prevent the payment user terminal 4 from displaying the lowest order and the order before the lowest order until the payment for the product is completed. By doing so, it is possible to prevent the lowest-ranked paying user from recognizing that it is the lowest-ranked and less willing to pay a part of the price.

The privilege granting unit 135 according to the second embodiment specifies the partial payment order among the plurality of paying users based on the time when the plurality of paying users paid the partial price. Specifically, the privilege granting unit 135 identifies the order of partial payment among the plurality of paying users based on the payment date and time included in the payment management information stored in the storage unit 12. .

The privilege giving unit 135 gives a privilege having a higher monetary value to each of a plurality of paying users corresponding to the payment order of the paying user, and the higher the payment order. For example, the privilege giving unit 135 determines the value of the privilege to be given to the paying user with the first payment order as the first value, and sets the value of the privilege to be given to the paying user with the second highest payment order as the first value. , to a second value that is lower than the first value. When the payment for the product is completed by the plurality of paying users paying part of the price, the privilege giving unit 135 gives the plurality of paying users a privilege determined based on the order of payment.

[Effects of Second Embodiment]
As described above, the information processing apparatus 1 according to the second embodiment specifies the order of payment of a portion of the price among the plurality of paying users based on the time when the plurality of paying users paid the portion of the price. Then, each of a plurality of paying users is given a privilege corresponding to the payment order of the paying user, and the higher the payment order, the higher the monetary value. By doing so, the information processing apparatus 1 according to the second embodiment can shorten the time until the payments of a plurality of users are completed, similarly to the information processing apparatus 1 according to the first embodiment. .

The present invention makes it possible to contribute to Goal 9 of the Sustainable Development Goals (SDGs) led by the United Nations, "Industry and technological innovation."

Although the present invention has been described above using the embodiments, the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes are possible within the scope of the gist thereof. be. For example, specific embodiments of device distribution/integration are not limited to the above-described embodiments. can be done. In addition, new embodiments resulting from arbitrary combinations of multiple embodiments are also included in the embodiments of the present invention. The effect of the new embodiment caused by the combination has the effect of the original embodiment.

Reference Signs List 1 information processing device 11 communication unit 12 storage unit 13 control unit 131 reception unit 132 billing unit 133 transmission unit 134... payment unit, 135... privilege giving unit, 2... store server, 3... application user terminal, 4... payment user terminal

Claims (13)

The partial price is set so that the total of the partial price paid by each of the plurality of paying users who pay the price for the product is the price for the product, and the user terminal used by each of the plurality of paying users: a billing department that charges for the set portion;
a settlement unit that settles an amount corresponding to the partial price corresponding to the paying user who uses the user terminal by accepting payment processing for paying the partial price from the user terminal;
identifying attributes of at least some of the plurality of paying users, determining the content of benefits to be given to the paying users whose attributes are identified based on the identified attributes of the paying users, and giving each of the plurality of paying users a benefit granting unit that grants the determined privilege to at least one of the paying users whose attributes are specified when the payment for the product is completed by the corresponding payment;
Information processing device having The privilege granting unit further determines the content of the privilege based on the time from when the billing unit requests the price to when the payment for the product is completed by the settlement corresponding to each of the plurality of paying users. determine the
The information processing device according to claim 1 . further comprising a transmitting unit that, after the billing unit bills for the portion, transmits to the user terminal information for displaying on the user terminal the time elapsed since the billing unit billed for the portion of the price. ,
The information processing apparatus according to claim 2. The privilege granting unit identifies the attributes of all the paying users, and grants the privilege to all the paying users for whom the claiming unit bills for the part.
The information processing apparatus according to any one of claims 1 to 3. The privilege granting unit specifies a payment order of the amount corresponding to the partial price among the plurality of paying users based on the time when the plurality of paying users paid the amount corresponding to the partial price. and determining the content of the privilege for each of all the paying users who have requested the partial payment, further based on the order of payment of the paying users;
The information processing apparatus according to any one of claims 1 to 4. further comprising a transmission unit configured to transmit to the user terminal information for displaying the payment order among the plurality of paying users on the user terminal after the billing unit has billed for the part;
The information processing device according to claim 5 . After the billing unit bills the part of the price, it transmits to the user terminal information for displaying on the user terminal the payment status of the amount corresponding to the part of the price of each of the plurality of paying users. further comprising a transmitter;
The information processing apparatus according to any one of claims 1 to 6. The privilege granting unit grants the privilege when payment for the product is completed within a predetermined time by the settlement corresponding to the plurality of paying users.
The information processing apparatus according to any one of claims 1 to 7. After the billing unit bills the price, the user receives information for displaying on the user terminal at least one of a payment deadline for granting the privilege based on the predetermined time and a remaining time until the payment deadline. further comprising a transmitter for transmitting to the terminal;
The information processing apparatus according to claim 8 . The privilege granting unit determines the predetermined time based on the number of paying users, and when the payment for the product by the settlement corresponding to the plurality of paying users is completed within the determined predetermined time give perks,
The information processing apparatus according to claim 8 or 9. The privilege granting unit grants the privilege when the number of paying users is a predetermined number or more, or when the price for the product is a predetermined amount or more.
The information processing apparatus according to any one of claims 1 to 10. further comprising a transmitting unit configured to transmit information for displaying the content of the privilege determined by the privilege providing unit to the user terminal,
The information processing apparatus according to any one of claims 1 to 11. the computer runs
The partial price is set so that the total of the partial price paid by each of the plurality of paying users who pay the price for the product is the price for the product, and the user terminal used by each of the plurality of paying users: billing for the set portion;
a step of settling an amount corresponding to the partial price corresponding to the paying user who uses the user terminal by accepting payment processing for paying the partial price from the user terminal;
identifying attributes of at least some of the plurality of paying users, determining the content of benefits to be given to the paying users whose attributes are identified based on the identified attributes of the paying users, and giving each of the plurality of paying users When the payment for the product is completed by the corresponding payment, the step of giving the privilege of the determined content to at least one of the paying users whose attributes are specified;
An information processing method comprising:

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