JP2001325449A - System and method for processing bill using two- dimensional symbol code - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a system and a method for processing a bill using a two- dimensional(2D) symbol code especially for processing a promissory note among bills to be issued and managed by a bank. SOLUTION: An automatic print expression applying means for converting and printing required information within the clear band of a unified bill paper sheet issued from a financial instruction by means of the 2D symbol code, a stored information reading means based on a received bill numbering device for reading the required information based on the automatic print expression applying means and a means for automatically selecting and endorsing the bill in a received bill sorter concerning the bill stored and processed by the stored information reading means are linked with each other. The automatic print expression applying means divides the inside of the clear band to be defined as a selection area for the bill paper sheet by a 2D symbol code print expression into sections to be used for bank and client on a central part. Thus, considerable renewal can be expected in the preparation of the bill paper sheet, issuing processing of a bill payable, desk work processing for a bill receivable and bank job of bill settlement or the like.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a bill processing system and a bill processing method using a two-dimensional symbol code for a promissory note issued and managed by a bank, in particular, a promissory note.

[0002]

2. Description of the Related Art Conventionally, promissory notes widely used by financial institutions, including banks, and general companies, have a period of lapse from December 1, 1965, led by the National Bank Federation,
It is based on a unified bill system, which was launched on July 1, 1968. The basic point of the adoption of this system is as follows: (1) All financial institutions nationwide use unified bill paper of the same standard. Two bill papers will be issued at the bank. (3) Recipients are limited to those with a checking account. 4 Bill settlement is not deducted from sources other than the checking account. There were requirements such as. The bill paper before this may be prepared by the publisher of an arbitrary form, and various types of bill paper have been sold and used at stationery stores and the like. Therefore, due to the frequent occurrence of credit accidents and the increase in the volume of bills, the paperwork becomes unbalanced, causing harmful paperwork, and the bill has been streamlined to maintain the credit order and to cope with the paperwork.

In order to streamline the processing of bills, the latest technology at that time was adopted by a US-made MICR printing system, which is still used today. That is, at the lower end of the bill paper, a band-shaped clear band (ClearBand) corresponding to one fifth of the entire paper is provided from the lower end.
A space for printing only the ICR print was set. The order of the print contents and positions are specified in inches from the right side of the paper, and are used exclusively by banks. This MI
As a result of the adoption of the CR system, it has been recognized that it has achieved a huge amount of settlement funds and the maintenance of a credit order to this day. Not surprisingly, this system has been adopted by all clearing houses and most financial institutions nationwide.

[0004] However, there are still Shinkin banks and the like that cannot withstand high costs in some regions, and the extremely symbolic fact is that there are almost no cases of domestic business establishments adopting the system outside financial institutions. Despite this reality, financial institutions have inherited the system adopted at that time even 30 years later. At that time, at the dawn of the computer, there was a great difference from current technology, and there was no equipment that could replace the expensive system. However, it is now time to be able to deal with inexpensive and multifunctional personal computers.

[0005]

As described above, in the conventional bill processing system, due to the obsolescence of the equipment used, the system is greatly fatigued, resulting in a considerably large equipment cost, labor cost of the person in charge,
Considering all aspects such as the complexity of office work and the loss of required time, there were too many problems.
It is an object of the present invention to solve these problems and to greatly simplify the system and reduce costs.

That is, a particularly serious problem in the system is that the consumer of the bill is disadvantaged unilaterally. In other words, banks issue bills, traders issue bills, trading partners receive bills, individual banks collect bills,
This flow is constantly changing. Therefore, the paperwork of general corporations that actually use bills themselves is restricted by the bill system, and at present it is not possible to proceed with voluntary rationalization suitable for modern advanced systems.

[0007] Originally, there is no problem if a general company unifies the processing in the system, but the system is considered to be out of the scope of understanding at present. At the same time, no suggestion of an improvement technique for the system has been found to date.

For the purpose of managing bills receivable, which is one of the drawbacks of these bill distribution systems, the present inventor has registered a "30th system for automatic input of bills receivable".
No. 67536 provides a utility model. The technical point is "Modified application utilization of MICR data". In other words, in practice, the technical point is to utilize an integrated method of “printed bills” and “registered data”. The “printed bill number (key)” that synchronizes the two is set and “MICR printing Incorporate a method to install a dedicated reader, read the "MICR print" bill number with this reader, and solve the problem based on the "link data and bill number" technology registered in the host first. planned.

In the present invention, the "MICR system" which has been conventionally used in a unified manner is eliminated.
Instead of this, large-capacity data can be printed and printed in a space-saving manner, various characters and data can be expressed in large amounts and high density, and the amount of information, type of information, recording density, information restoration function, etc. are several tens of times The two-dimensional symbol code, which has several hundred times the amount of information and functions, was technically utilized and successfully incorporated into the bill processing system of the present invention and successfully developed.

[0010] In other words, if the conventional MICR method is abolished from the stage of issuing bills of financial institutions (banks), it can be classified into four groups: "granting bank, bill paying company, bill receivable company, collecting bank". The company will be systematically streamlined and eventually become an innovative response that will encourage the bank to transform itself.

That is, utilizing the technical information function of the "two-dimensional symbol code" adopted and incorporated in the present invention, data such as "Kanji, English character, code, kana, and symbol" as well as numerals different from those of the prior art are selected. It is possible to print at the same time as the billing. In particular, as a basic condition for writing the bill, the bill issuer (issuer) and the bill payee (recipient) specify the company name (company name) and the like. For this reason, when switching between the master display code and the character display, they are searched for and input in a quick reference table prepared in advance. This mutual data processing has been the most troublesome and cumbersome task in the current system, but the system of the present invention completely eliminates this. Furthermore, according to the two-dimensional symbol code incorporated in the present invention, the two can share data and can also utilize the bank itself, thereby saving a large number of input operations.

In addition, since computer-related equipment at the present time can be used in almost all cases, large-scale renewal costs are not required, and wide-area and simple versatility can be satisfied.

[0013]

Means for Solving the Problems The means for solving the problems of the present invention will be described with reference to the current bill distribution system and the means of the present invention in order to clarify the means of the present invention.

(1) Creation of bills at banks Traditionally, all printing from bill papers is ordered and printed by a major printing company. And immediately before delivery to the customer (quick business partner)
A type code, exchange place code, bank name code, branch name code, checking number, and bill number, which are the following requirements using an encoder (MICR printing machine). These are all numbers dedicated to deformation and are printed through a magnetic ribbon.

At present, bill paper (color pattern) and fixed display (name and bank name) are printed as usual, and other variable parts are saved and created by a printer. It is created using the function, and at the same time, the same printing is performed by the MICR printing device installed in the machine. Recently, the bill creation and issuance technology has been further improved and improved by using a mechanized bill issuance system. Can be printed on all sides.

(2) Issuance of bills to be paid When bills issued from banks are to be issued as bills of payment, the following required items (items) must be described. Bill issuance number, payee name, withdrawal date, amount, stamp tax amount, payment date, name stamp, format display stamp (stamp tax). It is necessary to fully describe the above and simultaneously print and describe the same contents on the paper in the copy column.

(3) Receipt of bills to be received (payable bills) For the bills that have been received, the contents of the bill are first entered as data using a personal computer (general method). In the case of payment date, payment number, withdrawal date, supplier name, amount, due date, bank name, branch name, bill number, and transfer bill (name of the issuing person). At this time, in the case of a major company, the “bills and actual data and input data” described in the preceding paragraph are collected in the management department. At this time, the biggest problem is that there is no connection between the actual bill and the registered data.
Therefore, the collation check work is the first barrier. Recently, printer technology has been improved and registered data can be tabulated, so that the table can be visually compared with actual bills, which is somewhat easier. After this verification check,
The bills of the voucher will be strictly managed and stored. However,
Although priority is given to daily management for sorting and storage, the only actual sorting method is manual.

Although the settlement of bills is ultimately performed by a bank, there are roughly the following four ways of utilizing them. Collections, collateral, discounts, transfers. However, in each case, individual “values”, banks, credits,
By taking into account "by region," the matching point of the total amount is calculated. In each case, the selection is performed manually by an experienced and experienced senior executive using an adding device. And when taking this bill outside, it is necessary to finally sign and endorse the endorsement regardless of the application. If endorsed, both transfer and reassignment are possible, but conversely, the recipient changes the endorsement position, increases the number of endorsements, and becomes complicated.

(4) Collection of bills at the bank Finally, all the bills distributed in the secondary market are returned to the bank. This is because, as a basic point, the bill is debited on the due date at the time of the note issuer. When a general company takes a bill to a bank, it is customary to bring it to the bank. The reason is that even if the payment is made on the due date, the money cannot be received without a deposit account.

[0020] Accordingly, the collection of the due date is considered to be a delicate business for each bank, and any branch has a complete system for receiving bills. At that time, a request letter and a collection fee are required, and the actual bill and the request letter are collated. The bills are then sent to your bank's administrative center for each bank. In the office center, when bills are collected from each branch, first, as a first operation, MICR printing is performed on all the collected bills in the clear band column by the encoder with the bill description amount, payment date, necessary code, and the like. It is considered the most important task for the office center, though it is the most complicated and troublesome with many people.

Finally, these bills are roughly classified into their own bills and other bills by a super-large "MICR reader" or "sorting sorter", and sorted by each bank where the drawer is present, and then sent to the host. The data is registered, and the actual bills are sent to exchange offices in various places.

Hereinafter, the solution of the present invention will be described.

According to a first aspect of the present invention, there is provided an automatic print expression providing means for converting and printing necessary information (requirement items) by a two-dimensional symbol code in a clear band of a unified bill issued by a financial institution, and the automatic print expression. Linking the storage information reading means by the receiving bill numbering device for reading the necessary information by the providing means, and the means for automatically selecting and automatically endorsing the actual bills stored and processed by the storing information reading means in the receiving bill selection device. It is characterized by having made it.

According to a second aspect of the present invention, in the first aspect, the automatic print expression giving means includes a clear band used as a selection area for bill paper by a two-dimensional symbol code print expression, which is used for a bank and a customer in a clear band. Divide in the central part, and display the code contents of the bank use classification from the beginning in order of type code, exchange place code, bank code, bank branch code, bill number, customer account number, spare space, and customer use classification The code content display area of the
It is characterized in that the recipient, the withdrawal date, the due date, and the amount are converted by a two-dimensional symbol code.

According to a third aspect of the present invention, in the first or second aspect, the storage information reading means of the bill-of-receipt numbering device B1 is characterized in that the automatic printing expression providing means expresses necessary information and automatically transmits the bill. The necessary data is automatically registered in the host at the same time as the front side image of the paper is transferred to the personal computer by the video transfer function (scanner), and the bank and branch codes and the bill number are read by the reader as the input of the bill data, and the issuing date, due date, The amount of money is input to the personal computer or voice input as necessary, then read the bill number as a data collation check, call the registered data, collate it on the same screen of the personal computer by the scanner effect, and then print the bill number or Unique numbers can be automatically printed or visually determined by a two-dimensional symbol code system if necessary. It is printed with arithmetic numerals, and then, as the above-mentioned print check, the printed seal is read by a separately provided two-dimensional symbol code reader, the consistency is checked immediately, and then the high-speed automatic check of the registered data is performed as a check of the stored bill. It is characterized by the following.

According to a fourth aspect, in the first to third aspects, necessary information (requirement items) is converted and printed by a two-dimensional symbol code in a clear band of a unified bill issued by a financial institution. Automatic print expression giving means,
Means for reading stored information by a bill-of-receipt numbering device for reading necessary information from the means for automatically giving expression, and means for automatically selecting and automatically endorsing the bill-of-features stored and processed by the stored-information reading means in the receiving bill sorting device. This is a two-dimensional symbol code bill processing method that links each to the required bills and prints the required items with a printer on a unified bill paper issued by a financial institution, and additionally, two-dimensionally issues the breakdown for verification. Automatically prints the symbol code, prints the issued bills through the bill receiving machine, calls the issued data, and displays the data including the kanji and the bill image on the PC screen, and prints all necessary items on the bill surface The expressed bill paper is automatically registered in the data, and if necessary, a unique number is used for the data and the actual bill. When the slips are aligned by three parties, the bills can be automatically numbered by the bill of exchange receiving number machine, and the slips can be automatically printed by a printer. Temporary calculation, correction, collection calculation, etc. are possible on the screen, the bills brought to the bank are automatically fed and correspond to the sorting specification according to the calculation of the multi-operation software, are classified into several sort bins, In addition, when sorting by bank, the two-dimensional symbol code is characterized by the fact that the two-dimensional symbol code is activated and the simultaneous endorsement is performed simultaneously with the selection and the endorsement including the endorsed area field. Processing method.

[0027]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a flowchart showing a process of processing a promissory note for explaining the present invention. FIG. 2 is a diagram for explaining the contents of a two-dimensional symbol code print expression by the automatic print expression providing means in the present invention. FIG. 3 is a configuration diagram for explaining the outline of the stored information reading means by the bill receivable number device B1 in the present invention. FIG. 4 is a configuration diagram for explaining an outline of automatic selection and automatic endorsement of actual bills by the bill receivable sorting apparatus B1 in the present invention.

In FIG. 1, A indicates an automatic print expression for converting and printing necessary information (required items) by a required two-dimensional symbol code generation function within a clear band A1 of unified bill paper issued by a financial institution. Means B, storage information reading means by means of a bill receivable number apparatus B1 for reading necessary information (requirement items) by the automatic printing, and C, bills actually stored and processed by reading the stored information, and bills in a bill recognizing apparatus C1. It is a chart of the link configuration of automatic selection of the actual thing and automatic endorsement means.

In FIG. 2, the position of the bill paper for the automatic print expression imparting means A for performing the print expression using a required two-dimensional symbol code is printed in a selected area of a predetermined clear band A1, and the printing method is exclusive. Using software, set it on a personal computer and link it to a laser printer. The printing expression of the two-dimensional symbol code is implemented by selecting arbitrary data such as numerals, alphabets, kanji, kana, symbols, binary data, and control codes using, for example, a QR code (DENSO). In this printing expression method, when an expression of a smaller space is required, a micro QR code may be incorporated.

Next, in the clear band A1, the area used in the area is divided into a bank 10 and a customer 20 at the center. The code display of the code content display area of the bank use section 10 is as follows: the first left side of the bill paper surface is the bank two-dimensional code 10a, the two-dimensional symbol code is a square special pattern printing expression, A unique number (a name for distinguishing from the bill number of the bill itself, a management or arbitrarily set by the company) for distinguishing the bill from the bill number of the bill body and arbitrarily managing or organizing the bill as necessary Set the reference number). The function of the square special pattern printing expression expresses the content data of seven codes after the type code described below. Then, the type code 30 is set sequentially, set to 2 to 3 digits (check, bill), the exchange code 40, the control number plus 4 digits, the bank code 50, the 4 digits plus control code, Bank and branch code 60, set to 3 digits, bill number 70, set to 6 digits, customer account number 80, 7 to
It is set to eight digits and set and displayed as eight digits as the spare frame 90.

The display of the contents of the two-dimensional code in the code content display area of the customer use section 20 is the first two-dimensional code 20a for the customer on the left side and is printed by the bill drawer or recipient. The function of printing the square special pattern of the two-dimensional code 20a for customer can express the content data of four codes after the drawer described below. Further, if necessary, a unique number is set in the area to distinguish the bill from the bill number of the bill main body and to manage or arrange the bill arbitrarily. Next, the person 201 is sequentially set as a drawer 201, and the display content is arbitrary including Chinese characters, and is set to 6 characters × 2 lines. Next, the recipient 202 is selected and the content display is arbitrarily selected and printed, including Chinese characters, and is set to 6 characters × 2 lines. Next, the withdrawal date 203 is set to 6 lines, the due date 204 is set to 6 lines, and finally the amount 20
5 is set to 10 rows.

The printing expression using the two-dimensional symbolized code incorporates a required dedicated reader. At this time, since the two-dimensional symbol code is a square special pattern expression, the tabulated contents cannot be determined. However, since the contents can be converted into ordinary numbers and characters, they are marked and executed as necessary.

In FIG. 3, the bill receivable numbering device B1
The main schematic configuration and arrangement of the bill receivable numbering device B1 in the stored information reading means B will be described below. Automatically sending bills one by one loaded on a predetermined paper feed table (not shown) from the side of the entire device. An automatic feeder B10 to read necessary information (requirement items) in the clear band, for example, a bill number 70, and link it with required host data to function a two-dimensional symbol code reader B20. A two-dimensional code printer B30 that prints the two-dimensional symbol code of the number specified from the data, a scanner B40 that captures the surface of the bill and displays the same image on the personal computer screen, or displays images on the front and back of the bill. In the embodiment, a stationary type is adopted, but a stationary type, a handy type, and a pen type are selected as needed. Next, the mounting table B5 on which the processed bill is loaded
0. It should be noted that the chain line in the drawing indicates the passage path of the bill paper.

Next, the operation of reading the stored information of the necessary information in the bill receivable numbering apparatus B1 will be described. The issued bill is automatically transmitted by the auto-feeder B10 and the image of the front surface of the bill paper is transferred to a video transfer scanner (not shown). ) To transfer to PC. At the same time, the required data is automatically registered in the host. As input of bill data, bank code 50, branch code 60, bill number 70
Is read by the two-dimensional symbol code reader D30, and the withdrawal date 203, the due date 204, and the amount 205 are input to a personal computer. Next, the bill number 70 is read as a data collation check, and the registered same data is called. Then, the unique number 10 to be collated on the same screen of the personal computer by the scanner effect and then to be recorded as necessary on the surface of the bill paper
a, 20a (a name for distinguishing from the bill number of the bill main body, meaning a management or reference number arbitrarily set by the company)
Is printed in a two-dimensional symbol code system, and is printed and represented by arithmetic numerals so that it can be automatically printed or visually determined. Next, as the print check, the two-dimensional symbol code reader B50 reads the printed expression stamped by the user and immediately checks the consistency. In addition, high-speed automatic checking of registered data is performed as a check for stored bills.

In FIG. 4, the bill receivable sorting device B1 is shown.
The main configuration and arrangement of the receiving bill sorting apparatus C1 in the automatic bill selecting and automatic endorsing means C will be described below. When viewed from the side of the entire apparatus, bill paper loaded on a required paper feed table (not shown). Feeder C10 that automatically sends out one sheet at a time, a two-dimensional symbol code reader C20 with a function of reading the bill number 70 in the clear band A1 and linking it to host data, Endorsement signature drum C30 interlocked with the endorsement mode, setting the endorsement mode, setting the name of the brought-in bank into the endorsement column, endorsement endorsement drum C40 simultaneously stamping the endorsement, bill paper is sorted into a predetermined number of bins (6 bins in the embodiment) A sorting bin C50 for storing, and a reject bin C60 for storing non-sorted or unreadable portions.
The function purpose of the bill receivable selection apparatus C1 described above is to eliminate the actual handprint (due date selection) managed and stored from the past manual work and to completely automate the original post-processing of the bill. In addition to the function control software, multi-operation software (not shown) is standard equipment. As a basic capability of the multi-calculation software incorporated in the present invention, regarding the necessary items of bill processing, the bill data to be selected is displayed on the linked personal computer screen, the calculation function is freely adjusted, and the correction function is also provided. It has been set.

The operation method of the multi-operation software will be described. First, the types of the processing objects are determined, and the selection requirements for each of them are estimated in the order of weight. For example, in collection, the main banks or city banks with a large number of branches are mainly used. This is because the collection fee differs depending on the exchange place. Omit small amounts in advance in collateral. Consider the balance by date, average amount and various banks. High amount of discount,
Emphasis is placed on creditworthiness (listed companies, contract agents, etc.), due dates, etc. In the transfer, with the approval of the transferee in advance, the desired brand is specially selected.

When these sorting operations are completed, the same bill is linked to the receiving bill sorting apparatus C1 and sorted. Sorted bills are sorted into six types (there are also five types). In the case of sorting into six or more types, according to a method of first sorting into five types and repeatedly sorting the batch residue, many different classifications are possible. In the present invention, as another embodiment, when a bill is finally taken out to a bank, it can be synchronized with the endorsement at the same time as sorting by bank, thereby increasing the efficiency. The endorsement column can be randomized without prior classification, and the endorsement of the name of the bank to be taken out (safety measures to prevent debiting outside the designated bank) can be simultaneously stamped. In that case, the designation of the designated bank to be endorsed is an operation Can be run arbitrarily on the panel.

Next, the operation of automatic selection and endorsement of the actual bill in the bill receivable sorting apparatus C1 will be described. Collection, security, and the like as processing means of the actual bill managed and stored by the storage information reading means B are described. discount,
Perform the transfer processing means. The multi-operation software device performs the selection of the due date, the issuing bank, the par value, the exchange place, the credit rank, and the like as the selection requirements. Next, the bill data to be sorted is displayed on the personal computer screen image linked with the necessary items for bill processing. At this time, the addition calculation, the correction calculation, and the total calculation are executed freely by the multi-operation software device. This bill of exchange is received and the bill sorting machine C
The bills that are automatically fed by inserting them into 1 are sorted into several types corresponding to an arbitrary sorting designation by the calculation of the multi-operation software, and are classified into several sort bins C50. Then, when sorting by bank as the final processing, the endorsement column is included, and the endorsement can be performed simultaneously with the selection and the endorsement can be executed simultaneously. Next, the operation of the two-dimensional symbol code bill processing method according to the present invention will be described.

Automatic print expression giving means for converting and printing necessary information (requirement items) by a two-dimensional symbol code in a clear band of unified bill paper issued by a financial institution;
A storage information reading means for reading the necessary information by the automatic print expression giving means, a storage information reading means by a receiving bill numbering device B1, and a bill processing device, which is stored and processed by the storage information reading means, automatically selects and automatically reverses the bill material in a receiving bill selection device C1. This is a two-dimensional symbol code bill processing method that links writing means with each other, and prints necessary items with a printer on a unified bill paper issued by a financial institution with a bill issuing machine, and additionally issues the breakdown for collation. Automatically expressed by two-dimensional symbol code, this issued bill is passed through the bill receivable numbering device B1 to call out the issued data, and the data including the kanji and the bill image are represented on the PC screen as images. The bill paper printed on the surface is automatically registered in the data, and if necessary, as a unique number When aligned in over data and bill kind and tripartite documents, bills the notes ID device B1 in number links, documents in the printer, either to enable automatic printing,
Further, multi-calculation software is incorporated and linked to the bill receivable selection device C1 so that provisional calculations, corrections, collective calculations, etc. can be performed on a personal computer screen, and the actual bills brought to the bank are automatically fed to the multi-calculation software. In accordance with the sorting specification according to the calculation, it is classified into several types of sorting bins, and when sorting by bank, simultaneous endorsement is linked with endorsement simultaneously with sorting, including the endorsed area, two-dimensional symbol A two-dimensional symbol code bill processing method characterized in that a code is used as an execution capability.

[0040]

As described above, according to the present invention,
The bill issuing bank does not require the MICR function when issuing bills, and other items besides the requirement items can be handled with off-the-shelf commercial printers. In addition, when a company issues bills, the issue breakdown is also used for verification. Automatic printing expression can be achieved by using a dimensional symbol code. Since the issued data can be called by inserting the issued bill into the bill receivable numbering device, the data including the kanji and the bill image are arranged on the screen of the personal computer, and the collation check becomes extremely easy. All necessary information (requirement items) on bills is printed on the bill surface using two-dimensional symbol codes.
The data of the actual bill is automatically registered in the host by the bill receivable numbering device. Further, if necessary, a unique number can be set when the data, the bill, and the slip are aligned, and the bill can be linked to the bill by a billing device, and the slip can be automatically printed by a printer. Furthermore, since the bill receivables sorting device incorporates multi-operation software and links, it is possible to arbitrarily and freely perform tentative calculations on a personal computer screen, and the collection calculations can be immediately identified. Then, for the actual bills brought to the bank, the bills automatically fed by loading them into the bill receivable sorting device collectively, according to any sorting designation according to the calculation function of the multi-calculation software, Automatically sorts into any number of pockets you want.

Even in the case of sorting by bank in the final step, simultaneous endorsement is possible simultaneously with the selection including the endorsement column and the endorsement. According to the present invention, the required data is already printed on the bill surface, and the maintenance power is completely complete. And can be omitted. According to the bill receivable sorting device according to the present invention,
The discrimination operation function can be processed on the bank / branch side, and can also handle data registration.

In addition, sending bills to the office,
According to the present invention, it is also possible to save the bill processing work in the office center only for sending work for inputting by the encoder such as the due date, sorting of large sorters such as by bank for collecting money, region, etc. Become.

In summary, as described above, according to the present invention, the MICI data magnetic printing system is abolished and converted to a two-dimensional symbol code system, thereby creating bill paper, issuing bills to be paid, and receiving bills. Big changes can be expected in the banking business of bill settlement.

[Brief description of the drawings]

FIG. 1 is a flowchart showing a process of processing a promissory note for explaining the present invention.

FIG. 2 is a diagram for explaining the contents of a two-dimensional symbol code print expression by an automatic print expression providing means in the present invention.

FIG. 3 is a configuration diagram for explaining an outline of storage information reading means of the bill receivable number device B1 in the present invention.

FIG. 4 is a configuration diagram for explaining an outline of automatic selection and automatic endorsement of actual bills by the bill receivable sorting apparatus in the present invention.

[Explanation of symbols]

 A automatic printing expression giving means B stored information reading means C automatic selection and endorsement of actual bills A1 clear band B1 bill receiving note number device B10 auto feeder B20 two-dimensional symbol code reader B30 two-dimensional code printer B40 scanner B50 mounting table C1 Bill receivable sorting machine C10 Auto feeder C20 Two-dimensional symbol code reader C30 Endorsed signature drum C40 Endorsed endorsed drum C50 Sorting bin C60 Reject bin 10 Banking 10a Banking two-dimensional code 20 Customer 20a Customer two-dimensional code 201 Originator 202 Payee 203 Issuance date 204 Due date 205 Amount 30 Sequential classification code 40 Exchange code 50 Bank code 60 Bank branch code 70 Bill number 80 Customer account number 90 Reserve slot

Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat II (reference) G06K 7/10 G06K 7/10 P G07D 9/00 436 G07D 9/00 436Z

Claims (5)

[Claims] 1. An automatic print expression providing means for converting and printing necessary information by a two-dimensional symbol code in a clear band of unified bill paper issued by a financial institution, and receiving and reading the necessary information by the automatic print expression providing means. A storage information reading means using a bill numbering device, and means for automatically selecting and automatically endorsing the actual bills stored and processed by the stored information reading means in the receiving bill selection device. Dimensional symbol code bill processing system. 2. The automatic printing expression providing means divides a clear band used as a selection area of bill paper by a two-dimensional symbol code printing expression into a use section for a bank and a customer at a central portion, and a use section for a bank. The code content display area of the following is the type code, exchange place code, bank code, bank branch code, bill number, customer account number, and spare slot in order from the beginning, and the code content display area of the customer use classification is sequentially from the beginning. Drawer, payee, withdrawal date, due date, amount
2. The two-dimensional symbol code bill processing system according to claim 1, wherein the conversion is performed using a two-dimensional symbol code. 3. The storage information reading means of the bill receivable number device transfers the necessary image expressed by the automatic print expression providing means and the automatically transmitted surface image of the bill paper to a personal computer by a video transfer function, and simultaneously stores the necessary data. Automatically registered in the host, read the bank and branch code and bill number as input for bill data, input the withdrawal date, due date and amount to the personal computer, then read the bill number as a data check and registered The same data is called out, collated on the same screen of the personal computer by the scanner effect, and then the bill number or unique number is printed automatically on the bill paper surface by the two-dimensional symbol code system, or by the arithmetic numerals so that it can be visually judged. Printing, and then, as the above-mentioned printing check, a separate device was used for printing which was self-imprinted. 2. The two-dimensional symbol code bill processing system according to claim 1, wherein the consistency is read by a two-dimensional symbol code reader, the consistency is checked immediately, and then the registered data is automatically checked at a high speed as a stored bill check. 4. The means for automatically selecting and endorsing the actual bills by the bill receivable sorting device, wherein the means for collecting, collateralizing, discounting, and transferring the actual bills managed and stored by the stored information reading means is provided. Processing means, multi-calculation software device for selecting payment date, issuing bank, par value, exchange place, credit rank, etc. as screening requirements are incorporated, and sorting is performed on the personal computer screen linked to necessary items for bill processing The bills to be displayed are displayed, the addition / subtraction calculation, correction calculation, and collection calculation are performed freely, and the bills automatically fed by loading the bills into the bill receivable selection device can be used to sort the bills automatically by the multi-calculation software. According to the designation, it is sorted into several types and classified into several types of sorting bins, and when sorting by bank as final processing, including the endorsement column, endorsement at the same time as sorting 2. The two-dimensional symbol code handprint processing system according to claim 1, wherein simultaneous endorsement is possible in conjunction with each other. 5. An automatic printing expression providing means for converting and printing necessary information (required items) by a two-dimensional symbol code in a clear band of a unified bill issued by a financial institution, Two-dimensional symbols for linking storage information reading means by a bill receivable number device for reading information, and automatic bill selection and automatic endorsement means for the bill real estate stored and processed by the storage information reading means in the bill receivable selection device. A code bill processing method, in which the necessary items are printed by a printer on a unified bill paper issued by a financial institution using a bill issuing machine, and in addition, the details of the issuance are automatically printed with two-dimensional symbol codes for verification, The issued bill is passed through the bill receivable number machine to call the issued data, and the data including the kanji and the bill image are printed on the PC. All of the necessary information is printed on the surface of the bill and the bill paper is automatically registered in the data, and if necessary, a unique number is prepared by the data, the actual bill, and the slip. when,
The bill is a number link with the bill receivable number machine, and the slip is a printer, all of which can be automatically printed.In addition, multi-calculation software is incorporated and linked to the bill receivable sorter,
Temporary calculation, correction, collection calculation, etc. are possible on the personal computer screen,
The bills brought to the bank are automatically fed and correspond to the sorting specification according to the calculation of the multi-operation software, are classified into several sort bins, and when sorting by bank, the endorsed area column is A two-dimensional symbol code bill processing method characterized in that the two-dimensional symbol code is driven by the simultaneous endorsement in conjunction with the endorsement simultaneously with the selection.