CN116170794A - Online idle issuing system and method for smart card - Google Patents
Online idle issuing system and method for smart card Download PDFInfo
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- CN116170794A CN116170794A CN202310454317.1A CN202310454317A CN116170794A CN 116170794 A CN116170794 A CN 116170794A CN 202310454317 A CN202310454317 A CN 202310454317A CN 116170794 A CN116170794 A CN 116170794A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W8/00—Network data management
- H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
- H04W8/20—Transfer of user or subscriber data
- H04W8/205—Transfer to or from user equipment or user record carrier
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W8/00—Network data management
- H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
- H04W8/183—Processing at user equipment or user record carrier
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
- Y02P90/00—Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
- Y02P90/30—Computing systems specially adapted for manufacturing
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Abstract
The invention discloses an online air-sending system for a smart card and a method thereof. The system comprises: comprising the following steps: the intelligent card with the NFC function, the mobile terminal with the NFC function and the Yun Kafa card server, wherein the intelligent card comprises an antenna and a chip and is used for conducting NFC communication with the mobile terminal, the chip comprises a microprocessor and a storage unit, the storage unit stores a program for communicating with the mobile terminal, and the mobile terminal is used for sending a card opening request to the Yun Kafa card server, receiving card opening data returned by the Yun Kafa card server and writing the card opening data into the intelligent card in a file mode. According to the invention, the smart card is stripped from the mobile terminal, has the function of opening single application or multiple application scenes in an online file writing mode, and has the characteristics of convenient card opening, convenient use, low cost and the like.
Description
Technical Field
The invention relates to a smart card technology, in particular to an online air-sending system and method for a smart card.
Background
The original IC, ID and other intelligent cards are all used as off-line terminal equipment to prepare cards and then sold to users through channels. In the internet business era, there are many limitations such as: the user group or area is determined before the card is issued (for example, the public transport card in the area A is issued, and the user group is mainly in the area A when the card is issued), and the smart card and the mobile phone are bound before, so that the smart card has only a single function, does not meet the service requirement of internetworking, and has high cost and inconvenient use. In addition, the eSE card (embedded secure element: embedded security element) is NFC technology based on an SE physical module, and because the mode of being physically isolated from a mobile phone and an operating system is adopted, the security can ensure that sensitive information in SE is not illegally accessed and tampered, namely: the virtual card of SE is outside the mobile phone operation system and on the mobile phone main control chip. HCE (Host Card Mode) cards belong to one of the NFC technologies, but unlike conventional NFC technologies, HCEs do not require a mobile device to be equipped with an SE module, also known as software Card emulation (Software Card Emulation). Under the direction of the NFC controller, an operating system or an app of the mobile device directly performs information interaction with an external non-connected card reader. The user credentials may be stored in the cloud, or in the local device memory, that is: the virtual card of the HCE is built on top of the handset operating system.
Disclosure of Invention
The invention aims to provide an on-line idle issuing system and method for an intelligent card, which are used for opening the card in an internet environment, and the intelligent card is stripped from a mobile terminal, so that the system has the function of opening single application or multiple application scenes in an on-line file writing mode.
In order to solve the problems, the invention adopts the following technical scheme:
in a first aspect, an online air distribution system for a smart card, comprising:
a smart card with NFC function, a mobile terminal with NFC function and a Yun Kafa card server,
wherein the smart card comprises an antenna and a chip for NFC communication with the mobile terminal, the chip comprises a microprocessor and a storage unit, the storage unit stores programs and application scene identifications for communication with the mobile terminal,
the mobile terminal is used for sending a card opening request to the Yun Kafa card server, receiving the card opening data returned by the Yun Kafa card server, and writing the card opening data into the smart card in a file mode.
With reference to the first aspect, in a first possible implementation manner, the mobile terminal is further configured to collect user tracing information, send the user tracing information to the Yun Kafa card server, and after the Yun Kafa card server registers and binds the user tracing information, return card opening data including the user tracing information to the mobile terminal.
With reference to the first aspect, in a second possible implementation manner, the smart card storage unit stores an identification program, general-purpose card structure data, and differential card structure data, where the identification program is used to identify a read-write instruction from the mobile terminal, the general-purpose card structure data is written into the smart card by a factory machine or by the identification program according to a start address location and an end address location, and the differential card structure data is written into the smart card by the identification program according to a specified location difference.
With reference to the first aspect, in a third possible implementation manner, the mobile terminal further includes an intelligent terminal, the intelligent card is connected with the intelligent terminal through a physical connection mode, and the intelligent terminal is connected with the mobile terminal through a wireless mode.
In a second aspect, an idle transmission method for a smart card online idle transmission system, the system including a smart card having NFC functionality, a mobile terminal having NFC functionality, and a Yun Kafa card server, includes the steps of:
the mobile terminal sends a card opening request to a Yun Kafa card server;
yun Kafa card server returns card opening data to mobile terminal;
the mobile terminal writes the card opening data into the smart card in a file mode.
With reference to the second aspect, in a first possible implementation manner, the mobile terminal obtains the open application scenario selected by the user online, and the card opening request includes opening 2 or more application scenarios.
With reference to the second aspect, in a second possible implementation manner, before the mobile terminal sends a card opening request to the Yun Kafa card server, card opening data is obtained in advance to the Yun Kafa card server side and stored, and a mode of obtaining the card opening data includes obtaining the card opening data from a card making file or a data form or obtaining the card opening data from an external system through an interface.
With reference to the second aspect, in a third possible implementation manner, the card opening data is obtained by converting, by the Yun Kafa card server, a card data source provided in an existing eSE card issuing system card data form or an HCE card issuing system card data form into a general file and a differential file form.
With reference to the second aspect, in a fourth possible implementation manner, the method further includes the step of: the mobile terminal collects user tracing information and executes the following steps in sequence:
the first step: the mobile terminal collects user tracing information;
and a second step of: the mobile terminal sends a card opening request containing user tracing information to a Yun Kafa card server;
and a third step of: the Yun Kafa card server receives and stores the user tracing information, and returns card opening data containing the user tracing information to the mobile terminal after registering and binding according to the user tracing information;
fourth step: the mobile terminal writes the card opening data into the smart card in a file mode.
With reference to the second aspect, in a fifth possible implementation manner, the system further includes an intelligent terminal, the intelligent card is connected with the intelligent terminal through a physical connection mode, the intelligent terminal is connected with the mobile terminal through a wireless mode, the mobile terminal writes the card opening data into the intelligent terminal in a file mode, and then the intelligent terminal writes the card opening data into the intelligent card in a file mode.
From the above technical solutions, the embodiment of the present invention has the following advantages:
the smart card is stripped from the mobile terminal, has the function of opening single application or multiple application scenes in an online file writing mode, and has the characteristics of convenience in card opening, convenience in use, low cost and the like.
Drawings
In order to more clearly illustrate the technical solution of the embodiments of the present invention, the drawings that are needed in the description of the embodiments will be briefly described.
FIG. 1 is a schematic diagram of an online air system for a smart card according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a smart card chip according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of a smart card chip according to another embodiment of the present invention;
FIG. 4 is a flow chart of an online blank issuing method for a smart card according to an embodiment of the present invention;
FIG. 5 is a schematic diagram of an on-line blank-sending smart terminal type smart card for a smart card according to an embodiment of the present invention;
fig. 6 is a schematic diagram of a card data source for an online blank issuing method of a smart card according to an embodiment of the present invention.
Description of the embodiments
In order that those skilled in the art will better understand the present invention, a technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in which it is apparent that the described embodiments are only some embodiments of the present invention, not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the present invention without making any inventive effort, shall fall within the scope of the present invention.
The terms first, second, third and the like in the description and in the claims and in the above drawings, are used for distinguishing between different objects and not necessarily for describing a particular sequential or chronological order. Furthermore, the terms "comprise" and "have," as well as any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those listed steps or elements but may include other steps or elements not listed or inherent to such process, method, article, or apparatus.
The following is a detailed description of specific examples.
Fig. 1 is a schematic diagram of an online air-laying system for a smart card according to an embodiment of the present invention.
As shown in fig. 1, an on-line air distribution system for a smart card of the present invention includes: the smart card 10 with NFC (Near Field Communication, also called near field communication) function, the mobile terminal 20 with NFC function and the Yun Kafa card server 30, the smart card 10 is independent of the mobile terminal 20, not on the mobile terminal 20 chip, but on a sticker chip.
In the present invention, the smart card 10 is also called as a CPU card, and includes an antenna (for NFC near field communication signal transceiving) and a low cost chip, and a chip (integrated circuit) in the card includes only a microprocessor, a storage unit (including a random access memory RAM, a program memory ROM (FLASH), and a user data memory EEPROM), and does not have an operating system, does not support encryption and decryption and complex algorithms, and does not support a complex instruction set. The low-cost hardware of the smart card 10 only supports the function of NFC communication, and supports the function of simply reading and writing files, and does not support the function of analyzing file contents into instructions and executing related instructions one by one. Has the advantages of low cost, simple card opening operation flow, short time and the like. Compared with the prior NFC chip with the SE storage module, the conventional NFC chip with the SE storage module has relatively high cost, a cut-out operating system (COS) is built in, each piece of received information needs to be decrypted into an identifiable instruction, then the instructions are executed one by one, the encrypted interaction is carried out with the NFC intelligent terminal successively, the operation flow is relatively complex, and the time consumption is relatively long. The smart card 10 is independent of the mobile terminal 20, and can be used independently or placed on other smart terminals (for example, wearable devices such as a bracelet) for NFC communication with the mobile terminal 20, where the chip includes a microprocessor and a storage unit, and the storage unit stores a program and an application scene identifier (for example, support functions of a bus card, a social security card, a membership card, etc.) for communication with the mobile terminal 20, for example: the user purchases the product of bracelet + smart card chip, does not take scene service by itself, and when the user needs specific function service, can open the service through NFC cell-phone on line to smart card 10 chip through NFC. The mobile terminal 20 is provided with a front-end program such as an APP program or a micro-letter applet for user interaction, the user sends a card opening request to the Yun Kafa card server 30 by operating the front-end program, the Yun Kafa card server 30 can be an internet card opening service provider local server, receives the card opening data returned by the Yun Kafa card server 30, writes the card opening data into the smart card 10 in a file mode, and the writing in the file mode can be understood as copying the card opening data into a chip of the smart card 10, so that the chip only needs to confirm whether the card is received or not, and does not need to care about what content the file is as long as the card is sent by an eSE (embedded secure element-embedded secure element) online, and the card sending data file comprises card data, key data, user association binding data, behavior transaction data and the like, wherein if a traffic intercommunication card is opened, the card data is bus card data of a city specified by a traffic department specification intercommunication card, such as: if the user opens an A city card of the building, the card data refers to the A city building card structure data of the building standard card structure data, and if the user is a card membership card, the card structure of the membership card of the designated city (the standard structure is completely different from the traffic part card and the building standard card structure). The source of the card opening data can be local files, database data, or service servers and other forms for providing card application data (such as servers like bus cards, access cards, house cards and the like, and can be eSE card and/or HCE card data formats). Yun Kafa the card server 30 can convert the data of the eSE card server into the file data format of the invention, and write the file data format into the chip of the smart card 10, so as to be used as a card opening data source of the chip of the smart card 10. The data of the HCE card server can also be converted into a file data format and written into the chip of the smart card 10, and can be used as a card opening data source of the chip of the smart card 10.
The system can also open real-name cards on line, ensure the safety of the cards, the mobile terminal 20 collects user tracing information (such as identity cards, mobile phone numbers and the like) through an on-line card opening APP, sends the user tracing information to the Yun Kafa card server 30, and after the Yun Kafa card server 30 registers and binds the user tracing information, the mobile terminal 20 returns card opening data containing the user tracing information.
Fig. 2 is a schematic diagram of a smart card chip according to an embodiment of the present invention. As shown in fig. 2, the smart card 10 may select an application scenario through the mobile terminal 20APP by sending an instruction and card opening data to the smart card 10 through the mobile terminal 20APP, for example: traffic cards, hotel room cards, membership cards, access cards and the like can be opened on the same smart card 10, and the method has the characteristics of convenience and low cost. For example, after the card is successfully opened, the card reading terminal (NFC machine side, not shown in the drawing) recognizes the multiple applications of the smart card 10 in the following manner:
the first step: the card reading terminal transmits the read-designating card application information (e.g., read house card information) to the smart card 10;
and a second step of: the intelligent card 10 side recognizes and verifies the instruction of the card reading terminal side;
and a third step of: the smart card 10 side sends the corresponding card application information back to the card reading terminal side (e.g., sends the house card application information to the terminal side) as required.
Card reading terminal side transmitting instruction "SendA1″ to the smart card 10 sideSendThe A1 instruction is a service instruction that the card reading terminal sends to the smart card 10 side). Is an information unit, command (command sent to the smart card 10) instruction (defined in the ISO 7816-4 specification) transferred between the smart card 10 and the card reader terminal.
The smart card 10 returns after side response: the receiver a1 (receiver a1 instruction is a service instruction customized by the sender side).
For example:Sendb1 instruction is a house card structure service,SendThe C1 instruction is a membership card structure service or the like.
Intelligent terminal sending instruction "SendB1 "to the smart card 10 side (query smart card 10 side for room card service;
Fig. 3 is a schematic diagram of a smart card chip structure provided in another embodiment of the present invention, as shown in fig. 3, taking a smart card 10 house card application as an example, the mobile terminal 20 writes a card to the smart card 10 through NFC, a storage unit stores an identification program, general card structure data, and differential card structure data, the identification program is used for identifying a read-write instruction from the mobile terminal 20, the general card structure data is written into the smart card 10 by a factory machine or by the identification program according to a start address location and an end address location, the differential card structure data is written into the smart card 10 by the identification program according to a specified location difference, the number of application scenarios of the smart card 10 may be 2 or more, the mobile terminal 20 selects to open corresponding application scenarios online, for example, the user may select an application scenario required by the user on a mobile phone (smart terminal 20) APP, and send the card application scenario selected by the user in real time to the smart card 10 chip through an NFC phone online card issuing mode. The general card structure data refers to the same part of the card writing file data of the same type of card (such as a payment application special file, a consumption transaction detail file, a load transaction detail file and the like), and the differentiated card structure data refers to the different part of the card writing file data of the same type of card. For example: the same part of the traffic department bus card structure data in different cities is general card structure data; the different parts of each card writing file are differentiated card structure data, for example: city code, card number, card key, etc. The above written meaning: the specified data is filled from the start address to the end address without knowing the meaning of the specific data content.
Taking the house card data structure as an example, the general card structure data is represented by "G" for content, and the differentiated card structure data is represented by "a, b and c".
For example: fang Kawen the length of the general card structure data is assumed to be 40, and the fixed length is written once; "GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG";
for example: the differential card structure data is assumed to be "aaaa (card number) bbbb (effective time) cccc (other content)", "gggggaaagggggggbbbgggcccccggggggggg", and the specific meaning of "a, b, c" need not be known when writing the differential card structure data.
When the card is opened in a file writing mode, the processing of the general card structure data and the differentiated card structure data is responsible for filling corresponding contents to the corresponding positions according to the corresponding starting positions and ending positions by the card identification program, and the specific contents of the file do not need to be identified.
Compared with the verification interaction through eSE mode instruction flow in the prior art, the embodiment adopts the verification interaction of writing files, and the efficiency is higher.
Fig. 4 is a flowchart of an online blank issuing method for a smart card according to an embodiment of the present invention. As shown in fig. 4, the present invention provides a method for smart card online blank transmission, the system including a smart card 10 having NFC function, a mobile terminal 20 having NFC function, and a Yun Kafa card server 30, comprising the steps of:
s10, the mobile terminal 20 sends a card opening request to the Yun Kafa card server 30;
s20, yun Kafa card server 30 returns card opening data to mobile terminal 20;
s30, the mobile terminal 20 writes the card opening data into the smart card 10 in a file mode.
The mobile terminal 20 obtains the open application scenes selected by the user online, the card opening request in step S10 includes opening more than 2 application scenes, and the returning of the card opening data includes opening more than 2 application scenes.
Before the mobile terminal 20 sends the card opening request to the Yun Kafa card server 30, the card opening data is obtained in advance to the Yun Kafa card server 30 side and stored, and the manner of obtaining the card opening data includes obtaining the card opening data from a card making file or a data form, or obtaining the card opening data from an external system through an interface, for example: yun Kafa card server 30 has stored the card issuing data in Yun Kafa card server 30 by means of files, tables, databases, server interfaces, etc., and may be stored and transmitted encrypted.
For example: the Yun Kafa card server 30 obtains and stores the card opening data locally before the mobile terminal 20 sends a card opening request to the Yun Kafa card server 30.
In addition, the system may further include a card application card-issuing server 40 connected to the cloud card-issuing server 30 through a network, where the Yun Kafa card server 30 obtains and stores card-issuing data from the card application card-issuing server 40 before the mobile terminal 20 sends a card-issuing request to the Yun Kafa card server 30.
Wherein, the method can further comprise the steps of: the mobile terminal 20 collects user traceability information and performs the following steps in sequence:
the first step: the mobile terminal 20 collects user traceability information;
and a second step of: the mobile terminal 20 sends a card opening request containing user tracing information to the Yun Kafa card server 30;
and a third step of: yun Kafa card server 30 receives and stores user tracing information, and returns card opening data containing the user tracing information to mobile terminal 20 after registering and binding according to the user tracing information;
fourth step: the mobile terminal 20 writes the opening data to the smart card 10 in a file manner.
Fig. 5 is a schematic diagram of an on-line blank-sending smart terminal type smart card for a smart card according to an embodiment of the present invention. As shown in fig. 5, the system further includes an intelligent terminal 40, the intelligent card 10 is connected to the intelligent terminal 40 in a physical connection manner, the intelligent terminal 40 is connected to the mobile terminal 20 in a wireless manner, the step S30 further includes that the mobile terminal 20 writes the card opening data into the intelligent terminal 40 in a file manner, and the intelligent terminal 40 writes the card opening data into the intelligent card 10 in a file manner.
Wherein, "writing in file" means as follows:
operating the corresponding in-card file by an instruction different from 'writing one by one';
examples: instruction 1 updates the balance in the card to 20 yuan.
And the instruction 2 updates the bus taking record file state.
Instruction 3 updates the transaction count.
The process of writing one by one is as follows: receiving an instruction 1, and executing the instruction 1 if the instruction 1 meets the instruction 1 standard logic;
receiving an instruction 2, and executing the instruction 2 if the instruction meets the instruction 2 standard logic and meets the requirement;
and (3) receiving the instruction 3, and executing the instruction 3 if the instruction meets the instruction 3 standard logic and meets the requirement.
The process of writing in a file mode is as follows: the file string (including the relevant content of instruction 1, instruction 2, instruction 3) is received in a contracted format. The chip receives the instruction string file, writes the instruction string file into the intelligent chip according to the appointed starting position and ending position after verification, and does not need to know the specific content in the instruction string file when receiving the instruction string.
The smart card 10 supports at least 2 application scenarios, and one card can have functions of public transportation, entrance guard, member, hotel, etc. by online selecting to open corresponding application scenarios through the mobile terminal 20. The card issuing Yun Pingtai (Yun Kafa card server 30) can acquire and batch-process related card data from the card-passing side card issuing system (card application card issuing server 40) to the card-issuing cloud platform system before providing card issuing service for users, and the related card data are stored in an encrypted manner, so that the users do not need to request the card-passing side card issuing system to be in the background when issuing card. Running a batch process processes multiple tasks at a time.
For example: taking a bus card as an example:
the mobile phone terminal (mobile terminal 20) installs a front-end program such as an APP or an applet, then places the NFC mobile phone induction zone on the smart card 10 (or a bracelet chip), and through APP or applet operation (user registration, card opening city, bus card type, etc.), then the mobile phone terminal application program selects corresponding card data from the cloud (Yun Kafa card server 30) (the data is copied or downloaded from the card application card issuing server 40 to the Yun Kafa card server 30 in advance) according to user operation information, and the like, and obtains the front end of the mobile phone (card issuing data) through the cloud in an on-line manner, and then writes the card content into the smart chip through an NFC command to complete the process of air card issuing, taking a bus card as an example, the "card content" comprises: card number, city, key, encryption, balance, transaction logger, etc.
The front end of the user mobile phone performs interactive operation to select objects (information such as public transport cards, social security cards, membership cards, specific scene details and the like) needing to be opened, and the front end requests a service interface corresponding to a background according to content information selected by the user, assuming that: the user drop-down list selects the bus card, and the front end requests the bus card issuing service interface according to the bus card option selected by the user.
In summary, from the above technical solutions, the embodiments of the present invention have the following advantages:
the smart card is stripped from the mobile terminal, has the function of opening single application or multiple application scenes in an online file writing mode, and has the characteristics of convenience in card opening, convenience in use, low cost and the like.
In the foregoing embodiments, the descriptions of the embodiments are each focused, and for those portions of one embodiment that are not described in detail, reference may be made to the related descriptions of other embodiments.
The above embodiments are only for illustrating the technical solution of the present invention, and are not limiting; those of ordinary skill in the art will appreciate that: the technical scheme described in the above embodiments can be modified or some technical features thereof can be replaced equivalently; such modifications and substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present invention.
Fig. 6 is a schematic diagram of a card-opening data source for an online blank issuing method of a smart card according to the present invention.
As shown in fig. 6:
case 1: the card opening data of the Yun Kafa card server 30 is derived from an own data source form, namely, the card opening data is obtained from the Yun Kafa card server 30 before the user opens the card in the form of a card making file or form data, and can be stored in an encrypted manner.
Case 2: the card opening data source of the Yun Kafa card server 30 is obtained from an external system (such as an eSE system, an HCE system and other systems) through an interface to obtain Yun Kafa a card server 30 side, and after the Yun Kafa card server 30 side obtains card opening data through the interface, the data is converted into a data form of a Yun Kafa card server 30 regular format (writing file format data) and then encrypted and stored.
The Yun Kafa card server 30 can support the conversion of card data source forms of various external systems into the data form of the Yun Kafa card server 30, provide the data form for the mobile phone terminal at the user side for use, and fulfill the requirement of the air on card issuing business in the form of writing files of the chip of the intelligent card 10.
Claims (10)
1. An on-line air distribution system for a smart card, comprising:
a smart card (10) with NFC function, a mobile terminal (20) with NFC function and a Yun Kafa card server (30),
wherein the smart card (10) comprises an antenna and a chip for NFC communication with the mobile terminal (20), the chip comprises a microprocessor, a memory unit, the memory unit stores a program for communication with the mobile terminal (20),
the mobile terminal (20) is used for sending a card opening request to the Yun Kafa card server (30), receiving Yun Kafa card opening data returned by the card server (30), and writing the card opening data into the smart card (10) in a file mode.
2. The online blank issuing system for smart cards according to claim 1, wherein the mobile terminal (20) is further configured to collect user tracing information, send the user tracing information to the Yun Kafa card server (30), and after the Yun Kafa card server (30) registers and binds the user tracing information, return card opening data containing the user tracing information to the mobile terminal (20).
3. The on-line blank issuing system for a smart card according to claim 1, characterized in that the smart card (10) has stored thereon an identification program for identifying a read-write instruction from the mobile terminal (20), general-purpose card structure data written by a factory machine or written in the smart card (10) by the identification program in accordance with start and end address positions, differential card structure data written in the smart card (10) by the identification program in accordance with a specified position.
4. A system for smart card online air distribution according to any of claims 1 to 3, further comprising a smart terminal (40), said smart card (10) being connected to the smart terminal (40) by means of a physical connection, the smart terminal (40) being connected to the mobile terminal (20) by wireless means.
5. An air distribution method for a smart card online air distribution system, characterized in that the system comprises a smart card (10) with NFC function, a mobile terminal (20) with NFC function and a Yun Kafa card server (30), comprising the following steps:
s10, the mobile terminal (20) sends a card opening request to a Yun Kafa card server (30);
s20, yun Kafa card server (30) returns card opening data to mobile terminal (20);
s30, the mobile terminal (20) writes the card opening data into the smart card (10) in a file mode.
6. The blank issuing method for the smart card on-line blank issuing system according to claim 5, wherein the mobile terminal (20) acquires the open application scenes selected by the user on line, and the request for opening the card in step S10 includes opening 2 or more application scenes.
7. The blank issuing method for an on-line blank issuing system for smart cards according to claim 5, wherein before said mobile terminal (20) sends a card opening request to a Yun Kafa card server (30), the Yun Kafa card server (30) acquires and stores card opening data in advance to the Yun Kafa card server (30) side, and the manner of acquiring card opening data includes acquiring from a card making file or a data form or acquiring from an external system through an interface.
8. The blank issuing method for an on-line blank issuing system for a smart card according to claim 5, wherein the card opening data is obtained by converting a card data source provided in the form of an existing eSE card issuing system card data or an HCE card issuing system card data into a general file and a differential file by a Yun Kafa card server (30).
9. The method for the on-line lost motion system of a smart card according to claim 5, further comprising the steps of: the mobile terminal (20) collects user traceability information and performs the following steps in sequence:
the first step: the mobile terminal (20) collects user traceability information;
and a second step of: the mobile terminal (20) sends a card opening request containing user tracing information to the Yun Kafa card server (30);
and a third step of: yun Kafa card server (30) receives and stores user tracing information, and returns card opening data containing the user tracing information to mobile terminal (20) after registering and binding according to the user tracing information;
fourth step: the mobile terminal (20) writes the opening data to the smart card (10) in a file manner.
10. The blank issuing method for the smart card on-line blank issuing system according to any of claims 5 to 9, further comprising a smart terminal (40), said smart card (10) being connected to the smart terminal (40) in the form of a physical connection, the smart terminal (40) being connected to the mobile terminal (20) in a wireless manner, characterized in that said step S30 further comprises the mobile terminal (20) writing the opening data to said smart terminal (40) in a file manner, said smart terminal (40) writing the opening data to said smart card (10) in a file manner.
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