CN116319046B - Account identity verification method and system - Google Patents
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- CN116319046B CN116319046B CN202310353364.7A CN202310353364A CN116319046B CN 116319046 B CN116319046 B CN 116319046B CN 202310353364 A CN202310353364 A CN 202310353364A CN 116319046 B CN116319046 B CN 116319046B
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- 238000012795 verification Methods 0.000 title claims abstract description 164
- 238000000034 method Methods 0.000 title claims abstract description 43
- 238000000605 extraction Methods 0.000 claims description 27
- 238000012216 screening Methods 0.000 claims description 11
- 238000013507 mapping Methods 0.000 claims description 8
- 238000006243 chemical reaction Methods 0.000 claims description 6
- 238000005336 cracking Methods 0.000 abstract description 6
- 238000012545 processing Methods 0.000 abstract description 4
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Classifications
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
- H04L63/0846—Network architectures or network communication protocols for network security for authentication of entities using passwords using time-dependent-passwords, e.g. periodically changing passwords
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
- H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
- Y02D30/00—Reducing energy consumption in communication networks
- Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks
Abstract
The application provides an account identity verification method and system, which relate to the technical field of data processing, and are characterized in that account registration information is extracted to identify core registration information, short message verification information is generated when key identity identification information is a mobile phone number, verification is successful when short message reply information meeting reply requirements is received, otherwise, identity matching is carried out based on the core registration information and an associated cooperation platform, verification is successful when matched user information exists, the problems that a traditional account identity verification method in the prior art is not intelligent enough, flexibility is insufficient, an execution mode is single, a certain cracking risk exists, verification and execution are only carried out on a current operation platform, the technical problem that verification result accuracy is insufficient due to local limitation exists are solved, a dynamic verification code is generated by configuring a verification rule, so that the randomness and flexibility of verification are improved, specific execution is carried out according to specific verification conditions based on a verification execution flow, auxiliary judgment is carried out by combining the associated cooperation platform, and verification result accuracy is improved.
Description
Technical Field
The application relates to the technical field of data processing, in particular to an account identity verification method and system.
Background
By checking account identity, user identity authentication is accurately performed to perform risk management and control, operation execution safety of subsequent business is ensured, current identity checking means are different, verification limitation inevitably exists, and accurate identification and judgment cannot be performed on existing abnormal registration and the like.
At present, account identity verification is mainly performed through a given identity verification mechanism, such as biological identification, security verification or multi-mode combination, and due to the singleness of the verification mechanism, a certain account identity verification loophole exists, so that the potential risk of account security is caused, and technical innovation optimization is required.
In the prior art, the traditional account identity verification method is not intelligent enough, has insufficient flexibility and single execution mode, has a certain cracking risk, is only authenticated and executed aiming at the current operation platform, and has insufficient verification result precision due to local limitation.
Disclosure of Invention
The application provides an account identity verification method and system, which are used for solving the technical problems that the traditional account identity verification method in the prior art is not intelligent enough, has insufficient flexibility and single execution mode, has a certain cracking risk, is only authenticated and executed by a current operation platform, and has insufficient verification result precision due to local limitation.
In view of the above problems, the present application provides a method and a system for verifying account identity.
In a first aspect, the present application provides an account identity verification method, the method comprising:
extracting account registration information, and identifying the account registration information according to preset core identification content to obtain core registration information, wherein the core registration information is key identity identification information for representing a user, and the key identity identification information comprises one of an identity card number and a mobile phone number;
when the key identity identification information is a mobile phone number, short message verification information is generated and sent to the mobile phone number of the user;
when receiving the short message reply information meeting the reply requirement, the account identity verification is successful;
when the key identity identification information is not a mobile phone number or short message reply information meeting the reply requirement is not received, carrying out identity matching on the basis of the core registration information and an associated cooperation platform, and determining matched user information;
and when the matching user information exists, the identity verification is successful.
In a second aspect, the present application provides an account identity verification system, the system comprising:
the information identification module is used for extracting account registration information, identifying the account registration information according to preset core identification content, and obtaining core registration information, wherein the core registration information is key identity identification information for representing a user, and the key identity identification information comprises one of an identity card number and a mobile phone number;
the verification transmitting module is used for generating short message verification information and transmitting the short message verification information to a mobile phone number of a user when the key identity identification information is the mobile phone number;
the reply identification module is used for verifying the identity of the account successfully when receiving the short message reply information meeting the reply requirement;
the identity matching module is used for carrying out identity matching on the basis of the core registration information and the associated cooperation platform when the key identity identification information is not a mobile phone number or short message reply information meeting reply requirements is not received, and determining matching user information;
and the matching identification module is used for verifying the identity successfully when the matching user information exists.
One or more technical schemes provided by the application have at least the following technical effects or advantages:
the account identity verification method provided by the embodiment of the application extracts account registration information, identifies the account registration information according to preset core identification content to obtain core registration information, wherein the core registration information is key identity identification information for representing a user and comprises one of an identity card number and a mobile phone number, when the key identity identification information is the mobile phone number, short message verification information is generated and sent to the mobile phone number of the user, and when short message reply information meeting reply requirements is received, the account identity verification is successful; when the key identity identification information is not a mobile phone number or short message reply information meeting the reply requirement is not received, carrying out identity matching on the basis of the core registration information and an associated cooperation platform, and determining matched user information; when the matched user information exists, identity verification is successful, the problems that a traditional account identity verification method in the prior art is not intelligent enough, the flexibility is insufficient, the execution mode is single, a certain cracking risk exists, verification is performed only on a current operation platform, the technical problem that verification result accuracy is insufficient due to local limitation exists are solved, a dynamic verification code is generated by configuring a verification rule, so that the randomness and the flexibility of the verification are improved, the verification is performed in a targeted mode according to specific verification conditions based on verification execution flow, auxiliary judgment is performed by combining an associated cooperation platform, and the verification result accuracy is improved.
Drawings
FIG. 1 is a schematic flow chart of an account identity verification method;
FIG. 2 is a schematic diagram of a verification flow of authentication information in an account identity verification method according to the present application;
FIG. 3 is a schematic diagram of an associated collaboration platform acquisition process in an account identity verification method according to the present application;
fig. 4 is a schematic diagram of an account identity verification system according to the present application.
Reference numerals illustrate: the information identification module 11, the verification sending module 12, the reply identification module 13, the identity matching module 14 and the matching identification module 15.
Detailed Description
The application provides an account identity verification method and system, which are used for extracting account registration information, identifying core registration information according to preset core identification content, generating short message verification information when key identity identification information is a mobile phone number, and successfully verifying the account identity when receiving short message reply information meeting reply requirements, otherwise, carrying out identity matching with an associated cooperation platform based on the core registration information, and successfully verifying the identity when matching user information exists.
Example 1
As shown in fig. 1, the present application provides an account identity verification method, which includes:
step S100: extracting account registration information, and identifying the account registration information according to preset core identification content to obtain core registration information, wherein the core registration information is key identity identification information for representing a user, and the key identity identification information comprises one of an identity card number and a mobile phone number;
specifically, by checking account identity, user identity authentication is accurately performed to perform risk management and control, operation execution safety of subsequent business is ensured, current identity checking means are different, verification limitation inevitably exists, and accurate identification and judgment cannot be performed on existing abnormal registration and the like. According to the account identity verification method provided by the application, a complete and comprehensive verification execution mechanism is built, and refinement processing judgment is performed based on the actual verification condition so as to maximally ensure the identity verification accuracy.
Specifically, based on the received request authentication information, an account to be verified is determined, and initial registration content is invoked for the account to be verified, wherein the initial registration content comprises complete registration information, such as a user name, a login account number, an associated mobile phone number and the like, and the initial registration content is taken as the account registration information. The preset core identification content is registration information which is set by user definition and used for user identity identification, generally speaking, registration verification is carried out by binding a mobile phone number or an identity verification name, the mobile phone number or the identity verification name is taken as the preset core identification content, identification of the preset core identification content is carried out based on the account registration information, and any identified identity card number or mobile phone number is determined to be key identity identification information representing a user and is taken as the core registration information due to different registration verification modes of different registration platforms. And carrying out subsequent account identity verification based on the core registration information.
Further, as shown in fig. 2, before the account registration information is extracted, step S100 of the present application further includes:
step S110: obtaining request authentication information, wherein the request authentication information comprises request time, request user information and account registration information to be verified;
step S120: based on the request time and the request user information, acquiring authentication information according to a preset authentication information generation method and sending the authentication information to the request user;
step S130: and checking based on the received authentication information, and extracting the account registration information to be checked when the authentication information passes the checking.
Further, based on the request time and the request user information, according to a preset authentication information generating method, the authentication information is obtained and sent to the request user, and step S120 of the present application further includes:
step S121: according to the request time, matching a preset time extraction authentication rule, wherein the preset time extraction authentication rule comprises a preset time extraction rule and a preset time authentication rule, the preset time extraction rule is a rule for performing authentication code extraction on a time sequence, the preset time authentication rule is a code combination rule corresponding to the time, and the preset time extraction rule is used for performing authentication information extraction on the request time to obtain time authentication information;
step S122: performing user name authentication conversion according to the request user information to obtain user authentication information;
step S123: and combining the time authentication information and the user authentication information by utilizing the preset time authentication rule to generate authentication information of the current time sequence.
Specifically, before account identity verification, authentication verification is performed based on the received request authentication, that is, whether authentication performs subsequent account identity verification. Determining the execution time of account identity verification as the request time; determining user basic information to be verified, including a target user, a user terminal and the like, as the request user information; and acquiring and determining initial registration content of the account corresponding to the request user as the account registration information to be verified. Further, the preset authentication information is set, analysis conversion is conducted on the request time and the request user information based on the preset authentication information, and the authentication information is generated.
Specifically, an extraction authentication rule is configured, wherein the extraction authentication rule has a time limit dynamic principle, namely code sources corresponding to different time intervals are different from code combination rules, for example, time division is carried out according to days, a plurality of time intervals are determined, and different dynamic codes are adopted in the different time intervals, and comprise differences of the code sources and the code quantity; the corresponding code combination rules are different, such as sequence adjustment, reverse sequence adjustment, and the like, the extraction authentication rules are generated, and the extraction authentication rules can be customized based on authentication requirements and used for determining verification dynamic codes. And traversing the extraction authentication rule, matching based on the request time, and determining the extraction authentication rule of the preset time, namely, an operation rule matched with the request time. Extracting an authentication rule based on the preset time, and extracting an authentication code source corresponding to the current time interval according to the preset time extraction rule; and extracting a code combination rule corresponding to the current time interval according to the preset time authentication rule, and combining an authentication code source to generate the time authentication information. Based on the request user information, the corresponding account name is determined through user name conversion and used as the user authentication information, so that the timeliness and randomness of verification are ensured, and the cracking difficulty is improved. And based on the preset time authentication information, performing association combination on the time authentication information and the user authentication information to generate authentication information of a current time sequence.
Further, the authentication information is sent to the requesting user, and the authentication information has timeliness and randomness, so that information leakage or cracking can be avoided. And the request user performs verification on the received authentication information, and when the authentication information passes verification, the request user is indicated to be a target user for account identity verification, an account to be verified is determined, and the account registration information to be verified is further extracted.
Step S200: when the key identity identification information is a mobile phone number, short message verification information is generated and sent to the mobile phone number of the user;
step S300: when receiving the short message reply information meeting the reply requirement, the account identity verification is successful;
specifically, the key identity authentication identification information is judged, and different verification processes are executed for different identification information. Specifically, when the key identity identification information is a mobile phone number, short message verification information is directly generated and sent to the mobile phone number of the user. If the reply information of the user is received and whether the reply requirement is met is judged, wherein the reply requirement is a reply standard configured for the short message verification information, and the reply requirement can be subjected to self-defining setting, such as reply of a given number sequence and the like, has certain timeliness and randomness, and if the reply information of the short message meets the reply requirement, the account identity verification is successful; and if the key identity identification information is not the mobile phone number, further performing deep matching verification.
Step S400: when the key identity identification information is not a mobile phone number or short message reply information meeting the reply requirement is not received, carrying out identity matching on the basis of the core registration information and an associated cooperation platform, and determining matched user information;
step S500: and when the matching user information exists, the identity verification is successful.
Specifically, when the key identity information is not the mobile phone number or the short message verification fails, and when the short message reply information meeting the reply requirement is not received, deep matching verification is further performed based on the association cooperation platform. The association cooperation platform is of the same level as the account registration information and is determined by matching screening, and a reference auxiliary verification platform for user registration exists, identity registration information in the association cooperation platform is called, the identity registration information is matched and corresponds to the core registration information, the matching user information is generated, the matching user information comprises mapping information or empty set which is successfully matched, and when the matching user information exists, the matching user information comprises mapping information which is successfully matched, and identity verification is successful; and if the matching user information does not exist, namely, the matching user information is an empty set, indicating that the identity verification fails.
Further, the step S400 of the present application further includes:
step S410-1: obtaining an account authentication level;
step S420-1: and determining an associated matching authentication level according to the account authentication level, wherein the associated matching authentication level is the matching times of associated matching authentication and corresponds to the account authentication level, and the higher the account authentication level is, the higher the associated matching authentication level is.
Specifically, the registration platforms are different, the registration contents are different, the corresponding account authentication levels are different, for example, the game account authentication level is lower, the payment account authentication level is higher, the corresponding authentication mode is different from the authentication information, and the account level to be subjected to identity verification is collected and used as the account authentication level. The association matching authentication level is determined based on the account authentication level matching. The authentication level matching table is built, the authentication level matching table is determined, corresponding association authentication matching times are configured for each account authentication level, the corresponding association authentication matching times are increased in equal proportion step by step along with the increment of the multi-level account authentication level, the corresponding association authentication matching times are changed in a proportional manner, the level parameters can be subjected to self-defining setting by referring to actual authentication standards, a plurality of authentication level-authentication matching times-association matching authentication levels are generated, the authentication level matching table is generated in an integrated manner, and the authentication level matching table is a self-built execution standard for carrying out association matching authentication level analysis.
Traversing the authentication level matching table, and carrying out matching mapping based on the account authentication level to determine the association matching authentication level, including the matching times of association matching authentication. The management matching authentication level is the matching authentication times matched with the account authentication level to be verified, so that refinement processing is performed on different account authentication levels, and verification energy efficiency is guaranteed to be executed on the basis of guaranteeing active operation.
Further, as shown in fig. 3, before the core registration information is matched with the associated collaboration platform to determine the matching user information, step S400 of the present application further includes:
step S410-2: determining the matching times and the associated matching stage according to the associated matching authentication magnitude;
step S420-2: determining matching content requirements according to the account authentication level;
step S430-2: performing demand matching from an associated cooperation platform library according to the matching content requirement, and determining a matching associated cooperation platform;
step S440-2: and screening from the matched associated cooperation platform based on the matching times and the associated matching stage to obtain the verified associated cooperation platform for identity information matching.
Further, before the requirement matching is performed from the associated collaboration platform library according to the matching content requirement, step S430-2 of the present application further includes:
step S431-2: acquiring associated collaboration platform information;
step S432-2: based on the associated cooperation platform information, content analysis of the registration information of each platform account is carried out, and registration identity coverage information is determined;
step S433-2: analyzing the verification flow of the associated cooperation platform information to determine the credit credibility of each associated cooperation platform;
step S434-2: and establishing a mapping relation of the associated cooperation platform information, the registered identity coverage information and the credit credibility to obtain the associated cooperation platform library.
Specifically, the association matching authentication level is matched with the account authentication level to be verified, the matching times of association authentication corresponding to the association matching authentication level are determined, the association platform level matched with the association matching level is determined as the matching times, and the screening matching requirements of the association matching level and the association cooperation platform are met as the association matching level. Because the security levels of different cooperation platforms are different, the corresponding registered information content is different, such as an authentication platform, the registration platform and a payment platform of an identity card level can be adopted for checking based on the name and the telephone number, and the type of verification data required for determining is selected as the matching content requirement based on the account authentication level. And building the association cooperation platform library, wherein the association cooperation platform library comprises a multi-level and multi-type association cooperation platform set with complete coverage domains.
Specifically, basic information such as platform grades, platform types and the like of a plurality of associated cooperation platforms are acquired and correspond to each other and used as the associated cooperation platform information. And calling platform registration information to perform content analysis based on the associated cooperation platform information, for example, calling platform registration execution mode and flow, determining registration requirement content, identifying and extracting information representing registration identity in the registration requirement content, and taking the information as registration identity coverage information, for example, mobile phone number registration, identity card registration and the like. Further, the verification process of the information of the associated cooperation platform is analyzed, such as information input verification, verification code verification and the like, and the credit credibility of each associated cooperation platform is determined, wherein the more complicated the verification process is, the higher the stringency is, the more standard is, and the higher the corresponding credit credibility is. And further carrying out mapping association on the association cooperation platform information, the registration identity coverage information and the credit credibility to generate a plurality of association cooperation platform mapping sequences, and integrally generating the association cooperation platform library. The associated cooperation platform library is a self-built library with platform information completeness and is used for screening the demand compliance platform so as to ensure demand matching degree and execution efficiency.
Further, the matching content requirement is used as a matching standard, the association cooperation platform library is traversed, and a plurality of association cooperation platforms meeting the matching content requirement are extracted in a matching mode and used as the matching association cooperation platform. The matching association cooperation platform is an alternative platform which is preliminarily screened and is matched with the account authentication level. And further taking the matching times and the association matching stage as screening standards, executing matching screening in the matching association cooperation platform, determining the verification association cooperation platform, wherein the number of verification association cooperation platforms meets the matching times, and the association platform grade meets the association matching stage. And carrying out identity information matching based on the association cooperation platform.
Further, the step S500 of the present application further includes:
step S510: obtaining an account target type, wherein the account target type is a service content type of an account to be verified;
step S520: when the account target type comprises a payment feature and a child participation feature, transmitting face verification information or voiceprint verification information;
step S530: when the face verification information or the voiceprint verification information is matched with the account registration information, the identity verification is successful, and when the face verification information or the voiceprint verification information is not matched with the account registration information, the account registration information is not passed, wherein the face verification information or the voiceprint verification information is matched with the account registration information and further comprises the reserved face information or the voiceprint information matched with the associated cooperation platform.
Specifically, a registrant determination is made on the account to determine whether or not to perform the principal registration operation. The service content type of the account to be verified, such as a game account number, may be determined, and the account target type may be determined by further verification if a child is automatically registered by virtue of a parent identity. If the account target type includes the payment feature and the child participation feature, for example, there is a fund circulation or the account target type is matched with the preference of the child, the face verification information or the voiceprint verification information is further sent. Preferably, the face verification information and the voiceprint verification information are generated randomly and sent to the user terminal, so that randomness and timeliness of verification are guaranteed, and verification results are prevented from being inconsistent with reality. If the face verification information or the voiceprint verification information is matched with the account registration information, namely the face verification information is matched with the voiceprint information and the face information reserved in the association cooperation platform is matched with the voiceprint information, and the identity verification is successful; if any mismatch exists, the identity verification is indicated to fail, the account registration information does not pass, the identity verification precision is ensured to the maximum extent, and the possible verification abnormality is avoided.
Example two
Based on the same inventive concept as one of the account identity verification methods in the previous embodiments, as shown in fig. 4, the present application provides an account identity verification system, which includes:
the information identification module 11 is used for extracting account registration information, identifying the account registration information according to preset core identification content, and obtaining core registration information, wherein the core registration information is key identity identification information for representing a user, and the key identity identification information comprises one of an identity card number and a mobile phone number;
the verification sending module 12 is configured to generate short message verification information and send the short message verification information to a mobile phone number of a user when the key identity identification information is the mobile phone number;
the reply identification module 13 is used for verifying the identity of the account successfully when receiving the short message reply information meeting the reply requirement;
the identity matching module 14 is used for carrying out identity matching based on the core registration information and the associated cooperation platform when the key identity identification information is not a mobile phone number or short message reply information meeting the reply requirement is not received, and determining matching user information;
and the matching identification module 15 is used for verifying the identity successfully when the matching user information exists.
Further, the system further comprises:
the grade acquisition module is used for acquiring an account authentication grade;
the correlation matching authentication level determining module is used for determining correlation matching authentication level according to the account authentication level, wherein the correlation matching authentication level is the matching times of correlation matching authentication and corresponds to the account authentication level, and the higher the account authentication level is, the higher the correlation matching authentication level is.
Further, the system further comprises:
the matching parameter acquisition module is used for determining matching times and associated matching stages according to the associated matching authentication level;
the matching content requirement determining module is used for determining matching content requirements according to the account authentication level;
the demand matching module is used for carrying out demand matching from the associated cooperation platform library according to the matching content requirements and determining a matching associated cooperation platform;
and the platform screening module is used for screening from the matched association cooperation platforms based on the matching times and the association matching stage to obtain the verified association cooperation platform for identity information matching.
Further, the system further comprises:
the information acquisition module is used for acquiring the information of the associated cooperation platform;
the content analysis module is used for analyzing the content of the registration information of each platform account based on the associated cooperation platform information and determining registration identity coverage information;
the credit credibility determining module is used for analyzing the verification flow of the information of the associated cooperation platform and determining the credit credibility of each associated cooperation platform;
and establishing a mapping relation of the associated cooperation platform information, the registered identity coverage information and the credit credibility to obtain the associated cooperation platform library.
Further, the system further comprises:
the type acquisition module is used for acquiring an account target type, wherein the account target type is the service content type of an account to be verified;
the information sending module is used for sending face verification information or voiceprint verification information when the account target type comprises payment characteristics and child participation characteristics;
the matching judgment module is used for successfully verifying the identity when the face verification information or the voiceprint verification information is matched with the account registration information, and failing to pass the account registration information when the face verification information or the voiceprint verification information is not matched with the account registration information, wherein the matching of the face verification information or the voiceprint verification information and the account registration information also comprises the matching of the face information or the voiceprint information with the reserved face information or the voiceprint information of the associated cooperation platform.
Further, the system further comprises:
the system comprises a request authentication information acquisition module, a verification module and a verification module, wherein the request authentication information acquisition module is used for acquiring request authentication information, and the request authentication information comprises request time, request user information and account registration information to be verified;
the authentication information acquisition and transmission module is used for acquiring authentication information and transmitting the authentication information to a requesting user according to a preset authentication information generation method based on the request time and the request user information;
and the information verification module is used for verifying based on the received authentication information, and extracting the account registration information to be verified when the verification is passed.
Further, the system further comprises:
the rule matching execution module is used for matching preset time according to the request time to extract authentication rules, wherein the preset time extraction authentication rules comprise preset time extraction rules and preset time authentication rules, the preset time extraction rules are rules for carrying out authentication code extraction on a time sequence, the preset time authentication rules are code combination rules corresponding to the time, and the preset time extraction rules are used for carrying out authentication information extraction on the request time to obtain time authentication information;
the authentication conversion module is used for carrying out user name authentication conversion according to the request user information to obtain user authentication information;
and the authentication information combination module is used for combining the time authentication information and the user authentication information by utilizing the preset time authentication rule to generate authentication information of the current time sequence.
Through the foregoing detailed description of an account identity verification method, those skilled in the art can clearly understand that an account identity verification method and system in this embodiment, for the device disclosed in the embodiment, since the device corresponds to the method disclosed in the embodiment, the description is relatively simple, and relevant places refer to the method part for description.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (8)
1. A method of account identity verification, the method comprising:
extracting account registration information, and identifying the account registration information according to preset core identification content to obtain core registration information, wherein the core registration information is key identity identification information for representing a user, and the key identity identification information comprises one of an identity card number and a mobile phone number;
when the key identity identification information is a mobile phone number, short message verification information is generated and sent to the mobile phone number of the user;
when receiving the short message reply information meeting the reply requirement, the account identity verification is successful;
when the key identity identification information is not a mobile phone number or short message reply information meeting the reply requirement is not received, carrying out identity matching on the basis of the core registration information and an associated cooperation platform to determine matched user information, wherein the associated cooperation platform is the same level as the account registration information and is determined by matching screening, a referential auxiliary verification platform for user registration is present, the identity registration information in the associated cooperation platform is called, and the matching user information is generated by matching the identity registration information with the core registration information;
and when the matching user information exists, the identity verification is successful.
2. The method of claim 1, wherein the method further comprises:
obtaining an account authentication level;
and determining an associated matching authentication level according to the account authentication level, wherein the associated matching authentication level is the matching times of associated matching authentication and corresponds to the account authentication level, and the higher the account authentication level is, the higher the associated matching authentication level is.
3. The method of claim 2, wherein determining matching user information based on the core registration information identity matching with an associated collaboration platform, previously comprising:
determining the matching times and the associated matching stage according to the associated matching authentication magnitude;
determining matching content requirements according to the account authentication level;
performing demand matching from an associated cooperation platform library according to the matching content requirement, and determining a matching associated cooperation platform;
and screening from the matched associated cooperation platform based on the matching times and the associated matching stage to obtain the verified associated cooperation platform for identity information matching.
4. The method of claim 3, wherein matching requirements from an associated collaboration platform library based on the matching content requirements, comprises:
acquiring associated collaboration platform information;
based on the associated cooperation platform information, content analysis of the registration information of each platform account is carried out, and registration identity coverage information is determined;
analyzing the verification flow of the associated cooperation platform information to determine the credit credibility of each associated cooperation platform;
and establishing a mapping relation of the associated cooperation platform information, the registered identity coverage information and the credit credibility to obtain the associated cooperation platform library.
5. The method of claim 1, wherein the method further comprises:
obtaining an account target type, wherein the account target type is a service content type of an account to be verified;
when the account target type comprises a payment feature and a child participation feature, transmitting face verification information or voiceprint verification information;
when the face verification information or the voiceprint verification information is matched with the account registration information, the identity verification is successful, and when the face verification information or the voiceprint verification information is not matched with the account registration information, the account registration information is not passed, wherein the face verification information or the voiceprint verification information is matched with the account registration information and further comprises the reserved face information or the voiceprint information matched with the associated cooperation platform.
6. The method of claim 1, wherein the extracting account registration information previously comprises:
obtaining request authentication information, wherein the request authentication information comprises request time, request user information and account registration information to be verified;
based on the request time and the request user information, acquiring authentication information according to a preset authentication information generation method and sending the authentication information to the request user;
and checking based on the received authentication information, and extracting the account registration information to be checked when the authentication information passes the checking.
7. The method of claim 6, wherein obtaining authentication information based on the request time, the request user information, and according to a preset authentication information generation method, and transmitting the obtained authentication information to the request user, comprises:
according to the request time, matching a preset time extraction authentication rule, wherein the preset time extraction authentication rule comprises a preset time extraction rule and a preset time authentication rule, the preset time extraction rule is a rule for performing authentication code extraction on a time sequence, the preset time authentication rule is a code combination rule corresponding to the time, and the preset time extraction rule is used for performing authentication information extraction on the request time to obtain time authentication information;
performing user name authentication conversion according to the request user information to obtain user authentication information;
and combining the time authentication information and the user authentication information by utilizing the preset time authentication rule to generate authentication information of the current time sequence.
8. An account identity verification system, the system comprising:
the information identification module is used for extracting account registration information, identifying the account registration information according to preset core identification content, and obtaining core registration information, wherein the core registration information is key identity identification information for representing a user, and the key identity identification information comprises one of an identity card number and a mobile phone number;
the verification transmitting module is used for generating short message verification information and transmitting the short message verification information to a mobile phone number of a user when the key identity identification information is the mobile phone number;
the reply identification module is used for verifying the identity of the account successfully when receiving the short message reply information meeting the reply requirement;
the identity matching module is used for carrying out identity matching on the basis of the core registration information and an associated cooperation platform when the key identity identification information is not a mobile phone number or short message reply information meeting reply requirements is not received, and determining matched user information, wherein the associated cooperation platform is the same class as the account registration information and is determined by matching screening, and a reference auxiliary verification platform for user registration exists, and the identity registration information in the associated cooperation platform is called and corresponds to the core registration information in a matching way, so that the matched user information is generated;
and the matching identification module is used for verifying the identity successfully when the matching user information exists.
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