CN114049147A - Trading method for consumer to replace trading platform - Google Patents
Trading method for consumer to replace trading platform Download PDFInfo
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- CN114049147A CN114049147A CN202111341509.9A CN202111341509A CN114049147A CN 114049147 A CN114049147 A CN 114049147A CN 202111341509 A CN202111341509 A CN 202111341509A CN 114049147 A CN114049147 A CN 114049147A
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- 238000000034 method Methods 0.000 title claims abstract description 25
- 238000012795 verification Methods 0.000 claims abstract description 26
- 238000004891 communication Methods 0.000 claims abstract description 13
- 238000012545 processing Methods 0.000 claims abstract description 13
- 230000001815 facial effect Effects 0.000 claims description 6
- 230000002159 abnormal effect Effects 0.000 claims description 5
- 244000046052 Phaseolus vulgaris Species 0.000 claims description 3
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 claims description 3
- 239000010931 gold Substances 0.000 claims description 3
- 229910052737 gold Inorganic materials 0.000 claims description 3
- 235000021332 kidney beans Nutrition 0.000 claims description 3
- 230000009286 beneficial effect Effects 0.000 abstract description 2
- 230000004075 alteration Effects 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 230000010354 integration Effects 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0213—Consumer transaction fees
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0222—During e-commerce, i.e. online transactions
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Abstract
The invention discloses a trading method for a consumer to replace a trading platform, which is characterized by comprising the following steps: a consumer inputs personal information through an information recording module and then opens an account; the consumer logs in the platform after the identity is verified through the identity verification module, then page browsing is carried out, and a commodity to be purchased is selected; the secret code generating module generates a secret code from the product information to be purchased by the consumer and sends the secret code to the secret code processing module; the password processing module translates the received password into a code and sends the code to the communication module; the invention has the beneficial effects that: the personal identity of the consumer can be verified through the authentication of the identity verification module, the malicious login of other people to the account is prevented, the property safety of the consumer is improved, the consumer can selectively purchase other non-limited commodities through the transaction platform, the universality of points is improved, various transaction modes can be selected, and the consumption enthusiasm of the consumer is provided.
Description
Technical Field
The invention relates to the technical field of internet, in particular to a trading method for a consumer to replace a trading platform.
Background
Usually, after the consumer consumes on the internet platform, the consumer has a certain point, and the point integration mode is mainly applied to secondary consumption of the consumer and can deduct funds; however, the credit is small, and the returned credit cannot be used for purchasing other articles, and can only be used for designated consumption, so that a new transaction platform is needed, and the credit can be used for consumption in other states or equivalent goods can be replaced.
Disclosure of Invention
The present invention is directed to a trading method for a consumer to replace a trading platform, so as to solve the problems mentioned in the background art.
In order to achieve the purpose, the invention provides the following technical scheme: a trading method for a consumer replacement trading platform, comprising the steps of:
s1, the consumer inputs personal information through the information recording module and opens an account;
s2, the consumer logs in the platform after the identity is verified through the identity verification module, then page browsing is carried out, and the commodity to be purchased is selected;
s3, the secret code generating module generates a secret code from the product information to be purchased by the consumer and sends the secret code to the secret code processing module;
s4, the password processing module translates the received password into a code and sends the code to the communication module;
s5, the communication module sends the received code to the mobile terminal, and the mobile terminal operates to jump to a transaction selection interface;
and S6, finishing commodity transaction by selecting a transaction mode by the consumer.
Preferably, the step S1 further includes the steps of:
s11, fingerprint characteristic information, iris characteristic information and facial characteristic information of the consumer are collected through an information recording module;
and S12, opening the displacement-matched point account according to the identity information of each consumer.
Preferably, the step S2 further includes verifying the fingerprint feature information, the iris feature information, and the facial feature information of the consumer by using an identity verification module, where the three verification methods can be completed by using one of the three verification methods, and the consumer can log in the platform to browse the merchandise after the verification is passed.
Preferably, in step S3, the secret password generation module generates a secret password corresponding to the information of each commodity.
Preferably, the secret password processing module in S4 may convert the received secret password into a general code that the mobile terminal can run.
Preferably, the step S5 further includes the steps of:
s51, the communication module sends the received codes to the mobile terminal, and the mobile terminal runs the received codes and then jumps to the transaction selection interface;
s52, the consumer pays by cash, and after payment is finished, the consumer can obtain corresponding points, cash red packages, kidney beans, cloud gold coins and the like; when the consumer uses the device in the subsequent process, the related transaction of the goods or the services can be completed through the payment modes of cash red packet, cash payment, point payment and the combination payment mode of point and cash.
Preferably, the step S6 further includes that after the transaction is completed, if the payment mode includes credit payment, the platform deducts the consumption credit from the account corresponding to the consumer.
Preferably, when the verification of the consumer identity fails in step S2, the platform sends verification exception information to the mobile terminal of the consumer, and the consumer needs to complete feedback, if the feedback is abnormal, the platform automatically freezes the account of the consumer
Compared with the prior art, the invention has the beneficial effects that: the personal identity of the consumer can be verified through the authentication of the identity verification module, the malicious login of other people to the account is prevented, the property safety of the consumer is improved, the consumer can selectively purchase other non-limited commodities through the transaction platform, the universality of points is improved, various transaction modes can be selected, and the consumption enthusiasm of the consumer is provided.
Drawings
FIG. 1 is a schematic flow chart of a transaction method of the present invention;
FIG. 2 is a schematic diagram of a transaction process of the system of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1 and fig. 2, the present invention provides a technical solution: a trading method for a consumer replacement trading platform, comprising the steps of:
s1, the consumer inputs personal information through the information recording module and opens an account;
s2, the consumer logs in the platform after the identity is verified through the identity verification module, then page browsing is carried out, and the commodity to be purchased is selected;
s3, the secret code generating module generates a secret code from the product information to be purchased by the consumer and sends the secret code to the secret code processing module;
s4, the password processing module translates the received password into a code and sends the code to the communication module;
s5, the communication module sends the received code to the mobile terminal, and the mobile terminal operates to jump to a transaction selection interface;
and S6, finishing commodity transaction by selecting a transaction mode by the consumer.
Further, the step S1 further includes the following steps:
s11, fingerprint characteristic information, iris characteristic information and facial characteristic information of the consumer are collected through an information recording module;
and S12, opening a unique matching point account according to the identity information of each consumer.
Further, the step S2 includes verifying the fingerprint feature information, the iris feature information, and the facial feature information of the consumer by the identity verification module, where the three verification methods can be completed by one of the three verification methods, and the consumer can log in the platform to browse the merchandise after the verification is passed.
Further, in step S3, the secret password generating module generates a corresponding secret password from the information of each commodity.
Further, the secret password processing module in S4 may convert the received secret password into a general code that the mobile terminal can run.
Further, the step S5 further includes the following steps:
s51, the communication module sends the received codes to the mobile terminal, and the mobile terminal runs the received codes and then jumps to the transaction selection interface;
s52, the consumer can choose to pay by cash red envelope, cash payment, point payment and combination of point and cash.
Further, step S6 includes that after the transaction is completed, if the payment mode includes credit payment, the platform deducts the consumption credit from the account corresponding to the consumer.
Further, when the step S2 further includes that the consumer identity authentication fails, the platform sends authentication exception information to the mobile terminal of the consumer, the consumer needs to complete feedback, and if the feedback is abnormal, the platform automatically freezes the account of the consumer
Specifically, when the system is used, a consumer takes fingerprint characteristic information, iris characteristic information and face characteristic information of the consumer through an information input module, then a uniquely matched point account is opened according to the identity information of each consumer, the consumer verifies the fingerprint characteristic information, iris characteristic information and face characteristic information of the consumer through an identity verification module, the verification can be completed through one of the three verification modes, the consumer can log in a platform to browse commodities after the verification is passed, the commodities to be purchased are selected, when the identity verification of the consumer fails, the platform can send verification abnormal information to a mobile terminal of the consumer, the consumer needs to complete feedback, if the feedback is abnormal, the platform automatically freezes the account of the consumer, a password generation module generates corresponding passwords according to the information of each commodity, and sends the passwords to a password processing module, the secret code processing module can convert the received secret code into a general code which can be run by the mobile terminal and send the general code to the communication module, the communication module sends the received code to the mobile terminal, the mobile terminal runs the received code and then jumps to a transaction selection interface, a consumer pays by cash, and after payment is finished, the consumer can obtain corresponding points, cash red packets, kidney beans, cloud gold coins and the like; when the consumer uses the device in the subsequent process, the related transaction of the goods or the services can be completed through the payment modes of cash red packet, cash payment, point payment and the combination payment mode of point and cash. And after the transaction is completed, if the payment mode comprises point payment, the platform deducts the consumption points in the account corresponding to the consumer.
In the description of the present invention, it is to be understood that the terms "coaxial", "bottom", "one end", "top", "middle", "other end", "upper", "one side", "top", "inner", "front", "center", "both ends", and the like, indicate orientations or positional relationships based on those shown in the drawings, and are only for convenience of description and simplicity of description, and do not indicate or imply that the referenced device or element must have a particular orientation, be constructed and operated in a particular orientation, and thus, are not to be construed as limiting the present invention.
Furthermore, the terms "first", "second", "third", "fourth" are used for descriptive purposes only and are not to be construed as indicating or implying a relative importance or implicitly indicating the number of technical features indicated, whereby the features defined as "first", "second", "third", "fourth" may explicitly or implicitly include at least one such feature.
In the present invention, unless otherwise expressly specified or limited, the terms "mounted," "disposed," "connected," "secured," "screwed" and the like are to be construed broadly, e.g., as meaning fixedly connected, detachably connected, or integrally formed; can be mechanically or electrically connected; the terms may be directly connected or indirectly connected through an intermediate, and may be communication between two elements or interaction relationship between two elements, unless otherwise specifically limited, and the specific meaning of the terms in the present invention will be understood by those skilled in the art according to specific situations.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.
Claims (8)
1. A trading method for a consumer replacement trading platform, comprising the steps of:
s1, the consumer inputs personal information through the information recording module and opens an account;
s2, the consumer logs in the platform after the identity is verified through the identity verification module, then page browsing is carried out, and the commodity to be purchased is selected;
s3, the secret code generating module generates a secret code from the product information to be purchased by the consumer and sends the secret code to the secret code processing module;
s4, the password processing module translates the received password into a code and sends the code to the communication module;
s5, the communication module sends the received code to the mobile terminal, and the mobile terminal operates to jump to a transaction selection interface;
and S6, finishing commodity transaction by selecting a transaction mode by the consumer.
2. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: the step S1 further includes the following steps:
s11, fingerprint characteristic information, iris characteristic information and facial characteristic information of the consumer are collected through an information recording module;
and S12, opening a unique matching point account according to the identity information of each consumer.
3. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: the step S2 further includes verifying the fingerprint feature information, the iris feature information and the facial feature information of the consumer by the identity verification module, wherein the three verification methods can be completed by one of the three verification methods, and the consumer can log in the platform to browse the commodity after the verification is passed.
4. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: in step S3, the secret password generation module generates a corresponding secret password from the information of each commodity.
5. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: the password processing module in S4 may convert the received password into a general code that the mobile terminal can run.
6. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: the step S5 further includes the following steps:
s51, the communication module sends the received codes to the mobile terminal, and the mobile terminal runs the received codes and then jumps to the transaction selection interface;
s52, the consumer pays by cash, and after payment is finished, the consumer can obtain corresponding points, cash red packages, kidney beans and cloud gold coins.
7. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: step S6 further includes that after the transaction is completed, if the payment mode includes point payment, the platform deducts the consumption points from the account corresponding to the consumer.
8. A transaction method for a consumer replacement transaction platform according to claim 1, wherein: step S2 includes that when the authentication of the consumer fails, the platform sends authentication exception information to the mobile terminal of the consumer, and the consumer needs to complete feedback, if the feedback is abnormal, the platform automatically freezes the account of the consumer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111341509.9A CN114049147A (en) | 2021-11-12 | 2021-11-12 | Trading method for consumer to replace trading platform |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111341509.9A CN114049147A (en) | 2021-11-12 | 2021-11-12 | Trading method for consumer to replace trading platform |
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| CN114049147A true CN114049147A (en) | 2022-02-15 |
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| CN202111341509.9A Pending CN114049147A (en) | 2021-11-12 | 2021-11-12 | Trading method for consumer to replace trading platform |
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Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20140379564A1 (en) * | 2013-06-25 | 2014-12-25 | Yi-Hong Hsu | Cloud service integration pay trading system |
| CN104732418A (en) * | 2014-12-11 | 2015-06-24 | 科技先知有限公司 | Reward point transaction system and method |
| US20180300705A1 (en) * | 2017-04-18 | 2018-10-18 | Verrency Holdings Pte. Ltd. | Points-based payment system |
| CN109784995A (en) * | 2019-01-09 | 2019-05-21 | 免单君(深圳)科技有限公司 | The acquisition methods of rebating integral based on electric business platform and the business model used |
| CN109919604A (en) * | 2017-12-13 | 2019-06-21 | 万事达卡国际公司 | Method and system for the transaction for using the consumer of crypto token to initiate |
| CN112398816A (en) * | 2020-11-02 | 2021-02-23 | 陕西医链区块链集团有限公司 | Transaction identification and verification system based on block chain |
| CN113487358A (en) * | 2021-07-09 | 2021-10-08 | 宁宪光 | Novel digital consumption point generation method and transaction system |
| CN113592502A (en) * | 2021-07-23 | 2021-11-02 | 重庆世纪禾马科技有限公司 | Circular consumption method, system, computer equipment and storage medium |
-
2021
- 2021-11-12 CN CN202111341509.9A patent/CN114049147A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20140379564A1 (en) * | 2013-06-25 | 2014-12-25 | Yi-Hong Hsu | Cloud service integration pay trading system |
| CN104732418A (en) * | 2014-12-11 | 2015-06-24 | 科技先知有限公司 | Reward point transaction system and method |
| US20180300705A1 (en) * | 2017-04-18 | 2018-10-18 | Verrency Holdings Pte. Ltd. | Points-based payment system |
| CN109919604A (en) * | 2017-12-13 | 2019-06-21 | 万事达卡国际公司 | Method and system for the transaction for using the consumer of crypto token to initiate |
| CN109784995A (en) * | 2019-01-09 | 2019-05-21 | 免单君(深圳)科技有限公司 | The acquisition methods of rebating integral based on electric business platform and the business model used |
| CN112398816A (en) * | 2020-11-02 | 2021-02-23 | 陕西医链区块链集团有限公司 | Transaction identification and verification system based on block chain |
| CN113487358A (en) * | 2021-07-09 | 2021-10-08 | 宁宪光 | Novel digital consumption point generation method and transaction system |
| CN113592502A (en) * | 2021-07-23 | 2021-11-02 | 重庆世纪禾马科技有限公司 | Circular consumption method, system, computer equipment and storage medium |
Non-Patent Citations (1)
| Title |
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