JP2016192140A - Group insurance smartphone procedure system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To facilitate handover from e-commerce selling to face-to-face selling in a case in which an insurance product is handled by e-commerce.SOLUTION: A group insurance subscription method for accepting subscription for a group insurance includes: a Web page provision step of providing a Web page of subscription application for a group insurance to a portable information terminal according to access from the portable information terminal that has read a two-dimensional code described in an offering material for the group insurance distributed to a subscriber; an input acceptance step of accepting from the portable information terminal an input of information in the Web page provided in the provision step; and a determination step of storing the acceptance of subscription and the information in an information storage section when the information accepted in the input acceptance step is determined to satisfy predetermined conditions, and notifying a preliminarily registered agency terminal of at least a part of the information input so far when the information is determined not to satisfy the conditions.SELECTED DRAWING: Figure 2

Description

  The present invention relates to an information processing apparatus, an information processing method, and a program.

In recent years, insurance products are sold not only by face-to-face sales but also by electronic commerce (for example, see Patent Documents 1 to 4).
Patent Document 1 Japanese Patent No. 5476278 Patent Document 2 Japanese Patent Application Laid-Open No. 2009-37394 Patent Document 3 Japanese Patent Application Laid-Open No. 2003-345888 Patent Document 4 Japanese Patent No. 3671173

  There is a case where switching from sales by electronic commerce to face-to-face sales is required in the course of enrollment in insurance products sold by electronic commerce.

  In a first aspect of the present invention, an information processing apparatus is provided. The information processing apparatus includes an input receiving unit that receives input of application information for joining an insurance product from an information terminal. The information processing apparatus includes a determination unit that determines whether the application information received by the input reception unit satisfies a predetermined condition. In the information processing apparatus, when the determination unit determines that the application information satisfies a predetermined condition, the determination unit stores information indicating that the subscription to the insurance product is accepted and the application information in the storage unit. In the information processing apparatus, when the determination unit determines that the application information does not satisfy a predetermined condition, the determination unit transmits at least a part of the application information to a recruiter terminal of a person who recruits insurance products.

  The information processing apparatus may include an information providing unit that provides the information terminal with information to be output to the output device of the information terminal. In the information processing apparatus, the information providing unit may provide the information terminal with data of an input screen for receiving input of application information. In the information processing apparatus, the determination unit may determine whether or not a predetermined type of insurance product has been selected based on information input on the input screen. In the information processing apparatus, the determination unit may determine that the application information satisfies a predetermined condition when it is determined that a predetermined insurance product is selected.

  In the information processing apparatus, the input reception unit may receive information acquired from the insurance product recruitment material by the information terminal. In the information processing apparatus, the information providing unit may determine the layout of the input screen based on information acquired from the insurance product recruitment material by the information terminal. In the information processing apparatus, the information providing unit may generate input screen data by arranging one or more modules constituting the input screen based on the layout of the input screen.

  In the above information processing apparatus, the information providing unit may provide the information terminal with data on a notification screen for accepting input of information related to the health condition of the insured person of the insurance product, and the determination unit displays the information on the notification screen. Based on the input information, it may be determined whether the application information satisfies a predetermined condition. In the above information processing apparatus, the information providing unit may transmit at least a part of the application information to the recruiting terminal when the determination unit determines that the application information does not satisfy a predetermined condition. An approval screen may be provided to the information terminal for accepting input of information regarding the information, and the determination unit may transmit at least a part of the application information to the recruiter terminal in the information input on the approval screen. Only when the information shown is included, at least part of the application information may be notified to the recruiter terminal.

  In the information processing apparatus described above, the determination unit may transmit information indicating that participation in the insurance product is not permitted to the information terminal when it is determined that the application information does not satisfy a predetermined condition. . In the information processing apparatus described above, when the determination unit determines that the application information does not satisfy a predetermined condition, the determination unit joins the insurance product by sending an application form on which predetermined items are filled. May be transmitted to the information terminal indicating that there is a possibility of being recognized. In the information processing apparatus, the determination unit may include a data output unit that outputs print data of an application form for insurance products when it is determined that the application information does not satisfy a predetermined condition. It may include at least a part of the application information.

  In the second aspect of the present invention, a program is provided. A computer readable medium storing the program may be provided. The program may be a program for causing a computer to function as the information processing apparatus.

  In a third aspect of the present invention, an information processing method is provided. The information processing method includes an input reception stage for receiving input of application information for joining an insurance product from an information terminal. The information processing method includes a determination step of determining whether or not the application information received in the input reception step satisfies a predetermined condition. The information processing method includes a storage stage for storing information indicating that the application information has been accepted and application information when the application information is determined to satisfy a predetermined condition. The information processing method includes a transmission step of transmitting at least a part of the application information to a recruiter terminal of a person who recruits insurance products when it is determined that the application information does not satisfy a predetermined condition.

  According to a fourth aspect of the present invention, there is provided a group insurance enrollment method for accepting group insurance from a portable information terminal which has read a two-dimensional code described in a group insurance solicitation document distributed to a subscriber. Based on access, a web page provision stage for providing a group insurance application web page to the portable information terminal, and an input reception for accepting input of information from the portable information terminal to the web page provided in the provision stage When it is determined that the information received at the stage and the input reception stage satisfies a predetermined condition, the information is stored in the information storage unit together with the fact that the subscription is accepted, and when the condition is not satisfied, A determination step of notifying at least a part of the information input so far to a previously registered agency terminal.

  The summary of the invention does not enumerate all the features of the present invention. In addition, a sub-combination of these feature groups can also be an invention.

An example of a system configuration of insurance management system 100 is shown roughly. An example of a functional block diagram of management server 110 is shown roughly. An example of a functional block diagram of storage part 220 is shown roughly. An example of data table 400 is shown roughly. An example of data table 500 is shown roughly. An example of data table 600 is shown roughly. An example of template 700 is shown roughly. An example of the input screen 800 is shown schematically. An example of data table 900 is shown roughly. An example of data table 1000 is shown roughly. An example of information processing in management server 110 is shown roughly. An example of the application item input process is schematically shown. An example of the cancellation process of the application procedure is schematically shown.

  Hereinafter, the present invention will be described through embodiments of the invention, but the following embodiments do not limit the invention according to the claims. In addition, not all the combinations of features described in the embodiments are essential for the solving means of the invention.

  FIG. 1 schematically shows an example of the system configuration of the insurance management system 100. In the present embodiment, the insurance management system 100 includes a management server 110 and an agency terminal 120. In FIG. 1, an insurance management system 100 is shown together with a communication network 10 and an application terminal 20. In the present embodiment, the application terminal 20 includes a display unit 22 and a photographing unit 24.

  The insurance management system 100 and the management server 110 may be an example of an information processing apparatus. The agency terminal 120 may be an example of a recruiter terminal. The agency terminal 120 may be an example of an information terminal. The application terminal 20 may be an example of an information terminal. The display unit 22 may be an example of an output device.

  The communication network 10 may be a wired communication transmission line, a wireless communication transmission line, or a combination of a wireless communication transmission line and a wired communication transmission line. The communication network 10 is not particularly limited, but may be a mobile communication network such as a mobile phone network, a wireless packet communication network, the Internet and a dedicated line, or a combination thereof.

  The application terminal 20 may be an information processing terminal owned or possessed by a person who desires to join an insurance product (sometimes referred to as an applicant), and is an information processing terminal lent to the applicant. There may be. Examples of information processing terminals lent to applicants include information processing terminals arranged at storefronts of insurance product sales agents, information processing terminals carried by sales representatives of sales agents, etc. it can.

  The application terminal 20 only needs to be a device that can transmit and receive information to / from at least one of the management server 110 and the agency terminal 120, and may be a personal computer, a portable terminal, or a wireless terminal. Examples of portable terminals include PDAs, mobile phones, smartphones, tablet computers, notebook computers (sometimes referred to as laptop computers), and the like.

  The application terminal 20 may be realized by activating software or a program that defines the operation of each unit of the application terminal 20 in an information processing apparatus having a general configuration. The information processing device used as the application terminal 20 includes a data processing device having a processor such as a CPU, ROM, RAM, and a communication interface, and an input device such as a keyboard, a touch panel, a microphone, a GPS information acquisition device, an acceleration sensor, and a gyro sensor. And an output device such as a display device, a speaker, and a vibration device, and a storage device such as a memory and an HDD. The data processing device or the storage device may store the above software or program. The software or program is executed by a processor, and causes the information processing apparatus to execute an operation defined by the instruction or program.

  In the present embodiment, the insurance management system 100 provides an electronic commerce service for insurance products (sometimes referred to as insurance plans). The management server 110 manages various types of information related to insurance products. For example, the management server 110 manages a website for recruiting subscribers to insurance products. The above-mentioned Web site includes a plurality of Web pages including, for example, a Web page that explains the contents of the insurance product and a Web page that performs a subscription application procedure for the insurance product.

  The management server 110 may manage information related to insurance product contracts. Information on insurance product contracts includes information on the types of insurance products, types of special contracts, compensation details, insurance premiums, policyholders, subscribers, insured persons, beneficiaries, provisions of insurance contracts or special contracts, etc. It can be illustrated. The subscriber and the insured person may be the same or different. The management server 110 may manage information regarding the applicant. The information regarding the applicant may be information input during the application procedure. The management server may manage a log of application procedures.

  In the present embodiment, the agency terminal 120 transmits / receives information to / from the application terminal 20 and the management server 110 via the communication network 10. The agency terminal 120 may send and receive information to and from the management server 110 via the communication network 10 and the application terminal 20. The agency terminal 120 may be an information processing terminal owned or possessed by an insurance product sales agency or the like, or may be an information processing terminal lent to the sales agency or the like.

  Each of the management server 110 and the agency terminal 120 may be realized by starting software or a program that defines the operation of each unit of the management server 110 or the agency terminal 120 in an information processing apparatus having a general configuration. . An information processing device used as the management server 110 or the agency terminal 120 includes a data processing device having a processor such as a CPU, a ROM, a RAM, a communication interface, a keyboard, a touch panel, a microphone, a GPS information acquisition device, an acceleration sensor, and a gyro. An input device such as a sensor, an output device such as a display device, a speaker, and a vibration device, and a storage device such as a memory and an HDD may be provided. The data processing device or the storage device may store the above software or program. The software or program is executed by a processor, and causes the information processing apparatus to execute an operation defined by the instruction or program.

  At least one of the management server 110 and the agency terminal 120 may be a virtual server or a cloud system. At least one of the management server 110 and the agency terminal 120 may be realized by a single server or may be realized by a plurality of servers.

  The agency terminal 120 may be a printer. For example, the agency terminal 120 receives, from the management server 110, print data of an application form used for application for insurance product subscription. The agency terminal 120 may receive print data from the management server 110 via the application terminal 20. The agency terminal 120 prints the received print data and outputs an application form.

  In one embodiment, the print data of the application form includes data of one or more entry fields arranged on the application form and data of information to be described in at least one of the one or more entry fields. In this case, the agency terminal 120 prints the received print data on, for example, a blank print sheet. Thereby, the effort which an applicant inputs himself can be omitted.

  In another embodiment, the print data of the application form includes data of information to be printed in at least one of the one or more entry fields arranged on the application form. In this case, for example, the agency terminal 120 prints the received data on an application form on which one or more entry fields are already printed. Thereby, the effort which an applicant inputs himself can be omitted.

[Outline of services provided by the insurance management system 100]
Next, an example of a service provided by the insurance management system 100 will be described. In this embodiment, the applicant uses the application terminal 20 to access the management server 110 and starts a subscription application procedure for insurance products. For example, the applicant obtains a pamphlet 30 for recruiting subscribers to insurance products. The pamphlet 30 is distributed, for example, by a person who recruits insurance products (sometimes referred to as a solicitor). Examples of recruiters include insurance companies, agents or brokers of the insurance companies, and officers or employees of those officers. If the insurance product is group insurance, the brochure 30 may be distributed to members of the group.

  In the present embodiment, the pamphlet 30 includes a two-dimensional code 32 along with an explanation regarding insurance products. The explanation about the insurance product includes, for example, the type of insurance product, the type of special contract, the compensation content, the subscription condition, the insurance fee, the information on the application procedure, and the like. Examples of information relating to application procedures include information relating to application methods, information relating insurance products and available application methods, and the like. For example, for each insurance product, information on whether or not an application can be made via a website when the website is accessed from a terminal having a relatively small screen such as a smartphone is described.

  The explanation regarding the insurance product may include an explanation regarding matters (sometimes referred to as important matters) that require particular confirmation or attention before the contract among the contents of the contract described in the insurance policy or special agreement. The important matter is that it is difficult to reasonably predict that an insurance contract will be included if the applicant enters into a contract without fully understanding the details of the contract described in the insurance policy. This may include matters related to various clauses (sometimes referred to as unexpected clauses).

  In the two-dimensional code 32, for example, a URI (Uniform Resource Identifier) of a Web site that accepts a subscription application procedure for insurance products is embedded. The URI may be a URL (Uniform Resource Locator). The website that accepts the application procedure for the insurance product may be an example of a website for recruiting subscribers to the insurance product. The two-dimensional code 32 may be an example of information acquired from the insurance product recruitment material by the information terminal. The URIs of various websites may be examples of URIs included in the two-dimensional code 32.

  The two-dimensional code 32 may be arranged in the vicinity of at least one of a column explaining the important matter and a column indicating that the applicant has agreed to the important matter. For example, the two-dimensional code 32 uses a digital camera of about 800 pixels mounted on a smartphone or the like to display a column explaining the important items and a column indicating that the applicant has agreed to the important items. Is photographed from a distance that can be visually recognized on the display, it is arranged at a position included in the photographing range of the digital camera. Thus, simultaneously with the two-dimensional code 32, it is possible to photograph the description of the important matter or the description of the column indicating that the applicant has agreed to the important matter.

  In one embodiment, one or more two-dimensional codes 32 are placed around a well-known column or check column indicating that an important matter has been agreed. For example, the two-dimensional code 32 is arranged in two places, the upper vicinity and the lower vicinity of the famous column or check column. Thereby, by photographing the two two-dimensional codes 32, information indicating that the applicant has agreed to the important matter is also photographed. As a result, the time and effort for the applicant to transmit the information can be omitted.

  Some insurance products are not premised on face-to-face sales, such as group insurance. In such a case, it is desirable to publicize at least important matters by a reasonable method such as posting it at an appropriate place on the website. On the other hand, a mobile terminal such as a smartphone has a smaller display screen than a stationary personal computer. Therefore, it is desired to reduce the amount of information displayed on one screen. According to the present embodiment, important matters and a two-dimensional code 32 are described in the pamphlet 30. Therefore, explanation of important matters can be omitted on the Web site indicated by the URI embedded in the two-dimensional code 32.

  In this embodiment, the case where the description regarding the insurance product and the two-dimensional code 32 are described in the same pamphlet 30 has been described. The pamphlet 30 is an example of insurance product sales promotion material, but the sales promotion material is not limited to this embodiment. In another embodiment, the explanation regarding the insurance product and the two-dimensional code 32 may be described in different sales promotion materials.

  When the applicant reads the explanation items regarding the insurance product and wishes to join the insurance product, for example, the applicant uses the photographing unit 24 of the application terminal 20 and uses the two-dimensional code described in the pamphlet 30. 32 is photographed. The application terminal 20 analyzes the photographed image and reads the URI embedded in the two-dimensional code 32. Based on the URI, for example, the application terminal 20 accesses the management server 110 and requests to transmit information on the Web site indicated by the URI. As a result, it is possible to access a Web site that executes a procedure for applying for insurance products. The application terminal 20 may transmit the captured image to the management server 110. Thereby, the management server 110 can store information indicating that the applicant has agreed to an important matter by storing the captured image.

  In one embodiment, the URI embedded in the two-dimensional code 32 may be the URI of a website corresponding to the brochure 30. The web site corresponding to the pamphlet 30 may be a web site for performing a subscription application procedure for insurance products posted in the pamphlet 30. The website corresponding to the brochure 30 may be a website for a smartphone.

  In another embodiment, identification information (which may be referred to as an ID) that uniquely identifies the pamphlet 30 is embedded in the two-dimensional code 32, and the application terminal 20 receives the ID of the pamphlet 30 together with the above request. May be transmitted to the management server 110. The ID of the brochure 30 may be embedded in the URI. The applicant may access the management server 110 by inputting the URI of a website into a web browser operating on the application terminal 20 or searching the website.

  The management server 110 transmits Web site data indicated by the URI transmitted from the application terminal 20 to the application terminal 20. The management server 110 may generate website data corresponding to the above-described URI in response to a request from the application terminal 20 and transmit the generated website data to the application terminal 20. The application terminal 20 receives website data from the management server 110 and displays various screens, images, messages, and the like on the display unit 22.

  In the present embodiment, the applicant inputs items (sometimes referred to as application items) required when applying for insurance products according to the screen displayed on the display unit 22 of the application terminal 20. The application terminal 20 receives an input related to the application item and transmits it to the management server 110. The application item may be an example of application information for joining an insurance product.

  In the present embodiment, the management server 110 determines whether or not the input application item satisfies a predetermined condition (sometimes referred to as a reception condition). When the management server 110 determines that the input application item satisfies the acceptance condition, the management server 110 stores information indicating that the insurance product has been accepted and the input application item. On the other hand, when the management server 110 determines that the input application item does not satisfy the acceptance condition, the management server 110 transmits at least a part of the input application item to the agency terminal 120.

  If the input application items do not satisfy the acceptance conditions, the procedure for joining the insurance product using the electronic commerce service is canceled. Even in such a case, participation in insurance products may be permitted by applying by face-to-face sales, or by examination by an officer or employee of an insurance company, agent or broker. According to the present embodiment, even when the input application item does not satisfy the acceptance condition, at least a part of the input application item is transmitted to the agency terminal 120.

  According to the present embodiment, even when the procedure for joining an insurance product using the electronic commerce service is canceled, information input by the applicant during the application procedure is transmitted to the agency terminal 120. . Thereby, for example, when the applicant desires to apply for the insurance product by face-to-face sales, it is possible to omit the trouble of inputting the same information again. In addition, as with group insurance, the offer period may be limited depending on the insurance product. If the application procedure is not completed at the end of the recruitment period despite the information being sent to the agency terminal 120, the sales representative of the agency confirms the applicant's intention to apply. And so on.

  In the present embodiment, the case where the advertising medium for recruiting subscribers to insurance products is a paper medium has been described. However, the advertising medium is not limited to this embodiment. The advertising medium may be a digital medium such as digital silage or a website.

  In this embodiment, the case where the URI of the Web site is acquired by reading the two-dimensional code 32 has been described. However, the method for acquiring the URI of the Web site is not limited to reading a two-dimensional code. The URI may be acquired by reading a one-dimensional code such as a barcode. In another embodiment in which the URI is obtained by photographing a medium in which the URI is described or displayed, and applying an image processing technique such as the OCR technique, the application terminal 20 can perform Web communication via short-range wireless communication. Information about the URI of the site may be acquired. Examples of short-range wireless communication include RFID, Zigbee (registered trademark), Bluetooth (registered trademark), WiFi (registered trademark), and WiMAX (registered trademark).

  FIG. 2 schematically shows an example of a functional block diagram of the management server 110. In the present embodiment, the management server 110 includes a communication control unit 212, a management unit 214, a screen providing unit 216, a print data generation unit 218, and a storage unit 220. Each unit of the management server 110 may send and receive information to and from each other. The communication control unit 212 may be an example of at least one of an input receiving unit and an information providing unit. The management unit 214 may be an example of at least one of a determination unit and an information providing unit. The screen providing unit 216 may be an example of an information providing unit. The print data generation unit 218 may be an example of a data output unit.

  The communication control unit 212 controls communication between the management server 110 and at least one of the application terminal 20 and the agency terminal 120. The communication control unit 212 may be a communication interface.

  In one embodiment, the communication control unit 212 receives information transmitted from the application terminal 20. The communication control unit 212 may accept input of various information. The communication control unit 212 may accept the input of the information by receiving the information input to the application terminal 20 from the application terminal 20. For example, an input of application items input to the application terminal 20 is accepted. The communication control unit 212 may accept various requests.

  For example, the communication control unit 212 receives an access request to a specific Web site. The access request is transmitted from the application terminal 20 based on the URI acquired from the brochure 30 by the application terminal 20, for example. The communication control unit 212 transmits the received information or request to the management unit 214, for example.

  In another embodiment, the communication control unit 212 provides information to at least one of the application terminal 20 and the agency terminal 120. For example, the communication control unit 212 transmits information on the screen to be displayed on the display unit 22 of the application terminal 20 to the application terminal 20. The screen information to be displayed on the display unit 22 may be an example of information to be output to the output device. The communication control unit 212 may transmit information regarding at least a part of the input application items to the agency terminal 120. The communication control unit 212 may transmit print data including information on at least a part of the input application items to the agency terminal 120.

  The management unit 214 manages various types of information related to insurance products. The insurance product may include plans for various special provisions. The management unit 214 acquires information or a request received by the communication control unit 212. The management unit 214 processes the acquired information or request.

  In the present embodiment, the applicant uses the application terminal 20 to photograph the two-dimensional code 32 of the pamphlet 30 and requests access to a website that provides an electronic commerce service for insurance products. The management unit 214 acquires a request from the application terminal 20 and transmits data indicated by a URI embedded in the two-dimensional code 32 to the application terminal 20 in response to the request.

  For example, first, the management unit 214 analyzes a request from the application terminal 20 and specifies a Web site for which access is requested. The management unit 214 may specify a website that is requested to be accessed based on the URI included in the request or the ID of the brochure. Next, the management unit 214 transmits HTML data for causing the display unit 22 to display one of one or more Web pages included in the Web site, to the application terminal 20.

  When the Web page is browsed and information is input to the application terminal 20, the management unit 214 acquires the input information and performs various types of information processing based on the information. For example, the management unit 214 acquires information related to the application items input to the application terminal 20 from the communication control unit 212. The management unit 214 determines whether the application items input to the application terminal 20 satisfy the reception condition.

[An example of determination processing in the management unit 214]
In one embodiment, in response to a request from the application terminal 20, the management unit 214 transmits data of a Web page (sometimes referred to as an input screen) for receiving an input related to an application item to the application terminal 20. . The application terminal 20 displays an input screen on the display unit 22. The applicant inputs one or more application items according to the display on the input screen. The management unit 214 acquires the input application items and determines whether or not a predetermined type of insurance product has been selected (may be referred to as determination processing). When the management unit 214 determines that a predetermined type of insurance product has been selected, the management unit 214 determines that the application item satisfies the acceptance condition.

  For example, when the input item includes the ID of the predetermined first type of insurance product, the management unit 214 selects the predetermined first type of insurance product. to decide. The management unit 214 determines that the predetermined first type of insurance product is not selected when the input application item does not include the ID of the predetermined first type of insurance product. You may judge.

  Similarly, the management unit 214 selects the predetermined first type of insurance product when the input application item does not include the ID of the predetermined second type of insurance product. You may decide that When the input item includes the ID of the predetermined second type of insurance product, the management unit 214 determines that the predetermined first type of insurance product is not selected. You may judge.

  In another embodiment, in response to a request from the application terminal 20, the management unit 214 accepts input of information related to the health status of the insured person of the insurance product (may be referred to as a notification screen). Is transmitted to the application terminal 20. The application terminal 20 displays a notification screen on the display unit 22. The applicant inputs information on the health status of the insured person according to the display on the notification screen. As information on the health condition, information on the presence or absence of disease, symptoms, and prognosis in the present and the past can be exemplified. The information regarding the health condition may be an example of an application item.

  The management unit 214 acquires information on the health status of the insured person that has been input, and determines whether the application item satisfies the acceptance condition based on the information. For example, the management unit 214 determines that the application item satisfies the acceptance condition when the information about the health status of the insured person does not include information indicating that the patient suffers from a predetermined type of disease. The management unit 214 may determine that the application item does not satisfy the acceptance condition when the information on the health status of the insured includes information indicating that the patient has suffered from a predetermined type of disease. Good.

  Similarly, if the information regarding the health status of the insured person does not include information indicating that the patient is suffering from a predetermined type of disease, the management unit 214 determines that the application item satisfies the acceptance condition. It may be determined that it will be satisfied. If the information regarding the health status of the insured includes information indicating that the patient currently suffers from a predetermined type of disease, the management unit 214 may determine that the application items do not satisfy the acceptance conditions. You may judge.

[Example of processing when it is determined that the acceptance condition is satisfied in the determination processing]
When the management unit 214 determines that the application item satisfies the reception condition, the storage unit 220 stores information indicating that the application for the insurance product corresponding to the application item has been received and the input application item. To store. Thereby, it is possible to automate the subscription application procedure for insurance products.

[Example of processing when it is determined that the acceptance condition is not satisfied in the determination processing]
On the other hand, when the management unit 214 determines that the application item does not satisfy the acceptance condition, the management unit 214 stops the application procedure by the electronic commerce service. In this case, the management unit 214 may transmit information indicating that insurance participation is not permitted to the application terminal 20. The management unit 214 indicates that there is a possibility that insurance participation may be approved by sending an application form in which predetermined items are filled in, instead of the above information or together with the above information. Information may be transmitted to the application terminal 20.

  The information may be a message or an icon. The above information may be transmitted alone or as part of a web page. When the above information is transmitted as a part of the Web page, the management unit 214 transmits information necessary for generating the Web page including the above information to the screen providing unit 216, and the above information is transmitted. You may request to generate a web page containing the information.

  When the management unit 214 determines that the application item does not satisfy a predetermined condition, the management unit 214 may transmit at least a part of the input application item to the agency terminal 120. In the present embodiment, the management unit 214 determines whether or not to send at least a part of the application items to the agency terminal 120 before transmitting at least a part of the inputted application items to the agency terminal 120. Data of a web page (may be referred to as an approval screen) for receiving input of information regarding the information may be provided to the application terminal 20.

  The application terminal 20 displays an approval screen on the display unit 22. The applicant inputs information regarding whether or not at least a part of the application items may be transmitted to the agency terminal 120 in accordance with the display of the approval screen. The management unit 214 acquires the input information, and applies only when the information input on the approval screen includes information indicating that at least a part of the application items may be transmitted to the agency terminal 120. At least a part of the matter is transmitted to the agency terminal 120.

  Although the format of the data transmitted to the agency terminal 120 is not particularly limited, the management unit 214 may transmit at least a part of the input application items as a record in the database (a). In general, (b) the document may be transmitted as a document file including at least a part of the input application item, or (c) print data including at least a part of the input item may be transmitted.

  When transmitting at least a part of the input application items as the print data, for example, the management unit 214 transmits information necessary for generating the print data to the print data generation unit 218. The management unit 214 receives the print data output from the print data generation unit 218 and transmits it to the agency terminal 120.

  The screen providing unit 216 provides Web page data to be displayed on the display unit 22 of the application terminal 20. For example, the screen providing unit 216 provides at least one of an input screen, a notification screen, and an approval screen. The screen providing unit 216 generates Web page data requested from the management unit 214, or extracts data of the Web page from one or more Web pages stored in the storage unit 220. The data of the Web page is provided to the application terminal 20. For example, the screen providing unit 216 transmits the generated web page to the application terminal 20 via the communication control unit 212.

  The screen providing unit 216 may determine the type of Web page provided to the application terminal 20 based on information included in the access request from the application terminal 20. The screen providing unit 216 provides the application terminal 20 with a plurality of different types of Web pages for providing the same type of screen based on information included in the access request from the application terminal 20. A particular type of web page may be determined.

  For example, the screen providing unit 216 has two types of input screens for members of a specific group: an input screen for a smartphone and an input screen for a general personal computer (sometimes simply referred to as a PC). Decide to provide any of the web pages. Thereby, even when the screen providing unit 216 provides an input screen for members of a specific group, the application terminal 20 is a PC and the application terminal 20 is a smartphone. Can provide different screens.

  The information included in the access request includes the URI of the data requesting access, the ID of the brochure, the information on the OS or browser type of the application terminal 20 (sometimes referred to as the user agent name), and the drawing area. At least one selected from the group consisting of information related to the size of can be exemplified. The information related to the size of the drawing area may be the number of horizontal pixels of the screen of the display unit 22. These pieces of information may be transmitted simultaneously with the access request, or may be transmitted at a timing different from the access request.

  In one embodiment, the types of web pages may include a first web page for a first device and a second web page for a second device. The drawing area of the display unit of the second device may be smaller than the drawing area of the display unit of the first device. For example, the first device may be a general personal computer, and the second device may be a device having a smaller screen size than the PC, such as a smartphone or a tablet computer.

  For example, when comparing an input screen for a smartphone with an input screen for a PC, the position, shape, and the like of at least one component among a plurality of components (sometimes referred to as modules) arranged on the screen At least one of the sizes may be different. Some of the plurality of components arranged on the PC input screen may not be arranged on the smartphone input screen. Note that there may be three or more types of Web pages.

  In another embodiment, the type of the web page includes a first web page provided when the application terminal 20 accesses the management server 110 based on the two-dimensional code 32 or the URI described in the pamphlet 30; And a second Web page provided when accessing the management server 110 without being based on the two-dimensional code 32 or the URI described in the pamphlet 30. Note that there may be three or more types of Web pages.

  Different URIs may be assigned to the first web page and the second web page, and different styles may be set. In one embodiment, the screen providing unit 216 (i) determines the device type of the application terminal 20 based on information included in the access request, and (ii) is indicated by a URI corresponding to the determined device type. A web page is provided, or a web page in which a style corresponding to the type of the device is set is provided. Thereby, the screen providing unit 216 can provide a Web page corresponding to the type of device.

  In another embodiment, the screen providing unit 216 determines (i) whether or not the information included in the access request includes the ID of the brochure 30 and (ii) based on the URI corresponding to the presence or absence of the ID of the brochure 30. The web page shown is provided, or the web page in which the style corresponding to the presence or absence of the ID of the brochure 30 is set is provided. Thereby, the screen providing unit 216 can provide different Web pages depending on whether the applicant has a high possibility of reading the brochure 30 or a high possibility that the applicant has not read the brochure 30.

[Example of Screen Providing Process in Screen Providing Unit 216]
In the present embodiment, when the screen providing unit 216 receives a request from the management unit 214, the application terminal 20 is a terminal having a relatively small screen size, such as a smartphone or a tablet, based on information included in the access request. In addition, it is determined whether or not there is a high possibility that the applicant has accessed the management server 110 by looking at the brochure 30. When the screen providing unit 216 determines that the above possibility is high, the screen providing unit 216 determines to provide a web page for a smartphone. On the other hand, when it is determined that the above possibility is low, it is determined to provide a Web page for PC.

  When a web page for an input screen is requested, the input screen for a smartphone has, for example, a description about important matters omitted or links to other web pages that display explanations about important matters are arranged. This is different from the input screen for PC. Thereby, when the applicant accesses the management server 110 using the pamphlet 30, and the screen size of the application terminal 20 is relatively small (for example, 11 inches or less, preferably 8 inches or less, more preferably Is less than 6 inches.), An input screen is provided in which no explanation of important matters is posted. As a result, an easy-to-understand input screen with a small amount of information can be provided.

  The screen providing unit 216 may provide an input screen on which particularly important information among important matters is posted, even when providing an input screen in which explanations regarding important matters are omitted. Particularly important information may be a description of the unexpected clause. The particularly important information may be information having a preset importance level larger than a specific value among a plurality of pieces of information included in the important matter.

  Next, the screen providing unit 216 determines whether or not the requested web page data is stored in the storage unit 220. When the requested web page data is stored in the storage unit 220, the screen providing unit 216 transmits information regarding the storage location of the web page to the management unit 214. The screen providing unit 216 may transmit the web page data stored in the storage unit 220 to the application terminal 20.

  On the other hand, if the requested web page data is not stored in the storage unit 220, the screen providing unit 216 generates the web page data, and sends the generated web page data to the management unit 214 or the application. It transmits to the terminal 20. The screen providing unit 216 may generate the requested Web page data using a common template corresponding to the type of Web page to be generated.

  For example, if the group that is the contracting entity of the group insurance is different on the input screen of the group insurance application procedure, such as the title of the input screen, the applicable insurance premium, the type of insurance plan that can be selected, Some of the information (sometimes referred to as components or modules) displayed on the screen may be different. In such a case, it is preferable that the layout of the Web page of the input screen is common among the organizations, and appropriate parts corresponding to the organizations are arranged at appropriate positions on the Web page.

  Specifically, the screen providing unit 216 refers to the storage unit 220, for example, and extracts the requested Web page layout information from the layout information of one or more Web pages. The layout information is information related to settings for generating each of a plurality of Web pages. For example, identification information of a template for generating each Web page and identification information of one or more parts arranged in the template And information on the arrangement (for example, position and size) of each component in the template are stored in association with each other.

  The screen providing unit 216 refers to the extracted layout information and determines a template corresponding to the requested Web page and a part to be incorporated into the template. For example, the screen providing unit 216 determines to use the template T1, the part A, the part B, the part C, and the part D when generating a group insurance input screen for members of the group X. . On the other hand, when generating the group insurance input screen for the members of the group Y, it is determined to use the template T1 and the parts A, B, E, and F. Thereafter, the screen providing unit 216 refers to the layout information, extracts the electronic file or data of the component to be incorporated into the template from the storage unit 220, and arranges the appropriate component at an appropriate position of the template. In this way, Web page data is generated.

  When the web page data is newly generated, the screen providing unit 216 may store the generated web page data in the storage unit 220. Accordingly, when an access request for a Web page that has been generated in the past is received, the screen providing unit 216 can provide the data of the Web page without newly generating the data of the Web page. it can.

  The screen providing unit 216 may store the Web page data in the storage unit 220 in association with information related to the Web page. Examples of information relating to a web page include a web page ID, a corresponding brochure ID, a URI of the web page, information relating to important matters posted on the web page, layout information of the web page, and the like. Thereby, for example, when an important matter is changed, the data of the Web page can be updated.

  The print data generation unit 218 generates print data for an insurance product application form. The insurance form print data may include one or more entry field data arranged on the application form and information data to be described in at least one of the one or more entry fields. The information to be described in at least one of the one or more entry fields may include at least a part of the application information.

  In the present embodiment, the case where the screen providing unit 216 is arranged in the management server 110 and Web page data is generated in the management server 110 has been described. However, the screen providing unit 216 is not limited to this embodiment. In another embodiment, the screen providing unit 216 may execute the web page data generation process in the application terminal 20. In this case, the screen providing unit 216 determines an appropriate layout in response to the access request from the application terminal 20 and transmits identification information of the layout to the application terminal 20. Further, the screen providing unit 216 extracts appropriate part data, and transmits the extracted part data to the application terminal 20. The application terminal 20 uses the layout information and component data received from the screen providing unit 216 to generate Web page data.

  FIG. 3 schematically shows an example of a functional block diagram of the storage unit 220. In the present embodiment, the storage unit 220 includes a pamphlet information storage unit 312, a web page information storage unit 314, a template information storage unit 316, a component file storage unit 318, a web page storage unit 320, and an update information storage unit. 322, an application information storage unit 332, a subscriber information storage unit 334, and an agency information storage unit 336.

  The pamphlet information storage unit 312 stores information related to a pamphlet for recruiting insurance products. The web page information storage unit 314 stores layout information. The template information storage unit 316 stores information related to a template for generating a Web page. The component file storage unit 318 stores a component file that constitutes a Web page. The web page storage unit 320 stores the generated web page. The update information storage unit 322 stores component file update information.

  The application information storage unit 332 stores information related to application items. The application information storage unit 332 may store a log that records user operations during the application procedure. The subscriber information storage unit 334 stores information (sometimes referred to as subscriber information) relating to at least one of the subscriber of the insurance product and the insured person. The subscriber information storage unit 334 may store subscriber information for each contract. The agency information storage unit 336 stores information related to the agency.

  FIG. 4 schematically shows an example of the data table 400. The data table 400 may be an example of brochure information stored in the brochure information storage unit 312. In the present embodiment, the data table 400 stores the insurance plan ID 404, the contract form 406, the contractor ID 408, the agency ID 410, and the contract clause ID 412 in association with the brochure ID 402.

  The brochure ID 402 is identification information for identifying each of one or more types of brochures. The insurance plan ID 404 is identification information for identifying each of one or more types of insurance products published in a specific pamphlet. The contract form 406 is information indicating the contract form of each of one or more insurance products published in a specific pamphlet. Examples of contract forms include group contracts and individual contracts.

  The contractor ID 408 is identification information for identifying each contractor of one or more insurance products published in a specific pamphlet. In this embodiment, when the insurance product is group insurance, the contractor ID 408 is filled with identification information for identifying the group that is the contracting entity. On the other hand, when the insurance product is personal insurance, the contractor ID 408 may be filled with identification information for identifying the individual or N / A (Not Applicable).

  Agent ID 410 is identification information for identifying each of one or more agents that distribute a specific pamphlet or recruit one or more insurance products posted in the specific pamphlet. The contract clause ID 412 is identification information for identifying each of one or more contract clauses described in a specific pamphlet.

  FIG. 5 schematically shows an example of the data table 500. The data table 500 may be an example of template information stored in the template information storage unit 316. In the present embodiment, the data table 500 stores a section ID 504 and section information 506 in association with the template ID 502.

  Template ID 502 is identification information for identifying each of one or more templates. The section ID 504 is identification information for identifying each of one or more sections that virtually divide the Web page. Section information 506 is information regarding each section.

  The section information 506 includes, for example, information on the x-coordinate 512 and y-coordinate 514 of the representative point representing each section, information on the shape 516 of each section, information on the width 518 and height 520 of each section, and each section. Remark information 522. The width of the section may be the length in the x direction in FIG. 7, and the height of the section may be the length in the y direction in FIG.

  FIG. 6 schematically shows an example of the data table 600. The data table 600 may be an example of layout information stored in the web page information storage unit 314. In the present embodiment, the data table 600 stores a URI 604, a brochure ID 606, a template ID 608, a section ID 610, and a component file ID 612 in association with the page ID 602.

  The page ID 602 is identification information for identifying each of one or more Web pages. The URI 604 is the URI of each Web page. The brochure ID 606 is identification information of a brochure corresponding to each Web page. The template ID 608 is template identification information used for generating each Web page. The section ID 610 is section identification information included in a template used for generating each Web page. The component file ID 612 is identification information of a component file or data incorporated in each section. Thereby, for example, the screen providing unit 216 can generate a Web page corresponding to the brochure ID included in the access request with reference to the data table 600.

  A method of generating a Web page will be schematically described with reference to FIGS. FIG. 7 schematically shows an example of a template 700. FIG. 8 schematically shows an example of an input screen 800 generated using the template 700. For example, the screen providing unit 216 refers to the layout information described in the data table 600 and automatically generates the input screen 800 so that appropriate parts are arranged at appropriate positions on the template 700.

  In this embodiment, the template 700 includes a section 702, a section 704, a section 706, a section 708 and a section 710. In the present embodiment, the input screen 800 includes a text 802, an image 804, a button 816 in which a link to another Web page is embedded, and various input forms. Examples of the input form include a text input field 812, a select box 814, a radio button 818, and the like.

  For example, in the section 702, a part including text 802 and an image 804 is arranged. Similarly, in the section 704, parts for inputting applicant information are arranged. The parts for inputting applicant information include a text input field 812 for inputting the name of the applicant and a plurality of select boxes 814 for inputting the date of birth of the applicant. If the subscription is approved, the applicant information may be handled as subscriber information.

  In the section 706, parts for inputting information on an insurance plan (which may be referred to as a selected insurance plan) that the applicant desires to join are arranged. The parts for inputting information on the insurance plan are a select box 814 for inputting the number of contracts of each insurance plan, and a button 816 in which a link to a Web page for explaining detailed information of each insurance plan is embedded. including.

  Similarly, appropriate parts are arranged in the other sections based on the information described in the data table 600. In the present embodiment, a link to a Web page for inputting application items for another insurance plan is embedded in the “other plan” button. The “Consult” button has a link to a page for reserving a schedule for consulting with an agent regarding insurance products. In the “Next” button, a link to a Web page for processing a next procedure included in a series of subscription application procedures is embedded.

  In the present embodiment, a case has been described in which the input screen is composed of a plurality of Web pages, and a series of subscription application procedures are processed over a plurality of Web pages. However, the input screen is not limited to this embodiment. In another embodiment, the input screen may be configured such that the subscription application procedure is completed in one web page.

  The size of the input screen 800 (for example, the number of pixels of the screen width and height) may be configured according to the screen size of the display unit 22 of the application terminal 20 that has accessed the management server 110. It may be larger than 20 screen sizes. When the size of the input screen 800 is larger than the screen size of the display unit 22 of the application terminal 20, the user of the application terminal 20 has not been displayed on the screen of the display unit 22 by scrolling the screen, for example. The portion can be displayed on the screen.

  In the present embodiment, the explanation about the important matters is described in the brochure 30, and the case where the explanation of the important matters is omitted on the input screen has been described. This makes it easy to perform a subscription application procedure from a terminal having a relatively small screen size, such as a smartphone. However, the input screen is not limited to this embodiment. In another embodiment, a button embedded with a link to a web page that explains important matters of the corresponding insurance plan may be arranged on the input screen.

  FIG. 9 schematically shows an example of the data table 900. The data table 900 may be an example of applicant information stored in the application information storage unit 332. In the present embodiment, the data table 900 stores an application date 904, a brochure ID 906, and application information 908 in association with the application ID 902. The application information 908 includes, for example, insured person information 912, an insurance plan ID 914, and a contract condition 916.

  The application ID 902 is identification information for identifying each of one or more applications. The application date 904 is the date on which the application was made. A brochure ID 906 is identification information of a brochure used by the applicant for application. The insured person information 912 describes various types of information related to the insured person. The insurance plan ID 914 is identification information of the insurance plan selected by the applicant. The contract condition 916 is identification information of one or more contract clauses included in each of the one or more insurance plans selected by the applicant. Thereby, for example, when there is a change in the contract clause, the application ID affected by the change can be extracted by referring to the application date 904 and the contract condition 916.

  FIG. 10 schematically shows an example of the data table 1000. The data table 1000 may be an example of agency information stored in the agency information storage unit 336. In the present embodiment, the data table 1000 stores the consultation schedule 1004 and the terminal information 1006 in association with the agency ID 1002. The terminal information 1006 includes, for example, a terminal ID 1012, an IP address 1014, and remark information 1016.

  Agent ID 1002 is identification information for identifying each of one or more agents. The consultation schedule 1004 is information regarding a consultation schedule at a specific agency. When the “consult” button is clicked on the input screen 800, the management unit 214 adjusts the schedule for performing the consultation based on the information entered in the consultation schedule 1004.

  The terminal ID 1012 is identification information for identifying each of one or more agency terminals 120 owned or possessed by a particular agency or each of one or more agency terminals 120 lent to a particular agency. is there. The IP address 1014 is an IP address assigned to each of the one or more agency terminals 120.

  An outline of information processing in the management server 110 will be described with reference to FIGS. 11, 12, and 13. FIG. 11 schematically shows an example of information processing in the management server 110. FIG. 12 schematically shows an example of an input process of an application item in step 1120 of FIG. 11 (the step may be expressed as S). FIG. 13 schematically shows an example of an application procedure cancellation process in step 1150 of FIG.

  In the present embodiment, first, an application item input process is executed in S1110 of FIG. More specifically, as shown in FIG. 12, first, in S1210, the applicant who obtained the pamphlet 30 uses the photographing unit 24 of the application terminal 20 to obtain the two-dimensional code 32 described in the pamphlet 30. Take a picture. The application terminal 20 analyzes the photographed image and reads the URI embedded in the two-dimensional code 32. In S1212, the application terminal 20 accesses the management server 110, for example, based on the above-mentioned URI, and requests to transmit information on the Web site indicated by the URI. At this time, the application terminal 20 may transmit the brochure ID to the management server 110.

  In step S <b> 1220, the communication control unit 212 of the management server 110 receives a request from the application terminal 20 and transmits the request to the management unit 214. In response to a request from the application terminal 20, the management unit 214 transmits data on the web page of the input screen to the application terminal 20. In S1230, the applicant inputs application items according to the screen displayed on the display unit 22 of the application terminal 20. The application terminal 20 transmits the input application items to the management server 110. The communication control unit 212 of the management server 110 receives an input of an application item and transmits the application item to the management unit 214.

  When the applicant clicks a button arranged on the Web page, the application terminal 20 transmits an access request to the link destination embedded in the button to the management server 110. When access to another web page is requested (Yes in S1240), the management unit 214 transmits the requested web page data to the application terminal 20.

  Next, in S1120, an application matter determination process is executed. More specifically, it is determined whether the application item satisfies the acceptance condition. If the application items match the reception conditions (Yes in S1130), the application reception process is executed. For example, the management unit 214 stores, in the storage unit 220, information indicating that the insurance product corresponding to the application item has been accepted and the input application item.

  On the other hand, if the application item does not match the acceptance condition (No in S1130), the application procedure is canceled. More specifically, in S1310 of FIG. 13, the management unit 214 transmits data of the Web page of the approval screen to the application terminal 20. On the approval screen, (i) a message or icon indicating that insurance participation is not allowed, and (ii) an application form filled in with predetermined matters will be sent to the insurance screen. At least one of a message or an icon indicating that it may be recognized may be arranged.

  In S1320, the applicant inputs whether to approve at least part of the application items to be transmitted to the agency terminal 120 according to the screen displayed on the display unit 22 of the application terminal 20. The application terminal 20 transmits the input information to the management server 110. The communication control unit 212 of the management server 110 receives an input from the application terminal 20 and transmits the information to the management unit 214.

  When the applicant approves the above items (Yes in S1330), in S1332, the management unit 214 transmits at least a part of the application items to the agency terminal 120. In S1340, agency terminal 120 creates an application form on which at least a part of the application items is printed. As described above, in S1332, the management unit 214 may transmit at least a part of the application items as a database record to the agency terminal 120 or to the agency terminal 120 as print data for an application form. May be. On the other hand, when the applicant does not approve the above items (No in S1330), the process ends without transmitting the application information to the agency terminal 120.

  As mentioned above, although this invention was demonstrated using embodiment, the technical scope of this invention is not limited to the range as described in the said embodiment. It will be apparent to those skilled in the art that various modifications or improvements can be added to the above-described embodiment. In addition, the matters described in the specific embodiment can be applied to other embodiments within a technically consistent range. It is apparent from the scope of the claims that the embodiments added with such changes or improvements can be included in the technical scope of the present invention.

  The order of execution of each process such as operations, procedures, steps, and stages in the apparatus, system, program, and method shown in the claims, the description, and the drawings is particularly “before” or “prior to”. It should be noted that the output can be realized in any order unless the output of the previous process is used in the subsequent process. Regarding the operation flow in the claims, the description, and the drawings, even if it is described using “first”, “next”, etc. for convenience, it means that it is essential to carry out in this order. It is not a thing.

  10 communication network, 20 application terminal, 22 display unit, 24 photographing unit, 30 brochure, 32 two-dimensional code, 100 insurance management system, 110 management server, 120 agency terminal, 212 communication control unit, 214 management unit, 216 screen provision , 218 Print data generation unit, 220 storage unit, 312 Brochure information storage unit, 314 Web page information storage unit, 316 Template information storage unit, 318 Component file storage unit, 320 Web page storage unit, 322 Update information storage unit, 332 Application information storage unit, 334 Subscriber information storage unit, 336 Agent information storage unit, 400 Data table, 402 Brochure ID, 404 Insurance plan ID, 406 Contract form, 408 Contractor ID, 410 Agent ID, 412 Contract clause ID 500 Data table, 502 template ID, 504 section ID, 506 section information, 512 x coordinate, 514 y coordinate, 516 shape, 518 width, 522 remarks information, 600 data table, 602 page ID, 604 URI, 606 brochure ID, 608 template ID , 610 Section ID, 612 Part File ID, 700 Template, 702 Section, 704 Section, 706 Section, 708 Section, 710 Section, 800 Input Screen, 802 Text, 804 Image, 812 Text Input Field, 814 Select Box, 816 Button, 818 Radio button, 900 data table, 902 application ID, 904 application date, 906 brochure ID, 908 application information, 912 Insured Person Information, 914 Insurance Plan ID, 916 Contract Conditions, 1000 Data Table, 1002 Agent ID, 1004 Consultation Schedule, 1006 Terminal Information, 1012 Terminal ID, 1014 IP Address, 1016 Remarks Information

Claims (11)

An input receiving unit for receiving input of application information for joining an insurance product from an information terminal;
A determination unit that determines whether the application information received by the input reception unit satisfies a predetermined condition;
With
The determination unit
When it is determined that the application information satisfies the predetermined condition, information indicating acceptance of participation in the insurance product and the application information are stored in a storage unit,
When it is determined that the application information does not satisfy the predetermined condition, at least a part of the application information is transmitted to a recruiter terminal of a person who recruits the insurance product,
Information processing device. An information providing unit that provides the information terminal with information to be output to the output device of the information terminal;
The information providing unit provides the information terminal with data of an input screen for accepting input of the application information;
The determination unit
Based on the information entered on the input screen, determine whether a predetermined type of insurance product has been selected,
If it is determined that the predetermined insurance product has been selected, the application information is determined to satisfy the predetermined condition;
The information processing apparatus according to claim 1. The information providing unit provides the information terminal with data on a notification screen for accepting input of information related to the health status of the insured person of the insurance product,
The determination unit
Determining whether the application information satisfies the predetermined condition based on the information input on the notification screen;
The information processing apparatus according to claim 2. Whether the information providing unit may transmit at least a part of the application information to the recruiter terminal when the determination unit determines that the application information does not satisfy the predetermined condition. Providing an approval screen for accepting input of information to the information terminal,
The determination unit only includes at least a part of the application information only when the information input on the approval screen includes information indicating that at least a part of the application information may be transmitted to the recruiter terminal. To the recruiter terminal,
The information processing apparatus according to claim 2 or 3. When the determination unit determines that the application information does not satisfy the predetermined condition, the determination unit transmits information indicating that participation in the insurance product is not permitted to the information terminal.
The information processing apparatus according to any one of claims 1 to 4. When the determination unit determines that the application information does not satisfy the predetermined condition, the determination unit is permitted to participate in the insurance product by sending an application form in which predetermined items are filled. Sending information indicating the possibility to the information terminal;
The information processing apparatus according to claim 5. The determination unit further comprises a data output unit that outputs print data of the application form for the insurance product when it is determined that the application information does not satisfy the predetermined condition,
The print data includes at least a part of the application information.
The information processing apparatus according to any one of claims 1 to 6.   A program for causing a computer to function as the information processing apparatus according to any one of claims 1 to 7. An input reception stage for receiving input of application information for joining an insurance product from an information terminal,
A determination step of determining whether or not the application information received in the input reception step satisfies a predetermined condition;
When it is determined that the application information satisfies the predetermined condition, a storage step of storing information indicating acceptance of participation in the insurance product and the application information;
When it is determined that the application information does not satisfy the predetermined condition, at least a part of the application information is transmitted to a recruiter terminal of a person who recruits the insurance product;
Having
Information processing method. A group insurance enrollment method for accepting group insurance,
A web page for providing a group insurance subscription application web page to the portable information terminal based on an access from a portable information terminal that has read a two-dimensional code described in a group insurance distribution document distributed to a subscriber Providing stage,
An input receiving step for receiving input of information from the portable information terminal to the Web page provided in the providing step;
When it is determined that the information received in the input reception stage satisfies a predetermined condition, the information is stored in the information storage unit together with the fact that the subscription is received, and when it is determined that the condition is not satisfied, A group insurance enrollment method comprising: a judgment step of notifying at least a part of information input so far to the group insurance agency terminal registered in advance. In the providing step,
Determining a layout of the web page based on information included in access from the portable information terminal;
Generating data of the Web page by arranging one or more modules constituting the Web page based on a layout of the Web page;
The group insurance subscription method according to claim 10.