CN204883811U

CN204883811U - Payment card safety coefficient

Info

Publication number: CN204883811U
Application number: CN201520571540.5U
Authority: CN
Inventors: 石晶晶
Original assignee: Individual
Current assignee: Individual
Priority date: 2015-07-31
Filing date: 2015-07-31
Publication date: 2015-12-16
Anticipated expiration: 2025-07-31

Abstract

The utility model provides a pair of payment card safety coefficient, the payment card transaction terminal of using including payment card, with the cooperation of payment card and with settlement center's server of payment card transaction terminal communication, integrated in the payment card have fingerprint identification module, information storage module and a communication module, fingerprint identification module, information storage module all are connected with the communication module electricity, pay to block the terminal internal integration that concludes the business and have processing module, fingerprint storage module and network communication module. The beneficial effects of the utility model are that: avoided the accident that the password is stolen, the fund was taken out of payment card appearance in the past, the transaction that the fingerprint was verified is not only more swift, also safer.

Description

A kind of Payment Card security system

Technical field

The utility model belongs to financial security field, is specifically related to a kind of Payment Card security system.

Background technology

Along with socioeconomic development, individual and bank come into contacts with more and more, various payment cards uses and gets more and more, it is of common occurrence that individual has multiple Payment Cards simultaneously, the payment card schemes of current main-stream, all carries out identification by user cipher, and user need remember multiple Payment Card passwords respectively, both inconvenient, also dangerous.Reveal because accessing to your password simultaneously and produces forget, reveal, steal a series of safety problems such as brush, bootlegging, for individual economy brings huge loss, current Payment Card security system well can not protect individual property.

Utility model content

The purpose of this utility model is to provide a kind of Payment Card security system, solves above-mentioned one or multiple of the prior art.

A kind of Payment Card security system that the utility model provides, comprise Payment Card, with Payment Card with the use of payment card transaction terminal and settlement center's server with payment card transaction terminal communication, fingerprint identification module, information storage module and communication module is integrated with in Payment Card, fingerprint identification module, information storage module are all electrically connected with communication module, and payment card transaction terminal inner is integrated with processing module, fingerprint storage module and network communication module.

The beneficial effects of the utility model are: avoid the accident that the password that Payment Card in the past occurs is stolen, fund is removed, the transaction of fingerprint authentication is not only more quick, also safer.

In some embodiments, fingerprint identification module comprises finger print acquisition module and fingerprint analysis module, and finger print acquisition module is electrically connected with fingerprint analysis module, and fingerprint analysis module is electrically connected with communication module.

In some embodiments, information storage module and fingerprint storage module are SDRAM, FLASH, other pin-saving chips or their combined amount.For storing fingerprint characteristic data amount and user profile.

In some embodiments, finger print acquisition module is fingerprint capturer, and fingerprint capturer is arranged at the outside surface of Payment Card.

In some embodiments, communication module is positioned at the port that Payment Card inserts payment card transaction terminal.For with payment card transaction terminal communication.

Accompanying drawing explanation

Fig. 1 is the structural framing figure of a kind of Payment Card security system of the utility model.

Embodiment

The utility model provides a kind of Payment Card security system, below in conjunction with the drawings and specific embodiments, describes in detail the utility model:

As shown in Figure 1, a kind of Payment Card security system that the utility model provides, comprise Payment Card 1, with Payment Card 1 with the use of payment card transaction terminal 2 and settlement center's server 3 of communicating with payment card transaction terminal 2, be integrated with fingerprint identification module 12, information storage module 13 and communication module 14 in Payment Card 1, fingerprint identification module 12, information storage module 13 are all electrically connected with communication module 14.Payment card transaction terminal 2 inside is integrated with processing module 21, fingerprint storage module 22 and network communication module 23.

Fingerprint identification module 12 comprises finger print acquisition module 121 and fingerprint analysis module 122, and finger print acquisition module 121 is electrically connected with fingerprint analysis module 122, and fingerprint analysis module 122 is electrically connected with communication module 14.Finger print acquisition module 121 gathers fingerprint and verifies area and the readability of fingerprint image, if qualified, then fingerprint image is transferred to fingerprint analysis module 122, if defective, then needs to re-enter, until the image of typing is qualified; Fingerprint analysis module 122 carries out the process of fingerprint image and the characteristic taken the fingerprint, and the characteristic of fingerprint is sent in fingerprint storage module 22 by communication module 14 and stores.Finger print acquisition module 121 is fingerprint capturer, is arranged at the outside surface of Payment Card.

Information storage module 13 is SDRAM, FLASH, other pin-saving chips or their combination, adopts FLASH chip in the present embodiment.Information storage module 13 stores personal information for user when opening an account.

Fingerprint storage module 22 can be SDRAM, FLASH, other pin-saving chips or their combination, adopts FLASH chip in the present embodiment.

Processing module 21 adopts ARM microprocessor.

Communication module 14 is positioned at the port that Payment Card 1 inserts payment card transaction terminal 2, for communicating with payment card transaction terminal 2.

Concrete process: if when Payment Card is bank card, when bank opens an account, the fingerprint of householder and personal information input can be entered settlement center's server by bank, when user goes ATM to withdraw the money, insert bank card, bank card is connected with ATM by communication module 14, fingerprint is inputted at finger print acquisition module 121, finger print information is transferred to fingerprint storage module 22 by communication module 14 after gathering fingerprint by finger print acquisition module 121, processing module 21 reads the fingerprint in fingerprint storage chip 142, and sent the request transferring this user profile and fingerprint to settlement center's server 3 by network communication module 23, 3 fingerprints stored on the fingerprint of input and settlement center's server contrast by processing module 21, if the same bank card carries out data trade, if difference, eject bank card, stop transaction.

Above-described is only embodiments more of the present utility model.For the person of ordinary skill of the art, under the prerequisite not departing from the utility model creation design, can also make some distortion and improvement, these all belong to protection domain of the present utility model.

Claims

1. a Payment Card security system, comprise Payment Card (1), with described Payment Card (1) with the use of payment card transaction terminal (2) and settlement center's server (3) of communicating with described payment card transaction terminal (2), it is characterized in that, fingerprint identification module (12) is integrated with in described Payment Card (1), information storage module (13) and communication module (14), described fingerprint identification module (12), information storage module (13) is all electrically connected with communication module (14), described payment card transaction terminal (2) inside is integrated with processing module (21), fingerprint storage module (22) and network communication module (23).

2. a kind of Payment Card security system according to claim 1, it is characterized in that, described fingerprint identification module (12) comprises finger print acquisition module (121) and fingerprint analysis module (122), described finger print acquisition module (121) is electrically connected with described fingerprint analysis module (122), and described fingerprint analysis module (122) is electrically connected with described communication module (14).

3. a kind of Payment Card security system according to claim 1, is characterized in that, described information storage module (13) and fingerprint storage module (22) are SDRAM, FLASH, other pin-saving chips or their combined amount.

4. a kind of Payment Card security system according to claim 2, is characterized in that, described finger print acquisition module (121) is fingerprint capturer, and described fingerprint capturer is arranged at the outside surface of described Payment Card (1).

5. a kind of Payment Card security system according to claim 1, is characterized in that, described communication module (14) is positioned at the port that described Payment Card (1) inserts described payment card transaction terminal (2).