CN102568125A - System and method for performing credit card consumption through fingerprint identification - Google Patents
System and method for performing credit card consumption through fingerprint identification Download PDFInfo
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- CN102568125A CN102568125A CN2010106180917A CN201010618091A CN102568125A CN 102568125 A CN102568125 A CN 102568125A CN 2010106180917 A CN2010106180917 A CN 2010106180917A CN 201010618091 A CN201010618091 A CN 201010618091A CN 102568125 A CN102568125 A CN 102568125A
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Abstract
The invention relates to a system and a method for performing credit card consumption through fingerprint identification. The method comprises the following steps of: setting verification information accessing to a cloud computing server and acquiring an original fingerprint of a customer; storing the set verification information and the original fingerprint of the customer to the cloud computing server; when credit card information sent by customer premises equipment is consistent with the verification information set by the customer, receiving a to-be-verified fingerprint sent by the customer premises equipment; when the to-be-verified fingerprint sent by the customer premises equipment accords with the original fingerprint stored in the cloud computing server, processing a card-swiping request of the customer; and deducting the card-swiping consumption amount from the credit card account of the customer so as to end card-swiping consumption. According to the system and the method for performing the credit card consumption through the fingerprint identification, the credit card of the customer can be ensured not to be swiped by burglary through verifying the to-be-verified fingerprint with the original fingerprint stored in the cloud computing server when the customer consumes by using the credit card in a cloud computing environment, thereby, the safety of the credit card of the customer is protected.
Description
Technical field
The present invention relates to a kind of credit card purchase system and method, especially about a kind of system and method that carries out credit card purchase through fingerprint recognition.
Background technology
Credit card is that commercial bank is to individual and unit distribution; With with to the shopping of contributing unit, consumption with to bank's access cash; Special carrier card with consumer credit; Its form is that a front is printed on contents such as issuing bank's title, the term of validity, number, holder name, and there is the card of magnetic stripe, signature strip at the back side.Issuing bank gives the holder certain credit line, the credit card that the holder can consume earlier in credit line, refund in the back.Carry out bankcard consumption through credit card and not only make things convenient for but also can not need carry buckets of cash, made things convenient for the user.
Yet, in the process of using credit card, the situation that credit card is stolen brush usually can appear, and for example, the user loses credit card, and does not in time report the loss, and the situation that credit card is stolen brush can occur.
Summary of the invention
In view of above content, be necessary to provide a kind of and carry out the system of credit card purchase through fingerprint recognition, can guarantee user's the not stolen brush of credit card, protected user's credit card safety.
In view of above content, also be necessary to provide a kind of and carry out the method for credit card purchase through fingerprint recognition, can guarantee user's the not stolen brush of credit card, protected user's credit card safety.
A kind of system that carries out credit card purchase through fingerprint recognition; Be applied to cloud computing server; This system comprises: module is set; Be used to be provided with the authorization information of visit cloud computing server and obtain user's original fingerprint, set authorization information and user's original fingerprint is stored to cloud computing server; Receiver module is used to receive the credit card information that ustomer premises access equipment sends; Authentication module is used to verify that credit card information that this ustomer premises access equipment sends is whether consistent with the authorization information that the user is provided with; Said receiver module, when the authorization information that the credit card information that also is used for sending when this ustomer premises access equipment and user are provided with is consistent, the fingerprint to be verified that the reception ustomer premises access equipment sends; Said authentication module is used for verifying that the original fingerprint corresponding with said credit card information whether fingerprint to be verified that this ustomer premises access equipment sends is preserved with cloud computing server conforms to; Processing module is used for the request of swiping the card of process user when the said fingerprint to be verified original fingerprint corresponding with this credit card information conforms to, and this user's of deduction the bankcard consumption amount of money on user's credit card is to accomplish bankcard consumption.
A kind of method of carrying out credit card purchase through fingerprint recognition; Be applied to cloud computing server; This method comprises: the authorization information of visit cloud computing server is set and obtains user's original fingerprint, set authorization information and user's original fingerprint is stored to cloud computing server; Receive the credit card information that ustomer premises access equipment sends; Verify that credit card information that this ustomer premises access equipment sends is whether consistent with the authorization information that the user is provided with; When the authorization information that the credit card information that sends when this ustomer premises access equipment and user are provided with is consistent, the fingerprint to be verified that the reception ustomer premises access equipment sends; Verify fingerprint to be verified that this ustomer premises access equipment sends whether with cloud computing server in the original fingerprint corresponding preserved with said credit card information conform to; When the original fingerprint of preserving in fingerprint to be verified that this ustomer premises access equipment sends and the cloud computing server conforms to, the request of swiping the card of process user, this user's of deduction the bankcard consumption amount of money on user's credit card is to accomplish bankcard consumption.
Compared to prior art; The system and method that carries out credit card purchase through fingerprint recognition provided by the invention; Mode through cloud computing is saved in user's fingerprint in the cloud computing server, when the user uses credit card to consume, through verifying with the fingerprint that is saved in the cloud computing server; Guarantee user's the not stolen brush of credit card, protected user's credit card safety.
Description of drawings
Fig. 1 is the present invention carries out system's preferred embodiment of credit card purchase through fingerprint recognition applied environment figure.
Fig. 2 is the structural representation of cloud computing server preferred embodiment of the present invention.
Fig. 3 is the present invention carries out the method preferred embodiment of credit card purchase through fingerprint recognition a process flow diagram.
Fig. 4 is the refinement process flow diagram of step S305 among Fig. 3.
The voltage signal distribution schematic diagram of Fig. 5 original fingerprint of the present invention.
The coordinate diagram of Fig. 6 fingerprint feature point of the present invention.
Relative position synoptic diagram between Fig. 7 fingerprint feature point of the present invention.
The main element symbol description
Embodiment
Consulting shown in Figure 1ly, is the present invention carries out system's 100 preferred embodiments of credit card purchase through fingerprint recognition applied environment figure.This system 100 that carries out credit card purchase through fingerprint recognition is applied in the cloud computing server 10.This cloud computing server 10 is erected at after the fire wall 30, and communicates through the internal wireless network with finger print input device 20 and to be connected.Fire wall 30 is used to resist the attack that external user end equipment 50 is initiated through 40 pairs of cloud computing servers of external network 10.
Said finger print input device 20 is meant and can grasps the device that obtains user fingerprints.When the user handles credit card, grasp users' fingerprint through finger print input device 20, and the fingerprint that grabs is saved in the cloud computing server 10.Describe for ease, the user fingerprints that the user is grabbed when handling credit card is called " original fingerprint ".Said finger print input device 20 comprises optical profile type charge coupled cell (Charge-coupled Device; CCD) finger print input device and complementary metal oxide semiconductor (CMOS) (Complementary Metal Oxide Semiconductor, CMOS) finger print input device.
The said mode of obtaining user's original fingerprint is following:
Said finger print input device 20 obtains the distribution plan of the fingerprint voltage signal that user's (usually with finger presses at a Touch Screen) when gathering original fingerprint produces, and the voltage signal distribution plan of said original fingerprint is as shown in Figure 5.
In the original fingerprint voltage signal, extract the unique point of original fingerprint, and calculate the main unique point extracted and the eigenwert of time unique point.Wherein, the unique point of described original fingerprint comprises main unique point and time unique point.The eigenwert of said unique point includes, but not limited to unique point quantity, unique point coordinate and unique point distance.
Be illustrated in figure 5 as the rough schematic of dactylotype.Wherein, the fingerprint of circle 420 and square frame 400 parts is the fingerprint feature point that is extracted.The fingerprint of square frame 400 parts is a fingerprint master unique point, comprises back the main unique point of diagram shape lines and the main unique point of triangle lines.The fingerprint of circle 420 parts is a fingerprint time unique point, comprises fingerprint break point and fingerprint bifurcation.
In other embodiments, also can only select a kind of lines, for example, only select fingerprint to return the fingerprint master unique point on the diagram shape lines, or the fingerprint feature point of only selecting the inferior unique point conduct of fingerprint on the fingerprint bifurcation to be extracted.
Said cloud computing server 10 calculates the eigenwert of original fingerprint master unique point and time unique point.After extracting the main unique point and time unique point of original fingerprint, on each main unique point and time unique point, set up coordinate diagram, can calculate original fingerprint master unique point and inferior characteristic point coordinates according to this coordinate diagram then.In addition, also can calculate the distance between main unique point and the inferior unique point according to main unique point that is calculated and time characteristic point coordinates.The original fingerprint master unique point of said extraction is as shown in Figure 6 with time characteristic point coordinates, and the quantity of the main unique point of original fingerprint is 2 in this Fig. 6, and the quantity of inferior unique point is 17
The shape that said cloud computing server 10 drafting original fingerprint master's unique points and time unique point are formed.As shown in Figure 7, the unique point that each unique point and its is nearest links to each other, and obtaining figure after the connection is exactly the shape of the unique point of fingerprint.
Said cloud computing server 10 is stored the fingerprint master unique point of being extracted and the eigenwert of time unique point and main unique point of being calculated and time unique point; Promptly be stored in the storage area of cloud computing server 10, check the foundation of user identity as identification.
Preserve user's authorization information and original fingerprint in the said cloud computing server 10; Said user's authorization information comprises user's credit card number, date of application, valid period, user name; For example; Suppose that the user will arrive the market and buy clothes; The fingerprint that this user at first collects during with user card punching through ustomer premises access equipment 50 is (for ease of describing; Hereinafter will be referred to as " fingerprint to be verified " through the fingerprint that ustomer premises access equipment 50 collects), credit card number, date of application, valid period and user name is sent to cloud computing server 10 and verifies; If checking is qualified, original fingerprint, credit card number, date of application, valid period and the user name preserved in fingerprint promptly to be verified, credit card number, date of application, valid period and user name and the cloud computing server 10 are in full accord, and then the user just can carry out bankcard consumption.If the checking defective, have in fingerprint promptly to be verified, credit card number, date of application, valid period and the user name one with cloud computing server 10 in the preservation content inconsistent, then the user just cannot carry out bankcard consumption.
Wherein, said ustomer premises access equipment 50 is meant the device that can use credit card and can gather user fingerprints, and this ustomer premises access equipment 50 can be that brushing card device and other can be realized the device that uses credit card and can gather fingerprint arbitrarily.
Consulting shown in Figure 2ly, is the structural representation that the present invention passes through cloud computing server 10 preferred embodiments.This cloud computing server 10 also comprises storer 150 and processor 160 except comprising the system 100 (being designated hereinafter simply as system 100) that carries out credit card purchase through fingerprint recognition.Should comprise through the system 100 that fingerprint recognition is carried out credit card purchase module 110, receiver module 120, authentication module 130 and processing module 140 were set.The sequencing code storage of module 110 to 140 is in storer 150, and processor 160 is carried out these sequencing codes, the above-mentioned functions that realization system 100 provides.
The authorization information that module 110 is used to be provided with visit cloud computing server 10 is set, and set authorization information is stored to storer 150.Said authorization information comprises information such as user's credit card number, date of application, valid period, user name.
Said receiver module 120 also is used to receive the fingerprint to be verified that ustomer premises access equipment 50 sends.Particularly, said ustomer premises access equipment 50 is gathered this user's fingerprint, and the fingerprint that collects is sent to cloud computing server 10.
As shown in Figure 3, be the present invention carries out the method preferred embodiment of credit card purchase through fingerprint recognition process flow diagram.
Step S301 is provided with the authorization information that module 110 is provided with visit cloud computing server 10, and set authorization information is stored to storer 150.Said authorization information comprises information such as user's credit card number, date of application, valid period, user name.
Step S302, receiver module 120 receives the credit card information that ustomer premises access equipment 50 sends.Said credit card information comprises information such as user's credit card number, date of application, valid period, user name.
Step S303, whether the credit card information that authentication module 130 these ustomer premises access equipments 50 of checking send is consistent with the authorization information of user's setting.
Particularly, authentication module 130 verifies whether credit card number, date of application, valid period, user name that these ustomer premises access equipments 50 send are credit card number, date of application, valid period, the user name that cloud computing server 10 is preserved.If there is any authorization information illegal; For example; If any credit card number, date of application, valid period, user name of being preserved with cloud computing server 10 is inconsistent in the credit card number that sends of ustomer premises access equipment 50, date of application, valid period, the user name; Then this ustomer premises access equipment 50 of authentication module 130 refusals is visited cloud computing servers 10, and flow process finishes.
If all authorization informations are all legal; The credit card number that sends, date of application, valid period, the user name that are ustomer premises access equipment 50 are consistent with credit card number, date of application, valid period, user name that cloud computing server 10 is preserved; Then authentication module 130 these ustomer premises access equipments 50 of judgement can be visited cloud computing server 10; And allowing this ustomer premises access equipment 50 visit cloud computing servers 10, flow process gets into step S304.
Step S304, receiver module 120 receives the fingerprint to be verified that ustomer premises access equipment 50 sends.Particularly, said ustomer premises access equipment 50 is gathered this user's fingerprint, and the fingerprint that collects is sent to cloud computing server 10.
Step S305, whether the fingerprint to be verified that authentication module 130 these ustomer premises access equipments 50 of checking send conforms to the original fingerprint corresponding with said credit card information of preservation in the cloud computing server 10.The mode of said checking will be done detailed description in Fig. 4.If the original fingerprint of preserving in the fingerprint to be verified that sends of this ustomer premises access equipment 50 and the cloud computing server 10 does not conform to direct process ends.If the fingerprint to be verified that this ustomer premises access equipment 50 sends conforms to the original fingerprint of preservation in the cloud computing server 10, flow process gets into step S306.
Step S306, the request of swiping the card of processing module 140 process user, this user's of deduction the bankcard consumption amount of money on user's credit card is to accomplish bankcard consumption.
As shown in Figure 4, be the refinement process flow diagram of step S305 among Fig. 3.
Step S401, the voltage signal distribution plan of the fingerprint to be verified that authentication module 130 reception ustomer premises access equipments 50 send.This voltage signal distribution plan is as shown in Figure 5.
Step S402, said authentication module 130 extracts the unique point of fingerprint to be verified, and calculates the eigenwert of each unique point of fingerprint to be verified of being extracted.Wherein, the method for distilling of the unique point of described fingerprint to be verified is identical with the method for distilling of original fingerprint unique point, and the computing method of the eigenwert of the unique point of described fingerprint to be verified are identical with the computing method of the eigenwert of original fingerprint unique point.
Step S403, the eigenwert of the described fingerprint feature point to be verified of described authentication module 130 contrasts whether with cloud computing server 10 in original fingerprint in the eigenwert of corresponding unique point conform to.
Wherein, Contrast standard can be provided with according to each parameter of eigenwert; For example, contrast standard includes, but are not limited to following thin: thin one; When the main unique point of fingerprint to be verified is identical with the corresponding main characteristic point coordinates of the original fingerprint of conduct identification, can confirm that then the main unique point of said fingerprint to be verified is identical with the main unique point of this original fingerprint; Thin two, when the quantity of the inferior unique point of fingerprint to be verified reaches the specific ratios (for example, more than sixty percent) of the inferior unique point quantity of this original fingerprint, can think that then fingerprint to be verified conforms on the quantity of inferior unique point with this original fingerprint; Thin three, when each time characteristic point coordinates of fingerprint to be verified ratio identical with each time characteristic point coordinates of this original fingerprint surpasses particular value (for example, more than sixty percent), can think that then fingerprint to be verified conforms on inferior characteristic point coordinates with this original fingerprint.Thin of above-mentioned contrast standard can require to be provided with, to increase newly, to reduce or revise according to reality.
When the eigenwert of unique point in the said fingerprint to be verified satisfies each thin item of contrast standard; The eigenwert of confirming the unique point of this fingerprint to be verified conforms to the eigenwert of individual features point in the original fingerprint; In step S404; Authentication module 130 is confirmed this user through identification, verifies that promptly the fingerprint to be verified that this ustomer premises access equipment 50 sends conforms to the original fingerprint of preservation in the cloud computing server 10.
If when the eigenwert of unique point does not satisfy a certain thin in the contrast standard in the said fingerprint to be verified, confirm that the eigenwert of the unique point of this fingerprint to be verified does not conform to the eigenwert of original fingerprint individual features point, directly process ends.
What should explain at last is; Above embodiment is only unrestricted in order to technical scheme of the present invention to be described; Although the present invention is specified with reference to preferred embodiment; Those of ordinary skill in the art should be appreciated that and can make amendment or be equal to replacement technical scheme of the present invention, and do not break away from the spirit and the scope of technical scheme of the present invention.
Claims (7)
1. one kind is carried out the system of credit card purchase through fingerprint recognition, is applied to cloud computing server, it is characterized in that this system comprises:
Module is set, is used to be provided with the authorization information of visit cloud computing server and obtains user's original fingerprint, set authorization information and user's original fingerprint is stored to cloud computing server;
Receiver module is used to receive the credit card information that ustomer premises access equipment sends;
Authentication module is used to verify that credit card information that this ustomer premises access equipment sends is whether consistent with the authorization information that the user is provided with;
Said receiver module, when the authorization information that the credit card information that also is used for sending when this ustomer premises access equipment and user are provided with is consistent, the fingerprint to be verified that the reception ustomer premises access equipment sends;
Said authentication module is used for verifying that the original fingerprint corresponding with said credit card information whether fingerprint to be verified that this ustomer premises access equipment sends is preserved with cloud computing server conforms to; And
Processing module is used for the request of swiping the card of process user when the said fingerprint to be verified original fingerprint corresponding with this credit card information conforms to, and this user's of deduction the bankcard consumption amount of money on user's credit card is to accomplish bankcard consumption.
2. as claimed in claim 1ly carry out the system of credit card purchase, it is characterized in that said authorization information and credit card information include user's credit card number, date of application, valid period, user name through fingerprint recognition.
3. one kind is carried out the method for credit card purchase through fingerprint recognition, is applied to cloud computing server, it is characterized in that this method comprises:
The authorization information of visit cloud computing server is set and obtains user's original fingerprint, set authorization information and user's original fingerprint is stored to cloud computing server;
Receive the credit card information that ustomer premises access equipment sends;
Verify that credit card information that this ustomer premises access equipment sends is whether consistent with the authorization information that the user is provided with;
When the authorization information that the credit card information that sends when this ustomer premises access equipment and user are provided with is consistent, the fingerprint to be verified that the reception ustomer premises access equipment sends;
Verify fingerprint to be verified that this ustomer premises access equipment sends whether with cloud computing server in the original fingerprint corresponding preserved with said credit card information conform to; And
When the original fingerprint of preserving in fingerprint to be verified that this ustomer premises access equipment sends and the cloud computing server conforms to, the request of swiping the card of process user, this user's of deduction the bankcard consumption amount of money on user's credit card is to accomplish bankcard consumption.
4. as claimed in claim 3ly carry out the method for credit card purchase, it is characterized in that said authorization information and credit card information include user's credit card number, date of application, valid period, user name through fingerprint recognition.
5. method of carrying out credit card purchase through fingerprint recognition as claimed in claim 3; It is characterized in that, the fingerprint to be verified that this ustomer premises access equipment of said checking sends whether with cloud computing server in the step that conforms to of the original fingerprint corresponding preserved with said credit card information comprise the steps:
The voltage signal distribution plan of the fingerprint to be tested that reception sends over from ustomer premises access equipment;
In said voltage signal distribution plan, extract the unique point of fingerprint to be verified, and calculate the eigenwert of each unique point of fingerprint to be verified of being extracted; And
Whether the eigenwert of the unique point of the fingerprint to be verified that extracted of contrast conforms to the eigenwert of individual features point in the original fingerprint, and when the eigenwert of the unique point of the fingerprint to be verified that is extracted conforms to the eigenwert of individual features point in the original fingerprint, confirms that this user is through authentication.
6. as claimed in claim 5ly carry out the method for credit card purchase, it is characterized in that the eigenwert of described original fingerprint unique point and the eigenwert of fingerprint feature point to be verified include unique point quantity, unique point coordinate and unique point distance through fingerprint recognition.
7. as claimed in claim 5ly carry out the method for credit card purchase through fingerprint recognition, it is characterized in that, the comparison standard of described contrast step institute foundation comprises one or more following thin:
When the main characteristic point coordinates of the main unique point of fingerprint to be verified and original fingerprint is identical, confirm that the main unique point of said fingerprint to be verified is identical with the main unique point of this original fingerprint;
When the quantity of the inferior unique point of fingerprint to be verified reaches the specific ratio of inferior unique point quantity of this original fingerprint, think that fingerprint to be verified conforms on the quantity of inferior unique point with this original fingerprint; And
When the same ratio of corresponding each time characteristic point coordinates in each time characteristic point coordinates of fingerprint to be verified and this original fingerprint during, think that fingerprint to be verified conforms on inferior characteristic point coordinates with this original fingerprint above specific value.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010106180917A CN102568125A (en) | 2010-12-31 | 2010-12-31 | System and method for performing credit card consumption through fingerprint identification |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2010106180917A CN102568125A (en) | 2010-12-31 | 2010-12-31 | System and method for performing credit card consumption through fingerprint identification |
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| CN102568125A true CN102568125A (en) | 2012-07-11 |
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| CN2010106180917A Pending CN102568125A (en) | 2010-12-31 | 2010-12-31 | System and method for performing credit card consumption through fingerprint identification |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102930436A (en) * | 2012-10-23 | 2013-02-13 | 江苏乐买到网络科技有限公司 | Mobile payment method and device |
| CN104298980A (en) * | 2014-11-03 | 2015-01-21 | 北京大唐智能卡技术有限公司 | Fingerprint matching method and device based on smart card |
| CN106603562A (en) * | 2016-12-30 | 2017-04-26 | 山东中架工人信息技术股份有限公司 | RIM cloud data identity verification system and method |
| CN107977157A (en) * | 2017-12-21 | 2018-05-01 | 上海闻泰电子科技有限公司 | Gesture operation method and device based on fingerprint chip |
| CN110990815A (en) * | 2019-11-11 | 2020-04-10 | 珠海格力电器股份有限公司 | Identity verification method and device |
-
2010
- 2010-12-31 CN CN2010106180917A patent/CN102568125A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102930436A (en) * | 2012-10-23 | 2013-02-13 | 江苏乐买到网络科技有限公司 | Mobile payment method and device |
| CN104298980A (en) * | 2014-11-03 | 2015-01-21 | 北京大唐智能卡技术有限公司 | Fingerprint matching method and device based on smart card |
| CN104298980B (en) * | 2014-11-03 | 2018-08-28 | 北京大唐智能卡技术有限公司 | A kind of finger print matching method and device based on smart card |
| CN106603562A (en) * | 2016-12-30 | 2017-04-26 | 山东中架工人信息技术股份有限公司 | RIM cloud data identity verification system and method |
| CN107977157A (en) * | 2017-12-21 | 2018-05-01 | 上海闻泰电子科技有限公司 | Gesture operation method and device based on fingerprint chip |
| CN110990815A (en) * | 2019-11-11 | 2020-04-10 | 珠海格力电器股份有限公司 | Identity verification method and device |
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Application publication date: 20120711 |