CN115564453A - Block chain-based pledge movable property uniqueness identifier tracing method and device - Google Patents

Block chain-based pledge movable property uniqueness identifier tracing method and device Download PDF

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CN115564453A
CN115564453A CN202211136623.2A CN202211136623A CN115564453A CN 115564453 A CN115564453 A CN 115564453A CN 202211136623 A CN202211136623 A CN 202211136623A CN 115564453 A CN115564453 A CN 115564453A
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information
pledge
block chain
mobile asset
property
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黄杰
俞厚群
封磊
武扬
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Shanghai Huaneng E Commerce Co ltd
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Abstract

The invention relates to a block chain-based pledge movable property uniqueness identifier tracing method and a device, wherein the method comprises the following steps: firstly, creating a unique identity of a pledge movable property; secondly, respectively writing material information, storage information and pledge information into a database by a mobile asset financing demand side node, a physical mobile asset custody manager node and a mobile asset financing fund side node, and respectively establishing a mapping relation with a unique mobile asset identifier; and finally, the mobile asset financing cooperative platform completes the unique identification information authentication through a block chain technology, establishes a dynamic monitoring system and updates the mapping information of the unique identification of the mobile asset in real time. Compared with the prior art, the method has the advantages of improving the safety and efficiency of the unique identification circulation of the pledge movable production and the like.

Description

Block chain-based pledge movable property uniqueness identifier tracing method and device
Technical Field
The invention relates to the technical field of data processing, in particular to a block chain-based method and a block chain-based device for tracing uniqueness identifiers of a pledge live-property.
Background
The real estate is one of the important assets for the quality assurance and financing of medium and small enterprises. If the unique identification tracing method for the pledge movable property can be established by means of advanced technologies such as block chains, the financial institution can conveniently identify and trace the quality right of the pledge movable property, the specialization of the movable property can be realized, the risk of repeated pledges is reduced, and the credit fund safety of the financial institution is guaranteed.
The Chinese patent publication No. CN113674084A is searched to disclose a method, a system, equipment and a computer readable storage medium for financing of a movable property pledge based on a block chain, and particularly discloses the characteristics of data storage, information transparency, traceability and non-falsification based on the block chain, all related transaction data and enterprise information are stored and issued on the block chain, and a receipt voucher can ensure the authenticity and reliability of the data through multiparty cross verification, so that the conformity between the movable property pledge and the financing application of enterprises can be ensured, and the ownership of the movable property pledge is not disputed, the investigation before the bank loan is more convenient, and the investigation result is more reliable; after the bank provides loan, a convenient method is provided for the bank to check the daily inventory of the mortgage mobile property, so that the bank can realize low-cost real-time monitoring, the mobile property is prevented from being replaced and disposed by a financing enterprise, and finally the risk of the bank providing the mortgage financing of the mobile property is reduced. But the traceability aspect of the unique identification of the pledge is not involved.
At present, a part of real physical products stored in a warehouse are provided with original factory labels and have product serial numbers, a part of real physical products are provided with original factory labels but have no product serial numbers, and a part of real physical products do not have original factory labels and can be only identified intensively through centralized stacking. In any case, the system does not have a uniform unique mobile asset identification capable of tracking and tracing the pledge state, pledges and pledge registered recorded properties are difficult to specifically correspond, particularly in dynamic business scenes, repeated pledge risks are easily caused, and when litigation disputes occur, jurisdictions are difficult to judge and determine the right.
In conclusion, the existing pledge movable property lacks of a unique identification and a tracing method, so that the pledge risk of the movable property is large, and the financing service is difficult to develop.
Disclosure of Invention
The invention aims to overcome the defects in the prior art and provide a pledge movable property unique identification tracing method and device based on a block chain.
The purpose of the invention can be realized by the following technical scheme:
according to a first aspect of the invention, a block chain-based pledge unique identification tracing method is provided, which comprises the following steps:
firstly, creating a unique identity of a pledge movable property;
secondly, respectively writing material information, storage information and pledge information into a database by a mobile asset financing demand side node, a physical mobile asset custody manager node and a mobile asset financing fund side node, and respectively establishing a mapping relation with a unique mobile asset identifier;
and finally, the mobile asset financing cooperation platform completes the uniqueness identification information authentication through a block chain technology, establishes a dynamic monitoring system and updates the mapping information of the uniqueness identification of the mobile asset in real time.
As a preferred technical scheme, the nodes related to the blockchain comprise a mobile asset financing demand side node, a physical mobile asset custody side node, a mobile asset financing capital side node and a mobile asset financing cooperation platform side node.
As a preferred technical scheme, the unique identification of the pledge property establishes an association mapping relationship with three pieces of information through a database, wherein the three pieces of information are material information, warehousing information and pledge information respectively.
As an optimal technical scheme, the nodes of the movable production financing demander send warehousing applications, construct pre-warehousing material information blocks, and add the pre-warehousing material information blocks into a block chain.
As a preferred technical scheme, the real-object movable property custodian node confirms warehousing information, takes out material information according to a warehousing application work order, prints movable property unique identification labels in batches through a printer, automatically associates the material information with warehousing information, constructs a one-object-one-code warehousing information block, and adds the warehousing information block into a block chain.
As a preferred technical solution, the mobile asset financing funding side node confirms the pledge information, completes the mobile asset financing pledge registration, associates the pledge registration information with the mobile asset unique identifier, constructs a pledge registration information block, and adds the pledge registration information block into the block chain.
As a preferred technical scheme, the mobile asset financing collaboration platform authenticates a mobile asset uniqueness identifier, checks whether the mobile asset uniqueness identifier is associated with material information, storage information and pledge registration information, monitors the real-time state of the mobile asset uniqueness identifier, constructs a traceable authentication information block, and adds the authentication information block into a block chain.
According to a second aspect of the invention, a block chain-based pledge unique identification tracing device is provided, which comprises:
the identification creating module is used for creating a unique identification of the pledge dynamic property;
the mapping relation establishing module is used for respectively writing the material information, the storage information and the pledge information into a database by the mobile asset financing demand side node, the physical mobile asset custody side node and the mobile asset financing capital side node, and respectively establishing mapping relations with the unique identifier of the mobile asset;
and the authentication and dynamic monitoring module is used for finishing the unique identification information authentication of the mobile asset financing cooperative platform through a block chain technology, establishing a dynamic monitoring system and updating the mapping information of the unique identification of the mobile asset in real time.
According to a third aspect of the invention, there is provided an electronic device comprising a memory having stored thereon a computer program and a processor implementing the method when executing the program.
According to a fourth aspect of the invention, a computer-readable storage medium is provided, on which a computer program is stored which, when being executed by a processor, carries out the method.
Compared with the prior art, the invention has the following advantages:
1) The invention solves the technical defect that no uniform unique identification of the movable property is established in the prior art;
2) The invention solves the technical defects that in the prior art, the relevant information is written in the unique identification of the mobile asset in a static one-time mode, a dynamic mapping database is not established, and the registration information of the dynamic multidimensional mobile asset pledge can not be traced by directly scanning the unique identification of the mobile asset of the external package after the real asset pledge is delivered;
3) The invention improves the safety and efficiency of the unique identification flow of the mortgage mobile asset and greatly promotes the development of the mobile asset financing service.
Drawings
FIG. 1 is a flow chart of the method of the present invention;
FIG. 2 is a schematic diagram of the appearance style of the unique identification of the mobile asset according to the present invention;
FIG. 3 is a diagram illustrating mapping of unique identification information of a mobile asset according to the present invention;
FIG. 4 is a schematic view of the apparatus of the present invention;
FIG. 5 is a block diagram of an exemplary electronic device capable of implementing embodiments of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, shall fall within the protection scope of the present invention.
The invention provides a block chain-based pledge unique identification tracing scheme, which is based on the whole life cycle circulation of a unique identification of a pledge of a block chain and realizes the tracing, rechecking and tamper resistance of data. The mobile property financing demand party, the physical mobile property insurance manager, the mobile property financing capital party and the mobile property financing cooperation platform are added into the alliance chain, so that the safety, the authenticity, the uniqueness, the effectiveness and the integrity of data among the mobile property uniqueness identification participants are guaranteed, and the development of mobile property financing business is promoted. The scheme of unique identifier of mobile asset based on block chain is described in detail below.
Fig. 1 is a schematic flow chart of a pledge movable asset uniqueness identifier tracing method based on a block chain in an embodiment of the present invention, where each participant node of movable asset financing forms a block chain node, where the block chain node includes: the system comprises a mobile asset financing demand side node, a physical mobile asset insurance manager node, a mobile asset financing capital side and a mobile asset financing cooperative platform side node; as shown in fig. 1, the pledge mobile asset uniqueness identifier tracing method based on the block chain includes the following steps:
step S101: the nodes of the movable property financing demander start warehousing application, construct pre-warehousing material information blocks, and add the pre-warehousing material information blocks into a block chain;
step S102: the method comprises the steps that a material movable property custodian node confirms warehousing information, material information is brought out according to a warehousing application work order, a movable property unique identification label is printed in batches through a printer, the material information and warehousing information are automatically correlated, a one-object one-code warehousing information block is constructed, and the warehousing information block is added into a block chain;
step S103: confirming pledge information by a movable property financing fund side node, finishing pledge registration of movable property financing, associating pledge registration information with a movable property unique identifier, constructing pledge registration information block, and adding the pledge registration information block into a block chain;
step S104: the mobile property financing cooperation platform authenticates a unique identification of the mobile property, checks whether the unique identification of the mobile property is related to material information, storage information and pledge registration information or not, monitors the real-time state of the unique identification of the mobile property, constructs a traceable authentication information block, and adds the authentication information block into a block chain.
Fig. 2 is a schematic view of an appearance style of a unique identifier of a mobile asset based on a block chain in an embodiment of the present invention, where the unique identifier of the mobile asset includes coded characters and two-dimensional code patterns, the upper part is a unique identifier code of the mobile asset (DC beginning +13 digits), the middle part is a two-dimensional code, and the lower part is an inquiry website, and a user may perform unique identifier information inquiry by scanning the two-dimensional code or logging in the website.
Fig. 3 is a schematic diagram of mapping of unique identification information of a mobile asset based on a block chain in an embodiment of the present invention, where a mobile asset financing collaboration platform first collects bottom layer basic information according to a service progress, the first information is material information of a pre-warehousing node, and the first information includes a material name, a material code, a specification, a model, a manufacturer, a batch number, and the like; the second is the warehousing information of the in-and-out warehouse nodes, including warehousing time, warehousing quantity, storage goods position, ex-warehouse time, ex-warehouse quantity, inventory state, abnormal alarm and the like; third, pledge registration node pledge information includes a pledge, a custodian, a pledge registration certification number, a pledge contract number, pledge delivery time, etc.; the mobile production financing cooperation platform uploads the three parts of information to a block chain to ensure the safety and the authenticity of the information data transfer process; and then the mobile asset financing cooperation platform associates the three parts of information with the unique identifier through a background database, and a user can inquire and trace the full life cycle circulation state of the unique identifier of the pledge by scanning the two-dimensional code or logging in a website.
In specific implementation, the scheme provided by the embodiment of the invention technically uses a block chain technology at the bottom layer, and can be implemented by one order node, wherein each organization (such as a mobile asset financing fund 1, 2.) corresponds to a plurality of Peer nodes, and the authority control in the jurisdiction of the organization is unified by the organization. According to specific service needs, multiple enterprises may form a sub-chain (channel), which is a subset of all participants in the federation chain.
In the implementation, the block chain SDK (software development kit) layer calls the interface at the bottom of the block chain to transmit data between each other. And calling an interface of the block chain SDK layer by the block chain intermediate layer. And the goods owner application, the warehousing application, the financing cooperative platform application and the fund application call interfaces of the block chain intermediate layer to transmit data among each other.
The following describes how the present invention can be implemented, with reference to table 1.
Table 1 shows an embodiment of a traceability method of unique identifiers of mobile property based on block chains, which includes four process nodes of warehousing application, warehousing and shelving, pledge registration and real-time monitoring, and links pre-warehousing bills, arrival registration material certificates, warehousing material certificates, shelving material certificates, pledge registration certificates and warehouse bill authentication information in a hash digest manner.
TABLE 1
Figure BDA0003851705040000051
According to the method, the whole process tracing and the right confirming of the pledged mobile asset can be realized by utilizing the block chain-based mobile asset uniqueness identifier tracing method.
The technical scheme provided by the embodiment of the invention has the beneficial technical effects that: the unique identification circulation of the mobile property based on the block chain is realized, all the mobile property financing participants join the alliance chain, the transparency, traceability and tamper resistance of data among the mobile property financing participants are guaranteed, the safety and efficiency of the pledge mobile property are improved, and the development of the mobile property financing service is greatly promoted.
The above is a description of method embodiments, and the embodiments of the present invention are further described below by way of apparatus embodiments.
As shown in fig. 4, the device for tracing unique identifier of pledge mobile asset based on block chain of the present invention includes:
the identification creating module A is used for creating a unique identification of the pledge movable property;
the mapping relation establishing module B is used for respectively writing the material information, the storage information and the pledge information into a database by the mobile asset financing demand side node, the physical mobile asset custody side node and the mobile asset financing capital side node, and respectively establishing mapping relations with the unique identifier of the mobile asset;
and the authentication and dynamic monitoring module C is used for finishing the authentication of the unique identification information by the mobile asset financing cooperative platform through a block chain technology, establishing a dynamic monitoring system and updating the mapping information of the unique identification of the mobile asset in real time.
It can be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working process of the described module may refer to the corresponding process in the foregoing method embodiment, and is not described herein again.
As shown in fig. 5, the electronic device of the present invention includes a Central Processing Unit (CPU) that can perform various appropriate actions and processes according to computer program instructions stored in a Read Only Memory (ROM) or computer program instructions loaded from a storage unit into a Random Access Memory (RAM). In the RAM, various programs and data required for the operation of the device can also be stored. The CPU, ROM, and RAM are connected to each other via a bus. An input/output (I/O) interface is also connected to the bus.
A plurality of components in the device are connected to the I/O interface, including: an input unit such as a keyboard, a mouse, etc.; an output unit such as various types of displays, speakers, and the like; storage units such as magnetic disks, optical disks, and the like; and a communication unit such as a network card, modem, wireless communication transceiver, etc. The communication unit allows the device to exchange information/data with other devices via a computer network such as the internet and/or various telecommunication networks.
The processing unit executes the respective methods and processes described above, for example, methods S101 to S104. For example, in some embodiments, methods S101-S104 may be implemented as a computer software program tangibly embodied in a machine-readable medium, such as a storage unit. In some embodiments, part or all of the computer program may be loaded and/or installed onto the device via ROM and/or the communication unit. When the computer program is loaded into RAM and executed by the CPU, one or more of the steps of methods S101-S104 described above may be performed. Alternatively, in other embodiments, the CPU may be configured to perform methods S101-S104 by any other suitable means (e.g., by way of firmware).
The functions described herein above may be performed, at least in part, by one or more hardware logic components. For example, without limitation, exemplary types of hardware logic components that may be used include: field Programmable Gate Arrays (FPGAs), application Specific Integrated Circuits (ASICs), application Specific Standard Products (ASSPs), systems on a chip (SOCs), responsible programmable logic devices (CPLDs), and the like.
Program code for implementing the methods of the present invention may be written in any combination of one or more programming languages. These program code may be provided to a processor or controller of a general purpose computer, special purpose computer, or other programmable data processing apparatus, such that the program code, when executed by the processor or controller, causes the functions/acts specified in the flowchart and/or block diagram to be performed. The program code may execute entirely on the machine, partly on the machine, as a stand-alone software package partly on the machine and partly on a remote machine or entirely on the remote machine or server.
In the context of the present invention, a machine-readable medium may be a tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. The machine-readable medium may be a machine-readable signal medium or a machine-readable storage medium. A machine-readable medium may include, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any suitable combination of the foregoing. More specific examples of a machine-readable storage medium would include an electrical connection based on one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
While the invention has been described with reference to specific embodiments, the invention is not limited thereto, and various equivalent modifications and substitutions can be easily made by those skilled in the art within the technical scope of the invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims (10)

1. A pledge movable property uniqueness identification tracing method based on a block chain is characterized by comprising the following steps:
firstly, creating a unique identifier of a pledge live asset;
secondly, respectively writing material information, warehousing information and pledge information into a database by a mobile property financing demand side node, a physical mobile property custody side node and a mobile property financing capital side node, and respectively establishing mapping relations with a unique identifier of the mobile property;
and finally, the mobile asset financing cooperative platform completes the unique identification information authentication through a block chain technology, establishes a dynamic monitoring system and updates the mapping information of the unique identification of the mobile asset in real time.
2. The pledge unique identifier tracing method based on the block chain as claimed in claim 1, wherein the nodes involved in the block chain comprise a mobile asset financing demand side node, a physical mobile asset custody side node, a mobile asset financing capital side node and a mobile asset financing cooperation platform side node.
3. The block chain-based pledge dynamic property identification tracing method according to claim 1, wherein the pledge dynamic property identification establishes an association mapping relationship with three pieces of information through a database, and the three pieces of information are material information, storage information and pledge information respectively.
4. The block chain-based pledge movable property unique identifier tracing method according to claim 1, wherein the movable property financing demander node initiates a warehousing application, constructs a pre-warehousing material information block, and adds the pre-warehousing material information block to the block chain.
5. The block chain-based method for tracing the uniqueness identifier of the escort live property according to claim 1, wherein the nodes of the custody party of the real live property confirm warehousing information, bring out material information according to a warehousing application work order, print uniqueness identifier labels of the live property in batches through a printer, automatically associate the material information with warehousing information, construct one-item-one-code warehousing information block, and add the warehousing information block into a block chain.
6. The block chain-based pledge unique identifier tracing method according to claim 1, wherein the pledge capital side node confirms pledge information, completes pledge capital registration, associates pledge registration information with a pledge unique identifier, constructs pledge registration information block, and adds the pledge registration information block to the block chain.
7. The block chain-based pledge mobile asset uniqueness identifier tracing method according to claim 1, wherein the mobile asset financing collaboration platform authenticates the mobile asset uniqueness identifier, checks whether the mobile asset uniqueness identifier is associated with the material information, the warehousing information and the pledge registration information, monitors the real-time state of the mobile asset uniqueness identifier, constructs a traceable authentication information block, and adds the authentication information block to a block chain.
8. The utility model provides a pledge's unique sign tracer of moving product based on block chain which characterized in that, the device includes:
the identification creating module is used for creating a unique identification of the pledge dynamic property;
the mapping relation establishing module is used for respectively writing the material information, the storage information and the pledge information into a database by the mobile property financing demand side node, the physical mobile property custody side node and the mobile property financing capital side node, and respectively establishing mapping relations with the unique identifier of the mobile property;
and the authentication and dynamic monitoring module is used for finishing the authentication of the unique identification information by the mobile asset financing cooperative platform through a block chain technology, establishing a dynamic monitoring system and updating the mapping information of the unique identification of the mobile asset in real time.
9. An electronic device comprising a memory and a processor, the memory having stored thereon a computer program, characterized in that the processor, when executing the program, implements the method according to any of claims 1-7.
10. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, is adapted to carry out the method of any one of claims 1 to 7.
CN202211136623.2A 2022-09-19 2022-09-19 Block chain-based pledge movable property uniqueness identifier tracing method and device Pending CN115564453A (en)

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CN108805696A (en) * 2018-05-25 2018-11-13 中国工商银行股份有限公司 Movables mortgage object monitors tracking system and method
CN109711983A (en) * 2019-01-11 2019-05-03 中信梧桐港供应链管理有限公司 Current assets mortgage financing appraisal procedure and device based on block chain framework
CN110135843A (en) * 2019-04-09 2019-08-16 苏宁易购集团股份有限公司 A kind of movables mortgage product monitoring and managing method and system based on alliance's chain
WO2019192119A1 (en) * 2018-04-03 2019-10-10 平安科技(深圳)有限公司 Blockchain-based financing method and system, and storage medium
CN110738560A (en) * 2019-09-25 2020-01-31 中信梧桐港供应链管理有限公司 Receivable account pledge financing method and device based on block chain architecture
CN113674080A (en) * 2021-07-30 2021-11-19 湖南大学 Block chain-based dynamic movable property pledge financing method, equipment and storage medium
CN113674084A (en) * 2021-08-19 2021-11-19 湖南大学 Block chain-based movable property pledge financing method, system, equipment and storage medium
EP3955191A1 (en) * 2020-08-14 2022-02-16 Alipay (Hangzhou) Information Technology Co., Ltd. Method and apparatus for verifying commodities in batches based on blockchain, and electronic device

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019192119A1 (en) * 2018-04-03 2019-10-10 平安科技(深圳)有限公司 Blockchain-based financing method and system, and storage medium
CN108805696A (en) * 2018-05-25 2018-11-13 中国工商银行股份有限公司 Movables mortgage object monitors tracking system and method
CN109711983A (en) * 2019-01-11 2019-05-03 中信梧桐港供应链管理有限公司 Current assets mortgage financing appraisal procedure and device based on block chain framework
CN110135843A (en) * 2019-04-09 2019-08-16 苏宁易购集团股份有限公司 A kind of movables mortgage product monitoring and managing method and system based on alliance's chain
CN110738560A (en) * 2019-09-25 2020-01-31 中信梧桐港供应链管理有限公司 Receivable account pledge financing method and device based on block chain architecture
EP3955191A1 (en) * 2020-08-14 2022-02-16 Alipay (Hangzhou) Information Technology Co., Ltd. Method and apparatus for verifying commodities in batches based on blockchain, and electronic device
CN113674080A (en) * 2021-07-30 2021-11-19 湖南大学 Block chain-based dynamic movable property pledge financing method, equipment and storage medium
CN113674084A (en) * 2021-08-19 2021-11-19 湖南大学 Block chain-based movable property pledge financing method, system, equipment and storage medium

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