DK179348B1 - Brugergrænseflade til betalinger - Google Patents
Brugergrænseflade til betalinger Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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Claims (3)
1^-136 148
A
A
149
149-1
149-2
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149-5
149-6
150
151
Camera Modul·
Image Management Module
Device/Global Internal State
157
Speaker
111
I/O Subsystem
1/62
Portable Multifunction Device 100 Applications (continued)
Calendar Module
Widget Modules
Weather Widget(s)
Stocks Widget
Calculator Widget
Alarm Clock Widget
Dictionary Widget
User-Created Widget(s)
Widget Creator Module
Search Module
Online Video Module
1. Fremgangsmåde, som omfatter:
på en elektronisk indretning med en kommunikationsradio med kort rækkevidde, et display og en fysisk inputmekanisme, som indeholder en integreret biometrisk sensor:
mens den elektroniske indretning er i en låst tilstand og ikke er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde:
detektere aktivering af den fysiske inputmekanisme;
som reaktion på detektering af mindst en del af aktiveringen af den fysiske inputmekanisme, mens displayet er slukket, detektere et fingeraftryk ved anvendelse af den integrerede biometriske sensor; og bestemme, om fingeraftrykket svarer til et registreret fingeraftryk; og i overensstemmelse med en bestemmelse af, at fingeraftrykket svarer til et registreret fingeraftryk, og i overensstemmelse med en bestemmelse af, at en mængde af et eller flere kriterier er opfyldt, hvor mængden af et eller flere kriterier indbefatter timing af aktiveringen af den fysiske inputmekanisme, at aktivere indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde og fastholde den elektroniske indretning i den låste tilstand;
i overensstemmelse med en bestemmelse af, at fingeraftrykket svarer til det registrerede fingeraftryk, og i overensstemmelse med en bestemmelse af, at mængden af et eller flere kriterier ikke er opfyldt, at omstille den elektroniske indretning til en ulåst tilstand og undlade, at indretningen aktiveres til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde; og i overensstemmelse med en bestemmelse af, at fingeraftrykket ikke svarer til det registrerede fingeraftryk, at fastholde indretningen i den låste tilstand og undlade, at indretningen aktiveres til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde.
2/62 s*
2. Fremgangsmåde ifølge krav 1, hvilken fremgangsmåde yderligere omfatter:
mens indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde:
detektere, via kommunikationsradioen med kort rækkevidde, tilstedeværelse af et felt, genereret afen kontaktløs betalingstransaktionsterminal; udføre et handshake med den kontaktløse betalingstransaktionsterminal ved anvendelse af kommunikationsradioen med kort rækkevidde; og godkende betalingstransaktionen.
3. Fremgangsmåde ifølge et hvilket som helst af kravene 1-2, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde omfatter aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde uden at tænde for et display på indretningen.
4. Fremgangsmåde ifølge et hvilket som helst af kravene 1-3, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevide omfatter konfigurering af indretningen til at reagere på en betalingstransaktionsanmodning via kommunikationsradioen med kort rækkevidde med mindst en delvis kreditkortinformation om en betalingskonto af en flerhed af betalingskonti, der er forbundet med indretningen, og hvor betalingstransaktionsanmodningen modtages fra en kontaktløs betalingstransaktionsterminal.
5. Fremgangsmåde ifølge et af kravene 1-4, hvilken fremgangsmåde yderligere omfatter:
efter at indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde, og mens indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde, og mens indretningen er i en låst tilstand, at modtage brugerinput til at anbringe indretningen i en ulåst tilstand; og at modtage brugerinput, der vælger en anden betalingskonto af en flerhed af betalingskonti, der er forbundet med indretningen til anvendelse i betalingstransaktionen.
6. Fremgangsmåde ifølge et hvilket som helst af kravene 1-5, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde ikke kræver detektering af et felt, der er genereret afen kontaktløs betalingstransaktionsterminal.
7. Fremgangsmåde ifølge et hvilket som helst af kravene 1-6, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde omfatter anvendelse af kommunikationsradioen med kort rækkevidde til at sende et signal, hvilket signal indikerer, at indretningen er konfigureret til at udføre betalinger ved anvendelse af nærfeltskommunikation.
8. Fremgangsmåde ifølge et hvilket som helst af kravene 1-7, hvilken fremgangsmåde yderligere omfatter:
efter at indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde:
som reaktion på en bestemmelse af, at en betalingstransaktion ikke er blevet godkendt ved anvendelse af kommunikationsradioen med kort rækkevidde indenfor et forudbestemt tidsrum, deaktivere indretningen fra at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde.
9. Fremgangsmåde ifølge et hvilket som helst af kravene 1-8, hvor mængden af kriterier omfatter et kriterium, som er opfyldt, når den fysiske inputmekanisme er reaktiveret indenfor en forudbestemt tidsperiode efter aktivering af den fysiske inputmekanisme.
10. Fremgangsmåde ifølge et hvilket som helst af kravene 1-9, hvilken fremgangsmåde yderligere omfatter bestemmelse af, om fingeraftrykket svarer til et registreret fingeraftryk, som er aktiveret til at godkende betalingstransaktioner;
og i overensstemmelse med en bestemmelse af, at fingeraftrykket svarer til et registreret fingeraftryk, som er aktiveret til at godkende betalingstransaktioner, og i overensstemmelse med bestemmelsen af, at en mængde af et eller flere kriterier er opfyldt, at aktivere indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde, mens den elektroniske indretning fastholdes i den låste tilstand.
11. Fremgangsmåde ifølge krav 10, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde er for en forudbestemt tidsperiode.
12. Computerlæsbart lagringsmedium, der lagrer et eller flere programmer, hvor det ene eller flere programmer omfatter instruktioner, som, når de eksekveres afen elektronisk indretning med en kommunikationsradio med kort rækkevidde, et display og en fysisk inputmekanisme, som indbefatter en integreret biometrisk sensor, foranlediger den elektroniske indretning til at udføre et hvilket som helst af kravene 1 til 11.
13. Informationsprocesseringsapparat til anvendelse i en elektronisk indretning med en kommunikationsradio med kort rækkevide, et display og en fysisk inputmekanisme, som indbefatter en integreret biometrisk sensor, omfattende:
midler til at, mens den elektroniske indretning er i en låst tilstand og ikke er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde:
detektere aktivering af den fysiske inputmekanisme;
midler til at, mens den elektroniske indretning er i en låst tilstand og ikke er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde:
som reaktion på detektering af mindst en del af aktiveringen af den fysiske inputmekanisme, mens displayet er slukket, detektere et fingeraftryk ved anvendelse af den integrerede biometriske sensor; og bestemme, om fingeraftrykket svarer til et registreret fingeraftryk; og midler til at, i overensstemmelse med en bestemmelse af, at fingeraftrykket svarer til et registreret fingeraftryk, og i overensstemmelse med en bestemmelse af, at en mængde af et eller flere kriterier er opfyldt, hvor mængden af et eller flere kriterier indbefatter timing af aktiveringen af den fysiske inputmekanisme, aktivere indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde og fastholde den elektroniske indretning i den låste tilstand;
midler til at, i overensstemmelse med en bestemmelse af, at fingeraftrykket svarer til det registrerede fingeraftryk, og i overensstemmelse med en bestemmelse af, at mængden af et eller flere kriterier ikke er opfyldt, omstille den elektroniske indretning til en ulåst tilstand og undlade, at indretningen aktiveres til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde; og midler til at, i overensstemmelse med en bestemmelse af, at fingeraftrykket ikke svarer til det registrerede fingeraftryk, fastholde indretningen i den låste tilstand og undlade, at indretningen aktiveres til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde.
14. Informationsprocesseringsapparat ifølge krav 13, yderligere omfattende:
midler til at, mens indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde: detektere, via kommunikationsradioen med kort rækkevidde, tilstedeværelse af et felt, genereret afen kontaktløs betalingstransaktionsterminal;
midler til at, mens indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde: udføre et handshake med den kontaktløse betalingstransaktionsterminal ved anvendelse af kommunikationsradioen med kort rækkevidde; og midler til at, mens indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde: godkende betalingstransaktionen.
15. Informationsprocesseringsappparat ifølge et hvilket som helst af kravene 13-14, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde omfatter aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde uden at tænde for et display på indretningen.
16. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-15, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde omfatter konfigurering af indretningen til at reagere på en betalingstransaktionsanmodning via kommunikationsradioen med kort rækkevidde med mindst delvis kreditkortinformation om en betalingskonto afen flerhed af betalingskonti, som er forbundet med indretningen, og hvor betalingstransaktionsanmodningen modtages fra en kontaktløs betalingstransaktionsterminal.
17. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-16, yderligere omfattende:
midler til at, efter at indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde, og mens indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde, og mens indretningen er i en låst tilstand, modtage brugerinput til at anbringe indretningen i en ulåst tilstand; og midler til at modtage brugerinput, der vælger en anden betalingskonto af en flerhed af betalingskonti, der er forbundet med indretningen til anvendelse ved betalingstransaktionen.
18. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-17, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde ikke kræver detektering af et felt, der er genereret af en kontaktløs betalingstransaktionsterminal.
19. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-18, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde omfatter anvendelse af kommunikationsradioen med kort rækkevidde til at sende et signal, hvilket signal indikerer, at indretningen er konfigureret til at udføre betalinger ved anvendelse af nærfeltskommunikationen.
20. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-19, yderligere omfattende:
midler til at, efter at indretningen er aktiveret til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde: som reaktion på en bestemmelse af, at en betalingstransaktion ikke er blevet godkendt ved anvendelse af kommunikationsradioen med kort rækkevidde indenfor et forudbestemt tidsrum, deaktivere indretningen fra at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde.
21. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-20, hvor mængden af kriterier omfatter et kriterium, som er opfyldt, når den fysiske inputmekanisme reaktiveres indenfor en forudbestemt tidsperiode efter aktivering af den fysiske inputmekanisme.
22. Informationsprocesseringsapparat ifølge et hvilket som helst af kravene 13-21, yderligere omfattende midler til at bestemme, om fingerafDK 179348 B1 trykket svarer til et registreret fingeraftryk, som er aktiveret til at godkende betalingstransaktioner;
og midler til at, i overensstemmelse med en bestemmelse af, at fin5 geraftrykket svarer til et registreret fingeraftryk, som er aktiveret til at godkende betalingstransaktioner, og i overensstemmelse med bestemmelsen af, at en mængde af et eller flere kriterier er opfyldt, aktivere indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde, men den elektroniske indretning fastholdes i den låste tilstand.
23. Informationsprocesseringsapparat ifølge krav 22, hvor aktivering af indretningen til at deltage i betalingstransaktioner via kommunikationsradioen med kort rækkevidde er for en forudbestemt tidsperiode.
15 24. Elektronisk indretning, som omfatter:
en kommunikationsradio med kort rækkevidde; et display;
en fysisk inputmekanisme, som indbefatter en integreret biometrisk sensor; og
20 et informationsprocesseringsapparat ifølge et hvilket som helst af kravene
13-23.
Memory 102
Operating System
Communication Module
Contact/Motion Module
Graphics Module
Haptic Feedback Module
Text Input Module
GPS Module
Applications
Contacts Module
Telephone Modul·
Video Conference Modul·
E-mail Client Module
Instant Messaging Module
Workout Support Module
A
A
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134
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External Port 124
Priority Applications (1)
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DKPA201770292A DK201770292A1 (en) | 2015-02-01 | 2017-05-02 | User interface for payments |
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US201562110566P | 2015-02-01 | 2015-02-01 | |
US201562172000P | 2015-06-05 | 2015-06-05 |
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DK201670042A1 DK201670042A1 (en) | 2016-08-22 |
DK179348B1 true DK179348B1 (da) | 2018-05-14 |
Family
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DKPA201670042A DK179348B1 (da) | 2015-02-01 | 2016-01-27 | Brugergrænseflade til betalinger |
DKPA201770292A DK201770292A1 (en) | 2015-02-01 | 2017-05-02 | User interface for payments |
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DKPA201770292A DK201770292A1 (en) | 2015-02-01 | 2017-05-02 | User interface for payments |
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US (3) | US20160224973A1 (da) |
EP (3) | EP3543939A1 (da) |
JP (2) | JP6532950B2 (da) |
KR (5) | KR102363951B1 (da) |
CN (3) | CN110889690A (da) |
AU (4) | AU2016211504B2 (da) |
DE (1) | DE202016001214U1 (da) |
DK (2) | DK179348B1 (da) |
WO (1) | WO2016123309A1 (da) |
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