JP2009501979A - 子口座を規定する規約を設定するシステム及び方法 - Google Patents
子口座を規定する規約を設定するシステム及び方法 Download PDFInfo
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Abstract
Description
Claims (34)
- データベース内で、媒介する金融資金へのアクセスを期限延長する第1の取引カードに、媒介する前記金融資金へのアクセスを期限延長する第2の取引カードを関連付けるステップと、
前記データベース内で、前記第2の取引カードに、前記第2の取引カードによる前記金融資金へのアクセスを規定する1以上の規約を関連付けるステップと、
前記第2の取引カードによる前記金融資金へのアクセスを規定する前記規約を、前記第1の取引カードを所有する個人により設定可能にするステップと、を含む電子化された方法。 - 前記第2の取引カードによって前記資金から設定期間ごとに支出可能な最大金額を、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードによって購入することのできない1以上の製品あるいはサービスを、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードをもって購入したどの製品にも関連付けることのできない1以上の在庫品管理者ユニット(SKU)を、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードをもって購入することのできない1以上の分類や製品やサービスを、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードをもって購入したどんな製品にも関連付けることのできない1以上の在庫品管理者ユニット(SKU)分類を、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードにより前記金融資金からの支払いを期限延長することのできない1以上の販売業者を、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードによる前記金融資金からの支払いを期限延長することのできない1以上の販売業者種別を、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードによる前記金融資金からの支払いを期限延長することのできない1以上の販売業者カテゴリを、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードにより前記金融資金からの支払いを期限延長することのできる1以上の販売業者を、前記個人により設定可能とする、請求項1記載の方法。
- 前記第2の取引カードがクレジットカードを含む、請求項1記載の方法。
- 前記第2の取引カードがデビットカードを含む、請求項1記載の方法。
- 前記第2の取引カードがストアードバリューカードを含む、請求項1記載の方法。
- 媒介する金融資金へのアクセスを期限延長する第1の取引カードと、
媒介する前記金融資金へのアクセスを期限延長する第2の取引カードと、
前記第1の取引カードに前記第2の取引カードを関連付け、かつ前記第2の取引カードに前記第2の取引カードによる前記金融資金へのアクセスを規定する1以上の規約を関連付けるデータベースと、
前記第2の取引カードによる前記金融資金へのアクセスを規定する前記規約を、前記第1の取引カードを所有する個人により設定できるようにプログラムされたコンピュータシステムと、を備えるシステム。 - 前記コンピュータシステムが、前記第2の取引カードによって前記資金から設定期間ごとに支出可能な最大金額を、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードをもって購入することのできない1以上の製品あるいはサービスを、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードをもって購入したどの製品にも関連付けることのできない1以上の在庫品管理者ユニット(SKU)を、前記個人により設定できるようプログラムされた、請求項14記載の方法。
- 前記コンピュータシステムが、前記第2の取引カードをもって購入することのできない1以上の種別や製品やサービスを、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードをもって購入したどの製品に関連付けることのできない1以上の在庫品管理者ユニット(SKU)を、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードによる前記金融資金からの支払いを期限延長することのできない1以上の販売業者を、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードによる前記金融資金からの支払いを期限延長することのできる1以上の販売業者種を、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードによる前記金融資金からの支払いを期限延長することのできる1以上の販売業者種別を、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記コンピュータシステムが、前記第2の取引カードによる前記金融資金からの支払いを期限延長することのできる1以上の販売業者カテゴリを、前記個人により設定できるようプログラムされた、請求項14記載のシステム。
- 前記第2の取引カードがクレジットカードを含む、請求項14記載のシステム。
- 前記第2の取引カードがデビットカードを含む、請求項14記載のシステム。
- 前記第2の取引カードがストアードバリューカードを含む、請求項14記載のシステム。
- 媒介する金融資金へのアクセスを期限延長する第1の取引カードへ、第1のカード番号を割り当てるステップと、
媒介する金融資金へのアクセスを期限延長する第2の取引カードへ、前記第1のカード番号とは異なる第2のカード番号を割り当てるステップと、
データベース内で、前記第2の取引カードを介してアクセスされる前記金融資金を、前記第1の取引カードを介してアクセスされる金融資金と同じ金融資金とするように、前記第1の取引カードに前記第2の取引カードを関連付けるステップと、を含む電子化された方法。 - 前記第1及び第2の取引カードがクレジットカードである、請求項27記載の方法。
- 前記第1及び第2の取引カードがデビットカードである、請求項27記載の方法。
- 前記第1及び第2の取引カードがストアードバリューカードである、請求項27記載の方法。
- 媒介する金融資金へのアクセスを期限延長する第1の取引カードであって、前記第1の取引カードを一意的に識別する第1の番号をエンコードする記憶媒体を有する前記第1の取引カードと、
媒介する金融資金へのアクセスを期限延長する第2の取引カードであって、前記第2の取引カードを一意的に識別する第2の番号をエンコードする記憶媒体を有する前記第2の取引カードと、
前記第2の取引カードを介してアクセスされる前記金融資金を、前記第1の取引カードを介してアクセスされる前記金融資金と同じ金融資金とするように、前記第1の取引カードに前記第2の取引カードを関連付けるデータベースと、を備えるシステム。 - 前記第1及び第2の取引カードがクレジットカードである、請求項31記載の方法。
- 前記第1及び第2の取引カードがデビットカードである、請求項31記載の方法。
- 前記第1及び第2の取引カードがストアードバリューカードである、請求項31記載の方法。
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