JP2003076956A - Card information reader for portable telephone and information display system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a portable telephone card information reader and an information display device allowed to be connected to a portable telephone provided with both the properties of the portability of the device and the quick processing of data. SOLUTION: The system is provided with the portable telephone card information reader 3 having a reading part for reading out information such as magnetic information and electronic information stored in a recording carrier 1 such as a card type information medium and a host device 8 connected to the reader 3 and capable of unitarily managing information read out from the reader 3 and information stored in the recording carrier 1 and constituted so that an owner owning the carrier 1 can use the information stored in the carrier 1 by using an input part 6 of the portable telephone 2. Consequently data inputted from the carrier 1 can be processed on an on-line.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card information reading device for a portable telephone and an information display system which are connected to a rear connecting portion of a portable telephone.

[0002]

2. Description of the Related Art Conventionally, data stored in a card is fetched by using a dedicated card information reader having a display section and a key input section, and a display section and a key input section are added. Instead, a card information reading device provided only with a portion for inserting a card is connected to a personal computer to which a display section and a key input section are connected, and data stored in the card is taken in.

[0003]

As described above, although the conventional dedicated card information reading device described above is small in size with an emphasis on portability, it can only process the data taken in from the card offline. It cannot be done and lacks immediacy for card information. Further, in the card information reading device connected to the personal computer, by using the communication unit connected to the personal computer, it is possible to process the data taken in from the card online, but the device itself is large. And it lacks portability.

SUMMARY OF THE INVENTION Therefore, an object of the present invention is to solve the above problems and to provide a card information reading device for a portable telephone which is connectable to a portable telephone having both the portability of the device and the immediacy of data. It is to provide an information display system.

[0005]

In order to achieve the above object, a card information reading device for a mobile phone according to claim 1 of the present invention is a magnetic information, electronic information, etc. stored in a card type information medium. And a sending unit for sending the information received from the card type information medium to the mobile phone.

As described above, since it has a reading section for reading information such as magnetic information and electronic information stored in the card type information medium, and a sending section for sending the information received from the card type information medium to the portable telephone. , It becomes possible to connect to a mobile phone having both the portability of the device and the immediacy of data. Therefore, the processing of the data taken in from the card is performed online, and the size of the device itself does not increase.

A card information reading device for a mobile phone according to a second aspect is the card information reading device for a mobile phone according to the first aspect, which receives music information stored in a card type information medium and is transferred to the mobile phone. Send. In this way, since the music information stored in the card-type information medium is received and transmitted to the mobile phone, it is possible to process the music information data online.

A card information reading device for a mobile phone according to a third aspect is the card information reading device for a mobile phone according to the first aspect, which receives digital image information stored in a card type information medium. Send to. In this way, since the digital image information stored in the card type information medium is received and transmitted to the mobile phone, the data processing of the digital image information can be performed online.

According to a fourth aspect of the present invention, there is provided a portable telephone card information reader, which is a financial institution name, an account number, an owner name of an account specified by the account number, a personal identification number of the account owner, and the like. From a host device that has a reading unit that receives the account information from a card-type information medium in which is stored, and a sending unit that sends the account information received by the reading unit to a mobile phone, and that sends and receives to and from the mobile phone. The settlement limit of the amount of deposit in the account of the card type information medium is specified on the basis of the information.

As described above, the account information is received from the card type information medium storing the account information such as the financial institution name, the account number, the name of the owner of the account specified by the account number, and the personal identification number of the account owner. It has a reading unit and a sending unit that sends the account information received by the reading unit to a mobile phone. Based on the information from the host device that sends and receives to and from the mobile phone, the settlement limit for the amount of deposit in the account of the card-type information medium Since the amount is specified, it is possible to connect to the card type information medium storing the account information and the mobile phone. Therefore, the processing of the data taken in from the card can be processed online, the immediacy of the card information is improved, and the conditions for using the debit card with the card can be updated. In addition, portability is improved because it can be connected to a mobile phone.

According to a fifth aspect of the present invention, there is provided a portable telephone card information reading apparatus for transmitting part of account information. in this way,
Since part of the account information is sent out, part of the financial institution name, the account number, the name of the account owner specified by the account number, the personal identification number of the account owner, etc. can be sent out and the data can be processed. .

An information display system according to a sixth aspect of the present invention is a portable telephone card information reading device according to the fourth aspect, and a portable telephone for displaying information received from the portable telephone card information reading device on a display unit. Equipped with. As described above, the portable telephone card information reading device according to claim 4 and the portable telephone that displays the information received from the portable telephone card information reading device on the display unit are provided. The display unit can display the account information such as the settlement limit of the deposit amount in the account.

An information display system according to a seventh aspect of the present invention is a portable telephone card information reading device according to the fourth aspect, a display section for displaying information received from the portable telephone card information reading device, and the display. A mobile phone having a selection unit for selecting account information to be displayed on the unit. Thus, the mobile phone card information reading device according to claim 4, the display unit that displays the information received from the mobile phone card information reading device, and the selection unit that selects the account information to be displayed on the display unit. Since the mobile phone having the above is provided, it is possible to display the account information such as the settlement limit amount in the deposit amount in the account on the display unit of the mobile phone. Further, the account information can be selected by the selection unit.

An information display system according to claim 8 is the magnetic information stored in a record carrier such as a card type information medium.
A card information reading device for a mobile phone having a reading unit for reading information such as electronic information and a sending unit for sending the information received from the record carrier to the mobile phone, and the mobile phone by connecting to the mobile phone. And a host device that centrally manages the information received from the portable telephone card information reading device and the information stored in the record carrier, and displays the information received from the host device on the display unit of the portable telephone. By doing so, the holder holding the record carrier can use the information stored in the record carrier by using the input unit of the mobile phone.

As described above, by including the card information reading device for a mobile phone and the host device, and displaying the information received from the host device on the display unit of the mobile phone,
Since the holder of the record carrier can use the information stored in the record carrier by using the input unit of the mobile phone, the data acquired from the record carrier can be processed online. It will be possible. At this time, the holder holding the record carrier can input from the input unit based on the information displayed on the display unit of the mobile phone.

[0016]

BEST MODE FOR CARRYING OUT THE INVENTION An embodiment of the present invention will be described with reference to FIG. FIG. 1 is a conceptual diagram showing a card information reading device for a mobile phone and an information display system according to an embodiment of the present invention.

As shown in FIG. 1, an IC card 1 which is a record carrier used when making a payment, a mobile phone 2 which is a mobile communication terminal owned by the holder of the IC card 1, and a communication function of the mobile phone 2. There is a mobile phone card information reading device 3 that can be connected to the mobile phone 2 in order to use the device and has a reading unit for reading the information stored in the IC card 1. Is the name of the financial institution that manages the account held by the holder, the account number, the name of the owner of the account specified by the account number, and the account number in addition to the number information and the expiration date of the IC card 1. Account information such as the personal identification number of the owner is stored.

The card information reading device 3 for a portable telephone has a first contact which is a reading unit for reading information such as magnetic information and electronic information stored in the record carrier 1 such as a card type information medium, and the record carrier. 1 has a second contact (mobile phone connection unit 4) which is a transmission unit for transmitting the information received from the mobile phone 2. The reading unit and the sending unit include, for example, non-contact R / W by an antenna as well as contact R / W by a metal. A host device that connects the mobile phone card information reading device 3 to the mobile phone 2 and centrally manages the information received from the mobile phone card information reading device 3 and the information stored in the record carrier 1. By displaying the information received from 8 on the display unit 7 of the mobile phone 2, the holder holding the record carrier 1 uses the input unit 6 of the mobile phone 2 to display the information stored in the record carrier 1. To use.

In this case, the holder of the IC card 1 uses the IC card 1 to obtain information about an account owned by a financial institution with which the holder has a contract to use the debit card. When updating, first, the mobile phone connection unit 4 of the mobile phone card information reading device 3 is updated.
The rear-end connection unit 5 of the mobile phone 2 owned by the owner
Connect to. Next, a menu for updating the account information of the financial institution regarding the debit card is output to the display unit 7 of the mobile phone 2 using the key input unit 6 of the mobile phone 2. After the selectable menu is displayed on the display unit 7 of the mobile phone 2, the owner uses the key input unit 6 of the mobile phone 2 to select a desired item.

After that, a message prompting the user to insert the IC card 1 into the cell-phone card information reading device 3 is displayed on the display section 7 of the cell-phone 2, so that the holder holds the IC-card 1. The card information reader 3 for a mobile phone is inserted. After the mobile phone 2 recognizes that the IC card 1 is inserted into the mobile phone card information reading device 3, the mobile phone 2 confirms the validity of the IC card 1, and the IC card 1 By confirming the legitimacy of the mobile phone 2, the mutual legitimacy confirmation between the two is carried out.

After confirming the legitimacy of both parties, a message prompting the input of a personal identification number is displayed on the display section 7 of the mobile phone 2. The owner inputs a personal identification number of the owner into the mobile phone 2 using the key input unit 6 of the mobile phone 2. After the input of the personal identification number is completed, the mobile phone 2 uses the personal identification number and uses the IC card 1
And the holder confirms the legitimacy of using the IC card 1, and after confirming the legitimacy of the holder's use of the IC card 1, the mobile phone 2 A host of the financial institution that centrally manages the electronic mail stored in the IC card 1 that stores the account information such as the account number for the account of the holder of the holder. Send to device 8.

The host device 8 that receives these electronic messages
Confirms the validity of the information in the received electronic message,
After confirming the legitimacy, the host device 8 sends a message to the mobile phone 2 permitting the update of the account information of the holder. When the mobile phone 2 receives the permission message from the host device 8, the mobile phone 2
The display unit 7 displays a message prompting the user to enter the amount of money that indicates the usage limit of the amount of money permitted for the purpose of using the debit card within the range of the balance held in the account. The owner is
Within the range of the balance displayed on the display unit 7 of the mobile phone 2, a desired designated amount of money is input to the mobile phone 2 using the key input unit 6 of the mobile phone 2. The mobile phone 2
Sends an electronic message storing the input information about the specified amount of money to the host device 8.

The host device 8 that has received the electronic message is
Based on the information on the designated amount of money stored in the electronic message, it is determined whether or not the debit card for the designated amount of money can be used, and after it is determined that the debit card is stored in the IC card 1. A message for updating the information regarding the account is generated, the information about the account held by the holder managed by the host device 8 is updated, and the message is transmitted to the mobile phone 2. The mobile phone 2 that has received the electronic message
Sends update information for the account stored in the electronic message to the IC card 1 via the mobile phone card information reading device 3. Upon receiving the update instruction, the IC card 1 confirms that the update instruction is correct, and then updates the account information held inside the IC card 1.

By these operations, the owner can
This means that the conditions for using the debit card using the C card 1 could be updated.

As described above, according to this embodiment, a card in which account information such as a financial institution name, an account number, an owner name of an account specified by the account number, and a personal identification number of the account is stored. It has a reading unit for receiving account information from the pattern information medium 1 and a sending unit for sending the account information received by the reading unit to the mobile phone 2, and based on information from the host device 8 transmitting / receiving to / from the mobile phone 2. Since the settlement limit of the deposit amount in the account of the card type information medium 1 is specified, it becomes possible to connect to the card type information medium 1 in which the account information is stored and the mobile phone 2. Therefore, the processing of the data taken in from the card 1 can be processed online, the immediacy of the card information can be improved, and the conditions for using the debit card using the card 1 can be updated. In addition, portability is improved because it can be connected to a mobile phone.

The music information stored in the card type information medium may be received and transmitted to the mobile phone. Further, the digital image information stored in the card type information medium may be received and transmitted to the mobile phone.

[0027]

According to the card information reading device for a portable telephone according to claim 1 of the present invention, a reading unit for reading information such as magnetic information and electronic information stored in a card type information medium, and a card type. Since the information processing apparatus has the sending unit for sending the information received from the information medium to the mobile phone, it can be connected to the mobile phone having both the portability of the device and the immediacy of data. Therefore, the processing of the data taken in from the card is performed online, and the size of the device itself does not increase.

According to the second aspect, since the music information stored in the card type information medium is received and transmitted to the portable telephone, the data processing of the music information can be performed online.

In the third aspect, since the digital image information stored in the card type information medium is received and transmitted to the portable telephone, the data processing of the digital image information can be performed online.

According to the portable telephone card information reader of claim 4 of the present invention, the name of the financial institution, the account number, the name of the owner of the account specified by the account number, the personal identification number of the owner of the account, etc. From a host device that transmits and receives to and from the mobile phone, has a reading unit that receives the account information from the card-type information medium that stores the account information of, and a sending unit that sends the account information received by the reading unit to the mobile phone. Since the settlement limit amount in the deposit amount in the account of the card type information medium is specified based on the information, it becomes possible to connect to the card type information medium storing the account information and the mobile phone. Therefore, the processing of the data taken in from the card can be processed online, the immediacy of the card information is improved, and the conditions for using the debit card with the card can be updated. In addition, portability is improved because it can be connected to a mobile phone.

In claim 5, since a part of the account information is sent out, a part of the financial institution name, the account number, the owner name of the account specified by the account number, the personal identification number of the account owner, etc. is sent out. Data can be processed.

According to the information display system described in claim 6 of the present invention, the card information reading device for the portable telephone according to claim 4 and the information received from the card information reading device for the portable telephone are displayed on the display section. Since it is equipped with a portable telephone, the display unit of the portable telephone can display the account information such as the settlement limit amount in the deposit amount in the account.

According to the information display system of claim 7 of the present invention, the card information reading device for a mobile phone according to claim 4 and a display section for displaying information received from the card information reading device for a mobile phone. And a mobile phone having a selection unit for selecting account information to be displayed on the display unit, so that the display unit of the mobile phone can display the account information such as the settlement limit amount in the amount of deposit in the account. it can. Also,
Account information can be selected by the selection unit.

According to an eighth aspect of the present invention, there is provided a card information reading device for a portable telephone and a host device, and the information received from the host device is displayed on the display portion of the portable telephone. This makes it possible for the holder of the record carrier to use the information stored in the record carrier by using the input section of the mobile phone, making it possible to process the data captured from the record carrier online. Becomes At this time, the holder holding the record carrier can input from the input unit based on the information displayed on the display unit of the mobile phone.

[Brief description of drawings]

FIG. 1 is a conceptual diagram showing a card information reading device for a mobile phone and an information display system according to an embodiment of the present invention.

[Explanation of symbols]

1 IC card 2 mobile phones 3 Card information reader for mobile phones 4 Mobile phone connection unit (sending unit) 5 Rear connection 6 Key input section 7 Display 8 Host device

Claims (8)

[Claims] 1. A portable type having a reading section for reading information such as magnetic information and electronic information stored in a card type information medium, and a sending section for sending the information received from the card type information medium to a portable telephone. Phone card information reader. 2. The card information reader for a mobile phone according to claim 1, wherein the music information stored in the card-type information medium is received and transmitted to the mobile phone. 3. The card information reader for a mobile phone according to claim 1, wherein the digital image information stored in the card-type information medium is received and transmitted to the mobile phone. 4. The account information is obtained from a card-type information medium in which account information such as a financial institution name, an account number, an owner name of an account specified by the account number, and a personal identification number of the account is stored. A reading unit for receiving, and a sending unit for sending the account information received by the reading unit to a mobile phone,
A card information reading device for a mobile phone, wherein a settlement limit amount in the deposit amount in the account of the card type information medium is specified based on information from a host device that transmits and receives to and from the mobile phone. 5. The card information reading device for a mobile phone according to claim 4, wherein a part of the account information is sent out. 6. An information display system comprising: a card information reading device for a mobile phone according to claim 4; and a mobile phone for displaying information received from the card information reading device for a mobile phone on a display unit. 7. A mobile phone card information reading device according to claim 4, a display unit for displaying information received from the mobile phone card information reading device, and account information to be displayed on the display unit. An information display system, comprising: 8. A reading unit for reading information such as magnetic information and electronic information stored in a record carrier such as a card type information medium, and a sending unit for sending the information received from the record carrier to a mobile phone. A card information reading device for a mobile phone, and a host device that centrally manages information received from the card information reading device for a mobile phone and information stored in the record carrier by connecting to the mobile phone. By displaying the information received from the host device on the display unit of the mobile phone, the holder holding the record carrier is stored in the record carrier by using the input unit of the mobile phone. The information display system is characterized by making available information available.