JP2020080018A - Program, information processing device, and information processing method - Google Patents

Abstract

To facilitate settlement using an electronic coupon.SOLUTION: An information processing device is made to execute a process to display, on an identical screen, an electronic coupon usable at a store, and an object for starting a settlement function using a settlement service corresponding to the electronic coupon, and a process to start the settlement function and to transmit information indicating the settlement of an amount of money by applying the electronic coupon by short range radio communication when the object is operated by the user.SELECTED DRAWING: Figure 4

Description

  The present disclosure relates to a program, an information processing device, and an information processing method.

  Conventionally, a technique of delivering an electronic coupon to a user's terminal is known. Using the electronic coupon, the user can receive a benefit such as a discount in an online shopping service provided by a distributor of the electronic coupon, for example.

JP, 2014-199541, A

  However, in the related art, it may be difficult to apply an electronic coupon, for example, when making a payment by a method of holding a customer's smartphone or the like over a card reader. The present disclosure aims to provide a technology that facilitates payment using an electronic coupon.

  A program according to an embodiment of the present disclosure causes an information processing device to display an electronic coupon that can be used in a store and an object that activates a payment function that uses a payment service corresponding to the electronic coupon on the same display screen. When the user operates the object and the object, a payment function that uses the payment service is activated, and processing for transmitting information for payment of the amount to which the electronic coupon is applied by short-range wireless communication is executed.

FIG. 1 is a diagram showing a configuration of a communication system according to an embodiment of the present disclosure. It is a figure which shows an example of the hardware constitutions of the server and terminal which concern on embodiment. It is a figure showing an example of a block diagram showing functional composition of a server and a terminal concerning an embodiment. It is a figure which shows an example of the sequence of the process of the communication system which concerns on embodiment. It is a figure which shows an example of the user information memorize|stored in the user information storage part which concerns on embodiment. It is a flow chart which shows an example of processing at the time of using an electronic coupon of a terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a flow chart which shows an example of processing at the time of using an electronic coupon of a terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment.

<Legal compliance>
The disclosures described herein, when implemented, are performed in compliance with the laws of each country in which the disclosure is implemented. In addition, the disclosure described herein is implemented with all changes, substitutions, variations, alterations, and modifications that can be made by those skilled in the art, in order to comply with the laws of each country.

A mode for carrying out payment according to the present disclosure will be described with reference to the drawings.
<System configuration>
FIG. 1 is a diagram showing a configuration of a communication system 1 according to an embodiment of the present disclosure. As disclosed in FIG. 1, in the communication system 1, the server 110A, the server 110B, the terminal 120A, the terminal 120B, and the terminal 120C are connected to the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C via the network 130. To be done.

  In the present disclosure, if it is not necessary to distinguish between the server 110A and the server 110B, the server 110A and the server 110B may be expressed as the server 110, respectively.

  In the present disclosure, when it is not necessary to distinguish the terminal 120A, the terminal 120B, and the terminal 120C from each other, the terminal 120A, the terminal 120B, and the terminal 120C are respectively the terminal 120 (an example of an “information processing terminal”). May be expressed. Further, in the present disclosure, when it is not necessary to distinguish between the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C, the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C are referred to as the POS terminal 140, respectively. May be done.

  In the present disclosure, when it is not necessary to distinguish the server 110, the terminal 120, and the POS terminal 140 from each other, the server 110, the terminal 120, and the POS terminal 140 may be respectively expressed as the information processing device 200. The number of information processing devices 200 connected to the network 130 is not limited to the example of FIG.

  The server 110 provides a predetermined service to the terminal 120 used by the user via the network 130. Examples of the predetermined service include, but are not limited to, a payment service, an electronic coupon distribution service that distributes an electronic coupon that can be used in an actual store (actual store), a financial service, an electronic commerce service, and an SNS represented by instant messenger ( Social Networking Service), music, video, books and other content providing services. When the user uses a predetermined service via the terminal 120, the server 110 can provide the predetermined service to one or more terminals 120.

  The POS terminal 140 is, for example, a POS (Point of Sale system) terminal installed in a store or the like. The POS terminal 140 receives, for example, an operation of inputting the price of a product purchased by the user (customer) of the terminal 120 from a clerk. Then, when the terminal 120 is held over the card reader of the POS terminal 140 by the user, the POS terminal 140 reads the information from the terminal 120 using, for example, short-range wireless communication, and the read information is read by the server 110. Get paid for by sending to. It should be noted that the short-range wireless communication may be any type as long as wireless communication can be established in a relatively short distance. The short-range wireless communication includes, for example and without limitation, Wi-Fi (registered trademark), RFID (Radio Frequency Identifier), NFC (Near Field Communication), BLE (Bluetooth Low Energy), ultrasonic waves, and the like.

  The terminal 120 is, for example, a terminal of a user's smartphone or the like, and receives from the server 110 an electronic coupon that can be used in a physical store. In addition, the terminal 120 transmits, to the POS terminal 140, the information necessary for making a payment using the payment service provided by the server 110 by the short-range wireless communication.

  If necessary, a terminal used by the user X will be referred to as a terminal 120X, and user information regarding a predetermined service associated with the user X or the terminal 120X will be referred to as a user information X. Note that the user information is user information associated with an account used by the user in a predetermined service. The user information is, for example, without limitation, input by the user or given by a predetermined service, the user's name, the user's icon image, the user's age, the user's gender, the user's address, the user's hobby. Information such as taste, user identifier and other information associated with the user, electronic value (electronic money) balance information associated with the user, credit card information (credit card number, etc.) associated with the user, Any one of them or a combination thereof may be used.

  The network 130 has a role of connecting two or more information processing devices 200. The network 130 refers to a communication network that provides a connection path so that the terminal 120 can send and receive data after connecting to the server 110.

  One or more portions of network 130 may be wired or wireless networks. The network 130 is, by way of example and not limitation, an ad hoc network, an intranet, an extranet, a virtual private network (VPN), a local area network (LAN), a wireless. LAN (Wireless LAN: WLAN), wide area network (Wide Area Network: WAN), wireless WAN (Wireless WAN: WWAN), metropolitan area network (Metropolitan Area Network: MAN), part of the Internet, public switched telephone network (Public) Switched Telephone Network: Part of PSTN, mobile phone network, ISDNs (Integrated Service Digital Networks), wireless LANs, LTE (Long Term Evolution), CDMA (Code Division Multiple Access), Bluetooth (Bluetooth (registered trademark)), satellite Communication, etc., or a combination of two or more of these may be included. Networks 130 may include one or more networks 130.

  The information processing device 200 may be any information processing device as long as it can realize the functions and/or methods described in the present disclosure.

  The information processing device 200 includes, by way of example and not limitation, a smartphone, a mobile phone (feature phone), a computer (for example, without limitation, a desktop, laptop, tablet, etc.), a server device, a media computer platform (for example, but not limitation). , Cables, satellite set-top boxes, digital video recorders, etc.), handheld computing devices (eg, without limitation, PDA (Personal Digital Assistant), email clients, etc.), wearable terminals (eg, without limitation, eyeglass-type devices, Including clock-type devices), other types of computers, or communication platforms.

<Hardware (HW) configuration>
The HW configuration of the information processing device 200 included in the communication system 1 will be described with reference to FIG. FIG. 2 is a diagram illustrating an example of a hardware configuration of the information processing device 200 according to the embodiment.

  The information processing device 200 includes a processor 201, a memory 202, a storage 203, an input/output interface (input/output I/F) 204, and a communication interface (communication I/F) 205. The respective components of the HW of the information processing device 200 are connected to each other via the bus B by way of example and not limitation.

  The information processing apparatus 200 realizes the functions and/or methods described in the present disclosure by cooperation of the processor 201, the memory 202, the storage 203, the input/output I/F 204, and the communication I/F 205. To do.

  The processor 201 executes a function and/or a method realized by a code or an instruction included in a program stored in the storage 203. The processor 201 is, by way of example and not limitation, a central processing unit (CPU), MPU (Micro Processing Unit), GPU (Graphics processing Unit), microprocessor (microprocessor), processor core (processor core), multiprocessor (multiprocessor). , ASIC (Application-Specific Integrated Circuit), FPGA (Field Programmable Gate Array), etc., and a logic circuit (hardware) formed in an integrated circuit (IC (Integrated Circuit) chip, LSI (Large Scale Integration)) or the like. Each process disclosed in each embodiment may be realized by a dedicated circuit. Further, these circuits may be realized by one or a plurality of integrated circuits, and the plurality of processes shown in each embodiment may be realized by a single integrated circuit. Further, the LSI may be referred to as VLSI, super LSI, ultra LSI, or the like depending on the degree of integration.

  The memory 202 temporarily stores the program loaded from the storage 203 and provides a work area to the processor 201. The memory 202 also temporarily stores various data generated while the processor 201 executes the program. The memory 202 includes, for example and without limitation, a RAM (Random Access Memory), a ROM (Read Only Memory), and the like.

  The storage 203 stores the program. The storage 203 includes, for example and without limitation, a HDD (Hard Disk Drive), an SSD (Solid State Drive), a flash memory, and the like.

  The communication I/F 205 transmits and receives various data via the network 130. The communication may be executed by wire or wireless, and any communication protocol may be used as long as mutual communication can be executed. The communication I/F 205 has a function of performing communication with another information processing device via the network 130. The communication I/F 205 transmits various data to another information processing device according to an instruction from the processor 201. Further, the communication I/F 205 receives various data transmitted from another information processing device and transfers the data to the processor 201.

  The input/output I/F 204 includes an input device that inputs various operations on the information processing device 200 and an output device that outputs a processing result processed by the information processing device 200. In the input/output I/F 204, an input device and an output device may be integrated, or an input device and an output device may be separated.

  The input device is realized by any of all types of devices capable of receiving an input from the user and transmitting information related to the input to the processor 201, or a combination thereof. The input device includes, by way of example and not limitation, a hardware key such as a touch panel, a touch display, a keyboard, a pointing device such as a mouse, a camera (operation input via an image), and a microphone (operation input by voice).

  The output device is realized by any of all types of devices capable of outputting the processing result processed by the processor 201, or a combination thereof. In the case of outputting the processing result as a video and/or a moving image, the output device may be any one or all of the devices capable of displaying the display data according to the display data written in the frame buffer. It is realized by combination. The output device is, for example and without limitation, a touch panel, a touch display, a monitor (as an example without limitation, a liquid crystal display, an OELD (Organic Electroluminescence Display), etc.), a head mounted display (HDM: Head Mounted Display), projection mapping, a hologram. , A device capable of displaying an image, text information and the like in the air (may be a vacuum), a speaker (voice output), a printer, and the like. Note that these output devices may be capable of displaying display data in 3D.

  The program of each embodiment of the present disclosure may be provided in a state of being stored in a computer-readable storage medium. The storage medium can store the program on a “non-transitory tangible medium”. Programs include, by way of example and not limitation, software programs and computer programs.

  The storage medium is, where appropriate, one or more semiconductor-based or other integrated circuits (ICs), such as, but not limited to, field programmable gate arrays (FPGAs), application specific ICs (ASICs), etc. ), hard disk drive (HDD), hybrid hard drive (HHD), optical disk, optical disk drive (ODD), magneto-optical disk, magneto-optical drive, floppy diskette, floppy disk drive (FDD), magnetic It may include tape, solid state drive (SSD), RAM drive, secure digital card or drive, any other suitable storage medium, or any suitable combination of two or more thereof. Storage media may be volatile, non-volatile, or a combination of volatile and non-volatile, where appropriate.

  Further, the program of the present disclosure may be provided to the information processing apparatus 200 via any transmission medium (communication network, broadcast wave, etc.) capable of transmitting the program.

  Each embodiment of the present disclosure can also be realized in the form of a data signal embedded in a carrier wave in which a program is embodied by electronic transmission.

  Note that the program of the present disclosure is implemented using a script language such as Java Script (registered trademark) and Python, C language, Go language, Swift, Koltin, Java (registered trademark), etc. by way of example and not limitation.

  At least a part of the processing in the information processing device 200 may be realized by cloud computing including one or more computers.

  At least a part of the processing in the information processing device 200 may be performed by another information processing device. In this case, at least a part of the processing of each functional unit realized by the processor 201 may be configured to be performed by another information processing device.

<Other>
Unless explicitly stated, the configuration of the determination in the embodiment of the present disclosure is not essential, a predetermined process is operated when the determination condition is satisfied, or a predetermined process is performed when the determination condition is not satisfied. You may.

  In this disclosure, unless stated otherwise or indicated by context, "at least one of A and B" means "A, B, or both." Further, unless otherwise specified or indicated by context, “a”, “an”, or “the” shall mean “one or more”. Thus, as used herein, unless otherwise specified or indicated by context, "an A" or "the A" means "one or more A."

  This disclosure includes all changes, substitutions, variations, alterations, or modifications made by those skilled in the art to the embodiments and examples of the present disclosure. Also, the appended claims cover all changes, substitutions, variations, alterations, or modifications made by those skilled in the art to the embodiments and examples of the present disclosure. Furthermore, this disclosure includes any combination of one or more features of the embodiments or examples in this disclosure with one or more features of other embodiments or examples in this disclosure that can be made by those skilled in the art. To do.

  Additionally, a device or system or device or component of a device or system adapted, arranged, capable, configured, usable, operable, or operable to perform a particular function. References in the appended claims to that device, system, or component are so adapted, arranged, capable, configured, enabled, enabled. As long as the device, system, or component is activated, turned on, or unlocked, the device, system, or component is encompassed as long as the device, system, or component is activated, turned on, or unlocked.

  Unless otherwise specified, the present disclosure may obtain consent from a user prior to or immediately before implementing any of the embodiments or examples. Further, the consent to be obtained may be comprehensive or may be obtained each time.

<Embodiment>
In the embodiment of the present disclosure, when the terminal 120 uses the electronic coupon distributed from the server 110 to make a payment using short-range wireless communication such as NFC at the POS terminal 140 installed in the actual store. In this embodiment, payment is performed using a payment service provided by the server 110.

  According to the embodiment, it is possible to more easily make payment using an electronic coupon. Moreover, since the settlement using the electronic coupon can be easily performed, the load on the terminal 120A and the server 110 and the load on the network 130 between the terminal 120A and the server 110 can be reduced as a result.

<Functional configuration of the embodiment>
The functional configuration of the server 110 and/or the terminal 120 will be described with reference to FIG. FIG. 3 is a diagram showing an example of a block diagram showing a functional configuration of the server 110 and the terminal 120 according to the embodiment. The functional unit disclosed in FIG. 3 is realized by cooperation of the processor 201 included in the information processing device 200, the memory 202, the storage 203, the input/output I/F 204, and the communication I/F 205.

(1) Functional configuration of the server
The server 110 includes a reception unit 311, a transmission/reception unit 312, a control unit 313, a display control unit 314, and a storage unit 315. The function or processing of each functional unit may be realized by machine learning or AI (Artificial Intelligence) as far as possible.

  The reception unit 311 receives various setting operations and the like from a business operator who operates various services provided by the server 110.

  The transmission/reception unit 312 transmits/receives data to/from the terminal 120 and the POS terminal 140 (hereinafter referred to as “terminal 120 or the like”) according to an instruction from the control unit 313. The transmission/reception unit 312 uses, for example, a session for communication with the terminal 120 or the like using HTTPS or the like when the user of the terminal 120 or the like is authenticated by the user ID and password included in the login request from the terminal 120 or the like. Connect. Then, the communication address of the terminal 120 and the like, the user ID, and the like are stored in association with the ID of the connected communication session. Then, using the connected communication session, the data is transmitted to the terminal 120 or the like.

  The control unit 313 performs a process of providing the user of the terminal 120 with various services such as a payment service, an electronic coupon distribution service, a financial service, and an electronic commerce service. The various services may be services operated by the same or affiliated business operators. For example, the same or an affiliated business operator provides the payment service and the electronic coupon distribution service by the server 110, and distributes the electronic coupon to the terminal 120 in a mode that encourages the user of the terminal 120 to use the payment service. You can

  The display control unit 314 causes the transmission/reception unit 312 to transmit information for controlling the display screen of the terminal 120 according to an instruction from the control unit 313.

  The storage unit 315 includes a user information storage unit 3151 that stores user information including information about the user of the terminal 120.

(2) Functional configuration of the terminal
The terminal 120 includes a reception unit 321, a transmission/reception unit 322, a control unit 323, a display control unit 324, and a storage unit 325. Note that the function or processing of each functional unit may be realized by machine learning or AI (Artificial Intelligence) within a feasible range.

  The reception unit 321 receives various operations and the like from the user of the terminal 120.

  The transmission/reception unit 322 transmits/receives data to/from the server 110 or the like according to an instruction from the control unit 323. The transmitting/receiving unit 322 connects a session for communication with the server 110 using HTTPS or the like, for example, when logging in to the server 110. Then, the communication address or the like of the server 110 is stored in association with the ID of the connected communication session. Then, the data is transmitted to the server 110 using the connected communication session.

  The control unit 323 performs a process of using services provided by the server 110 such as a payment service, an electronic coupon distribution service, a financial service, and an electronic commerce service.

  The display control unit 324 controls the display screen of the terminal 120 based on the information received from the server 110 according to the instruction of the control unit 323.

  The storage unit 325 stores information for using the payment service or the like provided by the server 110.

<Processing of Embodiment>
Processing of the communication system 1 according to the embodiment will be described with reference to FIGS. 4 and 5. FIG. 4 is a diagram showing an example of a processing sequence of the communication system 1 according to the embodiment. FIG. 5 is a diagram showing an example of user information stored in the user information storage unit 3151 according to the embodiment.

  It is assumed that the terminal 120 and the POS terminal 140 are authenticated by the server 110 using the user account and the store business operator account when communicating with the server 110.

In step S1, the control unit 313 of the server 110 delivers the electronic coupon to the terminal 120. Here, the control unit 313 of the server 110 may store the electronic coupon distributed to the terminal 120 in the user information storage unit 3151. In addition, the electronic coupon distributed to the terminal 120 includes information designating payment using the payment service provided by the server 110.
(User information storage unit 3151)
In the example of FIG. 5, the user information storage unit 3151 stores the deposit amount, the sales amount, the points, the bank account, the electronic credit card information, and the electronic coupon information in association with the user ID. The user ID is identification information of the user. The deposit amount is, for example, the amount (deposit amount) charged using a bank, a credit card, a cash register at a store, or the like. The sales money is, for example, the price of the product etc. when the user sells the product etc. using the electronic commerce service provided by the server 110. The points are, for example, points that the user has given from the server 110 and can be used to pay the price. It should be noted that one point may be used to pay for one yen. In the example of FIG. 5, in the case of the user A, the balance that is the amount of money that the user can use for settlement is 3100 yen because the deposit amount is 3000 yen, the sales amount is 0 yen, and the points are 100 yen. is there. Further, as will be described later, when the bank account is not set, the sales amount is not included in the balance, so the balance of the user B is 1500 yen because the deposit amount is 0 yen and the points are 1500 yen. ..

  The bank account is, for example, a user's deposit account in a bank registered by the user and affiliated with a business operator operating the server 110, and is a bank account capable of depositing (charging) the balance from the deposit. ..

  The electronic credit card information is information on a credit card distributed to a user by a business operator operating the server 110, and includes information about a credit card set in a payment function provided by the OS (Operating System) of the terminal 120 of the user. Information. It should be noted that the business operator operating the server 110 may distribute the actual credit card to the user by mail or the like, or may transmit the electronic data of the credit card to the user's terminal 120 to distribute it. .. The electronic coupon information is information on the electronic coupon distributed from the server 110 to the user. The electronic coupon information may include information such as an electronic coupon number, an electronic coupon privilege, a store where the electronic coupon can be used, and a period.

  Subsequently, the reception unit 321 of the terminal 120 receives an operation of displaying the distributed electronic coupon from the user (step S2). Subsequently, the display control unit 324 of the terminal 120 displays the electronic coupon (step S3). Here, the terminal 120 may transmit the information of the displayed electronic coupon to the server 110. Then, the server 110 manages the usage history of the electronic coupon by the user of the terminal 120 based on the received electronic coupon information, and determines the electronic coupon to be distributed to the user based on the usage history. Good. Thereby, for example, an electronic coupon that is easily used by the user can be preferentially distributed to the user.

  Then, the POS terminal 140 acquires the information of the electronic coupon displayed on the terminal 120 (step S4). Here, the POS terminal 140 may input the number of the electronic coupon from the clerk, or may perform an operation of reading a bar code or the like for the electronic coupon printed on paper or the like, which is prepared in advance at the cash register. May be accepted from Thereby, for example, the business operator of the store can make a payment to which the electronic coupon is applied, using a POS terminal or the like compatible with the payment such as the conventional NFC.

  Then, the POS terminal 140 applies the electronic coupon (step S5). Here, for example, the POS terminal 140 refers to the discount amount corresponding to the electronic coupon, which is set in the POS terminal 140 in advance, and performs processing such as discounting the price of the product. Alternatively, the POS terminal 140 transmits, for example, the number of the electronic coupon to the server 110, acquires a discount amount corresponding to the electronic coupon, and performs processing such as discounting the price of the product.

  Subsequently, the accepting unit 321 of the terminal 120 accepts from the user an operation to activate the settlement function using short-range wireless communication (step S6). Subsequently, when the user performs an operation such as holding the terminal 120 over the card reader of the POS terminal 140, the control unit 323 of the terminal 120 causes the payment function to send the information associated with the user's account to the POS terminal 140. It is transmitted (step S7). Here, the information associated with the user account includes, for example, the card number of the electronic credit card associated with the user account in the user information storage unit 3151 of the server 110, the hash value of the card number, the user of the user. ID etc. may be included.

  Then, the POS terminal 140 transmits the payment amount and information associated with the user's account to the server 110 (step S8). Note that the POS terminal 140 may also transmit the electronic coupon number, the name of each product purchased by the user of the terminal 120 in this payment, the price, and the like to the server 110.

  Subsequently, the control unit 313 of the server 110 subtracts the payment amount from the balance of the user stored in the user information storage unit 3151 (step S9). Here, the control unit 313 of the server 110 may determine whether the electronic coupon used by the user of the terminal 120 is valid. In this case, the control unit 313 of the server 110 refers to the user information storage unit 3151 and acquires the user ID associated with the card number or the like of the electronic credit card acquired from the POS terminal 140. Then, even if the electronic coupon acquired from the POS terminal 140 is associated with the user ID and the current date and time is within the expiration date of the electronic coupon, it is determined that the electronic coupon is valid. Good.

  Then, when the electronic coupon is not valid, the control unit 313 of the server 110 may transmit an invalidation notification indicating that fact to the POS terminal 140 and the terminal 120 by the transmission/reception unit 312. On the other hand, if the electronic coupon is valid, the processing from step S9 onward may be executed.

  Further, the control unit 313 of the server 110 determines whether or not the balance is equal to or more than the payment amount, and if the balance is not equal to or more than the payment amount (the balance is less than the payment amount), a balance shortage notification indicating that is issued. You may transmit to the POS terminal 140 and the terminal 120 by the transmission/reception part 312. On the other hand, the control unit 313 of the server 110 may execute the processing from step S9 onward when the balance is equal to or more than the settlement amount.

  Subsequently, the control unit 313 of the server 110 adds the settlement amount to the balance of the store operator (step S10). Subsequently, the control unit 313 of the server 110 transmits a payment completion notification indicating that the payment is completed to the terminal 120 by the transmission/reception unit 312 (step S11).

<Process of terminal 120>
(If a bank account is set)
With reference to FIGS. 6 to 7H, an example of processing of the terminal 120 when using the electronic coupon when a bank account is set for the account of the user who is the customer will be described. FIG. 6 is a flowchart showing an example of processing when the electronic coupon is used by the terminal 120 according to the embodiment. 7A to 7H are diagrams illustrating an example of a display screen of the terminal 120 according to the embodiment.

  Hereinafter, a case where a bank account is set as the user's account in the payment service provided by the server 110 will be described.

  In step S101, the reception unit 321 receives an operation of displaying the distributed electronic coupon from the user. Here, the display control unit 324 first displays the display screen 701 using the electronic coupon in FIG. 7A. In the example of FIG. 7A, the display control unit 324 displays a product name 702 and an image 703 to which an electronic coupon is applied, a description 704 of an electronic coupon privilege, and a “use this coupon” button 705. When the "use this coupon" button 705 is pressed, the control unit 323 executes the following processing.

  Subsequently, the control unit 323 determines whether or not the balance of the user's account is equal to or more than the first threshold value (for example, 10 yen) (step S102). When the balance is not equal to or more than the first threshold value (NO in step S102), the display control unit 324 displays a screen for depositing (charging) the balance from the set bank account (step S103). Here, the display control unit 324 displays, for example, the deposit screen 711 shown in FIG. 7B. In the example of FIG. 7B, the display control unit 324 displays a button 712 for designating a bank account to be withdrawn, a button 713 for designating an amount to deposit (deposit amount), and a “pay” button 714. ing.

  Subsequently, the reception unit 321 receives a deposit operation (step S104). Here, when the button 712 for designating the bank account to be withdrawn is pressed on the deposit screen 711 shown in FIG. 7B, the display control unit 324 displays, for example, the bank account registered for the user's account. May be displayed, and the bank account to be withdrawn may be designated from the list. Further, when the button 713 for designating the deposit amount is pressed, the display control unit 324 may display a ten-key for inputting a number so that the deposit amount can be designated. When the “pay” button 714 is pressed, the control unit 323 performs the following processing.

  Subsequently, the control unit 323 transmits a request for depositing the deposit amount designated from the designated bank account to the balance of the user to the server 110 by the transmitting/receiving unit 322 (step S105), and proceeds to the process of step S109 described later. ..

  On the other hand, when the balance is equal to or more than the first threshold value (YES in step S103), the control unit 323 determines whether the user's balance is equal to or more than the second threshold value (for example, 200 yen) larger than the first threshold value. (Step S106).

  If the balance is not equal to or more than the second threshold value (NO in step S106), the display control unit 324 displays a message prompting payment to the balance (step S107). As a result, it is possible to reduce an error due to insufficient balance after the payment function using short-range wireless communication is activated in the OS of the terminal 120 and the terminal 120 is held over the card reader of the POS terminal 140. it can.

  Here, the display control unit 324, on the display screen 721 for using the electronic coupon shown in FIG. 7C, a message 722 urging the user to deposit money into the balance, a deposit button 723, a balance 724, a coupon number display button 725, and a “settlement service”. The “Pay with A” button 726 and the like are displayed. The balance 724 is the current balance of the user acquired from the server 110. The coupon number display button 725 and the “pay with payment service A” button 726 are displayed based on the electronic coupon distributed from the server 110. The “payment service A” is an example of the name of the payment service provided by the server 110. The “pay with payment service A” button 726 is a button (an example of “object”) for activating a payment function that uses a payment service specified by the electronic coupon distributed from the server 110.

  Subsequently, when the accepting unit 321 accepts an operation for displaying the deposit screen (step S108), the process proceeds to step S103. Here, the accepting unit 321 accepts an operation of displaying a deposit screen by, for example, pressing the deposit button 723 of FIG. 7C.

  Note that the control unit 323 may proceed to the process of step S109 described below in response to a user operation. In this case, when the “pay with payment service A” button 726 in FIG. 7C is pressed, the process proceeds to step S109.

  When the balance is equal to or more than the second threshold value (YES in step S106), the display control unit 324 sets the electronic coupon number and the object that activates the payment function using the short-distance wireless communication and the payment service according to the electronic coupon. It is displayed on the same display screen (step S109). The display screen is presented to the clerk of the store to present the number of the electronic coupon. By displaying the object on the display screen, the operation for activating the payment function by the user is performed while being viewed by the store clerk. Therefore, it is possible to prevent the user of the terminal 120 from performing an operation to activate the payment function using a payment service other than the payment service provided by the server 110, and thus the payment service specified by the electronic coupon is used. Can be secured.

  Here, when the number of the electronic coupon is displayed, the control unit 323 sets the expiration date of the electronic coupon (for example, within 20 minutes from the start of display). Thereby, it is possible to reduce the use of one electronic coupon multiple times. Note that the control unit 323 may invalidate the electronic coupon so that the electronic coupon cannot be displayed after the expiration date.

  In the display screen 741 for using the electronic coupon shown in FIG. 7D, the balance 724A and the like are different from those in the display screen 721 for using the electronic coupon shown in FIG. 7C. When the coupon number display button 725 in FIG. 7D is pressed, the display control unit 324 displays the display screen 741 in FIG. 7E. In the example of FIG. 7E, the display control unit 324 displays a message 742 indicating the expiration date after displaying the electronic coupon, a “display” button 743, and the like.

  When the “display” button 743 is pressed, the display control unit 324 displays the display screen 751 of the electronic coupon number in FIG. 7F. In the example of FIG. 7F, the display control unit 324, in the area where the coupon number display button 725 of FIG. 7D was displayed, the name 752 of the product to which the electronic coupon is applied, the description 753 of the privilege of the electronic coupon, and the electronic coupon The expiration date 754 and the electronic coupon number 755 are displayed. As shown in FIG. 7F, by displaying the electronic coupon number 755 and the “pay with payment service A” button 726 on the same screen, the user can make a payment using the payment service A by a simple operation. Therefore, it is possible to prevent selecting another payment service. Thereby, for example, when the same or affiliated business operators provide the payment service and the electronic coupon distribution service, by distributing the electronic coupon to the terminal 120, the user of the terminal 120 is encouraged to use the payment service. You can

  Then, the reception part 321 receives the operation with respect to the said object (step S110). Here, the receiving unit 321 may receive an operation such as a pressing of the terminal 120 by the user on the object. Alternatively, on the display screen displayed in the process of step S109, a message prompting the clerk to operate the object is displayed, such as "Present this screen to the store clerk and press the payment button." By doing so, an operation such as pressing down on the object by a clerk of the store may be accepted. Thereby, it is possible to further ensure that the payment service specified by the electronic coupon is used.

  The payment function is a function provided by the OS of the terminal 120. In the description below, it is assumed that the information of the electronic credit card using the payment service is preset by the user for the payment function using the short-range wireless communication.

  Here, when the “pay with payment service A” button 726 in FIG. 7F is pressed, the display control unit 324 activates the payment function in the OS of the terminal 120 and displays the payment screen 761 in FIG. 7G. In the example of FIG. 7G, the display control unit 324 displays an image 762 of an electronic credit card used in the payment service provided by the server 110 and a message 763 prompting an operation of holding the terminal 120 over a card reader.

  Subsequently, when the control unit 323 detects the card reader of the POS terminal 140, the control unit 323 brings the information associated with the user's account (an example of “information for paying the amount of the electronic coupon applied”) closer to the payment function. It is transmitted to the POS terminal 140 by distance wireless communication (step S111).

  Subsequently, the control unit 323 receives the settlement completion notification from the server 110 by the transmission/reception unit 322 (step S112). Subsequently, the display control unit 324 displays a payment completion notification (step S113) and ends the process. Here, the display control unit 324 may display the payment completion notification received from the server 110 using a banner or the like, for example, using the notification function provided by the OS. In the example of FIG. 7H, the display control unit 324 displays, in the banner 771, a payment service name 772 provided by the server 110, a message 773 indicating that the payment is completed, based on the payment completion notification received from the server 110. The payment amount 774 is displayed.

  In addition, in the process of step S112, when the balance shortage notification is received from the server 110 because the balance is not equal to or more than the settlement amount, the display control unit 324 displays the balance shortage notification. Then, when the pressing operation of the balance shortage notification is received from the user, the display control unit 324 may proceed to the processing of step S103 and display the deposit screen 711 shown in FIG. 7B.

(If no bank account is set)
With reference to FIGS. 8 to 9, an example of processing of the terminal 120 when using an electronic coupon when a bank account is not set in the account of the customer user will be described. FIG. 8 is a flowchart showing an example of processing of the terminal 120 according to the embodiment when using the electronic coupon. FIG. 9 is a diagram illustrating an example of a display screen of the terminal 120 according to the embodiment.

  In the following example, the bank account of the user, which is opened after confirming the identity by the user's identification card, is not set to the user's account in the payment service provided by the server 110, and the server 110: It is assumed that the user has not been used to identify himself or herself using an identification card or the like. Then, in this case, it is assumed that the user is prohibited from directly purchasing the product by using the sales proceeds when the user sells the product or the like using the electronic commerce service according to the regulations of the law. Even in this case, it is permitted to purchase points corresponding to a gift certificate or the like using the sales proceeds and to purchase a product using the points.

  In step S201, the reception unit 321 receives an operation of displaying the distributed electronic coupon from the user. This process may be similar to the process of step S101 of FIG.

  Subsequently, the control unit 323 determines whether or not the deposit amount of the user's account and the total amount of points are equal to or more than the first threshold value (for example, 10 yen) (step S202). If a bank account is not set for the user's account, it may not be possible to purchase the product by directly using the sales money according to the law. Therefore, when the bank account is not set in the user's account, the total amount is called the balance.

  When the balance is not equal to or more than the first threshold value (NO in step S202), the display control unit 324 displays a screen for setting a bank account (step S203). Subsequently, the reception unit 321 receives an operation of setting a bank account from the user (step S204), and proceeds to the process of step S103 in FIG.

  On the other hand, when the balance is equal to or larger than the first threshold (YES in step S203), the control unit 323 determines whether the balance of the user is equal to or larger than the second threshold (for example, 200 yen) larger than the first threshold. Yes (step S205).

  When the balance is equal to or more than the second threshold value (YES in step S205), the process proceeds to step S209 described later. On the other hand, when the balance is not greater than or equal to the second threshold value (NO in step S205), the display control unit 324 displays a message prompting the purchase of points (step S206). With this, it is possible to reduce an error due to a shortage of balance or the like after the payment function using the short-range wireless communication is activated in the OS of the terminal 120 and the terminal 120 is held over the card reader of the POS terminal 140. You can

  Here, the display control unit 324, on the display screen 911 for using the electronic coupon shown in FIG. 9, a message 912 for prompting the purchase of points, a “buy points” button 913, and a “do not buy now” button 914. Etc. are displayed. It should be noted that when the “not purchase now” button 914 in FIG. 9 is pressed, the process proceeds to step S209 described later.

  Subsequently, when the accepting unit 321 accepts the point purchasing operation (step S207), the control unit 323 purchases the points of the designated amount (step S208). Here, for example, when the “purchase points” button 913 in FIG. 9 is pressed, the display control unit 324 may display a ten-key pad for inputting a number so that the amount of points to be purchased can be designated. ..

  Then, the control unit 323 transmits a request to purchase the designated amount of points to the server 110, and receives a response from the server 110 indicating that the purchase of points has been completed. When the control unit 313 of the server 110 receives a request to purchase points of a specified amount from the terminal 120, the specified amount is subtracted from the sales amount of the user in the user information storage unit 3151 and specified. The amount of points is added to the user's points. That is, for example, when the purchase of 100 points is designated, the control unit 313 of the server 110 subtracts 100 yen from the sales amount of the user and adds 100 points to the points of the user.

  Subsequently, the display control unit 324 displays the electronic coupon number and the object that activates the payment function using the short-distance wireless communication and the payment service according to the electronic coupon on the same display screen (step S209). Then, the reception part 321 receives the operation with respect to the said object (step S210).

  Subsequently, when the control unit 323 detects the card reader of the POS terminal 140, the control unit 323 brings the information associated with the user's account (an example of “information for paying the amount of the electronic coupon applied”) closer to the payment function. It is transmitted to the POS terminal 140 by distance wireless communication (step S211).

  Subsequently, the control unit 323 receives the settlement completion notification from the server 110 by the transmission/reception unit 322 (step S212). Subsequently, the display control unit 324 displays a payment completion notification (step S213) and ends the process. The processes of steps S209 to S213 may be the same as the processes of steps S109 to S113 of FIG.

  Hereinafter, an example of the process in the embodiment will be described. The processing of each of the following embodiments can be executed in combination with the processing of other embodiments.

<<First Example>>
The first example is an example in which the first threshold value or the second threshold value in FIGS. 6 and 8 is determined based on at least one of a store in which an electronic coupon can be used and an electronic coupon. According to the first embodiment, for example, it is possible to reduce the occurrence of an error due to lack of balance at the time of settlement.

<<Processing of First Example>>
In the first embodiment, after accepting the operation of displaying the distributed electronic coupon from the user, for example, when performing the process of step S102 or step S106 of FIG. 6, and of step S202 or step S205 of FIG. When performing the process, the control unit 323 determines the first threshold value or the second threshold value based on at least one of the stores that can use the electronic coupon and the electronic coupon.

  In this case, the control unit 323 may determine, for example, the second threshold to be an amount larger than the average purchase amount (average customer unit price) of the stores that can use the electronic coupon. Further, the control unit 323 may determine, for example, the second threshold to be an amount of money larger than the price of the product after applying the electronic coupon. Alternatively, the control unit 323 may set the second threshold value to a larger amount than the sum of the average purchase amount and the price. Note that the control unit 323 may acquire the average purchase price, the price, and the like that are stored in advance in the storage unit 315 of the server 110 when determining the first threshold value or the second threshold value.

<<Second Example>>
The second embodiment is an embodiment in which when the operation of storing the image of the display screen of the electronic coupon is performed, the electronic coupon is set to be unusable. According to the second embodiment, for example, a captured image of an electronic coupon is presented to a store clerk after the electronic coupon that is valid only once (can be used) or is valid within a predetermined period becomes invalid, thereby making it illegal. It is possible to prevent the electronic coupon from being used.

<<Process of Second Embodiment>>
By the process of step S109 of FIG. 6 and the process of step S209 of FIG. 8, the display screen is displayed while the electronic coupon number and the like are displayed on the screen of the terminal 120 as the display screen 751 shown in FIG. 7F. It is assumed that an operation of storing as an image (capture operation, screenshot operation) is performed. In this case, the control unit 323 may cause the display control unit 324 to display the display screen 721 shown in FIG. 7C and store the display screen 721 as an image. Alternatively, the control unit 323 may display the expiration date 754 of the electronic coupon as an expiration date (for example, remaining 0 seconds of the expiration date) or the like on the display screen 751 shown in FIG. 7F, and save the image as an image.

  Alternatively, instead of the electronic coupon number 755, the control unit 323 displays a message such as “The electronic coupon has been invalidated because an illegal operation has been detected” on the display screen 751 shown in FIG. 7F. It may be displayed by the unit 324.

<<Third Example>>
The third example is an example in which the electronic coupon is set to be unusable when the process of settling the amount of money to which the electronic coupon is applied is completed. According to the third embodiment, for example, the server 110 can deliver an electronic coupon that is valid (usable) only once due to a large privilege or the like.

<<Processing of Third Embodiment>>
In the third embodiment, after the electronic coupon number and the like are displayed on the screen of the terminal 120 by the processing of step S109 of FIG. 6 and the processing of step S209 of FIG. 8, within a predetermined time (for example, 2 minutes). When the settlement completion notification is received from the server 110 by the process of step S112 of FIG. 6 and the process of step S212 of FIG. 8, the control unit 323 may set the electronic coupon to be unusable. This is because it is possible to infer that the electronic coupon has been used if the settlement is completed within a predetermined time after displaying the electronic coupon. The control unit 323 may not display the number of the electronic coupon set to be unusable.

  Alternatively, in the process of step S8 of FIG. 5, the POS terminal 140 also transmits the applied electronic coupon number to the server 110, and the terminal 120 sends the settlement completion notification including the information of the electronic coupon number from the server 110. If received, the control unit 323 may set the electronic coupon to be unusable.

<<Fourth Embodiment>>
In the fourth embodiment, when an object that activates the payment function displayed together with the electronic coupon is operated, the electronic coupon is set to be unusable, and when the payment by the payment function fails, the electronic coupon can be used. It is an example of setting to. According to the fourth embodiment, for example, if the electronic coupon that is valid only once is applied to the POS terminal 140 and then the payment fails due to insufficient balance or the like, the electronic coupon can be applied to the POS terminal 140 again.

<<Processing of Fourth Embodiment>>
In the fourth embodiment, when the electronic coupon number or the like is displayed on the screen of the terminal 120 by the processing of step S109 of FIG. 6 and the processing of step S209 of FIG. 8, the control unit 323 uses the electronic coupon. Set to disabled. When an error notification such as a balance shortage notification is received in step S112 of FIG. 6 and step S212 of FIG. 8, the control unit 323 sets the electronic coupon to be usable.

<<Fifth Embodiment>>
The fifth embodiment is an embodiment in which the payment function is automatically activated when a predetermined acceleration is detected while displaying the electronic coupon number. According to the fifth embodiment, for example, it is possible to make a payment using an electronic coupon with a simpler operation.

<<Processing of Fifth Embodiment>>
In the fifth embodiment, when a predetermined acceleration is detected while the electronic coupon number or the like is displayed on the screen of the terminal 120 by the processing of step S109 of FIG. 6 and the processing of step S209 of FIG. 8, control is performed. The unit 323 activates the payment function in the OS of the terminal 120, and causes the display control unit 324 to display the payment screen 761 in FIG. 7G. Then, the process of step S111 of FIG. 6 and the process of step S211 of FIG. 8 are executed. Here, the predetermined acceleration may be, for example, an acceleration when the screen of the terminal 120 is shown to a clerk and then the posture is changed to use the fingerprint authentication function or the face authentication function of the terminal 120.

<<6th Example>>
In the sixth embodiment, when the payment function provided by the OS of the terminal 120 is set to use the payment service provided by the server 110, the electronic coupon distributed to the server 110 can be used. This is an embodiment in which the electronic coupon is set to be unusable when the setting is made and the setting for using the payment service is not made. According to the sixth embodiment, the use of the settlement service provided by the business operator of the server 110 can be promoted by distributing an electronic coupon, for example.

<<Processing of the sixth embodiment>>
In the sixth embodiment, when the operation of displaying the electronic coupon is received from the user through the process of step S101 of FIG. 6 and the process of step S201 of FIG. 8, the control unit 323 causes the payment provided by the OS of the terminal 120. The function determines whether or not the setting for using the payment service provided by the server 110 is made. Then, when the setting for using the payment service is made, the control unit 323 sets the electronic coupon distributed to the server 110 to be usable.

  On the other hand, when the setting for using the payment service is not made, the control unit 323 sets the electronic coupon to be unusable. This is because when the information of the electronic credit card of the payment service provided by the server 110 is not registered in the terminal 120, the electronic credit of another payment service is applied after the discount is applied by the electronic coupon by the POS terminal 140. This is because the possibility of payment using a card or cash increases.

  When the control unit 323 sets the electronic coupon to be unusable, for example, in the payment function provided by the OS of the terminal 120, a message prompting the user to make settings for using the payment service provided by the server 110. May be displayed by the display control unit 324, and the processing after step S102 in FIG. 6 and step S202 in FIG. 8 may not be performed. Note that the setting for using the payment service provided by the server 110 means, for example, that the user provides information about the electronic credit card using the payment service on the menu screen of the payment function provided by the OS of the terminal 120. Settings such as input.

<<Seventh Example>>
In the seventh embodiment, the payment function provided by the OS of the terminal 120 uses the payment service of the server 110 that has distributed the electronic coupon even if the payment function is set to use a plurality of payment services. In this embodiment, payment can be performed. According to the seventh embodiment, it is possible to promote the use of the settlement service provided by the business operator of the server 110, for example, by distributing an electronic coupon.

<<Processing of Seventh Example>>
In the seventh embodiment, when the operation of displaying the electronic coupon is received from the user through the process of step S101 of FIG. 6 and the process of step S201 of FIG. 8, the control unit 323 executes the payment service provided by the server 110. As a setting to be used, the payment function provided by the OS of the terminal 120 is activated. In this case, the control unit 323 uses, for example, an API (Application Programming Interface) provided by the OS of the terminal 120 and specifies the settlement service provided by the server 110 to activate the settlement function. As a result, when the payment service used by default in the payment function provided by the OS of the terminal 120 is a payment service of another company other than the payment service provided by the server 110, the electronic coupon is used. Can use the payment service provided by the server 110.

Regarding the above description, the following items will be further disclosed.
(Appendix 1)
In the information processing device,
A process of displaying an electronic coupon that can be used in a store and an object that activates a payment function using a payment service corresponding to the electronic coupon on the same display screen;
A program that, when the object is operated by a user, activates a payment function that uses the payment service, and executes a process of transmitting, by short-distance wireless communication, information for paying the amount of money to which the electronic coupon is applied.
(Appendix 2)
The program according to Appendix 1, wherein the business that issues the electronic coupon and the business that provides the payment service are the same or affiliated business.
(Appendix 3)
The payment function using the payment service is a function provided by an OS (Operating System),
The program according to appendix 1 or 2, wherein the information for paying the amount of money to which the electronic coupon is applied includes information associated with the account of the user in the payment service.
(Appendix 4)
4. The program according to any one of appendices 1 to 3, which executes a process of setting an expiration date of the electronic coupon when the electronic coupon is displayed.
(Appendix 5)
The process of displaying is
5. The program according to any one of appendices 1 to 4, which displays a message prompting to increase the balance when the balance of the user in the payment service is not equal to or more than a predetermined threshold value.
(Appendix 6)
The program according to appendix 5, which executes a process of determining the predetermined threshold value based on at least one of the store and the electronic coupon.
(Appendix 7)
7. The program according to any one of appendices 1 to 6, which executes a process of disabling the electronic coupon when an operation of storing the image of the display screen is performed.
(Appendix 8)
8. The program according to any one of appendices 1 to 7, which executes a process of setting the electronic coupon to be unusable when the process of settling the amount of money to which the electronic coupon is applied is completed.
(Appendix 9)
When the object is operated, the electronic coupon is set to be unusable, and when the settlement by the settlement function using the settlement service is unsuccessful, a process of setting the electronic coupon to be made to be executed is executed. The program according to any one of.
(Appendix 10)
10. The program according to any one of appendices 1 to 9, which executes a process of activating a payment function using the payment service when a predetermined acceleration is detected while displaying the display screen.
(Appendix 11)
If the settlement function using the settlement service is set to be usable, the electronic coupon is set to be usable. If the settlement function using the settlement service is not set to be usable, the electronic coupon is not usable. 11. The program according to any one of appendices 1 to 10, which causes the process to be set to be executed.
(Appendix 12)
The payment process is
Among a plurality of payment services set in the payment function of the OS (Operating System), the payment function is activated as a setting to use the payment service to which the electronic coupon is distributed,
12. The program according to any one of appendices 1 to 11.
(Appendix 13)
A display control unit that displays an electronic coupon that can be used in a store and an object that activates a payment function that uses a payment service corresponding to the electronic coupon on the same display screen,
An information processing apparatus including: a control unit that, when the object is operated by a user, activates a payment function that uses the payment service, and transmits information that setstles an amount to which the electronic coupon is applied by short-range wireless communication. .
(Appendix 14)
The information processing device
A process of displaying an electronic coupon that can be used in a store and an object that activates a payment function using a payment service corresponding to the electronic coupon on the same display screen;
An information processing method for activating a payment function that uses the payment service when the object is operated by a user, and performing a process of transmitting information for payment of the amount of money to which the electronic coupon is applied by short-range wireless communication.

100 communication system 110 server 311 reception unit 312 transmission/reception unit 313 control unit 314 display control unit 315 storage unit 3151 user information storage unit 120 terminal 321 reception unit 322 transmission/reception unit 323 control unit 324 display control unit 325 storage unit

A program according to an embodiment of the present disclosure is an electronic program that can be used in a store when a payment function of an OS (Operating System) is not set to be enabled in a payment function of an OS (Operating System) in an information processing device. When the coupon is set to be unusable, and the payment function of the OS is set to the payment function using the predetermined payment service, the electronic coupon and the payment function using the predetermined payment service are activated. A process of displaying the object to be displayed on the same display screen, and, when the object is operated by a user, a payment function that uses the predetermined payment service is activated, and information for payment of the amount to which the electronic coupon is applied is displayed. A process for transmitting by short-range wireless communication is executed.

A program according to an embodiment of the present disclosure is an electronic device that can be used in a store when a payment function of an OS (Operating System) is not set to be enabled in a payment function of an OS (Operating System) in an information processing device When the coupon is set to be unusable, and the payment function of the OS is set to the payment function using the predetermined payment service, the electronic coupon and the payment function using the predetermined payment service are activated. A process of displaying the object to be displayed on the same display screen, and a process of activating a payment function using the predetermined payment service when the object is operated by a user, and displaying information to settle the amount to which the electronic coupon is applied. When the process of transmitting by short-range wireless communication and the operation of storing the image on the display screen are performed, an image in which the electronic coupon is hidden is stored, or an image in which the electronic coupon is expired is stored. The processing and are executed.

Claims (14)

In the information processing device,
A process of displaying on the same display screen an electronic coupon that can be used in a store and an object that activates a payment function that uses a payment service corresponding to the electronic coupon;
A program that, when the object is operated by a user, activates a payment function that uses the payment service, and executes a process of transmitting, by short-distance wireless communication, information for payment of the amount to which the electronic coupon is applied.   The program according to claim 1, wherein a business that issues the electronic coupon and a business that provides the payment service are the same or affiliated business. The payment function using the payment service is a function provided by an OS (Operating System),
The program according to claim 1, wherein the information for paying the amount of money to which the electronic coupon is applied includes information associated with the user's account in the payment service.   The program according to any one of claims 1 to 3, which executes a process of setting an expiration date of the electronic coupon when the electronic coupon is displayed. The process of displaying is
The program according to any one of claims 1 to 4, which displays a message prompting to increase the balance when the balance of the user in the payment service is not equal to or more than a predetermined threshold value.   The program according to claim 5, which executes a process of determining the predetermined threshold value based on at least one of the store and the electronic coupon.   The program according to any one of claims 1 to 6, which executes a process of disabling the electronic coupon when an operation of storing the image of the display screen is performed.   The program according to any one of claims 1 to 7, which executes a process of disabling the electronic coupon when the process of settling the amount of money to which the electronic coupon is applied is completed.   The process of setting the electronic coupon to be unusable when the object is operated, and executing the process of setting the electronic coupon to be available when the payment by the payment function using the payment service fails. 8. The program according to any one of 8.   The program according to any one of claims 1 to 9, which executes a process of activating a payment function using the payment service when a predetermined acceleration is detected while the display screen is displayed.   If the settlement function using the settlement service is set to be usable, the electronic coupon is set to be usable. If the settlement function using the settlement service is not set to be usable, the electronic coupon is not usable. The program according to any one of claims 1 to 10, which causes the process to be set to be executed. The payment process is
Of a plurality of payment services set in the payment function of an OS (Operating System), the payment function is activated as a setting to use the payment service to which the electronic coupon is distributed.
The program according to any one of claims 1 to 11. A display control unit that displays an electronic coupon that can be used in a store and an object that activates a payment function that uses a payment service corresponding to the electronic coupon on the same display screen,
An information processing apparatus including: a control unit that, when the object is operated by a user, activates a payment function that uses the payment service, and transmits information that setstles the amount to which the electronic coupon is applied by short-range wireless communication. .. The information processing device
A process of displaying on the same display screen an electronic coupon that can be used in a store and an object that activates a payment function that uses a payment service corresponding to the electronic coupon;
An information processing method that, when the object is operated by a user, executes a process of activating a payment function using the payment service and transmitting information for payment of the amount to which the electronic coupon is applied by near field communication.

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